5 UNIQUE and TOP ways to EARN from CREDIT CARDS in 2023! | Ankur Warikoo Hindi

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warikoo

warikoo

Күн бұрын

Пікірлер: 672
@warikoo
@warikoo Жыл бұрын
Know more about CRED here: app.cred.club/spQx/567ddy6q Check out my former videos on: Making money through credit cards: bit.ly/3R9E4Sh Know all about CIBIL score: bit.ly/3IFjMvU
@NarotamGarg
@NarotamGarg Жыл бұрын
Sr, need help! Sr can u pay my rest of the college fee of the current semester going. That I can't be able to pay even after working part time.
@kaifaly3918
@kaifaly3918 Жыл бұрын
Keep quiet
@rajasharma0921
@rajasharma0921 Жыл бұрын
Same video nothing new … @warikoo are you out of content😊
@trit2010
@trit2010 Жыл бұрын
Hi Ankur, shouldn't you also look at inflation adjusted difference in the total amount paid to the bank at the end of home loan tenure? Because 13L is a big amount now but not after 25 years!!
@alok_sandilya
@alok_sandilya Жыл бұрын
I like Ankur Warikoo's point that he does not give introduction in the beginning. Simply start the topic.
@tejasnareshsuvarna7948
@tejasnareshsuvarna7948 Жыл бұрын
But always remember. Just because something has an offer doesn't mean you need it. Let's say there is an offer on a smart watch and you already have a normal watch, don't buy it just because things have an offer from the credit card. Use the offers only on things that you absolutely need.
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@creativesoul7845
@creativesoul7845 6 ай бұрын
Exactly
@MohammadImran-rn1vg
@MohammadImran-rn1vg 4 ай бұрын
A GREAT ADVICE!
@talk2rik
@talk2rik Жыл бұрын
1:52 : I usually keep my money in Jupiter Pot in such a way that the pot gets matured 1 day before the Bill Due Date and I earn kuch bhi from that as an interest! Also, I can keep whatever amount in the pots depending on my cycle expenses of credit cards.
@vaibhavanand
@vaibhavanand Жыл бұрын
Can you kindly just explain how it works? Any where to learn about
@Ankitjaiswal-hd7pv
@Ankitjaiswal-hd7pv Жыл бұрын
Pls watch sango Sutra KZbin channel this ankur warikoo makes people fool
@iam.dev19
@iam.dev19 4 ай бұрын
Jupiter is a ndfc Bank its basically a Bank product of fredral bank.
@kaushikmahalanabish
@kaushikmahalanabish Жыл бұрын
I am following your channel 2 yr+ . I can only tell MORE I WATCH YOUR VIDEOS MORE I LIKE YOU. Currently I am 42 , Staying in Johannesburg. Wish your channel setup 15 years back so that I can avoid lot of mistakes in my life. However at least at the age of 40 I am taking much better decision.Hats Off
@NishantKumar-qv4ou
@NishantKumar-qv4ou Жыл бұрын
Hi Ankur, Few queries: 1. Every use of credit card comes with some tax in bill, shouldn't we consider that in calculation 2. More you use credit card it decreases CIBIL score, it is usage policy 3. If we fix amount of EMI for 6 months then how we will pay the EMI
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@manjurajput3946
@manjurajput3946 Жыл бұрын
Plz watch sango life sutras cannel he uploaded a wonderful video on one should not have a credit card.
@pscraft1337
@pscraft1337 Жыл бұрын
This why you don't believe in stories from people who have never actually used the product. Bills DONT come with taxes of any kind other than interests and processing fees which have GST attached to them. If you use it for regular normal purchase you pay exactly what you spent, maybe a little less if it is a cashback card. No, if you use your card, your CIBIL doesn't go down unless you use more than 30% of your available credit limit which can also be bypassed by depositing the amount above 30% before the billing date.
