8 HABITS THAT ARE MAKING YOU BROKE & HOW TO STOP! *I Feel Personally Attacked*

[@flowthinks]

1. Trying to keep up 2. Ignoring responsibilities/problems (debts) 3. Using money you don't have - badly 4. Not having a budget planner 5. Failing to invest in yourself 6. Emotional spending - 24hr rule 7. Unsubscribe to marketing emails 8. No financial plans and goals

[@fashionandluxury101]

Flow u were paying attention 😊thx

[@samsam6535]

Thank you didn't feel like watching

[@user-dc1iy4dw8r]

@Isaac Newtons why do you say so if i may ask?

[@thestradman2926]

You trade with Mr Robinson too? Wow that's great, I actually thought I'm the only one that knows him lol

[@flowthinks]

@@thestradman2926 hahaha is Mr Robinson paying y'all to say this? 😂 Because y'all are hooking me😝 Who is Mr Robinson

[@aamariamason4562]

"We're born looking like our parents, but we die looking like our decisions!!" Something I live by! ✨🌿 some food for thought!!

[@faridakakonde2378]

Amen 🙏🏾🙌🏾

[@mesidye]

I need to memorize this and recite it daily 😂💀

[@faridakakonde2378]

mesidye same saaaaame

[@Krissiipooh1]

Well, damm... Preach why don't ya

[@novalinnhe]

Wowwwww. This is an amazing quote. Thank you!!

[@megshawskitchen]

"Unfollow and un-connect with people who make you feel bad about yourself" That hit me on a personal level. Thanks Patricia

[@nanana354]

Girl, I have been putting people on mute on insta for weeks now, and let me tell you, it feels AMAZING! I wish I wasn't bothered by what I was seeing, but until I get there, a bit of mute won't hurt anyone 😉

[@hazar2354]

I had to get rid of Instagram for that reason.

[@southernsue8325]

I just cut ties with a friend (of 46 years!) who always made me feel bad about myself. Not because of keeping up but just her general negativity would pull me into a depressive vortex. I feel so much better now and spending so much Less because I’m genuinely happy!!

[@bellaash2510]

I do that alot.. Some people are just toxic and sometimes you end up feeling insecure about your abilities

[@bellaash2510]

@@southernsue8325 that's a great thing to do I too do it

[@cryptoflippodcast]

*It may not be your fault that you got those habits but it's your responsibility to change them* 👍👍👍

[@tyme310]

I like that ideology.

[@DecodaRoberts]

I agree the older we get it’s our responsibility to address the faulty habits we have

[@dl7400]

Yess👍

[@jvstkiki]

Agreed!

[@Olivina330]

👏👏👏

[@Ohh4udumn]

Getting a savings account separate from my main is the only thing that truly helps me save. If I want to pull money from it it takes 3 days.

[@charlotteecooperr]

Biggest lesson of this year for me has been putting myself first, invest in myself, look after myself first, say no to people if you need to be there for yourself first! It’s been such a beneficial shift

[@lemmings6516]

I'm in the same process! Are you sometimes worried about being not social enough now? I struggle with that sometimes

[@charlotteecooperr]

Lemmings I used to, definitely! But now I know myself best and I can only do one or two social group things in a week, so I prioritise, or plan to have some social time off the next week if I can’t miss certain things and it turns into a busy *social* week

[@abbymbedzi3075]

My relationships and my life are now better because of this

[@catg.3633]

Omg Patricia, when you mentioned the older generation ignoring problems struck such a chord. My parents are like that and the decisions they made in life led them to live with me and my husband currently and i’m still on their case to pay off their debt. I work in finance and lead a very financially safe life due to my childhood so i would always recommend to everyone to first pay off your bills, put money aside and only then spend on other things, your older self will thank you for it.

[@goodgirl_goneglam6173]

I once heard it phrased like “you gotta have money to pay, play, and put away.” Pay your bills, treat yourself occasionally, and make sure you save!

[@Kr8tiva]

GoodGirl_ GoneGlam can I like this comment like 5 times already?????

[@goodgirl_goneglam6173]

Ada Sabena lol thanks 😊

[@YvonneHudduma]

Yes lockdown really showed me that I had some toxic money habits. This period has really enables me to take a step back and I have saved so much and even started investing.

