ALL THINGS MONEY 💸 | Financial Tips I’ve Learned

[@glowingmyway]

A millionaire once told me “Its not how much you make, its how much u keep”

[@glowingmyway]

thibault973 chile KEEP means INVEST. Are you that slow??

[@nasraomar4263]

thibault973 I’m sorry girl but ur completely wrong, If u die tmrw don’t u want ur family to have the money u have kept but listen girl keep spending everything that u make and I’ll see u on the streets begging for money. USE YOUR MONEY WISELY

[@nasraomar4263]

glowingmyway wow that quote is beautiful

[@rikanejose2611]

@@thibault973 You missed the point. You can treat yourself but spend your money wisely. If you keep spending but never save, eventually you are going to be broke. Anything can happen to you next month, you can even loose your job, so what are you going to do. Let's say God forbid something bad happen to you, can you afford to live comfortably without relying on anyone to help you financially. You should be wiser than that and learn to save and be smart on how you spend your money.

[@dolly20ify]

LMAO y’all taking advice of millionaires as low- middle class people? Capitalism is really a trip

[@luciacoeto3222]

Oh I'm glad I came across your channel Adrienne. This is interesting thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It's great to start young too!

[@marcosalvatore673]

Hello I'm 42 working on my retirement fund too. What do you think is the best target for retirement?

[@yvonneerik2510]

A lot of people find having a couch /financial advisor a luxury

[@luciacoeto3222]

@@marcosalvatore673 personally I think 1m is the goal to overcome inflation and having them in an inv estment p ortfolio is a perfect plan. I'm half way to my goal 😊

[@luciacoeto3222]

@@yvonneerik2510 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey

[@phillawson5785]

I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?

[@lovealwaysjasmine]

So humbling to see a celebrity talk about budgeting. Thanks girl

[@TW-mg3ld]

Adrienne is not a celebrity

[@SierraLyons]

What is she then?

[@summerlyric506]

I agree cuz no matter how much money you get, it's what you do with it.

[@koopapro]

Celebrity not even close 800k subscribers dont make you a celebrity she only considered popular

[@FreeDrugz]

@@koopapro uhh it's not her youtube that would make her a celebrity. How about the fact she's been a successful actress, singer AND talk show host.

[@ERF5332]

I totally agree that finance should be required in schools, especially in schools with underprivileged kids.

[@nidiaalvareznguyen]

allahloves faryaalmakhdoom sometimes pregnancies happen and you don’t expect them. Your comment is disgusting.

[@nidiaalvareznguyen]

allahloves faryaalmakhdoom your comment was just ignorant as it had nothing to do with the original comment to which you replied. I’m not patronizing I’m calling it as it is. Finance should be taught everywhere, and “poor people” probably don’t give a shit for luxuries and they are better and more hands on at raising their children. It’s not suffering it’s working harder which is better.

[@camillefaith2005]

allahloves faryaalmakhdoom well people should have the right to choose that but also the right to want to bring their kid into the world and give them a chance at life. Like the girl above said, pregnancy happens sometimes no matter how much family planning you have. Abortion isn’t so easy for a lot of women.

[@nidiaalvareznguyen]

Random person On KZbin abortion is also expensive.

[@omelas8375]

Govt is a requirement when your a senior. There's a whole unit on finances.

[@soshanaadlam7165]

As s Financial Advisor, I am happy to see you speaking on this topic Adrienne....Financial Literacy is Key

[@soranllycastillo7098]

Sorry to ask. How did you get to be a financial planner? Do you have a bachelors or did you do a certification?? Im super interested in getting into financial planning and just need an idea where to start.

[@zqpcydbfoqbdiehdj]

@@soranllycastillo7098 Google it lol

[@zqpcydbfoqbdiehdj]

@@soranllycastillo7098 Becoming a Certified Financial Planner requires at least a bachelor's degree from an accredited university, as well as college coursework from a program that is registered with the CFP Board. You'll also need at least 6,000 hours of professional financial planning experience (or 4,000 hours as an Apprentice).

