You are helping me so much to prepare myself for buying my first house. Thank you ❤️
@NicoleNark3 жыл бұрын
You are so welcome, Tammy!! Happy to help 😊
@Pureabundance83 жыл бұрын
Hi Nicole, You are very knowledgeable. I have had the worst experiences with these terrible unattentive Realtors 😔😔😔😔😔 I wish you were here in Florida. All I can do is keep watching your video and teach my Realtor.. She is so sorry! Smh
@Alessandro198310 ай бұрын
Great point about the down payment & closing costs. Its easy to assume all you need is a certain down payment to start. But when the closing cost is not discussed, one is to get caught off gaurd and it can be frustrating & discouraging. So if a down payment of 3.5% is put down as an FHA loan; then in reality, one would really need between 6%-10% total to initiate with the closing costs added. Thanks for the info & helpful Tips Nicole.
@NicoleNark9 ай бұрын
6-10% savings is IDEAL! Having that will save you tons of stress!
@trancastore21073 жыл бұрын
You are a great speaker and extremely resourceful person. I am so grateful to find your channel . I am a thinking of buying a house with my mom help so this a wonderful information to know before .
@tompetrone59343 жыл бұрын
#8 is a great tip. Can a home inspector find water leaks with an inspection? If the water is off when viewing the home, should a buyer ask to have the water turned on...to check for leaks. Or can the water dept. or a service person...Do a pressure test from the road to the house to find any major water leaks?
@NicoleNark3 жыл бұрын
Thanks Tom! You should always request that all utilities be on for your inspection! That is truly the only way for the inspector to check for leaks and that other systems are running properly. The home inspector will need the water on in order to test the water pressure. They will also be able to check if there could be damage to the water line by having the water service to the home turned on but making sure no faucets are running in the house. If nothing in the home is drawing water, the meter should be still. If all faucets are off and the meter is still spinning, you could have a leak!
@tompetrone59343 жыл бұрын
Nicole should have a CD or a youtube combo set...with 10 videos or more put together on everything about home buying ...with a series 1 thru 10. Then we could see all your youtube videos one after another...on the home buying experience. That may be an easy way to have us see your videos one after another...and maybe do a "At home with Nicole" your tips on decorating...so many homes could look so much better with just some new paint and some simple decor tricks, your so good at selling anything! Just a thought. Maybe put a decor tip in-between each video...these would increase the value of the home they buy...maybe have a side guy like on this old house...program...then next your on TV😃
@michaelmckinney22142 жыл бұрын
Great information to know I'm in the process of buying my first home 🏡
@Foothillflow3 жыл бұрын
Thank you for explaining the home insurance options!
@NicoleNark3 жыл бұрын
Happy to help! 😊
@lilyball97553 жыл бұрын
Thanks! I learned a lot today
@NicoleNark3 жыл бұрын
I am so glad you found this video helpful!
@fredswartley97782 жыл бұрын
Excellent video! Very clear and concise presentation.
@msmuzichead2 жыл бұрын
The utility lines. Good info 🙂
@Elsanta6663 жыл бұрын
Besides being an expert your are the most beautiful woman ive seen🥰
@NicoleNark3 жыл бұрын
Thank you so much!
@faithb8622 жыл бұрын
Great job!! love your down to earth explanations & real life experience!!..Thank 🤍you!
@arwinsilva4903 жыл бұрын
THANK YOU!!! THANK YOU!!! THANK YOU!!! GOD BLESS YOU!🙏🙏🙏
@NicoleNark3 жыл бұрын
Glad it helped!
@MahatKiran29 күн бұрын
Thank you!
@kachindubuisi23333 жыл бұрын
Okay, I'm sharing this with everyone I know! 🤯
@NicoleNark3 жыл бұрын
Thanks Kachi! I'm happy to hear that you found the video helpful! 🎉
@ashleylatson48133 жыл бұрын
Recently found your channel and your very informative. Thanks so much
@NicoleNark3 жыл бұрын
You are so welcome 🙂 happy to help!
@noy6184 Жыл бұрын
Thank you for sharing this information
@NicoleNark10 ай бұрын
You bet!
@helalkhan4173 жыл бұрын
Thank you so much for this valuable information and suggestions.
@NicoleNark3 жыл бұрын
Glad it was helpful!
@lorryarrington667911 ай бұрын
Thank you Doll
@NicoleNark10 ай бұрын
No problem 😊
@angelacothron11193 жыл бұрын
Thank you. Very helpful information.
@mrbojangles13913 жыл бұрын
#8 is real. Right after buying my first home, found out that our neighbor's tree roots had dug into my sewer line. Cost us thousands to resolve.
@NicoleNark3 жыл бұрын
So frustrating! I do not wish that on anyone!
@JamesBrown-xl4rq3 жыл бұрын
You're a very intelligent woman maybe even most intelligent ever...
@endrisyimam65973 жыл бұрын
You actually you give the best tips I did not know it Thank you somuch.
