Great information. I was confused when I open cibil..bt you are great sir...thankyou very much For information
@AnkushJainАй бұрын
Your welcome
@viswajaan6 ай бұрын
"Thank you very much, sir. A video like this would surely provide motivation and support to us, especially for a new credit manager like us, Sending warm regards from Guwahati, Assam."
@AnkushJain6 ай бұрын
Thank you
@pankajdhyani6102 Жыл бұрын
For me this KZbin chanel is blessing.🙏🙏
@AnkushJain Жыл бұрын
Thank you 😊
@apurvadavda740310 ай бұрын
Amazing Content for Knowledge improvement and Career Growth. Thank you so much Sir 🙏🙏
@AnkushJain10 ай бұрын
Your welcome
@sandeepdhami5746 Жыл бұрын
This video helped me a lot.. Thnx for the information.
you given good guidance about credit underwriting. Keep create more video about credit analysis..
@AnkushJain2 жыл бұрын
Thank you 👍
@prateek88539 ай бұрын
@@AnkushJainSir , Hard enquary kitne years tk cibil report me rahti hai ? Kitne saal baad automatic hat jati hai ?
@chinmaymankar636 Жыл бұрын
Thank you sir for the efforts. Will help us to make to system more robust
@AnkushJain Жыл бұрын
Thank you 😊
@yogendradevrajsingh81492 жыл бұрын
I always waiting every Sunday for your videos . Thanks sir !
@AnkushJain2 жыл бұрын
Thank you Yogendra 👍
@aadjain4992 Жыл бұрын
Dear sir, It's a really very nice video ...But the theoretical meaning of STD is DPD upto 90 days .
@AnkushJain Жыл бұрын
No. STD means standard asset without any DPD
@ganeshk67978 ай бұрын
Great Info sirji.🙏
@AnkushJain8 ай бұрын
Thank you
@gurpreetSingh-pz7bo2 жыл бұрын
Thanks .... After Commercial Cibil..Pl..Make Full Explained Video of Terms STD, DBT, LSS, Write-off, SMA1,2,3, NPA,Etc. with example.
@AnkushJain2 жыл бұрын
👍
@akshayjayendrabansile9222 Жыл бұрын
Great explanation u r legend i love u sir
@AnkushJain Жыл бұрын
🙏
@anshgupta54715 ай бұрын
Excellent explanation 😀
@AnkushJain5 ай бұрын
Thank you
@arnabganguly56344 ай бұрын
Very informative sir
@AnkushJain4 ай бұрын
Thank you
@AmitKumar-wf4ly2 жыл бұрын
Please make video on supplychain finance and its assessment methods
@AnkushJain2 жыл бұрын
Sure Amit 👍
@arnabganguly56344 күн бұрын
Sir what is the available balance in term loan accounts in cibil report.
@AnkushJain3 күн бұрын
Can u share pic in telegram group?
@vpstocktradingfoodlover6004 Жыл бұрын
Sir if Due date of emi is 10th August and Emi deposited by customer is on 30th August than how many days DPD mentioned in CIBIL. 10 days will counted or 30-10= 20 days DPD will be mentioned in CIBIL
@AnkushJain Жыл бұрын
20 days
@viveksen94472 жыл бұрын
Very nice explanation sir, Thanks sir
@AnkushJain2 жыл бұрын
👍
@ankitsharma-bz5kv4 ай бұрын
Thank you Ankush sir
@AnkushJain3 ай бұрын
Your welcome
@MDVaashir2 жыл бұрын
Watched and learned.
@AnkushJain2 жыл бұрын
👍
@MONUKUMAR-xu7xg2 жыл бұрын
As told either DPD is written in number like 50 DPD it also means SMA-1 but what does DPD of 900 days would mean in CIBIL report here
@AnkushJain2 жыл бұрын
Clearly substandard but usually these dpd are related to credit cards or dispute related to pending charges on closure of loans. Most of time loans are closed in such cases and dpd reflect only due to some small amount of charges pending
@sanjayakumarsahoo6706 Жыл бұрын
Sir.. If date of birth in cibil doesn't match with kyc. What we should check. If DOB match with any one, then what we should check.
@AnkushJain Жыл бұрын
Discuss with borrower if any updation done in Kyc for dob. Pull two cibil with both different dob. Undertaking to be taken from client that the actual dob as per kyc is correct one and there was no other dob of client other than this updated in any govt. Record
@akashmaske8328 Жыл бұрын
sir how to read ITR and computation of income....please uske upar ek video banao
@AnkushJain Жыл бұрын
kzbin.info/www/bejne/aGSUpGpmeNaXiJY
@deveshbaghele1903 Жыл бұрын
Nice session sir
@AnkushJain Жыл бұрын
Thank you
@amolkini1677 Жыл бұрын
Thanku so much sir for nice information..please make video on financial plotting.
