From watching best Pokemons to best credit cards. Well that's how lifes goes
@Madara-vy5fl2 ай бұрын
Hahaha I feel ya
@MARKCRASTO2 ай бұрын
Charizard. Hands down!
@MrSatz99Ай бұрын
@@MARKCRASTO Yes broo!!
@Insomniac402Ай бұрын
@@MARKCRASTO You are not well aware of the current competitive scene in Pokemon. As of Last World championship Flutter Mane, Calyrex and Ogrepon are on the top. In fact Charizard was never that good since it takes 4 times damage from rock type moves
@subhraneelacharjee2616Ай бұрын
Team Charizard 🔥
@gyanendramaurya17963 ай бұрын
If your salary is less than 50k and you buy things often. Don't ever take credit card, it will destroy you, the benefits which you get is nothing infront of what the consequence will be.
@vkm91563 ай бұрын
Personal experience?
@noneedofname3 ай бұрын
That's what he said in the video.
@kakashisenpai993 ай бұрын
If you use it wisely without taking emis, then credit cards are a blessing!
@sharanadvaith79983 ай бұрын
I've been using CC since I was 19 and my stipend was back then 10k. I've noted nothing but merits of using CC, as i used it in a very disciplined manner. Before crossing 21, my credit score now is 750
@stuffpedia85923 ай бұрын
@@sharanadvaith7998 mere pas b 19 ki age se card h ab mera score 779 h iss week shyd 790 cross kregaa shise use kro bs
@vi__pul3 ай бұрын
Keeping 1 credit card for each category payments is always beneficial Example 1. Utility Bills & Recharges => Airtel Axis Bank CC => 10% to 25% cashback 2. Online Food/ Grocery Ordering => HDFC Swiggy CC => Flat 10% cashback Even Airtel Axis Bank CC given 10% cashback on food ordering but both cards have capping on monthly cashback. So I have kept both for specific category payments only.
@charanpreetsingh19023 ай бұрын
along with flipcart axis bank , amazon pay credit card, I've plan card for kotact and HDFC
@Cjhere93 ай бұрын
I was about to put this Card I'm using it since 2yrs and bro I have saved a lot through it. Best of best.. and in this video they are actually discussing business people cards
@HatedStar-gb4xs3 ай бұрын
All Kotak cards are bad@@charanpreetsingh1902
@drmayanksinha2 ай бұрын
10-25% on utility bills? Really?
@HatedStar-gb4xs2 ай бұрын
@@drmayanksinha That 10 to 25% is capoed at Rs. 250 per month. 25% for Airtel bills like Mobile prepaid postpaid, wifi 10% for Other bills like Electricity, Water, etx
@abhisen38013 ай бұрын
make a best salary account rankings as well for people starting their careers as well :)
@anshumanfinance3 ай бұрын
Done,thanks for the review
@sumit_mestry3 ай бұрын
Never open ICICI bank account for salry account, they'll make your life hell by 5-6 daily sales calls
@arun376253 ай бұрын
@@sumit_mestryi think sbi is best followed by HDFC as salary account.
@R.K.30103 ай бұрын
@@sumit_mestry That's because they want to complete their targets. just block their numbers. interms of tech way better than hdfc
@AnupShetti27 күн бұрын
@@sumit_mestryall the banks do the same. I had ICICI salary for 10 yrs. But never had any issue.
@acntforyt98033 ай бұрын
Swiggy HDFC Card, Airtel Axis card, PVR Kotak card are underrated but more value for money cards
@azhanurrahman36993 ай бұрын
Airtel Axis is must have, i expected that to be in the video...Perfect for Middle Class i would say.
@AbdulAzeez_93 ай бұрын
So true dude
@vishwajeetraj11Ай бұрын
Pvr kotak sucks
@abhishek824324 күн бұрын
@@azhanurrahman3699 that's must have if you have 2 people at home using Airtel SIM. you can use solely for that purpose and indirectly waive off 500 joining/reneval fee.