[@Onemorebookpodcast.]

👏🏾👏🏾👏🏾

[@courtneyxalyssa]

That’s amazing!👏🏼

[@jodiford9905]

Kudos to you, Saving without investing is very incomplete.

[@mariegarni7563]

Investing in what ? I Feel so lost when people talk about it...

[@sherlynndauphin6201]

Girl where’s the lie👏🏾👏🏾👏🏾 and seriously SAME!!,

[@imjessiara]

Sister Patricia is really here saving all of us from being BROKE, you genuinely need an Oscar sis😭💘

[@thewealthwarren6940]

I ABSOLUTELY HEAR YOU on seeing the debt letters & baliffs coming into your parents' house as a child making you the way you are with money today- PREACH, that's me 100% ! So good to see a fellow British KZbin-r out here making financial literacy videos and educating too. Love it!

[@nettynai3218]

This video really hits the nail on the head. I inherited my parents poor spending habits and it's taken me until I'm in my 30's to stop burying my head. I'm such an emotional spender and a year ago I realised that spending money was my coping mechanism. Now I'm on a mission to clear my debts and start saving for the future...something I wish I had done 10years ago. You live and you learn.

[@segobernice2103]

Emotional spending is real in these streets

[@nmoomoo]

The worst thing about keeping up with the Jones’ is when it’s with family. Like I have a very toxic family that are already like planning my life. Like my mom’s cousin who I barely talk to was talking about the car I’m going to buy when I graduate (I’m going to be the first doctor in the family). My aunts were talking about the house I’m going to build my mom (even though she already has a house).

[@hazar2354]

Oh God, are you middle eastern or Asian? Because for us it's like everyday life 😅😂😭

[@SB-dz3bt]

Lara gigi west/central Africans too 😂

[@hazar2354]

@@SB-dz3bt lmao I forgot about them

[@angelicapixels]

You don't have to listen to them

[@Luame4529]

This is crazy....you should hide your money.....and never told how much you earned....

[@abizek9342]

your advices are so usefull, I already saved almost a 1k and I'm trying to not spend my money on stuff that I dont need

[@elliottradescrypto4367]

Am shocked someone here mentioned expert rockwell,I taught only few knows of his good strategies

[@richardfain4013]

You don't have to be shocked ,I trade with him too,his good works are everywhere,indeed he has made name for himself

[@bitboycrypto8665]

Forex trading is made for people with strong mind who are ready to take the risk to make it in life

[@bitboycrypto8665]

I have lost money trying to do it before but pulled up when my friend introduced me to expert rockwell whose strategies has gained me much Rio in trading

[@bitboycrypto8665]

In life we are meant to take risk worth taking because life itself is a risk

[@michellerevisited]

The emphasis on having a plan is so important! Failing to plan is planning to fail, etc. 😊

[@W001-k8f]

Anyone who disliked this video is currently in denial of their spending habits 😂

[@lizalive2203]

As in 😂😂

[@victoriaholden7774]

Thank you so much for this and all the advice, I am busy getting myself on track with finances and also my unhealthy relationship with money. I was brought up in a poor home and always the saying, money doesn't grow on trees and always having to go without so I think I created this very negative vibe and then obviously created me making bad decisions but no more! Taking my power back!

[@Talkinglife]

Bad Money Habits That Are Keeping You Broke You Think of Credit as Available Money. ... Paying For Banking. ... Having a Ton of Monthly Subscriptions. ... Not Being Ready for Emergencies. ... You Ignore Your Credit Score. ... Not Tracking Your Spending. ... Making Late Payments. ... You Love Convenience Items.

[@sweetagain]

"your think of credit as available money" I'm paying for that one now because I believed it in my late teens

[@jodiford9905]

Amazing Video, One of the major reason is that people just save money up till when needed rather than saving to invest into something profitable, that mentality needs to be changed. Living Frugally without investing wisely is like a wasted/incomplete Job.

[@jodiford9905]

Kudos to you Patricia, You have learnt the frugal life and keeping your investment on the right track👏👏

[@vigilwicks2837]

Also learn to Budget well, save for emergencies, have a debts off plan and above all INVEST WISELY. Follow these steps and see yourself grow into wealth.

