54 இ.சி கேப்பிட்டல் கெயின்ஸ் பாண்டுகள் (54EC Capital Gains Tax Exempt Bonds) I By Chokkalingam P

[@prakalawealth]

To start your investments today, please visit us at www.prakala.com/invest Or Whatsapp/ Cell: [phone] or [phone]

[@selvammohnish9506]

U

[@babukothandapani4342]

@@selvammohnish9506 i99

[@balasubramanianpadminifami3416]

Well explained in clear words.Expect more information from such learned persons

[@prakalawealth]

Thank you!

[@janarthananr9473]

Sir, Today it happened to view this. Very useful information. We are under process of selling our plots. Third option unknown, now we got it. Thanks Sir.

[@prakalawealth]

Glad to hear that...

[@rahulrengarajan4413]

Nice Sharing. New to Many of us..

[@ganapathyparthasarathy8710]

Excellent information sir. Nice sir.

[@prakalawealth]

Thanks and welcome.

[@sankaranji]

Govt. Should consider replacement cost for assessing LTCG tax.

[@lakshminarasimhannarasimha1338]

Very useful

[@prakalawealth]

Glad to hear that!

[@jayapragashv4273]

Good information. Thank you sir

[@damodarankrishnan528]

U r very correct sir. Thanks

[@bhoothalingamv8567]

thank yoy for your informatiive information

[@karthivasan7747]

Nandri sir..

[@ravichandrans8532]

Very useful information 🙏

[@senthilkumarsenthilkumar]

Great

[@sambamurthyk3596]

Sir, Valuable and good information to the point, without wasting time.

[@v.g.rajansivanandajothidan9391]

Super

[@charlesvino1733]

Thank you sir,for your information.

[@thamizhsar9908]

அருள் கூர்ந்து வீட்டு மனை மற்றும் விவசாய நிலம் விற்றால் வருமான வரி எத்தனை. அதற்குரிய விளக்கம் தரவும்.

[@senthilnathanganapathy2585]

Please reply. I also want the same

[@jacobd278]

For rural agricultural land, there is no tax

[@ramamoorthysarangapani7258]

I already requested clarification.kindly.reply.thanks

[@ramamoorthysarangapani7258]

I think that rules are not clear about settlement of the property out of capital gains.thanks

[@muraliaj5129]

Super sir

[@grajan1282]

Sir. There are two doubts. 1. To avoid tax can I invest capital gains on land? Some say it is not allowed. 2. This bond after five years, is the entire amount taxable? Please clarify.

[@vishalv8768]

Can u explained indexation calculation? and profit is calculated by difference of buying and selling amount or calculated based on cii?

[@mohansankar1815]

Sir, Thank you for your information. Please inform us whether the amount comes out of sale of ancestral property is to be treated as our income which will attract the income tax?

[@murugaiyanm6573]

useful information

[@prakalawealth]

Welcome!

[@ramamoorthysarangapani7258]

Out of cap gain we have option to have two residential property.we can not sell the property within two years.can we have sett.for one flat to spouse without consideration within one year.thanks

[@vasantgoal]

You are doing very good service Sir. Creating awareness is the need of the hour. Hope we can get back to normal life soon.

[@kumarchinnusamy9271]

I ❤ the last sentence.

[@angelamary577]

So all our money will be taken by the govern ment in any one of the ways, not anyone, so many way😮s in the name of tax

[@shanmugavadivel2425]

Good morning sir. Any update about capital gain 2023-24.

[@prakalawealth]

Max limit has been set at 10 Cr

[@voyagerselva3446]

Very useful information Sir. Please tell me after 5 years once I get my capital money back without tax, can I put that in my bank savings account or FD?

[@subbarayalumohandoss1545]

கேப்பிட்டல் கையின் Tax கால்குலேசன் எவ்வளவுக்கு வருதோ (after Indexation) அதற்கு மட்டும் பாண்ட் வாங்கினால் போதுமா? மீதம் உள்ள பணத்தை ஒயிட் தானே. அதை வேறு FD , NSC., Mf போன்றவற்றில் முதலீடு செய்யலாம் அல்லவா? One more doubt. Instead of purchasing bond, shall I purchase plot for that profit amount i.e taxable portion . Please clarify Sir.

