7 Tips To Recession-Proof Your Finances | Aja Dang

[@MurkedStat]

Great video, it's not fear mongering when it's a inevitable reality.

[@AjaDang]

I think sometimes the way some people approach this topic can cause people to panic

[@cynthiawambua1186]

I have a fully funded emergency fund, and you’ve inspired me to also have a Cash Cushion to I can have an additional layer of protection

[@lkope0903]

I'm definitely not able to start any major side hustles right now (about to have a baby) but I really appreciated the sensitivity that you used when approaching this topic. Love your channel!

[@AjaDang]

I appreciate it and congrats on your growing family!

[@viviena5013]

Hey Aja, As you are moving out, would you make a decluttering video/videos? Or maybe moving/cleaning vlogs? Congrats for buying a house ❤️

[@acopperheart]

I second This

[@dannyheroic]

ally is the best HYSA hands down. Love the buckets where you can make savings goals so easily and work towards them.

[@AjaDang]

They’re so good.

[@MirabellaSalem]

Girl i could listen to you talk all day. Please create a podcast!

[@katrinapineda6873]

I am OUT OF TRACK with my expenses this month. I impulsively booked a major trip and not apologetic about it, even shopping for it. But then again I'm cheating because I am just taking it out of my "savings" (typically I'd have a fund for each purchase). It pays to stick to budget the past yearss so I have a large general savings. To compensate though I put some investment money on a high interest time deposit so my plane and train fares are at least is going to be recuperated in 6 months. I plan to side hustle the fck after my trip though 🤣

[@elise6346]

I am in the exact same situation 😂 I am glad I had sinking funds dedicated to this trip, but I'm still a little over budget ! Hopefully I have a few side hustles in the following months to compensate 😂

[@katrinapineda6873]

@@elise6346 Yea I have sinking funds for travel too but that was pre-covid travel expense calculations... back when plane tickets were like 1/3 the price lol. We deserve this tiny setback as lonh as we're not going in debt because of it!!

[@TheYoutubeMethod]

Does thinking about a budget count? 😂 Jk, my goal is to make one this week. Have the planner and everything

[@AjaDang]

Thinking about a budget is definitely step 1 haha

[@jenzelvelo7273]

Aja can you please start a podcast!!!

[@AjaDang]

I had one years ago. It was very good IMO. Check out Heavy Topics with Lightweights

[@jamian94]

pet car services (in a major city) are a great random weekend job to have if you make sure you do it professionally rather than casual sitter as it helps you have higher pay ranges.

[@originalgifted7226]

Just discovered your channel, cant stop binge your old videos. Love them all, find you very genuine!!!❤❤❤

[@Alexis-fk5fo]

I just ordered my MSTRPLN budget planner!! Thank you for all of your videos and can't wait for the planner to come in :)

[@hibellla]

The only thing I don’t know how to set a budget for in my emergency fund in the event of job loss is healthcare. If I loose my job I lose insurance and in the US that’s typical

[@casondrastinson8525]

Your employer may be able to estimate your COBRA expenses in case that happens. Or, if you don't want to ask that question (touchy HR/managers may question loyalty just for asking🚩 but anyways) you could ask someone who recently left (they likely received this info via snail mail even if they left for a better position).

[@dianarusnov292]

​@@casondrastinson8525 Can anyone actually afford COBRA? It's so unfeasible.

[@casondrastinson8525]

@Diana Rusnov I don't know, as I have been able to get on a new employer's benefits or my spouse's when there were changes like that. I have seen it estimated before and for my previous positions it nearly doubled my monthly premium. So if you were to budget for it in your emergency fund, you could try doubling your current premium, but that depends on you trusting that your employer is currently covering half at minimum. They could be covering more or less.

[@Krystalyn.]

@@dianarusnov292 I hate COBRA! My last job i lost they offered it for $652 a month. How would someone pay that if they DONT HAVE A JOB OR INCOME?! Not to mention your basic necessities with just living and having a roof and food. That literally makes zero sense. I hate when jobs do this ugh

[@dianarusnov292]

@@Krystalyn. It's not our employers, it's the government. 😔

[@vishyav]

Yas! I have been thinking about this 😊

[@adetayo.]

Sis, this haircut looks so gorgeous on you ❤

[@AjaDang]

Thank you!

[@saskiaines]

Downturns = buying on sale

[@ItsShanonMaglente]

Such important advice, thank you!! And loving the hair 💁🏻‍♀️

[@righttolearnrighttolearn2668]

Hey mam i have some queries about "partnership financial account" how can solving my queries?

[@aidatulhjr]

Hi aja! Saving gold is also great to overcome recessions. If you’re interested to diversify in (physical) gold for long term savings, let me know. 😊

[@Daniel-iy4zy]

First! Also I love your shirt

[@Demy26]

500k 🎉🎉🎉

[@justinmartin1666]

AJA DANG SMART AND CUTE ❤🧠👍❤️‍🔥🔥

[@cobrafinancialsolutions1039]

Great video!

[@TanyaScorpio]

New subbie

[@waelfaraj6705]

Invest in yourself , your knowledge, skills , creativity , etc ... You can still know how to be productive , creative even if the inflation rises to triple digits like over 100 percent as in Syria , Lebanon, Venezuela and Zimbabwe... There has been deep devaluation of the national currencies ... How could you create new products or services to make a living and even a life ...?