Alex Sidorenko - How to save $10M on insurance without changing limits or deductibles

Are you tired of lip service by brokers on how insurance decisions should be risk based? Are you as surprised as I am that most of the brokers are clueless about risks and have no quant competencies (even the ones that claim they do, we checked)? I know I was. How on earth are they supposed to understand, let alone package and sell your company risks, if they have no skills or tools to understand them?
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[@JohnEButton]

I tried to sell my real risk profile to my home insurance group, and they didnt care

[@RISKACADEMY]

You don't know whether you did or not until you calculated your actual risk profile (loss exceedance curve)

[@JohnEButton]

@@RISKACADEMY I'll try with my car insurance company.

[@RISKACADEMY]

Good luck, last time I checked retail insurances like home, car, health were reasonably and quantitatively priced and there was not much value in risk profile. Ot is the corporate and non retail insurances where there is big difference in risk and price