Amex Gold Card Worth It In 2021?! Everything You Need to Know

[@Rich_EDC]

Just got my gold card today and I'm super excited. I went from 480 crddit 0 savings no retirement no money or car to a responsible adult and I know its not a big deal but this gd card makes me feel I've come really far from what I use to be

[@fahad203]

A very good first step. Good luck in rebuilding yourself

[@antman674]

Congratulations! I went through pretty much the same thing. My credit was shot. Took about 5 years to work up to a 700, with multiple credit cards and a car loan. It does feel good. Something about it makes you feel like a real adult lol.

[@jeffkennedy2132]

I'm so happy for you and a big congratulations!!!@ you have earned this gold card so enjoy and be proud of yourself!!! A huge success!!!!

[@tuffgong2568]

FWIW what you shared is a big deal, I qualified for an AMEX gold card today after having 580 credit a little over a year ago, it feels like maturation, and I love your story.

[@forceofnature0012]

Woot! Congrats! I'm next! 👏👏

[@WaterYourSoil]

I think so. I honestly believe the Gold Card is one of the top two cards for every day people. The people who love going to the grocery store and out to eat will get the most out of this card.

[@tblub.9270]

Do they expect you to spend a certain amount of money of each category?

[@Re3iRtH]

I had no idea at all. For years I've been using the Chase Sapphire Reserve for my groceries and eating out at restaurants. The question is, are four AMEX points better or worse than three Chase points?

[@williamcordero91]

Yup. I have it and use it basically for everything

[@nialyles5863]

I love my Amex Gold. The Uber cash, Grubhub, and airline credits make up for the annual fee. Also - on a superficial note - I get so many compliments from merchants on how nice the card is.

[@tblub.9270]

When it says no spending limit I’m reading that a lot of people have had their transactions declined because there is in fact a spending limit. Has that ever happened to you? I was just approved today and I don’t want to have to attempt a purchase and it gets declined.

[@LandynG137]

@@tblub.9270 never happened to me because I pay everything at the end of the week. The limit is 3 times the highest amount you have charged to the card in the month.

[@nialyles5863]

@@tblub.9270 I've never had a problem. It's a charge card so you have to pay the balance in full each month. Also, although you don't technically have a credit limit, there are still purchasing restrictions. The card has a feature called "spending power" that you can access via the app. How it works is you enter an amount and it will tell you if the amount would be approved. I check my spending power out of curiosity every now and then and it always approves me up to 10,000. So if you are concerned, just check your spending power before a purchase. If it's for a few hundred, don't stress. But if you are making a very large purchase like booking a vacation, a really expensive handbag, or buying furniture or something for your home, then you may want to confirm it will be approved.

[@tblub.9270]

@@nialyles5863 Thank you for your detailed explanation. I’m excited but I became nervous after I started reading on the forums about people being declined.

[@tblub.9270]

@@LandynG137 Ok good to know. Do you use this as your everyday driver card where you put all your spend like bills and such? I’m trying to decide if I’ll use it everyday instead of my other cards.

[@Chriznis]

I just got approved for AMEX Gold and I’m so happy because this is my first ever AMEX card .. Got approved with a 798 credit score and 76k yearly income :)

[@tnvnaka84]

here 🍪

[@ulucio86]

I got approved with 640 credit score

[@ellentran96]

@@ulucio86 😑😂👍🏼

[@Jason-kv7cm]

@@ulucio86 hahaha nice! That shits on this guys original comment 😂😂

[@tblub.9270]

@@ulucio86 I was just approved today with a 658 score.Imagine my surprise.

[@OGskips]

Actually, the 3x points do in fact work when booking through Expedia. Apparently, the charge comes through the actual airline itself and not Expedia so it qualifies. Had a friend show this to me that it worked.

[@laurend.258]

Good to know!

[@Lionheart_He-Man]

Thanks for that piece of information

[@henrymontalvo5548]

This is true

[@lollipopjoe5530]

Thanks !

[@TehzeebR]

YAS !

