AMLA 1 Overview: (The Anti-Money Laundering Act of the Philippines) 2023

[@jeanlopez1352]

Thank you Atty. Javier for enlightening and informing your viewers regarding AMLA. God bless🙏❤️

[@estephinelamsis]

I am amazed with your lectures Atty.thank you so much.

[@AttyJavierLawVlog]

Thank you for your kind words! If you appreciate my videos, please share them to others so we can reach those who might need help :)

[@hannahmicagonzales554]

You’re the best!!

[@faithdelrosario9281]

very timing! next lesson namin yan huhu thank you atty!

[@AttyJavierLawVlog]

Good luck, galingan mo!

[@kertnilablab]

Thank you po! ❤

[@xenoBALOT87]

ty atty.. mwah

[@ckgonzales4275]

I subscribe u atty. ❤

[@vanjpapellero7563]

Atty. Javier gud evening How about by Trading on line Income can be called it as money laundering!

[@AttyJavierLawVlog]

It really depends, but as long as it is done without violating the law, then it should be fine.

[@arthurgnzales9122]

Good afternoon atty! Nakapasok po ako sa isang government agency at nasabihan na magpagawa ng landbank savings account (payroll). May payroll account na po ako noon kase tumatanggap po ako ng student allowance from army reserve kase ako po ay isang ROTC officer noong college ako. Yung account ko na po yun is na lock na since winithdraw ko na lahat ng laman last Sept 2023. Nung magpapagawa po ako ng account eh may na trace po under my name na may violation worth 5,000 pesos. Ang nakaindicate po sa system nila ay “my name, suspected offender, 5k pesos, domestic transaction.” Ang problema po atty is d po maexplain ng landbank sakin kung ano pong violation yun. Pero sinasabi nila sakin na baka under daw po ng money laundering at tumugon daw po sa AMLA office pero d po sila masyadong sigurado. ANG TANONG KO PO ATTY IS, Saan po ako lalapit para magsubmit ng report to clear my name? Kase d po ako makakapagopen ng account at d ako makakapagsahod until may pangalan pa po ako sa system nila

[@arthurgnzales9122]

Nakapagtataka lang po kase I’m so clueless na wala man lang ako narereceive na notice

[@AttyJavierLawVlog]

Dapat sa landbank mismo first step nyo, pero since mukhang malabo, try nyo lang uli pero subukan nyo din po yung online complaint sa bangko sentral. Good luck po

[@arthurgnzales9122]

@@AttyJavierLawVlognoted atty. Thank you so much!

[@yumreyes4741]

Atty may cousin po ako yung kaibigan po niya. Meron prime/commercial lot and for sale siya worth 100million plus.. ngayon si cousin po nakahanap ng buyer para sa friend nya hindi po siya broker or licensed agent, meron lang sila ng MOA and ATS regarding sa commission.. sa laki ng halaga ng property million malaki rin po yung commission at nakaindicate sa moa nila paano po yun ideclare sa bank na ittransfer sa kanya ay from commission non friend nya dahil sa sale ng property? Ano po mga pwede nya ipakita daw po supporting docs?

[@AttyJavierLawVlog]

Yung mga nabanggit nyo na documents, pati yung deed of sale. Patunayan lang naman nag galing sa sale yung commission. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@pinayaminah3003]

Hello Atty. 😊

[@AttyJavierLawVlog]

Hello!

[@eagleseye4396]

Sana ipaliwanag mo sa amin in layman's term para maintindihan namin, hindi yung puro binabasa mo lang. Thank you.

[@AttyJavierLawVlog]

Hi, lectures po kasi ito para sa mga studyante. At ang binabasa ko po ay sarili ko pong sulat mula sa pag-aaral na ginawa ko tungkol sa batas. Pasensya na po at hindi po good enough sa inyo. Thank you po

[@krizzaescobar1593]

Hi Atty Javier, may i ask po ano pong meaning ng ROCSTR in amla, Thankyou Atty.