[@dayanandrajaram8039]

ஐயா capital gain deposit செய்த தொகையை மூன்று வருடங்களுக்கு பிறகு வங்கியில் இருந்து வரி இல்லாமல் எடுக்கலாமா..

[@RAJESH-ub3cn]

1 or 2 lakhs vachi iruntha ethala investment pannala ,atha pathi solranga sir

[@jananesundar6910]

குடும்ப பரம்பரை சொத்து தனிநபர் கடன் அடைப்பதற்கு விற்றால் வரி எவ்வளவு அதற்கு வேறு ஏதாவது வரி குறைப்பு வழி உண்டா

[@mathaiyansv5057]

Arasangam thanguma eyya 5 kku koduthu 5 varudam kalithu money value enna

[@kirthikaeswaran8370]

Hi, wanted know IDFC investment plan...

[@sambathr8596]

Super sir 👍👍

[@sethuramr187]

ரெஜிட்டர் மதிப்புக்கு அதிகமாக வரும் பணத்தை எப்படி கணக்கில் கொண்டு வருவது. அதற்கும் பணவரவிற்கும் வரிக்கும் சம்பந்தம் இல்லையா?

[@mayilerumperumal5621]

Sir, 54EC bond purchased in 2020. Why interest received in 2nd year is much lesser compared to 1st year.

[@gknataraj]

One clarification please,, Public sector banks now give 7.75% for 400 days,some for 2years". But if u deduct tax at 20%,,rate,works out to around,,6.1%,higher than 5.75% tax free bonds am i correct?

[@rasheedpazhoor8968]

5.75% interest guaranteed for 5 years. After paying tax for the interest and considering the current inflation will not be your gains will be minus with this investment.

[@subbiahramasamy5207]

Reinvestment in land or house again is also not profitable because of the high property registration charges in Tamilnadu. Registration charges are 14%! Add other(!) expenses it will become15% plus 2% brokerage, totally 17%. It is better to pay 20.8% LTCG TAX and remain at peace!

[@kirubaramaswamy8782]

Sir Last year we sold our plot. One builders under joint venture we constructed flats.we sold our 2flats.TDS was deducted. Even then I am told I have to pay Rs 15 lacs for a flat.kindly advise me.

[@uma_r]

Well done

[@mayilerumperumal5621]

Sir, In54EC NHAI bond 2020. Interest received for 2nd year is at lesser rate. Is interest rate variable every year.Kindly enlighten me.

[@lnagarajan2869]

How to know the indexation cost in a particular house and area or how to know the capital gain amount,pl sir.

[@mukunthannarayanasamy4773]

பாண்ட்ல பொடுவதர்க்கு பதில் பூமியில் போட்டால் பலன் அதிகம்.

[@somasundaramp4857]

By selling commercial property can we exempt capital gain tax by construction of residential bldg

[@shanmuharajan3922]

sir, money value increasing or decreasing, if decreasing then what is the best investment for high returns for 5 year period or if increasing then what is the best investment for high returns for 5 year period

[@stephenjeyapaul2664]

கணவர் விற்ற வீட்டுமணை பணத்தை மனைவி பெயரில் கேப்பிட்டல் கெயின்ஸ் பாண்டஸ் போடலாமா?

[@radhakrishnan4037]

Namaskaram sir mutual fund, sip, and capital gain account la inverse seithal assee aaganuma sir explain kodunga sir

[@vasanthaganesan9682]

Pranam swami

[@reubendevadoss469]

Thanks

[@ramamoorthysarangapani7258]

Can we get exemption for having two flats out of capital gain?

[@sureshr1611]

Postel deposits interest rate is more than ur recommendations

[@prakalawealth]

Both are different and not comparable.

