5 Uncomfortable Truths I’ve Learned About Money

  Рет қаралды 23,892

Rachel Cruze

Rachel Cruze

Күн бұрын

Пікірлер: 62
@ThomasJames-g2v
@ThomasJames-g2v 3 ай бұрын
Hit 100k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024
@FeliciaEmily-m2y
@FeliciaEmily-m2y 3 ай бұрын
Wow that's huge, how do you make that much monthly.
@MachHenry
@MachHenry 3 ай бұрын
that's nice you makes you that much!! please is there a way to reach her services, I work 2 jobs and trying to pay off my debts for a while now!! Please help me.
@ThomasJames-g2v
@ThomasJames-g2v 3 ай бұрын
As a beginner investor, it’s essential for you to have a mentor to keep you accountable. michelle sule is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
@BennyMedina-x4m
@BennyMedina-x4m 3 ай бұрын
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser michelle , for her expertise and exposure to different areas of the market.
@ThomasJames-g2v
@ThomasJames-g2v 3 ай бұрын
@@MachHenry She’s mostly on TELEGRAMS, using the ?…
@ranikster9955
@ranikster9955 4 ай бұрын
I’m at a point now where I almost only buy groceries and not much else
@RebeccaKeepper.eXpRealtor417
@RebeccaKeepper.eXpRealtor417 4 ай бұрын
Me too! Just buying groceries and paying for basics. Budget budget budget ❤ working on contentment
@Tashas_Travels
@Tashas_Travels 4 ай бұрын
Same here. I only get to ewt out when someone invites me out and ofcourse they pay the bill. Other than that i cant afford to do so myself and i rather invite them to my place and cook them a good meal to treat them too. I now make everything i like eating from banana bread to cookies to cakes because its cheaper to make them than eat thwm in a restaurant lol 😆 .
@ranikster9955
@ranikster9955 4 ай бұрын
@@Tashas_Travels that sounds great. I try to make everything from scratch as much as I can. We have a relatively inexpensive butcher and supermarket here. We almost never eat out anymore unless we go out for coffee or something small. We cut down our spending books and beauty products and streaming services. It’s hard but so worth it 😊
@ranikster9955
@ranikster9955 3 ай бұрын
@@RebeccaKeepper.eXpRealtor417 That sounds amazing. It’s not easy, I know. We’re trying to cut ✂️ down our spending and realise that the money we had set aside for spending was the same amount we usually spend on groceries and household purchases. It’s insanely expensive. I live in Denmark so maybe it’s a bit different here ❤
@kimberlylepine5115
@kimberlylepine5115 4 ай бұрын
I've just learned to ignore the criticism and keep doing what I have learned how to do to succeed, and I do it on my own terms.
@Riggsnic_co
@Riggsnic_co 2 ай бұрын
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
@kevinmarten
@kevinmarten 2 ай бұрын
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment
@Jamessmith-12
@Jamessmith-12 2 ай бұрын
Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.
@JacquelinePerrira
@JacquelinePerrira 2 ай бұрын
Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.
@kevinmarten
@kevinmarten 2 ай бұрын
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
@JacquelinePerrira
@JacquelinePerrira 2 ай бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@sjf8305
@sjf8305 4 ай бұрын
Thank you for covering these hard to talk about topics Rachel i started watching your videos and your dad's about a few months ago they are slowly helping me and my husband change our lives.
@teenindustry
@teenindustry 4 ай бұрын
I was really fortunate my grandparents were immigrants who created intergenerational wealth and I haven’t had to struggle. I still made money mistakes but I also know more money doesn’t make you better it just amplifies who you are
@strugglebytheday1257
@strugglebytheday1257 4 ай бұрын
I could watch you everyday! Just beautiful.
@mrsh2167
@mrsh2167 4 ай бұрын
its called lifestyle creep
@BudgetwithMulan
@BudgetwithMulan 3 ай бұрын
Hi Rachel I was wondering do you think a UTMA account is a good way to save for a kids college and etc.
@EricMoore790
@EricMoore790 4 ай бұрын
I like her shirt.
@shanamorgan3
@shanamorgan3 4 ай бұрын
It's super cute!
@persephone213
@persephone213 3 ай бұрын
Same
@RaulDiaz-n9t
@RaulDiaz-n9t 4 ай бұрын
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%.. Wondering if they're any short term opportunities I can invest in.
@Joanmacduff
@Joanmacduff 4 ай бұрын
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience. Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
@RaulDiaz-n9t
@RaulDiaz-n9t 4 ай бұрын
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
@Joanmacduff
@Joanmacduff 4 ай бұрын
Gabriel Alberto William is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@RaulDiaz-n9t
