EQUIFAX: Identity Theft - What I had to do!

[@AGeekyGuy]

Has this happened to you?

[@pokahontisxpoka-jai4694]

I need your attorney. Im being disregarded due to my color. They feel i have no rights.

[@pokahontisxpoka-jai4694]

Even with proof of documents for 2 years they still wont stop theses people.

[@AGeekyGuy]

@@pokahontisxpoka-jai4694 identity theft is a huge pain. Have you tried the free FTC.GOV/IDTHEFT website that walks you through everything for any given situation? Feel free to message me on Instagram and explain everything that happened and I can try and give you advice on what I would do in your situation. As for lawyers, best to find one local to you that deals with identity theft/fraud cases. Sometimes it's just getting the right manager at a company.

[@benjaminspoonbeavers1411]

I believe it’s happening right now ..... I just got a new bank account because someone stole 1200 dollars from my last debit card and my completely new bank account just had 300 dollars taken out tonight for something I have never heard of ...... I also received something in the mail that looks like someone applied for unemployment in my name for the state of Rhode Island but I live in Virginia 🤷🏻‍♂️ what should I do .... im honestly kind of scared

[@AGeekyGuy]

@@benjaminspoonbeavers1411 Feel free to send me a message on Instagram and I can try and give you some advice.

[@marhi1631]

It's happening to me right now and even though you said everything I'm only 24 and everything is freaking me out I'm sick to my stomach I wanna throw up, I'm not smart enough for this 🤢

[@AGeekyGuy]

Moonlight Marhi go to www.FTC.com/IDTheft and slowly follow the instructions on creating an account, placing a fraud alert, and each step it tells you to do. It takes time. Change all banking, monthly bills/accounts, and email passwords. Call your bank and talk to their fraud department. They will help you turn on two factor authentication and ask them to put a verbal password on your account when calling so no one can call pretending to be you. Also, when calling back, dispute any charges that you didn’t make. It’s a slow painful process but freaking out doesn’t help. Take a deep breath and start with the FTC site.

[@dreamworld62626]

Me too im 25 and dealing with this now!!!! I feel your pain luv!!!

[@cheekies2485]

Omg I’m 24 too and this just happened to me today I literally don’t know what to do!!!!!

[@Stoic_Metalhead]

I'm 22 and in this situation rn. Scary ass shit. 😖

[@legioncartier5822]

i’m 20 and going thru it this shit is ridiculous. hope you got through it okay

[@apdroidgeek1737]

I wish people who get caught get life sentence or death sentence, identify theft can ruin peoples life sometimes worst than dying.

[@djpaul146]

True I've had contract iPhones sent to my house 3 in two days all in my name

[@amoworldhitta4475]

Im a victim of identity theft and my life is a mess. Now i cant file taxes or get any stimulus checks

[@jrcmes]

@@amoworldhitta4475 Woww how come you can't file taxes??

[@vpclawerr7457]

I agree but I think that most of the people that does this kind of stuff are not even in the US so it’s even harder

[@alexadnan1032]

You are the man, you did the detective's job by investigating this issue, most people would give up or too lazy to do all of that work. Good for you buddy

[@AGeekyGuy]

Alexander Adnan I am a certified ethical hacker so they picked the wrong person.

[@terrytari1891]

He's right! The cops don't help much but it still helps to get a Police Report for your creditors!

[@hernanangeles5417]

Hello. I just wanted to say thank you so much for your video. It really helped me to calm down and assess what I needed to do in this situation. God bless you. I pray your life be blessed with abundance and protection

[@AGeekyGuy]

Glad I could help!

[@DreamBelive07]

Just in case you're just as new to this as I am and are overwhelmed, here's some good basic steps: 1. Put a fraud alert on one of the following (experian, transunion, equifax) and once you let one know, they have to let the other 2 know. 2. Call the FTC number and file a report over the phone - they'll email you a username and temp password (make sure you sign in within 24 hours) and go through their recovery plan checklist. Download.a copy of that report so you have it. 3. File a report with your local police department (mine allowed me to do it online). IF they allow attachments, attach your ftc report. Even if nothing was stolen, still important to do this. 4. Call the fraud department of all your banks so they can put an alert and two factor authentication on your accounts. 5. Change ALL your passwords (especially if you're guilty of using different variations of the same passwords. Turn on two factor authentication on whatever gmail accounts, facebook accounts, or whatever other social media accounts 6. Call the fraud department of wherever/however you discovered your identity theft. Let them know what is going on and send them afadavits if possible letting them know, with a copy of your ftc and police report. We're all going through it together, but we'll be okay!

[@veilsideride]

Happened to me. Be extremely careful when applying to jobs, they sit on job boards pretending to be employers. When it happened to me they gave me a w9,i9(that’s required by law to verify identity) and direct deposit. Your credit report should be able to tell you if they tried to apply for credit cards,loans or anything of the sort in your name. To block them from getting into your accounts you can open another account that your employer pays into, in the event that’s it’s a job scam designed to steal your information and they give you direct deposit forms that get that account and not your actual bank account as a means to protect yourself from that.

[@AGeekyGuy]

I see job scams and work from home scams online daily. Always good to have an online account with one of the credit monitoring companies.

[@sumayayusuf306]

@@AGeekyGuy what do I do they have my ssn I almost got scammed but the work from jobs I applied for that was scam has my snn😬😬

[@Sf4life1216]

i feel your pain and i have anxiety just watching this video. ive been dealing with identity theft for a couple of years now and they wont stop trying to use my information.

[@srstabalot]

I'm currently dealing with identity theft, as far as I know the criminal hasn't succeeded much. I'm doing everything you said and mainly to protect myself, because my mother went thru it and the government wanted to arrest her.

[@AGeekyGuy]

Just make sure it's not that phone scam that says they have a warrant for your arrest but they actually don't just to scare you into paying them.