[@AttyJavierLawVlog]

In relation to risk management: R - Risk profiling/scoring O - Ongoing monitoring of customers C - CTR S - STR T - Training programs R - Record keeping Should you have further questions, you may request a paid online consultation by sending an email to [e-mail] during office hours to inquire about the rates and other details. Thank you

[@jmuring]

Goo day po Atty!! below 500k per month o per transaction?

[@AttyJavierLawVlog]

Hello, I discussed that in the next video episode. Not below, but IN EXCESS of 500k per transaction, in general. Threshold may vary for other covered persons such as casinos.

[@jmuring]

@@AttyJavierLawVlog salamat po..

[@joenoymangrubang9183]

Atty yung mga panalo sa sugal ..they consider as illegal?? For example nanalo kayo ng 1M every day then transfer po sa Bank..iniimbistegahan po ba yun?? Online Gaming po or Not

[@AttyJavierLawVlog]

Yes, may possibility po, lalo na kung hindi regularly nakakatanggap ng ganung halaga. Aalamin kung bakit may biglang ganung transaction

[@aleksandr678]

Hello Atty. An example is this case, meron akong big amount of money sa crypto wallets. Paano ko ilalabas ito sa aking mga bank accounts na hindi ma AMLA? Do I need to coordinate sa mga banks? Or does crypto legal in the Philippines?

[@leonardmag2266]

up. same din po question ko

[@AttyJavierLawVlog]

Hello, I cannot legally give legal advice to directly circumvent the provisions of AMLA. As long as the amount falls within the threshold set by AMLA, then the bank and other regulated entity will have to comply with the requirements of AMLA, including the reporting requirements. Thank you

[@angelohinubania7540]

Maybe ask hire the private lawyer. Then the lawyer do to things the ligally.

[@romualdocallanta9597]

My question is simple , How much is the maximum amount tha I cpuld deposit daily ?

[@AttyJavierLawVlog]

This is clearly stated in the video. 500k pesos, unless there are suspicious circumstances. Should you have further questions, you may request a paid online consultation

[@MaricelPoquiz]

Hello po attorney ofw po ako. My nagpdala po skin NG package gling UK dko po alm Kung ano po pinadala nya. Ndetect po ng custom n my pera sa package making hlga mga 200k-300k.nbyran po lhat ang tax n hinihinge nla kso nong nbyran na my hinininge n nman na byad pra s money laundering clearance. Ang tanong k po pano pg dko po nbyran Yun at d Kuna kunin ang package kakasuhan p po b ako at ang sender?

[@AttyJavierLawVlog]

Pasensya na, hindi ko po alam. Pwede ko po alamin, pero trabaho na po iyon at pwede nyo po ako i-hire para dito. Pero mabuti kung verify nyo yung money Laundering clearance fee dahil first time ko marinig na may ganito. Posible na scam ito kaya mabuti kung verify nyo

[@NinaPechardo-gc2vf]

​@@AttyJavierLawVloghello attorney, we are same Po Ng situation. Ano Po dapat gagawin namin

[@hazelnut3799]

@@AttyJavierLawVloghello attorney same situation po . San pde po mkihingi ng tulong ?

[@AttyJavierLawVlog]

Most likely po scam yan

[@hazelnut3799]

@@AttyJavierLawVlog how can we know na scammer po un sir ?

[@FreddiePorcadilla]

May part 2 na po ba?

[@AttyJavierLawVlog]

Yes po, medyo matagal na hehe. Check the playlists po :)

[@TheMarkanthonylee]

Good day atty.. example if me and my grandmother went to her bank,and she asked to bank tranfer 4m fund from her acct to mine.. amlc padin po ba yun? Thank you atty..

[@AttyJavierLawVlog]

The bank will still have to report it as a covered transaction, but it doesn't mean the account will be frozen right away.

[@ninjaninja9661]

Atty question po pano po pag na scam po then yung bank po is na freeze act dahil po dun sa scammer na naka transact po na may kaso sa money laundering then nag file po ng motion to lift freeze ng account telling po sa CA na scam po may possiblity po ba makasuhan din po or makulong sa ganun po kahit na scam po and kinonsider po nila as related accounts?

