Aditya birla sun life insurance nishchit aayush plan | absli nishchit aayush plan long term income

[@YouTheReal]

Aditya biral sun life nishchit aayush plan surrender value kzbin.info/www/bejne/e5q5dmCwrKtlf9U Aditya biral sun life nishchit aayush plan whole life income option benefits kzbin.info/www/bejne/robChoOLmJatoMk Aditya biral sun life nishchit aayush plan long term income option benefits detail kzbin.info/www/bejne/qH3KYp-wmLuXmqc Agar link work na kare to aap life insurance playlist check karna apko videos mil jayengi..

[@NA-vt6mz]

Rather buy 1 lakh gold each year

[@aayanshchari8303]

Nice policy 👍👍👍

[@Mrsahil-i6s]

Hello sir I'm a relationship manager at Aaditya birla capital .. if you want more information... You can connect with me ....

[@chandiramnaik856]

Many many thanks.

[@YouTheReal]

Gald to know you find it helpful, Your welcome 🙏

[@Yourspihuuu]

Maine b ye plan liya hai pr log negetiv bol rhe k ye fraud hai kuch nhi milega to sr please aap btaiye mujhe

[@Leanshukla]

Logo ka kam h kehne aap khud understand kro

[@YouTheReal]

Aap sirf apna policy bond me Income Benefit / Survival Benefit Section read karna Fir Maturity Benefit Death benefit section read karna Apko pata chal jayega ki jo apko plan dete time bataya gaya vo benefits us trah se plan me apko diye jayenge ya nahi.... Han company fraud nahi hai lekin missale karne wale log har jagah hote hai...

[@neerajdwivedi_infopreneur]

It's not fraud it's real..

[@gopalsaini847]

Hi if I take policy for my child then may I get the gurantee income on yealry basis or not as in video you said till the minor not become adult no benefit will be paid pls clarify

[@YouTheReal]

Once your child become adult then he will start getting benefits that's why no benefits will be payable till the child become adult....

[@gopalsaini847]

@@YouTheReal Thanks for clarification

[@YouTheReal]

Credits goes to your comment 🙏

[@manmohansarkar5345]

Mujhe ye policy agent duwara galat jaankari dekar sale kia ab mujhe kya karna chahiye pls help.

[@YouTheReal]

Apko direct insurance company ko contact karna chahiye aur agar aap policy ko cancel karana chahate hai toh cancel Kara skte hai refund ke liye bhi kahe sakte hai....

[@prashantkadam8403]

What will be the internal rate of return? For this policy.

[@YouTheReal]

Agar IRR hi main thing hai toh insurance policies avoid kijiye kyoki 4.5% to 6% ka IRR hota insurance policies me .... depend on individual age & policy term...

[@mohnishmachhi9172]

Agar mene policy 3 ya 10 sal me surrender kiya to muje mene pay kiya he utna to milega ya nahi

[@YouTheReal]

Nahi.

[@mohnishmachhi9172]

@@YouTheReal matlab seeda seeda loss me jaunga

[@rajendrabehera9860]

Thank u sir

[@YouTheReal]

Your welcome 🙏🏼

[@Vyuhy]

kya two years dene ke baad withdrawal kar skate hain kya?

[@YouTheReal]

Yes .. aap kar skte hai as per policy brochure

[@prashantkadam8403]

All premium amount will be returned or a part of it?

[@deeptigarg4370]

Benefit tax free h? All benefits?

[@YouTheReal]

Under 80C and under section 10(10D)

[@payaljain9323]

Want to know more about the plan or opt for the plan let me know

[@bhavindesai7550]

30000 premium 8 saal pay karu to kitni income aayegi sirji

[@YouTheReal]

Apko Inka online calculator use karna chahiye jisse aap alag term ke sath benefits Jaan paye..

[@snehasissahu4776]

Sir iss plan ka age limit aapne bataya 55 years hai..... And I was 56 years old jab mujhe ye policy bechi gayi..... Officially I am not applicable for this policy..... Also I don't want this policy so can I complain sir ??

[@YouTheReal]

Yes you can

[@snehasissahu4776]

Sir I have taken this policy without thinking much.....but when I came home and discussed it with my family I realized that I have done a blunder. I asked the agent to cancel my policy the very next day,but he didn't. It have been 2 months that I am continuously visiting the bank for my policy cancelation. Now the agent is telling that policy will get cancelled but you will get only 70% of your amount. I have taken the policy on 31st Oct 2023. The agent is asking me to wait for one year then I will get my entire premium that I have paid. Will I get my entire premium after one year?? Should I wait or cancel the policy?? Please help.