@AnkushJain Жыл бұрын
Thank you. Financial plotting you mean cma data preparation?
@amolkini1677 Жыл бұрын
@@AnkushJain yes sir I am belong to Auto loan sector ..while putting multi deal like 3 units or 4 units of car that time ITR Plotting is must .. different rations in plotting like PBDIT ,ICOR,DSCR Which concepts still not cleared ..
@AnkushJain Жыл бұрын
kzbin.info/aero/PLjlclsu02a_z210w1g5SBcZLMGOK4QaQm Pl check this
@amolkini1677 Жыл бұрын
@@AnkushJain thanks for prompt reply
@AnkushJain Жыл бұрын
👍
@prateek88539 ай бұрын
Sir , Hard enquary kitne years tk cibil report me rahti hai ? Kitne saal baad automatic hat jati hai ?
@AnkushJain9 ай бұрын
Maine to 10-12 yrs tk purani bhi dekhi Hui hai.. so aise idea nhi k kitni purani hat jaati hai..
@garimabindal11262 жыл бұрын
please explain gst reg criteria, exempted from gst,how to verify sales if not registered under gst in your next video pls
@AnkushJain2 жыл бұрын
It will take time but I will explain it in banking analysis topic
@deepaknahar80062 жыл бұрын
Hello sir if there is an overdue amount showing in cibil and last reported date is 03-20. What would be the year of default?????
@AnkushJain2 жыл бұрын
Hi Deepak then in that case overdue amount must be for 03-20 time only since reporting is not updated post that period
@deepaknahar80062 жыл бұрын
@@AnkushJain so u mean it will be more than 2 yrs default and accordingly authority to be decided for deviation
@AnkushJain2 жыл бұрын
No I mean to say that default occured in March 20 but post that whether that default was clear or not can not be ascertained since history is not reported post March 20. May be the debt got cleared on April 20 itself but we never know. You need to ask from client and take confirmation and then decide approving authority accordingly
@MONUKUMAR-xu7xg2 жыл бұрын
Hiii, Sometimes I have observed that I run Consumer CIBIL from DOB as 01.10. 1980 but still report fetched different date of birth day 10.01. 1989 or say some other DOB. This happens due to once Borrower CIBIL might have been run with this DOB. Is it so !! Because when I again check my input page date where i inputted date to generate CIBIL I find that I have entered date of birth correctly as 01.10.1980 but every time CIBIL fetching wrong DOB. We can easily croos check correct DOB in NTB cases from KYC but the actual problem is faced in Existing Renewal/enhancement cases because CIBIl is run from the last year CIBIL reports in such cases.
@AnkushJain2 жыл бұрын
Yes it happens due to some other banker have put in incorrect date of birth. Sometimes multiple pan matches also come across. In existing cases we can retrieve kyc from branch/operations or central database if need be. However I always prefer that while preparing sanction note, we should always mention age of the promoters and guarantor so that at the time of next renewal everyone can know
@lakecityvlog8914 Жыл бұрын
Sir, is there any ways to find out the multiple cibil inquiry status and institutions name ?
@AnkushJain Жыл бұрын
No, customer can pull his detailed cibil and from there only we can see the banks name by whom inquiry was done.
@lakecityvlog8914 Жыл бұрын
@@AnkushJain okay.. Thanks sir
@AnkushJain Жыл бұрын
👍
@naineshsharma50072 жыл бұрын
Sir i have recently completed CA and i m trying to get job in ICICI bank as credit manager but i heard from my friends that it is such time consuming job that person has to spend around 11 to 12 hour in the bank. So will you please clarify on this and also can you tell what should be avg. salary package for the post of credit manager. Thanks in advance
@AnkushJain2 жыл бұрын
Can not talk about it on social platform. You can message me directly on linkedin. Although your friend is guiding you incorrectly. There is no such issue in banks
@sushilmaurya379611 ай бұрын
Had you joined? Please give your review if yes
@Kiran-lf4um3 ай бұрын
Thankyou sir
@AnkushJain3 ай бұрын
Your welcome
@Rohit-ru2tu2 жыл бұрын
hello sir, On next lecture please used pdf format credit report to understand better, Hide individuals details for privacy.
