6 Months into Practice: Update on my $500,000 in Student Loans...

In this video, Dr Webb gives an update on his student loan payback. Did he make any payments? How much did he pay off so far? Watch to find out!
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[@chrisgrant3939]

Just finished paying 150k off in 6 years, lot of hard work and planning but excited for the future! Good luck

[@redeye780]

What did you take?

[@AyoCoat]

More blessings 🙏🏼🙏🏼

[@Legal_Sweetie333]

@@AyoCoat lol

[@munchkin4887]

Can't believe you've been practicing for half a year! Time flew by

[@antoniowebbmd]

Crazy! I just saw a patient back in my office that I did surgery on 6 months ago 😳

[@luvillan4641]

I owed 27k in student loans after earning my bachelors degree I’m happy to say I just got done paying my loans last month! Took me less than 2 years But I was was aggressive!

[@mistermood4164]

Good work! I’ve just paid half of mine, I will finish in 2 years time

[@Omonike88]

CONGRATULATIONS!!!

[@Essays4College]

What did you sacrifice to pay them off?

[@luvillan4641]

@@Essays4College lived at my moms house. Luckily didn’t have to pay much in rent ($300) and refrained from going out on the weekends. Would keep my expenses at a minimum. My job at the time, was making $2,800 take home

[@Essays4College]

@@luvillan4641 good job!

[@moeelmasry2331]

I still can’t believe you’re an attending now! I remember when you were a resident!

[@antoniowebbmd]

Crazy huh!!

[@gwillis01]

The moral of the story is: Even though you have been studying, grinding, and sacrificing for fifteen years, it's not time to go wild and buy the second home in the Bahamas yet. Your attending physician slot at the hospital could be terminated due to the uncertainties caused by the current plague.

[@antoniowebbmd]

Yes, 100% correct.

[@c.s.9427]

Lmao this dude said plague. Go outside please

[@pignoob9551]

plague...?

[@gwillis01]

@@pignoob9551 It's that thing that has killed more than 500,000 people in the U S during 2020 and 2021.

[@pignoob9551]

@@gwillis01 uh debatable at 500k people ... anyone who has the flu or anything sick related labeled at corona virus , look deeper into it not everything is as it seems ...

[@Fitnurd]

My wife and I have been paying towards our student loans. We paid hers off this month. I have significantly more to pay off, but we are working on a snowball payment system. My loans should be paid off in a couple years. Got about $60k to go.

[@antoniowebbmd]

Awesome!! Keep going 💪🏾💪🏾

[@TheLadyaec]

@Joe Troll Should be able to request it back in court.

[@ms.afropenny]

I appreciate how difficult it is to be this honest online, when things don't go like we hoped. Your authenticity and vulnerability in the space that is KZbin is noted and appreciated. I wish you and your lovely family the best in these upcoming weeks and months.

[@pax2176]

Dr Webb: I have $500k in student loan Dave Ramsey: Beans and rice. Rice and beans

[@Jfresh55]

I really don't like Dave and his philosophies. I'm also not to fawn of bringing religion into finances, which he does a lot.

[@christiangarcia2319]

There are bits and pieces of ramseys stuff that is really good advice that I've used, but there's a lot of his ideas that aren't very practical and won't work for most people.

[@patrickhull9231]

@@christiangarcia2319 For example?

[@christiangarcia2319]

@@patrickhull9231 Stuff I agree with examples: his method of paying of credit card debt, keeping track of every dollar you make and spend, buying a reliable used vehicle instead of a new one. Stuff I disagree with examples: disregarding credit scores and never taking out any types of lines of credit, not taking out student loans under any circumstances, super risk averse on investing. That's just off the top of my head

[@anthonyromano6921]

In the exact same boat. Tried the Ramsey method and nearly lost my mind doing so. It’s not exactly practical. Especially when you have already been stretching $20 in many different directions for years. You gotta live a little!

