7 Purchases That Significantly Improved My Life

  Рет қаралды 51,094

Rachel Cruze

Rachel Cruze

Күн бұрын

Пікірлер: 175
@just_a_guy13
@just_a_guy13 2 ай бұрын
Guys perspective: 1. Tools 2. Vacuum sealer for food 3. Good clothes to look respectable in 4. An everyday watch (samsung smart watch for me) and a cheap nice watch for special occasions 5. A Deep Freezer for... 6. A half cow for good meat 7. Date night amd family night money Not in any specific order
@tanyapinnock2347
@tanyapinnock2347 Ай бұрын
@@just_a_guy13 I like your list - yes tools, yes clothes (people tend to buy too many) the watch I bought a good one in Switzerland as my fiancé had a good one…. (I do love it bought 24 years ago) but a digital one with timer For less than $200 would have been more useful. I bought a Second hand deep freezer a Few years ago…. The best! Keep extra food and Meals, the person I bought it for Kept the half a Cow in it. (I am vegetarian) Money so can spend time with people! Thermomix so I can make things from scratch with ease. Purchased 12 years ago.
@paulreinicke6366
@paulreinicke6366 21 сағат бұрын
1) Half cow is spot on. Got one right before Covid hit and had meat for the year! 2) Master Bath remodel to Spa Standards. 3) Tools indeed. 4) I get discounted prepaid Haircut cards and load them with at least 10 haircuts. Give them as gifts to my sons. 5) Nice pants and shirts that last for 5+ years 6) I really nice bicycle that you love riding it.
@lemmdus2119
@lemmdus2119 2 ай бұрын
I believe in saving money up to buy the best because quality lasts and is therefore cheaper in the long run. Buy once, cry once.
@tduck828
@tduck828 2 ай бұрын
Truth!!
@cdevidal
@cdevidal 2 ай бұрын
In my experience, one tier above bottom tier is where the greatest value is. You don't need the absolute-most expensive item in any category to get the job done, reliably.
@brendatomlinson
@brendatomlinson Ай бұрын
@@cdevidalI agree with this. I just bought a second hand Electrolux vacuum. Don’t need a Kirby (considered the best by many)
@brandonly27
@brandonly27 6 күн бұрын
You're good, bro. Kitchen appliances (other than fridges or ovens) are not things that make you go broke.
@ashleys.9927
@ashleys.9927 2 ай бұрын
Hey Rachel! Love this! I would say a crockpot! Set it and forget it.The house smells lovely and family is fed. There’s no question about what’s for dinner or needing to grab something in a hurry.
@user-xf5ef9ct5x
@user-xf5ef9ct5x Ай бұрын
#1 purchase for myself : my large print bible It will always be the best, selfish item I’ve ever bought. #2 hearing aids for my husband ❤
@cesargalvan9808
@cesargalvan9808 Ай бұрын
I’m 6.7 feet tall when I got a bed that was big enough for me was life changing.
@pamelabower4510
@pamelabower4510 2 ай бұрын
Yes, more, please! Call it "Rachel's favorite things!"
@dianewiest6717
@dianewiest6717 Ай бұрын
My Bernina sewing machine bought in 1985. It has brought me so much joy. I recently bought a computerized Bernina sewing machine and a Babylock serger. I love to sew!
@melaniereynders
@melaniereynders 2 ай бұрын
Best purchase by far is my husband’s CPAP machine. His health and quality of sleep are too important not to have it… not to mention that I sleep better too 😂 And a recent purchase that I love is the second hand $5 bentgo lunchbox I picked up for my preschooler. She’s obsessed with it and it has made meal times easier and less of a fight.
@sally0404
@sally0404 2 ай бұрын
Good sneakers! I’m on my feet all day every day and this is one place I don’t cheap out
@emilyduck2220
@emilyduck2220 Ай бұрын
Yes I learned this one. What is a good company for you? I need a wide foot shoe. And I am on my feet a lot too. Im in retail.
