Sir could you please make a video on funding to Fly ash bricks unit. It would be highly beneficial as we need to do sanction next month.
@arnabganguly5634Сағат бұрын
Sir one of our customers applied mudra loan of 8 lakhs. His turnover is 3 lakhs. Is it good to go or should we quit.
@yolopug38893 сағат бұрын
sirji what is the risk if customer is not routing churn through my bank but is having churn in other bank accounts. WHY my bank is adamant on stipulating mandatory churn in our bank
@kunalagarwal00310 сағат бұрын
Very beautifully explained👏
@AnkushJain10 сағат бұрын
Thank you
@SimantaFT19 сағат бұрын
Hi Sir, I saw the full analysis till the end. I do appreciate your patience and selfless effort !
@AnkushJain10 сағат бұрын
Thank you
@RAHULGUPTA-111121 сағат бұрын
Sir, in lecture no. 99 you said Rs. 5 crore limit under CGTMSE scheme is also available to Traders but in this lecture you are saying traders can have benefit of PSL only. It means traders ko cgtmse me loan nhi milega?
@AnkushJain7 сағат бұрын
No mil jayega.. cgtmse is available to them also
@mahibanker22 сағат бұрын
well defined. thank you
@AnkushJain8 сағат бұрын
Thank you
@pranaysinha6300Күн бұрын
Great sir
@AnkushJainКүн бұрын
Thank you
@arnabganguly5634Күн бұрын
Sir what is the available balance in term loan accounts in cibil report.
@AnkushJain7 сағат бұрын
Can u share pic in telegram group?
@shivprakashsaroj8926Күн бұрын
Till last …enjoyed
@AnkushJainКүн бұрын
@@shivprakashsaroj8926 great 😃
@sumeetmanocha4236Күн бұрын
Hi Ankush ji Can you please clarify the below points: 1. Can BG limit exceed MPBF amount. 2. Can LC limit exceed MPBF amount. 3. If yes then how will it be disbursed under Multiple Banking Arrangement 4. Can over all NFB exposure exceed MPBF
@AnkushJainКүн бұрын
1. Performance BG can but financial BG cannot 2. LC cannot exceed
@sumeetmanocha42368 сағат бұрын
Thank you ji
@AnkushJain8 сағат бұрын
@@sumeetmanocha4236 your welcome
@SukkurjanBegomКүн бұрын
Please help me im tired of applying for loan but not getting from any website so if i make udyam registration number then i will get loan
@AnkushJainКүн бұрын
What's your business
@SukkurjanBegomКүн бұрын
@@AnkushJain garments
@SukkurjanBegomКүн бұрын
Kiya udyam registration mein GST ka bhi likha rehta hai nhi toh loan nhi milega plz reply
@rashidata28592 күн бұрын
Hi, sir its a crisp clear lecture. May i have a one question that if seller need an urgent payment and buyer agrees to that then why he is not going for acceptance. Thanking u in advance
@AnkushJain2 күн бұрын
Thank you
@skoobidoo282 күн бұрын
Avtar ho app credit ke liye Sir
@AnkushJain2 күн бұрын
Thank you
@arnabganguly56343 күн бұрын
Sir approx. how much times the property value should be for loan amount taken.
@AnkushJain3 күн бұрын
This depends on internal policy of the bank
@vivekvedpathak41873 күн бұрын
Sir, How to calculate Solvency of a Customer OR How to Calculate Capability of a customer.
@AnkushJain3 күн бұрын
It's a long series of analysis which I have already covered in my videos step by step. Example: 1. Check free properties and assets value 2. Financial analysis 3. Banking analysis 4. Cibil analysis etc. There are many more things in this
@yolopug38894 күн бұрын
you are doing god's work sirji thank you🙏🏻
@AnkushJain4 күн бұрын
Thank you
@A-R-K374 күн бұрын
Very Good Ankush Sb. the way you have explain in native language with practical examples is mind blowing. Also you can include the reversal of the BG so that contractor can ask bank to revoke lien the collaterals.
@AnkushJain4 күн бұрын
Thank you
@vpstocktradingfoodlover60044 күн бұрын
Sir ye important hai ,Kotak me CLOS me working capital me URC expiry date mangta hai
@AnkushJain4 күн бұрын
Iska as such koi expiry nhi hota
@Naveen_Nkv5 күн бұрын
Hello sir telegram per add krna tha frd ko ho nhi rha per
@AnkushJain5 күн бұрын
Ye link bhej do usko t.me/caankushjain1991
@abhishekdwarikavasi29155 күн бұрын
Very informative sir Mai aapki Vedios apne juniors ko Bhi share karta hu …I want ki wo log Bhi executive se higher position par aaye and life me grow Kare. Aapki Vedios Bahut informative hoti hai 😊
@AnkushJain5 күн бұрын
Thank you 😊
@sidvsthewind5 күн бұрын
Machinery details also sir
@AnkushJain5 күн бұрын
I will check this
@ashishvishwakarma94295 күн бұрын
Msme me registration ke bad tax dena padata hai kya .agar ha to Kitana
@AnkushJain5 күн бұрын
Tax ka msme se koi frk nhi padta.. vo vaise hi dena pdega
@amitchoudhary6865 күн бұрын
Well explained Sir
@AnkushJain5 күн бұрын
Thank you
@hkhatnani84626 күн бұрын
What is counter indemnity?
