6 DIVIDEND ETFs | Investing for Monthly Income Payouts

[@DiegoVelasquez-r3x]

I’m worried about retirement planning and I want to ensure a comfortable future. I’ve worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I’m really concerned about whether I’ve saved enough and invested wisely.

[@MikeHollow-rz5dl]

I completely understand. Ensuring financial security in retirement is crucial. Have you considered consulting a financial advisor?

[@DiegoVelasquez-r3x]

Yes I have. But I don’t know who exactly to trust to provide the right advices and guidance for me.

[@Wade453]

True. I have been in contact with a CFA that specializes in retirement planning. His expertise can help optimize your savings and investments.

[@DiegoVelasquez-r3x]

Who’s this CFA? And how can I reach out to him?

[@Wade453]

JOSEPH NICK CAHILL

[@xxgg]

Thank you for making Canadian ETF lists. Hope you'll priotize us Canadians first in future.

[@RebertJames003G]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@WillsonMark112z]

The deeper your investment roots, the stronger your financial security will be in the future.

[@ChirsDaniel]

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

[@ChirsDaniel]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@tysonmou1]

For the general non-savvy investor, this is a great video on stock picks to get started. As a dividend income investor, you can't just say a covered call ETF is riskier because it uses covered calls without explaining the risk of covered calls itself. CCs provide downside protection but also limit upside growth. For dividend income investors, split funds are a buy-and-hold; it doesn't really matter if the stock price drops as long as the income keeps coming in. The risk is that sometimes they don't pay the dividend; in exchange for higher yield, missing a month or two every few years isn't a big problem.

[@justinmirche]

Thank you for breaking down the pros and cons of these dividend ETFs! Your focus on balancing yield, fees, and growth potential is invaluable for anyone looking to build a sustainable portfolio. A rough calculation of capital needed based on yield can really help set realistic goals. Also, your advice about avoiding split funds like FTN is a crucial reminder to always weigh risk versus reward.

[@northstarie851]

Awesome video, Gabrielle. Learn lots from you. Thanks.

[@Jhon-z7e]

Evolve, Hamilton and Harvest Index funds are A1 picks for monthly income.

[@LesterHess-t1x]

People's level of life is directly impacted by inflation more so than by a collapse in the stock or real estate markets. That the market is currently feeling so bad is not surprising. It is more important than ever to seek professional advice to navigate this economy. Stock markets, housing, and exchange-traded funds (ETFs) are all erratic. My $350,000 investment portfolio has suffered greatly.

[@wmwoods-l4f]

Nonetheless, some investors continue to generate strong profits throughout this time. You must be knowledgeable or look for expert assistance.

[@j.ottinger]

In my opinion, investing was considerably easier in the 1980s; the current climate is far more complex. I've been working with an advisor for the past five years to develop my portfolio in anticipation of retirement because experts are typically the ones who continuously make money in the present market.

[@PaulaCarbonell-n7j]

My partner is thinking about following a similar path. Could you provide more information on the advisor you work with?

[@j.ottinger]

Annette Marie Holt has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.

[@PaulaCarbonell-n7j]

Thank you for the recommendation. Finding her online was straightforward. I did my due diligence and scheduled a call-her credentials are impressive and she seems very knowledgeable.

[@BrandonDraws4U-ch4rh]

Sound advice! I did overlook the fact that some funds are heavily leveraged thus being more volatile. But I must highlight I actually I love volatility lol😂

[@master15951]

ZWC good covered call by BMO 6.5% Div at 17.90$ last closing day

[@walkjar-q7s]

Best pick a growth ETF- the vast majority of fund managers can’t beat the SP500 index funds.

[@AaronTilt]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@Joeknowsball247]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@camille_ann3]

She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.

[@ryanx7907]

Hi, nice video! How about JEPQ Canada ETF? Thanks!

[@kmilton1593]

Gabrielle, why didn't you have a summary chart showing the ETF names on the left vertical axis, and the yields, stock price growth, etc, on the horizontal: that way we could take it all in better? Also, I don't understand what is so great about ETF's: why not just buy blue-chip stocks that pay good dividends?

[@gitaiyer7480]

"Also, I don't understand what is so great about ETF's: why not just buy blue-chip stocks that pay good dividends?" - I trade for a living, so I will answer this for you... If you did this, you wouldn't be diversified enough during market drawdowns. Companies can go bankrupt, they can suspend dividends during recessions. If you buy an ETF, it is more diversified over a few companies in the sector. You want consistency with dividends so you can take that money to reinvest to further increase your income over time.

[@CharliniAlmeida]

Subscribed ! Love finding fellow ladies in the personal finance creator space, cheers Rose! 🙌

[@Johnny-b9m3y]

Great video and informative thanks. Approximately how much capital we need to invest in order to get a monthly dividend of $1100, regardless of which ETF we invest?

[@BradleyRaven]

According to TD's site, HDIV has a MER of 2.67%. I presume that that's additive for all the holdings and not a weighted average, but still.

[@nguyenphuongchang3925]

I noticed the same. Why is it so high?

[@BradleyRaven]

@@nguyenphuongchang3925 I assume that it's because they took the MER for each of the sub-holdings and added them together, instead of a weighted average. It's still way too high for me regardless, but obviously someone is buying it.

