Payday Routine: Do These 4 Things After Getting Paid!

[@clearvaluetax9382]

My Free Budgeting Template For You (no sign-up necessary): clearvalueinvesting.com/education/tools/#financial_templates

[@tylerlockard3065]

1. Get Laid 😎

[@SammiFidel-so5tx]

​@@tylerlockard3065😊I like the way you think.

[@phucvuchurch]

Thank you

[@phucvuchurch]

This video is not sponsored by Chick-fil-A 😄😅🤣

[@Kedda486]

Sir my kids my kids take all my money all my money they take All my money 😂😂 you must don’t have kids

[@THuynh-28]

This guy is genuinely trying to give financial help without any gimmicks. THANK YOU!

[@vanallenk5651]

Seriously

[@JuliusTurner-hm6ff]

Yeah right. Listening to this guy and you'll get out of debt and have money by the age of 99.

[@lydiah7184]

I used to cry every single payday and now I barely remember it’s payday and can pay my bills easily. Grateful ❤

[@lominero5]

Growth is a great feeling!

[@twintwo278]

❤❤❤

[@nerdymichelle]

That’s awesome! I don’t cry, but I am stressed every pay day.

[@jovi8277]

Jealous

[@lyndasjackson]

Congratulations

[@karenhiggins683]

This is the realest money advice I have ever heard. Everybody says pay yourself first. You’re the first person I hear say to pay your bills first. Thank you, you are a breath of fresh air.

[@ingood0867]

Exactly, this plan seems doable and realistic. I love him for this.

[@Soulchef21]

Agreed

[@Samurai31631]

I’ve managed to put $30/week away. Those $30/week have added up to $6,500 in the savings account. It can be done. I used to do $5/ week and worked my way up. I use a CC and pay the balance. Get cash back rewards that I apply towards the CC. I bought a used car cash. It reduces insurance and registration bills. Mind you, I didn’t do these things overnight. I first went after the high interest credit cards.

[@goldhawk420]

You don't need that much in savings $2k the most,the rest should be invested in the market.

[@mialovestravel]

@@goldhawk4203-6 months in an emergency fund is generally recommended. $2k likely doesn’t cover that

[@frawdulent]

@@goldhawk420while the markets are at ATHs? No thanks. There’s a correction coming soon and I’ll be there to take advantage. People don’t get rich investing at the top of the market, they get rich at the bottom.

[@jameschaves5723]

@@goldhawk420that could be his emergency fund

[@EitherBendToTheTruthOrLiveALIE]

@@goldhawk42010k minimum in savings. Need enough for 6 months worth of bills God forbid you lose income. So either 10k min or more, depending on your cost of living.

[@vh7637]

There is no loyalty when your an employee. Facts spoken 🎉

[@dimov.ivo.d]

I needed to hear this

[@ZZealot-y3u]

Absolutely

[@WestCoastCanuck]

This is not the work world of our parents. Loyalty means nothing. We see evidence of this every day.

[@hungp.8191]

Definitely agree. The workplace will lie to your face and drop you when it's convenient.

[@lominero5]

"But we are a family" 😂

[@mraleyqps]

Just like you will quit your job when it's convenient.

[@pierlouis7325]

No family , just maybe amongst employees.​@@lominero5

[@FoxFreak]

@@mraleyqpsfacts

[@vexxcloud5543]

​@@mraleyqpsThis used to happen way more often from the employer side of things until the current generation of workers started just walking out of every job for not getting an emotional health day for literally no reason. 😂😂

[@Vikturneer]

Great advice Brian. Did this and it’s working for me. I’ve always been an advocate of investing because it has paid off handsomely since I decided to dabble in it. I've seen my net worth grow exponentially the past 2 years.

[@Halllaand]

You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?

[@Vikturneer]

It's totally far from luck. My advisor, Herman Jonas has consistently outperformed the market ever since I got on his program. He has continued to put my money to good use in the market making me optimal return.

[@Pathston]

Do not forget that when it comes to investing, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors or “experts” do not influence.