[@S1830367]

Awesome video Dr. Webb, thank you so much for your transparency! 🙏🏽 I’m going to graduate next year with about $275,000 in student loans and I’m applying into neurology, hoping to specialize in pain management. The debt keeps me awake at night sometimes, but hearing stories like yours really helps put things into a perspective of manageability :)

[@haroldwagner4586]

Neurologist make the worst pain MGMT doctor s. Unable to do very many therapeutic procedures

[@gwillis01]

There is nothing wrong with wanting a financial safety net. That is what savings are for. Investing is massively different than savings. A person should have a financial safety net before they start investing.

[@antoniowebbmd]

True

[@VinnyGreeley]

This is what true heroes look like and I can’t believe that this man has to hold debt on his shoulders while providing care for his patients

[@antoniowebbmd]

Thank you!

[@ashanloki9925]

@@antoniowebbmd I wish you the best of luck !!!! I’m 16 and I’ve been watching your videos since I was like in middle school I wish I could be just like you in the future dr ❤️

[@MarcKatzMD]

Cardiology fellow in training here. Thanks for this video. Gives me hope that I’ll be able to pay off my debt in a reasonable timeframe!

[@antoniowebbmd]

Thanks!!

[@pikusarker1359]

Kittykatzmd sir how much is your student loans?

[@MarcKatzMD]

@@pikusarker1359 my med school tuition was about $250k

[@LVLV-im3ne]

I haven’t paid anything either on my student loans but saved the information from this video for when I am ready.

[@jordanball3138]

Paying down student debt is certainly preferable to spending on frivolities, but my advice to my daughter, who is soon to start accumulating student debt in law school, is to pay as little toward debt as possible when she starts her career and put as much as she possibly can into savings, until she has easy coverage of at least 6 months expenses. I think it is especially important for young professionals to get in a position ASAP where they are not dependent on the next paycheck. So if the senior partner asks them to do something a bit fishy, they can say no and walk away without having to worry about rent next week.

[@victoradeniran3329]

I am not sure what stage of school she is in but have her look up videos about scholarship money for law schools. I know multiple people who went to law school debt free. It is really dependent on her LSAT and GPA as well whichever school she chooses. Have her talk to lawyers very few will tell you the loans are worth it to go to a certain school. Especially if she knows where she wants to live and practice.

[@markusgarcia4136]

Great advice

[@mrd7996]

So interest rates for school loans can be as high as 15% where as mortgage rates are generally 2-3% (as of July 2021) yet you cannot default/declare bankruptcy on a school loan but you can default/declare bankruptcy on a mortgage. Given that, why are school loan interest rates not capped at a certain amount above the prime interest rate.

[@tsrocks2029]

It’s a modern debt slavery trap

[@Lionheart_He-Man]

Student loan debt is a real wealth stealer! Much success and blessings to you Dr. Webb in your journey towards paying them off

[@RLICGNT]

As a new attending, I paid fed student loans minimally for 4 years, while i paid off private and personal loan debt. I couldnt refinance my fed loans because my credit was too bad. When the pandemic hit around tax time, I looked at what I brought home and said, "not this year". Then the govt paused interest. I paid off a little more than $150000 in 1 year. Then I quit my corporate medicine job, lol. Best decision ever.

[@nicholasmoyer2313]

I went with common bond 6 months ago and im pretty happy with them. The only complaint I would give would be if you pay extra and use auto pay it will lower your monthly payment so that you are still making payments for the lifespan of the loan vs paying it off early. so you basically have to go back and manually pay the difference each month(which isnt really a big deal).

[@Ms.Opinionated]

Why isn't financial planning a part of the curriculum during residency? Should be called the Business of Medicine. Rookies on the Baltimore Ravens go to class when they 1st join the team that discusses money, residency, cars, behavior, etc..... One 💘

[@LJStability]

Thanks for the update. As an MD PhD student, I will be finishing medical school in 2023 with no debt. I was curious what you would suggest doing as an intern and through residency given that I can direct more of my funds towards savings and investing? Keep up the good work

[@jamesmaggio7560]

Dr Webb Thankyou for the information! Dr Webb which screen or website were you looking at the stock market on your phone? It looked interesting.

