Loan approval analysis- Feb 2024
20:33
Пікірлер
@sanjaywankhade4584
@sanjaywankhade4584 Сағат бұрын
Bank detail personally nahin hona kya sar
@AnkushJain
@AnkushJain Сағат бұрын
Main aapka question nhi samjha.. thoda detail mein btaiye
@MonikaGoyal-rs4js
@MonikaGoyal-rs4js 11 сағат бұрын
Thank you Sir for covering all practical points.... Superb video...😊
@AnkushJain
@AnkushJain 11 сағат бұрын
Thank you
@RXDUTT95
@RXDUTT95 20 сағат бұрын
Sir humble request you to please share the excel as to practice in system and to learn formulas
@AnkushJain
@AnkushJain 20 сағат бұрын
@@RXDUTT95 ok
@yolopug3889
@yolopug3889 Күн бұрын
I've never seen someone like you sirji.... GOD LEVEL 🙏🏻🙏🏻🙏🏻🙏🏻
@AnkushJain
@AnkushJain Күн бұрын
@@yolopug3889 thank you
@unknownperson5738
@unknownperson5738 Күн бұрын
Sir sirf Pan card aur adhar card se bs ho skta hai
@AnkushJain
@AnkushJain Күн бұрын
Jo Maine info boli hai utni minimum chahiye... Uske bina nhi hoga
@unknownperson5738
@unknownperson5738 Күн бұрын
Sir GST bill nhi hai
@gargnaveen26
@gargnaveen26 Күн бұрын
Good one Ankush ji
@AnkushJain
@AnkushJain Күн бұрын
Thank you
@JaniRubeena
@JaniRubeena Күн бұрын
Trade license ki jhaga kam aiyee gii yah sir
@AnkushJain
@AnkushJain Күн бұрын
No
@NadiyaBasitHamdaniNaqashbandi
@NadiyaBasitHamdaniNaqashbandi Күн бұрын
Well detailed analysis of Cibil report. Each and every corner was discussed in well organized way. But in case if the Applicant in the bank is showing up as a guarantor, and same has DPDs in same. Who shall be considered them same as other loan in Cibil report. And if cibil score is low but tracks are good, what shall a underwriter do in that case !!
@AnkushJain
@AnkushJain Күн бұрын
Thank you.. underwriter has to go by the cibil score only and if it is low then there must have been some reason in past which may not be getting reflected correctly
@arnabganguly5634
@arnabganguly5634 2 күн бұрын
Sir one of our customers want to increase limit from 20 lacs to 1 crore. Turnover is around 1 crore last year and valuation of property is 2 crores. Can he get his limit enhanced to 1 crore.
@AnkushJain
@AnkushJain Күн бұрын
No limit of 100% of sales is not allowrd
@arnabganguly5634
@arnabganguly5634 Күн бұрын
@@AnkushJain Sir what's the general trend then?
@AnkushJain
@AnkushJain Күн бұрын
@@arnabganguly5634 20% of sales
@arnabganguly5634
@arnabganguly5634 Күн бұрын
@@AnkushJain thanks sir. Sir does the valuation of the property he is possessing can increase his chances of limit.
@RXDUTT95
@RXDUTT95 2 күн бұрын
God bless u sir for sharing this kind of premuim quality stuff about crucial topics without any cost, thankful to reach this channel and gaining knowledge for free...
@AnkushJain
@AnkushJain Күн бұрын
Your welcome
@rizwansk.57
@rizwansk.57 2 күн бұрын
Sir agar GST number nhi Raha to apply ho skta h
@AnkushJain
@AnkushJain 2 күн бұрын
Gst no krke krdo... Uske baad jb aa jaye to updation kr lena gst ki
@aman-io5mx
@aman-io5mx 3 күн бұрын
Sir ye lecture samplar and rcu ke liye bhi he?