[@fletcherxdesign]

If you can’t buy it twice you can’t afford it. I replay this CONSTANTLY lol

[@tequilagirl83]

Haaykay Tee well then there are very few people who can buy a house...;)

[@fletcherxdesign]

tequilagirl83 exactly why majority of America fell into bankruptcy, foreclosed homes, unwanted/unneeded credit card debt to make ends meet. The house is actually the one thing to make sure you can buy twice, that’s why people save up for mortgages. Otherwise if you are in middle class buying a home bc you can only afford it once more than likely you will struggle severely to make ends meet. That saying is actually most commonly said by millionaires / people who have major money.

[@aphro123star]

@@tequilagirl83 if you have the money, buying a house/ owing property is an investment. This rule applies to more vanity items such as cars, bags, shoes, etc.

[@daniellamoreno3616]

Yes I been frugal now.for 10 years before vlogging about budgets came out.

[@fletcherxdesign]

Daniella Moreno samess 😂

[@SaraPerez-kr2zq]

I'm 22, graduated college, living on my own now, and with 5 credit cards already and working 2 part time jobs no days off. So when I say this helped a lot IT HELPED A LOT. it's so unfair that a simple video like this just changed so much, everyone should be aware of knowledge and perspective like this starting in schools, it literally feels like we're being sent off into adulthood to become failures. THIS is why millennials have all these issues with anxiety and stress, we really lack basic information that is actually super useful. thank you Adrienne

[@Shawn-hg3gb]

Why do you have 5 credit cards? Are some of these department store cards?

[@Loganm0213]

You should look into some financial gurus! They changed my life. Dave Ramsey especially. He can be tough, but his method works and I’ve learned so much. 6 months into his plan and we’re almost debt free!

[@zqpcydbfoqbdiehdj]

Let me tell you something girl. You have just uncovered the truth. But sadly not everyone thinks like that. Not everything that shines is gold so what I mean by that is really focus on what you need rather than superficial stuff that will gratificate you temporarily but in the long term it will make you suffer. So be wise and spend life learning and knowing what's best for you in the long term. The system is built to make you spend ridiculous amounts of money so that the rich get richer and the poor gets poorer. But the wise folks make it through it because you can. It just takes self discipline

[@aspirehigher6368]

It really depends on who you had around you. Schools absolutely didnt teach it and not only that but some of the ways we even handle money today is far different than how it was when I was coming up so they wouldn't even know how to teach it yet even if they intended to. However, because I watched my parents I learned many good habits from one of them and saw many bad habits with the other one and I adopted the good and avoided the bad. But still struggled, for example, I too thought it was best to just not get a credit card but I had no idea how they work or what credit even meant and how having one could help me IF I USED IT RESPONSIBLY and paid it all the way off all the time because the longer you have a card and keep it in good standing, the higher your credit score rises so the only way it'd be a problem is if I wasnt paying my bills but without it no matter how many bills I'd pay it wouldn't increase my credit. I'd just seen so much debt with some people that I wanted to avoid every form of credit and loans but in reality, even loans can boost your credit if you actually pay them off correctly and I just never knew any of that. Im glad I do today. I'm 30 and got my 1st card at almost 27 yrs old. I have 2 now. Still avoiding loans because of their interest but I am no longer afraid of it how I used to be. Times are changing in some schools thankfully because one of my nieces is even learning about the stock market.

[@kishashares2732]

Be glad you can make these changes now that you’re so young!

[@KathyRobles1127]

Just when I was reviewing my budget! God is good 🙌🏽🙌🏽🙌🏽

[@AllThingsAdrienne]

That timing 🙌🏽🙌🏽

[@lilmzkrazygirl]

All the time Amen

[@kellykb298]

Kathy Keaton same sis, God’s timing

[@EhlieLuna]

Prince wrote “If you have to ask, you can’t afford it.” That line really started to help me lol super random

[@CheRhys]

Ehlie Luna I literally don’t look at price tags and I should lmaoo

[@doingitover40]

yep!

[@gaila.9852]

@@CheRhys That's one of the most ridiculous things I've ever heard.

[@vanessapagan4729]

would you be to talk more about the time you were broke? It would be interesting to know how you powered through that situation in your life. when you were young and earning an adult income.

[@gaila.9852]

Yes, I want this video as well!

[@Mizzbabyblue12]

Thank you Adrienne for making a video about this topic. Financial literacy is so important!

[@AllThingsAdrienne]

You know it! XO 💋

[@kyeonshaerichardson]

Mizzbabyblue12 yes that video like so many others have come in handy

[@lynneacevedo6641]

Yup and should be a standard in school!!!