[@bonylosdi]

Just got approved last week and I am excited to maximize the benefits

[@peteskeet9443]

I got the Rose back when it was “limited”. Now, I still like it over Gold.

[@jamie9lynn1]

It’s back!

[@CaseySpeaks6]

Gold is a no brainer. Thank you for doing this type of analysis for the people past the signup bonus.

[@EveningOfficer]

Just got approved for Gold card with 654 Fico score. Not gonna lie, I was surprised, but it was probably because I’ve kept my CC balances near zero for the last 6 months. Excited! 😁😁

[@Manhattan_]

Congratulations

[@AndrewComplexity]

What’s your credit limit ?

[@Manhattan_]

@@AndrewComplexity amex gold is a charge card, there's no preset limit.

[@markplymale]

Gold is my most used card!

[@gauravg789]

Spend 300k on it for work in 2020 (slow year by the way) Got reimbursed and paid in full every month.

[@Alvin_1914]

Same

[@phlspecial]

​@@gauravg789 damn what are you spending that much on for work?

[@BlackGT1999]

@@gauravg789 same

[@Mr.Lambert777]

Same, I call it my supersayian debit card. Lol

[@eclectic_musafir]

Just picked up the *Rose* Gold with the 75k offer through Cardmatch, as I'm pretty late game, and at 12/24 with 15 birds in hand, I've largely worn out my welcome. Already getting immense value, and I'd agree with everyone else commenting that this card is a no-brainer keeper card.

[@edwink1467]

You should have applied through the Resy offer, which gives you 20% back in statement credit on restaurant spending (up to $250) in the first year, in addition to 75K MR points. That offer is the best I have seen for this card. Effectively $490 in credit in the first year + 75K MR points.

[@richardelchoness1057]

what does your comment even mean?

[@floridaman964]

@@edwink1467 I just signed up and got approved for the gold using the Resy offer. I've been itching for one since food is my biggest spend category followed by gas. I have a blue cash everyday and now a fancy gold :) Thanks for letting me know about that Resy offer.

[@GrayTheDon]

Finally got approved after applying and getting denied for about 6 months!

[@camalw7742]

I literally just got approved for the Gold Amex I’m SO excited ‼️ Thank you Sebby for the amazing information

[@Sun-ub5yx]

Congratulations! I got mine 2-3 weeks ago and it’s honestly great I feel like a king

[@camalw7742]

@@Sun-ub5yx Thank you and congrats to you also. I must agree with you on that I feel like a King having those card

[@californianpop2147]

What’s was your credit score when applying?

[@Mr_Butterbean]

This is my second year. Got 10k retention offer took it!

[@AskSebby]

Nice!

[@shimoru6318]

What kind of language did you use during the call or did you just ask for retention offers? Mine is coming up soon

[@Mr_Butterbean]

@@shimoru6318 basically I said I was considering canceling gold card because of the difficult time I had in the past year using the dining credit as most of the restaurants around me kept canceling my orders every month and the the airline credit was useless because of the pandemic. Then we got the Uber credit and had the same issues so they offered 10k mr points to keep the card open for another year. At first they tried reiterating that I had the ding credit and Uber credit, and how many point I’d have with groceries and such. We went around in circles for about 5 minutes until I was like ok please just cancel the card and then the rep ordered the retention offer.

[@shimoru6318]

@@Mr_Butterbean Thanks for the detailed response, very helpful! And glad to hear you were able to work it out

[@TerrySteiner]

Congrats. I've had my Gold card account for 16 years and got no offer. 😭

[@lukeobrien7578]

My Gold card is going in a drawer for a few weeks. Chase World of Hyatt card is giving me x5 on the next $1,500 in purchases (any category)

[@TerrySteiner]

The Marriott Bonvoy Cards are doing the same

[@Mozeart]

Just got the Rose Gold wo days ago, so far so good. I use a lot of Apple Pay so I don’t pull it out all the time. Feels nice to finally have the credit and financial situation to be able to pay it off.