[@Sithembile499]

Hi can he help me? How much is his fee

[@Vikturneer]

Hermanw jonas that’s his gmail okay

[@heyitsmorgan7613]

1. Cry 2. Wipe tears 3. Pay bills 4. Cry again

[@eunicebernard3054]

Exactly😂😂

[@RsTu0909]

😂😂😂 fr

[@lenabellamy1262]

Amen!😂

[@imajeznspird]

😂😂😂

[@optimusx51]

Thank you!

[@samanthadonaldson2246]

I am so happy I made productive decisions about my finances that changed forever. I'm a single mother living in Vancouver Canada, bought my first house in October and hoping to retire soon if things keep going smoothly for me

[@ningyen1444]

Investing in alternate income streams should be the top priority for everyone right now especially given the global economic crisis we are currently experiencing. Stocks, gold, silver and virtual currencies are still attractive investments at the moment.

[@jeremygood3246]

Can you show me how to trade profitably, I honestly need another source of steady income

[@mirabellelia9996]

She's active on face book @

[@mirabellelia9996]

Kate Mellon Bruce

[@mbalimaka6393]

Is she really that good? I have seen lots of videos about her

[@darkmusashi723]

Brian, the pay myself routine worked when I was younger. Now bills are paid first. Random items keep popping up especially when you have kids.

[@unholyiiamas]

So many random things when kids are in the picture

[@user_abcxyzz]

Even billionaires pay themselves first 😂 why do you think you're an exception?? Because you have kids? Billionaires don't have kids? You're full of excuses that's all. Maybe don't have kids if you're just going to use them as an excuse.

[@Shelikestocookandgarden]

That’s why I never want to have kids , growing up watching my poor parents struggle badly with money. I just want to take care of myself and treat my parents like they are my kids. I don’t want to make the same kind of mistakes my parents did, having kids just because everyone is doing it. Totally ignore their financial responsibility.

[@user_abcxyzz]

@@Shelikestocookandgarden live your life bro. You are not your parents parent. What a weird thing to say. Are you OK?

[@harvardvillegas4470]

Thank you this world doesn't need your offspring.

[@MrNinjastab]

I do something similar to this and was taught this to me by my Depression Era Grandparents. 1. Fixed bills come first. 2. Variable bills...ie food and pop up stuff ... pop up stuff are needs for children. Variable Bills are necessities and set amount specific for necessities at specific amount. 3.Set aside all loose change and set 80 percent aside for oh crap account. Example oh crap car needs fixed 4. Only do 1 outing for self entertainment but set max amount to 100 or less. Anything extra which is anything extra from above listed. Set that money aside for up coming bills or oh crap account.

[@determined-47]

😅😅😮😅😮😮😮ⁿ😮😅😮😅⁹😅😮😅😮9ⁿ

[@lulatorrey6360]

❤❤❤❤❤😢😢😢😢😮😮😮😮😮😮❤❤❤❤❤THANKYOU❤❤❤😢😢😢😢😢😮😮😮😮😮❤

[@shan4078]

Brian, I'm 71 yrs old and husband is 67 yrs old. I retired in my late 40's and my husband retired at 58. I managed our money just because we both knew that I was better at it than he was. There is always one who is better at managing money than the other one. Anyway I did almost exactly what you are doing. Our net worth is just under 2 million and we are on a fixed income but still comfortable and still able to put a bit of money in savings, when we don't have too much of those unexpected expenses. What you are doing and I did works !

[@michd5471]

Teach me

[@1MCR13]

Shanon I’m in my early 40s and for the last 14 yrs I’ve done my finances in this exact manner, however my husband is not on board and that makes it so difficult. But I’m glad to hear that other people are doing in the same way.

[@stephaniea.mitchell8034]

Every family has that one person who will break the family financial struggle I hope you become the one 😊

[@laurenandrews618]

I'm so happy I made productive decision about my finances that change forever. I'm a single mother living in Vancouver Canada, bought my first house on February and hoping to retire soon if things keep going smoothly for me

[@CraidDavid]

She's active on face book

[@CraidDavid]

Derek Mia Scott

[@ZZealot-y3u]

You too and good luck

[@Mystic_Christopher]

I wish my net monthly was 5k. I skipped all the steps after that and went straight to crying.