@luckymishra30843 ай бұрын
Amazon pay ICICI is the the king of middle class I think becomes this card is simple and gives direct Amazon pay which is very usefull and simple ❤
@anonymous-pe9ds2 ай бұрын
Oar khud ki sale pe discount nahi milta sbi pe milta hai.
@dk-._.-2 ай бұрын
Should be on gold
@shravyaboggarapu58772 ай бұрын
And you can pay electricity bills and utility bills through Amazon 😅
@SatyakiMandal35Ай бұрын
But approve ho nahi hota mera application
@sharmasiddeshwar8022Ай бұрын
Amazon Pay Is Lub ❤️
@davidgera103 ай бұрын
Guys, Can you let me know in comment, How many of you earning atleast 5 to 10 lakh per Month 😂😂??? To be very frank brother, The category will be based on every persons individual income. For Person earning below 1 lakh per month - SBI Cashback, Airtel Axis Bank, Hdfc Swiggy and Amazon pay ICICI will be in Platinum Category. You could have mentioned Categorizing best credit cards for person income above 2 lakh per month😊.
@realavdhut3 ай бұрын
I first checked if it was sponsored or not.. Thanks for making an unfiltered video. edit: please add that google doc link of sbi vendors
@akashsharma11343 ай бұрын
Sponsored by HDFC
@cbazxy26973 ай бұрын
Sarcasm? Do you any other cards for that tier or did you assume it's sponsor simply because it was on platinum tier?
@Mrhiest2923 ай бұрын
Sponsered nahi ha bhai bachre ke pas mere jaisa hdfc ka share ha 😢😢.... Bas kosis mar rahe ha ham log ki Thora to bhar jai 🤡
I would have mentioned if it was a paid promotion!
@toushikbanik84523 ай бұрын
@@akashsharma1134 nop all info was correct.
@prateekmodified3 ай бұрын
For someone who is teaching people to save money and invest wisely, I really don't think credit card is the best product for people who don't manage their spending spree.
@anshumanfinance3 ай бұрын
If you have the discipline to spend wisely, credit cards can be a great way to earn rewards on your purchases.
@Sahil-bn5zq3 ай бұрын
if you are a deadbeat,credit cards are amazing
@prateekmodified3 ай бұрын
Intentions are good, I get what you are doing, but we need to also know that an average Joe is not disciplined in this crazy consumption driven world.
@roninr81992 ай бұрын
You get 45 days of credit card bill payment time. Even if you keep that amount in savings bank you get minimum 3% from past 17 years I have been using only credit card and never touched my amount, cash or ever used debit card
@GoetheCronshaw2 ай бұрын
I really love your taste and style always so chic. My faves would be the kislux leather backpack and the Swarovski pave diamond ring so gorg. Thank you for your recommendations.
@kakashisenpai993 ай бұрын
I love hdfc millennia, sbi cashback ,Tata neu infinity rupay and airtel cashback credit card. Must have for everyone. Holding 24 credit cards and making the best use of them😁
@roninr81992 ай бұрын
Tata rupay infinity is useless now. I got it for upi and it doesn't work now
@abhibhalla922 ай бұрын
Hdfc millenia is not good now very less reward points and they revoked lounge program
@SurendraYadav-gp1go2 ай бұрын
@@roninr8199 I am planning to get infinity ?what is the issue ?
@JMalikZАй бұрын
What is your credit score? 😭
@roninr8199Ай бұрын
@@abhibhalla92 almost all cards revoked lounge useage. Regalia we have to spend 1 lakh to use lounge 😂😂
@vickyjain81813 ай бұрын
how come no, amex cards were discussed?, i use the amex gold and i swear by it
@arnold_johnАй бұрын
To get good amount of reward points you need to spend plenty of money from your card, monthly. That affects your credit utilisation ratio, which affects credit score. What am I missing here?
@NooneaktАй бұрын
14LPA ki salary, Credit Score 800+, number of credit cards -1 Ab is category ke liye koi aisa card batao, 1- jispe quarterly 2 lounge access. 2- No annual fee. 3- No minimum spending limit. 4- If possible no joining fee. 5- reward points thik thak ho aur 6- Reward point budget hotels, domestic flights (Economy class), IRCTC in sabme redeem ho paye.
