5-Steps to Find the BEST Annuity or Hybrid Pension

[@JagLite]

Great video! Love Gracie. I had not heard about the various strategies so I am looking forward to your next video every time you release one. I like your approach and knowledge. I certainly need to learn more. Always. Thank you!

[@kciis]

Very nice of you. Thank you!

[@kciis]

Was this the first time you’ve heard of these strategies discussed in this video?

[@Wellnessonetoone]

First time for strategy and laddering

[@kciis]

I hope our videos have helped explain strategies like Staging & Laddering your annuities. We know it can be complicated, but it is worth understanding!

[@gloriacraft8144]

First time learning about laddering

[@JMc1125]

Just retired a month ago. Have a pension from my job. Sold our house and want to look into a hybrid pension with the equity we got off of our house. Who should I talk to?

[@kciis]

Feel free to call our office and someone would be happy to help schedule a meeting with us. 👍. 408-502-7080 or Email [e-mail]

Is Indexed Universal Life the same product as a hybrid pension?

[@kciis]

No, and do not let anyone ever make you think so. Well, life insurance can provide tax-free income, do not believe any KZbinrs I talk about infinite banking. The infinite is very misleading. If you call the insurance company directly and ask them if the universal life insurance policy can provide any guaranteed income for the rest of your life, contractually and in writing, they will say no. Remember, life insurance is for a death benefit. A pension or hybrid pension or Social Security is considered a “living benefit.” Makes sense? Please take a look at this first playlist to lay the foundation on what a hybrid pension is and comparing them to other annuities. Step 1: 5 Annuity Types Explained (Terminologies & Conceptual Purposes) kzbin.info/aero/PLhy55v5WCqkDeauJQO53zTt3UXf_Fb6qt Kai & Ann Chung 408-502-7080

[@kciis]

Oh, and after you’re done with the Step 1 playlist, I would recommend going to a channel, click playlist, and look for steps 2,3, and 4 to be well educated, and have a strong foundation regarding guaranteed income.

[@peacespeaker3348]

First time hearing about laddering

[@kciis]

Glad we can educate you. Here are two other videos regarding laddering OUT vs IN along with our Staging concept. Feel free to call our office where we can also have you follow our process so you can watch all of our videos in order. kzbin.info/www/bejne/hJLcdmV_qMufbc0si=LkQ2NVnDI4JvUyb5 kzbin.info/www/bejne/nonXe4ygqZqne5osi=hknsh0uqwhgcI6PO Kai & Ann Chung 408-502-7080

[@johneldridge8918]

I have watched 4 of you guy video and I am as confused as a termite in a yoyo😢 on hybrid pension

[@kciis]

It may be best for you to watch the playlists in the right order, if you go to our playlists, there will be 4 playlists total on Annuities named Step 1-Step 4, that will help you to have a smoother learning experience!

[@gzsaliga]

Never heard of laddering

[@kciis]

Please watch our most recent video that we just released last weekend.

[@kciis]

Here it is: kzbin.info/www/bejne/hJLcdmV_qMufbc0si=4SBiEaUClGpuwtrc We are in the middle of making the new video that will combine another strategy called staging. Watch out for that! Hopefully you subscribed so you’ll be notified. In the meantime, feel free to call us to learn more. Kai & Ann Chung 408-502-7080

[@billbeeb1803]

I have Medicare with a United healthcare Supplement plan G policy that you guys help me with. Jake was the guy that helped me back in Dec 2023. Great guy, was a lot of help. My plan started in Jan. 2024. I live in CA. and they have the birthday rule which for me will be Jan. 2025. I'm thinking about switching to United Healthcare Plan N. because of the price and I like the free gym Membership. Should I go through you guys or just call United Healthcare directly.

[@kciis]

Give us a call so we can guide you. By the way, it’s best to email or call us as well as commenting. This way we don’t miss your question. Sometimes we don’t get to all comments.

[@guzzi95]

You two blow me away.. One video you are Slamming Annuities and Now you have a plan to get the best ones. This is quite funny. I have two Indexed Annuities that I have had for a long time and a 5 cd ladder. All doing well. What we need to do is get rid of Biden.

[@kciis]

Thanks for your response. Just to be clear, we never slam annuities, rather we make sure that there’s full disclosures on both sides. So while it might sound like we might be slamming them, especially if we made a video on the disadvantages, we always discuss the advantages with it as well. Do you mind if I ask which video are you referring to? Kai

[@gilmeachum]

No

[@kciis]

Thanks!

[@jakejiang7543]

Laddering is such an efficient way to maximize the use of your money 👌

[@kciis]

We will be making a video on that soon!