[@doingitover40]

agreed

[@monapatel8811]

1. Calculate Overhead Expenses(what u actually need to spend on to live. Ex: rent, utilities, water, gas, car bills, grocery, insurance, gym, gym). 2. Are you making enough to cover overhead expenses? 3. Prepare a budget 4. Figure out your goals 5. Don’t eat/drink out 6. Reward yourself. All the money u save from not eating out, watch the $ number go up! 7. Save with the 50-30-20 income rule: 50% should go to overhead. 30% should be unfixed (clothes, gifts, etc) 20% should be saved. 8. Have good credit. Have a credit card and always pay back. Only put things that are recurring on your card (gym membership, phone, etc) 9. Read wealth books

[@rmm9548]

Mona Patel THANK YOU !!!!

[@jdashlovela]

lol omg I skimmed through and I was like ex 🤣🤣🤣 why would u spend on your ex but you meant example 🤣

[@weltschmertzz]

Thank you!!!

[@Behappy-rf8gl]

Mona Patel thank you

[@rakhibhardwaj9]

Mona Patel what about people who are neck deep in debt ? And are running a business, without anyway to get out?

[@macieldelacruz3076]

I’m a finance graduate student 👩‍🎓 and I truly appreciate this video because I feel like a lot of people need to be more aware of what finances are. Also budgeting 🙌🏻🙌🏻🙌🏻

[@myanase4854]

Maciel De La Cruz I’m majoring in finance! May I ask what your concentration was?

[@Minney-Me]

Undergrad next I'm going for my CFA I'm really excited!!

[@macieldelacruz3076]

Mya. E I did accounting

[@sabrinahampton4793]

I work in finance now and when I say I’m learning soooo much I’m obsessed with learning because the lack of knowledge is literally dangerous

[@OmobolaOkeowo95]

Don’t think short term- think long term. That’s a word. 💕

[@ArielUpshaw]

Not gonna lie. Adrienne is a better finance teacher than any instructor I've ever had. And I'm a business major. I've had every class. She broke it down. Made it simple. Got to the point. Kept it organized. Thank you! 💖

[@lisapillay9359]

I'm glad you mentioned reducing time spent on social media. Totally agree that financial education should be taught in schools. Enjoyed this video ❤️

[@chanibanny]

Agreed! This year I started teaching money management in schools and it's so important. Helping these kids avoid unnecessary mistakes in the future is very satisfying. They love it and really change a lot of their behaviors and beliefs about money as a result. Definitely should be part of the curriculum!

[@BeautyAndFaith]

Hold up let me get my pen and paper for this one! 📝 Okay...... PROCEED! 😁

[@edelinelouis8930]

BeautyAndFaith right

[@angelalissette8538]

Pen*** 😒

[@arianaruscito6111]

FACTSSSSS

[@angelalissette8538]

Caroline Mathew 😒😒😒😒

[@angelalissette8538]

Caroline Mathew lmao 😒😒😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒 😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒

[@brandnewyorker]

For some reason you are SO genuine that it blows my mind. It feels that you really want all your viewers to succeed. And you are actually sharing the parts that are truly useful Thank you!

[@pinkeeluvr]

“Old navy has jeans for $15” 🤣 Your mom and my mom must be friends lol

[@fabulouslifeinchrist1349]

I say I wanna buy a spray or lotion from bbw for $10 my mama says I don't need it. Adrienne $150

[@michelles8705]

pinkeeluvr shoot goodwill is cheaper lol love goodwill

[@jasminvalerie]

As someone who lost their job at the beginning of summer, and has been actively applying and interviewing all summer, I really appreciate this video. I feel that me losing my job was a wake up call on my spending habits because I was just constantly relying on that paycheck instead of saving for the what ifs. Lord let this video be a sign that I’m going to get a job soon 🙏🏼🙌🏼😍

[@deanne3586]

I loved the 50-30-20 advice. I'm still learning financial discipline. Being a single parent makes it hard. I often makes frivolous purchases just to say I've done something for myself. Now I'm understanding the effects of financial literacy and working to maintain the discipline.

[@sarahandrea9361]

Hi Adrienne, I made a financial goal for myself to purchase a car in order to transport myself back and forth to nursing school. Thank you for the tips!