@RaulDiaz-n9t 4 ай бұрын
He appears to be well-educated and well-read. I ran an online search on his name and came across his website; thank you for sharing
@penniewashington5929
@penniewashington5929 3 ай бұрын
Hello. I really want to watch all of your videos but the music throughout is so distracting that I can’t focus on what your saying, so I have to back out. Does this cause issues for anyone else?
@shanamorgan3
@shanamorgan3 4 ай бұрын
I need better discipline. I spend most on health products
@Zoeykw1087
@Zoeykw1087 3 ай бұрын
I would have to disagree the people that make more money can enjoy their life, and they can put forth money for retirement and for an emergency emergency fund Because they make a lot more money But the people that don’t make a lot of money they struggle with saving because they can’t enjoy their life and save a ton of money. Hard for them to save and enjoy their life at the same time. It’s like either one or the other. They can save a little and put, set a little to the side, but it would just take them a long time a very long time to get to their goal. People who make 40-60k a year can live slightly luxuriously and enjoy the finer things and save a lot for retirement simultaneously and other things. Don’t compare lower income to much higher income people because one has more the advantage in the upper hand
@blackbutterfly233ify
@blackbutterfly233ify 3 ай бұрын
You are definitely one of those people who would spend more money when you make more. If someone makes 30-40k a year, that can still live the life they want and upgrade if they want. If they are debt free, even an income of 30-40 is richer than 200k living paycheck to paycheck
@jordy_beats2980
@jordy_beats2980 4 ай бұрын
Did you pay for your house?
@rebeckawoods6093
@rebeckawoods6093 3 ай бұрын
She's talked about how she and her husband saved every penny they could to build their house.
@jordy_beats2980
@jordy_beats2980 3 ай бұрын
@@rebeckawoods6093you think she saved 2.4 million? Or took out a mortgage where it’s less than 25% of their take home for 15 years? You would need a huge income.. even then. Who has that type of income generally.
@blackbutterfly233ify
@blackbutterfly233ify 3 ай бұрын
@@jordy_beats2980sounds like you don't and that's why your complaining
@npbjw3112
@npbjw3112 4 ай бұрын
You look beautiful!
3 ай бұрын
I miss your long hair
@fabiovera6513
@fabiovera6513 4 ай бұрын
First to comment 😊
@unionash1
@unionash1 4 ай бұрын
Syren De Mer strikes again
@Ninkendo64
@Ninkendo64 3 ай бұрын
😂😂😂
@rickgonzalez1218
@rickgonzalez1218 4 ай бұрын
Second
@teliciamckee9477
@teliciamckee9477 4 ай бұрын
Third!😂
@HieouyaAgnèsDoyo
@HieouyaAgnèsDoyo 4 ай бұрын
!I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks or Crypto will be appreciated
@BakoreSyllaa
@BakoreSyllaa 4 ай бұрын
As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Kristine Lynn Weber is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
@SandrineKouassir
@SandrineKouassir 4 ай бұрын
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Kristine Lynn Weber, for her expertise and exposure to different areas of the market.
@SandrineKouassir
@SandrineKouassir 4 ай бұрын
Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.
@HieouyaAgnèsDoyo
@HieouyaAgnèsDoyo 4 ай бұрын
nice! once you hit a big milestone, the next comes easier. How can i reach her if you don't mind me asking?
@SandrineKouassir
@SandrineKouassir 4 ай бұрын
look up her name on the web for her website.
@garrywilliams1696
@garrywilliams1696 4 ай бұрын
Love Rachel, but antiquated ! Crypto is the asset vehicle that needs more education right now. 2 trillion dollars kinda means something, certainly not unproven.. unfortunately it's no ETF set and forget, it's many weeks and months of researching but for a fairly easy 8-12% a month well worth the work.
@mousejackson2523
@mousejackson2523 4 ай бұрын
Let’s see your crypto portfolio that’s average 12% a month for a year. You understand that’s well over doubling your money a year… and you say it’s easy
@garrywilliams1696
@garrywilliams1696 4 ай бұрын
@@mousejackson2523 yep ETH USDC on Aerodrome, Wbtc/ Sol on Orca...and BNB/ Doge LP pool on BSC...easy
@tressalewis7004
@tressalewis7004 4 ай бұрын
You are so, right, Rachel! Life happened to us. We had our house paid off. Then life through us, some nasty curveballs, and we had to go into a second mortgage. Well, that’s paid off now, so thankful for your baby steps.❤
@mousejackson2523
@mousejackson2523 3 ай бұрын
@@tressalewis7004 need to get more insurance for the future. Better to overpay by thousands of dollars over your life then miss out on 100k
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