[@Nwakaego_]

You’re not alone.😅

[@deegeevieira8860]

😪😪😪

[@michaelgovas5108]

Shoot my monthly gross is not even 5k and I work for the government

[@RedCoolade]

I'm not even half that. 😢

[@dagreatstoney.5869]

😢😢😢

[@southernwanderer7912]

This video is a prime example of why I love this guy's videos. His advice is spot on.

[@dvsevere]

1. Bills 2. Invest/ brokerage account 3. Save/ bank account 4. Myself (with whatever is leftover) That's at least how I do it

[@clearvaluetax9382]

You got it DVSEVERE!

[@vincentortega4284]

1. Tithe 2. Invest/Roth 401k& Roth Ira 3. Bills 4 save some of what is left.

[@Trujones]

Facts

[@kevinrichardson6686]

The rich should start paying there bills lawsuit bills.. like Walmart

[@user_abcxyzz]

That's a nice recipe to be broke....try reversing that order bro

[@Melted-Ether]

I am 28 y/o and am in my first "real" job for just about a year at 75k/yr. Granted, I served in the military for a couple years. Friends of mine have jumped jobs 2-3 times at this point and are making double my salary in the same industry. Goes to show your employer will never be able/willing to pay you as you upskill. Keep learning. Keep looking. Great advice as always from this channel.

[@McCoyReginald]

Thank You For Serving In The Military Sir May God Continue To Bless You Covered By The Blood Of Jesus At All Times Much Love and Respect.

[@edwardpresutti2941]

I told my youngest to always fill up on gas every payday...always... At least they can get to work etc...

[@Bvsterrrrrrrrr]

Best advice for this corrupt system.

[@sostrucking]

Good advice or when it gets to half, fill up

[@natalyawalker4068]

Always

[@eddiew2325]

@@natalyawalker4068 or buy an electric vehicle and save the environment from sleepy joe

[@mariacheng4226]

Yes.. I top up my train fare card straightaway too... And pay my childcare fees straightaway... Less worrying

[@DearVichelle]

Indeed, common sense reigns! I LOVE not struggling. I LOVE seeing zero credit card balances. I LOVE seeing my savings grow. Honestly, living like this is addictive and freeing! I keep a strict budget, am shopping savvy, and, I LOVE saving money on everyday items. I had to quit my job due to health hazards. However, I am a saver and had something else I had been working on the side. Thank you God! Thanks for sharing!

[@sallyyim4427]

I was always taught to: 1. To plan and save for tomorrow, whether you live to see it or not. 2. Live by the amount of money you make and spend it according to needs first and wants if possible.

[@lulatorrey6360]

❤❤❤❤❤😢😢😢😮😮😮❤❤❤❤❤❤❤

[@jennifer3551]

I ❤ the way Brian presents this good advice with lots of humor mixed in

[@clearvaluetax9382]

Thank you Jennifer for all the support! I appreciate it so much!

[@babyboispic]

You’re the REALIST AND REALISTIC 👏👏👏

[@clearvaluetax9382]

Just keeping it!

[@JosephReference]

Literally the best financial guide for 99% of people. Hands down. Clear and no gimmicks

[@jonathanlampkin6673]

One of the things I love about your channel is that you genuinely care about people and helping the average American do better and be more successful.

[@Mijah-ff8ib]

No gimmicks or BS, just straight to the point. I truly appreciate him so much for that.

[@SS-qr5qk]

People think that budget or being intentional with cash flow is constricting. It allows you to have freedom and guilt free spending as long as you take care of the important items.

[@judieloux3610]

From a 6k a month income to permanent disability a third of that I am totally strapped. Working on paying off cc one at a time. Thanks for your advice!

[@tanairigonzalez9793]

I am sorry to hear that, best wishes

[@bestthingsinceslicedrice]

Another thing you can do if its available at your job is work overtime. When you do overtime be disciplined to set that money aside or invest it rather than using that as spending money for instant gratification. Make the sacrfices now so you can meet your goals later

[@teresahunt5521]

I just signed up for 40 hrs of OT/month. I will be debt free in about 4 months.

