Aditya Birla Activ One Detailed Review | NO WAITING PERIODS | No Age Limit | Gurleen Kaur Tikku

Aditya Birla Activ One is a unique health insurance plan that offers Day 1 coverage for 7 chronic conditions, including high blood pressure, diabetes and asthma.
The plan also comes with attractive benefits, such as a 100% HealthReturns benefit, claim protect benefit, super credit benefit, super reload benefit, etc.
WATCH THE VIDEO FOR MORE DETAILS :)
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#adityabirlaactivone #healthinsurance #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@kavinash.]

There's been so much competition among insurers that in coming years even PED waiting will be removed in future.

[@rupesh99chopade]

Please prepare comparison video between Aditya Birla vs HDFC ergo vs niva Bupa Reassure

[@ashwanigupta2963]

Niva Bupa worst company. Suru me meethi meethi bate karenge but claim reject kar denge policy lene ke bad. aur kahin koi sunwai bhi nahi hoti..

[@rkmindia5386]

I am 64 years male with pre existing heart condition. My bypass surgery was done in 2003 & angioplasty were done in 2016,2019,2023 & mitraclip in 2024. Am i eligible for Aditya birla vital plan for 50 lakhs cover

[@devendranaidu3394]

Wonderful info . It's helping not only customers but also health advisors like me to build our business . God bless u with all the growth that u deserve

[@jairaazthandhara7898]

Very good information based on which I had taken active one max from policy bazaar with chronic illness rider but still they asked me to pay extra money for the same existing illness.I really don’t understand why?. I am also porting my 10 year old policy ,which is bringing all my existing benefits. I think to take a health insurance policy I need to be a CA / PHD it is very complicated there so many twists and turns. If I cancel after paying my money will get deducted GST and COMPANY medical test cost will deducted. Please guide us is it advisable to buy from policy bazaar or direct from Aditya ? Thank you.

[@santhosh2513]

Why do you take a rider if you already had a policy? You have covered all the waiting periods right ?

[@randomstuffsofdayandnight]

Thank you for the info. But Ma’am I heard that Aditya Birla support service is not good compared to niva bupa/care. Is that true ?

[@ajayshekharsingh2618]

Yes

[@OyeViraj]

Compare Activ Fit Plus and Activ One And which is suitable for whom..

[@roudur1]

Portable with earlier period benefit? Premium protection. Means whether premium increase every year?

[@lrsreddy1709]

PED waiver RIDER premium how long we have to pay extra premium for 3 years or throughout policy?

[@sharmasandeep044]

Kya aap ye plan suggest karenge???

[@GurleenKaurTikku]

We can only suggest a plan depending on the person's requirement & medical history. If this plan meets your requirements , then you can choose this but please do your due diligence before choosing any policy. Also, if you require any assistance, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you & keep watching 😊

[@rajeshkumawat9561]

Mam kanha milegi I searched aditya birla website have not this policy, have only active one nxt only?

[@rajeshkumawat9561]

Plz reply mam

[@onesidelover-rj]

Contact me for Aditya Birla insurance

[@prabhatranjansahu2508]

At present I have platinum enhanced plan, which will be expired on July-2024, can I shift to this plan?

[@GurleenKaurTikku]

You can connect with your insurance agent or insurance customer car to check whether internal portability is available or not.This is indeed the latest plan offered by Aditya Birla & thus have all the best benefits.

[@chandanys6593]

Hello mam, I obtained health insurance for my parents in 2021. At that time, they were not experiencing any health issues and were not taking any medications. We did not undergo any medical tests before purchasing the health insurance policy. However, after one year (2022), we conducted a comprehensive body checkup and discovered that my father had thyroid issues, high cholesterol, and diabetes. It's possible that he had these health issues before obtaining the policy, but we were unaware of them. Additionally, they were not taking any medications at the time of purchasing the policy, and they still do not take any medicines as they are currently in good health. Can the insurance company reject the claim based on this information? How good disclosing those health issues now?