@sally0404
@sally0404 Ай бұрын
⁠ASICS gel nimbus If you get last year’s model a bit cheaper I have a wide foot too
@tonibartolome8292
@tonibartolome8292 Ай бұрын
Best shoes for being on your feet all day are hokas
@sally0404
@sally0404 Ай бұрын
⁠I tried Hokas but the sole was too thick..great looking shoes though! I broke my foot several years ago and already had a high instep so my feet are fussy lol
@nshackle
@nshackle Ай бұрын
Get somebody in to do the cleaning has been a big game changer for me - frees up so much time at the weekend to do other activities Other item would be an air fryer - cooks a lot of food items really nicely and is very economical
@sheryl7837
@sheryl7837 Ай бұрын
We must be related! Two of my favorite things and so worth it.
@nshackle
@nshackle Ай бұрын
@@sheryl7837 absolutely !😊👍
@kemi1486
@kemi1486 2 ай бұрын
OMG my husband’s been trying to buy me a Louis Vuitton tote for a couple years but I keep talking him out of spending that much money. Now I might just let him so I can stop having to replace the cheap handbags so often✨
@krymyldamacdonald4191
@krymyldamacdonald4191 Ай бұрын
I bought a hand made bag from a small business in Nicaragua. That was 25 years ago . Still in perfect condition
@michellefitz4287
@michellefitz4287 Ай бұрын
Definitely get the tote! Is a beautiful high quality item that will bring you joy every single time you look at it! My sister has that one and is so happy with the size and function and of course timeless. Good luck!
@rg-mi5hh
@rg-mi5hh 2 ай бұрын
Thermal grade curtains are worth it because it helps save on the utilities.
@rachelrak4502
@rachelrak4502 2 ай бұрын
Our #1 in our household is (sometimes enameled) cast iron cookware. It can literally last generations and makes SO much high quality food. It helps save money and your health
@richardmelton1216
@richardmelton1216 Ай бұрын
For a dad who does any amount of wood working and building, I couldn't get along without my chop saw.
@danielward-allen9825
@danielward-allen9825 Ай бұрын
#1 AR15 .223 #2 Ammo #3 4WD #4 GShock #5 Dental health
@atthebeach91
@atthebeach91 Ай бұрын
Thank you Rachel!! So good to hear what your best purchases are! For me it’s my Wireless ear buds! I take them everywhere. Travelling, waiting for an appointment, vacuuming, walking, running, my son’s soccer practice. I love being able to pop them in and listen to a podcast, a show or news updates, etc. I feel more productive and it’s de-stressing to listen to something I enjoy in these small pockets of free time!
@mariacorretge6615
@mariacorretge6615 Ай бұрын
I bought a "colour analysis", to find out which colours suited me best. Since then I've sold/given away lots of clothes that simply made me look drained and I haven't bought anything I haven't liked. Truly recommend. I love feeling energised by colour. Another thing I love is a nice warm scarf in the winter and a nice perfume. It just feels so luxurious, even if you are walking in the dead of the night towards your car to start a gruelling long work shift! And finally, I buy apple products (phone and computer). They last me ages, I'm on my second laptop in 10 years and I've had my I phone 7 for 5 years.
@grainneocarroll6427
@grainneocarroll6427 2 ай бұрын
I got an Ilse Jacobsen raincoat, mid calf length, about 9 years ago. I get to work by train, standing on a platform exposed to wind and rain coming off the Atlantic, and go past a number of large potholes that bus drivers love to splash pedestrians with on the walk from the train to the office. That coat was fantastic until I needed a larger one (middle age spread), and the replacement is 3 years old now and still perfect. Dry shoulders,, dry head, dry legs and only sometimes needing to change shoes is great. I’m now based in rainy Brussels and have a lot of walking to do and it’s perfect to keep me dry and properly presentable for business. And my original is packed away safely to come out again when my efforts in the gym start to pay off.
@carolherm
@carolherm 2 ай бұрын
Therapy - Yay!!! I totally agree. Enriches our lives, so worth it. We only go around once. Go Rachel!
@tduck828
@tduck828 2 ай бұрын
I bought a Dyson hairdryer. For real, best thing I have ever bought!! Well worth the price, but i did get it on sale for $330 at costco!! I don't have life insurance, unnecessary for me. Agree with designer handbags, totally worth the money!!
@jenihinton6135
@jenihinton6135 Ай бұрын
A $10 Total Money Makeover book!!! Changed our lives!!!