[@HowDebbieSaves]

Adrienne I’m so glad you used your platform to talk about people‘s finances. There are so many ways to cut expenses to GET OUT OF DEBT & SAVE MONEY. That’s why I created my own channel to help people save time & money. I hope you keep talking about this topic. Great job!

[@HowDebbieSaves]

Ashley Thomas Hi Ashley. It depends if you are in debt or if you want to reduce your monthly expenses. I have videos on my channel with different topics that can help.

[@rakhibhardwaj9]

How Debbie Saves can you suggest what to do when your business loans are way to high?

[@HowDebbieSaves]

Rakhi Bhardwaj Hi Rakhi. I’m sorry to hear that you’re stressed about your business loan. When you say it’s way too high do you mean the interest rate or the amount that you currently owe?

[@shanellspoint]

I deadass almost CRIED when you said you were raised to never get a credit card & that’s what hurt you most. I am now at almost 26 seeing the downfall in that and trying to correct it. This video..this the one💯

[@Jasners]

This couldn’t have come at a better time

[@tarshaneilly518]

I know right. I feel so ashamed at 48yo. But you are so right.

[@fabiolabirrueta3004]

Absolutely LOVE this!!!! There’s no one out there currently talking about IMPORTANT stuff like this to our generation with a platform like yours! Thank you!!

[@chivonnecampbell]

FINALLY!!!!! Tired of all these videos about makeup, hauls and shoes (not you KZbin in general). Now its time to T.A.L.K! *gets notepad

[@rachelsweets]

I agree

[@Nananadadadawoo]

@Wambui Iubmaw yeah but if im tryna learn 1 makeup look i dont need 40 more videos of it after

[@f1content364]

They’re a lot of youtubers that talks about finances you should search

[@chivonnecampbell]

@@f1content364 there is, but in comparison most women on youtube are lifestyle and fashion channels

[@956judith]

Chivonne Campbell yes!!!

[@diviner2347]

This is the kind of person who should teach about finances-talking from experience and using personal examples.

[@moneytalkwithbrian9950]

Divine Grace Rafanan I totally agree! She is great and with great tips. I want more of it... : )

[@sharisss2608]

I like that quote Adrienne i also had a teacher tell me “don’t let your now you mess it up for your future you” how happy will you be at yourself in the future if you follow through on your goals and plans.

[@jackie_0221]

I’m surprised your mom watches your finances, I thought your husband would. It’s nice that she’s still very involved in your personal matters and supports you on all aspects!

[@Jbucci]

I took a financial management class and it was by far the best information I ever received

[@shanec9840]

Good for you, Adrienne, for sharing these money management tips with your viewers because many of them look up to you, and they're young, impressionable, many whom are minorities, and they just haven't been taught the inns-and-outs of making their money work for them and not the other way around.

[@hasitdawnedonyou]

My husband and I actually put our income and expenses on a spreadsheet likes a profit and loss statement almost and stretched it 5 years. It’s great to know where we will be financially esp when we want to buy a home, start a family etc

[@onedirection2311]

I love seeing more women talking about this! The financial diet is golden and now I see so many more women adding this content to their channel too. I think it’s so important for women to see other women talking about money and understanding it. Thank you for this video!

[@AlizehLondon]

Funny you posted this. I’m 23 and I’m trying to teach myself to save so I told myself I’m only spending money on the things I absolutely need. I only spend money to pay bills, gas, and get groceries so I can eat. But majority of my money goes to my savings account. Thank you for this video! 💕💖

[@yourfantasy143]

You forgot KIDS!!! Some people have kids and it’s so hard. But great info !! Love you

[@washurhands5079]

yudith barron true but she doesn’t have kids so she probably can’t relate 🤷🏽‍♀️

[@Simpleliviing]

She’s talking from her perspective and she doesn’t have kids 🙂

[@saintofgod1244]

She did say it in the 50, 30, 20 rule. She say use 30% of your income/pay on your child.

[@nca4794]

Doesn't matter what your individual circumstances are, the principles are the same. You should be able to factor in your expenses, the things you want vs need, and then save the rest. And if you can't afford much after your overhead expenses, drop the "wants" down until you get a handle on it. For me, my goal overhead/desires/savings equation is 75/5/20 for the rest of the year. I've been spending money too many wants. 😔

[@saintofgod1244]

@@nca4794 correction to you... The rule SHE SAID is 50/30/20 and I think its more better than your 75...