[@yasinqureshi1998]

It's always good to disclose at the time of renewal

[@chandanys6593]

@@yasinqureshi1998 But it's not a pre-existing disease, right?

[@yasinqureshi1998]

@@chandanys6593 that's correct, but the disease is developed post policy purchased. In this scenario you have to keep the insurer updated at the time of renewal.

[@varunshukla6950]

Ma'am I think Air Ambulance is not covered in this plan can you please confirm.

[@Surajvaish-p2s]

Hai

[@varshapatil2800]

Policy lenese pehle.... Diagnostic test karna jaruri hea....? Aur BP, diabetic and cholesterol. Ditect hota hea to kay kare... Pzz rpy as soon as possible... thanks for this video.

[@Sahilbhange2]

Policy lenese phele sare test Karo uske baad agar koi disease hota hai tho update Karo policy me simple

[@Lina-cz5yr]

Can zone/tire 3 customers take their treatment in higher/zone 1? Any Co-Payment applicable?

[@GurleenKaurTikku]

Yes, can claim in zone 1without any co payment, one should have a valid address proof of zone 3

[@iamstilllearningthekoreanl1228]

Thank you, This Active one Next plan right?

[@aahilkhan9924]

Hello mam help me 🥺 phle to dhoke se policy di gyi muhje or fr cancel krane ke bad ,2 month ho gye refund nhi mil rha 10 bar call bhi kr chuka hu vo shi se btate nhi bs ye bolte 5 7 days wait kro or hota kuch nhi mam asi sarvise milegi customer ko to kon lega policy 🙂🙏💔so please help me

[@AmarGupta-y2v]

Konsi policy li thi bhai

[@rimpulkhound8157]

Mam agar kisi ko Hepatitis B detect hua 2 saal pehle. Kya usko koi bhi company Policy issue karegi?

[@rajesh_financial_consultant]

Ek person ko last month 11 December 2023 ko heart mein stunt dala hai. Toh kya hum usko yeh plan de sakte hai ?

[@praveenjaiswal5012]

PED WAITING PERIOD IS NOT THERE? Or only for those mention in the chronic list will be part of ped? Do we have any waiting period for specific ailments/procedure?

[@WellnessMates]

Only for declared chronic conditions

[@randomstuffsofdayandnight]

Ayush can be claimed on the it’s a government right ? And cashless is not available for Ayush. Correct me if I am wrong.

[@gauravsatpute192]

In this plan can we add maternity benefits plan..having waiting period for 3 months

[@sachinnalawade7051]

for maternity purposes can use this policy

[@itshemant4you]

Madam, mere wife ko AVN hai... use Niva Bupa Reassure 2.0 plan nhi mil paya.. kya is condition mein . Aditya Birla Active one me health insurance mil sakta hai?? Kindly guide. Thanks

[@kapilmadan1]

yes

[@suvankarchakraborty7496]

Activ one policy SA 5L not available in web and apps.

[@bhatta005]

Ma'am...Thanks for the info...Very helpful... Can you calculate the approx premium for both my parents who are senior citizens for a cover of 20 lacs

[@parmy04434]

Hello Mam, Can I get this policy because I already had heart surgery 14 years ago?

[@prasadpalsodkar342]

If I had been operated for appendix 10 years back and now I am perfectly fit and fine, doing regular exercise and yoga. So can i get this policy? Pls reply. Thank you

[@avinash4sweetgirls]

Yes u can

[@SmartWizzard]

Mam HDFC ergo vs this policy which one to take. Ergo saying 3yr waiting period for pre conditions. but I am worried about cashless claims and rejections.

[@akshaynayak7092]

Konsi li first aapne

[@brahmjotsingh]

Please differentiate between aditya one vs hdfc ergo vs niva bhupa reassure 2.0

[@samratmukherjee2574]

Can we pay premium monthly basis?

[@vivekkumar-om5gh]

I am unable to find this plan Active one vytl. could you please share the link

[@GurleenKaurTikku]

www.adityabirlacapital.com/healthinsurance/activ-one

[@anantnimbalkar]

Will this policy will be issued to person undergone CABG?

