8 Things I Wish I Knew Before Buying a Home! (First Time Homebuyer Tips) | A Bougie Lifestyle

[@nadiasproductions3096]

That’s a great information! Thank you for sharing your experience. (and you’re so funny! 😆)

[@kae6250]

This was such a great video. Thank you for sharing your knowledge! ❤

[@johannieinfante6573]

I loved this video. Everything was very accurately said, and no matter how you put it, buying a house or selling a house, it is torture. I have bought and refinanced my 5 houses, and i swore never to do the process again, specially if you don't have all the required moneys and paperwork in check. I just refinanced my home of 17 years to a lower mortgage, and it took 6 months for the loan to close. It is not as easy as they say, yeah, refinance at these lower rates and save. That's not true. When you finish, they have put you through so much anguish, that you feel you have lost your sanity and you don't want the low interest anymore. It is worst than buying. So please, be prepared for battle and don't lie to them or mention property you got 20 yrs ago, or how you got it, because you will have to dig all the paperwork from 20 years ago. That's what happened to me with a government loan that was given to me because of a hurricane that happened 17 yrs. Ago. To fix the house. So be prepared and get all the ducks in a row. Owing your home it's very satisfying and I hope each and everyone of you who read this, get to enjoy the feeling of joy that owing your own place gives you. Don't worry about buying new furniture, that will come, but it will take some time after the purchase. Good luck to all of you.😘

[@abougielifestyle4858]

Wow! This so so true! I’m sorry you had to go through all of that when refinancing your home. My mother experienced the same thing earlier this year and it was stressful. She felt like giving up because it was so much back and forth! I’m wishing you the best in all of your endeavors!! Thank you for mentioning this important detail in the home ownership process!

[@julianjuarez4583]

Girl My wife and I going through this process and had some info but yes I would say you absolutly covered the most important things to know! GREAT VIDEO!!!!

[@natty2b805]

Simple, direct and informative. I appreciate you sharing.

[@YaniAmorX]

Omg thank you thank you thank you sooo much ! I’ve heard about cash reserves but I didn’t know that it could potentially stop you from getting a home loan! And just by you bring it up made me dig deeper into it and lord am I happy I did ! 🙌🏾 I was already going to save up extra money but for refrigerator , washer and dryer and things of that nature but now ik I have to switch something’s up

[@debscamline5576]

i love that you explained in detail. and i felt like you walked me through the whole process. and have an idea of how much i should save!! so far one of the best videos i have seen!

[@abougielifestyle4858]

Yay! I’m happy you found it helpful! You go this keep saving and working towards your goal!

[@kdkkat]

The reserves tip just blew my mind

[@abougielifestyle4858]

Yes girl! They don’t tell you this stuff so I want to make sure people are aware!

[@beauti2thecore]

Me too😩

[@j.c.8595]

Thanks for the info and tips. I will be getting a home soon so I'm glad I came across your video.

[@abougielifestyle4858]

Absolutely! I’m so excited for you, good luck in your home buying process!

[@j.c.8595]

@@abougielifestyle4858 Thank you 🙏

[@tehronhill6342]

Hi Tyra! Thanks for the Content...

[@lloydfrancis9149]

Yeah even if you're buying a home cash well in Europe anyway you have to pay for your surveyors inspection appraiser out of pocket and when the surveys report comes back if it's not satisfactory and you look for a different home you have to pay again. Thanks for video

[@abougielifestyle4858]

Yeah that’s actually similar to the USA as well. It’s unfortunate because that’s a lot of money potentially spent if the house doesn’t pass the inspections!

[@jaimarie1590]

I enjoyed this very informative video. I am hoping to be a homeowner within the next two years. I am glad you mention the “reserves” concept. I learn something new about the home buying process. Thank you 😊

[@abougielifestyle4858]

Yes!! You can do it and I’m happy your found this helpful. Definitely use this time to fill yourself up with knowledge on the process and you’ll be so happy your did when the times come! You’re so very welcome, thank you! ❤️

[@marylenarouse856]

That #8 Reserves Information hit hard tho... Thanks!!!

[@abougielifestyle4858]

You’re so welcome!!

[@drivenchats]

Your content is so relatable! I’m about to start the process with pre-qualification just see what they will say and work my tail off and go from there! Because honey I know its not easy😭. Again, thanks for the video!

[@abougielifestyle4858]

I’m so happy to hear you can relate girl!! This process was A LOT. But I realize at the end, the more I knew ahead the time, the better I would’ve been. So you got this sis!!! You’re already on the right track and I can’t wait until you get your home because you deserve!!🥰

[@drivenchats]

@@abougielifestyle4858 thank you so much sis!!!! I appreciate your encouraging word💙🤞🏽😭

[@abougielifestyle4858]

Absolutely!! Keep me updated on your journey!❤️

[@charmainedunlap3222]

Very helpful! I appreciate the info! I'm going to keep saving my coins cause I definitely did not know about the RESERVES!!!! lol

[@abougielifestyle4858]

Yay! I’m happy this helped! And absolutely, you got this!!

[@Hoffnung1610]

This is amazing infos. Thank u so much for all the details u r awesome and i am totally subscribing! Best of luck!

[@abougielifestyle4858]

Thank you so much! I’m so happy your found this helpful and appreciate your support!!