[@NickiNinetySeven]

We need Adrienne to learn how to drive by the end of 2020!! Def vlog it

[@KeishelleNichole]

Nicki Ninety-Seven yea but she can afford not too haha

[@pashonfroot]

Keishelle White so then if she learnt how to drive, she can SAVE more money 😁

[@ckfields7146]

Not necessary in this day and age. Insurance and upkeep is expensive.

[@NickiNinetySeven]

Tlc Gabrillo LOL exactly

[@NickiNinetySeven]

Connie Fields not if you’re making the kind of money she is lol she doesn’t need to go buy a damn rolls Royce just something simply to cash off and boom

[@anabarajas50]

Girl you’ve accomplished so much! Glad you are letting ppl know the other side of being a celebrity, you also budget, have goals and share this reality with us.

[@jennyfromtheblock5113]

I’ve been on my own for a year now & financially I struggled at some points. Little by little you learn on your own but this video helped a lot! It’s very nice that a celebrity is giving financial advice & actual good advice! Thanks Adrienne 😊

[@cassedywitwer8019]

Your hair is so amazing😭 you look absolutely stunning❤️

[@LadyFay716]

Yes she does , she makes the everyday look elegant. Like she isn't looking over done or under done, perfect all the way around, plus she is giving great advice! She is such a sweetie.

[@deedidi9205]

OMMMMMGGGGG I was the first to like the video. Love you tons Adrienne from South Africa!!! You're awesome!! OMG I'm also the first to comment. Damn today is a special day

[@joyc9323]

Diana Didi praying for my brothers and sisters in S.A #ubuntu

[@deedidi9205]

@@joyc9323 thank you so much. It's bad hey it's really bad we need all the prayers we could get

[@Ruby-Jane]

Ehh SA say hey!!!!!!!!

[@mademoiselle2277]

I LITERALLY said yesterday this would be the LAST year I'm this broke! This is right on time!! Thank u Lawdd 🙌💕💸

[@karij8197]

I love how much credit you give your assistance. I love this kinda content

[@shabnamkashani7749]

Can we just take a moment to appreciate her authenticity???

[@sethbender2863]

Stay away from credit card debt. It's a dangerous world..

[@hossysdiaries]

It's true that debit can be crippling but it is also paramount to understand that there is good and bad debt. Like you can take credit to fuel an asset that is paid for by credit card. So I think that maybe just becoming educated on how to responsibly and effectively manage credit card usage is critical to how credit card debt is viewed.

[@mariamalalawi3213]

I totally agree with u..i stopped using credit cards since 2010 and I promised myself no credit cards ever

[@starb6683]

Didn't Adrienne say on the real she couldn't buy a house cause she never had a credit card so she didn't have good credit?

[@sethbender2863]

@@mariamalalawi3213 that's awesome

[@sethbender2863]

People out there think you can only get a house with credit, but that isnt true. I follow Dave Ramsey and he talks all the time about how certain companies dont require it...

[@christabellll]

I’m going to try the 50-30-20 rule. Thanks for sharing Adrienne.

[@thespongepuppy]

OLD NAVY HAS JEANS FOR $14 ommggg I love your mom so much. 💜💜💜

[@mikalafor01]

Student loans are a major overhead for most people in their 20s & 30s!

[@4806lency]

I'm having really dark thoughts because of this my friend 😔

[@AlGibani123]

try to get a scholarship, get a job while in school, go to a community college, go to a trade school

[@cristalcruz10]

chantal are you okay?

[@jolietia]

Exactly

[@TheFragrantBunch]

I loved this! I recently started to really tackle my student loans and contribute to my 401K. It’s so nice to see my loan go down and my 401K go up.

[@kristalperez5741]

You should do a video on books you recommend!

[@jazminmiguel]

YOU ARE AMAZING! I am poor but I am aware that if I want to get rich, I have to live a poorer life to do so. Live under my means. As a college student ( with a full-ride scholarship) I am exposed to many rich people. There is a lot to learn. I felt it deep when you said that you were told that getting a credit card is bad. These are lies that the poor, weak people make. We need to get things together and be open for financial education than say NO to everything. I am a business coach where I teach teens & adults on money management. Thank you for this video!