@privateinvestigator2004
@privateinvestigator2004 Жыл бұрын
@@pscraft1337 answer his 3rd qstn please
@pscraft1337
@pscraft1337 Жыл бұрын
@@privateinvestigator2004 Try thinking it yourself for a change. You can simply split the EMI amounts in three chunks. First part will be fixed for 1 month, second for two months and the third for three months. 🤦
@tildazarqa4691
@tildazarqa4691 Жыл бұрын
Headlines will focus on negative news, whether it's declining economic growth, geopolitical upheaval, cultural and legal turmoil, or some combination of all three. I listened to a podcast of someone that grew his reserve from $120k to almost $460k during this Red season, can you share tips on how to make such aggressive proceeds in short periods?
@donaldwayne7023
@donaldwayne7023 Жыл бұрын
I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-advisr whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I nettd a whooping $280K during this dip, that made it clear there's more to the market that we avg joes don't know
@zartanbarbara
@zartanbarbara Жыл бұрын
I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?
@donaldwayne7023
@donaldwayne7023 Жыл бұрын
The financial counsellor who advises me Is;Viviana Marisa Coelho, who has a sizeable following and is easily findable online. She has years of financial market knowledge.
@Angelinacortez495
@Angelinacortez495 Жыл бұрын
I respect your counsel and have booked a call with Viviana to discuss my financial goals since I need all the help I can get. From her credentials, she looks to be a professional.
@Ashu-tb9vv
@Ashu-tb9vv 6 ай бұрын
emxx
@MitraMainak
@MitraMainak Жыл бұрын
The case where someone saves the entire amount for phone purchase in FD, EMI needs to be paid on monthly basis and ideally they'll require the entire sum [stored in FD] + running allocation on monthly basis to pay for the EMI which needs to be considered to make some gain out of it. Alternative Approach can be to use bridges : Create FDs for each month - at end of each month withdraw only the EMI for the same month and keep the FD running till it gets exhausted.
@shivamwarwadkar4107
@shivamwarwadkar4107 Жыл бұрын
Shabas
@AjayPoriya
@AjayPoriya Жыл бұрын
+ gst on EMI transaction
@ravipatadiya7786
@ravipatadiya7786 Жыл бұрын
Totally agree with you
@AmbalalSingh
@AmbalalSingh Жыл бұрын
Yes 👍
@ravipatadiya7786
@ravipatadiya7786 Жыл бұрын
@Warikoo377 Bhai tumne warikoo sir ka account copy to karliya but 1 thing is missing ☑️....
@OishikSarkargplus
@OishikSarkargplus Жыл бұрын
2nd tip, if your Rs.87999 is locked for 6 months in FD then how will you pay the 2nd, 3rd and onwards EMI? You will get the money once after 6 months from the FD till date you'll be defaulter in credit card.
@xawwnee
@xawwnee Жыл бұрын
might be efd or the flexible fd
@imranpathan8767
@imranpathan8767 Жыл бұрын
That is why they speak very fast and enthusiastically. So that you miss the actual calculation. They want you to focus on the app they promote. He is really promoting a very bad habit of using credit card just beacuse CRED is his friends app.
@shinjus6859
@shinjus6859 Жыл бұрын
That really means we shud have 87999 for putting in FD and additional emi we shud spend from salary we recieve 😂
@mithunraju8921
@mithunraju8921 Жыл бұрын
​awesome point. But time is more important than money.
@KGFESPORTS740
@KGFESPORTS740 8 ай бұрын
basically he wants to say we need to spend 87999 for only earning 6% in months even if we invest on mutual fund and enable swp we can more money from here
@arushikapoor05
@arushikapoor05 Жыл бұрын
Love it that the video starts straight with the main content.
@arunsadanandabhat8518
@arunsadanandabhat8518 Жыл бұрын
Also love that it seems to be a promo advertisement for cred given the screen time it was offered 😂
@rajatparashar9127
@rajatparashar9127 Жыл бұрын
Sir, I received my first ever credit card yesterday itself and today this video.. such a blessing.