[@Comrade_Kamala]

I acquired the gold card while in college 31 years ago. I treat it like a debit card; in other words, I would debit my checking account each I used the card for the amount spent.

[@danielc.3224]

@@Comrade_Kamala that’s incredibly smart

[@Comrade_Kamala]

@@danielc.3224 I don't spend money that I don't have. The only exception would be having a mortgage.

[@Jezzrichjames]

I love using my gold card since I eat out a lot, buy a lot of groceries, and buy a lot of my family’s electronic devices. You didn’t mention the 90 period where Amex will cover damages to items which you buy with the card and the extended 1-year long warranty, which I’d used for my AirPods Max, iPhone, and iPad.

[@cjmhall]

I have the Gold and Schwab Platinum combo for cash back. With Amex offers and the various credits on both, the annual fees are more than covered.

[@rit1chea]

Thanks. Your videos really help this old gal "get it." I had been contemplating Gold or a Delta card after canceling a brand new Amex Platinum--out of my league esp having CSR. 3X had been highest bonus for travel and restaurants on my cards. I grabbed a 75,000 PT referral for Gold but thought no way would Amex approve it. Since I was booking a flight to BCN on AA, I thought why not try. I'm definitely out of pop-up jail. Got the card, a free authorized user card, and immediate access to the number (flight booked!). I can actually use the benefits on this card thereby covering the AF. I've only been with Amex for less than 2 years.

[@armytruth6860]

It took an entire year and 4 denials but I finally got approved

[@nikhilgurram6569]

I think it also doesn't hurt to use MR points for Delta Flights (ofcourse if you like more economy trips than 1 international business trip.. p.s covid19), from my experience I have never got less than 1.5cpp for delta flights. Hilton transfer is also underrated I believe. Especially when they launched 2.8 points for 1 point offer twice from last November. From my experience I had around 1200$ benefits (just from mr points not any other benefits) from Amex gold so far from Nov 2020 as an average spender/user.

[@brunobarbarioli8725]

Almost all places in Brazil take Amex. If anyone is looking to visit Brazil next year, don't worry about it!

[@FranckYound]

I was in Brazil in February and your statement is not true.

[@brunobarbarioli8725]

@@FranckYound I've been in Brazil since December. All major cities that I visited had an acceptance rate of 95%+

[@FranckYound]

@@brunobarbarioli8725 Well I was in Rio and had an issue at a restaurant in Copacabana. They didn’t accept my credit card

[@brunobarbarioli8725]

@@FranckYound as I said, almost all places, not every single one! :)

[@FranckYound]

@@brunobarbarioli8725 ok

[@Re3iRtH]

I had no idea at all. For years I've been using the Chase Sapphire Reserve for my groceries and eating out at restaurants. The question is, are four AMEX points better or worse than three Chase points?

[@kohakok1497]

Thanks Sebby! Didn't know my AMEX Plat has the fine hotel and resort program, will definitely check it out in future travel!

[@edwink1467]

LMAO the blurred card issuer at 4:30. I wonder what it could be :D

[@garbygarb31]

Why would it be blurred?

[@chicken_dinher]

Uhhh is it Discover?

[@hansobermann4871]

Thanks for info Sebastian. Hello everybody! Stay well.

[@angelmegatraveler]

Great video. I'm planning getting Amex Gold right after if I'm able to secure a Chase Sapphire Reserve later this year. Right now I recently approved for Chase Flex Card and I already have 8yr Chase Unlimited card. Once I complete my Chase trifecta, my immediately next target is Amex Gold.

[@ricardo_del_toro]

Currently have the Gold and the Platinum and I plan on keeping them both. I've had the Gold for a few years now and it's a no brainer. The value that I get back in the terms of travel is pretty crazy and I eat out a ton, so 4x back per dollar is pretty great.