[@pinkpajamas6322]

Jazmin Miguel. How did you receive a FULL RIDE SCHOLARSHIP??? I REALLY NEED IT FOR COLLEGE AND I DON'T KNOW HOW TO ACQUIRE IT BEFORE THE END OF THE SCHOOL YEAR... so please assist me with anything you can! Thank you!

[@pinkpajamas6322]

Jazmin Miguel. What were your STATS that helped you get a FULL RIDE SCHOLARSHIP???

[@jazminmiguel]

@@pinkpajamas6322 hi! I did not take the STATs. I took the act and had a 4.0 GPA. The scholarship is all academic. If you live near Phx let me know so i can give you more information. Other than that, scholarship research has to be done

[@pinkpajamas6322]

@@jazminmiguel Hi Jazmin Miguel. By STATS I meant the activities, GPA, Classes that helped you get a FULL RIDE SCHOLARSHIP when you were in HIGH SCHOOL. I live in a different state and I'm currently a senior in High school; unfortunately with a H O R R I B L E SAT score...🤷☹️ and I don't know what to do about it at this point. And I don't think I could get a full ride scholarship like you. Any advise you could give me would be greatly appreciated. By the way, can you share the information with me even if I don't live in PHX Arizona???

[@remixxlife]

Im ready to see you in driving school. That would be a fun episodeee :)

[@franchyluxuriouslifestyle9848]

Why she doesn't have a driver license. Is that a fear

[@NiaMSnow]

I dont have mine yet..

[@berdouglas2000]

@@franchyluxuriouslifestyle9848 No lol she was born and raised in NY so she didn't need to!

[@franchyluxuriouslifestyle9848]

That make a lot of sense

[@berdouglas2000]

@@franchyluxuriouslifestyle9848 Yeah lol

[@thetiffshows]

i love adrienne and all the wide array of topics she covers ESPECIALLY with finance! keep it up girl I love love love ur channel❤❤❤

[@emi-bs9rv]

When she said I want you guys to say 'I have never gone broke' damn this completely opened my eyes. Its imperative to look after your finances. But I immensely appreciate Adrieen for being a mentor. It it such a selfless act and such a humble being❤️

[@ceecee9447]

When you said that we should do something today that our future will thank us for, that spoke to my soul. I needed to hear this. Thanks Adrienne. Sending love from the UK 💗

[@janai9868]

Thank you for starting this channel! You are so down to earth and I love how you help us come up in the world as well! Love you A!

[@breannacasey7718]

Step one- become a Cheetah girl 😂😂😂

[@koopapro]

Oh shit that's who this chick is i thought she looked familiar

[@asiamiwillbe]

That's where I know her from

[@beautygirlsguide]

LOL!

[@chastityshell5672]

She was is 3LW first so more like step 2 become a Cheetah Girl (this list is getting more and more discouraging)

[@ModeFin]

Chastity Shell LMAOOOO

[@MsMak03]

Thank you Adrienne, that last bit about not watching other people make money was real.

[@atoookello1555]

This is just what I needed to hear today Thanks Adrienne for educating me on 50:30:20 rule Its a new concept to me Thanks for encouraging me You saved a life

[@jadachoates11]

Adrienne!!! I love this!!! Being in school I needed this reminder. Can you talk about how to invest your money to make more and liquid assets.

[@brenday93]

Thank you for making this video!!!! Ive been trying to get my finances in order because i don't want to live pay check to paycheck and this has literally given me an idea on how to start! Again thank you so much!!

[@catragodwin8201]

Whew chile! This was a word and right on time! I was ok am upset with my husband that we can't afford to go somewhere for our 5th year anniversary ESPECIALLY since we didn't go on a honeymoon. He looked me dead in my face and said, well if you stop spending money on stuff you don't need we can save and go somewhere. I was distraught, like how dare you tell me what to do with my (our) money. But after having a come to Jesus moment with myself; I had to REALLY check myself. I had to admit he was right and in order for us to go on trips and do the things I want us to do, I can't be all up in Homegoods and Target making it rain. I appreciate you for sharing some tips and I will make sure to pick up the book you mentioned.

[@mrsb0215]

Hi 👋🏼 You should look up Dave Ramsey. He talks about using an envelope system where you put cash in it to use for the month. It helped me to stop using my debit card and just use the cash that I allotted for myself as an “allowance.” My husband put me on. We do this together. Then there’s an app called Every Dollar. Before you know it, you will take your much needed vacation. ❤️

[@catragodwin8201]

@@mrsb0215 thank you so much! I heard Dave Ramsey is the truth! I will definitely look into your suggestions! Thank you!

