🤫$80,000 Navy Federal Credit Card Secret Strategy! Bad Credit OK ✅

[@sherrybeckley4740]

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[@leonharris6821]

Hey Sherry I did a product change from the Go rewards card to the flagship in three months and also applied for the more rewards card and was approved. God is good. Thanks for your info.

[@sherrybeckley4740]

Wow, that's fantastic news! If you have any questions or need further assistance, feel free to reach out anytime. Keep up the great work!

[@daciasdiy1861]

My credit score is 722 right now. i just got a discover card a week ago.

[@carmenmich]

How long ago did you do that because Navy Fed told me that they don’t do the product change anymore

[@patriciagraham6875]

@@daciasdiy18613 months ago.

[@sherrybeckley4740]

@@carmenmich Talk to a different customer service rep because they do the product change. some of those reps I’ll give you a different story

[@jteemer2999]

Sherry - your videos have changed my life! I started my serious credit journey a little over 5 years ago. With your tips, tricks, and great advice, my score went from 580 to high 700s/low 800s. I never thought I'd see the day. I do have a business account with NFCU and will try this suggestion. Thanks and keep up the great work! ❤

[@sherrybeckley4740]

Thank you so much for sharing your incredible journey! It's truly heartening to hear how my videos have positively impacted your credit score and financial well-being. Wishing you continued success with your NFCU business account and beyond! ❤️

[@ryaninSartell]

Ive never had a credit card. My credit score is 820. Just live within your means and pay your bills on time.

[@sherrybeckley4740]

I do understand a lot of you guys are consumers. Try to listen to the video as I said business credit. Maybe you should figure about leveraging credit to make money.

[@hwnsylke123]

This video has great information. Can you do a balance transfer from a personal credit card into the Go Biz card?

[@DJLionpawSoundz]

I’m confused so what is a 820 credit score if it’s not to help you is it just to have to take to the grave with you to use In The afterlife

[@julinegrant4559]

Sherry, I watched your video and I have had my Navy Federal account for over 6 months and I tried the method. I was approved for the flagship card for most I have ever been approved for. Thank you for the information and continue doing what you do. Knowledge is key. Thanks again! 😀

[@sherrybeckley4740]

That's fantastic news! Thank you for sharing your experience. If you ever have more questions or need further assistance in the future, don't hesitate to reach out.www.quickguidehowtoboostyourcredit.com/

[@MovingBeyondtheMatrix]

Thank you so much for this info! I just graduated to the cash rewards card and I have a business with navy federal for 3 years. So I’ll apply for the go biz! My score is 760 ;)

[@sherrybeckley4740]

Go for it!!! Good luck and let me know how we can help!

[@biggthirsty2089]

I agree with u about the pledge loan

[@epifanioroblesjr0539]

Hello Sherry omg I been needing help a very long time! A beautiful and smart lady I hope that you can help me by watching and listening to you so I can fix my credit because I am in a bad situation that I can't get out of because of my bad credit! God Bless sweetie

[@sherrybeckley4740]

Remember, you're not alone in this journey, and with dedication and perseverance, we can overcome any obstacles. God bless you too, and let's get started on turning things around! Please contact me on my website www.quickguidehowtoboostyourcredit.com

[@timmywitdashimmy6919]

Hey sherry I ended up making the flag ship checkings account and a savings for a few months and applied and got the flagship cc🎉

[@sherrybeckley4740]

That's fantastic news! If you have any questions, don't hesitate to reach out www.quickguidehowtoboostyourcredit.com/contact-us

[@3rdcoastlogic]

Great video just earned a new subscriber! As a medical professional and new business owner definitely looking for ways to make the system work for me!

[@millennialmoneymaking7719]

This video is fire 🔥 🔥🔥 This is one of the best federal videos as seen

[@sherrybeckley4740]

I appreciate you! Thank you so much! Is there a specific topic you’re interested in learning more about? Also, I’d recommend checking out our subscription-based system at The Elite Credit for more in-depth help.