@AnkushJain
@AnkushJain 2 күн бұрын
Vaise to nhi but I believe humein Inka knowledge otherwise bhi hona hi chahiye
@aman-io5mx
@aman-io5mx 2 күн бұрын
@AnkushJain ok sir Vese mene rcu related dekha Khi kuch couse ya knowledge available nhi KZbin pr 🥲
@zen539ify
@zen539ify 3 күн бұрын
Shall we exclude the warehouse receipt finance while calculating the MPBF of the company, If yes what is the rational behind it. please explain sir.
@AnkushJain
@AnkushJain 3 күн бұрын
We do not exclude
@rajeshgaikwad9452
@rajeshgaikwad9452 4 күн бұрын
Its new registration ,so ITR is filled individually so far and not through any company,should we mention no in this category ..as discussed with banks ,they will only open account post registration and not before ..initially its individual name to be added ,please confirm on above queries
@AnkushJain
@AnkushJain 4 күн бұрын
Yes you can do and post opening of accounts and registration , you can do amendments
@rajeshmishra2021
@rajeshmishra2021 4 күн бұрын
Awesome teaching
@AnkushJain
@AnkushJain 4 күн бұрын
Thank you
@minakshibhagabati3514
@minakshibhagabati3514 4 күн бұрын
Sir mai hdfc bank mai job krr rha hoon as a assistant manager E1 band, and online MBA krr rha hoon chandigarh University se. After 4-5 years kya mai credit manager ban skta hoon??
@AnkushJain
@AnkushJain 4 күн бұрын
Present profile?
@minakshibhagabati3514
@minakshibhagabati3514 4 күн бұрын
@AnkushJain customer care executive
@nrridersjourney
@nrridersjourney 5 күн бұрын
Sir g map ke liye longi lengi nahi aa raha hei aesa q?
@AnkushJain
@AnkushJain 4 күн бұрын
Main aapka question nhi samjha.. thoda detail mein btaiye
@nrridersjourney
@nrridersjourney 4 күн бұрын
@@AnkushJain map selection aata hei jaha pe aesa likha hei ki red circle main district hoga or point karke longitude and latitude
@MihirGada-mh9ft
@MihirGada-mh9ft 5 күн бұрын
What will be the regulator body to govern this if the company doing Vendor financing is not an NBFC??
@AnkushJain
@AnkushJain 4 күн бұрын
Means fintech companies.. rbi regulates them
@MihirGada-mh9ft
@MihirGada-mh9ft 4 күн бұрын
@ankushJain but for audit purpose, i was referring to RBI master direction but it mentions REs/Banks/Nbfc but no where it mentions Fintech
@bhaktikulkarni6827
@bhaktikulkarni6827 5 күн бұрын
Sir ur videos are really very valueable to all of us. I request you if in case u come up with rbi circulars videos with explanation .... which will be an added advantage ...
@AnkushJain
@AnkushJain 4 күн бұрын
Thank you
@rishabhpatel1767
@rishabhpatel1767 5 күн бұрын
Sir, pls confirm if OD/DOD limit is included in MPBF limit or not ? if excluded then share reason
@AnkushJain
@AnkushJain 4 күн бұрын
Included as they are for working capital purpose
@arnabganguly5634
@arnabganguly5634 5 күн бұрын
Sir in gstr 3B to calculate total sales we have to add nature of supplies (a-e) under 3.1?