[@jhundlani]

I am type 1 diabetic , i have star health diabetic policy , can i port this health insurance

[@SandeepKumar-ei4in]

Yes u can port your policy

[@renuprasad5229]

Ma'am mere bete ko menengitis hai kya ye bimari health policy me cover hota hai please reply dijiyega mai bahut pareshan hu mujhe policy karana hai bete ka par samajh nahi aa raha hai koun si policy me ye bimari cover hogi

[@12345bcpraful]

Mam Ayurvedic mai kuch treatment mai admit nahi hona padta to vo include hai kya ? Plz reply if not how can I add a rider in it.

[@pritambhakta5153]

Is modern treatment available in this health insurance

[@drneelamb]

Kya aditya birala kisi bank ke through bhi milata hai policy

[@healthbimasamadhan]

Paralysis member ko policy mil sakti hai madam please reply

[@RAHULKUMAR-rw2zn]

Madam seems to good to be true. Kya aapke end se yeh advisable hain .Main ek acha health insurance lena cha raha lekin yeh toh bahut acha hain .Aapka assumption kya hain koi loop hole hain kya isme

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊

[@saritarai7892]

Hello mam Kya hum ye plan apne old policy me add kar sakte hai Mera old policy Active assure Diamond hai jisme no claim bonus 150% hai

[@RajatPattanaik]

I am planning to take this plan for my dad. He is 60 year old and suffer from OSA. So, does this plan cover OSA from day 1.

[@GurleenKaurTikku]

Policy will not be possible in OSA obstructive sleep apnea

[@vikasborse8601]

Active one or active one max kya different hai

[@tpsuryaprakash4818]

What happens to loyalty add'l SI during renewal if insured uses the entire loyalty add'l SI for any major claim

[@darkknight377]

Hi ma'am, lets after taking this policy I am diagnosed with cancer after 6 months will I get coverage?

[@asthasaini3337]

No

[@jaspalkalsi9937]

How to calculate premium for different age and cover ?

[@nshakti1]

Will it cover cancer or related to its ??

[@atulgurav729]

Maternity benefits are applicable or not

[@srirupghosh9486]

National Insurance Best Mediclaim Policy.

[@jayesh199044]

Hi Mam. I have active one nxt. not sure you have not informed anything on this.

[@JyotsnaSarkar-tm4qp]

Ckd ,follow up CA tongue,spinal surgery cover honge?

[@AjayKumar-lm4yr]

Mera Aditya ke sath hi 1cr sun insured wala plan expire hone wala hai kya mujhe active one ke sath Jana chahiye ab?

[@moncythomas8815]

Madam, you told only 2 variants available, Max and vytl. But on web site i see Activ one NXT, Activ one VIP and Activ one VIP+ . Can you please confirm..

[@onesidelover-rj]

Contact me for Aditya Birla insurance

[@mangeshpimputkar7144]

What about sub limit and co payment

[@mangeshpimputkar7144]

Cash less treatment is available?

[@rakeysh7160]

Premium pre existing disease min they cover after 1 year ...with add on rider only

[@nitinsharma6004]

No waiting period all covered from one day of policy how it possible

[@GauravSharma-upcop]

Mam maine 5 lakh ka ncb care plan le rakha h 3 year ho gye ise plan m continue kyu ya other policy m port kru

[@anilkumar-ge9hd]

Mam Age 43,36,13,2,1yr. H port krna h premium kya hoga mam

[@GurleenKaurTikku]

For any queries related to health insurance , connect with our team on WhatsApp/Call at 9650706699. Thank you

[@binmark3622]

Maam, Mera health insurance policy abhi 1yr hone wale hai and before 3 years mera Jaundice hua tha , lekin mera eisi kuch v serious nahi aye the . Mei policy lete time batana bhul gya to kya mei renewal time me bata sakti hu kya ..

[@Enjoylife-jz1tm]

Haa batha dena kyu ki report mein patha chal jaatha hai.