[@AttyJavierLawVlog]

Masyado po komplikado para sagutin sa comments section. Dapat po hire na po kayo abogado para hawakan na po ang kaso nyo at magabayan kayo ng mabuti. Salamat po

[@AttyJavierLawVlog]

Hello. At this stage po kasi na meron na naka file na motion, malamang ay may abogado na po kayo. Kung ganun, bawal po kami makialam sa kaso na hawak ng ibang abogado, maaari pa kami matanggalan ng lisensya. Kung wala naman kayo abogado, kaya ko nasabi na komplikado ay dahil ongoing concern na po ito at magiging legal advice na binding sa dating dalawa. Hindi po ito pwede nang wala pong lawyer-client relationship, at para magkaroon ng relasyon na ganun ay kailangan po may formal engagement. Kaya at this stage po dahil ongoing actual concern, ang kaya ko lang ipayo ay either kumonsulta sa abogado ninyo, or mag hire na po ng abogado. Pasensya na po

[@ninjaninja9661]

@@AttyJavierLawVlog okay po, thank you po. pero ask lang po if ever pwede rin po mag pa consult po sainyo?

[@AttyJavierLawVlog]

Kung wala po kayong abogado sa kasalukyan, Maaari po kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@jomariosacia9907]

Hello Atty. Tanong ko lang po if reportable po as covered transaction ang 500k exact amount po? Tyia

[@AttyJavierLawVlog]

The law says, "in excess of", so hindi na. Unless it falls under any other covered or suspicious transaction

[@jomariosacia9907]

@@AttyJavierLawVlog Thank you for the fast reply sir!!

[@theguild-carscardscuisine8144]

Hello po Atty. Meron po ako online firm, where my clients are overseas. Monthly total amount of transactions is less than 500k, AMLA offense po ba yun?

[@AttyJavierLawVlog]

It depends, because questions like these are difficult to answer off the cuff. Inaaral din kasi dapat situation nyo, pero for now, check nyo nalang industry nyo if required kayo to report suspicious or covered transactions. You can also check the law for possible offenses that you can avoid.

[@Daisy_isgreen]

Hello po atty. Halimbawa po na amla na ang pera ilang mnths po ba bago erelease..? Salamat po

[@AttyJavierLawVlog]

Hindi ko po masasagot kasi walang definite time. Depende kasi sa iba't ibang bagay, tulad kung mapawalang bisa yung freeze order, etc.

[@angelohinubania7540]

Atty. bailable ba yan amla. Or non bailable..

[@AttyJavierLawVlog]

When first charged, yes, bailable. Note that there are different crimes punished under AMLA, not just the crime of money laundering. Should you have further questions, you may request a paid online consultation by sending an email to [e-mail] during office hours to inquire about the rates and other details. Thank you

[@VinciAngeles]

Atty. Javier, ask ko lang po paano kung unG pera na is mangagaling sa forex trading like FBS broker (malaki po ung amount involved like 1M) - need ko po bang mag deposit in my bank account ng 200k × 5 days para lng po hindi ako ma covered. Bkit po ung mga ibang kakilala ko is nsa 13M na ung pera sa bank account nila pero hndi naman po sila na AMLA? (income din po nila un sa forex trading) Sana mapansin po nyo ako and TYA sa sagot.

[@AttyJavierLawVlog]

Hello, basta ba naman po either regular or may rason yung laki ng amount, or both, maaaring hindi na magka-problema. Malamang irereport parin yan, pero baka hindi na I-freeze unless suspicious. Tandaan po natin na ang pag sagot ng tanong ay isang paid service. Kung nais nyo po mag consult, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@g0ldfsh403]

Pano po pag 250,000 then next week 250,000 ulit marereport poba?

[@AttyJavierLawVlog]

Posibleng Hinde, unless may kaduda dudang mga pangyayari o di kaya napag halataan na sadya nyo ginagawa yan para iwasan ang AMLA

[@NullVoid32]

May Ask lang ako Sir.. Kung nagbigay ka ng ATM account sa ka-chat mo tapos di mo naman alam nagpadala pala to. Laundering ba yun? Kahit di mo naman nakuha ito kasi nga di mo alam naghulog yung ka-chat mo. Ano kaya mas mabuti gawin? Sana masagot..