@changedthetag13 күн бұрын
Package 14 lakh ka hai aur Bete ko sab kuch free mai chahiye. I would pay ₹.1500 max for a credit card a year if it could bring me benefits worth ₹.10k annually. Kanjoos mat bano itna kama kar
@prashantsrivastava954210 күн бұрын
AmEx Platinum Traveller
@Imrannshaik22123 күн бұрын
@@changedthetag😂😂
@Aktrading1127 күн бұрын
Such an amazing philosophy you said !
@kumarsingh75293 ай бұрын
if someone is wealthy enough to spend 20 lakhs ...... why would he worry about Rs 5000 voucher.
@msroy_073 ай бұрын
Because as Indian we would not miss out even on a penny, if it is FREE
@guharup2 ай бұрын
How do you think one becomes wealthy enough to spend 20 lakhs annually? By having the mindset to worry about a 5000 rupee voucher. Not by being profligate about money
@hitendrat1097Ай бұрын
@@msroy_07: not as an indian , i believe nobody should leave a single penny
@shraddhamanishajunnare33642 ай бұрын
Much much neeeded video! Thanks Anshuman for sharing this info with us! You are a financial gem brother💎
@mahipdeva35432 ай бұрын
Atlas does not offer 5 edge miles per 100 rs on 3rd party travel apps! Please correct = only on axis travel edge and official websites
@vaibhavsingh13223 ай бұрын
Hi Anshuman, I have been following ur videos for a very long time. Great content, really like ur fix your finance series. Since, u have made a video that's apart from your conventional work, I would request you to make a video on rent payments via credit cards and to get the maximum benefits out of it. I feel there is no good video on KZbin which answers this question. Eagerly waiting for this video 😊
@aj51802 ай бұрын
Amex platinum travel should have made the cut.
@ranjithsukumaran40332 ай бұрын
Credit card is like a powerful weapon.. If used wisely, or if its used by a wise man, then its raining benefits.. Well, if ita in the hands of a wrong person, then its an eventual catastrophe..
@sumilmehta3 ай бұрын
Great video. He forgot diners black card, many people get it life time free, almost same benefit as infinia
@ashishbhat3653 ай бұрын
Diner my favourite
@ganeshkumar2823 ай бұрын
Could you please tell the process how to apply for this CC?
@pratiksarangi3 ай бұрын
It is not being given as LTF now.. very soon they will increase the eligibility so it will become rare
@bhaskardas79483 ай бұрын
One of the most unexpected collabs ❤
@sumeethbkАй бұрын
There should have been a card suggestion for each MCC including major categories like fuel spends, insurance payment, access to airport lounges etc
@being.eclectic_eclecticist3 ай бұрын
Please tell me the best card for utility (electricity bill actually) bol payment? SBI Cashback doesn't provide rewards for utility bill payment.
@TruthSeeker102503 ай бұрын
Axis Airtel baap of utilities
@saurabhsharma3593 ай бұрын
Typically, closing old credit cards can lower your CIBIL score. However, if my credit card is about to expire and I choose not to renew or close it, will my credit score still drop? Thank you 🙏
@Gacha-Gaming-India19 күн бұрын
You guys where going to pin a link to the merchant list for cash back right ? Where is it ?
@saadjhetam38592 ай бұрын
Which are the best perfumes of Arabian Oud brand? Can you suggest a few best ones apart from Bussma as I already have it. Need some other variety of Arabian Oud brand perfume
@sandeepkhatwani48792 ай бұрын
Are you allowed to have an infinia and hdfc biz black in the same PAN card ?
@RajveerSingh-vf7pr3 ай бұрын
For biz black, Can't a salaried person pay advance tax? (salary is about 30LPA)
@guharup2 ай бұрын
Its paid by employer through tds. If you have non salaried income then you can pay advance tax only on that.
@prashantsrivastava954210 күн бұрын
No mention of AmEx?
@rochie48743 ай бұрын
Hey Anshuman, if we're having term insurance payments, which card would be helpful for cashback/rewards?
