Ultimate Credit Card MasterClass for FREE | Ep 40

[@ysareyes]

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.

[@kabengele-vo4dr]

It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days

[@mfmcintyre]

Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.

[@JasperMaartenHoutman]

Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.

[@grizbaseball]

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

[@UnionTrustCapital-wc1ke]

Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

[@manaschhabra4610]

I attended the masterclass and it just changed my spending strategy and mindset for life.

[@drraghu84]

Sharan seems to be eager to speak more than the guest. Sharan is not a good listener. It's an insult not to allow the guest to speak out his ideas completely.

[@RajatRangdal]

True that

[@sawanthapa9192]

Or maybe he is able to process the response much faster to come up with the next set of questions. And remember he is in the same financial game

[@RajatRangdal]

@@sawanthapa9192 they have done the exact same session online , multiple times before putting this video out.

[@rameshsharma8087]

Absolutely, he does it every single time

[@estar1277]

I absolutely do not agree. Maybe u guys did not hear it through. His reactions, responses was very much in sync and with understanding in connection the purpose of the interview. 👍

[@drprashantdash]

Hey Aly. Come to Delhi next time with Sharan for a master class in credit cards. Absolutely loved your session and course on credit cards.

[@ramavathmanikanth3367]

I have attened Aly's credit card master class,this was very insightful loved it

[@bvmanjunathrao]

This guys credit card points are so valuable, he can start a country with them!!! my head is spinning and saying points points!

[@DeepeshDeomurari]

Whenever Sharan says crore - his eyes shines and automatically smile comes 🙂

[@dakshkataria4754]

Only take a loan when it is absolutely necessary for your current survival and future growth,that is you should only take Education loan and home loan.(and a loan for your business expansion but only when you really really need it) These companies make these lucrative offers like 6%,10% cashback and this free hotel that free hotel but these are only to make you habitual of taking credit,people don't understand this simple concept that once you get hooked on this cycle of taking loans you never come back out of it.

[@kedarisgreat]

But in order take a loan, you need a good credit score. Credit cards allow you to get a good credit score.

[@neoam-o8g]

It’s always fun to do calculations in excel and enjoy … the bottom line is if you want to earn from credit cards or any other medium, then you will have to make an effor/ spend time to understand and utilize perfectly … to make money you will always have to make an effort

[@dhawaljain3837]

First start earning 2 to 3L + per month and then you can spend 50k to 1L per month and then all this will make sense

[@ahesanaliasamdi7949]

Absolutely agree.

[@trippywillow9282]

u can have a normal salary and still get a credit card to make an habit and only when u start using a normal credit card and build a credit score is when u can get the good cards in the end.

[@throwawayname20]

The intro had me hooked! Seems like Sharan is upping his game! ❤

[@Rising.Master]

any idea how sharan changed his color tone?.. he looks so good now

[@sumanroy5558]

Bcz he's a millionaire

[@aswinmohan3601]

He just got richer tats all lol

[@Rising.Master]

you're dumb he did a skincare routine which reduced his melanin

[@Subramanyamgupta]

1:17:14 expression of speaker says something wrong in question of Sharan bhai I think editor changed the question (i.e.., forwarded a little instead of holding to same question) but literally this session is awesome I didn't expected this stuff from onepercentclub... reallly hoping for such contents more known that creditcard shares especially from HDFC,AXIS gona create a larger wealth in next 1 decade..

[@AbdulRehman-jn6we]

I don’t think HNIs have time to optimize for reward points. Infact I don’t think HNIs even bother about reward points

[@srimanravikanti]

Spot on !

[@MrUmangj]

HNI’s knows the value of money,so i think they might be using credit card wisely😊

[@suriyaj]

This is a good master class. Thank you. You should have him again for a miles masterclass.

[@ashutoshsharma328]

The gyftcard amazon hack does not work, atleast not for any of the HDFC cards as they charge 3% + GST

[@rjv_mntn]

Works for AmEx. He was talking specifically about AmEx Gyftr.

[@HemanthKumar-pr4qg]

Still works perfectly for Amex tho. And that's what he claimed

[@akshaydhanuka]

Even with the charge, the reward rate is close to 10%

[@mehak72000]

Key takeaway: Use credit card only like a debit card. Your spending should define your credit card. Not the other way.