[@megabaneen8057]

Thanks fellow Canadian great list

[@itsmarcocanlas]

This is so awesome, subbed! What’s the difference between VDY and VOO?

[@SkyWalk27]

What website/websites are you using to find this information? Could you please share? Thank you!

[@fr4nkenstein1]

Every ETF has its own website, so search VFV etf in Google you will find it.

[@TornadoSun]

How old this video? Hdiv was 17.51 over a week ago

[@DanielBaleWyatt]

More than a collapse in the stock or real estate markets, inflation has a direct impact on people's standard of living. It’s no surprise that current market sentiment is so negative. To navigate this economy, expert guidance is more crucial than ever. ETFs, stock markets, and the housing sector are all volatile. My $350k portfolio has taken a serious hit.

[@HotManP-l5g]

However, there are still investors making solid returns during this period. You need to be well-informed or seek help from a professional.

[@FrankJaaay]

In my view, investing was far simpler back in the '80s; today’s environment is much trickier. Those consistently profiting in the current market are usually professionals, which is why I've been working with an advisor for the last five years to build my portfolio in preparation for retirement.

[@DanöVee]

My partner is thinking about following a similar path. Could you provide more information on the advisor you work with?

[@FrankJaaay]

Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.

[@ToreyLanez]

Thank you for the recommendation. Finding her online was straightforward. I did my due diligence and scheduled a call-her credentials are impressive and she seems very knowledgeable.

[@DavidKnicks]

Can I buy Canadian ETFs in the US?

[@robpet4424]

Would you put the high yielding ETF s in a TFSA, RRSP ?

[@GabrielleTalksMoney]

I mention it at the end of the video! :)

[@BradleyRaven]

Gabrielle says that she keeps Canadian stocks in her TFSA and US equities and growth stocks in her RRSP. I do the same due to withholding tax. If you own a US stock and it gives dividend, it's so much simpler and easier to keep it in an RRSP account which the USA recognizes as non-taxable. You want to balance your portfolio across all investment accounts, not separately within each one. Your question is really broad, it depends on whether your retirement income is so high that there's no point in putting more into your RRSP or not. Otherwise, you may want to prioritize your RRSP over your TFSA in the interim. There is lots of good advice about this floating around, plus you may also want to consult with someone (not a bank employee) about your own personal financial situation.

[@master15951]

RRSP no withholding Tax in US, TFSA there is withholding Tax

[@garden753]

I enjoyed your video, thank you. I am thinking about taxes and investing. I have exhausted my registered account and started to invest in NRA. What category of stocks would be better suited for it... index, CAD dividends, or something else?

[@francisyoung3584]

Your warnings about split funds are dead on Gabrielle, plus they do skip monthly payouts every so often, and the range in their highs to lows over 1 to 2 to 5 years is very large, just as you stated.

[@cksh4182]

I would say if you are going to be focused on dividend paying Canadian companies, just buy the individual stocks... Like an RBC, TD, Fortis.. I know people will say you are putting all your eggs in one basket.. but do you ever believe RBC will go out of business? Yes it can, but I would say 99% unlikely given Canada has very good financial regulatory systems in place. Lastly, TSX is mainly made up of Financial and energy sector.. I would not touch energy.. The banks are here to stay and will make profits regardless of the economic cycle. You will also end up with higher yields from dividend increases over time versus dividend paying etf.

[@stephenn88]

Growth stock should be in TSFA and US dividend stock in RRSP😂

[@nguyenphuongchang3925]

US dividend in RRSP, wouldn't you be hit big with the conversion rate when buying or selling each time?

[@canpin]

kamsahamida!😊

[@endured]

Bear market?

[@kaptaa2671]

Why... most of Canada Dividends yields r so stable...😊

[@William-y1d-l5c]

I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG.

[@johnCoy-u1w]

Great picks! I like XLK and SCHD equally!

[@William-y1d-l5c]

thank you! Actually would it be silly to have both?

[@johnCoy-u1w]

Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Having a diverse portfolio is KEY; that being said my initial deposit of a hundred K has grown to over $720K in only just ten months :)

[@William-y1d-l5c]

I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!!!

[@johnCoy-u1w]

Keep it simple, invest in what you understand, take some risks, but don’t aim for big swings. I use equity index funds, ETFs, and quality stocks, and rely on Lorrie Greta Hillard and her team for managing my funds it’s a solid, hands-off approach.

[@gomezsamir]

Putting your money at risk for 5%? Just 5% + a little bit of appreciation?

[@MelissaFu-wm3mm]

would ya rather keep it in the bank account, and lose 5% due to depreciation? uhhhhhhh

[@82nutcracker]

Is there any recommendation other than CASH with the trend rate cut ?

[@Knowledgeabletuber]

Dividend Yield,Investment Needed 2%,$660,000 3%,$440,000 4%,$330,000 5%,$264,000 6%,$220,000

[@TraderRob-b8h]

MSTY sure looks attractive in my rrsp

[@BradleyRaven]

Yikes...

[@nguyenphuongchang3925]

Very Risky?

[@glgl7676]

New to investing. It it possible to get these kinds of yields without having to invest to environmentally harming energy stocks? No point in making money if we die before can spend it.

[@RyanZogheib]

Just buy one ETF and stick it or two

[@A-GoldenBar]

No vanguard . To evil a company

[@Fanoyema]

Would like advise on my mortgage, contact me need help