[@hansleygary5632]

I missed out on the opportunities of investing while I was still in my 20s but glad I started investing about 3moths ago and I have been earning a $2k weekly profits from it. It's better late than never, right!

[@vigilwicks2837]

It's better to have an investment make money for you, having multiple streams of income is the first step to becoming wealthy.

[@ryansmiths426]

I know how it feels earning from your investment. I invested about $16k into Forex trading about 2months ago and I have been a $1,700 profits consistently every week.

[@erika-bs2fn]

can we just talk about how gorgeous this girl is?

[@autumncolors1673]

Stunning! Sometimes I stare at her IG posts a wee bit too long ☺

[@thetongueofangels1882]

She really is tho😍

[@nicolerobinson3531]

I do feel personally attacked BUT sometimes that’s what it takes to learn and do better! Patricia is here to save us all 💜

[@courtneyxalyssa]

I am so guilty of looking at other people’s lives/belongings and comparing it to mine! Going on Instagram and KZbin is a great idea until you end up going out of pocket trying to keep up with other people!🤦🏽‍♀️ Definitely something k am trying to work on!

[@itskellyyb]

I do 30 days rule instead and honestly the amount of clothes I no longer buy is ace!!

[@oliviademetriou8397]

I've set myself a 6 month plan, Ive set myself a weekly budget, I know exactly what I'm putting the savings towards and when it's done I would have everything paid off and a lump amount saved for my house savings. I'm proud of myself because I spend money like it's water and I was only a few months ago I realized what I'm doing is so wrong and I need to start thinking like an adult. I'm only 22 but all my friends have financially achieved big things and I realised all I had to show for myself was a wardrobe full of handbags and a wallet that's empty. Your videos really help ! ❤️❤️❤️

[@user-wi5vg7cp2e]

I think this pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn't mean security. So l really appreciate your transparency and giving people a Fighting chance during these troubling times

[@nursebondemcanada]

Absolutely

[@themartiniguy9840]

@Stanley Anderson I hope it won't be such a big deal to ask you what you invest in ?

[@mrmoneytv7066]

Very true ! Forex is really a good passive income idea . I have a friend who makes 10,000USD monthly trading the forex market , that's almost 3x salary . I really wish l could trade too and make money like she does

[@lindasophia9224]

I've been trying to trade in the forex Market on my own for quite some months now and my trade wasn't quite impressing me l deposited $3000 in my first ever trading account and l lost all of it. I always end up blowing my account countless times and I was advised to sought a professional help when Trading . One of the rules to being successful in an endeavor is to leverage on the wisdom provided by those already successfully in the desired field .

[@nelsonkonte2802]

I agreed with you on this , there's a due process to be followed if one is going to be profitable on trading as outlined in the video .

[@Ny.Lynette]

The biggest way I began to spend less money was stopping stress/boredom shopping. A bit more minimal, I don’t buy excessively or expensive things unless I need it. Sometimes you do gotta treat ya self! Not every pay period tho 😂

[@Ramasegoo]

Me: ""I'm bored let me buy some skincare""

[@zainzoom]

Same 😔

[@thegbresidence226]

Sigh 😔

[@evidancemogale3402]

🤣

[@anber4129]

Same but for me... its clothes 😅😅

[@trafficcontrol2420]

My skins sucks let me buy some skincare.

[@playgamecode153]

You should add not sticking to your budget . It all well and good to plan the budget , but sticking to it is another discipline

[@Aquaria2291]

okay. I set up a comprehensive budget that feeds from my credit card and checking account and you know I be ignoring the warning messages when it tells me that I've overspent on shopping. Gotta tighten that shit up LOL.

[@wume3190]

I needed that "don't put your head in the sand" callout SO BAD right now. Gonna work my shit out TODAY let's goooooo!

[@kylaknight3655]

Same! I hate HATE calling to make a plan for payments on things especially the waiting on hold part. I am kicking myself in the butt for not having automatic payments set up while I was in the hospital & then coming out if hospital I forgot my passwords and couldn't remember where I left my bill pile. This video definitely pushes me to want to put a better system in place

[@TxHoneyBee]

The number 1 reason I'm broke: Amazon.com.