[@chrisp7110]

Yeah when people say Amex is a bad card for international travel, I would say well that depends on the place since many places takes Amex. Some places don't even take credit cards period so it is always best to have a diverse methods of payment when traveling. I always carry atleast 1 visa, 1 master, 1 amex and 1 discover with some cash in my pocket just in case

[@JJ-xb8zs]

Should have mentioned using the gold card at grocery stores to buy gift cards for places like home Depot when buying expensive items like appliances..

[@UnBoundBeatz]

Amex MRP transfer really well with Hotels like Hilton or Marriot. 2:1 or 2.8:1 transfer rate is great. Take 100K points and now you 280K points to stay. That is the huge benefit

[@stevenmiller7747]

I hope this helps put the “Internationally nobody takes AMEX” myth to bed. VISA and AMEX are accepted at almost the exact number of places and 44 million places take AMEX compared to only 37 million that take Mastercard. As a frequent international traveler I’ve always been to surprised when people say you can’t use AMEX overseas, because I’ve never had any trouble and FINALLY we have the actual numbers that back that up.

[@Ziplock95]

for some reason scandinavia has trouble with AMEX. they never take my Amex cards lol

[@sterlingmiles1948]

costco does not take AMEX i mostly have issues iwth it locally.

[@stevenmiller7747]

@@sterlingmiles1948 Costco would be an exception although most people have more than 1 credit card so once again don’t see it being an issue at all. AMEX and VISA are accepted at about 44 million places, it’s just not an issue.

[@alexsolano2743]

Extremely helpful even AFTER I got the AMEX Gold Card. I appreciate you!

[@richiezproductions9421]

After several days of researching, I finally pulled the trigger on this card and was approved in seconds, it was scary fast.

[@christianchavez2814]

how long until you receive it? What made you not choose the platinum ?

[@cwilliammusic]

I was approved for the gold card and blue cash preferred simultaneously and I make less than 40k a year and my fico score according to Experian was 727 as of yesterday.

[@ellentran96]

That's awesome.

[@polocapolot2572]

I’m just getting started on my credit journey and I can’t wait to get to these higher level cards

[@AskSebby]

Reminder that your first Amex, mathematically, should be the Platinum due to targeting :) www.asksebby.com/blog/my-first-amex-which-charge-card-or-credit-card-should-you-get

[@dystopia4947]

@Khaz B you can still get a gold card with out any issue. The Targeting that Sebby is referring to is more so related to the sign in bonus. However this does not mean that you will not get a large sign in bonus 100k to 120k offers ect. (You can try different browsers, refresh page, clear cache cookies temp files ect. and reload to get then to pop up. He's just referring to a "Target" stand point ect email and flyers being sent to you and physical mail offers: i would of got the platinum first if it wasnt for covid but i ended up getting the gold as well. i'll get the platinum probably at some point in the next 2 or 3 years. Remember no rush since its only once in a life time sign in bonus. So in any case you still have plenty of time. Sebby if you see this, you can correct me on this if i am wrong

[@theworldisawesome696]

I just got approved with 649 credit score but the bonus promotion I got was 4,000 in 3 months maybe it changed because of my credit score but I like the Uber benefits

[@pauldiam0nd]

Thanks DUDE!!! I'm VERY GLAD I saw this before applying!!!!!!!!!!!!!!!!

[@bobriensan]

I got the Rose color, but it's so washed out looking that it doesn't look very distinct against the AMEX Platinum cards. Wish I had stuck with the Gold.

[@RasIEase]

Me too

[@Mr.Lambert777]

I’ve been a member since 2016 , and I love my Gold card, I use it for everything... I use my delta platinum skymiles a lot as well , so I pay $500 annually for both cards ,but I come out on top , because I’m a frequent flyer. All my flights are free , but I lose that 10 a month on Ubereats... I’ve done it a few times..I just wish Amex will give u the $120 dining in advance instead of treating me like a child; giving me the money in increments a month lol

[@sincere355]

They do that because most people won’t use all the credits that way.

[@Mr.Lambert777]

@@sincere355 hmmm I see. I will tho lol

[@alphamrc309]

Masterful presentation, very comprehensive and helpful!