[@rodneyhigginson9528]

Be careful of government agency personnel as well. I swear everytime I go to a government agency the first thing someone ask me for is my social security number when I already have a case number. Everything they need to know should be under my case number. I'm going to start asking why they need a social when I have a case number, lets see how they react then. 🤔

[@AGeekyGuy]

Even my bank will ask for last 4 or 6 of your SSN in order to access their records under certain circumstances. This is how hackers tried to empty my bank account as they had all my information but what they didn't have is the verbal pass-code I put on all my accounts. This simple trick saved me. Most government agencies ask for SSN as it is much easier and faster to lookup vs a case number. They usually can lookup by case number but SSN is asked out of habit as most people don't know their case number.

[@saraneal4790]

O yeah they do

[@greypeterson628]

Just give your social and freeze your credit. Make your social unusable. When you question the worker on the phone who’s trying to help you, you just end up making things harder for yourself.

[@amandamcmoney693]

Yes I feel the same way why do they do that and why do they have no offense to anybody but Oriental people always asking how are we supposed to know the difference between a scammer and a call person if they're the same accent it's ridiculous

[@GregCalleja]

I've been a victim of this for the past majority of my life. I just turned 19 found out of accounts opened under my name since I was 6 or 5 years old. This is so frustrating 😔

[@AGeekyGuy]

Greg Calleja that sucks! I can only imagine. Print a copy of your entire credit report and go to the FTC website to start the identity theft process. It gives you step by step and can put a 7 year fraud alert with your cell number so no one but you can open new lines of credit. You can also go through the credit report you printed and one by one contact those companies. It will take time to clear each one up to have removed from your credit.

[@phelps2290]

AGeekyGuy ☘️🙏🏾☘️🙏🏾☘️🙏🏾☘️

[@hibana7298]

Ugh same I just now at 22 am getting to fixing this bullshit.

[@Christianjcasal]

Hibana hey this is happening to me to by any chance do you have any updates on your situation as to getting it fixed ?

[@asmartist6557]

Yes me too I just turned 19 and I had no idea about any of this it's so frustrating smh

[@nicholevance1859]

I pay for “Identity protection” and yet I still just lost my entire life. The services I pay for won’t do anything so I researched talked to cops and still nothing...that’s after investigating myself for the last week I literally found the first middle last name, address and Facebook I’d but she already blocked me so I give all these places what I found and they still do nothing. I’m bout to take my first road trip to Texas to deal with it myself

[@scoobysnax8127]

Sigh. Going through it. The loan company are trying to say it isn’t fraud, even though the email and phone number are not mine, but the theif’s. It’s so disgusting. My credit score is wrecked.

[@sarahjeanallison-grap2977]

What if I don't have a credit card . Because I'm just a kid. And I just got an identhift

[@terrytari1891]

I would follow his instructions of going to the cops and google FTC/Identity Theft or ask your parents or your smart relatives & friends to to help you.

[@XercasPathology]

me too. Updates on your situation? Im only 18 i don't have a credit card and barely know what credit is!!

[@Justcrusin]

I just lost my wallet while I was out 9 hours ago and I had my social security card lodged in it 🤦‍♂️ I’m so stressed rn idk how to do this properly I just turned 18

[@cindychau8388]

Any updates? Similar situation :/

[@ameegrant6055]

Report to the police. Contact the 3 Credit Bureau and create a Fraud Alert. Get a Security protection life Lifelock for $9.99 a month. They will notify you whenever anyone tries to use your SS number.

[@EddieJazzFan]

Does Equifax list Bank account numbers? I'm just dealing with this mess. To complicate matters my mail is being stolen too. They took out credit cards in my name and they stole them from my mailbox. I'm trying to get my Dad through chemo during all of this crap too. I put up a locking mailbox......all of this just sucks. I hope you got your situation under control by now. Sorry to rant at ya.

[@EiffelBracelets]

This is happening to me now. I have the persons email address, the name she uses and her actual home address. Also, she forwarded all my mail to her address. What should I do now? The police keep telling me that she isn’t stealing from me she’s stealing from the banks.

[@AGeekyGuy]

I am not sure how things work in other countries but if she is forwarding your mail, she is clearly stealing and using your identity which I'm pretty sure is illegal in all countries. Is her address within a reasonable driving distance? If so, go to the Police station for her city with all the proof. Go into your local post office and demand the mail forwarding be stopped and ask how the forward was setup in the first place. Explain what happened and ask them how to prevent the person from continuing to forward YOUR mail. Stealing from the banks is worse than stealing from you which tells me your Police are a joke. A crime is a crime regardless of who the victim is. Did you follow the link in my video description? It should have you create an account and walk you through what to do. It helps you place fraud alerts that requires credit agencies to text you while speaking on the phone with you to open new lines of credit. All other open credit to include your bank, I would call and ask them to put a verbal password on your account. If you want, send me a message on my Instagram, and I'd love to hear more about what you have going on. AGeekyGuy

[@devdatsinhvaghela8394]

I've fallen victim to identity theft at the moment. Unfortunately they have my ID, my SIN n all. Trying to figure out and stop things before they go back. Please advise if there's anything I can do for the peace of my mind.

[@ryanlarkson7009]

Wow that's so crazy, the police never even did anything for my situation. Did you find out at least if they went to jail for what they did? Serves them right.

[@AGeekyGuy]

The couple were arrested in Montreal Canada but never got any update after that.

[@pinkconfidantp2me912]

I cant log in to my Equifax. And they never have a live representative and ask please log in lmfao how can I log in if I cant log in. What's there email cus Iv been trying for ever 😅

[@YolliesArtLife]

This is awful that it happens ! I'm crying watching this ... while I was working somone stole my credit & purchased items ...

[@AGeekyGuy]

Yeah, it's tough but try not to let it get you down. It takes time and work but usually, you can claim the fraud to each company and the fraud credit removed.

[@robertjohnson7895]

My daughter stole my identity! 4 years later I used a credit repair and it didn't work? I own my home and can't borrow! Good luck brother 👍

[@roxieschuster3877]

My son stole mine!