[@umaranisampathkumar7619]

Please upload Manipal signia plan details with premium amount for 25 lakh plan.

[@prashantshinde9988]

Can i port hdfc ergo to birla active plan

[@rameshkumargupta5036]

Birla 81 mein agar semester Sara khatm ho jata hai to dobara refill karne ke liye premium wapas pay karna padega kya please tell me

[@k_b5137]

Mam, my husband and mine age is 56 , which is the best plan for ut.?

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊

[@abhishekpandey-uz5kn]

Active one NXT Aditya Birla helth insurance ke bare me please ek video banao plan kaisa hai le skte hai

[@109rituchaudhary4]

Hey do u need Aditya Birla active 1 policy

[@divyanshgupta_0322]

Does it cover ckd patients

[@mnaveenkumar8601]

Refill - Unlimited no. Of times for any illness Then what is difference between taking 5 lakhs or 50.lakhs As we can refill unlimited number of times Please clarify

[@GurleenKaurTikku]

So, refill is unlimited number of times equal to base sum assured For example 1st claim 5 lacs - will be paid Refill trigerred for 2nd claim - 5 lacs - Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket Refill trigerred for 3rd claim if above 5 lacs is used -Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket and so on

[@mnaveenkumar8601]

@@GurleenKaurTikku Thank you got it 😊

[@sandydudy9]

@@GurleenKaurTikku so every refill we need to pay premium?

[@mohandutta1740]

Can kidney transplant patient can take this policy?

[@gourabgorai4561]

2 year waiting period lagega

[@bhaskarmukherjee7518]

It is too good to be true. What is the catch mam? May be yet to disclose.

[@Vaibhav_f1]

More premium for add ons like PED, Claim Bonus etc.

[@arijitsarkar8378]

Activ one next kaisa hai ????

[@KanhaiyaLal-ze3xg]

Is Hepatitis B covered in this policy

[@naveenramachandra1091]

Will this cover avn and total hip replacement from day 1

[@ajaygoyal1085]

Mam ji, niva bupa reassure bonza 2.0 policy and Birla one nxt wali me konsi achi hai, maine niva bupa le li thi, par aap ki comparison video dekh k confusion ho gya so cancel krwa raha hu. Ab btao pls dono me se konsi achi hai , mujhe bp and thyroid bhi hai par biwi ,bache ko koi problem nhi. Bahot tension me hu ab.

[@श्रीवृन्दावनेश्वरी]

Konsa plan liya aapne

[@harshitohri4819]

Mam i have taken Aditya Birla "Activ One NXT plan" for my parents from Policy Bazaar Rs 5 Lakh as Sum Insured. Is this plan has same features as shared by you in video? Kindly tell. If no pls tell the difference.

[@gopaljiverma3505]

Schizophrenia ke patient ko ye policy mil sakti hai ki nhi??? As a pre existing illness

[@rajeshantonyfernandes7309]

Schizophrenia is covered.But Dimentia is not covered in most of the Health Insurance Companies.

[@KM-wd1pd]

All things mentioned are right but all things are addons, so premium will be high

[@suprimdas7726]

Mam mera papa ka age 68 years hai aur mamma ka 57 hai .. papaki shirf blood pressure hai aur koi bimari nehi hai .. koi acche insurance nehi mil raha hai.. jo mil raha hai uska premium ve zayda hai bahoot kuch limited mai ve hai .. mam ye policy mere parents keliye accha hoga keya?

[@inderdeepkaur5102]

Acha hai u can go for it i boughy for my parents

[@sujoyghosh1037]

Insulin patients le sakte haii

[@swapnillandge6903]

Yes

[@rahultanwarinsuranceadviso616]

Mam ye company in house claim settlement h kya

[@anilkumar-ge9hd]

Kya m port kr skta hu

[@dr.rajarambhagwat2010]

Will epilepsy be covered. 🙏🏽

[@Andysgameeee]

Yes, Aditya birla Active One is a very good product and I think within 3 years Aditya birlas plans will be very popular

[@GurleenKaurTikku]

Yes, a new offering ! Do your own due diligence before choosing any health insurance policy !