[@ali_edittz7]

Great informative and valuable video sharan👌🏻

[@tsjoshi]

Problem of life-style starts when you start disliking the stay at normal hotels once you are done with all the points after you stayed at such high priced 5-star hotels when you have lot of points.

[@pritu87]

Excellent content! Thanks and need more of these. Would be interested how to convert airmiles to flight points and hotel points in more detail.

[@mayurgadhavi1113]

There is more tricky guys who have best in market cards without even earning money 😂

[@VaishvikMarathi]

So basically his father lived on loan, got broke ... and now he is suggesting to live on Credit Cards 🙄

[@Rohitchakra1]

Surprised by seeing your conclusion. There are many positives in this video. Not sure how people can only summarise the negatives.

[@VaishvikMarathi]

​@@Rohitchakra1 Dude.... there is no positive for middle class, especially salaried people, credit traps are a harsh reality. The audience watching this is mostly middle class, and advice like this can do more harm than good if not taken carefully. It’s important to be realistic about the potential pitfalls.

[@pranavsingh7404]

@@VaishvikMarathibrother just be disciplined while using your credit card pay on time and don’t spend more than you can afford like it’s free money. If you use it wisely it’s good

[@anchitsingla97]

Pro tip: please call the credit card number at the back of the card and change your statement or billing cycle as per your needs. For example, I have set all billing dates as 20th, so that I pay all credit cards by 30th when I receive my salary.

[@chetnachabriya5173]

We need to call to which number can u elaborate

[@NiksGourmet]

So basically you will have two salaries for an expense you made on 21st of the month.

[@dhawaljain3837]

I am a trader I'll make 20 30% yearly on the capital and then spend on card and get more points 😁

[@atrueindian1982]

I'm going to apply for Axis Atlas and Amex Platinum Travel and close some useless cards.

[@arhanraakesh8052]

There is an annual membership fee also that needs to be paid every year

[@NiksGourmet]

The salary criteria for infinia has changed. Now they are asking for 5L per month salary or 60lac ITR for salaried individual

[@kChallengewithVideo-jy5ku]

Love from Uttar Pradesh ❤❤

[@ratanraj9763]

How come the base returns on atlas 5.3%? What would be the transfer strategy for this

[@DhruvSingh-qi4fj]

My dream is also to be an entrepreneur like u 😊

[@Rags1982]

Time well wasted

[@shaikhzishan5342]

Awesome podcast good knowledge shared guy's ❤ thanks just got a question what i got a card and paid huge joining fees and after 6 months or a year it's no good use if i closed it will dropy credit score right 😢

[@shabeebshibu]

Non taxable people you can skip this vedio 😂😂😂

[@ahesanaliasamdi7949]

I am one of them 😂😂😂

[@clashroyale-bestmovesgreat8495]

roz ghante lagao in sab soch m, tariko m, new credit cards mein, transfer to miles, to hotels, paying with cards, reading T&C, note down what is excluded, what's not. first buy on gyft then pay... arre bhai.. instead of spending hours every day on this, do 2 hour majduri every day.. you will earn significant without spending anything.. getting fitness in return (saving on gym money as well)

[@pritu87]

We can’t ignore what we don’t know bro..yes work hard on your majduri but also work smart to derive more from your spending. It’s not Mehnat on a daily basis to learn the hacks..once you learn CC hacks, you just know how to use it to your advantage.

[@clashroyale-bestmovesgreat8495]

@@pritu87 see even I use few of these things already.. which is just incorporated in my life how I pay bills etc and save some money. but what all he has advised will be few hours every day.. it works for him as he is doing it full time.. making course of it and selling course for earning.

[@upenk91]

Finally A useful video. I am a fan but most of your videos are for HNIs only.. but this one is amazing. THANKS ALOT

[@financewithsharan]

Glad it was helpful!

[@JasGarcha]

Simple understanding:- apka he paisa apko reward ke tra diya jata ha apko lagta ha ka maine free ma ye kia wo kia.

[@AYUSHYadav-kr9dj]

What about 18 % charge on reward point redemption

[@trivedii]

This 1%Club Show is educating me on how to be a part of such a club! All thanks to Sharan, his team and Top 1% people Sharan brings on this show!