[@AGeekyGuy]

Turn them into the Police!

[@prettypink504]

😱🤦🏾‍♀️ horrifying that a family member could do something like that. A stranger did it to me and I feel so violated.

[@soloday673]

I am 21, just got scammed 😅 can’t believe I fell for it. I froze my social security, canceled my cards, going into my bank tmw to change bank accounts, fraud alert active, froze my cash app and calling irs tmw to report it.

[@vpclawerr7457]

20 and got scammed too :/ it’s really hard I don’t know shit about this and what can i do, it’s even harder in English since it’s not my first language, I’m so damn sad

[@juanbeltran3557]

Hi yes idk if you will see this but I wanted to know what I can do to prevent identity theft because someone has info on me and idk what to do since I’m 20 and I don’t know anything I want to contact you to tell you my situation so you can help me out or anyone can I’ve been stressed I think about a lot I always ask god to help me in my time of need and I can’t sleep to good without waking up and looking at my phone

[@ccalexander1924]

Get Lifelock. Then call them

[@faithanna3003]

Omg help please So I went to my orientation with my ssc and someone stole it ☹️☹️☹️ Please reply I don’t know what to do and I am a minor and I don’t have a card so what do I do 😩☹️☹️☹️☹️pls help

[@AGeekyGuy]

Report the stolen card to the school so they can check and make sure someone isn't using your info to open student loans or other school programs using your info. Just having your SSN doesn't do much as they need all your other info like date of birth and full name.

[@bumpylump9521]

The illegals are trying any and everything.. They going in cars mail boxes all to get a ssn. We are being picked apart now and the fake news people wont tell truth. We are being copied and replaced.

[@aw8951]

It is really sad we have public service workers like the police who we pay plenty of taxes towards, and they can't help you with common everyday problems such as identity theft.

[@AGeekyGuy]

Unfortunately, it is too large and too common of a problem. I wish they at least provided a site that covers what to do in case of every known possible identity theft that at least allows you to get everything taken care of.

[@lunchbox4217]

If someone steals my identity they can have my fat wife my annoying kids and my 65k debt and the $2 in my savings account

[@nosey504]

CTFU..

[@chrysichrysi7889]

Lol.

[@CoSu1006]

😂😂😂

[@patriciabarnes3288]

I know that right

[@hiphopheaven]

It sucks that there's no FTC equivalent and no way to freeze credit in Canada

[@AGeekyGuy]

It doesn’t matter what country you are from as they all use the same credit agencies so you can definitely place a fraud alert on your credit which then requires a phone call to the number on file to open new lines of credit.

[@nickshomenta5373]

Did it cost you anything from the credit bureaus for the 7-year protection?

[@AGeekyGuy]

No. I had to go through the process of files a Police report and mail the correct documents to the credit agency.

[@winds1010]

Im 17 and im kinda freaking out because I entered my SSN into a college application and I think it was fake. Is there any way I can set up some precautions so nothing get ruined?

[@umaddany-0241]

How is it going??

[@winds1010]

@@umaddany-0241 Everything's good. Nothing happened lol, thanks for asking

[@cindychau8388]

Did you do any precautions?

[@emilynicole6065]

@SUI LAT did you figure out what happened? I put my social on a fake website 😭

[@vpclawerr7457]

@@emilynicole6065 any updates Emily? Same shit happened to me 4 days ago

[@spanac76ks]

Awesome, glad you posted. Keep posting, happens daily; people need to know.

[@AGeekyGuy]

Soooo many scams out there. If I had the time I'd start another channel to just cover all the ones I run across or see on almost a daily basis.

[@barbarafallin2038]

I put a freeze on all three credit bureau's, and I froze all of my credit cards,someone tried to file, unemployment in my name, I have never even file for unemployment, and I have been retired for 14 years, smh

[@AGeekyGuy]

Sorry to hear that!

[@Terriofohio]

no your passcodes are not on your credit report...they simply double sim your phone and listen to all your calls

[@AGeekyGuy]

Terri Sue I know. They got my info from the hack, not my cell. I have a verbal passcode no one knows but is required for all calls and in person visits to bank. That one code saved me from them wiping out all my accounts.

[@RAPTOR8ASDF]

Thanks for a very informative video! ID theft just happened to me. About how long did it take for your life to return to "somewhat" normal from the time you first were aware of the theft? Thanks. I subscribed to your channel and clicked the bell. Raptor8

[@AGeekyGuy]

Somewhat normal is honest more like “what is the new norm?” My information is out there and scammers/hackers will continue to try and use the data. This is why having fraud alerts on your credit accounts is key and helps me sleep easy at night.

[@RAPTOR8ASDF]

@@AGeekyGuy A few more questions please. Did you change your cell phone number? Did you open checking and savings accounts in a different bank? Thanks for any help.

[@AGeekyGuy]

@@RAPTOR8ASDF nope, kept my cell number and block spam calls. I also don’t reply to unknown numbers. I still check my credit reports a few times a year but also have free credit monitoring through my work. I also still have the fraud alert on my accounts. With my bank and all banks I have a separate verbal passcode so without that code, they won’t open new credit or allow anything to happen on my accounts.

[@RAPTOR8ASDF]

@@AGeekyGuy Thank you so much for taking the time to key in your informative reply. Very helpful info for me. And did I say thanks for posting your video? THANKS!

[@kindree5414]

What if I’m not sure if my identity’s been stolen or not? A scammer has a copy of my drivers license and my phone number… how do I figure iut if they’ve done something with that? Also, if I get my license # changed due to possible identity theft, will that make my car insurance increase?

[@Priya-ye7lr]

Hi , did you solved it In my case , I have given them last 4 digit of driver license number does it means I am the victim

[@Priya-ye7lr]

Please tell

[@kindree5414]

@@Priya-ye7lr Nothing happened. And you’ll most likely be fine

[@AGeekyGuy]

Your last 4 of your driver's license could be used for filing a tax return or depending on your state used to file for license plates or other fraud.