[@ThreeBelvedere]

Even if the pledge loan drops your score after it closes it still adds mixed credit and boosts your internal score which NFCU uses over your credit score

[@sherrybeckley4740]

You can do the same thing with the rent report or service and it doesn’t close. It also adds to your mix a credit and I gave you strategies on how you can boost your internal credit score without putting money in a pledge loan

[@seeufilms]

​@@sherrybeckley4740the problem is that strategy is that I already own a home. My utilization is 5% but I am gardening due to 6 inquiries that won't fall off till next year. I am getting the last negative off now. I was able to get a 14k Go Rewards card. I am going to get another CLI increase to 22k and then do the product change. I have 4 Amex business cards but no high limits yet for a new LLC 9 months. FIC0 is 728. I love the idea of asking for the lower card and then product switching. I also love Mastercard hack on the business side with Melio. Melio is the new Plastique correct.

[@theofficialmonicasams]

Thank you for this video! I won't be doing anymore pledge loans.

[@sherrybeckley4740]

Glad it was helpful!

[@DesmonRyals]

Good info, definitely had to watch on 1.5x speed😂

[@FAITHWALKIN2023]

I agree it's definitely affecting your credit age

[@SlimeFive]

Facts

[@rell8557]

Dropping some Gems 🙌🏾💯

[@sherrybeckley4740]

Thank you so much for watching

[@KevinP32270]

thanks. i have the flagship rewards black card and will be applying for the 80K. i'm at 11K. now. i will do the business idea as well. GREAT INFO.

[@sherrybeckley4740]

Happy to help! Let me know if you still have any questions

[@KevinP32270]

@@sherrybeckley4740 thanks. will do. live long and prosper.

[@TMONEY0929]

Excellent advice

[@sherrybeckley4740]

Glad it was helpful! Check links in the description box for more helpful resources.

[@ceejane-c4r]

Thanks for this updated informative information. Love your contents ! ❤

[@sherrybeckley4740]

You are so welcome!

[@skysirach2222]

You are amazing. Thank you!

[@sherrybeckley4740]

Thank you too!

[@Zulu345]

"Oh Lordy" this is one beautiful Redbone melanated Queen. Good info boss. Keep up the good work.

[@sherrybeckley4740]

Thank so much for the complement!!

[@Zulu345]

@@sherrybeckley4740 Welcome. Enjoy your day.

[@bigbadwolf444]

I'm a military veteran and a military spouse and I haven't gotten a navy Federal account.

[@sherrybeckley4740]

You may want to if it’s beneficial. Thank you for your service

[@bigbadwolf444]

@sherrybeckley4740 thank you. 😊 I'm going to open one asap. I've been banking with USAA for about 20 years and they don't offer their members nothing.

[@prettyacct]

If you have to ask for $80k in credit, you don't need it.

[@LiveLaughLoveDMV]

Your videos are always a wealth of information. Thank you. I was just approved for the nrewards ($25k) and I was curious about how long to wait before applying for the next one. Thanks for sharing that it's 90 days. I want the navy federal trifecta set up (the powerful 3). I wonder if I can do a product change ($200 secure card for flagship). I am going to explore business side and I heard that you can get 3 on personal side and 3 on business side #goals

[@sherrybeckley4740]

I'm glad to hear you find my videos helpful, and congratulations on being approved. As for doing a product change from a secured card to the Flagship card, that's definitely something worth exploring. Navy Federal is known for its flexibility in this regard, and the Flagship card offers great benefits, so it could be a smart move to upgrade if you qualify. You can send me a message on my website for more detailed and tailored plans for you www.quickguidehowtoboostyourcredit.com

[@SupremegreenlawncareLLC]

You always bring the 🔥🔥sis!🙏🏿

[@sherrybeckley4740]

Thank you so much for watching

[@mace422004]

do a video on the new trend, the 8 dollar late fee backlash is coming, synchrony raised the rate of some cards to 34.99, Usaa just jacked the balance transfer fee from 3 percent to 5 percent and my amazon gift card minimum went to 5.00 per transaction. All of this in 30 days from an 8 dollar late fee rule.