[@rajeevwarrier4210]

Sound Fake... nice try marketing his channel 😂

[@Somesh-l6y]

Bot

[@shiboopoudal6853]

Very useful video

[@Harmansehgal5]

Bhai thumbnail me Black card lgao, platinum nahi. Actually i made these all cards 😊 Every single cards making in US, even HDFC bank magnus or FPL bhi US se bann k gya hai hmari company se. weite now we are working on birla group cards too and Asvaha cards 😀

[@vibhor3049]

What do you do exactly

[@SrinivasuluAdiraju]

I am not able to understand cash back, Which credit card give you cash back in cash form bro? Your bill to be paid might be low, but one will never get cash in hand by spending on credit card. What I mean is if I spend 100 and get 2% cash back, the bill to be paid next might be 98 but not 100. There will not be any credit card where your bill is 100 and also you get 2 in your hand to invest in sip.

[@CheckMater007]

There's no such card, cashback means statement credit.

[@SrinivasuluAdiraju]

@@CheckMater007 Exactly, that is my point! Guys are taking classes for this stuff now? What happened to Indian People? I used to redeem points for gold coins in 2008. If I remember correctly, the program was PAYBACK and I was using ICICI Credit Card.

[@NiksGourmet]

Dude you will save the money in next statement that saved money you can do SIP

[@IamMakk7]

Sharan - you need to stop pretending to be a strong personality and be yourself, we;ve seen your content and now I can see the change, and I honestly don't feel comfortable with the current you, it feels fake, please go back to the way you were. lots of love man

[@GurpreetSingh-w8g1q]

that's the knowledge things

[@harshavardhanreddy3466]

At 37.22 adding to Amazon pay balance credit card will charge 2 to 3% as fees ,which credit card is giving this feature with no additional cost? It's half baked information

[@akshaydhanuka]

Amex cards don't charge

[@alyhajiani380]

Both Axis and Amex don’t charge, and if you buy vouchers on infinia or diners black from hdfc, they give you a 16.5% return while charging 3% which is still lucrative. Please explain to me what’s half baked here? :)

[@iamthug6623]

Fantastic

[@sunilprasad5061]

what happens if somebody die without paying credit card bill

[@priyankshah4624]

What's the AMC of Amex platinum

[@financewithsharan]

AMC of Amex Platinum Card is Rs 66,000 plus taxes currently.

[@waseemansari3338]

I only know one thing, if there is any reward you're getting on credit cards then you have to spend a healthy amount first then you will get some rewards. If you wanna use credit just because of rewards, Don't take it.

[@CheckMater007]

In case you anyway spend that healthy amount then getting these cards are fine.

[@MightyText123]

Whaaatttttt owning a million dollar home but no health insurance that’s Finance 101. Dudeeee seriously I’m not able to digest that.

[@shubhang722]

He wants to pay hospital bills via cc to get milestone benefits and accelerated reward points, do you know how many free vacations he can get instead of paying a yearly health insurance premium vs paying hospital bills which will be 20x his insurance premium 😂

[@MightyText123]

@shubhang722 but he mentioned this happened long back and he didn't start this game of points.... in USA when you have ability of buying a home worth 1 million USD but don't have health insurance then seriously it's a bad decision .... Once can go easily bankrupt with American medical bills ... my friend got a appendicitis operation during masters education where in India it's operated between Rs10k -30k all by cash the same they charged 26000 USD here and Luckily local community church helped to pay bills as we are students but that kind of amount can easily bring any one down with just one incident .... In USA good health and food auto insurance is mandatory.

[@AbdulRehman-jn6we]

Bro, flights on smart buy are 20-30% higher price…

[@shubhamchakraborty2241]

Who is the guest? Sharan or Aly?

[@mayurgadhavi1113]

37:33 don't use like this, Use Axis Ace Or Axis Airtel Card

[@CheckMater007]

Both these cards have a very low cap. 500 on ace and 250 on Airtel

[@vivekgupta1124]

He isn't talking abt joining/annual fees for these credit cards. And that's humongous.

[@SubKVlogs]

Super

[@kasatkarpratik]

As per Amex website rewards for Amex platina Travel card on 4 lakh spend is 7500 rs only ....38 k kidhar se aya ?