[@chrismaceren8299]

I’m currently unemployed. Should I still refinance my private loans?

[@bens7489]

There is no problem in paying off a loan. You incurred the debt and it needs to be paid. What is right is right however you pay for the loan. Keep up the good work . If the present situation is not working change. Change.

[@Zen_Power]

Whether you’re a spine surgeon or a street cleaner.....finance management is just stressful. There’s no escape. .......Unless you take the red pill

[@stignatius1625]

Wats the red pill

[@Zen_Power]

@@stignatius1625 suicide pill. To leave to the next world, if it exists.

[@dreamchaser5758]

Dr. Webb, please consider a student loan update irrespective of your progress. Thanks

[@robmorgan1214]

500k... student loans are insane! I'm sorry! Something is very broken in this system.

[@ownthispwn]

The government is guaranteeing loans to kid in college so Colleges raise tuitions because they’ll get the money no matter what. Shit is stupid

[@robmorgan1214]

@@ownthispwn this is completely unethical. Terrible policy. Only winners are the banks and administrators at over priced low quality universities. Very sad that it also makes most degrees worthless.

[@vsar1938]

Same debt to become a dentist which only earn 200k it is insane

[@wtsang1]

Yeah it's criminal coming out of uni to be met with half a million in debt

[@WatchClock99]

In Austria you only pay €20 tuition each semester for medical university, you only have to pay about €350 for rent and you even get €200 from the government each month. Of course you don't make close to what physicians in the US make after you graduate. (ofc it's very competitive to get into university tho)

[@ErikS-]

I am from Europe. If you go to medical school (MD, college) here you pay around 2.5k usd in university fees p.a. (during covid its only 1200 usd p.a.) I honestly dont understand why the “barriers-to-entry” need to be so high in the usa, when there is a huge need for md’s going forward...?

[@lenaprice6239]

The pay is very different. Physicians tend to make in the high six figures in the U.S., whereas in Europe, physicians don't make comparable salaries.

[@omarb2653]

@@lenaprice6239 Only high six figures for a few specialities, normally more around 250k a year but still MUCH more than Europe. Only orthopedic surgeons, neurosurgeons, ophthalmologists, maybe busy sub specialties in general surgery, plastics are making high six figures (above 500k). Even then you’ll find many of these people under 500k unless they’re working like crazy

[@davidlakhter]

Great video Dr. Webb! Can you please make a video outlining all of the general monthly payments you have to make every month considering loans, overhead, employees, etc? The business side of medicine is definitely something that's neglected and not spoken of much of the time. It would be a great thing as another practical aspect people should consider before going into medicine and how it may vary in different fields. Also how you really have to think about what kind of service you'd be providing, as for many specialties, the only way to really make money is through prescriptions of operations. This may not be the best way to practice medicine, so people should really consider the fact that medicine is really not the field to make money, but you will have debt and costs to attend to if you go the academics, pracademics, or private practice way. I'm really interested in this business side of things and I hope more people start to look at medicine from the perspective of what service will they be providing in a practical sense and if the opportunity cost/cost-benefit ratio really worth it.

[@HDPeterson19]

Dr. Webb, you forgot to add the card for different routes after residency like private practice. Would love to watch that video. Currently a waitlisted aspiring medical student. Cant wait to start this journey!

[@lilrabbitcuz]

So yah boy got like over 80k saved up ready for COVID! I can’t wait I need this. I wish rappers and scammers could see this. He worked hard for a few months doing the right thing and made that type of money instead of robbing, murdering and selling his wife body.

[@antoniowebbmd]

Thanks!

[@omarb2653]

More like worked hard for 15 years of school going into massive debt and getting paid literally minimum wage for all of residency, then worked hard for a few months and managed to save 80k

[@FacundoMD]

Hey !!! Nice vid as always I watched your two other videos in the past. At some point I will be making my videos about my loan jaja !!! You got this, I am sure you will make the right moves and decisions.