@shasheen973 ай бұрын
For HDFC infinia card invite needs to be from existing customer??? How get the invite?
@guharup2 ай бұрын
Hdfc will invite you. Or you can bug your rm if you have one
@SohailS103 ай бұрын
How to get a credit card approved...i get rejected everywhere because i am self employed and my earning is still growing....i have 2 fd credit cards and i have a 781 credit score woth those 2... but now if i apply for unsecured approve nahi hota
@rules6543 ай бұрын
apply at financial year end, they are desperate to complete quotas, I had the same situation, stop applying, and then at year end, when you see a lifetime free card apply on it, also depends upon your income TBH
@rs_sandhu3 ай бұрын
Exactly same, I even make over 1 lakh per month but getting rejected have small fd card for over a year, now ended up doing 1 lakh fd to get card last week
@TadkaGaming3 ай бұрын
damn, i am so lucky, i made fd card of 1lakh limit at age 18 and got unsecured card with 25k in hdfc just after 6month, i am turning 20 this month and i have icici coral with 60k limit + hdfc 25k card....
@Supermama172743 ай бұрын
You loose your hair when you use credit card too much.. The guest is an example of this 😂😂
@rahul28203 ай бұрын
bro I have 17 cards, am 26 nd has full grown hair 😂😂, Its just how you use this that's what matter
@gatesorted601114 күн бұрын
personally amazon pay icici card is the best even for the students who earning very less.....
@sreeshadk26073 ай бұрын
What about american express?
@pravar1sidana2 ай бұрын
7:23 he is talking about travel edge it is not 10x (was only 15-20days limited time offer in 2021)it was 5x and still the same but the value of point is decreased
@darshangowda31718 күн бұрын
Whats the best fuel card ?
@SamBahadurManekshaw3 ай бұрын
I would rank HDFC Millenia (the one missing here and deserves a place) along with SBI Cashback at Gold spot.
@adrian_barretoАй бұрын
Can i convert SBI Rupay Simple Save Credit Card to Sbi CashBack credit Card.
@abhishek8243Ай бұрын
Wait Neeraj didn't talk about any AMEX Card in this episode ? I actually went for Tata Neu Infinity card after watching this episode as it was Rupay also. Rewatching this again and surprised he didn't spoke about AMEX card
@hiteshmakhija37783 ай бұрын
Disliked the conversation. You should have been the only one person Anshuman to explain this benefits and should have recommended atleast credit cards for common salaried employees not for big ahots
@kbb-lf7kz9 күн бұрын
small and common ppl are not eligible for cashback cards, High Networths are only invited.. for common ppl,only co branded cards available.
@ArjunLahiri3 ай бұрын
Why people dont talk about swiggy hdfc CC? Seems many people have no idea about it...
@ayushpingle07023 ай бұрын
You forgot the Scapia (federal), which give unlimited lounge on the spend of 10,000 rs in a billing cycle.
@jasonglenmenezes3 ай бұрын
By the way I use infinia, I have unlimited lounge access at no spends
@skmillionaire3333 ай бұрын
😢😢😢 they rejected me 😂 i have 12 cc and cibil of 785
@fullstack_journey3 ай бұрын
They have stopped onboarding new customers
@skmillionaire3333 ай бұрын
@@fullstack_journey 😭😭 bro , even sbi cashback cc rejected
@thetechnicalguide2613 ай бұрын
Scapia isn't currently issuing cards😅
@subhraneelacharjee2616Ай бұрын
Just watch the video at 1.75x and focus on Anshuman 😂 have fun
@toushikbanik84523 ай бұрын
honest review
@SoumikSarker2 ай бұрын
Amex Smart Earn + platinum travel + gold charge ka combo discuss hi nai kiya
@iajaybharadwaj3 ай бұрын
Is there a reason the Rupay Cards were not included? Or do these come in the Rupay as well?
@KPS_043 ай бұрын
What about ICICI Saphhiro? Part of 'Gold' club?
@Karan-vq5vg3 ай бұрын
What about hdfc millenja card?