@NicoleNark3 жыл бұрын
You are so welcome! I am happy to help! 😊
@1andonlyE3 жыл бұрын
Good explanation for the utility bills process… BUT, how will we know if any of the lines to the street are damaged or on the verge on being damaged underground?
@winterseyes3 жыл бұрын
Once you ask for the utility bills and see high numbers, you start asking questions, like why is the bill so high every month? Now, your red flag is up, time to do some research? if the seller isn't giving you the answers you need.
@edwinvonborstel34053 жыл бұрын
Great information I buy rental properties in Arkansas but sometimes I don't remember to check all those things that you have presented and it can be costly I have some great stories to tell but not here
@NicoleNark3 жыл бұрын
It can be! I invest in real estate as well and all of these lessons have come from my own mistakes! 😅
@edwinvonborstel34052 жыл бұрын
@@NicoleNark right there. With ya!😊
@briangonsalez21733 жыл бұрын
Excellent video! Thank you!
@NicoleNark3 жыл бұрын
Glad you enjoyed it, Brian 😊
@Nick-kc9mz Жыл бұрын
Awesome! Thank you, so much. I had no idea!
@monicaflores4321 Жыл бұрын
this video is what made me subscribe. Thank you for all the advice!!
@NicoleNark Жыл бұрын
Thanks for the sub! I’m glad you’re here 💕
@curtisjackson29203 жыл бұрын
Great video & I may be interested in using down payment assistance 😏👍🏿🏡
@anital51193 жыл бұрын
Great information
@nwakava95582 жыл бұрын
Thank you Nark
@austindaniels54802 жыл бұрын
Very informative video. Thank you!
@blessed0205063 жыл бұрын
You're the bomb! Enjoying all of your videos
@NicoleNark3 жыл бұрын
Thank you so much! Happy to hear they are helpful 😊
@turtleiscoolaj3 жыл бұрын
Very important information.
@NicoleNark3 жыл бұрын
Glad it was helpful!
@greatedwards3143 жыл бұрын
Your information is amazing
@SullySulfa5 ай бұрын
You should of done on inspection
@amybliss3644 Жыл бұрын
So helpful ❣️🙏✨muchos gracias
@garythorsell50613 жыл бұрын
Great information thanks
@sachelldupree13303 жыл бұрын
Thank you. You made me feel like I need to sell my house and slow down!!
@NicoleNark3 жыл бұрын
It is easy to get caught up in the frenzy! Take a deep breath, You've got this!
@sachelldupree13303 жыл бұрын
@@NicoleNark yes I feel like the more info I find the more I feel like I don't know nothing. Like my house is sold that was a process but now I need to find my first investment and I don't want to make a bad decision
@NicoleNark3 жыл бұрын
@@sachelldupree1330 I completely understand! Doing research really helps! That is what gives me the peace of mind that I am making a good financial decision!
@Dekbannok3603 жыл бұрын
Most if not all agents work for sellers. How do we know which agent work for buyers?
@SCSC-qz7rr3 жыл бұрын
ABOUT #3, SHOUKD YOU TELL YOUR OWN REALTOR THE APPROVED AMOUNT OR NOT? ABOUT INSPECTION ON A HOUSE BEFORE CLOSING, WOULD YOU RECOMMEND HAVING A CONTRACTOR OR AN INSPECTOR FOR EACH ISSUE. FOR EXAMPLE, AN INSPECTOR FOR PLUMBING ONLY, ANOTHER ONE FOR ELECTRIC, ROOFING, ETC. OR JUST CONTACTING COMPANIES TO COME AND CHECK THE AREAS. FIR EXAMPLE CALLING A ROOFING COMPANY TO CHECK THE ROOF. CALLING A COMPANY TO CHECK THE FOUNDATION, ETC. SOME OF THOSE ESTIMATES COULD BE FREE AND YOU WOULD KNOW IF SOMETHING IS WRONG, RIGHT?
@NicoleNark3 жыл бұрын
I think it is important for your Realtor to know how much you are pre-approved for! Also, I would advise you hire a home inspector to look at the house overall and only contact any specific contractors if it is necessary. That is just my opinion
@TheTyson353 жыл бұрын
Thanks 🙏🏾 for the information
@NicoleNark3 жыл бұрын
You bet 😊
@toro023 жыл бұрын
Interesting point on the pre-approval letter. I'm getting a house built and the builder wanted my pre-approval letter, but the price of the house isn't established since it's a custom home and prices will vary. I'm hoping lumber prices fall this year, since that has increased dramatically over the past year.
@NicoleNark3 жыл бұрын
Yes lumber prices have tripled over the last year! It is always my recommendation even with custom homes that you set a base price in writing with your builder and that any future modifications must be agreed to in writing by all parties! This is a best practice so that you can monitor your price and know you aren't getting ripped off!
@marcusnelson10943 жыл бұрын
Appreciate the video 👍🏾
@NicoleNark3 жыл бұрын
No problem 👍
@concernedgreatly52913 жыл бұрын
Great video
@roymass44053 жыл бұрын
THANK YOU.