@katiedickinson7866
@katiedickinson7866 Ай бұрын
When my husband and I were reconciling we went to a Christian counselor who helped us understand our communication styles and how they originated from childhood!! Good stuff.
@kimdenardo1076
@kimdenardo1076 27 күн бұрын
OXO Vegetable peeler - lasts 20 years! Got mine as a shower gift, just replaced it. Kitchen Aid Stand Mixer, My Pillows! have each kind, plus their bedding. Suzanne Somers, Sunrise Multi Stick (for cheeks, lips) so good (I buy one a year, my go to minimalist face), Primaly Pure Almond/Vanilla body butter. All natural ingredients -works wonders
@donnaallgaier-lamberti3933
@donnaallgaier-lamberti3933 Ай бұрын
Mine: 1) Crockpot 1) Air purifer 3) Dehumidifer 4) Vacuum sealer 5) Camera 6) Satvata bed with head and foot that raises.
@CosmosBracknell
@CosmosBracknell Ай бұрын
kay, I’ve always scratched my head about the obsession around the kislux book totes and their practicality, but this one is adorable!! Congratulations
@TheFrugalAudiophile
@TheFrugalAudiophile 2 ай бұрын
Loved my time in FPU! We did it as a church in early 2024 and it was a huge blessing. I learned so much! 😊
@cdevidal
@cdevidal 2 ай бұрын
My best purchase was a gun, because a policeman is too heavy to carry
@cdevidal
@cdevidal 2 ай бұрын
When seconds count, the police are just minutes away
@Batirtze-b6x
@Batirtze-b6x 2 ай бұрын
😅😅😅😅😅
@daniellellie12
@daniellellie12 2 ай бұрын
This is hilarious
@evangeliacoco
@evangeliacoco Ай бұрын
😅😅😅😅
@wesliegray1772
@wesliegray1772 Ай бұрын
Funny... I married one. Not as helpful anymore,-deaf because of time spent on the range😂
@Macsrus5
@Macsrus5 2 ай бұрын
My best purchase: #1- a GOOD step ladder #2- a storage building to keep my children’s outgrown clothing in, for the next child #3- a Roomba pool Vacuum 😂 (not the correct name but similar)
@karinhart489
@karinhart489 2 ай бұрын
ditto on #1, last year bought a high quality 5 step step-ladder with a platform at step 3 & step 5 for changing batteries on smoke alarms when they decide to go off at 3am due to dead batteries, or for changing ceiling lightbulbs. This is a big deal to us as we get older.
@melissasprayberry5047
@melissasprayberry5047 Ай бұрын
@@karinhart489can you link it please ??
@vickiealexander2910
@vickiealexander2910 Ай бұрын
Good step-ladder for the win. You actually don't realize the importance of one until you purchase.
@gabevilla8578
@gabevilla8578 Ай бұрын
Quality leather products are always worth the investment! No pleather though
@tanyapinnock2347
@tanyapinnock2347 Ай бұрын
I have a designer hand bag (small) - had since 1997 and purchased a bigger one in 2012. Still have both. One nice watch, one pair of earrings. One nice, good quality item works for me.
@flutey51384
@flutey51384 15 күн бұрын
THE PAMPERED CHEF VEGGIE CHOPPER..... 😂😂😂 YOUR VIDEO WAS CHOPPED RACHEL! 😂😂😂
@crain1234
@crain1234 Ай бұрын
Would love to know your new bag!!! I agree most designer bags/items usually last longer and mine bring me joy! I think joy is also important and if you are in a place to go for luxury brands, there is absolutely nothing wrong with that. I saved up and bought my Louie, paid cash. For me, that feeling was priceless!
@crain1234
@crain1234 Ай бұрын
Also, I would like to applaud you Rachel. You are honest. You enjoy some luxury in life, many people feel this way. You have done well with money and can partake in some of those dream items. I thank you for sharing that it is ok to enjoy that, if we are in the right place.
@gincherry
@gincherry Ай бұрын
shoes with the proper support. No more sore back/knees/feet. Get quality when it will impact your health.
@jenniferh189
@jenniferh189 Ай бұрын
I'm not a label queen at all, and my "weekend clothes" are furnished by Target. But purchasing a work wardrobe that was a little higher-end, well-fitting or tailored, very flattering...this gave me that extra little boost of confidence I needed. I think it made an impact on my professional life, especially when meeting with clients or speaking in public.