[@margaretmouka5552]

And why the ceo is the richest man

[@k.d.1520]

Omg so true

[@Luame4529]

True

[@minahtheweirdo]

Me too!

[@DaphneCaidor]

I had to create a separate weekly Amazon allowance in my budget cuz it was getting out of hand 😩

[@kayp2311]

When I checked my money in vs money out last month I almost had a heart attack. I’m definitely an emotional spender. I also need to make grocery lists before going because I just pick up everything on sale.

[@GretaLawler]

I’m trying to stop spending full stop! I’m doing a no buy 30 day challenge at the moment to see if this helps change my money mindset 💕

[@MySuriMusic]

Question : how do you eat? Is it a challenge to not buy non-essentials or really not buy ANYTHING?

[@GretaLawler]

Fée Néante I made a video on it on my channel! But basically you still pay bills and buy food etc but you cut out any non essential purchases (so even with buying food you would just buy essential items and use up things you already have and not buy loads of expensive snacks/branded products) x

[@MySuriMusic]

@@GretaLawler Oh okay! Very interesting, thanks for answering! I'll go watch your video 😊

[@GretaLawler]

Fée Néante thanks 🥰

[@zippyblessed839]

Great

[@Annette065]

Since I created a calculation list of my income and outgoings, I have no problems with money anymore . I know how much money I must save for bills, how much I can spend on myself. It really helps! Having a budget plan is definitely is a must!

[@nanana354]

So my personal story on this! In the past and while I was earning half or even less of what I am currently earning, i was thinking oh only if I was earning more to get the XYZ bag, shoes etc. Now, even though I can easily have them with some savings, NO girl, no! The money I have earned so hardly, won't go to an overpriced bag!!

[@sweetspice9120]

Amen. I gift myself a one designer bag a yr only if its on sale or an investment bag like Chanel. I love fashion but not to d extent of threatening my stability. I dont hv a car as i live in a big city. Hv zero debt. 800+ credit score + savings n investments.

[@theESKIIshow]

The best decision I’ve ever made was to build on my financial literacy. Absolute game changer.

[@HolisticMoney]

I am a big fan of unsubscribing from marketing emails! They can be SO tempting, but ultimately if you need it, you'll go look for it. These are great points of reflection for people.

[@ev6564]

My issue is really wanting to buy makeup, haircare, and clothes. Right now I'm centered on makeup. I really want a burnt orange lipstick and blush. I was so close to buying the Sephora's Hot Flush blush. I really want the Smashbox Out Loud lipstick. BUT I have orange eye shadow and plenty of nude lipsticks (I wish I had spent money on different colored lipsticks instead of buying almost the same exact color multiple times lol), so I know I can make do with using the orange shadow as blush and placing it over the nude lipsticks with the brown Nyx lipgloss I already own. I don't NEED these products but I really WANT them. My mom is good at not over-spending money and paying bills, and she always says I get this trait from my father. NOPE, I want to be like her in this way. I'm only 19, so there's still time to mature financially.

[@Luame4529]

You should put at least a certain amount aside ever month into a locked saving where you cannot withdraw any money....the rest, you can do whatever you want.

[@goodgirl_goneglam6173]

Well think of it this way, when you’re 21 would you want to be able to have money for your own apartment or do you wanna look real cute still sitting at your mom’s house???? 🧐 A lipstick here and a blush there really add up over time, and the years go by hella fast once you are accountable for all your own bills. Use this time of not having lots of bills to practice saving, even if your first goal is as small as saving $25/week.

[@ev6564]

@@Luame4529 Thanks for the advice!

[@ev6564]

​@@goodgirl_goneglam6173 Yes, you're right. Thanks for the motivation; I always have to remind myself not to give into buying products. It really does add up quickly. I've definitely spend hundreds on beauty products collectively and I don't want it to become thousands of dollars more when I graduate college and feel like a high salary means a high amount of spending money. My biggest goal is to save money for school and overall just to have a better financial mindset now before it gets much harder.