[@hey-zl6vs]

Hi Recently someone stole my documents Sin confirmation letter, bank information,study permit So far I’ve reported it to police And still in process to all the step with Equifax and transunion . What else should i do ?

[@szs3699]

Hi how are you doing now? Any issues up to this date? I hope you are doing well and thanks for sharing. It’s nice to know I’m not alone in this situation. It feels like the end of the world haha.

[@AGeekyGuy]

Nothing new so far. Always some scammer sending text or Facebook message or on IG or email trying one scam or another.

[@oscarvasques7055]

So someone has my DL pictures from front and back and I am not sure what that person can do with that information and I honestly don’t know what to exactly do either, please help!!!!!

[@texasboii5539]

They can use your DL number for just about anything also, i would file a police report about that asap

[@tellingmypaininlife3001]

Please help me I'm just 17 years old and a Grade 11 student and my identity was stolen, but I don't have a bank, please give an advise

[@tellingmypaininlife3001]

I'm from Philippines please give me advice

[@emilieb.7838]

My identity has been stolen in the “ assurance emploi “ freaking gouvernent site ! They have been sending themselves maternity checks using my name and the chômage never asked for any paper from my employer nothing. Looks like it could be someone from the gouvernement ….. and they could not care less that it is their fault!!… Went to the police still need to contact the bank. I have no idea the extend of it. It’s very scary, I think of closing all my social and keep only one email address ….

[@ellenknell3249]

Yes it is a nightmare. I'm going through the horrors right now.

[@AGeekyGuy]

Just go the the website I listed in the video description and it thankfully walks you through most of what you need to do. Good luck and hang in there.

[@ryanskenandore4817]

I hope the best for you 🙏🙏

[@joem3343]

Someone took all my money from all my 15k worth. All phones locked. Virus on computrt what do I dI!!!

[@NoxForest]

@@joem3343 that is so fucked up.

[@XercasPathology]

@@joem3343 praying for you dawg!! it's okay you will get through this.

[@abf39]

So I did a fraud alert on November 1st 2023, and carvanna and other companies still pulled my report January 21st 2024. How’d they do that ?

[@AGeekyGuy]

A credit check is not the same as opening a line of credit.

[@tetsukazunogaming4991]

Thanks for this. I’ll see what I can do using your advice.

[@AGeekyGuy]

Glad it was helpful! Hopefully my advice helps.

[@jessicalynn4415]

You’re amazing. My friend is going through this and I watched the video to try to help them. Thank you for posting this.

[@AGeekyGuy]

Thank you and I hope it helped them.

[@simpdakidd6515]

I think I’m a victim now and I’m 21 I can’t open up any bank accounts but someone jus tried to open a credit card in my name last week while I was sleep

[@pinklipstickx19]

People with good Credit have it the worst

[@AGeekyGuy]

The more money you make and the better your credit is, the larger a target you become.

[@lmklogorich4707]

A scammer got a hold of my address email credit info and social and dob I understand everyone on being sick it instantly made me sick I was sweating nothing has happened yet but I wouldn’t put it past me I hope y’all get that handled be safe out thwre

[@AGeekyGuy]

Typically they either act right away, or simply collect peoples info and sell on the dark web where down the road when you least expect it, it's used.

[@core4416]

@@AGeekyGuy Is there a way of knowing weather it’s on there?

[@AGeekyGuy]

@@core4416 There are sites out there and apps out there that can help you find that out but most cost money.

[@mccombo1512]

@lmk logirich has anything happened ever since? My friend going through the same thing

[@osbornc2725]

Dude it's been happening to me for 11 months now and I have been so Damn lost with little to no assistance from all entities involved, I'm fairly certain it's my neighbor and trying to not let him know I kno it has been a nightmare!

[@AGeekyGuy]

11 months. My process should lock down your credit and make it impossible to open a new line of credit without them having direct access to your cell phone.

[@gx_1]

What's happening to me is different. I know this sounds crazy, but my ex and my own family are literally robbing me. They steal my mail and I never know what they are doing until it's too late. Do these credit agencies show things like life insurance money which was owed you and your child, I doubt it. Does it show if someone gets workmans comp in my name? Or student loans?

[@Carolinanine_]

“Be the wrong person” sounded waaaaayyyyy to good 😖😖😖

[@izzyhope58]

You should ALWAYS have 2fa no mater what. Its just a good practice everyone should take

[@DJLNR.]

True. Even if you have to get an extra cheap mobile and sim card for it for the specific reason for 2FA usage and store it out of reach..

[@hiphopheaven]

what if you lose your phone?

[@selamhagere6597]

Thank you for sharing ur experience.

[@hiphopheaven]

should i call all major bank to verify that nobody opened an account under my name?

[@xBaNgxBigBadMike909]

Thank so much for your advice going to try everything I can ! Suck because I know the person doing this , but I still have to get all this evidence myself

[@Pinkpearls555]

If my SSN number gets leak can people do much harm ? I mean we are giving it to employers all the time , what if they steal it ?

[@AGeekyGuy]

Employers are legally required to keep your personal information secure. If someone has your ssn they can do a LOT. Open credit in your name. Get an ID with your info. Go to the emergency room as you so you get stuck with the huge bill. The list is long.

[@skvirk2669]

Hey bro any protocol if you are living in Canada.

[@imkaylachanel3768]

Even worse when your working on multiple businesses and trying to build business credit 🥺

[@freddyfazbearjrs6558]

Ive been identity theft I don't know what to do . I tried to applyed for a credit card that's how I found out. I never applied for one before and it's been took over 4 years it would be nice to own a house and car

[@au6769]

Why are you not able to apply? Is your credit now bad?

[@cynthiafotopoulos2126]

Very Very Helpful, Thank you for the information

[@yongxing2294]

If I want to freeze my credit. Do I need to call Equifax, Experian and Trans-union. Or just call one of them to freeze my credit. Because I feel like fraud alert kind of helpless. Also before someone uses my SSN to create anything, do I need to go to police department and ask them to file a report?