[@AttyJavierLawVlog]

Explain mo nalang na yan depensa mo kung sakaling ma-question. Kung wala, wala naman issue. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@francstv6195]

atty ask lang po pwede po kaya ipa check yun name niya kung meron list if may amlc ang isang person?

[@AttyJavierLawVlog]

Hello, pangkaraniwan, iinform naman po kayo kung na freeze ang account nyo. Pero kung under investigation lang, malamang di nila ipapaalam yun kasi baka may makatakas, kaya confidential po yun. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@pinayaminah3003]

Wala na ung mga action figures.

[@AttyJavierLawVlog]

😞

[@erwinbedia9606]

Question po pala. Kasi nagpautang ako ng lagpas sa 100,000 pesos. Ang target sana ay mabayaran yun within one week. Paano kung itransfer ko yun from my e-wallet sa iisang bank account lang within 1 week? Ayaw ko po kasing ilock nila sa AMLA ang pera ko kapag nagkataon. Huhu.

[@AttyJavierLawVlog]

Di naman po pasok sa threshold yung amount na sinabi nyo.

[@erwinbedia9606]

@@AttyJavierLawVlog Magkano po ba ang threshold dapat?

[@AttyJavierLawVlog]

Na explain ko po sa susunod na episode. In general, 500k per transaction, pero iba threshold for certain entities like casinos. Panoorin nyo po buong series. Salamat po

[@erwinbedia9606]

@@AttyJavierLawVlog Ah okay. so as long as hindi aabot sa 500k per transaction per banking day ay okay lang pala. salamat sa pag-explain po.

[@AttyJavierLawVlog]

Depende din po, baka naman po pumasok sa suspicious transaction. Panoorin nyo po yung buong series nang baka sakaling maliwanagan pa kayo. Salamat po

[@scalemodeltutor9841]

Atty, yung threshold po ba na 500k, per month po ba yon? Paano po kung 200-300k pero monthly? Freelancer po.

[@AttyJavierLawVlog]

Per transaction po. Kung below 500 ok lang po

[@karenugaleconstantino4069]

Hello atty. how if every month Im receiving 300K+ every month. Tapos now I will receive 500k+. This is from a US company

[@AttyJavierLawVlog]

Hello. It may be reported at first, but it may be OK since it is supported by a legitimate purpose and consistent with previous customer history. However, this is not an absolute guarantee, so if something wrong happens such as your account gets frozen, it will be best to hire a lawyer.

[@cristelaaspric2608]

Sir ask ko lang po Ano gagawin para nawidro yong depisit ko na namla?thankz pi sa reply good am po

[@AttyJavierLawVlog]

Huh nag reply na ako. Dalawang beses ka nag comment

[@cristelaaspric2608]

Sir san po reply di ko makita

[@AttyJavierLawVlog]

Doon sa nauna mong comment. Anyway, copy paste ko nalang sagot ko dito. Hire po kayo ng abogado kasi medyo technical po ang gagawin. Bale alamin kung may freeze order tapos mag file ng motion sa kaso to lift the freeze order. Tandaan po natin na ang pag sagot sa tanong ay isang paid service. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@erwinbedia9606]

Hi po. May I ask kung magkano ang pera ninyong napasailalim sa AMLA? Salamat po.

[@myralim7572]

Atty my sister apply on the online lending company and after all the process and my sister paid almost 400k for that process that been process by the system of the lending company and now my sister cannot get her money because the lending company threatening her for anti money laundering is it possible po that my sister can be convicted to anti money laundering case?

[@AttyJavierLawVlog]

Hello, masyado po kulang yung facts, di po ako maka form ng conclusion. Actually, medyo magulo din nga po yung kwento e. Magkaka problema lang sa AMLA if lagpas 500k pesos or if may suspicious na transaction na pinanggalingan. Kung wala naman, wala dapat problema. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@AttyJavierLawVlog]

@myralim7572 since you insist on continuing here, then all I can say is yes, that is possible. But likely? That is a different question. So, best to verify first. Kindly remember that answering inquiries is a paid service.