[@goodgirl_goneglam6173]

E. V. You’re welcome and you can do it! We all gotta start somewhere 😊

[@ev6564]

The not having any financial goals is a big one for me as well

[@Iasta1991]

My budget actually helps with the emotional spending. Because if I haven't budgeted an item at the begining of the month - I don't need it yet this month. However, any item from the budget I can buy to cheer me up. Basically tricked myself and budgeted several "emotional spending items" that I actually need.

[@nikkicole54321]

i havent deleted marketing emails but i have filtered fashion related marketing emails to its own folder in order to reduce impulse buying. If i happen be needing something clothing related like new shoes for working out, I can search for any potential discounts codes then.

[@goldenxdiva6562]

I’m honestly very obsessed with saving, paying bills ahead of time, tracking my credit score and not spending...but alas, I’m also not perfect. One thing i really need to stop doing us spending on experiences and the like. I’m very much a “try it once, and then you know”...so even pre-covid, if i happened to walk by a bakery that looked good, I’d buy a bunch of sweets to “try them.” Nothing wrong with trying but i need boundaries and not to try everything (if I’m in a location i know i can’t visit as often, I’ll buy one of almost everything cause i know i won’t want to miss out cause i can’t come as much)...also, I’m terrible with food. Again, cause i like to the things, I’ll buy a bunch of new items at the grocery store, and if i don’t like it, i just won’t finish it and/or sometimes i buy too much groceries and they just end up going bad, so i toss it. Ughhh, so much money wasted.

[@KZain187]

Wow! This hit differently... 🙈 I think so many of us bury our heads in the sand and pretend that the bills and the debts don't exist, hoping they would go away. But they don't!!! It's not an easy situation to go through, especially when you have children! Excellent advice as always, from a self made, articulate young woman. Much respect! ❤️🙏😊

[@stevensteven5144]

I once decided to get drunk after having a bad week...cut to me waking up with emails from Apple my iPad AND Apple Watch are ready for pick up at the Apple Store!😳😱😳😱

[@aimeek7218]

Oh shit

[@kustakuties9847]

This if funny Sorry😂😂😂😂😂😂😂😂

[@peaceiheanacho4810]

Lol

[@sugarspiceunlimited]

Looool

[@kylaknight3655]

Lollll ive been there! return it unless you can afford it 2 times over without missing a brunch.

[@incognegratravels3461]

Love the way you teach! Thank you 🙏🏾

[@johnanwana8186]

Blessings for every one this year like myself that's just getting started anyway on KZbin

[@BuildaBudget]

Reverse engineer goals! This helps me so much to not feel so overwhelmed on the big picture items.

[@moonaa7354]

You make me so motivated. I love you Patricia!

[@izzywats2995]

Emotional spending is definitely my weakness 😭

[@riyahgrace2949]

Patricia's honesty is key. God bless you sis ♥️

[@TheSatine1987]

I'm so happy I found you. I'm 33 and have achieved absolutely nothing. Your videos are helping me to get my shit together and start being a boss. Thank you.

[@RachelGrayM]

Thank you for this Patricia. Always appreciate your support on the journey. I do feel personally attacked but in a good way if that makes sense, I have time to correct my habits.

[@iamyazicarter]

I think everyone needs this at least once in their lifetime 💕💕

[@maureenachu]

I’m on this table, emotional spending is my thing, hoping to get over it.

[@keshiad822]

Thank you for your great advice Patricia ! Didn't know you that you were a financial expert !! I am going to listen to your other videos. Greetings from France :)

[@chukwuemekakizito8183]

I appreciate your support

[@FriendJamie]

I was literally writing down my financial goals when this video popped up on my subscription list! 🙌🏻

[@aang6421]

One thing that could make the keeping it up with the Jonses-itis. Easy thing to help decide if it is for you or not is to think about, do you care if anyone know if you have it? If you went somewhere and told no one, would it still have been worth it? If you bought that new car or that new article of clothing, and no one knew, would it still make you just as happy? If the answer is no, you're not doing it solely for yourself

[@melbrowntv]

For ONCE i don’t feel attacked 🤣 i’ve been on POINT with my spending/saving

[@free22]

Lol! Bragging, are we?