[@Unprietter]

For example if i sold a house for 1.5C. How to get tax exemption? Have to buy another house in a period of 6 months to 1 year. In that time can we invest entire amount in banks as FD? How much limit is allowed? Can we split into 5-7 accounts and invest as FD? Please advise.

[@ramamoorthysarangapani7258]

I think from 20_21 we can buy two flats out of capital gain availing option.kindly confirm.thanks

[@ramamoorthysarangapani7258]

As per sec 54 we have option to have two flats out of capital gain.could u pl tell me what items can be included in the construction cost like woodwork plumbing electrical work windows doors gril gate fans ac chimney car parking area value of EB charges including cost of meters auditor architec fee etc.kindly advice as u are doing good service.thanks

[@ramamoorthysarangapani7258]

i am yet to receive yr valuable advice on the items can be added to the construction cost. Further items like sharing cost of lift sump compound wall motors car parking value can also be added to the construction cost pl. advice thanks

[@MrShyamvenkat]

Can i buy both house and invest in bond simeotaniously??

[@prakalawealth]

Yes

[@rajanayagamthevan654]

Is the income from compensation for compulsarily acquired land by government taxable? If not taxable .How to prove that the amount is a compensation.?

[@prakalawealth]

It seems, it is not taxable. However, please consult your auditor. Govt. might have given you a payment advice which could be shown as proof.

[@GaneshKumar-uf1es]

At present India's inflammation rate minimum 7℅ .... More over almost all public sector has been sold out by India's CEO and CFO

[@lavakusa7896]

😂😂 inflammation 🤔

[@ashasgopalan5042]

If we sell the plot and enter into JV with a builder for flat promotion within how many years we hv to finish that jv

[@prabhakarannayar9697]

Sasikala engge Poi vittal...... entha vitha Prachanai galum illamal

[@shyamsundardas9297]

hii sir actually me bahut tension me hu. kyoki ek builder ne mere chacha ko 2014 me phasake joint venture ka agreement kiya tha aur uske sath unse radd n hone wali power of attorney bhi karke li thi. abhi is feb-2021 me us bulider ne jv cancel liya aur sale deed feb-2021 me kiya. aur payment dene ki date builder ne 2024 ki daal di. ab capital gain ki notice ayi to kya kar sakte hai ham. capital gain account scheme me hum paise nahi bhare kyoki usne hame 2024 ki payment date di hai. isase kaise bache pls sir he upay batao na

[@wsrk1953]

How about Tax free fund

[@prakalawealth]

There are no tax free funds.

[@shreekrishnakrishna2741]

Sir if sales is above 50 lacks, how to invest

[@prakalawealth]

You may meet an auditor and calculate the applicable taxes.

[@nageswaranramaswami8898]

Can we invest in bonds as well as in residential house to totally avoid Capital gain tax in view of the maximum amount of 50 lakhs fixed for bonds.

[@prakalawealth]

I would say yes.

[@nageswaranramaswami8898]

@@prakalawealth Thank you very much for your reply. Is there any decided cas law to that effect. I will be obliged for your information

[@gowtham7739]

Thanks for they information sir. I thought to invest in Sovereign gold Bond than fixed deposit sir, but this investment also seems good. But hoping the gold price will fall after this corona crisis & thinking to invest in Gold Bond by next year. Shall I invest in this 54EC investment avoiding all other options sir?

[@ramamoorthysarangapani7258]

Can we get exemption for having two flats out of capital gain? Sec 54 and 54 F differs.kindly clarify.thanks

[@ramamoorthysarangapani7258]

I think that from AY 20-21 we have option to have two flats out of capital gain as per sec 54.kindly clarify.thanks

[@joshyr2987]

Informative content. Can you please let me know how we could invest in these bonds. Can it be invested thru our demat in the online process? Or it would be called for in the news paper ads.

[@prakalawealth]

Please call us at 89391-17560 or 99626-05666 to invest in REC Bonds.

[@chandramouliramachandran4217]

Can anyone deposit in two or more companies each with 50 lakhs totalling to 1 crore? Is that allowed?

[@shreekrishnakrishna2741]

Sir v bought flat during 1990 and sold in April 2021. Can u pls guide me as I hv to invest in capital gains before next month. Pls help me.