@AnkushJain2 жыл бұрын
Not possible since I can not send others credit report to my personal id
@ouroyester7414 Жыл бұрын
Dpd will always shows when payment skipped from current month, if payment made in same month no dpd will reflect
@AnkushJain Жыл бұрын
Its a bit debatable, sometimes it reflects and sometimes it doesn't
@shivangnpatel3326 Жыл бұрын
Hello sir What is meaning of loan showing as account sold in borrower CIBIL
@AnkushJain Жыл бұрын
Means the loan portfolio is purchased by some other financial institution
@madhurideshmukh46702 жыл бұрын
Very helpful
@AnkushJain2 жыл бұрын
Thank you 👍
@ramugehlot12742 жыл бұрын
Sir sunday gaya viedo nahe banaya ap ke video ke leye to sunday ka entjar karte hi plz upload karo na balance sheet ke uper ak video
@AnkushJain2 жыл бұрын
Hi ramu. I missed making video due to personal work. Will upload tomorrow. Thanks for being patient 👍
@AmitKumar-wf4ly2 жыл бұрын
Nice video
@AnkushJain2 жыл бұрын
Thank you
@ramugehlot12742 жыл бұрын
Sir one viedo balance sheet finalized par banao
@AnkushJain2 жыл бұрын
Sure
@ketanparekkh Жыл бұрын
I also want this... One video on Financial Analysis wrt to Underwriting..
@srikanth487411 ай бұрын
Sir if you do videos in English it will be more helpfull i am from south india using subtitles i am trying to understand
@AnkushJain11 ай бұрын
Subtitles providing some help?
@srikanth487411 ай бұрын
@@AnkushJain yes
@AnkushJain11 ай бұрын
Ok
@ramugehlot12742 жыл бұрын
Thank you🌹🌹🌹
@AnkushJain2 жыл бұрын
👍
@viveksen94472 жыл бұрын
Sir, when you create a video for pd?
@AnkushJain2 жыл бұрын
It will take time. I need to complete assessment topics first
@viveksen94472 жыл бұрын
@@AnkushJain ok sir
@AnkushJain2 жыл бұрын
👍
@gurpreetSingh-pz7bo2 жыл бұрын
Thanks again..
@AnkushJain2 жыл бұрын
👍
@sohanghosh29992 жыл бұрын
Sir , can I be a credit manager by doing MBA finance ?
@AnkushJain2 жыл бұрын
Yeah you can. Why not
@yjgratitude5 Жыл бұрын
Thank You sir
@AnkushJain Жыл бұрын
Your welcome
@GAUTAMKUMAR-yi5ef Жыл бұрын
Thanku
@AnkushJain Жыл бұрын
Your welcome
@harshitvijay29302 жыл бұрын
Sir need some advice.. How can I connect with you sir
@AnkushJain2 жыл бұрын
Hi harshit. You can ask anything from me here. I have limited availability over phone due to busy schedule
@vinaypandey9088 Жыл бұрын
Thanks sir,
@AnkushJain Жыл бұрын
👍👍
@ravindratandalekar59962 жыл бұрын
CIBIL May write off and defaulter removers Kaise kare
@AnkushJain2 жыл бұрын
If the reporting is wrong, then you better need to take a letter from the concerned bank that the reporting is incorrect. Then write a complain to cibil to remove it
@AnkushJainАй бұрын
Reporting correct hai?
@kirankumarmanvani22002 жыл бұрын
Cibil is one of the bureo which gives us credit report... Like cibil we have Experian, Equifax and CRIF High Mark.... It is same like people say I ate Maggie but actually they eat Noodles 🍜.. Maggie is the name of the company
@AnkushJain2 жыл бұрын
Right Kiran 👍
@caaman932 жыл бұрын
👏
@AnkushJain2 жыл бұрын
Thank you
@shashankdwivedi50296 ай бұрын
Ek mobile no ke aage (e) kyo laga hua hai?
@AnkushJain6 ай бұрын
Kisme?
@shashankdwivedi50296 ай бұрын
@@AnkushJain cibil me sir jab cibil nikalte hai to kabhi kabhi number ke aage (e) laga hota hai?
@AnkushJain6 ай бұрын
Koi pic hai to telegram group mein share krdo.. main check krta hu
@shashankdwivedi50296 ай бұрын
@@AnkushJain I am not added in teligram group?
@nandhagopal21903 ай бұрын
Required english class
@AnkushJain3 ай бұрын
@@nandhagopal2190 ok
@glamous.73599 ай бұрын
9:27
@AnkushJain9 ай бұрын
??
@pranjalsoni43825 ай бұрын
10 crore kaa loan 😂😂😂
@AnkushJain5 ай бұрын
🙏🙏
@pranjalsoni43825 ай бұрын
@@AnkushJain sir ek question poochna tha aapse ek Mera friend max life me sales manager hai toh uski Jo salary h wo per month 65k hai with incentive and without incentive 52k toh ITR me hum gross salary me 52k and 65k dono le sakte h kya yaa 52k hi lenge
@AnkushJain5 ай бұрын
Full hi le lo.. koi frk nhi padega
@pranjalsoni43825 ай бұрын
@@AnkushJain sir actually full me after deduction uski itr 600000 ke uper Jaa rhe h and he is saying itr Kam rakho toh can we take without incentive salary ?