[@antoniowebbmd]

Awesome!!

[@rocktorrocks]

What are your thoughts on doing Public Service Loan Forgiveness versus paying off the loans immediately? My residency counted 3 years, and I have an academic job now which counts towards PSLF. WCI and other sites say I should do PSLF and invest the other money but part of wants to just get rid of it.

[@ml2539]

Mannnnnn this was click bait esque. No reason why it took you 14min to tell us you've done nothing to your loan.

[@Shahyee]

So very wise to set aside money to protect your family and business right now. Very, very wise.

[@BassFishingMN]

If your interest rates are low on your loans I’d recommend to not be that aggressive with your payments. You can invest the money you’d otherwise use to pay off the student loans and make more money at the end of the day on top of it. There is a reason not all doctors pay off their loans immediately

[@marquiesriley6479]

Me and wife are taking advantage of the 0% interest...we’re trying to pay off her student loans ASAP so we are paying lump sums currently with this 0% interest...would definitely advise anyone to do this to knock that principal balance down even faster....

[@futureDrNLB]

Dr. Webb are there any grants out there?

[@veecamil8344]

Hi, Dr. Webb. Any way I can contact you privately?

[@sljcsu]

Omg!!! And I thought my $78,000 was alot!!!!! If you bought a home, how did you do that?

[@thetruthsayer8347]

He obviously makes a lot of money and has the potential of making more. He also could have gotten physicians mortgage loan.

[@truthpriceless7285]

Thank you for sharing your knowledge. My daughter is about to start med school 🏫…so I appreciate your transparency. May the Most High continue to bless you.

[@PhilippayFiasco]

Current plans 1) Moonlight while still in residency in order to pay down preexisting credit card debt 2) Live like a resident for up to 5yrs after residency (1.5 yrs left until graduation) 3) Refinance private loans if possible 4) Consider any and all means to increase revenue as a full time physician, via additional revenue streams 5) Aggressively pay down debt. The real #1 is CREATE A BUDGET. Every dollar should have a destination.

[@paufemza.8026]

Hey... novice here. Does having such a large amount of debt for so long negatively impact credit score?

[@DreamBoOy7]

Man you lost weight. Keep it up!

[@Teddy-fm9nt]

It's been a while since I watched a vid. I was thinking the same.

[@taiwoshogbanmu9747]

Bro, he did. Maybe its part of being frugal.

[@cillian_scott]

i was just boutta say, he looks great

[@supreme5998]

Hey doctor Webb. I would suggest putting your money into Gemini and collect 7.4 % using Dai coin in annual interest. It’s a stable coin at 1:1 around to the US dollar, so there’s not volatility. It’s basically a 7.4% interest savings account.

[@thetruthsayer8347]

Lol wtf. He said he is being conservative and you want him to invest in crypto?

[@supreme5998]

@@thetruthsayer8347 It's a stable coin.. the value stays at $1.00 ...

[@nosvenom2239]

If you think just because it’s “stable” now..... that’s its sound. You are a fool. The 1:1 coins fluctuate at the value of a dollar. So if a dollar is worth half as much the coin fluctuates still. And it can fluctuate outside of that due several other factors.

[@supreme5998]

@@nosvenom2239 If the dollar is worth half as much.. that means it affects Dr. Webb too because he has his savings in dollars..

[@JoanAvilez]

Congratulations man you did it! 👏🏽

[@user-bx6dn6gc7y]

Wait, I don’t get it. If you couldn’t operate, how can you make money to pay for that overhead? Do you earn a base salary in private practice + surgery money?

[@alm4625]

Great video! Are you firm regarding your decision on the military. I was thinking that your loan could be forgiven in return for military service? also continuing ed and additional training opportunities? How can I get a T-shirt? :)

[@Jfresh55]

Honestly you can pay off your student loans with KZbin alone. If you can get your views and subs up, the student loans will be gone in a year. Are your videos monetized?