[@Andysgameeee]

@@GurleenKaurTikku Yes, I am an analyst and I always compare and analyse before investing or buying something

[@OfficialManvith]

​@@Andysgameeee is it good bro

[@shakilismail6589]

Premium?

[@rajkushika2954]

I am using same plan

[@GurleenKaurTikku]

great, Health Insurance Zaroori hai 😊

[@RishiKumar-vb7fy]

Good evening ma'am. Aditya Birla Activ One policy bazar seh dekh rha tha 50lakh. Bhubaneswar city maar ne seh premium 21k aarha, Kolkata maarne seh 24k and mumbai maarne seh 27k aarha. Saare 2 years bundled policy. So agar maine Bhubaneswar maar ke kharida and kabhi future mai mumbai, delhi mai admit hua toh co-pay lgega? As koi option show hi nhi ho rha zone wise payment and selection ka. Premium bachane ke liye Bhubaneswar choose kiya toh co-payment ka koi dikkat in delhi, mumbai, kolkata as hamesha thori Bhubaneswar mai rhunga😅

[@thinkhardly]

Hi., I'm from Bhubaneswar as well. How has been your experience with this plan?

[@ashok23pnb]

Premium for 2 - age 61 and 60

[@shrikantpotdar7381]

आदित हेल्थ इन्शुरन्स का मुझे बहुत बुरा अनुभव है.1) Hospital में TPA Section से कॅशलेस के लिये पेपर सबमिट किया तो मैल आता है की पेपर इन कंप्लीट है. कॅशलेस कॅन्सल करते है.कोई कंपनी का आदमी hospital me visit karna चाहिए .claim settel करणा चाहिए branch में मेन branch ka address nahi बाताते.😂

[@shaluaggarwal5704]

Ipd means?

[@GurleenKaurTikku]

IPD stands for Inpatient Department. This refers to the department where patients undergo treatment that requires them to stay in the hospital for more than 24 hours

[@manishmaddeshiya4817]

i dont see any deduction in waiting period . we have to take rider to reduce to 1 year why are you making such type of video leading to wrong information

[@Jgcbjtscnkkk]

Please बताइएगा,,हम 3लोग (, पति, पत्नी, सात माह का बेटा है,) कोनसा प्लान लूँ Aditya birla active one या Tata supercharge geo? दोनों का yearly premium 12,500 के आस पास है,,Tire C city से हूँ

[@pankajlakhwani1059]

Not saying about this plan aditya birla heath platinum

[@shankar167]

Very helpful info. Thanks

[@Praveen-fu9yo]

Check website , Initial Waiting Period: 30 Days (not applicable in case of accident) For Specified Disease or Procedure: 24 months For Pre-Existing Disease: 36 months

[@ivorsequeira9485]

What is the CSR

[@pareshbhaidarji6597]

Care health insurance advisor Ko shikh ne kuch video please banavo

[@rajuprajapati980]

Mam isme spine operation wale le shakte hay

[@WellnessMates]

All covered. If it is PED, Need to declare

[@Ankur-l6q]

Thank you so much for making the vedio 😊

[@IshikaAgarwal-d7p]

Does they cover cancer after taking policy

[@GurleenKaurTikku]

Yes, covered . If it is a pre existing, then policy is not possible

[@Wow_Wealth]

explanation is good

[@AKPK2016]

Thank you, from last 3 month I am looking for health insurance and went through multiple videos but not finalized but after your video I got clarified and purchased Aditya Birla Active One Plan. Thank you mam

[@ajinkya3780]

Bhaai kaha se liya ye policy? Policy bazaar se liya ya directly aditya birla website se?

[@Vaaishhhhhh]

Hi

[@sonalimaharana7281]

let me know too. did u take it from Policy Bazar?

[@onesidelover-rj]

M sale krta hu Aditya Birla insurance

[@onesidelover-rj]

​Contact me, for policy

[@parmarkrishna]

Very good policy