[@YouTheReal]

To Get the surrender value must need to complete full 2 to 3 policy years.... 30 to 35% of total Paid Annualized Premiums.. If they are ready to give 70% of Paid Premiums (as you mentioned) you should have that but must to written complaint to grievance and insurance company & banks key members (you can take the contact details from their websites & use LinkedIn, Twitter too)

[@snehasissahu4776]

@@YouTheReal Surrender value (premium paid for 2 years+interest of 2 years) hota hai kya?? Agar Surrender kiye toh paisa katega??

[@komalkatole]

Can we get tax exemption under 80c

[@YouTheReal]

Yes

[@knprsd_vlog]

Yes...

[@payaljain9323]

Yes..to know more contact me

[@mohitpaliwal9685]

My absli policy rejected so will i get my premium amount back?

[@YouTheReal]

You should do direct contact to insurance company for refund..

[@ShyamSundar-vn2nm]

Common man ko samjhana jaisa explain kijiye.... Isiliye LIC agee hai

[@YouTheReal]

Apne seedhe feedback ke liye apna dhanyawad 🙏 * Note:- Ye channel na toh LIC ka hai Na hi HDFC ka...na ho kisi other company ka.... isliye jesa plan hota hai seedha wesa bata dete hai... Koi script likh kar pitch nahi banate hai....Jo hai jesa policy document me likha hai wesa bata diya.. Baki apke feedback par hum kaam karenge aage se thank you.

[@ShyamSundar-vn2nm]

@@YouTheReal easiest method me batayiye... Aap ka koshish ka dhanyawad

[@YouTheReal]

Apke feedback par hum kaam karenge 🙏

[@ShubhamSharma-hz2tn]

If interested inform me

[@DeepakYadav-cq9th]

BSLI Vision LifeIncome 2013 ditels batao na plz

[@Dineshkumar-jq5ys]

इसमें फायदा क्या हुआ, उससे अच्छा होता अपना पैसा खुद पर खर्च करो।

[@YouTheReal]

Term plan + Health insurance lo.. uske baad jesa Mann kare vo karo...

[@gagandeepsingh-ex7sb]

Ismein commision kitna hai agar agent bankar yeh sale kare to?

[@YouTheReal]

Ye nahi pata Hume.....

[@ajitpathak5218]

Compare LIC's Jeevan Umang Plan with that of ABSL Nishchit Ayush Plan. Please make video

[@YouTheReal]

LIC jeevan umang plan kzbin.info/www/bejne/emikY4isesd6l5o

[@2050sujitnair]

According to you which is good policy??

[@YouTheReal]

Koi bhi life insurance plan ek individual ki financial planning ke according hona chahiye...Jo hai wahi plan sahi hai

[@thingswecreative9090]

Hello Aparna, Nischit aayush plan is good... Where you get better returns for morethan 30 years with Guarantee bond...100% secured plan

[@manishasamanta2341]

Pp

[@thingswecreative9090]

Hi Manisha, I didn't get you? Can you be more clear?

[@MukeshMukesh-bz8pk]

Badiya pilan lag raa saa yoo

[@anusritripathi271]

Out of the three options of long term variant, which one will give best output as investment? Kindly help in this matter.

[@YouTheReal]

It totally depends on an individual need /requirement/planning ... All options are different.

[@thingswecreative9090]

You can opt for the plan where you get less returns and more lumpsum.. example if you pay one lakh every year till 12 years.. From first year onwards you get 36k as returns morethan 30yrs and after 30yrs you get lumpsum amount around 18lakhs... Where you get death benefit of 10lakhs and also Tax exemption under 80c and 1010d

[@pythonenthusiast9292]

​@@thingswecreative9090the tax exemption you are saying. Does it mean the income and the final lumpsum that we will get all will be without any added tax right?

[@679Harish]

Level income with inhance lumpsum

[@YouTheReal]

Video already available hai life insurance playlist me

[@Yourspihuuu]

Sir ye fraud to nhi hai

[@YouTheReal]

Company fraud nahi hai... Baki apna policy bond read jarur karna jisse apko pata chal jayega ki apko Jo benefits batye Gaye vo apke policy bond me likhe hue hai ya nahi agar likhe hue toh milenge, nahi toh nahi...