@swapnild.3052
@swapnild.3052 8 ай бұрын
same here
@SamrudhJahagirdar
@SamrudhJahagirdar Жыл бұрын
For the Phone example, the amount of 87K will not be there throughout 6 months as we have to pay monthly EMI's. The initial investment keeps on reducing as we pay EMI hence the overall earning might not be 2700 and will be much less
@kshitij2314
@kshitij2314 Жыл бұрын
Correct. I also thought the same.
@raghu_vamsi
@raghu_vamsi Жыл бұрын
There is lot of BS in this video
@imranpathan8767
@imranpathan8767 Жыл бұрын
That is why they speak very fast and enthusiastically. So that you miss the actual calculation. They want you to focus on the app they promote. He is really promoting a very bad habit of using credit card just beacuse CRED is his friends app.
@SamrudhJahagirdar
@SamrudhJahagirdar Жыл бұрын
I am CRED user from long time as well. Those coins are practically useless now but Ankur has some good points in the video it's not complete BS. If you have the time and patience to do the stuff in the video it's going to be beneficial however spending Lakhs of rupees on credit card each month is not possible for an average person.
@amritansh3357
@amritansh3357 Жыл бұрын
That's how he makes us fool
@keshavkumar1843
@keshavkumar1843 Жыл бұрын
Dear viewers I just wanted to know you that there is no such thing like No cost EMI. If it is as per each EMI installment you are giving an additional gst on that amount plus there are charges of sites for EMI conversation like Flipkart and Amazon also you pay an additional 18% gst on that amount too. Plus all banks don't give any cashback or reward point if you convert your transaction to EMI so there is also a loss here. I am telling you all of these because I am currently paying an EMI and found all of these things so, be aware.
@krishkhemani96
@krishkhemani96 Жыл бұрын
Can you explain with example
@keshavkumar1843
@keshavkumar1843 Жыл бұрын
@@krishkhemani96 I purchased a thing worth of 5K at first I have yo pay 199+GST to the filpkart for EMI conversion then for each EMI I paid I paid 100Rs extra because it was the GST on that EMI, EMI and GST are calculated separate not in one. So, for 5K thing I paid 5.4K considering that it was no cost EMI
@manasranjanpanda228
@manasranjanpanda228 Жыл бұрын
@@keshavkumar1843 is bajaj finserve card have gst on emi?
@amitpaul9575
@amitpaul9575 Ай бұрын
Vai tui je kotha gulo bolli eta ami ajj 6 bochor dhore amar ase paser lokeder bujhiye jacchi, kintu bapar ta holo maximum lok bujte chai na. Jai hok khub valo video
@veronica9824
@veronica9824 2 күн бұрын
ki bolche banglay bojhan
@avishek3981
@avishek3981 Жыл бұрын
Dear Ankur following msg you should pass to Kunal on CRED cred is not able to track the right billing amount if it is not able to read sms statement or email .. so this is the one failure point that customer won't like ...100% we can not depend ।। And once this type of scenario occurs cred is not able to show the amount exactly for the future months too ।।।so business model would be better if the app sync directly with credit card companies with their credit card no as Primary Key then this will be solid foundation.. fixing this problem with cred support actually won't work !
@supriyasarkar3392
@supriyasarkar3392 Жыл бұрын
One trick I can say to split one bill into 2 parts without going through any EMI process or any special card. Lets say the billing date is 16th of the month. made a purchase on 17th of the month - for rs. 40k this amount is not payable at that month as the bill is already generated. but you can pay 20k anyway (as ankur ji said, you have the money) next month, when the bill is generated, you pay the rest 20k. this way your spend is divided into 2 "EMIs"
@sunnyarora5578
@sunnyarora5578 Жыл бұрын
You still only have 45 days to pay the bill
@souviknandi8049
@souviknandi8049 Жыл бұрын
Your content is just mindblowing sir....hats off for you
@rajdandia4816
@rajdandia4816 Жыл бұрын
I think ankur sir might change his investment strategy from stocks to FD due to unstable markets & high fd ratess which Govt has set! It's better' to have 7-8% fixed rather having 12% volatile ... In search to 12% in stocks we might end up losing principal amounts
@singha5008
@singha5008 Жыл бұрын
Go for index fund
@rajdandia4816
@rajdandia4816 Жыл бұрын
@@singha5008 index too are at lower levels & if I invest then I may miss the basic opportunity of 6% too ....