[@timothylewis6396]

Now can you talk about someone who has had Navy credit cards for a few years and low 600 credit and good standing with the Navy federal and wants that $80,000 credit limit- I'm also getting reading to upgrading the platinum card to the flagship and thinking about a business card and I have an LLC. I want to get high limits in personal and credit card limits.

[@sherrybeckley4740]

Given your history of holding Navy Federal credit cards for several years and maintaining good standing, along with your credit score in the low 600s, you're on a solid foundation to pursue a higher credit limit. You can send me a message directly from my website www.quickguidehowtoboostyourcredit.com if you need more help.

[@Wolf.of.Gotham]

This video iz 🔥🔥🔥

[@sherrybeckley4740]

Thank you so much for taking the time out to watch the video!!!

[@LuisA1Million]

Thank you so much for this video!!!

[@sherrybeckley4740]

Thank you so much for watching

[@nightlifenursing]

I'm listening 👂🏽

[@carla2928]

Great video, what is the platform a millo? That's the way closed caption spelled it?

[@sherrybeckley4740]

You can use Melo payments and plastic 💥Melio Payments affiliates.meliopayments.com/wk37f5rho39b 💥Plastiq Payments plastiq.com/invite/6v7zqf8

[@carla2928]

@@sherrybeckley4740 Oh, thank you!

[@seeufilms]

​@@sherrybeckley4740isn't Plastique in trouble?

[@sidwhite622]

Awesome video

[@sherrybeckley4740]

Glad you enjoyed it re informative! Is there a specific topic you’re interested in learning more about?

[@trecaesar9820]

Free Game 😮she blessed 😇

[@medznbill7358]

I asked for an increase of flagship to be more than 25k and they declined me saying i have reached the max for this card

[@sherrybeckley4740]

How many other cards do you have with Navy Federal? Explain in his video 80,000 is maxed across all navy federal cards. The flagship you can go all the way up to 80,000 but if you have other credit cards they going to split that 80,000 up

[@epifanioroblesjr0539]

So I really need your help to fix my low and bad credit so I can get out of this bad situation because my score is currently 552 and I really need to get it up in the 700's!

[@sherrybeckley4740]

I'd be happy to assist you with your credit situation. Please feel free to message me on my website, and I'll provide you with personalized guidance on steps you can take to improve your credit. Looking forward to helping you achieve your financial goals! www.quickguidehowtoboostyourcredit.com

[@ryaninSartell]

Just live within your means and pay your bills on time. That's all it takes.

[@fabianrobles6514]

Sherry thank you for the info. I’ve signed up for the Elite credit program to repair my credit. Also I wanted your opinion. I have a 714 trans union and I currently pre-qualify for the Flagship and More rewards cards at Navy Fed. I’ve been a customer for 6 months now with two accounts and direct deposit. What should I do? Thank you

[@sherrybeckley4740]

Congrats on signing up for the Elite Credit program! With your credit score and established relationship with Navy Fed, you’re in a strong position. Since you’re pre-qualified, it’s a good time to apply for the card that best fits your needs. The Flagship card offers great travel rewards, while the More Rewards card is ideal for everyday spending. Choose based on which aligns better with your financial goals. If you need more personalized guidance, feel free to reach out!

[@thomasina1418]

Thank you ❤

[@sherrybeckley4740]

Thank you so much for watching

[@barbieamica2023]

Hi Is it better to pay off your entire credit card balance or to leave some to show utilization when they report it to the credit bureau?

[@sherrybeckley4740]

It’s better off by paying it all down to zero

[@barbieamica2023]

@@sherrybeckley4740 thank you 🙏🏾

[@barbieamica2023]

@@sherrybeckley4740thank you. By the way do you recommend using the credit card dashboard on the navy federal app?

[@patriciablair8158]

Hi Sherry I been listening for a while my problem is I have some collections and charge-offs my biggest issue is a lot of inquiries hard inquiries

[@sherrybeckley4740]

You may want to check my elite credit system. It will address all those issues. theelitecredit.com/

[@TraderTre505]

Good Strategies thx

[@sherrybeckley4740]

No problem! If you have any questions, please drip it in the comment section ☺

[@tashcriss5141]

Sherry I followed your instructions and was approved for the Flagship card and I can't thank you enough, at what time should I request a credit increase?