[@suhaskasbekar2709]

Yesterday only i pay for this plan now i want to withdraw the plan please suggest

[@YouTheReal]

You can for that do the direct contact to insurance company

[@RiteshKumar-fx5bq]

कुल मिलाकर gumraah ही कर रहे ह

[@YouTheReal]

Hum Pad (read) nahi kar rahe khud se . Kyoki policy brochure me starting page top par likha hai inhone... Aur bottom page par. Aur policy bond ki sample copy ke sath apni website ke product page par bhi...likha...

[@PriyaSingh-jq9jt]

Why in option b calculation based on 33.55% and option one is 37.50%

[@YouTheReal]

That was according to the policy brochure page number 6 .. As per the table Which is available in the policy brochure, Kindly go through with Policy brochure, it's already available at telegram link is in the video Discription

[@anIndian9493]

भाई पैसे पानी में फेंक देना पर आदित्य बिरला कैपिटल का हेल्थ इंश्योरेंस न लेना हजारों बहाने हैं इनके पास क्लेम रिजेक्ट करने के इनकी वजह से 10 महीने से बेड पर पड़ा हूं

[@YouTheReal]

Apka claim kis trah se reject kiya ...aap share kre jisse dusron ki bhi help ho.. Bhagwan prathna hai ki aap jaldi swastha ho jaye 🙏

[@DeepakYadav-cq9th]

15 yer ka plan 300000 Lakh hai

[@YouTheReal]

Apko apna policy bond jarur read karna chahiye

[@eknathpatil2331]

HDFC LIFE SANCHAY PAR ADVANTAGE PLAN EXPLAIN SIR

[@YouTheReal]

kzbin.info/www/bejne/gWWphYChqt1sgNU Ye video isi hi plan ki hai

[@yashodathapa8195]

It's seems difficult to understand 🤔

[@YouTheReal]

Thank you for your feedback 🙏

[@PriyaSingh-jq9jt]

Do let me know

[@YouTheReal]

I replied to your query.. Thank you for your comment 🙏

[@DeepakYadav-cq9th]

Samajh mein nahin a Raha hai sir

[@YouTheReal]

Thank you for your feedback 🙏 And I AM Sorry 🙏

[@ravidahiya5004]

I can explain you in detail sir

[@joedcunha7071]

Nischit paisa down drain, they never pay back will find an excuse to cheat you

[@YouTheReal]

Share your complete experience so that upcoming viewers can find that helpful

[@jasmeetsingh6005]

If we give 10 LPA and take 30 year policy and survive. We get -->37500*30= 1125000(375000 every year) -->2000000 Total 3125000 Is this correct?

[@YouTheReal]

I can't commit.... Do watch the video till the end and go through with Policy brochure atleast to get the perfect answer

[@muralikrishna-wz6nv]

Who knows your Hindi?

[@YouTheReal]

सही बात 🙏

[@Sahil8107.]

Sir aap itna jaldi jaldi bata rahe ho mujhe kuchh samajh me hi nhi aaya kya isme fayda h ki nhi ye Lena chahiye ki nhi bas itna bata do

[@YouTheReal]

Agar insurance company apko sahi lagti hai aur aap ek guaranteed Regular Money Back plan chaha rahe hai aur maturity benefit bhi chaha rahe hai ...par long term ke liye toh Han aap dekh skte hai is plan ko.. Kyoki guaranteed return wale plan ka return aisa hi raheta hai..jesa video me batya gaya hai..

[@optiliteopticals2209]

Nahi samaj me aya Sab gol gol hai.

[@YouTheReal]

Thank you

[@YouTheReal]

Thank you

[@ShyamSundar-vn2nm]

Kuch samajh nahi

[@YouTheReal]

Sorry 🙏

[@Santhosh_HS]

100 %useless scheme, why because if we have to pay 1lakh premium per year for 10years for example, they go on giving 37500 every year for 40 years suppose, for every year upto 10 years we should pay 62500/-.= 100000-37500... .After 10 years it becomes 6,25,000/-, remember all these ten years we get zero income because we ourselves are paying 62500/-, after 10 years for this accumulated 625000/- we can get minimum 42000/- per year for life long at minimum of 7% interest per annum for bank deposit in any bank rather than just 37500/-.. If interest is more we can get more than 42000/- also.. So 100% this scheme is useless as we get zero income for all ten years we invest

[@anusritripathi271]

But, if kept in bank, the 7% interest that we get will be taxable and 20-30% tax will be deducted from the income every year. Here, the income is not taxable.

