Ally Bank Review: Watch BEFORE Getting This Bank Account!

[@DayanaPlays]

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[@richard1113]

I've been with Ally for a number of years now and currently have 4 accounts with them. Great customer service! I usually do not need a local bank but there are a few times when I do which is kind of a pain. Those big local banks don't pay interest on checking (usually) and very low interest on savings.

[@DayanaPlays]

Nice! Yeah, I've heard their CS is pretty great. Do you have a bank account at a brick-and-mortar too, or just Ally?

[@richard1113]

@@DayanaPlays Yes, but I'll probably be closing it in a couple months. Chase often has some deal where they give you cash for opening an account. So if I need one, I do. Then use it for a year and close it. I've done this several times. But I'm hoping to figure out a better plan in the future.

[@Sexcmo78]

I totally agree with you,, I like Ally alot, actually alot better than Sofi... Sofi is horrific,, Ally has better customer service,, offers checks and doesnt hold ur direct deposit to unlock Sofi's features... Ally is more established and you cant go wrong with 24/7 phone support..

[@tighteyzs]

✨️ALLY✨️ I've been with Ally for over 5 years. I have no complaints. 😊

[@DayanaPlays]

Love that! 💜

[@williampennjr.4448]

Its the best but there is always something to complain about. They have a big problem with locking people out of their account. Although its happening less often, its still an issue Also, I cant understand why they dont allowing trading fraction shares, yet you can reinvest dividends in fractional shares. Lastly, they dont explain their occasional fees and some trading activity on the activity page or anywhere else on the website. You have to call customer service. I had $25 taken out of my account every month for 8 months. It didnt say what it was for. I called customer service to find out it was a fee for untradable stocks. I had these dead stocks on m account for over 10 years but they suddenly decided to charge me a fee without any warning. How hard it is it to put "untradable stock fee" in the desription for the fee and send me an alert that they would start doing it?

[@LeoSandovalOficial]

Dayana! what do you think about buying a car! with a credit card? and if so? any credit card recommendations?

[@DayanaPlays]

Hey, do you mean using a credit card for a downpayment on a car or to cover the full purchase?

[@LeoSandovalOficial]

@@DayanaPlays example , pay 7k cash and the rest in a Credit card 💳 With a 0% APR for 18 months

[@LeoSandovalOficial]

@@DayanaPlays I wrote to you in insta !

[@DayanaPlays]

@@LeoSandovalOficial If the dealer allows you to pay with a credit card and doesn't charge a fee for using one, and if you're financing an amount you know you can pay off in full before the 18-month period, then it might make sense.

[@LeoSandovalOficial]

@@DayanaPlays thank you 🙏🏽

[@yoshimikunnakamura3319]

I have sofi and ally and just find myself using ally more because ally does not require direct deposit to receive the higher interest and ally does have a card connected to its money market high yeild savings account

[@Sexcmo78]

I toally agree I had both as well but canceled my Sofi account as well, I found myself not using it much, that is correct about the money market acct... Sofi wants you to have direct deposit to unlock those extra features which is terrible...and for a few cents more on interest Sofi isnt worth it, and there phone support is terible... Also note with Ally Bank, you can have many, Checking, Savings and MMA accounts... Sofi you can only have one checking acct paired with only one savings.

[@ozarkcreativestructuresllc]

I love Ally bank on the personal side. Both with investment and savings.

[@DayanaPlays]

Nice! How long have you been banking with them?

[@ozarkcreativestructuresllc]

Two years now. They started me with a bonus for opening an investment account.

[@williampennjr.4448]

You cant trade fractional shares except when reinvesting dividends for some strange reason. If you try to sell all your shares, it has to be in whole shares. The remaining fractional shares will be sold about a day later, so you have no control over the price you sell it for.

[@AngelReyes-hc4ne]

If I just want the savings account and would like to use the money in the future and not really withdraw cash could I just deposit the money from the savings to another bank account ?

[@jclyntoledo]

Yes

[@ItsNomieHomieBologna]

For the high yield savings account what happens during inflation?

[@marisolmartinez1317]

Thank you for reviewing the deposit and withdrawal options. That was very helpful

[@DayanaPlays]

Glad it was helpful! 😊

[@LMBeck]

ALLY. Thanks for all the videos/information you provide. Have a great day

[@DayanaPlays]

Thank you for taking the time to leave such positive feedback! I hope you have a great day yourself! 😊

[@egyptianwolfgod]

I want a account that I can receive money every month for everyday needs but not sure which is best

[@toboekey]

🧐 good video u did a fantastic job ☺️

[@DayanaPlays]

Aw, thanks! 💜

[@toboekey]

​@DayanaPlays u r welcome pretty lady 🤗

[@lamamapanda9868]

Thank you, lots to think about. Search for an account for my mother.

[@DayanaPlays]

You're welcome. ☺️ Are you looking for a high-yield savings account for her?