@AnkushJain5 күн бұрын
Haven't heard about it before
@hkhatnani84626 күн бұрын
Sir what is omnibus guarantee ??
@AnkushJain5 күн бұрын
No i haven't heard about it
@hkhatnani84626 күн бұрын
Sir pls share link for Subscription in which u have covered in detailed working capital videos
@AnkushJain6 күн бұрын
Membership joining link kzbin.info/door/E4CwHclbqMgdYCH6lDQmDAjoin
@PoojaGupta-ko1qe6 күн бұрын
Thanks sir your video really helpful 🙂🙂🙂
@AnkushJain6 күн бұрын
Your welcome
@shailendersingh906 күн бұрын
BHAIYA KFS ki calculation par video kijiye
@AnkushJain6 күн бұрын
@@shailendersingh90 👍👍
@devendraacharya84696 күн бұрын
Good job
@AnkushJain6 күн бұрын
@@devendraacharya8469 thank you
@arnabganguly56347 күн бұрын
Sir could you please make a video on takeover of non fund based facilities.
@AnkushJain6 күн бұрын
Noted
@avinashjha34147 күн бұрын
Thank you Sir, for providing such a informatic video🙏
@AnkushJain7 күн бұрын
Your welcome
@AnkushJain7 күн бұрын
Your welcome
@umeshjoshi75237 күн бұрын
Sir if URC is self declaration basis then as a banker how to be sure that the the clarification is correct and not because customer can do wrong self declaration .
@AnkushJain7 күн бұрын
We also have the financials of the client and we can check the sales and investments value
@umeshjoshi75237 күн бұрын
@@AnkushJain Sir one doubt more. Sales will be auto fetched from ITR or GST return. ?
@AnkushJain7 күн бұрын
@@umeshjoshi7523 gst
@dhananjaysingh977 күн бұрын
I have done my MBA in finance & I’ve experience 1 year in accounting as a account exicutive . So how much salary we expect ?
@AnkushJain7 күн бұрын
In which segment and location?
@dhananjaysingh977 күн бұрын
@@AnkushJain as a credit manager non banking sector
@dhananjaysingh977 күн бұрын
@@AnkushJain location Lucknow
@gauravsharma95017 күн бұрын
Sir, I am writing to seek clarification regarding the Udhyam registration process in the context of a change in business entity name. We have a customer who has recently changed their business entity name while retaining the same GST number. They currently hold an Udhyam registration under the old entity name. Given that the GST number remains unchanged, we would like to understand the following: Is it possible for the customer to obtain a new Udhyam registration under the new entity name despite having the same GST number? What steps should the customer follow to update their Udhyam registration accordingly? Your guidance on this matter would be greatly appreciated, as it will help us assist our customer effectively. I look forward to your prompt response
@AnkushJain6 күн бұрын
I will be making video about changes in udyam registration certificate
@pramodshrivastava6657 күн бұрын
Thanx for information.
@AnkushJain7 күн бұрын
Your welcome
@poemsandwritings91158 күн бұрын
I have a question if promoter money is rs 5 and bank is funding 20 rs for sale of rs 25 then it is 80% bank is funding . Then how 20% of turnover is loan eligibility. Please guide
@AnkushJain7 күн бұрын
Sales is Rs. 100 not Rs. 25
@arnabganguly56348 күн бұрын
Sir if profits are shared to avoid tax is it good i mean legal
@AnkushJain7 күн бұрын
Yeah legal as long as books of accounts are genuine
@MonikaGoyal-rs4js8 күн бұрын
Sir ...your videos are really helpful....Thank you for making such knowledgeable videos😊
@AnkushJain8 күн бұрын
Thank you
@arnabganguly56348 күн бұрын
Sir how yo check fund diversion
@AnkushJain8 күн бұрын
It depends on case to case basis...
@arnabganguly56348 күн бұрын
Sir one of our small enterprises customer has requested for takeover. When we said there will be a penalty of 4% he told as per rbi circular there is no such penalty for small enterprises. Can you please guide
@arnabganguly56348 күн бұрын
Sir can you please guide on this.
@AnkushJain7 күн бұрын
Ask him to share RBI circular. There is no rbi circular except for home loans
@arnabganguly56347 күн бұрын
@@AnkushJain No, banks cannot charge foreclosure charges or pre-payment penalties on loans to micro and small enterprises (MSMEs). This is in accordance with the Reserve Bank of India (RBI) guidelines and the Bank Code for MSEs. This one he send it to me.
@AnkushJain7 күн бұрын
@@arnabganguly5634 ok can u share that to me? I am not able to find it since long online
@arnabganguly56347 күн бұрын
@@AnkushJainsir I came to know it's mentioned in BCSBI report. Can you please chk.
@arnabganguly56348 күн бұрын
Sir to judge a borrower whether he is falling in small enterprise we need to take last year BS and PL statement to chk turnover and investment. Please confirm i am right or wrong.