[@IVvOOvVI]

Yes, some people are lucky to have overtime, but most will not

[@devontorres6449]

Brian you are spitting pure truth. Straight to the point no BS telling it like it is and giving honest insight. Thanks for all you do, people like you are rare these days.

[@milkyvanlife]

I moved into my van so I can keep most my money. And it's been my best decision I've ever made

[@Oompa_Lampuh]

I've been doing this for the last 10 years. Because of laying it all out in Excel, I got myself out of debt and I'm now able to "pay myself" and save even more.

[@Nga-1984]

as a single mom: 1. bills 2. food/snacks/household supplies 3. things for kids 4. stress for next paycheck 😭

[@Kedda486]

❤yes single mom here. I have to pay bills take care of the kids they want every new iPhone video games I can’t they are the ones making me broke 😂

[@FUNNYMANERICWHITE]

😂😂😂😂😂

[@mtc-j9i]

Same.

[@queenofspeed9788]

Here too It's not easy

[@randy819]

Bryan concept pays your bills first, not me because sometimes I don't have enough to pay the bills 😂

[@jayp4114]

Love your no-hype "straight talk" presentation. You are truly a service to others.

[@tuber6382]

Pay your bills first and pay yourself last. You have the right approach

[@Mtn603]

You’re awesome, Brian. I work in the financial industry, and it makes me so happy to hear you give such balanced advice. When I get asked for a good podcast or media source on these topics, I typically steer them here. Of all the YT channels, nobody “speaks the language” as well as you, Brian. Cheers.

[@MM36577]

Finally! Someone calling bullsh on the pay yourself! I hate that. I cant “pay myself”, I’m too busy paying the bills! Its real.

[@TechNSaved]

Many of us don’t even have the luxury of indulging in Option #4 anymore.

[@clearvaluetax9382]

I don't understand how I order a simple sandwich and fries and it comes out to $20. It's unreal!

[@JuliusTurner-hm6ff]

This guy's advice is for lazy people who want to take 50 yrs to start making money.

[@kittensmitten3287]

​@@clearvaluetax9382 yep. It's disgusting. Will this ever change?

[@therominator8709]

Paying your bills first IS the TRUE way of paying yourself first

[@lukejay5460]

The job searching while having a job is great advice.

[@MattDelovino]

I love you bud, your content is helping generations of people who just havent been taught financial education. Simple, realistic, relatable and effective. Respect!

[@tammiepulley7167]

This advice is excellent. I know because I’m old and I did this advice. I don’t have a great formal education but I changed jobs about every 2 years. It works.

[@Thatsotaguy]

Bunch of recent “payday routine” videos lately but this was the best one. Realistic and sustainable

[@TX333WTP]

This method has worked for me. I am in my earlier 50s and have been debt free for a couple years. Now working hard to really build the retirement. Traditional worker here, time for wages but my investments are working when I am not. Love the channel B.

[@shashacollins4420]

Hey Brian it's been a long time since I stopped by my friend. 2 million subscribers later, I am so proud of you, thanks for continuing to drop these jewels off information on us. Truly appreciate it. Cheers my friend take care.

[@clearvaluetax9382]

Hi Shasha! THank you for stopping by and that's so kind of you, I appreciate it so much! Take care and I wish you a wonderful day!

[@newagain9964]

@@clearvaluetax9382 yeah bro. I remember u back in feb/march 2020, when u had a few hundred subs and slammed papers down. Good stuff! 🤙

[@JohnS-il1dr]

​@@newagain9964he also used to bring OF gals on the vid when he was showing how to use Robinhood app. Miss those days.

[@aleidadeltoro2000]

I am retired and that’s exactly how I do it , thank you for confirming I was doing the right thing .

