7 TOP WAYS TO EARN INTEREST ON YOUR MONEY

[@TobyMathis]

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[@Mark-bh8mb]

1. High yield savings 2. CDs 3. Bonds 4. Peer to peer lending 5. Money market 6. More peer to peer 7. Syndications

[@uncaboat2399]

I love how he talks about the ways of exceeding the FDIC $250,000 insurance limit, as if I had the slightest risk of ever getting that high!

[@jabulanikhumalo8181]

You are a good teacher, Toby.

[@njric71]

Excellent video as always. Can we please have more info on 4, 6, 7 those are new to me..

[@alvinjohnson9531]

Thank you for your informative video. One question ❓ Have you ever heard of Secured Investment Contracts?

[@jaxjaxvang4910]

Thanks so much for a valuable info🙏

[@henrykuria6110]

Good one Toby!!!!

[@leroyjenkins5584]

What about preferred stock?

[@huongtrinh8609]

thank you!

[@leroymorris6036]

thank you for good info

[@keithmachado-pp6fv]

FDIC insurance is $500k for a joint account

[@MichealMadu-vp7ll]

I feel like dividends are a better option in increasing someone's money

[@leoramirez3146]

Do both whos stopping u more money

[@jayc4715]

Riskier

[@358trucking]

Dividends are great!👍

[@garrettpatten6312]

Peer 2 peer was news to me!!

[@keithmachado-pp6fv]

You can have joint accounts at the same bank with different types all covered joint for $500k. A CD, savings account and IRA would get you $1.5m of FDIC coverage

[@clarenemiller3739]

Hello, I've been binging on your videos for over an hour now - THIS ONE BEING THE FIRST ONE - that said; thank you so much for making it plain and simple for a novice like me - I understand how to make interest on money so much better now and for that reason I'm a new subby. Thank you again.

[@TobyMathis]

Thank you so much for your kind words and for subscribing! I appreciate your support.

[@mrbigcat9]

Peer to peer you have to charge a market interest rate and report it to the IRS as income? Per IRS code?

[@tritosac]

Hey this is a kind a weird angle but I was thinking how cities use bonds to pay for projects. Those bonds often entail raising tax rates on property owners. To offset your property tax obligation just invest in muni bonds to earn tax free interest which can be used to pay your property taxes.

[@garrettpatten6312]

Good idea. Municipalities cannot print money like the fed, so just make sure the local isn't broke and can actually pay back their bonds.

[@358trucking]

Wonderful video

[@TobyMathis]

Many thanks

[@max55well]

wow! thank you Toby, I didn't know there were safe peer to peer lending opportunities out there. I will check your suggestions out. Great content ❤

[@TobyMathis]

I'm glad you found the information helpful!

[@addicted2baseballrgd21]

No precious metals?

[@rubicon3416]

Helpful video! Thoughts on Treasury Direct to purchase 3 and 6 month T-Bills currently earning 5.25 to 5.35% for cash you won't need tomorrow or next week?

[@akag-bomb5235]

Yes!!! Tbills are awesome and for this California resident, not subject to state tax (only Federal). Surprised Toby didn't mention Tbills. Also, no management fees like bond mutual fund.

[@crcampbell2210]

This is exactly what I do

[@scottkelley9418]

I don't know about that anymore my faith and trust in our federal government is waning by the day

[@crcampbell2210]

@@scottkelley9418 then buy gold and silver. This is just what I do with my EM Fund. If you put it in a HYSA they just do the same thing and keep the difference. I only do the 4week TBills

[@brucesmith9144]

Ladder them so each month you get interest payments.

[@XennialGuy]

One thing to make note of is if you are married, having your spouse joint on the account essentially doubles the FDIC insurance to $500k. Having a beneficiary also increases the FDIC insurance by another $250k. So you can theoretically be covered for $750k.

[@mcf5226]

Interesting!

[@whatthefud]

Wow didn’t know

[@358trucking]

I didn't know that either! Where did you find that info out? Is there a source so that I could educate myself on that? Thank you.

[@XennialGuy]

@@358trucking Pretty much any banking website will tell you this including the FDIC website.

[@TT-vj5qq]

To my knowledge, it is “per account”, it has nothing to do with the number of account owners. So, if you and your spouse have $500k in an account, it’s only insured up to $250k. The workaround is to open a second account in both spouses names, and move $250k into the second account. That way, the entire $500k is now insured.

[@RuthAnnHurst]

On bank cds, am I protected if I have 3 different cd with different pods That total over the 250,000.

[@leoramirez3146]

U rich

[@EricPardo]

Great overview

[@mastifflover504]

Interesting….

[@asphaltandtacos]

Perfect timing on this topic as I am looking at several methods of building wealth I will be sharing your video in one of Facebook groups as this topic will definitely be of interest to some members.

[@MuvaLaNegra]

I'm looking for a Facebook stock group. Please, what's the name of this group?

[@frankkeel8410]

What about peer to peer? More detail please

[@jordaneven9096]

be a hard money lender.... woof.... I'll have to buy a tire iron

[@gracewalsh4908]

Hi Toby! 😊 👍🏻👍🏻👍🏻

[@candeegarfield4624]

Thank you Toby!

[@TobyMathis]

My pleasure!

[@JohnDoe-iv7yu]

WOULD LOVE TO SEE MORE DETAILS on these 7 starting with the more exotic, less known such as: 1. Syndications 2. Peer to Peer 3. Notes and Loans The others are already well covered on YT but based on the response of the above 3 you could do an entire 7 part series on these.

[@TobyMathis]

Thank you for your suggestion, I'll definitely consider making a video about them.

[@hennrock6184]

@@TobyMathis Agreed. Would be good to also know tax implications for the lesser known ones like peer to peer lending and syndications.

[@ELconomics101]

Let's go coach!!

[@RobWilliams007]

Hey Toby!

[@benh9076]

I live in North Carolina and prosper won't let me invest in them

[@avirexj]

Obbbb-scuuuu-riiii-tyyyyy

[@gregoryunderwood4121]

You didn't mention Worthy bonds.

[@darrylloo4080]

Inflation out paces high yield savings, certificate of deposits. You'll lose money.

[@tsleong1]

You missed Tax Liens and foreign bonds, they pay good interest.

[@chestercleveland5479]

1

[@coastergirl98]

You're supposed to put interest on tax filings?!? Oops!

[@mattchapelle5611]

High Yield Savings account interest rates can change at any time unfortunately.

[@mxtv1258]

Muni bonds are Federal tax free, they are also state tax free it you get a bond for the state you live in. Do your homework and llk it up.

[@dc-wp8oc]

It is still disheartening to receive 5% on savings, knowing inflation is running considerably higher. Been watching Toby for months but never feel comfortable contacting his organization. Is his services only for those with 6 figure incomes and 7 figure assets or at what point can someone jump in?

[@jacksmith8168]

So when the banks collapse. You are screwed. Get your money out and hang on from the wacko times.