[@ladybluemoon1]

Same I spend yes but I save almost 3grand a month so I’m good I don’t feel attacked I have burn money but not from my savings

[@iz4372]

S.C Fitness 3k a month?? What kind of job do you have sis

[@chloethegreybuild8655]

DAMNNNNN. Could not agree with you more on every single point you made here queen! I’m 23 and like you, total control freak with money! *childhood trauma moments too looool* I loved the point you made about whilst you’re saving for a particular luxury item, during that time period you might decide you don’t even want or need it anymore! This is me, all over. Love you always xox

[@char794]

Patricia this is amazing. I love how open and honest you are. I’m 26 and have only taken control of my finances in the last year or so. In my early 20’s I did all these things and just thought ‘I’m young its fine’ but these bad decisions soon catch up! Luckily I no longer have any debts as I faced them head on and am now building my savings. This is so helpful. Thank you.

[@chukwuemekakizito8183]

I appreciate your support

[@goodgirl_goneglam6173]

Patricia you are a gem ❤️ Over the past two years my husband and I started implementing all of the tips you mentioned and they all work. We’ve really revamped how we save and are looking forward to buying a new house next year!

[@wittykitti]

Wow this is the first time I've heard the term "Financial Journey". I've personally invested in a spiritual journey, an education and recently a fitness ourney and a mental health journey but yet a financial journey has never occured to my struggling behind 🤦🏾

[@ThatGirlJ]

You're so funny and such an inspiration Patricia! I literally click so fast when i see your videos

[@TamariBoatner]

thank you Patricia! I’ve been stressing about this issue for so long and been slowly just been taking some time for myself to learn about my bad habitd and girl This video is me !!!

[@reapatty]

Just shared this with my entire family lol hopefully they will listen to you because I have tried educating them on some of these topics and they refuse to listen lol Btw I was watching this with my 6yo and she said you are so beautiful ❣ and I said to her (and smart) Thanks for this video!

[@Luame4529]

She is beautiful and smart .I always watched her video and listen to her advices

[@Davion474]

The lighting on this video is perfect. keep it that way. Awesome informative content as usual.

[@Ann_Flores]

Love this channel, been watching your original channel since the start! plz keep up, this channel is very practical.

[@lola.odetola]

is the algorithm dragging me by serving me this video? either way, i love my sis x

[@KishaMichelle1]

Definitely agree with all of these. Just recently had to unsubscribe from all those email offers. They get me sometimes. If I really need something from one of those places, I try to go through somewhere like Rakuten to get some cash back incentive if they item is not on sale or I need it before a sale comes along.

[@VenusVanessa06]

Patricia please tell us where you get your hair girl ! Coz HAIR IS POP POP POPPIN' !!!

[@naturaljatwistlaxer6482]

I LOVE THIS NEW CHANNEL AS WELL.......tks fr the tips..real observations. Great tips....big up.

[@nathaliebevers773]

I feel busted girl..... Especially the "emotional buyer"-one! Right now, I'm at home like 24/7 and I'm bored as fck... I order stuff, knowing damn well I will be sending them back so I justify my shopping because I know I'm not actually spending money. I know this is a TERRIBLE habit and it needs to stop but I'm just soooo bored and want to have something to look forward too hahaha

[@JewelsView]

Not staying in ur lane will break ur bank account and honey we don’t have time for that

[@nomalebona6827]

Makeup is my weakness. I buy the latest thing and it ends up just sitting there. One wud swear I'm a makeup artist with all the makeup I hoard.

[@p.d.r.p.3970]

Gosh you probably won’t see this but I just wanted to share the part about budgeting and hitting goals because that’s 100% true. I recently just saved my first $10K and paid off $16K in stupid credit card debt I accumulated in my early 20s because I got on a steady / strict budget. I still got another $16K to go but honestly budgeting is the GOAT. Thank you for all the advice I used to feel like such a failure but after you started the break I’ve been feeling so empowered. Now I need to invest lol

[@lavayuki]

The keeping up with others is true for me with the iPhone. Literally everyone around me and in my city seems to use an iphone, I feel like androids are non-existent.

[@theworldoftaj]

I love you! You & Jackie really inspire me to keep going and show me that it's possible. Thank you for existing!!