@pugoppdodo96823 ай бұрын
end me milega
@harryp38042 ай бұрын
Potty hai
@vanshambashta88822 ай бұрын
Review on AmEx cards please!
@azhanurrahman36993 ай бұрын
Axis Airtel is Must have, jahaan kharchaa hona hi hai ye usme hi benefits deta hai, I'm more than overwhelmed using it.
@souravpaul1013 ай бұрын
Do it for life and health insurance as well
@anshumanfinance3 ай бұрын
Coming soon
@JaskaranSingh-vv1zo3 ай бұрын
What about 1. ICICI Ruby master card and Amex cards? 2. ICICI Coral cards
@aayushchawla77363 ай бұрын
Not comprehensive, should have included the amex range of cards, diners black from HDFC which is not an invite only. Also the Vistara cards? ( Although not being issued anymore, it needed a mention)
@SatyamKumar-bz7wx3 ай бұрын
Me using flipkart axis and being happy 🙂
@techietips24843 ай бұрын
no amex bruv?
@nikhil239113 ай бұрын
Hi Anshuman, recently my credit card lender has now offered me to increase my credit card limit. where it is equal to my annual compensation. ie Available credit = to total yearly earnings. should i consider encreasing the limit, I read that high available credit might create issue by some lenders for home and car loans in the future.
@TadkaGaming3 ай бұрын
No, increasing limit will not create issue. instead it will help because your spending usage in terms of percentage will be less.
@pushparora42213 ай бұрын
SBI Cashback card: Wrong information as it is valid for all merchant codes except some codes
@rajeevmahawar70973 ай бұрын
biz black mein 3x h for vouchers pls correct it
@saboteur433 ай бұрын
Don’t use credit cards. Credit card companies are not idiots to give these benefits. If you are getting something think about how much you are goving
@Sahil-bn5zq3 ай бұрын
be a deadbeat. And youll beat them. spend only that which you are capable to pay off in the end.
@mayanktolani7608Ай бұрын
You should know how to smartly use credit cards.
@SayanMavrickАй бұрын
Just use for no cost emi options and things which can be bought within your CTC
@ssayyahh3 ай бұрын
Always take credit card based on your usage. Never blindly follow anyone.
@keyurkariya46003 ай бұрын
How about HDFC Regalia Gold ?
@mananagarwal70022 ай бұрын
HDFC Diners Black is also pretty similar to Infinia and is much easier to get
@rishabhprasad641Ай бұрын
what about diners black credit card
@maulikshah2793 ай бұрын
Axis had good cards but their devaluation is really disappointing😢
@skmillionaire3333 ай бұрын
Aankh band karke ye video sunoge to aisa lagega wo spam callers are trying to sell you a credit card 😶🌫️😁🤣 Just kidding idk why sbi and federal bank always reject my application for the card i have 12 cards 🐣😶🌫️
@abhishekb132213 күн бұрын
Amazon Pay ICICI is the only card one needs for a beginner
@secretsorcererАй бұрын
is video ke dekhke pta chala ki mai to kharcha hi nhi karta to credit lekar kya hi karunga
@shantanuchiplunkar37153 ай бұрын
I have only 1 out of these many cards, and I am second to comment... 😂
@bhaskarbharadwaj73762 ай бұрын
For me tata neu infinity is platinum, gave neu coins on insurance, jwellery and utility.
@InkedpassportsАй бұрын
Amazing content with the right flow. I'm trying to get Infinia from an year now with multiple contacts with my RM. Its not happening.. Although, i may not be eligible as i have 30-35 LPA. They were offering ULIPs which i was not interested in. My RM told to wait for some more months. Not sure what's gonna happen. Now, there are 2 questions which i wanted to ask 1) I've AMEX plat travel card . Should i opt for Axis Atlas? I do travel 2months once outside india. 2) I recently got HDFC Swiggy LTF card. I'm inclined towards buying tata neu infinity card. All i'm getting is FYF and not LTF. If i try applying via hdfc online portal, it gives me an error "we can't proceed as we recently issued an card". is it worth buying tata neu infinity card? Note: I've amazon icici pay, flipkart axis and SBI simply click cards. Thanks in advance
@fnln55413 ай бұрын
Using HDDC Millennia Credit Card. But don't know benifit yet. I have almost 3 lakhs limit. But always use debit card.