[@AGeekyGuy]

If you want to freeze your credit, you have to register and sign into each of the three credit agencies and complete the freeze process on their site. This will also prevent you from opening credit and in order to open new credit you will have to sign back into all three to enter the long code you are given in order to put the freeze on. It is actually easier to place a free one year fraud alert to your credit and then with a Police report number, you can file for a free 7 year fraud alert. This will make any company that goes to open a line of credit to call your cell number you placed on file to verify that it is you.

[@yongxing2294]

@@AGeekyGuy I was trying to create account with Equifax, Experian and TransUnion on their website, but they three all refuse me. Then I called Equifax, ask that agent what happened, and she said that I don't have credit card, they can't place fraud alert on my credit. I searched on google. There is not article or answer about this question. Also I want to ask if the ID thief used your ssn and information to created credit card.Cause you huge financial problems. Finally, if you owe money to the bank, do you need to pay the bank?

[@XercasPathology]

@@yongxing2294 I placed a fraud alert on my credit and i don't have credit either im only 18 never had a card

[@yongxing2294]

@@XercasPathology I called them, they all refuse me for no credit history.

[@vybeovrofficial]

I've been suffering from fraud put in my account about 5 years ago. I can't have a bank account or get a credit card now. Its way too difficult trying to figure out filing for identity theft.

[@AlleyesAngel]

What if your I'd card was stolen/lost ,what do u do? Sure I can get a replacement but is there anything I can do to stop something like this from being used in the first place ?

[@AGeekyGuy]

You would want to file a police report so that your info is on file as well as let your local DMV/MVA or whatever the name of your local drivers license office is so that your have on record that it was stolen. Then you would want to follow the other steps in my video to place a fraud alert on your credit so no one can use your ID to open new credit. The hardest part about someone having your ID is that they can commit crimes using it, example is they get pulled over by the Police and that person uses your ID. This is why you want to make sure you file a report to save yourself later headaches.

[@TheDon-ud1hk]

I'm loosing my GD mind with this ID theft, it's unbelievable. I can't deal with my career, or...cope.

[@TheDon-ud1hk]

I@Leonie968 I proved the fraud today in the bank, have a print out, charges ensue. It's about time!

[@joemetzler6093]

Ummm...??? I look at credit reports all day long. NO credit reporting agency has your access passwords to your various accounts, they don't have any checking/ savings or other bank account numbers, and they don't have any of your security questions or answers. ONLY the actual creditor or bank itself would have that information on file. Your credit report DOES have credit card, car loan, and mortgage account numbers (including balances, minimum payments, etc), along with social security number, and even birthdate.

[@AGeekyGuy]

Joe Metzler I checked my Equifax and it has bank account numbers to my bank which the hacker(s) attempted to use. I suggested changing passwords to all other accounts to include two way authentication because personal information from your credit report (first car owned, mother’s maiden name, etc) might be used for your security questions to reset your password. Turn on two factor authentication prevents access. User accounts and passwords were also among data stolen in the Equifax hack. So if you use the same password (I dont) or same security questions it would be another reason to change your passwords.

[@neutralmortal]

🔥did you sue them?

[@AGeekyGuy]

I honestly should have but no, I felt it would be a waste of time and money.

[@RawMeatMcCoy]

Many attorneys take ID theft cases on Contingency and no cost to you regardless of outcome.

[@RawMeatMcCoy]

(Especially in California due to CITA.)

[@imeldaportillo6709]

I love your how your dog wants to give us advice too 😊

[@AGeekyGuy]

Huskies are extremely talkative.

[@Kat1053]

Thank you so much. I gave my email address, home address and phone number to someone I just met. I don't feel comfortable at all. Please tell me what else I need to do and how will they use this information to harm me? Thank you so much in advance.

[@AGeekyGuy]

Name, address, and phone number are honestly common already public information. They could be just collecting data and planning follow up calls to get your more personal information like you SSN. Personally, this isn't something I would worry or stress about. My name, address, and phone number are only a google search away like most other American's. Welcome to the crazy world we live in.

[@Hello_its_me_mario]

Also what do iif someone open a bank account with my ssn

[@AGeekyGuy]

Mike jones contact that bank immediately!!! In person if at all possible but call so that account can be held/frozen.

[@HasanRaza-mc1sp]

If they just take pic of it and give it back to u it can misuse pls tell!

[@AGeekyGuy]

Yes, with a photo of your ID, they have all your main personal information needed to steal your identity. Your drivers license allows for a lot, even a photo.

[@HasanRaza-mc1sp]

@@AGeekyGuy it's just Alberta identification card?

[@RawMeatMcCoy]

1) file FTC affidavit; 2) file crime report; 3) cfpb report (optional); 4) submit to all CRAs; 5) call a consumer attorney if the accounts aren’t removed. Many take these cases on Contingency.

[@clavetc]

Just be careful with your phone provider and warn them about it, that's the only point of weakness. I've heard of stories, that hackers, called the phone provider telling them that they lost the phone and asking to activate another sim card... My identity was also stolen 2 years ago also and the scammers buyed stuff outside Montreal... Hope they are the same.

[@AGeekyGuy]

Christian Clavet might be which I was told awhile ago they have them in custody. :-) They picked the wrong person as I am a certified ethical hacker. If I lose my cell I have to go into a store or logged into my cell account in order to order a new phone which all online accounts require my cell text code, wife’s cell as backup, or my email.

[@coffeebarista1771]

A GeekyGuy, I'm sorry this happened to you with Equa. Its terrible. I wonder if you can please help me with a question. I recently ordered my nexlex report after freezing credit because something odd was going on. Credit pulls were being done without my authorization. I saw in the report two email addresses I have never had. When I looked these up, it was so creepy. This impostor apparently is some kind of gamer, put up odd images from all over the country, photos of tents, flip phones, tech stuff, swat helmets, etc. One was from an aol account, which I have never had. And the other was an allteldot net. It looks like he or she was frozen out in 2017. That was when our own carrier Verizon no longer had email. Can you or C. Clavet please point me in the right direction as to how I can find out who this is, and what phone number they used? Thank you so much.