[@PrissyKrissy15]

These were great tips! I’ve been watching home buying videos like crazy to try to prepare since I’m also working with NACA. lol. And I love your glasses!!

[@jacquelinesoto2613]

lol your video is so funny and informative! thank you for sharing this

[@abougielifestyle4858]

Thank you!! You’re so welcome 🥰

[@macutie735]

Thank you thank you thank you before giving the real!

[@abougielifestyle4858]

Absolutely! Glad you enjoyed it!!

[@nikki30md]

Can't imagine anyone over age 35 making these mistakes. I think this video is exceptional for young adults entering the homebuying arena. This is also why 1st time homebuyer courses are encouraged if not required. Your video was very informative. Thanks for sharing!! 💚

[@dianetwalker587]

Informative information! Thanks 😊

[@shonyross410]

I appreciate this video sis 🥰 dropping gems 💎

[@abougielifestyle4858]

Thank you love! Trying to make sure we are all wining our here! Glad you loved it☺️

[@shonyross410]

👌🏾🤞🏾

[@yvettecharles3069]

I learned something’s new from ur video thx alot

[@abougielifestyle4858]

Absolutely! Glad it helped!

[@ChinithaJohnson]

Great tips

[@namakulak.9953]

Great job!

[@abougielifestyle4858]

Thank you!!

[@mendoza0867]

Thank you very much appreciated for the great information

[@abougielifestyle4858]

No problem!! Glad it helped you!!

[@leleflower2366]

You are Awesome Thank You

[@abougielifestyle4858]

You’re so welcome ❤️

[@tomaitoe]

You got sellers concessions in this market?? How? That is amazing, congrats!

[@abougielifestyle4858]

Thank you!! My process occurred in the very beginning of COVID. The market wasn’t crazy like it is today. I was able to take advantage of people not knowing what would happen next!

[@tomaitoe]

@@abougielifestyle4858 Got it, makes sense!

[@trayerrussell]

Good Information!!

[@abougielifestyle4858]

Thank you!!

[@williamjenkins7562]

So it sounds like the mortgage lenders want to be sure that most of your disposable income will get deposited into their bank, on or before the first of the month but no later than the fifth for the next 30 years!

[@clowilliams17]

Thanks 😊 " I NEEDED THAT " !!!!!! LOVED ❤ IT GREAT 👍 INFORMATION I NOW KNOW WHST I NEED TO DO & RAISE MY CREDIT SCORE I ENJOYED YOU I SM GOING TO GET STARTED SO GLADE YOU TSLKED ABOUT RESERVE I CAN DEVIDE THIS MONEY UP NOT PUT AS LARGE DOWN PAYMENT THANKFUL 😃 CLO 💚

[@abougielifestyle4858]

Yaaaas! So happy you enjoyed it!!❤️

[@adesa1]

FHA is one of the worst mortgage products. Build up your credit so that you can get home ready or home possible or naca if your low income.

[@drivenchats]

Are you on IG? Thanks for this video !!

[@abougielifestyle4858]

Yes! @abougielifestyle ❤️

[@tiyanashadeed5417]

Do you think you can help me out I’ve been researching but I’ve run out of time my lease is up soon and me and my daughter need somewhere to go

[@abougielifestyle4858]

I’m so sorry to here that! I’m not quite sure how I can help but please feel free to let me know what you need help with!

[@jaydrains2247]

In my opinion buying a house is a loss unless you can buy it cash.. the interest you pay over the years is ridiculous, I know people who had 800 credit scores and still didn’t qualify for the best interest rates.. I bought a home cause it’s better than paying rent.. not cause it’s a good investment.. we all have to live somewhere

[@BronzeGirl]

Those people must had a lot of debt

[@shonyross410]

Don’t spend ya moma money 🗣😅😅

[@electarhea1619]

So basically your still going to end up in debt paying on the loan for the house… so you don’t actually own your house. So you didn’t actually buy your house. Oh okay

[@mine1685]

Nothing new. complete waste of time. Evasive sentences. For example, if you told us some kind of price for inspection fee or other fees that you mentioned, that would be useful. You talked about the importance of pre-approval for so long. I did not learn anything new from this video and I am just a regular person who knows very little to nothing about real estate, buying place, etc. Also you told us that you would tell us the magical information of debt to ratio, again you gave no information no numbers nothing. Also evasive sentences about how much reserves necessary... nothing specific.

[@abougielifestyle4858]

LOL….okay. Thanks for also wasting time by writing this long comment. If it wasn’t helpful for you, please feel free to not watch the entire video. However, just know that other people don’t have knowledge about the information I provided in this video. Instead of commenting about what I should have said, you should comment helpful tips for people to see. I hope you have a lovely day and thanks for the feedback ☺️

[@trayerrussell]

As a Licensed Loan Advisor for purchase transactions, I actually I think this is a great starter video for people looking to get started in the home buying process. Keep up the good work, Tyra!

[@abougielifestyle4858]

Thanks! Glad this information sounds accurate from your perspective as a Loan Advisor!!

[@cookie4uc]

@@abougielifestyle4858 sis thank you for the video. YOU ARE APPRECIATED!

[@abougielifestyle4858]

You’re so very welcome!!