@JenMidwestMama
@JenMidwestMama Ай бұрын
Great list Rachel! I must say that the Roomba Robot Vaccum and Mop are the best things we ever invested in! They work together to vaccum and mop our house at night while we all sleep. Its great. We wake up to clean floors. Ahhhh. I just cannot explain how much we love them!!!!
@rubytoledo1477
@rubytoledo1477 2 ай бұрын
Rachelll I’m sending this to my husband that will be my treat when I meet my $0debt goal … loovveeedd the video plz do a part 2 or series 😅
@Fear.of.the.Dark.
@Fear.of.the.Dark. Ай бұрын
A good quality expresso machine around $1k price such as Rancilio or rocket. It will last forever and you can make way better coffees at home.
@raquelm3721
@raquelm3721 Ай бұрын
#1: my apartment 💕 #2: washer- dryer combo (11 years still going strong) #3: air conditioning for my apt # 4 my 2013 Honda Pilot #5 blackout curtains for the bedrooms #6 two pairs of preloved Paige jeans (at a spring garage sale) #7 Adidas running shoes ( 7 years old but are still my favorite) # 8 old navy active gym active wear #9 Subscription to KZbin Music 🎶
@InDaSun60
@InDaSun60 Ай бұрын
Appreciate the video and it is a great way to get the spouse on board with any of these items 😂 Maybe include the links to the items in the next video😊 Which food slicer do you have from PC @Rachel Cruze P.S. a great set of bed sheets, game changer
@laundrygoddess4
@laundrygoddess4 Ай бұрын
Therapy is key to my life
@joannafoster3423
@joannafoster3423 Ай бұрын
Foundations of Personal Finance Homeschool Curriculum (Ramsey). My kids (and me) have gotten so much out of this! Should be a requirement for every highschooler.
@kristiseidel5935
@kristiseidel5935 15 күн бұрын
This was great! Thank you!🤗 I use my Ninja almost daily, love it. From chopping onions, making scones/bread and pesto. So versatile! Blades are wicked sharp, so not for kids! The Money Makeover workbook was so helpful for me when I had elementary kids and was thinking of college funds, 401K, vacations, etc. The formulas gave me a sense of security and guidance. Best parenting book was The Five Love Languages for Kids! I use these concepts in every close relationship I have. It'd be fun to see more of this and if there were many duplicates in your viewers.😊 Thank you for ALL you do for us! 🧡
@brightpage1020
@brightpage1020 2 ай бұрын
My 1st house! I kick myself for not doing it sooner because that led to the purchase of my next house, which comes with acres of opportunity without the mortgage!! 💸🎉❤ I was looking at properties studying Real Estate for almost a decade before I purchased. And there are 3 properties I literally lock myself for not buying over that time - lessons learned. But it wouldn’t have been the right time for me with those, so I can appreciate it and apply the lesson to my future, which is currently looking well homed at a property that could easily become generational wealth. 😅 But the 1st and spend 5-10 years fixing it up slowly… what you sell it for could be worth almost twice the purchase price, more if you stay longer and really go nuts fixing it up. Building equity. ❤🎉
@charmin78
@charmin78 Ай бұрын
IDEAS: best Amazon purchases
@savannahnichols8477
@savannahnichols8477 Ай бұрын
Silicon baking sheets to replace tin foil - I’ll never go back Reusable and easy to use
@mrsh2167
@mrsh2167 2 ай бұрын
Great idea for a post. Things that are truly worth the money! The Total Gym, also dumbbells and resistance bands for variety. Bought it in 2019, still use it 3-4 x a week. The older you are, the more it will help. Books, too many to mention. Then I enjoy passing them on to the next person. Local nursing homes and assisted living facilities are usually looking for these. Jean jackets in several colors. Never go out of style last forever if you don't put them in the dryer. SUV with 4 wheel drive. I bought mine late model used in 2017, it has never needed significant repairs. Dental insurance. Cleanings twice a year are not optional. My root canal was covered this year and not as bad as you may have heard, Perfume samples or full bottles, usually under 25 dollars. Then I have the fun of giving away, Interleaved Bible. Every other page is blank for notes. Then you get to use colored pens and various inexperienced Bible journaling supplies. KZbinrs got me started.