[@sherrybeckley4740]

That's amazing, congratulations! 🎉 For a credit increase, it's generally a good idea to wait at least 6 months after opening the card. This gives you time to build a solid payment history. Keep up the great work!

[@rodstephens8846]

Hey Sherry, how are you? Say if you're already a member of Navy Federal but your credit is not great and you don't have a personal card with them but you already have a LLC and EIN. Can you still apply for a business account with them and get a business credit card?

[@sherrybeckley4740]

No, if you do not have a 670 Credit score on Experian you should not apply for the business credit card because it is a higher standard. You should take the steps to improve your personal credit score first.

[@chinweokeke-henry2577]

PLEASE HOW BECAUSE I TRIED IT NEVER WORKED FOR ME CAN YOU HELP ???

[@sherrybeckley4740]

I broke it all down in the video

[@heathleitner3553]

It wasn't suppose to because it all bullsh8t misinformation. Recycled regurgitation for youtube monetary gain. Please stop wasting your time and DO YOUR OWN DUE DILIGENCE. 😢😢😢😢😢😢😢😢😢😢

[@marcusswygart1269]

I’ve tried as well

[@MarcusJohnson-y1d]

I need some advice I have an EIN that I haven’t used in a while does it expire and how can I start with a new name or use the same company name I had before

[@sherrybeckley4740]

An EIN (Employer Identification Number) doesn’t expire as long as it’s tied to an active business. If you want to use the same company name, you can keep the same EIN. However, if you’re starting fresh with a new business name, you may need to update your records with the IRS or potentially apply for a new EIN depending on your business structure. Let me know if you'd like more details on how to proceed!

[@kingalshosa3543]

Great content ❤ty

[@sherrybeckley4740]

I’m always looking for ways to provide more value. Also, I’d recommend checking out our subscription-based system at The Elite Credit for more in-depth help. theelitecredit.com/

[@vintagevibezmusicgroup5466]

Thank you, im going for the business account

[@sherrybeckley4740]

Best of luck! and let me know if you have any questions

[@vintagevibezmusicgroup5466]

@@sherrybeckley4740 like to know more about your Ai system

[@biggthirsty2089]

But it helps with your internal score with navy federal, because that's just one more product you are using of theirs

[@the_balancedbeauty]

Hi sherry in doing the product change do I need to wait to ask for a credit increase after 90 days once the product been change?

[@sherrybeckley4740]

When it comes to requesting a credit limit increase after a product change, Navy Federal typically considers factors such as your payment history, credit utilization, and overall creditworthiness. While there isn't a strict waiting period after a product change before requesting a credit limit increase, it's generally a good idea to wait a little while to allow the change to be reflected in your credit profile. Feel free to reach out if you have any more questions or need further assistance!

[@rileyjones4478]

I have the flag ship 25k out the gate how can I up the amount

[@charissahartunian3627]

What if I don’t have a connection to join? Any suggestions? Thank you C 🌺

[@sherrybeckley4740]

If your grandparents was even in the military you can join

[@2HeidisMom]

I joined for checking and savings using my dad’s discharge papers (WW I l vet) with no problem. But they won’t if you have no proof of service.

[@truthseeker3881]

🔥🔥🔥♥️ thx

[@sherrybeckley4740]

Thank you for checking out the video

[@Lynch88]

I watched this video last night and was approved for the product change from the cash rewards to the Flagship this morning. Rate stays the same but i wasn't told the credit limit. Does it stay same as the previous card? If so, would u recommend asking for a CLI?

[@LonnyC.Recovery]

Question: What if I have a high balance on my flagship card already, can I try for an increase?

[@sherrybeckley4740]

How high is your overall utilization on the credit card?

[@LonnyC.Recovery]

My credit score is below 680

[@sherrybeckley4740]

@@LonnyC.Recovery what’s your current utilization on your credit card?