[@steadystackin7250]

I used common bond to refinance during my student debt repayment journey

[@jlynnc9559]

I do believe doctors/dentist that go into public health should have their debt absolved after they have served 10 years of working in regular practice and also working in free clinics. Kind of like teachers that work in impoverished areas.

[@Rashaadthegr8]

Damn. How much you get paid though?

[@luissolorio3056]

How do you even get a bank or loan service to actually loan you 500k?

[@thetruthsayer8347]

He is a surgeon. He will be fine.

[@astridsmom4400]

It is incredibly easy to get student loans. I went to medical school in the Caribbean and almost everyone has a student loan of 400K to 500K

[@jtownsend13]

It depends on how you feel about debt, but paying it off as fast as possible might not be the most financially beneficial way to proceed. For instance if your loan is at a 3% interest, and you could invest money to make 7%. Then in the end you would end up with more money at the end of the loan if you invested and paid the minimum on your loan. However, there is some risk involved, so it depends on how well you know investing and how risk adverse you are. I know you didn't ask for my opinion, but there it is. You seem like a stand up guy and I'm sure you'll deal with that debt in your own way. BTW I'm not suggesting investing money that you could need in the near future, like an emergency fund.

[@ricardobracho9567]

This is nothing. Be thankful that you have the opportunity to apply to student loans over there in your country, some of us aren't that lucky and have to suck it while studying and having a full time job simultaneously.

[@FxNitr0]

This is what Iam thinking I owe 97k as of today, just private loans at 5.2% and all Iam thinking is to stop paying... I mean do I really need credit ?? Can’t I just have everything on my wife’s name so nothing can be taken away plus no wage garnishment in PA so I don’t know I could just lease my cars and do a single lease payment instead of letting student loans drain the life out of me... let’s face it you only need credit for 2 things ... a house and a car that’s it ....

[@sheldonharvey8306]

Thank you for this video, Dr. Webb. Is it possible to pay down the principal on the private loans while not paying down the principal on the government loans?

[@antoniowebbmd]

Private loans did not have the same 0% waiver

[@otuolu7021]

The real question is...... is there pressure to perform elective or non neccesary procedures to generate income....

[@dianna9283]

If you have a government student loan, pay as much as you can right now since the interest is waived. The money you pay on your loan as Dr. has said goes completely toward the principal on the loan thus lowering your total loan amount.

[@jo33sh]

Have you considered having a financial planner join you for one of your videos?

[@pikusarker1359]

How much is overhead costs for radiologists?

[@xalxyzdare9916]

Good info and advice Dak Presscott

[@peytonmanthing6533]

Hahahhahaha Dak wishes he could be as much of a leader as Dr. Webb, Dak relies on Jerry to pay the rest of his team, dr Webb takes care of his team himself

[@Tay.juhWoods]

That’s funny because I think he lives in Austin ,Texas, where the cowboys play their games 😂😂😂

[@Lily_faith227]

How old are you when you started med school?

[@SaPekkarinen]

when i see someone saying they have 500k loans for school im kind of glad i live in finland where studying is free

[@dmitrywall595]

Nothing is “free”

[@SaPekkarinen]

@@dmitrywall595 shure but my 13% income tax isnt going to make 500k during my lifetime so compared to what you get in usa for paying same amount of taxes i can consider many things like school and medical care to be free :)

[@Aetx]

They definitely got the better deal than having to pay the entirety of the 500k

[@antisfresh5387]

500k that I planned to pay off in 2yrs!! Y’all keep complaining that he has all that debt but what’s the upside!!? You can’t beat that business. Become a doctor has to be the greatest get rich medium quick scheme.

[@peytonmanthing6533]

Yeah so quickly he is 14 years in and is -500k, a bright guy like him could have done business or engineering and made 6 figures from the get go w out the debt or time

[@theshinythings123]

@@peytonmanthing6533 Some people prefer the upside of a high salary every year for life even if they have to delay it for more years. Also with business and engineering, the higher salaries come from being promoted or changing companies which will also take a few years. With becoming a doctor that high salary is guaranteed once out of training.