[@luciamartinezalvarez]

Someone stole my identity and I am not able to get my experian or transunion credit reports because they cant verify my identity, I believe its because they are using the other persons information. I was only able to access my equifax credit report and it has wrong information on it. If I place a fraud alert with equifax will the other two agencies send me the credit reports that I am not able to access? Or how can I get the other two so I know whats wrong on them and what I need to correct?

[@ninasamone87]

Would applying for a new ssn help? My nephew put in his personal information for a job, but it turns out to be a scam. He’s only 19 and doesn’t have any credit yet, so would it better for him to apply for a new ssn?

[@texasboii5539]

You can apply for a new SS card, but it’s not that easy, it’s rare when they give you one, you can call the social security office and they can assist you If this helps

[@ytp1210]

My identity was stolen, i knew that because i tried to open a bank account but i apparently have a low credit score ( i have never opened a bank account nor my family has in my name) so is there a different step for me? Help

[@AGeekyGuy]

m pj go to the website in my video description and follow the steps. It will ask you a lot of questions. In your case, you most likely have a lot of work ahead of you to close out and have fraud credit in your name removed. I’d pull a full free credit report to see what accounts are open or have been opened in your name.

[@Torimarie278]

The person that stole my money was using cash app, would the app company be able to supply me the thief’s info?

[@AGeekyGuy]

Usually not thanks to individual users rights and PII. They usually require a police request which unless it's hundreds of thousands of dollars the Police don't care and wont' waste their time. You can report the fraud to cash app and try and get the funds back and that account deleted.

[@sl4983]

I will not do 2 factor authentication. I will not become my phone. If we managed before cell phones, we can still manage.

[@Msalove08]

I’m nervous because I moved cities and forgot to update my address so my employer sent my w2 to my old address. Now my mind is thinking someone will get that mail & steal everything! I reached out to the apartments so I really hope they hold it for my sister to pick it up- or at least, shred it.

[@AGeekyGuy]

If you haven't already, also place a mail forward from that address to your new one via USPS. Hopefully no one new has moved into the apartment yet but this is why forwarding your mail is important.

[@skkanwar]

You are in messy situation. Please do whatever to protect your finances and identity. Good luck

[@KhadiNiaomi]

So, once u make the report and have the 7 year alert what happens to your credit? I am 24, never had credit and my credit has been used. So do they give me a clean slate? And why arent those people in trouble?

[@AGeekyGuy]

Niaomi good question, follow the site link I provided in the video description. It walks you through the entire process. You will have to send or call the companies that you didn’t open credit with and clear each up. Then send that proof to the credit agencies to have the fraud removed. It’s a lot of work and time.

[@Hello_its_me_mario]

When you do a police report what do they do?

[@AGeekyGuy]

Mike jones they just document what happened and place it on file. Unless it’s 100s of thousands of dollars or more they honestly don’t do anything but the report is needed in order to place the 7 year extended fraud report on your credit agencies. Then, whenever a new line of credit is trying to be opened they will verify it’s you by sending your cell phone a code you have to read back to them. No code, no new line of credit.

[@AGeekyGuy]

It's the best when they are dumb. In my case they were from Montreal Canada. A few of the retailers already didn't allow the order to go through due to the same address being associated to other names and past fraud orders. The women and man using my identity ran the office for a condo/apartment/flats where all packages went to their office for pickup. They would use names of people that have already moved out that way if someone did investigate it would lead to the people who have moved, unless you are smart enough to dig deeper. What is sad is all of this is considered minor and they don't waste their time going after these people when in reality they have done this to countless other people that would most likely total up to hundreds of thousands of dollars.

[@classychic7501]

@@AGeekyGuy my police department said it's not an emergency I have to wait until someone comes to my house to take report I have documents from the bank copy of the check .. can I just send them a identify theft report in the meantime

[@AGeekyGuy]

@@classychic7501 it doesn't hurt to try but when I read everything, from my understanding, you needed a police report. I had two options on filing a police report, either wait for the non-emergency to come to my door or just go to your local police department with the proof to file a report. You might sit and wait for a bit but the process doesn't take very long. The police really don't do anything with it but you get a report number which is all you need. Unless they stole hundreds of thousands of dollars the police don't waste their time investigating.

[@mattdaniels3655]

Are you sending codes to landlines?

[@Vladimir_420]

Someone just took a mortgage loan for $120,000 under my credit.... way to start my new year

[@AGeekyGuy]

Nice, now you own a house, go stop by the house to say hi...with the Police.

[@Vladimir_420]

@@AGeekyGuy I went to the police station they didn’t do anything just made a report. The house is only 4 blocks away lol. What do I do now? I got an attorney but I don’t even know what’s I’m going to solve. Will I get a compensation?

[@AGeekyGuy]

@@Vladimir_420 go to the bank where the loan was opened and file fraud with them over the loan. They should have copies of the buyers drivers license and other proof of (fake) identity they used to apply for the loan. A lawyer should definitely help.

[@karaht9741]

Someone was using my 17 years old ID, think they were dumpster divers if that’s what you call them

[@AGeekyGuy]

That's not good but should have already been expired if anyone actually checks. Always destroy cards once expired. A shredder works best.

[@Pour_Decisionz]

Can I sue equifax

[@AGeekyGuy]

Kyla they already had a class action lawsuit that you can apply to be a part of.

[@josherrett7120]

I am 16 and I was gonna open a bank so I can deposit money and the guy that was working said some guy named Carlos has been using my account I don’t know what to do

[@AGeekyGuy]

Did you ask the bank why they would allow someone else that isn't you to access your bank account? Being 16, did you have one of your parents on your account as a joint account? I know I am on my daughters account until she turns 18 where she will then need to open a new account in just her name.