@singha5008
@singha5008 Жыл бұрын
Bro index is for long term
@singha5008
@singha5008 Жыл бұрын
You need to start in sip mode that way your average price will be low
@harshhingu3082
@harshhingu3082 Жыл бұрын
Just check the past data of Index fund and then think will India's economy grow a lot in future? and then take decision to invest in Index Funds
@atuldaschoudhury7571
@atuldaschoudhury7571 Жыл бұрын
Instead of FD , I am putting my money in small case's ARQ prime and Growth and Income. It gives a better return and is stable. Note : Keep an eye on the charges when when u buy and sell, small case do not show it after u have purchased or sold the stock.
@mathewlark8448
@mathewlark8448 Жыл бұрын
Stocks are falling and bond yields are rising, but markets still don't seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $150,000 stock portfolio, what's the best way to take advantage of this bear market?
@Henrygeorge67
@Henrygeorge67 Жыл бұрын
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Harriet DICKSON
@mathewlark8448
@mathewlark8448 Жыл бұрын
Wow that's an awesome returns of investment, indeed there's a lot of money to be made in crypto markets trading, I guess it has to be with right people around you. Can you recommend her to me as well? How do I get to her?
@Winifred_Wood
@Winifred_Wood Жыл бұрын
A lot of people are complaining about other trader , but I have been investing and trading with her for some years now , and she has been nice to me , I never experienced any lose with her trading, ???????
@Ankitjaiswal-hd7pv
@Ankitjaiswal-hd7pv Жыл бұрын
Credit card is not good ankur warikoo is fraud
@paragpy
@paragpy Жыл бұрын
This calculation of emi of 6 month is not directly applicable, as a person need to consider, 1. processing fee on making it into emi, 2. some expected extra amount you are going to pay as interest and GST (apart from intrest discount), 3. the fee you going to pay for the fd processing. Sometimes these minor part can make the profit described in video as null, so overall 6 months smart move with money can make profit null and void. One more thing I observed the cred giving the price after using the cred coins, on Amazon the product is available at same price (if available)
@alok_sandilya
@alok_sandilya Жыл бұрын
I like Ankur Warikoo's point that he does not give introduction in the beginning. Simply start the topic.
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@RajKumar-og7qe
@RajKumar-og7qe Жыл бұрын
Cred is Awesome for person like me , having multiple cards and earning rewards, I earn approx 200 Rs every month for paying credit card bills.
@kashishkalyanbagga2813
@kashishkalyanbagga2813 Жыл бұрын
Are waah sir, sch m video watch krke mzaa aa gya🙂
@AbhishekSalunkhe-fg2sy
@AbhishekSalunkhe-fg2sy Жыл бұрын
I had a belief that if you can't buy anything with full money you don't deserve it. I never watched anything related to credit cards. But this video opened different doors for me. Now I'll be a credit card expert in couple of months.
@raghu1822
@raghu1822 Жыл бұрын
Cred coins is a big joke in this video.
@ArunCBNair
@ArunCBNair Жыл бұрын
No cost EMI still costs interest and GST. Interest will be given in advance as discount. So GST is extra which is 18% of interest component
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@mavericktech17
@mavericktech17 Жыл бұрын
@3:40 If I put 87999 in FD for 6 months, how do i pay the 14,667 emi monthly untill the FD is matured ??
@vinayhirawat9021
@vinayhirawat9021 4 ай бұрын
Wahi toh.. Dimaag kamjor hai bhai warikoo ka.. dhyaan mat de
@elitegaming9731
@elitegaming9731 Ай бұрын
Bhai credit card kiske liye hain
@RajeshSingh-ky2oq
@RajeshSingh-ky2oq Жыл бұрын
Youth ko motivate karo yahi sab faltu chij karne ke aur blind followers isi sab me lage rahenge.