[@TheLadyaec]

Earn up to $1,000 on top of the savingswww.elfi.com/referral/15920

[@hegotthequaytomyheart3641]

I hope everything works out!

[@colinb286]

If your in private practice why was there an elective shut down? The major health systems did that because of scale.

[@colinb286]

So your not hammering the privates?

[@pignoob9551]

because they operate in hospitals..... hospitals stopped all non emergent things during carona

[@chrisr4407]

I have $30,000 in students loans as a teacher...even with 30,000 student loans paying bills , a place to live, car insurance and anything that may come up in between.. I find it hard as a teacher to pay these loans back so I do understand you

[@theshinythings123]

Idk how it works for teachers and moving in a different location, but maybe worst case you can move to an area of the country that pays teachers higher and then move back later. If you have a master's degree as a teacher also you can teach classes at community college. For online classes you can create the curriculum and then reuse it for future semesters. Also teaching English online to kids in different countries.

[@dominick6131]

I saw a video of a teacher who doubled her income by being a private nanny. Wealthy families will pay you 80k per year to be their private nanny/teacher for their 2 children. Gotta be flexible to move and they will often ask that you travel with them.

[@sandroalves8096]

Cant u get ppp loans

[@carsenroetken1369]

Yes, finally! Thank you for this video.

[@florencebissell3244]

I am my daughter student loan. I work during Covid i was able to make payment. It is a good thing i am not paying interest at this time

[@ty9425]

Just commenting to aid in the algorithm 👋

[@chrisreynolds6391]

I wonder how many views he needs to replace the income he lost due to the pandemic.

[@cornelisdenysschen]

How old were you when you started med school?

[@bschock8232]

Are there many Physician Assistants in Orthopedic Oncology?

[@melanieparedes202]

There’s PA’s in just about every specialty, however their autonomy is obviously limited as they are not physicians.

[@theshinythings123]

For surgery I know they are first assists sometimes.

[@TheBlademan-]

I want to invest more but I agree that I wouldn’t want to take the chance to lose money while also being in debt

[@jmkjmk5468]

So sad how these young students sacrifice their lifetime to go through education and end up struggling with loans,Good luck

[@aaronscottmatthews7883]

"Update on loans" Video: "includes paid promotion" Get it bro!

[@nawbudd6975]

My guy, if possible; get 5-10k and invest it in a ETF or index fund. They are recovering really well after Covid. It can shorten your years of paying your loans.

[@nawbudd6975]

It’s better than saving on the long run.

[@a.a1123]

Good luck! Good job!

[@jameshuitt1420]

This is a cool series. Thanks for being so transparent.

[@maxmaher3148]

Nice video, meanwhile I held stock for long time and invested in Bitcoin am 27 years old and I've about 370k investment ln spite the pandemic. However it's really a life changer.

[@paulchris3122]

Am 29 with 22k how did you reach that so fast ?

[@maxmaher3148]

@@paulchris3122 A lot of savings but it comes with a cost. Not going to parties, working 6days a week, having 2-3 friends. Also working holidays as well. But most importantly consulting with an expert. I see my self doing good in the long term working with a financial adviser, work wth George's trading service,well licensed with proof. Now is no go time to loose money.

[@helenboyles886]

@@maxmaher3148 Ah man keep going! What's the next move man,have any goal in mind?