[@gracesamuel786]

Remember active duty military pay no annual fees. We have plat and gold and pay nothing for annual fees for both.

[@econcoct8029]

I love my Gold card and I prefer the classic gold. That rose pink looks dusty.

[@JoseDiaz-qw7mg]

I believe that there's gonna be a lot of gold card users after amex starts nerfing hard the platinum card in july

[@jinraiden]

What are they doing to nerf the platinum?

[@Beyond_That0]

@@jinraiden 😱695 annual fee

[@SchylerRyoko]

What does that mean? Nerfing hard?

[@Beyond_That0]

@@SchylerRyoko It's a gaming term, when you nerf something it just means it's getting weaker in some way

[@davemartinez4143]

That's why I'm going to try to get the Morgan Stanley Platinum I got the vanilla Platinum last April and I simply can't justify the 695 annual fee and I refuse to fly when the prices are so damn High

[@AverageReviewsYT]

The gold is the dream card for me Its jsut the redemption for cashback sucks.. thats the only thing stopping me

[@fastfreddie6572]

Thanks for the update. Just used your link and got approval for the card. Trying to the Hilton 3 card setup this fall. Got 2 of 3. Aspire in June see how it goes. Enjoy the channel so much. Safe travels.

[@lorenzotillmaniii4273]

i dont use my gold much, :( great for a lot but not me and now they keep on giving me specials for the platinum and all i do is stay home, college online, workout

[@ljthirtyfiver]

I hold the Gold. Before the pandemic i at out a lot and I go to the grocery store every week. I bought a plane ticket to the Caribbean last year with the points I’ve acquired ... pretty easy transaction. I also like the flex.

[@socketyellow3]

Hmm well you aren’t really saving anything from Uber or DoorDash, they surcharge you so something that could cost 50 before would cost 64 before delivery and taxes

[@garrymyers8459]

I just got approved yesterday and chose gold. No rose for me

[@dbeats6576]

Same here. Congrats

[@wbaiey0]

Applied for gold card Wednesday on 6.23.21 at 10 pm over the phone with Amex. Received the gold card Friday afternoon on 6.25.21. Love it. Yes.

[@bigjerm210ify]

I just got approved for this card I’m so happy!!!

[@Manhattan_]

Congratulations, what was your score at the time of the application?

[@bigjerm210ify]

@@Manhattan_ 689 man I was worried I wasn’t going to get it but I guess it was good enough.

[@CaseyBurnsInvesting]

Classy new outro

[@appleforever6664]

SPAMMER

[@aidanjamespeck3000]

Pretty cool video. I watched to the end and was pleasantly surprised by Beethoven's Sonatina in F Anh. 5 No. 2. I just played it last month and it was enjoyable to hear it so out of place!

[@steftrujillo4168]

I’ve used my points 2x in 2021 for Travel. Stayed at Hyatt, Marriott free night & a reduced rate when utilizing correctly

[@VeigarAllDay]

Is the annual fee still waived for the military? because I've heard this.

[@zifnabdr]

Great video!! Now we need one for Amex Plat, and the Chase cards :)

[@NathanDuong2023]

My Amex Gold card is currently accepting rates of 95% in Germany. The Amex Gold card is one of the best cards out there. I love it!

[@heprovides5604]

I would love for you to do a video on Brex and/or Divvy. Pro's con's, points valuations, why/how one should/should not consider. And who is this for. Appreciate what you do.

[@tristondemeritt4193]

I worked for Divvy for some time. Amazing company.

[@PhotoDaveJax]

Using points for hotels, esp thru Amex Travel is defffffff a weak spot. I will prob just transfer points to Amex partners. Now I have to look for a stronger card for hotels. Great video!

[@TheMrYodaChris]

I have the Amex Blue Cash Preferred and considering upgrading to the Gold!

[@mcdonaldz-sprite2353]

20 years old with a 745 score and just got approved ! I was honestly shocked

[@shiylon]

How u get 745

[@mcdonaldz-sprite2353]

@@shiylon I got a credit card when I was 18/17 can’t remember but it’s been like 2-3 years now. I’ve never had a late payment I made sure to pay the card off before the end of each month and I didn’t use a lot of my credit limit which helps.