[@myralim7572]

@@AttyJavierLawVlog how to verify po?

[@AttyJavierLawVlog]

@myralim7572 again, ang pag sagot sa tanong nyo ay paid service. May bayad na po ito. Pero sige pagbigyan kita. Ask the lending company ano basis nila, explain your situation, that should usually clear it up. Otherwise, hire a lawyer to assist you. Should you have further questions, you may request a paid online consultation by sending an email to [e-mail] during office hours to inquire about the rates and other details

[@claudinemalit6894]

Paano po if pinadalhan ka daw ng gift tas nag lagay siya ng money sa box also pero hindi mo alam at wala ka idea sa package na pinadala sino po me kasalanan non?

[@AttyJavierLawVlog]

Mukhang ibang kaso yan, baka hindi AMLA.

[@EdwardRoyceArcadio-if5km]

Hi atty. I have problem with my payroll UB bank po kasi ung bank ng company namin. Pero may amla hit daw po ako hindi ako maapprove sa payroll ko. Lost phone ko kasi before at andun ung account ko pero wala naman akong ginawang transaction before at wala akong nilagay na money sa UB bank before. Pa help po atty. Naka salalay po kasi ung work ko po dito

[@AttyJavierLawVlog]

Hello, kausapin nyo po siguro ang bank para tanungin ano nangyari and kung paano nila maayos yan, and kausapin mo din muna company mo na hanapan ng ibang paraan na bayaran sweldo mo. Kailangan nila bayaran yan kasi labag naman sa batas na hindi ka swelduhan. Kung kailangan nyo pa ng further assistance, mag hire na po siguro kayo ng abogado sa may area ninyo. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@arthurgonzales8098]

Same problem. Kamusta na po?

[@xenoBALOT87]

i also played gravity rush in ps vita ^_^ good times

[@raymondrayponce5976]

Atty.. OFW po ako may ngppdala s akin na crew members ko. Maliit lng nmn po. 10k , 5k 2k biggest 20k . I think monthly is nkkapadala ko ng 40k or 5ok s bsnk accounts nila snd gcash. Safe po b yun s money laundering??

[@AttyJavierLawVlog]

Hello, yes po, lalo na if may legitimate na rason sa pagpadala

[@justheway22]

Sir, Pag makaka receive po ako malaking amount from states. family support po purpose then consistent naman yung sender na nag send sakin pwede parin ba ma AMLA yun? Di rin po crypto galing pera Thanks po

[@AttyJavierLawVlog]

Yes, possible po

[@cristelaaspric2608]

Sir paano ang gagawin para mawedro ang pera ko na naAMLA.thankz po

[@AttyJavierLawVlog]

Hire po kayo ng abogado kasi medyo technical po ang gagawin. Bale alamin kung may freeze order tapos mag file ng motion sa kaso to lift the freeze order. Tandaan po natin na ang pag sagot sa tanong ay isang paid service. Kung may tanong pa kayo, maaari kayo mag request ng paid online consultation, magpadala lamang ng email sa [e-mail] during office hours para malaman ang rates at iba pang mga detalye. Salamat po

[@MrBayaniako]

Atty na hold abg pera ko kasi nag padala ako ng 48,900.00 riyals nagkahalag ng 746,099.46 paano maka pasok sa account ko

[@AttyJavierLawVlog]

Try nyo po muna Kausapin bangko nyo. Good luck

[@jicoaquino6434]

I like Attorney Javlogger better!

[@beaherrera1341]

23:47

[@InsightfulBizByte]

Hello po Atty. paano po mag acquire ng AMLA certificate?

[@AttyJavierLawVlog]

Pasensya na, hindi ko po alam. Pwede nyo po engage ang law firm namin para alamin para sa inyo. Salamat po

[@jamillerossuson2420]

HOW ABOUT BENTAPAL?

[@AttyJavierLawVlog]

I don't know what bentapal is.

[@alfredgealogo9996]

You're so handsome po, Atty. Paolo. Are you single po?

[@AttyJavierLawVlog]

💀💀💀