[@maxmaher3148]

@@helenboyles886 I want to begin to buy properties and hold them for a reasonable amount of time, I just deal with an agent for now but I really have gained some insight about how the business runs. My profits and income sum up to 20k - 25k monthly

[@paulchris3122]

@@maxmaher3148 Oh I understand I have same goals reading and expanding my knowledge I want to use my money for multifamily rental property how can I reach out to your expert

[@mickelwarren2598]

I hope your doing alright Webb

[@nedu0000]

Hey doctor I have been following up your videos...I wanted to ask you something about Nigerian students that goes to another foreign country to study medicine and wants to practice in america...for example I will use myself for example actually I am in Russia particular in Moscow in Rudn university studying medicine and the language of instruction is in Russian language.. I heard alot about foreigners trying to practice in america... I was like it is better for me to just leave the license exam and concentrate more on the misheavous Russian language and when I am done I can now fully concentrate on the license exam n perform well what are your decision...I dont want later I will be regretting

[@toyasites]

😱😱😱😱500k in debt dang thats rough. Be worth it tho after u get paid off

[@lmbarnes3]

You should have done the 4 years in military. If you cant do it in less than 4 years you should have chosen the guaranteed pay off method based on stability of the market and finance. If you were betting on best case scenario.....

[@CS-ts4zp]

I hope someone comments on your life with your should haves

[@shantricejones5830]

The military is very time consuming and a little demanding. It would be hard to focus on medical school as a soldier.

[@PhantomO01]

I’m paying mines down to $10,000 USD which is the amount i believe Congress will vote to forgive. It’s 0%: no way that goes forever, I’m getting out this year.

[@SheriCheri94]

Very smart man.

[@jacksonbuechlein4694]

What happened to the guy who got terminated after 4 months? You can’t just bring that up and not talk about it. What did he do

[@antoniowebbmd]

I don’t have many details. He didn’t do anything as far as I know. Hospitals and employers can do that. I RECOMMEND getting a healthcare attorney to scrutinize any contracts before signing

[@makhan89]

Hoping PSLF works out!

[@lenaprice6239]

Be sure to submit your employment certification form at least once every year... throughout the process..

[@capgains]

500 grand, yea med school tuition is at a tipping point. Likely socialized medicine, or whatever, but as it is wont last

[@peytonmanthing6533]

Idk how socialized medicine will lower medical school prices just physician pay

[@CABZa-sf2ut]

I’m currently a senior in high school. Planning on starting college in the fall. I plan on also becoming an orthopedic surgeon! Being a black brother, do you have any tips I could use? I would highly appreciate it

[@farah5804]

Congrats on your vision! Avoid consumer debt, seek out scholarships, embrace frugality. Check out youtuber Anthony O'Neal about living debt-free.

[@peytonmanthing6533]

As a junior chem major I suggest you don’t let your gpa fall early, despite what it may seem like projecting ahead, it does not get easier than your general classes

[@alvint4485]

Did you look at dr gray application renovation

[@theshinythings123]

You can pick any major in college for undergrad when applying to medical school. Probably shouldn't pick chemistry or engineering though. Chem and engineering majors I notice always have lower gpas because the classes are harder than if you pick biology or psychology. I had to do a chem minor for my microbiology degree and those were definitely my hardest classes.

[@Benjamin-fu5ij]

Invest in ETF’s or Index funds. Very Low chance of net loss over the medium to long term.

[@leideningrid]

500k in two years … 4 instead.. wowza you surgeons earn ALOT if you can pay off that kind money in such short time. It’s obviously well deserved not many people can do what you do.

[@rodolfofelix9531]

Can't wait till i have to get loans for medical school, 2 years into my biochem degree

[@antoniowebbmd]

Awesome!!

[@oBeYoPtIcZ]

Keep in mind people will have to pay there tax bracket in the stock market unless they know a loop hole

[@chinopes]

How old were you when you became an attending?

[@favourihenwe8473]

Keep it up doc!!!

[@CJE24]

I thought ppl who were in the Military get free school

[@spencerkristich4369]

what branch of military were you in sir?

[@kellen7944]

he was on the Air force as a medic.

[@youssefmikhael3044]

switch to working in a hospital till the pendemic is over you will make more in that case I guess

[@brightonbarnes]

He looks like a darker Dak Prescott in this video 😂

[@antoniowebbmd]

That’s my cousin 🤣

[@absidyabsidy2727]

@@antoniowebbmd Dak Prescott is your cousin??