@FreeSpirit2202
@FreeSpirit2202 5 ай бұрын
Thank you n yes CRED is a very useful app .. i have multiple cards n it really helps me to manage them well...
@vaibhavjain9878
@vaibhavjain9878 Жыл бұрын
Best Hack for No Cost EMI ❤️ If you have full amount then go for no cost emi and after 4-5 days when EMI gets started on your card ....call card customer care to cancel EMI you will get benefitted by almost 14-15% annual charges will may apply when you pay EMI
@rameshyadav42413
@rameshyadav42413 Жыл бұрын
I reached my goal of $200k yearly trade earnings. Setting realistic goals is an essential part of trading
@Chaudhryumair697
@Chaudhryumair697 Жыл бұрын
wow!! you know her too?
@Chaudhryumair697
@Chaudhryumair697 Жыл бұрын
I even thought am the only one she has helped walked through the fears and falls of forex trading
@michaelrichard5148
@michaelrichard5148 Жыл бұрын
@@Chaudhryumair697 Hey, I invested largely on stockmarket last year, tried some index but my experience doesn't pay me. I have lost so much trading by myself Please is there any handle or link can get to her..
@Chaudhryumair697
@Chaudhryumair697 Жыл бұрын
@@michaelrichard5148 Oh yeah She is always active on whats-app APK🇺🇸
@Chaudhryumair697
@Chaudhryumair697 Жыл бұрын
+1315
@VasimBilakhiya
@VasimBilakhiya Жыл бұрын
mene credit card pr emi krwaye no cost emi jab phone purchase kia or usko mene fd daal dia 😜 ab jab jab emi aata he to uss fd se hi pese nikaal leta hu jitne ka emi ho utna 😂 fir bhi mere credit card ke other charges jitna intrest mill gya or upr se brand emi ka cashback mila alag se
@ppreetishahg
@ppreetishahg Ай бұрын
Kaise
@abhishekyadav2717
@abhishekyadav2717 Жыл бұрын
One CATCH in this video. That EMI example for phone, i think ankur missed to tell that those EMI we need to pay so ideally that 80K can't be fixed for 6 months because we will need to pay EMI every month so at the end interest amount will be less.
@shivendrasingh6136
@shivendrasingh6136 Жыл бұрын
Sir, I really want to mention that I never saw you as a KZbinr!!! ( ALTHOUGH YOU AREN'T !! ... just kidding!....) & The most PHENOMENAL thing about you is the way you present your content ........... It's absolutely "UNFILTERD" !!! ........... THANKS, A LOT REALLY APPRECIATE YOUR EFFORTS...
@Just.breathe..
@Just.breathe.. Жыл бұрын
Customers pay GST on No cost EMI: In a no cost EMI, you provide a discount on the principal. The monthly installment paid by the customer consists of this principal and the interest. As the issuing banks still charge the interest, the customer will be charged the GST on interest by the bank.
@ashisroy101
@ashisroy101 Жыл бұрын
3:38 6 month k liye 88k FD karoge to EMI ka paisa kya tera b dega?
@Ammy_JOD
@Ammy_JOD Жыл бұрын
Great work sir 👍👍
@kaifaly3918
@kaifaly3918 Жыл бұрын
Omfuuuuu
@samir2719
@samir2719 Жыл бұрын
Sir I am big big fan your videos 😊Sir but new students ke liye free credit card aur kaise use karke Agar credit card liya toh kya every month use karna padega plz batao sir
@pulsidh
@pulsidh Жыл бұрын
in the option of buying a phone. if i have 88000 in lump sum, and i put that in fd, so how will i pay the monthly emi? please explain. thank you
@MdUzaif-bi5pv
@MdUzaif-bi5pv Жыл бұрын
I always enjoy your content sir
@kaifaly3918
@kaifaly3918 Жыл бұрын
Omfuuuuu
@YPSS-UTube
@YPSS-UTube Жыл бұрын
02:50-No cost EMI- Kindly tell that GsT is charged on interest of monthly emi. You tuber if ur stature should not hide these things..