@lisab5191
@lisab5191 Ай бұрын
Rachel, keep it going exactly the same! You are making your father look even better! A good buy has to be the mosquito killer!!!
@carolannstevens5814
@carolannstevens5814 Ай бұрын
Your hair looks beautiful Rachel!
@karinhart489
@karinhart489 2 ай бұрын
Good walking shoes so I could match walking everyday with healthy eating. 🍽️
@andysuelsSuels
@andysuelsSuels 27 күн бұрын
1) Dyson Vacuum 2) Philips espresso Machine 3) Revlon heated hair brush
@KarenPaape-qg8jo
@KarenPaape-qg8jo Ай бұрын
I really enjoyed this video! Going to check out the book. I love my high quality pizza cutter that is made by The Pioneer Woman company. It makes cutting my cauliflower veggie pizza a cinch!
@onyekaokonkwo
@onyekaokonkwo Ай бұрын
For me, My Mini-stepper, wireless vacuum, books and my audible subscription.
@rebeccafaith7209
@rebeccafaith7209 Ай бұрын
KitchenAid stand mixer!
@Drtate_therealtor
@Drtate_therealtor 2 ай бұрын
The premium version of Every Dollar is the purchase that has significantly improved my life💯
@lindseye2750
@lindseye2750 2 ай бұрын
I’d love more videos like this!
@beverlystockton7449
@beverlystockton7449 Ай бұрын
Libman tornado twist mop significantly changed my life.
@citigirlcountrified1927
@citigirlcountrified1927 Ай бұрын
I Was a libman tour girl. I got to sample them in the farm stores. my favorite mops! Libman is the only cleaning supplier I use now. Great products and made in America!
@laurenjefferson9699
@laurenjefferson9699 Ай бұрын
A good mattress!
@jenbates9205
@jenbates9205 21 күн бұрын
A great quality mattress - sleep is SO important
@michellefitz4287
@michellefitz4287 Ай бұрын
Haggan Daaz Chocolate ice cream!
@caitlinryder898
@caitlinryder898 Ай бұрын
My Subaru! I absolutely love the brand and feel dafe driving my kid around.
@SylviaLaidlow-Petersen
@SylviaLaidlow-Petersen 2 ай бұрын
Oh why the 'music' while you are speaking? It is so distracting! It is not even nice music!
@fmmaj9noname332
@fmmaj9noname332 Ай бұрын
It makes me think I have another errant app running, or another website spontaneously launched and started playing unwanted videos.
@carolyncook6970
@carolyncook6970 Ай бұрын
I love my Dyson Hairdryer. I’ve heard Rachel say it’s a waist. I completely disagree. Dries my long hair is less than half the time. Great investment and time saver.
@aperson1181
@aperson1181 Ай бұрын
Would you happen to know where to get a nutcracker? Looking as a gift to an elderly family member who doesn't eat UN-processed food, only processed, so I'm trying to convert her.
@noname-qw9td
@noname-qw9td Ай бұрын
"Your emotions are your dashboard" - someone from Disney CLEARLY read this book
@citigirlcountrified1927
@citigirlcountrified1927 Ай бұрын
Just thinking about watching inside out
@ruthfuentes7349
@ruthfuentes7349 Ай бұрын
I love your content Rachel you are amazing
@lisab5191
@lisab5191 Ай бұрын
Can you show a picture of a your tote? Interested in the size for taking everywhere.
@yajairamillan
@yajairamillan Ай бұрын
🙌 yes loved the video. Please share more ❤
@LaniyaOrlandi
@LaniyaOrlandi Ай бұрын
Growing up in New York, I would always see women on Park Avenue buying the same fake stuff from street vendors. Nowadays, it has developed to the point where everyone is buying on luxrul , and there is nothing wrong with this.
@calliejohnson4204
@calliejohnson4204 2 ай бұрын
I tried to get term life insurance other day but didn’t qualify. Is my whole life still okay?