[@donnabennett5454]

I've always done this! I subtract my monthly expenses first, then put away a set amount for emergency/investing fund and a separate sinking fund for jewelry, clothes, hair and makeup. Then, the cash left is for myself for each month. I think what they mean by pay yourself first is exactly this. It should go without saying that monthly expenses are always accounted for first. But, paying yourself first means before you do other spending, put the money into the categories I listed before spending it along with your cash left over.

[@VishuSharma048]

Respect should not be underestimated. Your mature and thoughtful actions are commendable. Thank you, Adrian Ruthnik.

[@Handleitt1]

I wake up and pay bills on my chart organized by paycheck week and monthly expenses list in order by due date. I love to learn new things ❤ so here I am.

[@adge505]

Thank you for being real. And not like these clown “influencers” who aren’t really influencing anything positive.

[@betsymoore234]

I really like your content. You aren’t sanctimonious like so many similar channels and you touch on topics that affect the majority. Great job. You’re funny through your honesty.

[@YouTubeLi-s6w]

I just learned this and telling all my friends about this. Sadly, they don't listen. This video is so good and invaluable. Easy to understand.

[@Cookieboy70]

I absolutely love the financial discipline you demonstrate while teaching.

[@jorgemoro5476]

I’ve been doing the spreadsheet thing since 1982. Have never stopped!! I run my budget September thru August as my spouse is a teacher. Works GREAT!!

[@EmJhay-b2w]

I would like to add one more thing to the list that people should be doing before and after pay day Kick the bad habits, smoking and drinking Just go cold turkey! You can’t complain you’re always broke when you spend $3K to $4K depending on where you live on bottles or packs of poison every month

[@ChantelTGill]

But everyone don’t have those habits to kick. Some people have no habits at all and it still doesn’t work.

[@EmJhay-b2w]

@@ChantelTGill You’re right but the ones who always cry broke most of them have bad habits

[@ChantelTGill]

@@EmJhay-b2w Ok, I can agree with that.

[@johnlynch6540]

I agree, always pay your bills first, then deal with the leftover business of expenses, etc.

[@mikeg1032]

This video is so cute! Heres how my paychecks go... Step one: pay bills. Step 2: broke. No more steps

[@deshawndac4163]

😂

[@kstar1956]

🤣🤣🤣

[@manuelatabic2138]

😂

[@vernonwilliford2480]

Facts.

[@zuozhen4758]

Rinse and repeat!

[@appleztooranges]

$100k annual job is now $50k these days. Insane

[@briannadau]

I'm updating my budget right now so this is great timing! Thanks for sharing your tips

[@clearvaluetax9382]

That's great to hear Brianna! I wish you the very best on the budgeting and a great day!

[@UtkarshTheGOJO]

We need more wise and compassionate individuals like you, Adrian Ruthnik. Your support arrived at the perfect moment, and your contributions are deeply appreciated.

[@reggiek125]

Brian you are the man! As always simple, precise, real and clear information we can actually use. Put in Lehmans terms. And generous with your time. Thank you soooo much! ❤

[@LemonTwistSmiles]

From paying for day care and college, to managing mortgage payments. I'm approaching retirement yet inflation is getting worse. How can I generate more income to retire with at least $3m for long term care? I have about 750k in savings.

[@Damncars456]

At the end of the day, there's no one particular way of bridging that gap. but starting to save early and investing in the financial markets can never go wrong. if I were to start over in 2024 with less than $50k I would still use the portfolio management play-book.

[@Damncars456]

She goes by "Amber Kay Wright" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finances, but so glad I did.

[@MinerCyns]

Brian, you really are an absolute legend when it comes to giving financial advice and news. Even though it's not always positive news, it's nice to have someone giving non-bias perspective.👍

[@kckuc310]

Always pay yourself first , it’s a mindset, don’t get into monthly payments unless you can afford, being able to afford is having to pay yourself first. Nobody is saying don’t pay your bills, don’t get into those bills in the first place. People always by homes they can’t afford or $720 car payments.

[@taylamayde]

dont get into payments at all

[@kckuc310]

@@taylamayde exactly, tell my son that all the time, they are robbing you!

[@catsandmochaccinos]

Hi Brian, This is my new favorite video of yours and I totally agree with your approach! I had always paid my bills first before investing the rest and I thought I was alone. THANK YOU!