@Skinnybearr7543
@Skinnybearr7543 Жыл бұрын
The best video on yt to make money throuigh credit card
@sethisidd
@sethisidd Жыл бұрын
For no cost EMI, we need to pay GST for the interest charged. That should also be considered for calculation.
@yogabyaakaash
@yogabyaakaash 6 ай бұрын
Very well explained... thoroughly enjoyed the video, great information!
@parthadixit4630
@parthadixit4630 Жыл бұрын
The Extra Income calculation doesn't factor in the monthly EMI that'll be deducted from the money saved. If that is considered then FD creation becomes difficult and the extra income will reduce as well.
@hrushikeshavachat900
@hrushikeshavachat900 Жыл бұрын
One easy way to use Credit card is have a saving account only for credit cards. So whenever, you purchase anything from your credit card, simply transfer amount equal to same to your credit card account from your main savings account. This means on due date you have an amount equal to credit card bill on the due date.
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments
@rahulkr5158
@rahulkr5158 Жыл бұрын
Cred is amazing... This is my unbiased viewpoint...🙂
@thedev-yani
@thedev-yani Жыл бұрын
Sir wo no cost emi ka gst bhi add kar lena. Zyada nahi hota but dhyan rakhna padta hai
@Nav975
@Nav975 4 ай бұрын
Cred is the best option to manage multiple credit cards safely and simply😊
@saddamsheikh5500
@saddamsheikh5500 Жыл бұрын
Thank you so much sir humko itni achhhi bate batane ke liye😘😘😘😘😘
@rajeshkhushalani639
@rajeshkhushalani639 Ай бұрын
Electricity bill payment par surcharge lagta hai. Aur IRCTC par bhi charges lagte hai.
@manishmodi-qb8jf
@manishmodi-qb8jf Жыл бұрын
12:58 "jo ki kayde se nhi deni chahiye," aisa kyo kaha aapne annual fees to deni hi padegi na... ya koi secret hai.
@tanishqsapare
@tanishqsapare 22 күн бұрын
Nhi bhai unka mostly eek amount hota he saal ka setup ki for ex. 1 CC aagar set karta he ki aapko 2 Lakh Rs minimum spend karne honge to claim your free annual membership so you can use that in this way
@kartikkapoor3216
@kartikkapoor3216 Жыл бұрын
Video filter is amazing , it gives feel of freshness.
@saikatdas7352
@saikatdas7352 Жыл бұрын
Sir, aap bahut achhe samjhate ho, leken ek hi cheez pe bar bar video maat banao. Specific topic ke upar laao kuch.
@govindlamba4919
@govindlamba4919 Жыл бұрын
Bro 2750 rs ka gyan.....vo bhi cred kay promotion ke sath... good 👍 2750/6=458.33rs monthly saving 😁😁😁😁 cred ka sasta prachar
@SHARIQUSSABAH
@SHARIQUSSABAH Жыл бұрын
No Cost EMI means, Interest amount deducted, However, in the bill, a reduced Interest amount would be shown & you still pay 18% GST on the interest, Which is more than 6% that you'd earn
@sandeepbatra5360
@sandeepbatra5360 Жыл бұрын
Gr8 sir.. U took firat example of LICHFL Home loan.... I m delighted because i work in LICHFL itself.... Thanks for the same...
@Valuable_vivek
@Valuable_vivek Жыл бұрын
Nope in all credit card EMIs banks deduct full EMI with interest and GST amount but then interest is refunded in your account and it's called no cost EMI but the GST charged on interest part is not returned..
@kaleido8373
@kaleido8373 Жыл бұрын
Hey ankur I'm a 22 year old thats probably going to be entering his professional potential earning in a couple years. Really loved this content as it adds value and understanding about something that will help me in future. I have a request if you could make a video on how to select the right credit card or bank for someone who is new to this!!! Would mean a lot if you could do that
@swapnilmahadule3998
@swapnilmahadule3998 Жыл бұрын
Never try to save money, try to earn as much as possible. You are just 22. Skill bnao aur Paisa kamao. Saving to aisahi ho jayengi.