[@LonnyC.Recovery]

My Flagship utilization is 91% !😢 But my overall utilization is 62%🥺

[@sherrybeckley4740]

@@LonnyC.Recovery you will need to pay down your credit cards but I have a strategy to help you faster I’m gonna make a video on it because if I try to explain it to you you will not get the concept so I will be making that video by next week and you follow that strategy and you can get that down in about three months and then go for business credit card

[@LooseJointhiphopdance]

I recently did pledge loan for &k paid off 95% and will pay off the rest in a 24 month term. Was that a strategy that won’t help me?

[@sherrybeckley4740]

You would increase your credit score faster with the steps that I listed in this video. You need to make a number of Payments in order to see your score to go up so it may take six months before you see an increase in your credit score

[@LooseJointhiphopdance]

@@sherrybeckley4740 thank you for your reply. I’m ok with waiting 6 months for my score to go up. My FICO 9 is at 750 and FICO 8 is 738 on Transunion.. I’m in good shape no delinquencies just about 7k in personal credit cards but my plan is getting to 800in 6 months I don’t yet have the Flagship cc but my morerewards card has 33k limit and only 400 debt on that card which I will pay off before the SDD..

[@kymeikothompson2525]

I have a platinum card with only 4200 limit so you suggest doing a product change and then apply for an increase? I’ve had this card over a year and my internal FICO 9 is a 749.

[@losxlakers]

Do you need to be affiliated with the government to join? Do you have a tutorial on joining? Thank you.

[@sherrybeckley4740]

I broke down ways in the beginning of the video to become a member

[@amielawhorn3537]

So my brother WAS in the Navy but not anymore. So I would NOT be able to join Navy Fed???

[@sherrybeckley4740]

If he joins then yes he can let you in

[@jeanellab]

Good morning! Where is the product change option in the app? I cannot locate it.

[@sherrybeckley4740]

Hey there, you can check it in the description box. All links are added there

[@dawaynelemon5911]

I’m just trying my luck 🍀 for a 😊😊 I’ll

[@sherrybeckley4740]

Thank you for checking out the video

[@qt3dot14ish]

There shouldn't be any element of luck. If you qualify, you should get access. If you don't qualify, you won't get access. No luck involved. Good luck!

[@HeadlinerMagic]

If I have the pledge loan already. I did 4k for 4 years but paid 90% up front so I only owe $350 left now. I pay 5 buck each month just to let it roll. Should I just keep it like that or pay it off. Thanks for the great video. Marcus

[@sherrybeckley4740]

Thank you for watching the video! In your situation, since you only owe $350 on the pledge loan and are paying $5 each month to keep it rolling, it might be more beneficial to simply pay off the remaining balance. This way, you can clear the debt and avoid any additional interest or fees that might accumulate if you keep the loan open. It's always a good idea to prioritize settling outstanding debts whenever possible. Best regards, Sherry

[@ThaMagic2023]

I have a question how do they score your credit internally?

[@sherrybeckley4740]

Navy Federal Credit Union (NFCU) scores your credit internally by evaluating your credit score, account history with NFCU, debt-to-income ratio, employment and income stability, and recent credit activity. These factors help them assess your creditworthiness and determine loan approvals, credit limits, and interest rates.

[@tiapatricerob]

I've had a credit card and personal loan with them. I had to file bankruptcy. I'm still a member. Would you suggest applying for a credit card with them. I'm in a better financial situation. Thank you for your advice.

[@sherrybeckley4740]

Given your past bankruptcy and improved financial situation, it may be worthwhile to apply for a credit card with them, especially if you've had positive experiences as a member.

[@gregorygibson-oc1yl]

Too much money on the table to worry about haters. FACTED

[@rickyjackson7653]

Im with NFCu. I have a saving & checking account. My credit score is in the 5's. Ive started my business last year. What do i need to do to get l Ioan & my business rolling? Thanks in advance

[@sherrybeckley4740]

You will need to increase your credit score. For the business side you need is 680 credit score and up

[@BornPraising]

Hello Sherry, I have the cash reward card over $5000 limit, I've had it for 2yrs, NFCU denied my limit increase request last year. My utilization is now up and credit score has definitely dropped. I have recently started LLC with EIN last month. What can I do at this point?