@AnkushJain
@AnkushJain 4 күн бұрын
In which point of time I have discussed this? I need to see it once
@ashishijardar1334
@ashishijardar1334 5 күн бұрын
Great Sir
@AnkushJain
@AnkushJain 5 күн бұрын
@@ashishijardar1334 thank you
@sudhanshukaushik1986
@sudhanshukaushik1986 5 күн бұрын
Creditors ki amount less karni hai ya production cycle mai no of creditors days reduce karni hai
@AnkushJain
@AnkushJain 5 күн бұрын
Cycle mein days krne hain agar saari calculation days mein kr rhe hain to
@AnkushJain
@AnkushJain 5 күн бұрын
Cycle mein days krne hain agar saari calculation days mein kr rhe hain to
@rishabhpatel1767
@rishabhpatel1767 6 күн бұрын
This is best video on internet so far
@AnkushJain
@AnkushJain 6 күн бұрын
@@rishabhpatel1767 thank you
@ravikanthsurya487
@ravikanthsurya487 6 күн бұрын
Thank you very much for the detailed explanation sir. I infact landed here searching about Reported date and closed date, which i got to see in the very least couple of minutes in the video. In this example closed date is 2002 and reported date is much later. So you said it can be ignored. But in a CIBIL report where i came across, written off date is 2019 and reported date is 2022. In this case what could be concluded? I'm asking this because in the back where i work, written off prior to 5 years can be accepted, but reported date is giving a concern. Can you pls throw some light here? Thank you sir in advance 🙏
@AnkushJain
@AnkushJain 5 күн бұрын
It could be the case of the dispute running till 2022 and finally closed in that year
@gauravmudgal7281
@gauravmudgal7281 6 күн бұрын
Hi Sir I'm having question regarding the audit report. Which component should i added from the audit report while calculating the eligibility of case
@AnkushJain
@AnkushJain 5 күн бұрын
Just focus on payments to specified persons point and see the expenses paid to self or close family members.. we may add them back to calculate eligibility
@ashishstrange4138
@ashishstrange4138 6 күн бұрын
Respected Sir ! If you Kindly provide an idea about how to approach your curated playlist for a CA Finalist ! it will be quite helpful for those who wish to enter the Banking and Credit Analysts Domain. Further if you could kindly provide guidance for career opportunities for semi qualified domain , it shall be a boon to those who are eager to seek job opportunities available. With Warm Regards
@AnkushJain
@AnkushJain 6 күн бұрын
Ok
@Nsk2405
@Nsk2405 6 күн бұрын
Hello Sir, 1. How will Loan Delivery System as per RBI guidelines work where, for example, 60% WCDL is to be carved out of total CC/OD limit (main-limit). Is 60% WCDL is to be given as sub-limit? Should the terms be different for WCDL and OD/CC 2. What is one way and two way interchangeability?
@AnkushJain
@AnkushJain 5 күн бұрын
Yes terms be different and given as sublimit.. one way means only wcdl can be used in place of cc while two way means both are interchangeable and cc can be used in place of wcdl
@burhanibnbashir
@burhanibnbashir 7 күн бұрын
SIR AGAR BANDA LABOUR HOGA KYA USS KA BANEGA UDYAM..AND UNIT /PLANT MAI LABOURER KO KYA RAKHKE UNIT
@AnkushJain
@AnkushJain 7 күн бұрын
Agar labour hai to fir vo to job krta hai business nhi... So usko approval nhi milega
@burhanibnbashir
@burhanibnbashir 7 күн бұрын
@@AnkushJain i applied for him and kept category as other financial auxiliary..in unit/plant sction i wrote his name
@AnkushJain
@AnkushJain 6 күн бұрын
@@burhanibnbashir ye allowed nhi hai... Salaried person nhi le skta.. future mein cancellation ho skti hai and penalty bhi
@burhanibnbashir
@burhanibnbashir 6 күн бұрын
@@AnkushJain sir he is labourer not salaried person..he earns dialy wages as plumber
@AnkushJain
@AnkushJain 6 күн бұрын
@@burhanibnbashir he works for any contractor or he does his own kind of on demand work?
@neelisettysaisujith8892
@neelisettysaisujith8892 7 күн бұрын
Hi sir can you tell about moratorium case. In moratorium if interest is paid and not paid case also
@AnkushJain
@AnkushJain 7 күн бұрын
Ok will make video
@abhinavnair2093
@abhinavnair2093 8 күн бұрын
Sir in this the facility is sanctioned in name of supplier . Hence if on balance sheet date there is o/s of this facility and show in liability side of borrower what will be corresponding entry on asset side ? Will it be in debtors ?
@AnkushJain
@AnkushJain 8 күн бұрын
@@abhinavnair2093 yes in debtors only