[@mrsb0215]

Catra Godwin You’re welcome ❤️❤️❤️❤️

[@nafeezasitaram9356]

I love you for not being selfish, and share your experience with otherd like me😀

[@courttower583]

I had to watch this twice! It's so refreshing to see a celebrity talk about finances. Thank you Adrienne for sharing your tips! We budget like crazy (and it hurts sometimes lol) but its good to know we are on the right track!

[@celestely]

Hearing you is like a fun podcast. I love your energy and I love how real you are! Thank you for helping your viewers and for giving such amazing advice and resources!

[@danibizzle569]

Thank you for posting this, A! I wish this is taught in school as well. I didn’t learn much about credit until I was in my 20s.

[@itsjusttjoy]

Adrienne!! MOST USEFUL AND INSPIRING VIDEO EVER! As an ex economic student who used to love businesses , i am now gonna download the Forbes app and read articles to better my time ! Using social media is such a habit but it can be overcome!

[@paulagashi9006]

I love that you are so down to earth and that you as a celebrity are using your voice to raise awareness about things like this!!! YESSSSSS👏👏THANKS FOR SHARING AND BEING HONEST!

[@enhancementswithdoll4210]

Adrienne, you’re so humble! I love this video! Thanks for sharing and teaching us 🤗

[@maggiedean]

Yes!! Was always told never to get a credit card growing up and got one a few years ago. Seeing my bill really opened my eyes on how much I spend every month and you can earn points too! Of course it helps build up your credit but if you're going to spend the money, might as well get points for it!

[@donnakumariex3]

Thank you Adrienne for sharing all of these HIGHLY important tips!! It’s interesting because I was literally just reading about improving your credit or how to avoid messing up your credit the other night! lol It’s definitely a challenge to spend (or even save) smart when you really want to indulge or spend lavishly and forgetting about the BIGGER picture/life GOALS! Stay sweet and REAL!! 🤗😊❤️🙏🙏

[@dzy1008]

Thank you for your tips Adrienne! Love how you inspire everyone, it makes me so proud as a Latina to have someone like you representing us.

[@jknee4]

I really like the fact that you took the time to share another side of you. I See that you're not just pretty but you're really smart and you take the time to get to know your audience which is so good I want to see more of you being genuine

[@pinaopina]

For me is 1) shelter 2) food 3)utilities= lights,gas,water. 4)transportation=insurance,gas. 5)health insurance 6)cellphone

[@VEE2]

Adrienne, you are the sweetest soul. I took lots of notes and I am going to create a plan of action, nice topic

[@SUZUKI1777]

Good advice. I always have a need and want vibe when I go shopping. Looking at the item deciding if i need it or just want it. Btw love your look and the dress is pretty.

[@alleiajames8229]

Thank you so much Adrienne! This was very informative and helpful. Can you make a video on investing for beginners? I recently graduated from college and want to invest in stocks, bonds, index funds, etc.

[@rosacastillokrewson8048]

Read Suze Orman's book Young, Fabulous & Broke. She breaks everything down so that it's easy to understand.

[@alleiajames8229]

@@rosacastillokrewson8048 Thank you so much! I downloaded the pdf version of this book. I will start reading it today! 🙌🏽

[@rosacastillokrewson8048]

@@alleiajames8229 I hope you find it helpful. I also recommend having a 401k with Ariel Investments, started by Melody Hobson. Their funds generally outperform the S&P 500 index fund, and it supports a Black owned business. I think she stepped down as president after she married George Lucas, but she gives great financial advice as well.

[@Jessica-Darwin]

Yesss love this topic !!! The Fab family is also learning a lot about our finances and how to better manage it. We are currently in the process of becoming debt free 🙌🏻love that you are touching this topic. It’s important for a lot of out generation to break the curse of financial illiteracy!! 🙏🏻

[@bodybygia]

Thank you for sharing your tips and empowering words 😘

[@irakaye]

I pictured Adrienne teaching a class and I’m the student taking notes ♥️

[@conniengee6611]

Pets, kids, has, car, gas internet and phone, Netflix, gas, water, light, property taxes, food, credit bill, college.. is a must. The older I get the more responsible and I'm better at it once in a while I'll spoil it it has to be what I really need I will spend.