[@sherrybeckley4740]

To improve your situation, focus on paying down your current credit card balance to lower your utilization ratio, review your credit reports for errors, start building your business credit with your new LLC, and consider applying for a new credit card or secured credit card to help rebuild your credit. Hope it helps!

[@aprilobrien584]

Will this work for someone who previously had the flagship card whom settled debt for less than owed.

[@daciasdiy1861]

Damn! i don't know anyone in the military

[@sherrybeckley4740]

Even if your grandparents served in the military you can still get in

[@DaContentGod]

I got in through my girlfriend who dad was in the military. You just need to know a member

[@daciasdiy1861]

@shirleyscreation4561 my uncle was in the army 🤦🏽‍♀️🤣

[@daciasdiy1861]

@@DaContentGod so what did your gf dad have to do ? He had to sign for you ?

[@synkairos7227]

@@daciasdiy1861they just have to give you their Member ID to sponsor you when you sign up for the account.

[@joyannepinciaro9608]

Do you have to have the service members permission to use them to get a credit union acct? My brother was in the service but we don’t speak.

[@sherrybeckley4740]

You can call customer service and find out what evidence you would need to join

[@tomwilliams954]

Sherri I watch all your videos I had A7 20 credit score I pay all my Bills on time I have 15 accounts 12 credit cards and 2 personal loans and everything gets paid on time I'm only using less than 20% of my total credit and my scores have been plummeting from 720 down to 599 which is the lowest and 620 and 635 what am I doing wrong Please I need your help I am trying to try to buy a house next year

[@sherrybeckley4740]

Hello Tom, Let’s first start off with where are you viewing your credit scores and did any new negative account hit your credit report like a collection?

[@MrChargers24]

Can i get a business credit card even though i dont have a business?? Thanks Sherry

[@sherrybeckley4740]

Yes, you can still get a business credit card even if you don't have a formal business. Many people use business credit cards for side hustles, freelancing, or even as sole proprietors. You can apply as a sole proprietor using your own name and Social Security Number instead of an EIN. Just be sure to use the card responsibly and keep personal and business expenses separate.

[@shoniegirl4460]

How can I get a Nfcu credit card when my direct deposit goes in my bank account and I don’t make much.. plus I have alotta credit out there with different cc companies..??

[@sherrybeckley4740]

You can apply for an NFCU credit card by demonstrating responsible credit use and managing your existing credit. You can also check your eligibility

[@Ch.aislePlease]

Does it matter if you have balance? Thank you in advance

[@sherrybeckley4740]

Yes, having a balance on your existing loans can impact your loan application. Lenders will consider your overall debt load and credit utilization when assessing your ability to repay new debt. A high balance may affect your credit score and debt-to-income ratio, potentially influencing the terms or approval of your new loan.

[@Ch.aislePlease]

@@sherrybeckley4740 thank you Sherry does also apply to getting another credit card with Navy or another card company

[@daciasdiy1861]

Does the person tgat you know in the military have to sign off on you having a bank account ?

[@passionthakonnect]

Hi, thank you for the information. I have a personal CC @ 20k and a 9k business CC all through navy federal. Is it possible for me to do the product change for the flagship card on the business side ? Or would I need to obtain it on the personal side only. I’m currently at a 700 with Eq 690 with TU/EX

[@sherrybeckley4740]

Since you have a personal credit card and a business credit card with Navy Federal, you may have the option to upgrade your business credit card to the flagship card. However, it's essential to reach out directly to Navy Federal to inquire about their specific policies regarding product changes for business credit cards. Hope it helps!

[@Rhonda-dz5er]

Hi Sherry i just purchased your Quick Boost Credit but maybe I didn't completely understand. Do I have to send All the letters and disputes; Will I speak to anyone one your team? I will really looking for a Team that could do these things for me

[@sherrybeckley4740]

Hello there, thanks so much for purchasing the book. All my tools are DIY and I am happy to guide you all throughout. Please forward all your inquires here to my website www.quickguidehowtoboostyourcredit.com/contact-us. Thank you so much!

