All Stock Portfolio in Retirement?

[@Andres_853]

I just retired recently and i find this video very creative if i must say, these psychological concepts are useful for individuals attempting to avoid mistakes. This is why warren buffet talked about temperament being crucial to investing success.

[@har0ld551-hn6fm]

Very true, I find myself lucky enough exposed to money management at an early age. Worked full time when I was 19, purchased first home at 28 fact forward timo I'm 57 now not laid off

[@roseyfischer]

This is huge! would love to grow my reserve regardless of the economy situation, my 407k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?

[@har0ld551-hn6fm]

Try working Nathan Travis Cook

[@roseyfischer]

i already copied and put his name on the web and i'm really impressed by his website, thanks for the recommendation.

[@MONROEJACQ]

That's a smart approach. Crisis management expertise is indeed crucial.

[@alphamale2363]

Most retirees who were 100% stocks would likely sell out close to the bottom during the next big crash. Human nature doesn't change.

[@SilentSputnik]

Idiots

[@nickcordone-x2b]

I'm retired at 60 and am doing 95/5 stock bond. Sort of warren buffet but more aggressive. Works for me and is actually more conservative than I was. I contributed for 30 years at 100 percent stocks. Psychologically it's easy for me because I'm always at the end of 30 years.

[@punisher6659]

Thanks for your content.

[@gregwessels7205]

I may very well be at a 100% stock portfolio during retirement but you can be sure 50% or more (outside the short-term cash bucket) will be income-producing stocks.

[@mathematician1234]

Is the key to the "bonds don't bounce back" argument the secular trends in interest rates, lasting 35 years on average over the last 200 years?

[@paraglidersean2698]

I don’t understand having 50% bonds. If you have enough to cover 5 years living expenses, why would you need more?

[@randolphh8005]

How did they deal with sequence risk? Stocks you sell to fund your retirement can’t recover.

[@PorscheSpeedster-kz6nc]

90% Stock Portfolio until I die and 5+ years for my heirs inheriting multimillion Roth IRA Account.

[@SasquatchN64]

What is the other 10%?

[@PorscheSpeedster-kz6nc]

@@SasquatchN64 cash/money market.

[@tz1592]

It's a tough one. According to Schwab, the average bear market is 14 months with a 33% decline. Bull markets average 60 months with a 165% return. Is a good strategy to have a pile of liquid cash during retirement (a years worth of expenses) to last during the bear markets, & leave the stocks, stock funds, & ETF's alone until you are back in a bull market?

[@SilentSputnik]

The opportunity loss on the cash makes this strategy poor

[@tz1592]

@@SilentSputnik When a market is in a confirmed downtrend, the last thing you want to do is sell stocks as they are tanking to live on. If anything, you want to be buying them.

[@SilentSputnik]

@@tz1592 In all cases, having cash just sitting there dying to inflation is the wrong move. At least invest it. If you can't handle volatility then go with bonds or something more stable.

[@Retiredmco]

Im doing it at 60 will continue to. Until im years from needing the money.

[@toddliveringhouse5808]

You are misstating Scott cederburgs paper at the start of your video. All stock 50/50 was compared against target date funds and other age based stock bond asset strategies. No where did the paper claim the all stock was superior to all other strategies. 👎