Living on 30 Lakhs Package but BROKE by Month End | Fix Your Finance Ep 21

[@TheMahaa]

Please be respectful in the comment section guys, he wants to fix the financial situation hence he is here, let’s not troll someone for being honest on the internet.

[@mk67890]

Exactly. Ppl find it funny to comment on his physical appearance

[@cbazxy2697]

Exactly, he identifies his problem and seeking guidance which is something people can appreciate instead of pointing obv which he already knows

[@mithunnair8587]

Ya man

[@Deeksha1176]

Finally someone said it !! Thank you @mahalakshmi

[@AlokTechWorld]

Must needed comments after 100 crore wala expectation with current expenditure rate 😅

[@kmohan1900]

I don't know why there is so much bashing on this guy. He knows that he's doing something wrong, that is the reason he wanted to fix his finances. On top of that he's being open about it so that others can learn from this video. Takes a lot of courage to discuss finances openly. My respect is with him

[@RaptorX13]

Looks more like flexing to me. But yeah, everyone has their own opinions.

[@KLT3T]

1.5 lac is no flex bro c'mon he was a honest guy and acknowledged that he is bad with managing finances. Internet is so fuckin toxic these days

[@thechocolatebarfipodcast4209]

This guy & Anshuman both know well the consequences of releasing this info in the public, still they chose to do it. Why should we prevent people from reacting?

[@thechocolatebarfipodcast4209]

Should you try to dictate how others react to a spoilt brat?

[@purushottamkumar3140]

This is reality of most of IT professionals who are earning 1lakh+ per month . This guy is so honest with telling his expenses and didn't hesitate to share it. Thanks Anshuman for such videos

[@sarathr4495]

Nope not really. Many put to savings

[@suhartyasarkar5596]

Trust me no IT guys are this dumb!!!

[@sanjaykumar-cd1ji]

Not most of IT professionals!!! But few are there

[@satishpatro]

Not at all. In my close friend circle we do quite a good amount of savings. If you are disciplined enough irrespective of 3lpa or 13 lpa, you will have no issue

[@sanjaykumar-cd1ji]

@@satishpatro that's right.. i myself put 50% of money in my savings.

[@nickelzinc]

Folks who are blasting this guy- atleast respect him for the fact that he has shown guts to openly come out and discuss his financial issues publicly. Half of us dont even disclose our in hand salary to our own family!

[@kunaljana2261]

Apple Watch Ultra, XUV700, Expensive collectibles, 30k in subscriptions and no idea about saving money.. This guy is an absolute case study on everything you shouldn't do to have a good financial future.. It's like Anshuman should show this video to everyone and say ki "jo b ye karta hai mat karo and you will be financially successful"

[@AvisekSen]

I think he also mentioned that he have dad who still have enough to earn / spend.. and wife who only saves.. Anshuman did fantastic job showcasing a case study that shows to live life the way you want but have multiple income streams which is the key

[@AmbujChaudhary]

This shows that common sense is greater than any IIM or IIT degree!

[@kunaljana2261]

@@AvisekSen Having your dad and wife's money is not called multiple income streams. He didn't even have enough money to give the downpayment for his car. What will happen once his dad is not around? Living life to the fullest is great but it should always be done after making sure you have a safer future, so that you can continue living that life even after you stop earning money and do not have your dad to pay for all your expenses.

[@tito98496]

🤣🤣

[@vipin743]

True 😂

[@nishilsb]

This guy is really contributing well in the Indian economy. Good job🤞🤞

[@digvijayyamagekar7139]

Sara economy ka load isane hi liya hai lagata hai 🤣🤣🤣

[@mr.j9122]

Epic 👌

[@thebeautifulanimal]

100cr 50cr...... What ever comes in their head.

[@memesofproduction3]

Yep donating his salaries to pump up our stocks

[@Paaaaaaaaaaal]

50k in emis and 20k on fuel. Spending 45% of salary on just a car. This man is in deep shit.