[@newsnowadirondacksredux360]

I’ve got no complaints. Use $1,500 to $2,000 per month on food.

[@newsnowadirondacksredux360]

@@mike-uw6wt the bulk of my purchases are at grocery stores where the Gold is 4x vs US Bank is 2x. I put a higher overall value on the Amex points for upgrades.

[@pickeerose4129]

I'm doing my research to help me make the best decision because this will be my first and last business credit card. This video was helpful. 👏

[@greggyphenomofficial]

Thanks for the info and always keeping it simple Sebby!

[@AskSebby]

You bet!

[@wannabedal-adx458]

The Gold card has taken a holiday for several months because of the 10x back on the Platinum for groceries and the CSR having the pay yourself back program for dining out and groceries. The CSR has been great to use to have expenses that I can 'erase' later, but I keep running our of UR points. Plus I have a ton of MR points anyways. I will probably turn it back on (Gold card) after April. Use case for MR points, transfer to Singapore to fly around the world on SQ21/22 in business and spend 4-5 days in Singapore (once they open back up)!

[@AskSebby]

Singapore would be amazing!

[@allenliou4055]

Why don’t you ever talk about the Resy deal for Amex Gold? You get 20% of food up to $250 for the first 12 months, effectively eliminating the annual fee in the first year. This made it a no brained for me, but not one talks about it...

[@andrewgore6074]

Thanks Sebby :) Great topic for a video! Thanks for covering all of this!

[@AskSebby]

Glad you liked it!

[@SimX9000]

I feel sold out on. "Exclusive" Rose gold and now they had it out like cotton candy. Pretty lame AMEX

[@Jay-sz1rq]

Got approved with a 680 Credit score and $25,000 Yearly income! Its Possible!

[@Matttrinidad08]

How long was your credit history

[@mbelmana]

I just got my card this past week and now totally thinking I should’ve applied for the new venture x instead. Is there a “refund” option for the gold? I love the channel and I’m looking to use your referral links from now on! Keep the knowledge coming.

[@Corbellic1]

I LOVE my venture card!

[@nervegrind3r]

I just got this card a few months back snd is my new fav. 1) I was missing good point value on supermarkets so that this filled that gap. 2) annual fee pays itself off since we door Uber eats and grub hub all the time 3) I got a strong referral for 90k points which is better than anything else Amex offers so this was a no brainer for me

[@NissanSkylineVR30]

The AMEX aboard issue is more if you are in non big cities or in small mom and pop shops. Most major areas and middle to major stores/restaurants/etc... will take AMEX.

[@Ipaymytaxes]

I'm military and plan on doing 20 years (13 years left). I save $945 a year on the gold and plat card because the annual fees are waived for military. That is $12,285 over 13 years! On top of this the actual saving I get with points, lounges uber etc. is amazing. I love these cards! I just recently went to brazil but haven't seen any points on my payments yet. How long does this take to show up or do foreign transactions not apply to points?

[@noemendoza7975]

How do I get the fees waive if I’m military??

[@Ipaymytaxes]

@@noemendoza7975 Just call them up after you have been accepted. They will need you to send them a copy of your orders.

[@bryceporterfield6159]

I'm not sure how long it takes for international but even here in the states, it can take a month or two to see points.

[@MB-xg4is]

I just cut up my AMEX gold card up. If you want to do business with a company that puts through illegitimate charges on an expired card, refuses legitimate charges, and is unwilling to fix any sort of issue - then this is your card. Worst customer service experience of any financial institution I have every dealt with. One issue with this card and you will be ready to trade in every point you earned to have never done business with AMEX.