[@darrenting8185]

Hygiene

[@Krzrrazrrokr]

You can live without Netflix sis

[@conniengee6611]

@@Krzrrazrrokr true

[@corrinewright94]

Yes! So informative one of the best KZbin videos you’ve done yet. Thanks for sharing your tips!

[@bianca.jenesse]

Thanks girl so helpful so amazing to hear a female talking about money- i was literally praying for this this week! I was like Lord I dont understand all these men talking about money but hearing you teach on financial literacy gave me a new fresh perspective! why dont more women talk about this! I have so many young single friends that struggle with just making ends meet as entertainers! so thank you love ! Always inspiring! Please go on tour and teach these to young females! so needed!

[@summerlyric506]

You are so right on eating out. I started packing snacks and lunches and eating home much more. What you said about short term gratification is where I struggle in terms of eating...using instant gratification to cope when i get overwhelmed

[@gabriellagonzalez8743]

The fact that this video is uploaded as soon as I’m watching the cheetah girls 😂 is so funny! Love you girl

[@emilyhenderson8887]

50-30-20 rule is AWESOME! Everyone should try it at least once

[@simonethach7134]

@@LifeWithBianka watch the video she explained it. 50% of your income goes to fixed expenses, 30% goes to variable expenses 20% saving. I'm an accountant I often give people financial advice i always said just remember 50/30/20 rule.

[@leannymart]

I usually earn about 300 every 2 weeks. How will this work for me? I have phone bills, car insurance,gas. My mom takes about 200 to help pay with bills.

[@simonethach7134]

@@leannymart the rules still apply. there's usually two problems with finance income and budget you have income issue...you have to find ways to make more money get a second job and invest in yourself thru trade school or college.

[@shakilaf2995]

The law of attraction is real. Earlier today I was researching personal finance tips etc. Now this!

[@SashaCo29]

Thank you ! You know what? Every time I watch your videos I feel like I’m watching my best girlfriend or sister. It must be an NY thing! Great Job. May the Most High continue to bless you and your family ❤️

[@MsVerodesign]

"You gotta stop thinking short term and start thinking long term" - this one is GOLD

[@marcela1997]

I love you Adrienne! Yes very helpful information. I guess many Latinos believe in not getting a credit card or having your money under the mattress rather than in a bank. You have inspire me to keep track of my expenses; needs and wants

[@trisha4given]

I ALWAYS, without fail take away SOMETHING from you girl. Thanks♡

[@Beautybyellenagrace]

Yes!!! I’ve always said that about school teaching finances!! 👏🏽

[@ClaraBowInThisLight]

Adrienne! I absolutely love these videos. I’ve been walking around with the “they’re not your friends” advice from the weight loss video and noticed so much how many people pick apart what I eat. You’re a girls girl!

[@abyd5151]

I'm a sophomore in college and WOWW did this help me!!! I can't tell you how much you've inspired me. I'm not even lying but, every single video of yours literally makes my day. You're GOALS. PERIOTTT!!

[@echakamonjok]

yessss! i'm ready to learn because childdd i've started investing. i'm about to graduate film school so grown woman moves!

[@irvanisse]

Off topic but Your hair looks amazing😍😍❤️

[@GoGo4428]

Irvanisse i was JUST thinking that

[@AllThingsAdrienne]

Thanks babe! ❤️

[@irvanisse]

All Things Adrienne omg ily💞you’re welcome love☺️

[@CheyenneKingActress]

I recommend reading, “Rich Dad Poor Dad”, by Robert T. Kiyosaki. Great finance book.

[@hinnyhinker]

Cheyenne King Richard Kiyosaki??

[@CheyenneKingActress]

Sorry I meant Robert T. Kiyosaki **

[@zoyain]

This!

[@kawtaroulamine614]

Yessssß

[@trinidadianbeauty1]

Yesss yesss yesss! Best book I ever read

[@mariahiroko]

It took a long time to get here but I’m here. For a long time, decades, I lived paycheck to paycheck. God blessed me with a great job one day but I didn’t increase my expenses. Now my priorities are 1) Tithes 2) Savings 3) Bills 4) Donations/help family 5) Fun and frivolous in that order.

[@jaz1elise]

Great financial tips, Adrienne! I need to budget, and read more on finance every day.