[@josherrett7120]

I didn’t ask any of that stuff and I don’t know if my dad is on it I just don’t know how they got my social if I’ve never show it to anyone

[@AGeekyGuy]

Nawzs again, what you are stating doesn’t make sense to me if Carlos is accessing your bank account but isn’t on your account then why is the bank allowing the access? Bring your Dad or parent to the bank and demand answers. No one but a person on the account should ever legally be allowed to access the account. Ask the bank why they are allowing this person to access your account and what will they do to stop it from happening again.

[@josherrett7120]

I don’t have a bank account I am trying to get a bank account they said Carlos is trying or using your account. My dad is finding out today if he has open any credit or loans today and he is also putting my credit on freeze

[@josherrett7120]

My dad came home and said that Carlos attempted to take my social when I was 4 years old but he couldn’t get in because he didn’t have my birth certificate or the social card but it still says my social with his name how does that bank put his name in my social if he has no proof?

[@vpclawerr7457]

Please help me man I’m just 20 years old, it just happened to me, I don’t speak English very well and making all the calls I have to is very complicated and apparently experian could freeze my credit file I’m so damn sad

[@XercasPathology]

What if you don't have a credit card? Im only 18 I barely know what credit is... Am i still screwed? I locked my debit card and had issued a new one, and did a fraud alert thingy. They have my SSN and debit card number not account numbers i don't think anything has happened yet but i'm scared shitless !!! Im just not sure what else to do for myself... I haven't filed taxes ever if that matters

[@AGeekyGuy]

If you put a fraud alert that is to prevent someone from opening credit in your name but they could still use your identity to create fake drivers license or other forms of ID. It is scary and extremely frustrating. Unfortunately this day in age it is extremely easy to steal some ones identity. Either paying for or having monitoring software provided free of charge through your work is never a bad idea.

[@XercasPathology]

@@AGeekyGuy How could i prevent all of that? Will a freeze be better? And i am going to call the IRS tomorrow, trying to file a police report, after that I'm not sure what I'll do ☹️ they literally have everything my name , dob, address, ssn....

[@vpclawerr7457]

@@XercasPathology hey how are you doing today? I just got fuckind scammed yesterday 😭

[@goodcitizen8860]

What Canadians should do? Can we use this website as well?

[@AGeekyGuy]

I’m not sure as you don’t have a USA social security number. You could try the site and see.

[@goodcitizen8860]

thanks

[@amelialovecraft5621]

I don't have any credit and someone used my identity to file for my taxes and steal my refund. I've already reported it to the IRS and the FTC, but would there be a point in trying to freeze or do anything with my credit because I have none.

[@AGeekyGuy]

Honestly, I would at the very least monitor your credit. Even if you have bad or very little credit, everyone still has credit or credit available to open in your name. There are three main credit agencies and each allow one free credit report a year via their website. I use to check each one at random 3 times a year. So I check one and about 4 months later I check another. Now, I have a paid yearly monitoring service and I get alerts anytime there is a change or credit inquire. I never will recommend a credit freeze except as a last resort because a freeze means even you can't open credit and it's a pain to unfreeze and refreeze. If you are able to put a fraud alert on your accounts that is the best option which is what I did. If you have the proof someone files taxes that should be enough to send the request for a 7 year fraud alert. This does take time and the info on the process is on the FTC site.

[@thuyta5597]

My husband lost all of his identity and the theft is a recruiter, with the trick is 'the recruiter's going to renew security clearance for him. ' that's the way they got all of his identity just in one time.

[@AGeekyGuy]

Ouch, I have heard of this happening to others. I hope he got it all sorted out as I know it's extremely frustrating and time consuming.

[@Clair-j6z]

Yes they can intercept that call they even have people pretending to be that company if your phone has been sim card duplicated.

[@selenaortiz7121]

Hi, my bf identity been stolen they live in FLORIDA I have a P.O. Box because my bf recently got a letter from the IRS saying he owes almost $9,000 because of 2018 taxes I’m assuming the other person didn’t pay his taxes or something? So it shows the job I think and his address AKA P.O. Box, smart isn’t he lol not putting his address. I’m not sure what to do.

[@selenaortiz7121]

On credit karma it shows me a work place for the guy, should My bf contact the work place and let them know what’s going on?

[@AGeekyGuy]

Selena Ortiz first, find the local Police department where that person works, second take all the proof you have of identity theft to your local Police departments. Explain what happened and make sure they take down a report. Make sure they know the person who stole his identity is using his name at that place and provide them that Police departments info. Now, after you leave the Police department with a copy of the Police report or at least the Police report number. Immediately contact that other police department and explain to them everything you told the first local Police and give them the case number. They should be able to go arrest the person who stole your identity, if the Police do their job. If you call his work, you will just alert him that you know. Also, call the IRS line with your case number and explain everything to them as well. Tax fraud is a huge crime, same with identity theft. When I say you, I mean your boyfriend as he is the only one that can do this.

[@selenaortiz7121]

AGeekyGuy thank you so much, he’s going to get on this right away!!

[@jamescoutulish608]

What do I do when the theft is posted in music and tv for a entertainment hell?

[@AGeekyGuy]

James Coutulish huh? If you know where the information is posted, take screen captures of it and then contact the site to have it taken down. You can also contact the FCC site in the video description with where it’s posted to have their help.

[@StevenGreen-k3e]

They hijacked my phone number and were able to use it until I shut the phone number.

[@Eldomibori]

We found the woman who stole my moms identity last night after 20+ years !

[@AGeekyGuy]

That’s awesome!!!

[@Eldomibori]

@@AGeekyGuy Yes it is! This woman from Ecuador has been using my mom’s identity since 1998!! Last night I went to one of those sites that check your background and addresses, and we found everything from phone numbers, long list of addresses, family members, and the woman’s real name and Facebook.