@pattiewayne8952
@pattiewayne8952 8 күн бұрын
Its a "big designer tote" , Louis Vitton
@lyndalamb3221
@lyndalamb3221 2 ай бұрын
An expensive purchase that's worth it: Litter Robot for cat
@alinamoskalenko1905
@alinamoskalenko1905 Ай бұрын
Canada goose sweater/coat after this purchase I don’t need any other over coats 😊
@cynderella7
@cynderella7 Ай бұрын
I cut back in many categories. two pairs of jeans and one are Levis... they last
@jedlevron
@jedlevron 2 ай бұрын
I'm 43 and still play with bat and ball 😂
@mylittlesliceolife
@mylittlesliceolife 2 ай бұрын
My robovac is definitely one of the best purchases ever.
@manueltriana4010
@manueltriana4010 Ай бұрын
A good quality phone is a no brainer, I’ll get stressed up with glitches and bad battery life and low signal
@LalonAlexander
@LalonAlexander 2 ай бұрын
Portland Leather Goods is quality
@noahallen5046
@noahallen5046 Ай бұрын
Starts at 1:00. Getting better
@cecilygf
@cecilygf Ай бұрын
Whole life can't be cancelled as long as you pay. Term can be denied as you age and have health issues. Plus price can go up. Generally I agree with all of Ramsey, but this is one area I see as gray. We got our policy when my husband was 21, so its cheap. Found at at 27 my husband has hep C. No term will cover him without paying an arm and a leg, if they even cover him.
@beverlystockton7449
@beverlystockton7449 Ай бұрын
More videos like this please ❤
@kamiifae
@kamiifae Ай бұрын
Roomba and a good coffee maker
@BRuthable
@BRuthable 2 ай бұрын
I didn’t know the insurance difference of whole vs term and our first encounter with an insurance agent sold us whole life. When our sons were born we bought a policy for each and I have since cashed in one. Youngest child is 40 years old and wanted to ask should I go ahead and cash it in and get him a term policy having paid this much already. It has been paid by the interest for the last several years.
@rahmatoullahbah5230
@rahmatoullahbah5230 Ай бұрын
Air fryer, and Ipad (for my digital notes) and tri foldable mattress (use it to sit and sleep ) 😴 haha
@kateday5688
@kateday5688 2 ай бұрын
What's your new tote?
@JaneSammons-y3z
@JaneSammons-y3z Ай бұрын
My most useful purchase recently was an I Phone 14 Plus
@SusanHorn-n3y
@SusanHorn-n3y Ай бұрын
Why should you not combine insurance and investing? This method put our kids through college successfully.
@amypola5903
@amypola5903 Ай бұрын
An organizing program called LearnDoBecome
@catseyes8377
@catseyes8377 2 ай бұрын
Do more of these videos
@ppatty39
@ppatty39 Ай бұрын
To me a house is an important purchase
@davidibarra892
@davidibarra892 2 ай бұрын
I did get breaking free from broke!
@kathyfrommn8752
@kathyfrommn8752 Ай бұрын
A yoga (exercise) mat.
@cynthiakoebeler600
@cynthiakoebeler600 Ай бұрын
The music in the background does not help the listener. Thanks.
@YaoAnne-j7g
@YaoAnne-j7g 2 ай бұрын
I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks or Crypto will be appreciated
@FederickLeo
@FederickLeo 2 ай бұрын
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
@YaoAnne-j7g
@YaoAnne-j7g 2 ай бұрын
nice! once you hit a big milestone, the next comes easier. How can i reach her if you don't mind me asking?
@YaoAnne-j7g
@YaoAnne-j7g 2 ай бұрын
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
@KalynLubinsky
@KalynLubinsky Ай бұрын
An e-bike
@kymp45238
@kymp45238 2 ай бұрын
Robot vacuum!
@tracym8359
@tracym8359 Ай бұрын
Link for FPU??
@lauraokc7066
@lauraokc7066 2 ай бұрын
Induction cooktop!
@cwallman13
@cwallman13 Ай бұрын
coffee beans from a local shop that make it themselves.
@clem5009
@clem5009 14 күн бұрын
Laundry cart with wheels. 👕🧦
@tannerparker789
@tannerparker789 Ай бұрын
I bought a Rolex, but my wife won’t let me buy her expensive jewelry or anything. She wants to travel the world!
@Sashathewasha
@Sashathewasha Ай бұрын
Louis Vuitton neverfull is not even leather it’s canvas. There’s is no way you can say that is a smart investment for the average person
5 Numbers You Must Track to Build Wealth
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