@mdmuquimakhter5145
@mdmuquimakhter5145 Жыл бұрын
All my doubts cleared smooooooooooooothly
@keyurmulrajani2221
@keyurmulrajani2221 Жыл бұрын
Old video, re- uploaded. Smart haan, AK♥️🧿
@muthinenicharankumar586
@muthinenicharankumar586 Жыл бұрын
Hi, Credit card ka usage hum ko jo limit mil gaya usme 30% use karna hy good Cibil score maintain karne ke liye "Buy now pay later" same esi tarah hy kya?
@nishant4262
@nishant4262 Жыл бұрын
I have to disagree with you Ankur! As a small shop owner with already wafer thin margins, i hate to pay the 2+% commision. I'll happily take UPI payments, but I would also do not want to have customers who spend the money that they don't have yet!
@skyinearth
@skyinearth Жыл бұрын
*Fake Claims* 3:42 (1)You pay 14667/Month so how is the interest rate is calculated on 87999 (2) Bank don't pay 6.25% on half year FD, which is diff for diff time duration (3) You could get more discount by paying full, than using these tricks 5:25 What is the use of this useless coins, you'll waste them in spinning wheels and getting useless coupons by that, and if by luck you get real cashback coupons then mostly you're already getting than reward without hectic to download cred
@manorama12
@manorama12 Жыл бұрын
Post a video on the best credit cards for 2023. Also, LTF credit cards for 2023.
@athungoodyuo5614
@athungoodyuo5614 Жыл бұрын
Thank you Ankur Sir, for always bringing out something new to enrich our knowledge.
@pprince8411
@pprince8411 Жыл бұрын
Good ideas sir
@advmpschauhan3834
@advmpschauhan3834 Жыл бұрын
Honesty is the best policy You knew it nd follow it । That's d real secret of you happiness। Exactly i follow this rule in my life nd remain happy 😊🙏
@vidhikamahajan3171
@vidhikamahajan3171 Жыл бұрын
What if I pay my outstanding amount before month end? Does it get included in the bill i recieve? Does if affect my cibil score?
@siddharthlaad9624
@siddharthlaad9624 Жыл бұрын
Nowadays it is a common practice to charge customers only... For 1-2% charges by the retailers. They are not giving from their pocket. I had more than one such experiences.
@samarththakare5264
@samarththakare5264 Жыл бұрын
Smooth Ankur Sir Smoothh😂❤️❤️. The sponsorship was very smooth but I understood everything which I did not understand from many guide videos on yt..
@sharozkhan3179
@sharozkhan3179 3 ай бұрын
You forgot to Mention about tds amount which we have to pay in order to claim interest earn from FD.
@srushtipranav361
@srushtipranav361 Жыл бұрын
Its too Informative, Sir,plz your suggestion or any references on best credit cards to use for which should be zero or as low as much charges.
@anupammodak4222
@anupammodak4222 Жыл бұрын
The No Cost EMI is a TRAP... banks always charge some interest on the EMIs and if we ask, they reply like the bank already gave some monetary benefits at the time of purchase to balance this interest. It's a big LIE
@rafhaff7153
@rafhaff7153 Жыл бұрын
a lot of thanks for you to give this information.
@Shivammpurohit
@Shivammpurohit Жыл бұрын
Hey Ankur , I Have A Query That Where we will get 1month of investment with good return as as the cycle of our Credit Card Monthly ??
@_itineraryguy
@_itineraryguy Жыл бұрын
Hello Ankur - I feel managing budget while using credit card becomes difficult. Any pointers on that?
@darshanavithlani5018
@darshanavithlani5018 Жыл бұрын
Wow..sir great knowledge...