[@TheRussianWookie]

@@Eldomibori not really her fault. It’s the person who sold it to her that was the problem

[@Eldomibori]

@@TheRussianWookie We believe it was my aunts violent ex boyfriend who managed to get access to her info somehow. However, he is behind bars for murder.

[@TheRussianWookie]

@@Eldomibori well glad he got what he deserved! I gave all my information over online to some guy yesterday thinking it was a job interview lol. Had to place freezes on everything

[@ilvemovies2396]

Does equifax helps you to protect your personal information

[@AGeekyGuy]

Not that I’m aware of unless they have a paid program option.

[@survivorisland]

@@AGeekyGuy@AGeekyGuy They have a paid program, but the money comes from Pakistan, going to Equifax behind the scenes. They gave 147 million Americans data to the biggest scammers on the planet, Axact Ltd. And those are the guys who opened up scam call centers in India and Nigeria, but they are all based in Karachi PK.

[@DJLNR.]

1:48 Beautiful dog, he or she is trying to talk back to you. Lol

[@AGeekyGuy]

Thank you! They are always talking, 😂 lol.

[@slimthickjones1584]

Going through this now smh my identity beimg stolen an services like dte put in mt name

[@AGeekyGuy]

Contact those service providers and get as much info as you can. See what address was used, phone number, email address, etc. Then after you have all the information, you need to let them know about the fraud and that it wasn't you. They should have a fraud department to talk with. Use that proof to open a case to lock down your identity via the FTC website. It walks you through what you can do to protect your identity and prevent further abuse.

[@slimthickjones1584]

@@AGeekyGuy ok I contacted FTC an not able to get through the fraud department because if covo19 although Mich state is back open these places are hard to get in touch with ..so far two suspects..i have only one full name address ECT..with that being said her AT&T service is still being used..the good part i was able to let the cable company know its a fraud an that i am a victim an when i tell u explaining how idenity theft attacks u..i was talked to as if I gave these ppl my information personally..i was hacked by a scam on social media 😰smh anyhow i was able to make a police report with the info AT&T gave me like the account number..the dollars amount also the date the services was put in my name smh its been hell just getting this done yet im still not i been dealing with this matter for 2 weeks now..getting infomation to cops that dont care an telln u to stay off social media when thats what ppl are connected fldoing now a days an im quite sure why they don't wanna care or help now but still its crimes taking place by there residents of detroit of scammers an fraud its redicoulus what u gotta go thru to prove your VICTIM story to anybody so I'm waiting in Equifax to send me forms an call the other credit limes tomorrow I have turned into my own invedtigator😰excuse my typos but I'm very frustrated an thanks for the info u cud provide ❤

[@AGeekyGuy]

trealaf Jones this is exactly why I created this video as it was very frustrating to figure everything out to protect from further damage. I never called the FTC, I signed up to their website for fraud which I put the link in the video description to help guide people on where to go. The website walks you through what to do for the most part and I tried to explain what I did that has worked.

[@jaycurry742]

trealaf Jones I was in your predicament last month on the 19th of June on a Friday and it was horrifying because It seem like I couldn’t get help from anyone because of Covid-19 went to the police station to report it, they told me they were only reporting serious crimes and basically just left me out to dry so luckily I had a friend who worked with private investigators, they finally gave me some help which lifted a big burden off my shoulders and now I work for the same company who helped me, life happens in mysterious ways lol but I’m trying to help as many people as I can because ik how stressful it can be trying to clean up this bs but like I said I work for a company that protects my identity, monitor my credit, monitor my emails, social media accounts etc, if you want to know more about this just reply to this message and I can shoot you an email or if you have any questions I’m pretty sure I can also help with that also!!

[@cindychau8388]

@@jaycurry742 would love your help!! What’s your email or social so I can DM you?

[@Comeblaster]

Hey ik this super old but are you still fighting identity theft to this day I believe I may be a victim I took the steps of freezing calling my bank changing passwords even the cards themselves, I even called the ftc regarding the issue. But I just want to know if this is a constant thing because since then I’ve been non stop freaking out and not even eating half the time

[@SHeismylove.]

Someone just cheated on me i dont who r they but they said they r social security administration then i gave them my last 4 digits ssn and first name and last name i so scared plz tell me what to do.please

[@Saintoniccraft-en_instagram]

I know who can help you

[@saiboutouray8002]

Hey a scammer has had my drivers permit information as well as my account number. However I was able to make a credit report from the three credit bureaus and also I was able to closed down my bank account number that he got Hold of and I got a new bank account now. For almost a year, I’ve been checking all of my credits reports from all three credit bureaus and no account have been open in my name. What does mean to you.

[@AGeekyGuy]

I always lean towards the side of always stay vigilant. An example of this is, I have credit alert monitoring so I will get notice if someone attempts to use my identity or open credit but I still check 3 times a year to make sure nothing was open. In your case, I wouldn't freak out but I would continue to check your credit from time to time which I suggest everyone should do regardless if they know their info was stolen or not.

[@saiboutouray8002]

Yes I have credit alerts for free for a year and I always check every week and everything is good so far.

[@saiboutouray8002]

And how do you know if someone had open a bank account with your information. Everything in my credit is good but I’m also worry about the opening of bank in my name

[@cindychau8388]

Hi Saibou I’m in a similar situation with you. Printed out my drivers permit info and someone got hold of it. Scared out of my wits. Would love to connect with you and seek advice from you or Brad

[@shorenakapanadze4737]

Thank you for guidance. How do I contact gmail? I could not reach anyone by customer service phone number and they don't have any support email service.

[@Whyme266]

From what i have noticed this on line purchasing and debit cards have ruined lives jobs identity why can't we go back to walk in shopping and cash 😠

[@AGeekyGuy]

Yes and no, imagine if you couldn't shop online and they had to resort to physically robbing you. At least with online you are covered from fraud with your credit card and banks. Extremely inconvenient and time consuming but at least you get your money back.