[@Santhosh_HS]

@@anusritripathi271 no no it's not now... After 10 years ( after two elected governments) income tax slab can be obviously changed.... Taxable limit will be much more at that time, so many need not pay much tax 👍 As u know obviously for first ten years u only have to pay 62500/- with getting zero income all these years.. 🤔

[@RahulrajR-qs6bw]

@@Santhosh_HS Thats correct but you need 625000/- in your hand to get that 7 % interest right, for that lumpsum capital

[@Santhosh_HS]

@@RahulrajR-qs6bw but it's better than what u r investing in this getting zero income for first ten years.... Isn't it?

[@Santhosh_HS]

@@RahulrajR-qs6bw U need not not have this amount now itself, for continuous 10 years if u accumulate it, then afterwards u go on getting minimum 7% interest maximum can be much more 🤩

[@ramyakc3174]

Most useless plan

[@YouTheReal]

Share your complete experience so that our viewers can find that helpful

[@jiteshpatil5344]

💯 useless scheme

[@lonelytigerop]

No option whole life only long term

[@YouTheReal]

• Aditya Birla Sun Life Nishchit Aayush plan👇 Long term income 👇 kzbin.info/www/bejne/qH3KYp-wmLuXmqc Whole life income👇 kzbin.info/www/bejne/robChoOLmJatoMk Surrender value & Paid-up Policy Benefits👇 kzbin.info/www/bejne/e5q5dmCwrKtlf9U

[@hydernaaz9375]

Waste policy

[@dsenterprises4186]

Why??

[@GajendraKumar-ss4zg]

Froud policy hi

[@YouTheReal]

Apna complete experience share kare jisse humare sabhi viewers help ho....aur samjhe bhi....

[@manasraul4133]

Dont go this plan , seriously it is useless

[@vinayaknayak3919]

The detailed information is very nice. I have a few questions, will you please answer this. 1) Can you please share IRR / XIRR if we want to invest in this plan? 2) The death benefit for the nominee is much less than the premium paid because I have purchased TATA AIA term insurance 1Cr and the premium is 31000 pa (10 Pay) but here Nominee gets less amt. so still should I purchase this plan? 3) How much GST amt need to pay for this? 4) Is it a really good investment plan to invest? Thank you and keep growing Man.

[@YouTheReal]

Thank you for your kind Gesture 🙏🏼 • Term insurance is a real life insurance policy we can't compare it with any kind of Non-Participating Non-Linked individual life savings insurance policy.. Both are very different. Term insurance is unavoidable. • As per current market statistics all guaranteed return (product like nishchit aayush) plans have IRR (internal rate of return) in between 5% to 6.___% (something %) , If we are looking for investment purposes then it's avoidable to opt for this kind of plan ... But if we are looking for a Regular but guaranteed money back from the end of 1st policy year with life cover (during the policy term) then it's okay to go with it (it's totally depend on an individual) with right policy term as per individual paying strength & planing. • If an individual already has 1 Crore life cover and does not want to invest in mutual funds, market based investment option & eligible to have life cover for tax free maturity benefit then can go for it, IF okay with insurance company/like insurance company.

[@vinayaknayak3919]

@@YouTheReal Thank you for the insights. Now I am clear regarding this plan. once again thanks.

[@YouTheReal]

Your welcome 🙏🏼

[@sandeepojha4924]

@@vinayaknayak3919 hello sir

[@sunilkara2096]

I'm also Aditya Birla Sun Life insurance advisor... Someone send me this .. I'm also irritated with this explanation...

[@YouTheReal]

Thank you for your feedback...we will work on it... Based of the video is policy bond sample copy/policy brochure which are available in public domain by insurance company... No Personal input in this video..

[@yogheshkumar8468]

Suggest agent contact number and name in ghaziabad

[@YouTheReal]

Agent detail available at insurance company website

[@GajendraKumar-ss4zg]

Froud policy hi

[@YouTheReal]

Apna complete experience share kare jisse humare sabhi viewers help ho....aur samjhe bhi....