[@K_CashinOut]

Great 💎 's ✌🏽 👀

[@sherrybeckley4740]

Thank you so much for watching!

[@forever2four]

Hey sherry i wanted your opinion on something, I recently added a kovo account 2 weeks ago they haven’t reported yet and my fico is in the 700s profile a lil thin but i do have a self install already. Should i cancel the kovo asap before it reports because they do give that option? I ask because i heard you say those credit buildup are better for people in the 500-600. And the kovo will add new age when it report should i keep or cancel asap?

[@sherrybeckley4740]

If you have a thin credit profile I would keep it

[@spirituallysoaringhigh6089]

How soon should I apply for a card after having a secured card

[@sherrybeckley4740]

You can consider applying for an unsecured credit card after about 6 to 12 months of responsible use of your secured card.

[@elleselixir]

What if my sister is the one in the Navy? Does that count?

[@markwethington9883]

Whats the name of the App You mentioned about moving money with Mastercard? Thanks

[@sherrybeckley4740]

You can use Melio or plastiq

[@markwethington9883]

@sherrybeckley4740 Got it. Thank You!

[@harlemworldking7942]

Excellent Video. Yea I Have Few nvfd.crds. just in Process getting My Utilization down So can look right. Rt not moving all thirsty. ​@@sherrybeckley4740

[@Black____]

Navy federal is cracking down.

[@sherrybeckley4740]

This video is about their products so there’s nothing to crack down on

[@Grenlabelmusicllc]

What if you play the loan off early

[@shaungibbs5309]

Can you apply with only a savings account with navy?

[@sherrybeckley4740]

Yes, you can apply for credit products with Navy Federal Credit Union (NFCU) even if you only have a savings account. However, NFCU will evaluate your overall financial profile, including your credit history, income, employment status, and the standing of your savings account. As long as you meet their membership requirements and maintain good financial habits, having only a savings account should not prevent you from being considered for credit products.

[@dericksw6572]

Mrs. Sherry i really need your help. I'm ashamed to say, but I'm old school when it comes to social media. 😢... Is there a way i could personally talk to you??

[@sherrybeckley4740]

NO worries at all! Please contact me directly to my website as it goes directly to my mail www.quickguidehowtoboostyourcredit.com/contact-us

[@williebunn]

Hellon,I have a 500 dollar secured card 560 score. I want move a brand new LLC from BOA to navy . Please help with the next move.

[@sherrybeckley4740]

What you would need to do is open a business account with Navy Federal with the LLC. Just take the money out of the Bank of America account and close it out if you don’t want to do business with them anymore. Bank Of America will give you a Secured Business Credit card for your business. Please understand if your credit score is 560 Navy Federal will not approve that low credit score for a business credit card. Your credit score must be 680 and up

[@dantecornish2229]

How can I sign up for coaching

[@sherrybeckley4740]

Here’s the link 💥The Elite Credit system theelitecredit.com

[@leonharris6821]

February the 23rd of this year

[@sherrybeckley4740]

What’s this date?

[@girlwakeuppodcast4622]

1.)How long after you open a Buisness account can you apply for the Buisness card? I have a 20k Platinum it's almost maxed out. 2)Do i need to put money in the Buisness account before I apply for the card?

[@sherrybeckley4740]

You need to bring down your personal credit card utilization before you apply for any business credit card and have a 670 credit score and up. Yes to open any bank account you must put money into it. Banks have requirements Of how much a deposit you need to put into the account in order for the account to be open

[@girlwakeuppodcast4622]

@sherrybeckley4740 thank you!

[@lindawalter5188]

I want to start a business. How should I start?

[@sherrybeckley4740]

I have few videos on how to start a business and leveraging the use of credit. You can start watching this one kzbin.info/www/bejne/ZoW7iIumosapndE

[@bruceperry2092]

Make sure their branches are conveniently located before you commit to N.F

[@sherrybeckley4740]

They have Zelle you can transfer money into them or direct deposit.