“Close to my heart” who says that to a credit card ??
@guharup2 ай бұрын
Someone who got biz class round trip tkts free on singapore airlines?
@adityask2773 ай бұрын
Should we cancel the credit cards we dont like anymore or let it remain??
@lavichawla19173 ай бұрын
If they are LTF......DONT CLOSE
@sidhusinghmoney3 ай бұрын
what about AMEX Cobalt Card
@vsv.dharmesh2 ай бұрын
Centurion® Card from American Express diteld video banao ❤
@mdyusufnasim24 күн бұрын
Main ja rha hai bhai Galti se amiro ke feed me aa gya 😂😂😂
@nikmish13 ай бұрын
Isn't amazon card better that tata one there is no monthly fee and cash is also 5% why tata one also not is basis category?
@reshmanair-qe4it2 ай бұрын
are there any credit cards for housewives
@siddhantthapar13562 ай бұрын
Fd based credit cards are a good option. Eg- onecard, niyo global cards etc
@Akash_B7773 ай бұрын
Forget about discipline. Our brain is programmed in such a way that even the most discipline person also spend little bit more hear and there which exceeds the total rewards earned from the card. And forget about undisciplined people... Credit Cards are the root cause of their financial problems💳💳💳
@prakazhkumar74413 ай бұрын
Best feature of Magnus I used was free BMS tickets, sadly downgraded now.
@santoshraicabs3 ай бұрын
Am Not Getting any offer like Limit increase or Upgrade card from last 2 Yrs by Icici- 8Lacs, Sbi- 7Lacs, Kotak- 12Lacs, Axis- 9Lacs- Sent multiple Mails to Banks, 790 Cibil score, Card usage- 50%- i have closed many banks card due to no offers from last 10 Yrs- Hdfc, Rbl, Indusind, Axis, Bob, idfc, Au bank, Yesbank & Amex
@dhruvdani3 ай бұрын
Why wasn't amex discussed? Niraj often speaks a lot about amex
@sumeha52723 ай бұрын
Amex works on very few merchants. MDR charges are very high for Amex, painful for merchants
@HemanthKumar-pr4qg3 ай бұрын
@@sumeha5272 I have an Amex and if you live in a metro, acceptability rate is pretty ok. I mainly use my card online and for that, don't think I'll get better value with any other card. Plus the overall experience, including card design, app experience and customer support is insanely good. Would highly recommend an Amex card if you have good income levels.
@user-dh6fx1ve9j3 ай бұрын
Sponsored by HDFC🥰
@dhruvdani3 ай бұрын
@@sumeha5272 it's not such a big issue anymore. In a city like mumbai almost everyone takes it
@JacknJill22453 ай бұрын
Ye banda toh wint wealth ki video mein aaya tha kuch din pehle isi topic ke liye
@RulesofSuccess25103 ай бұрын
With 75k inhand salary and 785 cibil still not rejected for SBi cashback.
@karuOP3 ай бұрын
Hdfc infinia is free and invited to all IIM Students.
@manjunathkatare3642 ай бұрын
You forgot Standard chartereds cards who started credit card in india
@AftabKhann-ytАй бұрын
What is the best credit card for Utility Bill payment without any Cashback Caping Currently using Ace Credit card with monthly 500 Cashback Caping
@abhishekb132213 күн бұрын
You didnt cover any fuel card
@dhakkad_chora2 ай бұрын
For such videos pls add the timestamps
@tarunjain41023 ай бұрын
What about amex??
@santoshkumar-qx2pi2 ай бұрын
why not Amex?
@notyoutuber19Ай бұрын
What about Fi
@mayurchavhan85903 ай бұрын
What about One Card ?
@reshmanair-qe4it2 ай бұрын
can you give ideas about genuine work from home for housewives who hv had work experience long time back.
@ramchandrapattnaik31423 ай бұрын
Bro make a video on best credit card for entry level salaried people, salary range between 15-25k.