What Is The Best Asset Allocation? | Stocks & Bonds

[@WhiteBoardFinance]

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[@ElizabethMaria9]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@JENNIFERSONIA8]

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

[@StevenDonald2]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k

[@JamesWilliam8]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

[@StevenDonald2]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@JamesWilliam8]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@niridadnov9151]

If you wanna be successful, you must take responsibility for your emotions, not place the blame on others. In addition to making you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life...

[@summerfield01]

The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional

[@WhiteBoardFinance]

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[@PhilSommer2]

Having recently gained more knowledge about personal finance, I've subscribed to your channel. I want to commend everyone who's tirelessly working to earn a living while also building wealth during this recession. At 45, I'm retired, along with my 51-year-old wife, and we're debt-free. Our plan is to relocate to Thailand. Thanks to our frugal and financially savvy lifestyle, as well as our commitment to saving and investing in the financial market, we've been able to generate passive income even in this recessionary period, allowing us to sustain our desired lifestyle."

[@LeonWilk2]

Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

[@PhilSommer2]

No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with *'Jude Ryan McDonough,'* to create a long-term investment strategy, and he assisted us in managing our investments while we focused on my jobs without any concerns.

[@LeonWilk2]

Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

[@AlinaWinkler233]

Thailand is really a nice comfy plan to retire. Working with a skilled financial planner can be compared to having a mentor in the field of finance. I used to struggle to invest on my own and ended up losing money, but things changed once I started working with *'Jude Ryan McDonough,'* He played a pivotal role in helping me improve my financial situation. Previously, I relied solely on my job and salary for income, but now I have found ways to generate additional income with ease, which has allowed me to leave traditional employment. Nowadays, I believe that investing is not a choice, but a necessity for anyone who desires financial independence and a good quality of life.

[@AvaAdams-ly7vu]

I searched for the name and found his website, where I saw his qualifications and testimonials that looked impressive, with many positive reviews. I reached out to him to discuss my financial goals. Thank you for pointing me in the right direction.

[@stevenharris6626]

To be successful, you MUST do your research. Now that I'm 65 and retired, luckily I have saved enough to feel comfortable. I am changing my allocations to 50/50, and I can stomach that. When I get older, I will place even more into bonds. I really appreciate these great videos, and I have learned lots!! Thanks!!!

[@JakeSpradlin2]

I think I’ll stick to 100% equities until about 10 years til retirement

[@HafezBd]

The Federal Reserve's plan to raise interest rates until inflation is under control is still under doubt in the markets, despite the fact that bond yields are rising while stock prices are falling. What is the best method to profit from the current down market while I'm still deciding whether to sell my $401,000 worth of stocks?

[@patrickperez7387]

I advise you to seek professional advice because building a strong financial portfolio is more challenging. Your long-term objectives and budgetary preferences can be catered to in the ideas you get after that.

[@Igorstravinsky788]

@@harod033 I'm looking for ideas to help me rebuild my portfolio and develop better tactics in light of the significant drops. What's the address of this coach?

[@AustinReid09]

@@harod033 Given that my stock portfolio dropped $390k only last week, this advise definitely came at the perfect moment. It is ludicrous. Ruth’s qualifications were recently the subject of some web scrutiny. I wrote to her detailing my objectives for the financial market because she looked to be highly knowledgable.

[@kevinlinderman2328]

If I invest in dividend stocks does this change the risk ratio?

[@humphrey]

Lets goooo Marko!

[@asani5325]

Great video marko. Your presentation is one of the best I have ever seen. Please post some videos on strategies to invest in stocks

[@Levantenova]

Hi. How to pick the right dividend stock? What factors to consider because div% is not everything. Thx

[@bogdank8472]

Put it all in stocks!

[@jmfu]

All types of real estate, even moderately leveraged beats everything on this chart. 🚂💨

[@cheikfrk]

I try to sign up with your online course to learn how to invest but I can’t . I don’t see where to go to sign up

[@paquesepas6696]

Is a target date fund in an ira a 70 30 allocation or what's the allocation?

[@franks6857]

Hey Marko! Can you do a video on DAR, Diversification Asset Return? Never heard of it till today. Thanks!

[@JamesKnudson]

For the statistics around "stocks", are they looking at an index like the S&P 500 for example?