[@Paaaaaaaaaaal]

​@@avengers888i live in Delhi, never seen anyone around doing that

[@Thuglyf69]

He is from Mumbai 😂😂😂 iske bohot property hai mumbai me! Vid dekh ke log chutiya mat samajh

[@chetanshukla768]

Isko dekhke mujhe itna confidence aa gaya ki maine iim ki preparation start kardi, iska ho gaya toh bc kisi ka bhi ho jayega 😅

[@akashhande]

Sometimes I watch these videos to feel good about myself.

[@ManojKumarmamtha]

Lol 😆

[@guharup]

basst comment

[@sukrutdeshpande]

Lol..this comment made my day 😂

[@akashhande]

@Aditya Ashutosh I keep 10% for my monthly expense, another 10 to 15 for rent and other house supplies. Rest all is saved and invested by 3rd of every month.

[@Worldnme]

Haha

[@Codingaaramse]

Kudos to the honesty of this Man , being so transparent with the budget and so humble throughout. Loved this episode.

[@omkar3624]

It would be a miracle if he achieves even 1 cr at age 50 with the current trajectory.. hope he mends his ways soon.. 34 is still not late..

[@fluffybunny510]

He don't need to save, his wife is also earning and savings

[@youtuberuser]

This man is a prime example of abundance mindset...who works hard party hard...since his family members are earning and saving he can pretty well live life king size

[@sumit6190p]

Good for him. Personally if I was 34 years old I would want to financially independent and not depend on any of my family members including my parents.

[@Gyaan_paapi]

So at the age of 34 and still living pay check to paycheck? Not good i would say bro

[@SunilShahu17]

Respect for the guy for sharing this with us. Wise learns from others mistakes. Be wise and learn from this guy's mistakes. Don't buy 30k subscriptions or 45k car EMI. And definitely don't burn up 20k fuel for that car.

[@srijoygan]

seriously..... One thumb rule i use is buy a car thats worth 60% of your yearly income

[@Thuglyf69]

1. His 30k includes, bills, gym, subs, other bills mobile etc. see the video to find .5 seconds ka breakup. How manipulative is this video?

[@azamduccati]

After watching a couple of episodes from the series it seems once people are crossing a certain income threshold they are finding it difficult understanding what to do with the new purchase power and going all bonkers collecting liabilities in this new world order of social status

[@someshnegi-zy7uf]

Exactly

[@nawaal4452]

It's the lifestyle creep

[@arijitsadhu0624]

I make half of what he earns but I am way more stable financially.

[@cbazxy2697]

Dude 15 L is a lot to be stable that should go without saying

[@ayushmukhopadhyay7470]

+1 same

[@sumit6190p]

It's enough only if you don't have a child or don't have parents who are financially depending upon you.

[@sumit6190p]

@@arijitsadhu0624 Then 15LPA is not enough bro assuming your yearly hike is less than the inflation rate.

[@sharadshivale984]

@@sumit6190p everything is fine unless you keep upgrading your lifestyle with the upgrading salary

[@sreerajr6470]

His monthly subscription is more than my salary and I still saved 20 to 25 % percent of my salary each month.

[@iamsid23]

The problem people make (including me) while buying a car is that we fail to calculate expenses apart from the loan amount. We ignore fuel expenses, maintenance, toll, accessories etc. This amount almost is 50% to 100% of the loan amount depending on the loan value. Eventually people learn the hard way.

[@tradingwizard562]

Not only that if you add Tax government takes and calculate amount you need to earn adjusted for income tax you are actually wasting twice actual worth of car.

[@gomzify]

i appreciate this couple to come out in open about thier finances and help all of us learn a lot. Stop bashing them for no reason guys ... they could have taken offline advisory as well.. Be a sport ! Thanks Anshuman ...

[@HimanshuKumar-cw3hv]

Everyone has a different perspective on how they want to live their lives, rather than limiting his choices, this guy is actually living large and making his dreams come true which needs sheer audacity which quite a few ppls have, buying the dream car or investing in his hobbies needs guts and he has done it which is appreciable, he just needs to work extra hard to secure his future on which he is making an effort. He just needs to make a few wise decisions about where to put his saving and he will be fine.