@NicoleNark3 жыл бұрын
Thank you for watching! :)
@sojaboymareko2050 Жыл бұрын
I love you😊😊 I mean I love your video's...lol
@SoyElegidaPorDiosEnSuCatolica3 жыл бұрын
Question; I took the first time home buyer program here in Pa, but haven't brought a house yet and I decided that I want to move to Florida. Can I buy a house with my PA home program or do I have to do the program again in Florida?
@conniegriffincarr65353 жыл бұрын
Ohh wee thank you Nicole🤓
@NicoleNark3 жыл бұрын
You're so welcome!
@MountainAirOrganicBeds2 жыл бұрын
Great advice, thank you Nicole. I am a homeowner, recently got my mortgage payment down to $720 but the rent value closer to $1,200-$1,500 a month. Should I rent my home out and find a bigger home? I need more space because, we run our business out of our home and it’s to cramped. Thinking of turning our garage into another room to add value, and moving to the country where it’s quiet and private. We currently have a va loan and don’t make much money. Your advice? If I pay 1 car off, we will have just 1 truck payment left. That’s our total debt. Are there any government assistance programs left for us?
@ghettogossippodcast66063 жыл бұрын
Can you do a video on DAP second mortgage loan pros and cons plz
@remona9013 жыл бұрын
Thank you
@NicoleNark3 жыл бұрын
You're welcome! 😊
@tompetrone59343 жыл бұрын
Great Video!
@NicoleNark3 жыл бұрын
Thank you, Tom!
@applejack29112 жыл бұрын
Hello Nicole thanks for the great valuable information. I am a disabled Veteran and am interested in buying a home in Louisiana. Do you have a license in Louisiana?
@mhamilton4547 Жыл бұрын
Omg I just made #3 mistake
@user-me3jk8wv7i7 ай бұрын
Best way to find a buyers agent? Thx
@chrisr726843 жыл бұрын
I feel like my Loan officer is steering me away from Down Payment assistance. Should I be worried, am I being looked out for? Feel like I could be missing out on free monies I could use to furnish the new house
@NicoleNark3 жыл бұрын
That's a really good question! Down payment assistance can come with additional fees sometimes or a higher interest rate. Your lender may just be pointing out that it would not be advantageous for you. Also not all lenders work with different types of down payment assistance. I would ask the lender candidly and if they can not give you a good answer, maybe apply with another lender and weigh your options!
@model_nvartistry3 жыл бұрын
What happens if you're doing a new build...would it still be possible to get a utility request from the sales center maybe?
@NicoleNark3 жыл бұрын
It could be difficult. If they do not provide you with it, contact the utility companies! Usually they can provide you with what is "typical" in the area you are buying!
@model_nvartistry3 жыл бұрын
@@NicoleNark Makes sense! Thanks!
@chrishellemaitland57753 жыл бұрын
Can you please explain better about who and what area we should work with (our current state or future state) that we should be applying with for loans, getting a broker/listing agent, for our new home when we are moving out of state. I'm going to be moving from New York to either West Virginia (south central/south area) or Kentucky. Thanks in advance for clarification on this.
@NicoleNark3 жыл бұрын
Great questions! I would advise that you connect with a buyer's agent in the area you are looking to move to and buy in (so...future state!) That agent can be your go-to resource through the buying process and can connect you with lenders that are common and well respected in the area. Will you have a home to sell in New York?
@chrishellemaitland57753 жыл бұрын
@@NicoleNark thank you. No, I'm not selling a home. I'm currently renting and will be buying through a low income grant program due to disability fixed income.
@NicoleNark3 жыл бұрын
@@chrishellemaitland5775 That makes the process a bit easier! I would advise you reach out to agents in both areas you are considering and see what you can learn to determine which area might be the perfect next place for you!
@chrishellemaitland57753 жыл бұрын
@@NicoleNark I will do that. Thanks so much for the advice and sharing your wealth of knowledge.
@erikahoustonrealtor3 жыл бұрын
Lovely camera ! Pls share deets ? Thanks
@RicosBettaWorld3 жыл бұрын
Can the lender ask for bank statements and check credit after closing?
@iamhischosen38663 жыл бұрын
Yep! So be honest up front
@pearlrodgers3542 жыл бұрын
I have a car note will that affect me from getting a USDA HOME LOAN
@perezkarina66kp3 жыл бұрын
What about home warranty? Is that importan?
@tonyblack56452 жыл бұрын
Damn last name Nark....lol🤣😅😅😅😅
@NicoleNark2 жыл бұрын
Hahaha it's a memorable one for sure 😅
@chachee153 жыл бұрын
Im going to use my VA loan, would the agent know how much I would be eligible for?
@NicoleNark3 жыл бұрын
Your agent probably will not be able to tell you but your lender can help since they will be the ones reviewing your loan file!
@scottmcclenahan66813 жыл бұрын
@@NicoleNark do you recommend and central Arkansas good va lenders?
@chachee153 жыл бұрын
Is tornado coverage required in Arkansas? Is it expensive