[@lamamapanda9868]

@@DayanaPlays yes

[@rajeshravindran]

As always wonderful video ❤

[@DayanaPlays]

Thank you so much! 🫶🏽

[@fit_me_up9355]

Straight to the point video

[@liveloyal6589]

ALLY 🔥🔥. Always enjoy and appreciate your information and detail . 💯

[@DayanaPlays]

Aw, thank you so much! 😊

[@AngieMBlanco]

ALLYYYYYYY 🎉 sounds like a great option, but I love SoFi. I’ve had it for a long time and it’s just my favorite 😄 always amazing videos! ❤

[@DayanaPlays]

Thank you pollita! 💜

[@raulpardo9163]

I love my sofi another good video as always thkyou very much for the information that you provide to us we love you

[@DayanaPlays]

Thanks Chino! 😊

[@benjaminpierce7083]

Anyone know if the atm reimbursement works for atms outside of the US?

[@reypoleno1857]

no

[@averageguy1261]

Does Ally offer 2FA?

[@soussoumechri8841]

How to sign up !?

[@Presiplainejane]

Ally great video straight forward and informative

[@soussoumechri8841]

I am from Tunisia can I create an account on Ally !??

[@HowToCredit]

Super informative, best out 🔥

[@DayanaPlays]

Appreciate it! 💜

[@suzukiman8964]

I've had ally since 2000

[@suzukiman8964]

I used my saving back in 2021 to start a brokerage account, and have started using the round up booster

[@DayanaPlays]

Oh wow! What do you like most about Ally?

[@suzukiman8964]

@@DayanaPlays the APY, As I started investing I really started likening the boosters all I use is the round up one though; I can see the use in the others I just don't have a use for them, I use the bucks to help me built an emergency fund

[@suzukiman8964]

@@DayanaPlays the APY

[@suzukiman8964]

@@DayanaPlays once I started investing I started using the round up booster& the bucket to work on an emergency fund

[@PedroLopezBeanEater]

Can or cannot deposit cash…

[@DayanaPlays]

You can’t deposit cash. But you can make a deposit into your account using one of these methods: - Mobile check deposit - Online transfers - Direct deposits - Wire transfers - Mail

[@jazzmeriabarnes3409]

The savings interest Has gone down to 4.20% since this video was posted

[@DayanaPlays]

Correct! 😊

[@redscorpion9325]

Ally dropped to 4.20% and Capital One went from 4.35% and dropped to 4.25%

[@Joek670]

Ally savings account APY is 4.20%

[@DayanaPlays]

Yeah, they recently lowered it a bit.

[@findyourtruenorth]

Effective content

[@DayanaPlays]

Thank you! 💜

[@nelsonvrivera5614]

ALLY 🌷

[@DayanaPlays]

Appreciate the love! 💜

[@nana-ce2nz]

On point

[@DayanaPlays]

💜

[@Vero.does.better]

I love your videos

[@DayanaPlays]

Aw, thank you so much! 💙

[@ethangamer3173]

How did u get so smart at such young age????

[@dghrhh-d2f]

Maximillian Key

[@CharleyKirk-y4m]

Sylvan Common

[@JaimeAshbacher-g6r]

Jazlyn Corners

[@RuthTaylor-w2s]

Lehner Valleys

[@AishaMBudgets]

Ally 😊

[@DayanaPlays]

Thank you for watching! 💜

[@EzekielAbigail-x9v]

Ellis Manors

[@JoshuaSavoy-z2z]

Geovanny Throughway

[@TawannaKelly-h6d]

Bennett Cliff

[@vickiarnold7300]

ALLY❤

[@DayanaPlays]

Thanks for watching! 😊

[@jeanetteagain6631]

👍🏻😊

[@DayanaPlays]

Thank you for taking the time to leave some love! ❤️

[@MooreRaymond-m4n]

Gerda Pine

[@HillMick-m8y]

Ernser Ford

[@qves30301]

🌹🌹🌹🌹

[@DayanaPlays]

Thank youuu! 😊

[@_._Cynda_._]

Ally❤

[@rollerhockeylifestyle]

ALLY

[@DayanaPlays]

Thanks for watching! ❤️

[@LloydNarramore-y5r]

Herzog Vista

[@JimmyGotVlogz]

❤❤❤

[@DayanaPlays]

Thanks J! 😊

[@AmalgamAlliance]

what is her accent?

[@DayanaPlays]

I’m Cuban! 😃

[@albertvela8712]

Ally

[@kennya1425]

ALLY

[@CassandraMustang]

Ally

[@DayanaPlays]

Appreciate the support! 💜

[@spoiled1978]

Ally

[@DayanaPlays]

Appreciate ya! 😊

[@hrizom]

Ally

[@DayanaPlays]

Appreciate you! 😊

[@luegi25]

Ally

[@DayanaPlays]

Thanks for watching! 🙏🏽