[@pradeepmahale5]

Ummm even this is also true…

[@kushagradhi90]

can`t agree more. Living life King size ! Kudos to you .

[@sumit6190p]

Yeh sari bolne ki baate hoti. Just wait when life teaches you lessons.

[@sujitsen003]

Hey, his dad and mom got his back. So it’s fine

[@faaranmohd]

Spot on

[@atorbfire]

You could have easily advised him to put an SIP into a tax saver SIP which has a lock in period, soon as he gets the salary. Process is same as crediting to his wifes account, but better.

[@himanshuagarwal4673]

But if there was an emergency, he will not be able to take out the money. You should always keep some buffer money in savings account.

[@nishant115me]

@@himanshuagarwal4673 for emergencies he can use credit cards. Putting money in wife's account is also risky he will still spend it.

[@sumit6190p]

@@nishant115me Thoda to bahrosa rakho bhai uspe.

[@karanespanol011]

It wont work sinxe basic financial awareness is lacking

[@ramaghosh6926]

Already done(SIP) n save for emergencies

[@nickvakil6008]

Even a high education like an IIM hasn’t taught him basic life skills like how to manage money. Speaks more about our education system than this 1 guy

[@Thuglyf69]

Bhai! Mai janta ho isko! Bahut paisa udata hai. But iska shares me bohot kamai hai.

[@spencer214]

Those are NOT eggs, those are DRAGON BALLS.

[@wauldendemelo668]

OMG, yesss !

[@caonima3372]

Shenron ke tatte

[@neelavbhatiya9599]

man of culture

[@s6842]

A very crucial point indeed 😂

[@rhitamdutta1996]

Hell yee

[@Roaming_India]

This is a prime example of someone who were in scarcity but now in abundance.

[@Top10PrimeTV]

Bro, her department is to save and use it for herself if you guys separate . You're never touching that money, bruh!

[@sravyasravya9231]

Now don't seperate ...

[@mk67890]

Pati ki salary.. hamara paisa. Meri salary.. Mera paisa.

[@kushaagrajain19]

Bro got me scared for myself, I'm an IIMK grad as well. Despite his predicament it's great to see that he has a positive outlook for the future and is ready to make changes in his life.

[@sdbhattacharya]

He is a great example of how to live life large. Sounds like his father is having very good wealth which he will inherit. So wouldn't be an issue. He has enough time to save.

[@RameshDasari511]

Now a days techies has over 5-10years of experience and not able to manage 30L package is a big problem.......I used to save around 5k in my 20k salary in the year 2014....i think one of the reason for him is his family support....thats why he is spending everything and saving 0

[@abhirupghosh4802]

This guy is the 1st guy in show for whom i feel like "yea koi alag hi gola ka hay".. Though i also know a friend like that...

[@guharup]

the guy is cool. Once he fixes his finances he should have a good life. Also seems like he has a super dad.

[@ranjanghosh4321]

This is me in the video. Woh, lots of crazy comments; thanks for the decent ones & suggestions. Guys, we are 3 earning members - I spend on luxuries for my family, rest people save. I find myself pretty well positioned after 6-7 years of work experience; my cash flows are pretty streamlined, and these short-term expenses are just a matter of 3-4 years. The video doesn`t tell about assets, bank balances or PF, EPF or NPS of family members. Can`t disclose everything for a KZbin video. Had fun with Anshuman, though editing is more inclined on another way around! 100 CR was just a number I was asked to say, and i said 100 crores.. well I can dream can't i? 🙂 PS: Those are Dragon Balls :-(

[@dileswarisahu8443]

👍

[@sumit6190p]

So, that means you have already sorted your family's Term life, Health insurance and Emergency fund?

[@dileswarisahu8443]

You should ask anshuman to change the thumbnail 😁 i am sure you were not giving that expression 🤣

[@ranjanghosh4321]

@@dileswarisahu8443 I was adjusting my specs 🤓

[@ranjanghosh4321]

@@sumit6190p will you believe if I say yes? 😄

[@ersatyamsaxena]

God save his company, he is a manager 😂😂😂

[@jineshjohny5381]

He would still be left without any money in 5 years even if he had 100 crores now.