[@prakalawealth]

Sure. Please get in touch with us at 89391-17560 or email us at [e-mail]

[@rocky5555IA]

Sir, thank u for the information, I would like to know whether it is applicable for short term and long term gain.... or only for long term gain...?

[@prakalawealth]

Long Term Capital Gains.

[@krishnamurthynagarajan5747]

If I sell now and do deposit 50 (oct 21)lacs now and again by April 22 balance amount as fd and totally avoid Capital gain

[@gvm1409]

TN Govt employee stocks, shares buy/sale panna koodathu nu rules iruku so mutual fund la invest panna mudyatha kindly explain it

[@prakalawealth]

TN Govt employees can definitely invest in mutual funds. No restrictions on that front.

[@gvm1409]

@@prakalawealth Oh thanks sir but mutual funds um stock market related thaana athuku mattum exemption iruka

[@prakalawealth]

@@gvm1409 Yes. There is no particular stock related investments in mutual funds. It is diversified and it is managed by a independent agency. Hence, there is no issue for govt employees to invest in mutual funds.

[@gvm1409]

@@prakalawealth Thanks for your kind information

[@sivakumarikirthivasan596]

Whether after maturity is the invested amount is taxable

[@prakalawealth]

No

[@vamshiy1143]

House or land sale panina amount thaan ethila invest panna mudiyuma sir... Savings amount I ethila invest panna mudiyaathaa sir

[@prakalawealth]

You can. But what is the use? You have many other better options.

[@satheeshkumar3557]

SIR, முதலில் வணக்கம் This is the first Time உங்கள் வீடியோவை பார்த்தேன் நான் எதிர் பார்த்த விஷயத்தை தெளிவாக கூறினீர்கள் மிக்க நன்றி எனக்கு ஒரு சந்தேகம் Bank ல FD ல போட்டால் MiN To MAX எவ்வளவு வருஷம் வைக்கலாம் in meen Time வீடு வாங்க யோசனை உள்ளது கொரோ னா வால் எதுவும் எங்கும் செல்ல முடியாத சூழ்நிலை ஆகவே தயவு செய்து ரிப்லே பதில் கூறவும் Sir அன்புடன் நன்றி.

[@prakalawealth]

நீங்கள் வீடு வாங்க உள்ளதாக கூறுகிறீர்கள். அப்படி என்றால் 1 வருட டெப்பாஸிட்டில் வைத்துக் கொள்ளுங்கள்.

[@satheeshkumar3557]

@@prakalawealth Sir உங்கள் RPLY க்கு நன்றி Bank ல 1 year இந்தா எந்த பாதிப்பும் வராதே PLS REPLY Sir என்றும் அன்புடன் .

[@kumarchinnusamy9271]

Min: 7 days, Max: 10 years for Fixed deposit.

[@parameswarimakheshwar7104]

Sir if I got short term capital gain from selling share how I can adjust these profit from tax paying

[@prakalawealth]

By booking short term losses.

[@jeganathannathan9974]

முதியோர் களுக்கு தங்கள் பெயரில் உள்ள சொத்த்தில் capital gain tax சலுகை இருக்கி ற தா.

[@fundamentalanalysiswithasw3444]

Dear sir, wat is quasi SOV bonds

[@prakalawealth]

They are NOT direct government bonds, but issued by government backed entities.

[@sathishkumar1988]

Sir ,is this bond floating interest rate or fixed interest rate?

[@prakalawealth]

Fixed

[@venkatn1986]

Can I adjust the CG if I have invested in a property by taking bank loan before sale of old and close the new loan from the sale proceeds? If yes what is the time period allowed to adjust?

[@prakalawealth]

In our opinion loans can not be adjusted. However, it is better to check with a chartered accountant.

[@kumarchinnusamy9271]

Clearly NO.

[@saravananms1035]

Hi Sir, I saw karur vysya bank corporate bond is giving 11.9% interest for 2lac investment for 3 year period with yearly interest of rs.23k. Hows your opinion on this Sir, appreciate your reply.