[@tanyakee]

Brian really made me realised wat others said abt paying yourself first are all craps now

[@Funkotronimus]

I’m pretty sure most of those who “pay themselves first” do so knowing they can make everything work if needed. I’m also willing to bet they’ve got little to no credit card debt to deal with. I feel like paying off credit card debt is kinda like paying your future self-money that the future you gets to hold onto because it won’t be going to paying interest.

[@Todjcam]

Paying your mortgage is essentially “paying yourself first”

[@PremiumFuelOnly]

Not really, you dont own the asset...yet.

[@Todjcam]

@@PremiumFuelOnly each payment (plus extra to principal) brings you closer to owning the “asset” 🤭

[@tonyingram4568]

Exactly

[@luxurybuzz3681]

​@@Todjcamnot really

[@Todjcam]

@@luxurybuzz3681 yeah really. Explain otherwise

[@DelcoBasso]

Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.

[@Judynowakowski]

Trading in Bitcoin now is the wisest thing to do now especially beginner.....

[@3Point_Blank]

Probably the MOST PRACTICAL and REALISTIC advice ever! I've always felt "weirded" at paying myself first when there are enormous bills to prioritize.

[@RSarge]

1. Tithes 2. Bills 3. Savings 4. Myself As long as I paid my tithes first, I have never wound up short on the others

[@lulatorrey6360]

❤❤❤😮😮😮😮😮😢😢😢😢😢😢😢❤❤❤❤😢😢😢😮😮😮😮😮😮❤REALLY😮❤

[@luciagoremusandu2759]

True 👏🏾

[@shepandekamvuma1779]

People will overlook the issue of tithe because of the high cost of living

[@YouSoundButtHurt]

Why do you need to bribe the church?

[@sharegrace2289]

So happy to see THIS in the comments!! God is good & never fails!

[@AryanDeshwal-v5x]

The efficiency of Adrian Ruthnik is next level. Managing walkthroughs from various angles with such clarity is remarkable. Making complex topics easy to understand is really something. Awesome work!

[@kyleguebert5526]

Had to pause when you mentioned month to month using Excel. I literally had my spreadsheet open, entering stuff in. I’ve been doing this the last ten years.

[@clearvaluetax9382]

I've been doing this religiously! It helps so much!

[@music22220]

This is the first budgeting vid that had my complete attention. Wasnt boring, straight to points, good examples and nice voice to listen to

[@craigadair128]

Step 1 my thought is paying off any consumer debt such as credit cards and auto loans should be priority one before worrying about investing

[@thegrimmperspective]

Definitely some truth to that.

[@donnyarmstrong9559]

Perhaps one of you best presentations Amigo! Definitely passing this one along to all of the young folks that wont listen to me, but will pay attention to a YT video! Living my best La Vida Loca here in south eastern Arizona

[@AskSabado]

I always looked at my 401k as “paying myself”. If i had more, then I would save more. Great channel!

[@GiPaoCreates]

12:28 wow i think this is the best work advice I’ve EVER heard.

[@XavierCruz-ld2dd]

It is

[@girlygirlwoman]

Good advice. My Brother-in-law said if you don't "enjoy" some of your money you won't want to work or enjoy working. Same thing you said. Very good. Thank You for sharing.

[@jessewashere4734]

Social Media: First thing you do is... Pay yourself. Me thinking to myself: Omg... I've heard that so many times... But get real Brian: BS! I have bills to pay... LMAO! So true! Brian says it like it is.

[@kstar1956]

No he’s right. The only time someone should be paying themselves is if they have cleared a good bulk of their debt excluding the mortgage/rent. It’s much better to be close to debt free then trying to save or invest all the while you’re debt is incurring interest or late fees.

[@lyrmateopiz618]

Totally agree. You pay your utilities and debt first. And then reassess your lifestyle how do you cut off those bills

[@チャーリーブラウン-w8l]

Brian was the best thing we got out of Covid, thanks for the knowledge mate

[@brunopontes383]

Wow I’m so happy because I have been doing EXACTLY like this for the last 15 years and I’m doing fine even though the economy is crap.