[@blairkinsman3477]

The sources are listed beginning 0:45 .. SP 90 beginning 1926 then switch to the SP 500 from 1957 to 2021

[@JamesKnudson]

@@blairkinsman3477 Thank you

[@kylepeter3370]

I keep on getting $40,000 every week from a new trading platforms in town

[@mariatrautmann8373]

HOW!!😊 I know it's possible, my sister always get 40K every week, I would appreciate if you show me how to go about it.

[@davidthompson9926]

Her good reputation already speaks for her last month i invested over $100,000 with her and I've already made over $250,000 profit.

[@frankdennis6173]

She's awesome, perfect and a genius. I've made up T0 $162,050 trading.

[@jamesliamedward5915]

Same here, I earn $13,000 a week. GOD bless Valerie Jo Collier, she has been a blessing to my family.

[@anjuladudhoria6447]

+1815

[@Jen-qb9cl]

Is this target date fund?

[@teambigv]

50/50

[@michaelgaster47]

70/30 given the parameters

[@MartyMeyerdierks]

15 years, 100% stocks no doubt

[@DK-pr9ny]

I think bonds were down more than 8% last year. Need to revise your worst year number.

[@rodrain2]

$1000000 for 15 years. I'm going with 70/30. I'm older so I wouldn't feel comfortable going all in 100%

[@ensomining]

70/30

[@uppercut147]

for 15 years and a million bucks? 70/30. A little spicy, but not too spicy :)

[@private7384]

Bro…where was you?

[@Adam17broqn10]

Marlo your Twitter account has been hacked

[@bobdole7701]

Im retired 57..Id do 80/20.

[@TekaDon]

Is it even relevant to evaluate the performance of these portfolios from 90 years ago? The nature and composition of the economy between now and back then seems seems so far apart regarding regulations, technology, geo-politics, world affairs, etc.

[@larry-2]

Life is weird, beautiful experience when you step back and look at it. Grateful to be here with you all, working with a financial advisor could truly set you up in life. I’m delighted to contact a financial advisor earlier this year because while others were busy whining about the downturn I was busy cashing out from my investment, finally making over $370k for the first quarter of the year.

[@Barbara0015]

That's great, this is one of the best advice ever, your investment advisor must be really good, I have seen testimonies of people using the help of investment advisors in making them more financially stable. Please who is your financial advisor you invest with?

[@larry-2]

COURTNEY HEATH WILLIAMS! That’s my licensed Financial advisor. he's well accredited, efficient and proficient to help you through managing and guiding you in building a good investment portfolio.

[@Barbara0015]

@@larry-2 impressive, could you please share the contact information of your financial advisor, because I’m seeking for a more effective investment approach on my saving.

[@larry-2]

His available on telegam using the user name information below.

[@larry-2]

@@Barbara0015WHCOURTNEY.

[@MilqueMoney]

Been a while, glad to see you're back, slacker lol.

[@danw7864]

Yay Marko is back

[@nickylantigua303]

Love the videos Marko.

[@WhiteBoardFinance]

Thank you Nicky!

[@mvtx87]

If I had a million dollars to invest and it’s locked for 15 years, I’m going with 80 stock/20bond. I’m in my 30s so I think I can just wait it out if it happens to be down at year 0 + 15

[@willlsmith8063]

Brilliant video.......all the best from Scotland

[@akldn820]

👌🏼👊🏼

[@BTC_Alejandro]

100% BITCOIN is THE BEST asset allocation.

[@patrick_McD]

Thanks, all stocks until I’m closer to retirement.

[@MikesFinancialEdge]

Great video and information. Why do you suppose these studies always use the average annual returns, which is just a simple mean calculation, rather than the true compounded annual growth rate?

[@ProbateandTrustHelp]

$1M invested for 15 years? I'd go with 70/30...am I right? :)

[@blairkinsman3477]

Marko, I think this is a great video .. thanks for making it

[@papapickett7267]

I am 33 years old so for me, the question is funny I would go 100% stocks all the way.

[@TylerRayHamblin]

I'm 30 and just recently got serious about investing. Plan on 100% as well until at least my 40s lol

[@danielcasey7385]

Assume someone around you age wants to retire around age 65 with a hedge against social security and medicare being bankrupt by 2050. What would you do?

[@MrSGH21]

100% crypto altcoins

[@TheMightyNate]

Marko has returned...thank you as always

[@WhiteBoardFinance]

Thank you!!

