Analyzing Phil Town's Biggest Investment! (Bank Investing For Dummies Part 2)

[@AndrewBrownInvesting]

love the banking series. yep, keep going deep into this. valuations etc. whatever you are learning yourself. Also appreciate the huge amount of work that went into this video. Full respect

[@InvestingwithTom]

Thanks! Will do!

[@premadonna]

Brilliant Tom - just found your podcast today too! My interest has been piqued in ozk by Danielle and Phil town’s podcast, I had previously been looking at usb because of this market dip. Any other recommendations for learning about the banking system? Will look that book up.

[@danyblau3632]

The advantage of using preferred stock is that it is counted as Tier 1 equity. So when they raise equity using preferred stock, they are able to raise Tier 1 capital which counts as regulator capital. It makes banks look less risky. On the other hand if they borrow money in the form of preferred stock, they lose out on tax benefits and preferred stock is one of the most expensive forms to raise capital.

[@SuperKAJensen]

Great work Tom, appreciate you looking into banks as well. Two questions: Are there a reason for you not looking at their growth rates in this comparison? And how did you come about HIFS? Keep it up!

[@aksellukander8063]

Bank valuestion video would be highly appreshiated

[@everest8129.]

I’d love to see one as well

[@InvestingwithTom]

Noted, thanks!

[@giampysacco7145]

You should read “beating the street” by Peter lynch. He’s got some good insight into banks valuation and risk management!

[@InvestingwithTom]

That one's been on my list for a while now!

[@IsaakSpy]

Thanks for the book tip - want to get a bit more confident understanding banks & how to analyse them. Thanks for the great video as well, appreciate the high quality educational content 😊

[@ciaran1000]

Looking back at these again in light of the recent SIVB developments it would be interesting to see how these ratios would stack up against SIVB, FRC and the other highly scrutinised banks lately.

[@Reciprocation_of_goodwill]

Yh I would like to see a valuation video. thank you.

[@FinanceCinema]

So historically bank hong has been more conservative with there loans than OZK, they dont do any dumb deals, where did you find this bank sounds like something warren buffet would say is a well run bank. Thanks for the great vid!

[@InvestingwithTom]

Heard about it from Frank Taber and Geoff at Focused Compounding

[@dipankarbhandary1061]

please review hdb bank

[@abdsam6853]

Good job Tom

[@InvestingwithTom]

Thanks :)

[@VaskoGG]

Good job, Tom. Would be very interesting to see your 2 cents on valuation too.

[@InvestingwithTom]

Noted, thanks :)

[@benixmaximus]

Is there a reason you aren't including Bank of America in your analysis? Charlie, Warren, Li and Guy Spier all look to be onboard.

[@InvestingwithTom]

Mainly due to complexity. There are much easier banks to get your head around IMO. Will take a closer look at some point though

[@keikei4205]

Great video! Thanks.

[@InvestingwithTom]

Glad you liked it!