[@managingmonasmoula9811]

I always learn so much from your videos. It is now reinforced in my brain that I need to invest. I need to learn how to do this. I’m very intimidated by investing. Thank you for this video Brian!

[@moniquemeghie7709]

Thank you so much for the honest truth about paying your bills first.

[@MisterR4236]

Leaving your old job can be tricky. You've gotta be careful to not wind up making your life worse with your aspirations to make it better. I find stability and cutting all expenses more valuable than taking chances trying to find higher pay right now.

[@IVvOOvVI]

You can get stressful because you had to take time off from your work to go to Interview and by doing so it might increase your workload later on or your boss might suspect something

[@PrathamPratham-jp8sg]

My account was hacked, and despite following the video's method, I faced difficulties. Thank you, Adrian Ruthnik. Seeing your name in the comments speaks volumes about your good work.

[@vincefitness414]

Just started listening to this KZbin channel on my drive to work.

[@Clay-jt3kh]

This is one of the best financial advice videos for the everyday worker. It seems easy, but it focuses on the discipline required each payday to hit your marks. Nice job.

[@davidgrace779]

Your right. Paying my bills 1st gets the near 800 credit score I earned and 0% credit cards

[@SirenaSpades]

Credit score is playing footsie with the bank. Too many credit cards, loans, etc. Get rid of these things.

[@ALL.GAMER45]

Your innovative spirit and dedication to your work deserve appreciation. Thank you, Adrian Ruthnik, for making corporate life smoother. Proud to have you on our team.

[@mickster1780]

"just got paid today got me a pocketful of change..."

[@clearvaluetax9382]

Happy Payday!!!

[@invalidgamerid]

Wow, Brian, thank YOU so much for providing a great source of information for the majority of us. Your videos are always so informative and very easy to follow. I hope you have a wonderful day yourself. Take care!

[@RUAChristian]

Tithe first. God is the source of everything we have. “Honor the LORD with your wealth…”. (Pr. 3:9) That’s all I’d add to your excellent presentation. 👍

[@johncollins4080]

Do you have God’s routing/account numbers? I can’t seem to find them. I’m sure he is pissed that I haven’t sent him any cash.

[@freeurmind2871]

I love your videos. You give the best & practical advice all the time for just average, everyday folks. Most of us are no where near rich so thank you very much 🙏 You’re greatly appreciated

[@dabbymcdabbington]

Dude, you rock. I’m 22 and this is great information for me, thank you. 🙏🏽

[@MsFLYBOY05]

The analyze #2. Is most definitely the significant other that is the black hole Guaranteed! 💯

[@k-oiya5004]

Brian's secret sauce, I put that sh!t on everything, lol. Happy Monday.

[@clearvaluetax9382]

LOL K-oiya! Thanks for that laugh and I wish you a great day!

[@k-oiya5004]

@clearvaluetax9382 thanks, same to you!

[@shrj320]

Lol😂

[@LOGASTL]

This is great advice. The 4 items you listed keep one honest and the state of finances transparent. With enough time, the method is a sure way to building sustainable wealth. Thank you.

[@rosebloom2518]

Happy Monday Brian! Have a great day!☀️ 🌺

[@clearvaluetax9382]

Happy Monday RoseBloom! I wish you a very nice week =)

[@verasworld3028]

I agree with you 100% I paid all my bills first before investing. Thanks for sharing this educative insights. 👍👍

[@GarshcaMendy]

Every family has that one person who will break the family financial struggle I hope you become the one 😊

[@MarshallPornsky]

​@allanavalos4947.Thanks for the info I have contacted her and she attended to me nicely

[@CraidDavid]

Derek Mia Scott was my hope during the bear summer last year. I did so many mistakes but also learn so much from it, and off course from Derek Mia. She is my number one source when it comes to crypto and TA.

[@indirafranque4123]

Amen 🙌🏽

[@okanlawonabrahamshina3300]

Absolutely true❤

[@martiniloganmartinilogan83]

I am one of them 😊