I got the Apple Card recently, I’m very happy with it so far 👍

Hey 👋 😊

Regarding the 4.2% on SoFi’s HYSA, the statement, “as long as you get paid by direct deposit OR add $5,000 or more every 30 days,” does that mean if I direct deposit any amount I will get the 4.2%? Or does it have to be direct deposits totaling $5,000+ every 30 days?

A card that taps into your home equity that requires home ownership, isnt that obvious? Why would someone who isnt a homeowner be interested or even attempt to apply?

I have the More Rewards with 30K CL. AMEX Green is similar to this but they have a $150 annual fee and the Blue Cash Everyday doesn’t have the 3X on restaurant and food delivery like the More Rewards. Plus the More Rewards by NFCU has a 300.

got rid of $22 k in 1.5 years transferring most of that to a couple credit cards with 0% for 18 months , this a great video 🥰

Great video Dayana! I have received an offer in the mail and the APR says between 24.24%-26.24%, however in the fine print it states that depending on credit worthiness they add between 15.74%-17.74% onto the prime rate...I think my credit score may be close to yours, but does this mean I could potentially be paying like 43% APR?

Excellent video! Very clear explanations and to the point. Thank you!

So many people scared for a financial review from AMEX because they lying about their income. “Credit Card Ballers!” 😂

PRIME: Thank you for being objective on the Amazon card. You gave the details I was looking for.

I love your cute little Christmas tree 🎄

AMAZON "Thank you" for this information, your video was very informative and answered all of my questions regarding this card, including which card to choose as well as the pros and cons of each card.👍

This is why I like Atlas better. They give you a small limit to begin with and report to credit bureaus every month on the 10th. I use it as if it was my debit card.

Thanks for the excellent review. I like your channel! Happen to find you through a search. I am a subscriber now.

What is '50,000 travel points' bonus offer?

Smart

Amex is the best option 🤝

So been with USAA a long time. Have everything through them except my mortgage. I've always loved them. My all time favorite bank. What if i were to do a bankruptcy? Can they/would they drop me? I have an unsecured loan with them & also a cc. Both with balances. Did have tip-top credit. Right at the top. Problem is this... Turned in our palace of a motorhome about a year after my husband's death (different financial institution) & they finally sold it. My credit has dropped to the low 600s. Never been late with anything anywhere in 18 years. I am kinda old, but I have alot I still want to do! I want to buy another house in a couple years & I want to take an online educational course to help me start one of my many business ideas. All the advice says do it! Asap! But I'm afraid! I always pay everything & would hate to be considered someone a creditor couldn't trust. Any advice?

Aven-thanks!

Rank

I understand the 2000 satisfies the payment but If the 400 monthly payment is interest you put the 2000 into the card leaving 8000 how do you net + 400 in cash flow on the card if you spend another 2000? Wouldn’t the 400 be expended as interest? Well maybe not all 400 but most of it.

Should I get a loan to pay my credit card?

Excellent sweetheart I’m going to send this video to a few friends 👏🏼👏🏼👏🏼👏🏼🎄❤️🎄❤️🎄

🔥🔥

Capital One down to 3.8% now

❤❤❤

🌹

I am not surprised to see Wells Fargo on the list of worst banks. They consistently charge me that $10 a month service fee, even if my balance is over the $500 required amount for most of the month. It’s disgusting to be charged such a high amount every month just to hold my money. I am not in the country at the moment, so I can’t close the account, but the second I’m back, you better believe they’re history. In the meantime, I’ll check out SoFi! Sounds pretty good. Thanks for the recommendations 👍

U.S. credit card debt surpassed $1 trillion for the first time. Great content & timing ⏱️ pay off those debt & be free. Freedom is priceless!!!

I’m confused or maybe I’m not understanding correctly. If he is already $10,000 in debt and he spends an additional $2,000 for a month in expenses, then pays $2,000, won’t he still have the initial $10,000?

As always informative video ❤

This is such a good idea! Really never thought about this before!! Awesome information for people who are trying to get out of debt 👏👌🔥🔥

Always A+ content thanks ❤

Chase works like con artist ....

Good looking out !!

Psssst Daya u need a bigger tree 😁🫶

Let me guess…… payoff your debt with your cash back? 🤔😏😏😏

My Favorite 0% APR Credit Cards: 💳Chase Freedom Unlimited: www.referyourchasecard.com/18n/8IC8O3IGN2 💳Capital One Quicksilver Cash Rewards: i.capitalone.com/J9xnETTRX 💳Discover It Cash Back: refer.discover.com/s/dayanacstll4?advocate.partner_share_id=2455193060 💳America Express Blue Cash Preferred: americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=DAYANCDQtg&XL=MIANS Other links: 💰SoFi Personal Loan ($300 bonus): bit.ly/ploaninvite 💸Sign up for my newsletter: dayanaplays.com/newsletter

''rentals''

If you do not have a full direct deposit of $5000 a month you do not get the 4.20%?

my ranking keybank, capital one then sofi. i use zelle between keybank and capital one. i dont have direct deposit so mostly use my local bank. for online i just do bank to bank transfers

Money

This was very helpful. Thank you so much. P.S. "Aven" 😉

Every time I've contacted Chase in the past to request a credit limit increase, they always told me it was a hard pull. I just saw your video and followed your steps and sent a secure message, so hoping it's a soft pull. Thank you!

love capital one. i use it with keybank and its great

Really struggled to find a video showing the design, and then this one offers me all kinds of angles and lighting. Liked and subscribed just for that.

Aven

Capital

After banking with Capital One 360 for my checking & savings for the past 5-6 years, I just recently switched to SoFi and it's so much better.

If you are already a prime member and you pay $139 per year for it, then why not have one😂 I am a prime member for 6 years and I just applied for one..😂