Really solid. I was thinking about the credit limit I was given and it was about 10%. Spot on.
@SAKAICHEWY9 ай бұрын
You are very easy to listen to you are great at public speaking you could run a toastmasters group! And you say a lot in a short time you're not wasting time with BS or saying um, right, or, and every two seconds like so many other KZbinrs. Much appreciated!
@jenniferlego4221 Жыл бұрын
The content here is very informative! I have a request. Can you PLEASE break down WHAT purchases are included and excluded to qualify for the Chase welcome bonus points????? The site is pretty vague. I need to know my spending will justify the application. (Home and auto repairs, medical bills, etc)
@FosterFarmsInc7 ай бұрын
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
@xavierscott6704 Жыл бұрын
Always good information. I have not used my capital one Venture one in months. Could my low usage cause me to get denied for a CLI?
@garygretarsson Жыл бұрын
Do you really need someon😂 to tel you that this is exactly why they won’t give you an increase? Lol use the card as your only card for 2-3 months. And pay it off each month. Then apply for an increase.
@Majestic_Dark_Horse Жыл бұрын
Supreme Mr. Barton!
@kljamison10 ай бұрын
I needed this video
@floreniabarton353 Жыл бұрын
Great advice! Will use these methods!
@calbarton Жыл бұрын
Glad it was helpful!
@touchsmith4630Ай бұрын
Do you have a personal coaching program I have questions that I can't put on your your platform here because they're too personal
@sed0692 Жыл бұрын
great video my brother
@calbarton Жыл бұрын
Thanks for the visit
@justinbanks1744 Жыл бұрын
Hi great video, I currently only have a credit limit of around 5,000 btwn 3 cards and 4 years of credit history. I have a FICO score of 766 and am trying to increase my credit limit. I am worried that if I utilize up to 50% of my credit limit my credit score will decrease due to high utilization. It was my understanding that any utilization over 30% is harmful to my score. What are your thoughts on this?
@zaybrown7077 Жыл бұрын
I currently use about 80 percent of my credit limit,However I also make 2 payments a month,so my score goes up,as far as a increase,if ur paying twice a month,the bank will give u a high increase.
@taguarilopez10 ай бұрын
Don't see the plug for ADP with Marika
@driayoung71010 ай бұрын
Omg. This is golden
@Bushay86 Жыл бұрын
I love this a lot
@Slader77 Жыл бұрын
People say don’t take into account your parents income for applications and CLI’s but I would say I have reasonable access to their money. They would bail me out if I ever needed anything paid, especially credit card bills. I wonder if anyone has ever had to prove legally that they have access to their parents income. Becuase I don’t have joint account with them but that’s seems like a formality at best.
@brandobecerro Жыл бұрын
Put them as an authorized user of the credit card if you are factoring in their income.
@Slader77 Жыл бұрын
@@brandobecerro I feel like that does do something but can’t conceptualize how that’s shows access to their income. Maybe I’m just not seeing it lol.
@RickJanson-t5j Жыл бұрын
@@Slader77 if they are authorized to use the card they are financially on the hook for the card as well. So if the original person that ordered the card fails to make the payment then the other authorized user understands that they are on the hook as well making the authorized user’s income technically accessible in the eyes of the credit card company. Take it how you want but or be as stubborn as you want but that’s how it works. Authorized users income is factored in.
@brandobecerro Жыл бұрын
@@Slader77 haha yeah if there is an authorized user they will be financially responsible as well for the credit card. The way I see it is the card issuer will account the authorized persons income. If it goes into collections both parties are on the hook.
@Slader77 Жыл бұрын
@@brandobecerro that sounds like a way to do it if it ever comes to that yeah since both peoples income are legally liable. Did u figure this out or where did you find this method out?
@DB6904. Жыл бұрын
I followed your advice and paid down my balance to 1.9 percent of my limit over all my cards , and my score dropped drastically;( it's a bummer because I have an important purchase coming up, and my score might hold me back right now. Any suggestions, or do I just have to get, and keep a larger balance reporting in the future?
@hector-1810 Жыл бұрын
There is always a level of uncertainty but on the surface this doesn’t seem to fully add up. Any chance you might be missing a data point? Just some thoughts. Good luck 👍
@derricksaunders5280 Жыл бұрын
Pay off your balance
@DB6904. Жыл бұрын
@@hector-1810maybe, too bad I can't talk to you, it's difficult to communicate on KZbin. Have a good day.
@Eric-sq2to Жыл бұрын
Did you open new account’s?
@garygretarsson Жыл бұрын
There is literally no way that paying down balances would result in a lower score. Like it’s literally impossible. Something else happened that you don’t realize. Get a proper credit monitoring going and dig and see what’s going on.
@rambosidi7634 Жыл бұрын
Yep
@toybattle9806 Жыл бұрын
Do you do One on one
@calbarton Жыл бұрын
I currently don't do any one on ones. Generally, what do you need help with?
@xavierscott6704 Жыл бұрын
Appreciate the love, but you did not answer my question, lol.
@FosterFarmsInc7 ай бұрын
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
@DavidLane-hw1eh4 ай бұрын
nice
@AboveAllRanks3642 ай бұрын
This video could have easily been just 5 minutes. Get to the point with things dude
@eshdhhdhd4251 Жыл бұрын
Damn you git 15,500 for an x1 card? Nice
@FosterFarmsInc7 ай бұрын
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
@paulfeasal60247 ай бұрын
If you use more than 30 percent of your credit limit you are lowering your credit score. You don't want to go over 25 percent.
@ojc86497 ай бұрын
Lol not if u pay it before post date. As long as u pay all before u straight regardless of how much u use
@shojus Жыл бұрын
👌
@ItsMeCJ Жыл бұрын
FIRST!
@Hvacman401_10 ай бұрын
Capital 1 is trash…
@FosterFarmsInc7 ай бұрын
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
@FromVtotheD7 ай бұрын
They only have 2 of the best cards available 🤷♂️🤷♂️
@a.k.r.o58235 ай бұрын
You have an Instagram or a social media
@tylerfree62385 ай бұрын
@FosterFarmsInc you're a scammer.
@donaldhicks3359 Жыл бұрын
yeah increase your credit line , increase your debt , thats what they want you to do sucker
@garygretarsson Жыл бұрын
Lol you don’t know much about anything, do you?
@micahgreene4573 Жыл бұрын
Most ignorant statement on the internet to date.
@Majestic_Dark_Horse Жыл бұрын
PPPP Performance. Credit is similar to investing or vetting a relationship. These soft skills are essential. We learn, unlearn & relearn. Picture me rolling, I-95, Lexus LX 570 in my S-Corp name while sliding the curtain, sipping muscadine juice. ~Bachelor, I Stand...