[@andrewdangg]

I wonder if the clear credit will apply to additional users the same way TSA precheck does

[@TravelBossNas]

What do you think of the new United card. I think it was released today

[@makbar3293]

Hey! Thanks for the vid! I was thinking about applying for this card and I'm sure I would be approved. My question is when do you think is the best time to apply? Like do the Welcome bonuses change per month or something? Right now for me on top of the 60,000 welcome bonus theres an extra 15,000 making it 75,000. This seems like its the best one in a while? Should I just go for it or do you think there will be better offers? Thanks!

[@HugoAguilera]

How do you manage all of these cards? Is there some awesome app that I'm missing out on? It's been a chore staying on top of credits so I don't lose them. And sometimes just deciding which card to pick when reaching into my wallet.

[@curlygurlxo]

I made a small "cheat sheet" card and put it in my wallet to show which card to use for restaurants, grocery, etc. I just look at it real quick before buying. After a few months I don't really need to look anymore. For monthly credits I just put them in my phone calendar as a repeating reminder each month

[@gonzalorojo6815]

Any chance you can make a step by step guide on how you go from the points to making the most out of them via transfer partners. Showing us if you wait for partner offers, best airline, best tickets value wise...

[@95AP]

Asking for my own personal situation. Which would be the better card to use when I travel? the Gold card or my Cap One World Elite Mastercard?

[@Jinisinsane]

I just wish it has lounge access.

[@puffball4484]

Yeah it sucks that it doesn't.

[@AltruHistic]

Same bro

[@TyWerks]

facts me too

[@manchesterboost6193]

right!! at least once a year.

[@spakjoeXD]

As you mentioned, the website makes the rose gold look SOOO much more gold!! Also I always forget about cheesecake factory and others for the benefit

[@elielrios2695]

I’m a college student and I pair the AMEX gold with the Blue Cash Preferred

[@michaelkeaton32]

I've had the platinum for a while, and just applied for the gold. I'm still trying to dip my toes into the crazy world of credit card hacking, but at least I've got a guide!

[@KVNCSTA]

I had this card then a Platinum in 2014. Will be applying for this one again soon this year, then for the Platinum

[@KVNCSTA]

Update, had too many inquiries. But got the BlockFi card & Amazon card. Will reapply for the Platinum mid 2022.

[@failfwrd]

Thanks man!

[@angelaharden1427]

I have literally been going back and forth about getting this card for a good year now. So after watching this video I decided.... " Why not?" Lol can't wait for my new cad to come and then went mail!

[@ljthirtyfiver]

I hate how they shorted the gold card to give the platinum a fighting chance .

[@wolfpack1423]

I get that Amex gold does not come with lounge access but are there any hacks or shortcuts you can show us to get access to enjoy lounges? Or any way that Amex can comp us on priority pass for having a gold card? 😅

[@cim8097]

2:05 better wording would be "the credits do expire and they do NOT stack up."

[@ThePrayerpower]

Have no use for a charge card but I love Sebby's Channel

[@allisonyarn1884]

How often do they give you the reward points once a week or once a month

[@chasecunningham5340]

Love my gold and platinum with the blue business plus. Have the schwab card, and got approved for vanilla plat should have done other way around but you live and learn lol

[@gwvaio]

Chase kept refusing me. I haven’t applied for a card in a while at least to my memory. So after that is when I applied for and was approved for this card. I do have 3 other Amex cards

[@ezioaltairac]

4:32 who wants to bet on the card network blurred out here?

[@billcame6991]

I now rely more on Uber instead of car rental (pre-pandemic). I had signed up for something with American Express for my gold card that provides car rental insurance for a $20 flat fee per rental. If you know of this, is it primary?

[@Th3120ck]

Sebby! I signed up for the amex bonvoy biz to get plat elite because of your video. Now I'm actually traveling to SF and staying at JW marriott. What should my expectations be for my upgrade at check in? Also must eat places in SF?

[@connordgr8]

Amex don’t seem to have these x3+ offers on anything in the UK! Just x2 for travel purchases (flights, hotels etc.) and x1 for everything else. Not sure if it’s value is really there over other cards in the UK

[@stephenboone6011]

Thanks Seb!