@sukhjindersingh3614
@sukhjindersingh3614 Жыл бұрын
Ager cibil low h to interst b low hona chahiye
@vivekagrw
@vivekagrw 9 ай бұрын
Nice way to sponsor CRED
@foodfactory5773
@foodfactory5773 Жыл бұрын
Jab same amount 87999 ka fd kar diya to fir 14k vala monthly emi kaise bharenge. Kyoki fd ka interest to 6 mahine baad milega n.🤔🤔😂😂
@sakudbest
@sakudbest Жыл бұрын
I have the same confusion
@urformaleditor
@urformaleditor Жыл бұрын
Simple credit card se .
@IndCinéverse
@IndCinéverse Жыл бұрын
Broh pay that amount with your monthly salary.
@sankugupta6485
@sankugupta6485 11 ай бұрын
Nhi jab broke karo tab milega interest day one se he 🎉
@uttiosaha4692
@uttiosaha4692 11 ай бұрын
Actually we have to book 5 FD in 2-3-4-5-6 months. And interest will be around 800-900rs I think. The first pay should be done at first month end. No need to book FD for that.
@sudip8194
@sudip8194 Жыл бұрын
Which FD can be liquidated after 1 months? Please give options sir..
@Tow5official
@Tow5official Жыл бұрын
Sir you have given a wonderful idea Thank you so much Sir ❤
@harshadkunjir5800
@harshadkunjir5800 Жыл бұрын
A longer version of CRED Advertisement!
@winny2004
@winny2004 Жыл бұрын
Surprising, your excel doesn't has the deduction of emi payed every month and reducing principal amount over fd, just to make a point
@asgaralisiddiqui4047
@asgaralisiddiqui4047 Жыл бұрын
Thanks for content sir and thanks for updating credit card ☺️😊
@okkhizar2733
@okkhizar2733 Жыл бұрын
Sir is video me aapne ye specify nhi kiye ke loan lete time banks kaunse beuro ka credit score dekhti hai, like CIBIL, Equifax, Experian etc
@shivambhan
@shivambhan Жыл бұрын
1:24 not advisable to use credit card for fuel purchase as we have to pay a surcharge for that.
@shobhitgarg5707
@shobhitgarg5707 3 ай бұрын
Nyc explanation 👌
@DineshDini464
@DineshDini464 Жыл бұрын
For no cost emi also we need to pay 18 %GST, so need to choose extra offer on no cost emi then it will be benificial
@ritikrana3R
@ritikrana3R 2 ай бұрын
Hii, warikoo team Please make a dedicated playlist of credit card
@shankermishra27
@shankermishra27 Жыл бұрын
A really helpful and informative video. Thank you sir😇❤️🙏🏻.
@djaardee
@djaardee Жыл бұрын
I love cred app, using it for more than a year, I have almost 7lac coins accumulated 😂
@chikku18india
@chikku18india Жыл бұрын
Your calculation with No Cost EMI should include GST on interest. Though it’s a small amount it would be over and above the loan and technically it’s not a No Cost EMI. But many people doesn’t realise it and the merchants don’t educate the customers about No Cost EMI.
@CredIndia
@CredIndia Жыл бұрын
Basically intent of this video was to promote Cred app as this strategy was already discussed by Warikoo way back a year.
@atom4025
@atom4025 Жыл бұрын
That's amazing ✔️
@spacecrux22
@spacecrux22 Жыл бұрын
Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investment
@tirthamandal9274
@tirthamandal9274 Жыл бұрын
The problem with CRED is, it asks for full access to your personal gmail which itself is a violation of privacy. I will never recommend anyone to use CRED because it has the capability to access each emails.
@sebinphilip7725
@sebinphilip7725 6 ай бұрын
No cost emi can foreclose by calling their phone banking and save complete interest+ gst ( approx 16% + gst)
@kariyamayank
@kariyamayank Жыл бұрын
IN internet free EMI, I can't make FD of full amount for 6 months as I have to EMI also every month.
@sakshigoyal1578
@sakshigoyal1578 Жыл бұрын
Which credit card is most beneficial? Please tell
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