[@sivaprakashabi726]

❤️

[@kumaravelgcse]

வணக்கம் சார் இந்த வகை பாண்டுகளில் முதலீடு செய்வதற்கு டிமேட் அக்கவுண்ட் கண்டிப்பாக தேவையா அல்லது நேரடியாக அந்த நிறுவனங்களில் முதலீடு செய்யலாமா

[@prakalawealth]

Demat not needed.

[@ponnisarath5965]

Sir inflation itself 6.9 percentage,there is much no use of it

[@prakalawealth]

These bonds are meant to save capital gains taxes.

[@kalaiyarasan7]

Can we purchase online? If so where can I purchase

[@mathavantk967]

Thanks sir, good information...if again buy a property (with in 12 months?) then no need to pay capital gain tax? is it correct?

[@kumarchinnusamy9271]

Yes. But you have to use the same amount to buy a new property.

[@surendhrans]

Is this applicable only for the capital gains of property sold? Can this be used for capital gains if shares sold?

[@prakalawealth]

As far as we know it is only for properties. Please check with your auditor.

[@kalaiyarasan7]

Is it applicable for capital gains on unlisted shares (foreign shares)?

[@prakalawealth]

Mainly for real estate investments.

[@sampatht1803]

Sir you are saying tax free bond is good for investment. But one of KZbin preacher Mr Srinivasan Anand frequently saying tax free bond is useless and not break even of information.

[@CoppsMusic]

Respect both these gentle men. Look at the specified interest which is 5.75. Way lesser than inflation rate. But the upside of this bond is for reinvestment.

[@vignesh_m_1995]

Is it possible to withdraw the interest every month as monthly income or quarterly?

[@prakalawealth]

Interest is payable annually.

[@rajeshganapathi7924]

Will they give back money as all govt companies are doing bad and are in sale?

[@prakalawealth]

Sovereign guarantee is the best available guarantee. They will give back.

[@balasubramaniansambasivam2218]

I have a property woth 70 lacs. I would like to sell 50% @ 35 lacs this year and sell balance, say next year. Can I invest in CGTS bond ₹.35 lacs this year and again next year of the sale proceeds of the balance property. Making the aggregate more than 50 lacs.

[@prakalawealth]

Maximum investments in CG Bonds is Rs. 50 Lacs.

[@kadirvelselvam.294]

You have to invest only capital gain amount and need not invest the sale amount.

[@felixjfelix2519]

If i deposit this fund can i get every month interest instead of after five yrs.please reply soon.

[@prakalawealth]

No. Terms are fixed.

[@baskaranpv6697]

Interest is paid yearly and not after 5years. Last annual interest is paid along with the amount deposited.

[@shaggy100]

What is the limit on the bonds

[@SUBBU8686]

Up to 50lakh

[@s.arivudainambi1627]

For the total amount is there any gst or tds sir?

[@prakalawealth]

No GST or TDS is applicable for investments in this bond.

[@ganapathyparthasarathy8710]

👍

[@parshuramrv848]

Hi sir, as this bond is for 5 years, is there any bond 2 or 3 years bond

[@prakalawealth]

If you want tax exemption on your capital gains, this is the only bond.

[@coolguysuper3221]

Prakala Wealth Management Pvt. Ltd. Sir, you said investing in this bond is tax free. What will happen to the money after 5 years ?? Will that be taxed that time ?

[@bhamaparthasarathy4608]

Sir I am 67yrs can I invest PMVVY scheme

[@prakalawealth]

Yes, you can.

[@javeedifthiar7806]

Sir can i invest my capital gain amount in huge size land instead house... (im going to get the amount from sale of. My ancestor house).. Pls clarify my doubt sir

[@raam1702]

Where it is available?

[@prakalawealth]

We provide this service. Please call us at 9962605666 or 89391-17522 and one of our Relationship Managers will help you.

[@KitchenPlatform]

Its only 5% now

[@9751073002]

Cam NRI invest in this?

[@prakalawealth]

Yes