Analyzing debt mutual funds

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Күн бұрын

One thing we've noticed over the years is investors spend a lot of time analyzing equity mutual funds and not enough time on debt funds. Just like equity funds, most investors pick funds based on star ratings, past returns or recommendations on finance news sites. This is a terrible idea because, all star ratings are based on past performance: higher the past returns, more the number of starts. The problem is, unlike equity funds, higher returns in debt always equals high risk. The only real way to generate high returns in debt is by investing in riskier bonds. So picking debt funds based on start ratings and past returns is a bad idea.
The best way to choose debt funds is to understand the key risks in debt. Once you understand the risks, choosing debt funds, is really easy. In this video, Karthik explains the key data points and risks you should know when analyzing debt mutual funds. Read these chapters to learn more about debt funds: zerodha.com/va...

Пікірлер: 31

@tannisthapathak Жыл бұрын

Sir, u explain very well, i mean one of the best speaker that I have heard...but will appreciate if you go little slowly in the videos so that we can follow u even better and can understand and store all the information in our brain that u share

@swamidasdalvi4845 11 ай бұрын

Best to not show ur face and keep the videos on the material itself since the narration is enough and u aren't exactly supermodel material 😜

@nmurali4410 29 күн бұрын

Super Sir. Great

@sanjayshetty4915 Жыл бұрын

Hey kartik, thanks a ton for simplifying the general analysis. You said not to invest credit risk bonds even though they give a higher yield, i completely agree with not being greedy but i just wanted to understand how does Howard Mark ,a conservative risk averse investor make money by investing in junk bonds? Thanks.

@MaheshKumaredude Жыл бұрын

Excellent video - Crisp and practical! Thank you. May I request if you could take one or two reliable 3rd party websites where these (MF / debt) metrics are available and give a quick tour of the website wrt the metrics discussed for MF & debt funds

@Premium..... 10 ай бұрын

3:59 video editing mistake (old video heading used)

@Sandeesh_Srikantam Жыл бұрын

Please make a playlist of this mutual funds series

@varsitybyzerodha Жыл бұрын

Hi Sundeesh, here's the complete playlist: kzbin.info/www/bejne/bKTUY6JnltmKgrs

@chinnappav1962 Жыл бұрын

Thank you Sir for your valuable guidelines

@alirizvi287 Жыл бұрын

AoA Hope you are doing well.. I'm a beginner pls inform me how to start..where is the 1st video for learning...?????

@varsitybyzerodha Жыл бұрын

Hi, you can start off from here: kzbin.info/www/bejne/fZS9iGVqiNCVfq8

@sudevsugathan1947 7 ай бұрын

The modified duration should be higher or lower than cat modified duration for a good liquid fund? Also negative figures in cash equalent is a disadvantage or why its so?

@puneetporwal Жыл бұрын

If preservation of capital is the primary objective then why not just invest in an FD of a PSU bank?

@yes_that_raj 9 ай бұрын

Rate of return of PSU FD’s won’t beat inflation in the long run. This will erode capital, not preserve it.

@puneetporwal 9 ай бұрын

@@yes_that_raj debt MFs are only slightly better and come with their own volatility. There can be times when they underperform FDs significantly. And with the new tax changes for Debt MFs, the tax advantage that debt MFs enjoyed is no longer there.

@benpeter8635 9 ай бұрын

@puneetporwal FDs are not liquid. Debt Funds are as liquid as Savings accounts while giving better returns similar to an FD.

@puneetporwal 9 ай бұрын

@@benpeter8635 everything has pro and cons. If debt MFs are more liquid and give slightly better returns than FD, FD returns are NOT volatile - one knows exactly how much returns they will get.

@puneetporwal 9 ай бұрын

@@benpeter8635 everything has pros and cons. If debt MFs are more liquid and give slightly better returns than FD, FD returns are NOT volatile - one knows exactly how much returns they will get. There are times when debt MFs can significantly underperform FDs.

@MousumiSenDas-k3h 5 ай бұрын

HELP !! I HAVE A QUESTION IF I INVEST MONEY IN LIQUID FUND AND WITHDRAW IT BEFORE 3 years I HAVE TO PAY TAX ACCORDING TO MY INCOME TAX SLAB RIGHT ? NOW THE POINT IS IF AM UNEMPLOYED, THEN I WILL COME UMDER 0 % INCOME RAX SLAB. THEN WILL TAX BE DEDUCTED FROM BY PROFIT? According to New tax regimes April 2024

@ananthakrishnan7894 8 ай бұрын

Sir, can you suggest any good apps for investing in Mutual funds and to mange our all MF investment from a single platform?? Or is better to invest in MF Directly from AMC website??