[@chukwuemekakizito8183]

I appreciate your support

[@SerenaShah]

omg im living for the vase on the left! decoration style ON POINT!

[@corinasowe5485]

Love you Patricia, you always keep it 100%, I love post like these as they always make me check myself lol, its good self- valuation, self - realization and honesty x

[@sannastrid]

love your other channel now subbed to this one as well. I liked this video a lot, very helpful! I'm going to watch this video a few times over again.. I need to learn!!!!!

[@leadacruz]

Your channel really helped me to save money like never before. Thank you very much!!!!!

[@thrill102]

“Let that voice of the discount be quieted” 🤣

[@Fashionlifestyle_Official]

Thank you for sharing.Hope everybody here becomes successful on KZbin

[@Fashionlifestyle_Official]

@The break I'm good and you? :)

[@kendalblake]

8 habits making you broke. #1 Me.... I am making me broke. *starts crying*

[@mesidye]

😂😂😂😂😂😂 it be your own self sometimes

[@kendalblake]

@@mesidye too many times tho LOL

[@veememoirs]

Patricia you are actually my twin and Queen! This is actually the rules I live by and I am trying to influence everyone around me (aka my family). I love this!

[@mimibuteau1825]

Hi Patricia, off topic hehe😁 but where did you get the white female shape vase that’s behind you? Please share 😉🙏🏽

[@Zen-cx5tc]

Do you need that vase or do you want that vase??? 😂😂😂

[@mimibuteau1825]

Umm.... scratch head🤔😜

[@PatriciaWright]

Love these videos so much! they really make me check myself because lowkey I be recking myself sometimes!

[@mollie.28.15]

Thank you so much for giving us so much financial info many of us would never have known other wise. Thanks to you im going to start investing soon! i was wondering if you could do a video talking abour stocks and shares isas because i currently have a lisa with moneybox but they also have s&s isas and was wondering if they're a good route to go down for first time investing? thank you

[@hxchanel]

Girl thank you, the timing couldn't be better! Needed to hear this phew ~

[@BetterTopicsCardGameforCouples]

Very useful advices!!! I am doing the 'put the item in the basket and wait 24 hours before you buy' more and more often... sometimes leaving it for a week as well and when I go back I actually end up buying maybe just one or two items, instead of 20 😅

[@easychicglam]

Thanks. Great advice. Always look forward to the pep talk❤❤

[@SueEmmDee]

This truth is painful to hear and is so real. I advise folk to do budgeting on paper and to see those sums of money (on paper) and to choose social media stuff carefully.

[@hlengiwekhambule1308]

Patricia 🗣️🗣️🗣️🗣️🗣️🗣️I love you 💓💓💓 thank you for bringing us back to basics of how to handle ourselves with money

[@brittney5326]

I love you! I’ve been watching your main channel video for years before I knew about all these great life tips and advice 😭😭😭

[@lumilabiyi]

That background is goals 🥰

[@BamblingsofNaffy]

Going to take ALL of this on board. Thank you

[@sandralegrand8580]

Very interested and informative videos! Yes, I have taken notes and will be going over them with my hubby. 😊

[@myraclejarmon6239]

Honestly COVID made me realize how much money I can really save. So far I’ve done a little shopping because I like to shop but I’ve made a list of stuff that I want so I can budget it for the month. Since I’ve started this my credit score has increased and I’ve saved my rent money up all the way till March 2021. My goal is to save up to July 2021 and I can truly see me reaching that goal because I’ve limited eating out and other luxuries I don’t need. I also pay with my credit card but I pay it out at the end of the month I just like to build my credit and get cashback lol.

[@ladybluemoon1]

Ye I have enough rent for a year i saved it during covid mind u I’m on front line in nursing field so we have no life no where to go and I’m working double over time but still great

[@browneyez92100]

Genuinely my favourite channel/ podcast/ insta profile. Thank you Patricia!!

[@jessiepooh02]

You should review the Smart Money Woman and The Smart Money Tribe, it's so worth it to learn of Financial Literacy

[@dumdum9898]

No jokes. Keeping with the Jonesesitis is really a condition ..... I dealt with that long time ago. Thank God!