[@NiksGourmet]

That is redemption in rupees. If you transfer these points to marriot you will get 38000 marriot points

[@thelucifer20]

After listening to their talk you'll only feel how poor you are

[@ashwingowdillu1946]

If you have income of more than 3 lakhs and your spending amount more than 1 lakhs in a month with credit card only for them this will be use full not for comman people

[@siddharth4226]

You suggest to pay everything with Amazon pay balance. But fact is reward points give you shopping balance which can't be exchanged for utility bills etc expenses. Even if you load cash in wallet directly from credit card they charge 2-3 percentage extra

[@ShivShankar0002]

Credit 💳 Cards ♦️

[@BibhatsuKuiri]

Why didn't you talk about lounge access scenario. Airport food is expensive 😂

[@dhawaljain3837]

Infinia is 60L criteria now not 36L

[@hruthiksunder]

You didn't cover spending around 7-15k

[@applebandu9226]

People even say wealthy people are evil😂

[@kcmv4479]

Credit score for home loan and credit score for credit card is different I never got concession while taking home loan

[@voldemort576]

Can you explain more?

[@qwetyyubbdfhjbdhjkvf]

Pls provide us captions

[@RandomVideos-zr6ne]

28:13 Bookmark

[@Tricot124]

Spend crores of a Rs every month ??

[@mayurgadhavi1113]

57:41 He is thinking that he got trip free but actually he paid 5-6 thousand more on that trip for this palstic money 😂 and top of that he have to pay every year the huge fee, He is fool 😂

[@mayankdeol0001]

Don’t create new expenses just to get those points.

[@abhianavkar]

Count how many times they have said points in the video and get additional points 🤣

[@okdilip]

youtube has increased numbers of ads

[@WhereFocusGoesEnergyFlow]

👉 Live your life today as most people won’t so that you can live the rest of your life as most people can’t 👈 #WhereFocusGoesEnergyFlows

[@antonymathew]

Sharan is not letting him speak.. thats quite bad..

[@pankajthakurdas]

Sharan, Where's your Smile 😅

[@addhyayanbose9231]

Chila chila ke scheme bta do aur jitne benefits mil rhe h Voh bhi band krde yeh card companies

[@TejaswaKathed]

Should’ve been more middle class centric

[@mayurvalecha2521]

Bro thats unfair you also told that in masterclass😂 that was on Saturday 19th oct😢

[@vishwanath-ts]

Why it's unfair?

[@mayurvalecha2521]

@@vishwanath-ts cause we paid for masterclass and now he’s uploaded on youtube! He also mention that we can’t share this on youtube or other platforms.

[@vishwanath-ts]

@@mayurvalecha2521 He didn't share all the secrets though, he told he'll share in masterclass

[@kvsk002]

If u think u can beat big corporations banks and make money from them😂😂😂.. they r doing it for centuries and they invest crores of rupees to manipulate you.

[@drvimal007]

Super video Sharan .. gold mine .. could you pls tell me which ICICI card is good

[@CheckMater007]

ICICI Amazon Pay ICICI Emeralde Metal

[@SaiLuck365]

Credit card = Udhar Card. Name it as udhar card. Then Nobody keeps.

[@dhawaljain3837]

what does he do for earning 😂

[@wiselifepro1]

Essential knowledge to master in your 20s- kzbin.infos-MB_TIQDDw?feature=shared

[@srimanravikanti]

What’s wrong with you Sharan, bringing people who made money from credit cards, cryptos, F&O, and so on. What is your point. These are addictive and speculative investments. Imagine someone follow these “lucky” successful guys path and get spoiled, please stop promoting people who made money from luck and betting.

[@KishuTambe-fg9zh]

Axis Axis Axis 😴

[@quiteintresting1916]

Bro touch grass

[@HKfounder]

37:00 Adding money from credit card to Amazon pay wallet cost 2.4%+gst, it's not usefull he's giving wrong info

[@jayadeepb9678]

This guy is a house of lies. His career progression story sounds too inflated

[@sannjoyghosh4814]

This Guy Totally fake

[@AMATEUR_TRADER]

Absolute crap

[@Indialliance24271]

Sharan is a sham.. don't follow him

[@Free_movies_disney]

First comment viral jayega pin me