[@sherrybeckley4740]

They have Zelle so you can transfer money or still use direct deposit to your accounts connected to the debit card they send you. I lived in Jersey and still was a member in the branch was an hour away. We live in a technology age and it didn’t stop me

[@bruceperry2092]

Sometimes I like to go to a branch to withdraw a few thousand dollars cash or make a deposit

[@meyonmastermind7497]

They also have co op ATMs you can use as well. Just in case.

[@lookatmeyo]

i always wanted this card 😢 i got a charged off navy federal checking account i need removed and a cash rewards help me i wana get back rigut with them

[@sherrybeckley4740]

If they charge off with Navy Federal all you have to do is just pay them

[@lookatmeyo]

@sherrybeckley4740 rule number 1 never pay charge offs or collections

[@synkairos7227]

You have to pay them off. Navy Federal is very forgiving with letting people with charge offs come back but you HAVE to pay them off before they’ll let you back in.

[@TDOGGYDOGG6983]

High beautiful wifey! Thanks for your update

[@sherrybeckley4740]

Thank you for watching!!!

[@lenniamartin]

You can’t be a member this doesn’t pertain with people that’s a member and that owe them😭

[@sherrybeckley4740]

I’m not understanding the question. Yes you must be a member of Navy Federal to apply

[@Khareem-x7b]

Hello Sherri can you send me the inquiry ebooks

[@sherrybeckley4740]

Here there, please check links in the description box. All links should be there :)) Thank you

[@jarvispayton2714]

How do I get this with bad credit

[@sherrybeckley4740]

I break it all down in the video

[@robbiecross4914]

I just need your all around help please ma'am my credit score a 619 and i need funding i drive for lyft 3 years i do have business i need help

[@sherrybeckley4740]

Hi there, I’d be happy to assist! With a 619 score, there are definitely ways to improve and increase your chances of securing funding. Let’s start by reviewing your credit situation and exploring steps to boost your score. Have you looked into business credit or ways to optimize your personal credit for funding? Let me know how I can guide you!

[@africaribbean6351]

Stop always being so thirsty 😂😂😂 ouch Sherry 😂

[@sherrybeckley4740]

😅😅😅

[@wandaeubanks5306]

I have 3 cards from navy can I convert them into one card 1 25 thousand and 4000, 2000

[@skinbrow-waxqueen]

I have a NFCU business account It's been a month and a half since opening it. How long should I wait before applying for a business credit card?

[@sherrybeckley4740]

It's great that you're thinking about building your business credit! Generally, it's a good idea to wait at least six months after opening your business account before applying for a business credit card. During this time, focus on establishing a positive banking history with Navy Federal Credit Union (NFCU). Make regular deposits, keep your account in good standing, and demonstrate responsible financial behavior. After about six months, NFCU will have more data to assess your business's creditworthiness, which can increase your chances of approval for a business credit card.

[@skinbrow-waxqueen]

@@sherrybeckley4740 Thank you, I already have personal checking, savings, direct deposit, and one credit card for a year. Just building that relationship! Thank you again💛

[@keithh3099]

What good is more credit? You still have to pay that back!

[@sherrybeckley4740]

You should use your credit to get assets that make your money. Your business will pay it back. This is why we’re talking about Business credit in this video

[@sydneyriley3092]

Hi Sherry, I have a 683 fico score and I prequalified for all of NF credit cards but I am thinking about starting with the green cash rewards card. My question is I've been with NF for over two months I have direct deposit with them and also I have done the pledge loan. I want to get a high credit limit so do you think it is wise to go ahead and apply since I've been prequalified or just wait one more month? And also I just clean my entire credit so no negatives but I don't have much accounts. I have about six and my credit age is 6 yrs. Would really appreciate your advice 🙏

[@sherrybeckley4740]

Considering your clean credit history and established relationship with Navy Federal through direct deposit and a pledge loan, applying now could be a wise choice, though waiting another month could potentially strengthen your credit profile further. If you need further advise please message me on my website www.quickguidehowtoboostyourcredit.com/contact-us

[@sydneyriley3092]

@@sherrybeckley4740 Thanks Sherry, will do!