[@roadmapmoney]

I refer to this Vanguard page a lot. Great, simply breakdown here 👍 Also, putting my $1 million in 100% stocks because I'm young

[@nicholasmartinez6043]

If you are 10 years or more from retirement, what is the point of having anything long term in bonds?

[@lilytea3]

0:30: 📊 The video discusses portfolio allocation and different models with their historic returns. 3:04: 💼 The video discusses different investment portfolios and the recommended allocation of stocks and bonds based on age. 6:42: 💰 The video discusses the returns and risks associated with different investment strategies. 9:56: 📈 Increasing allocation to stocks leads to higher average annual returns. 13:00: 💰 Investors should be compensated for the amount of risk they take on. Recap by Tammy AI

[@thare2597]

Regarding "stocks" along with Warren Buffett, my advice is to buy a large cap dividend fund with low fees. Most people suck at stock picks.

[@anthonyfeola5531]

15 years with a millie? Im only 35, so I go 100/0 with an S&P etf. If I was able to allocate I'd go 11 sector etfs and allocate based on the business cycle and economic factors. ps. Marko only drops bangaz

[@JunkSock]

Bonds should not be a percentage… make a plan for actual dollar amounts and cash flow… don’t even use bond funds unless it’s part of your dividend portfolio

[@hornedlobster]

Get these goddamn bots out of this goddamn comment section.

[@sumanikamishra8604]

Do you provide any online classes for day trading?

[@franks6857]

I'd pick 40/60. Only cause my age which is 65...or am I wrong?!

[@adrianhummel83]

Marko give me 1 million into 60/40 split please.

[@menelaus_iw]

Can you do a video about all the different types of bonds pls?

[@MercenaryTX]

Got killed in bonds last year.

[@MilqueMoney]

100% stocks boy, risk it for the biscuit.

[@WheelStratJoe]

80/20 for 15 years

[@WellsWellss]

100% Stocks

[@SKiZ416]

100% equities I wants the returns!

[@jameszeng2666]

For the question at the end of the video: I would pick 100% stock (into broad market ETF like VOO or VTI). The reason is simple: No one knows whether or not stock market will rise or fall tomorrow. But I am 100% sure the stock market will double (or even triple) in 15 years.

[@TheMightyNate]

Marko when your school aka university of marko starts im definitely supporting that thank you for this channel ..seriously

[@WhiteBoardFinance]

Its in the process of being built. the landing page is done, just populating content right now. give it a few weeks please! thanks

[@petermavus4131]

Years with a loss seems to be close on all of them ….time horizon is the key …no longer working income is very important.

[@texasfight210]

20's gang at 100% yolo stocks! Lets goooo!! 🔥🔥🔥 will start to taper it here in my 30's soon.

[@dougz2855]

Smart investing can be life changing, thanks for sharing these allocation models😇

[@Beastiened3]

For 15 years I'm going 80/20. I tend to be a little more risk adverse than most. Great content as always Marko!

[@RubyPC2]

I'd love to see a video on how to come up with an international stock allocation!

[@ghostmane2643]

Nah bro, you convinced me years ago bonds are ass.

[@imethanOW]

Just wondering how long it takes for the "financial advisor" comments to start rolling in....

[@Tully3674]

Excellent video - especially for 20-somethings who want to start on their path to financial freedom WITHOUT giving up some fun on Saturday nights.

[@petervigna3579]

15% tqqq 15% udow 15% spxl 55% tyd ...test it against the sp500 it blew me away 3x returns with almost the same amount of downside as voo i tested it between 2005 to 2015 to catch the GFC and rebalancing quarterly

[@terracenight27]

I’d do 80/20 but the 20 would be ultra short bonds.

[@nikaristov]

Thank you for the awesome analysis, Marco! Do you know whether these are adjusted for inflation? I'd be curious to see how inflation affects various categories of stocks and bonds, and if that would play a role in investor's decision making.

[@Sovnarkom]

For me, certain amount of cash emergency fund (which I partially place in retirement accounts for asset protection) but as I become elderly and wealthy (hopefully I’ll make it there), I might go to 90/10 stocks/cash.

[@thesecureserver]

Because of my age (42) I would pick 70/30. I still have some years before retirement and I can stomach that risk.