[@tathagatanandi8900]

Please make videos about a fresher or 2-3yrs experience working in IT that might help lot of your viewers.

[@sravyasravya9231]

My honest suggestion 1. Sell the car and buy basic 5-7 lakh one , save EMI money for retirement in (PPF,NPS, MF etc)

[@kiranrao4375]

Great advice, but will be ignored as it makes sense

[@bubblegum8981]

Upskilling is actually a great investment which is often undermined.

[@GVC94]

So, basically don't live a life you deserve even after earning the money 💸

[@prasannaik-2917]

As he already bpught the car if he sell it now he will looose 5 lakh + Soo not a good idea

[@saadathanikar4663]

Wife salary is there na for savings

[@SR-ok6fz]

People need to understand that Spending is an addiction. It takes great self control to manage your finances and be thrifty with your spending. It's good that this person recognises and is willing to discuss in public.

[@gautamnayak8847]

I make 21 lpa and I have a similar story but recently my wife has taken complete ownership of our accounts combined :D and she is frugal mindset I feel it's the only way forward for spendthrift people like me

[@gautamnayak8847]

@Aditya Ashutosh nearly 135-142k

[@The_invincible121]

@Code Ape Hustle kaun si company h bro

[@gautamnayak8847]

@@The_invincible121 citibank

[@metazillo8849]

Loura 21l …20k milta hoga 😂

[@gautamnayak8847]

@@metazillo8849 not here to prove anything but you can connect with me over linkedin same name same profile picture :)

[@saniakhan1996]

Why the hell u need that expensive of a car🥺can't imagine the pain of giving 50k for car loan every month for 7 yrs 🥴🥴.. He is paying 42 lakhs for a 30 lakh rs car..damn he gotta get financially educated 🥴💔🥴

[@serenestrolls-d7b]

7

[@MeraMohito]

Jitna EMI, Utna subscription fees.

[@mk67890]

Impulsive buying.

[@av7337]

Why buy car on emi?

[@stephenwilson4931]

Bhai uska paisa usko abhi maze krne h budhape me nhi to uski marzi ... humne to na abhi kuch krna na budhape me 😢😂😂😂

[@EpicTime33]

9:58... *Bro bought dragon balls* ... Huge respect

[@pradeepmahale5]

😂😂😂

[@arunsadanandabhat8518]

HE can ask the dragon for Manchester united Club and 100Cr for Retirement as his wishes 😂

[@ambition4195]

Egg 🤣🤣🤣🤣🤣

[@SoumyaRanjanSahoo-fv6ll]

This guy is living life as a king , of course he has to for all these

[@multiplewaya-qk7uq]

Atleast he is happy than 90% of people in comments.

[@TheGeorgeous]

Happiness is relative. Some are happy with crores in the bank spending pennies. Others are happy spending crores with pennies in the bank

[@stephenwilson4931]

​@@TheGeorgeous 90% abusive people are just broke and jealous😅😅

[@tum180]

I love this guy ...the most chillout guy ever ....buying 30 lakh car in just one go ......10:41 cutest guy ever 9:59 what egg is this ???

[@WHITE-pz8sv]

Dragon Ball z

[@rajninegi53]

I specially love your videos bcz it's very new seeing people talking abt their income & expenses so openly ,specially in india . Because our parents generation always hide it from each other and used to say bus ghar chal jata h..It's amazing to witness this mind set shift .I always belived that our generations has ability to changes the things which are running from centuries.This change can be positive or negative both. And we all should take good responsibility and accountability for that .

[@born-victor]

He spends 70k just on the car (emi+fuel) which is half his in-hand salary. Plus 30k for subscriptions.. that's 2/3 (or more) of salary on depreciating 'assets'. Wowwww! There is hardly any investment and saving. They have landed themselves in a soup already!

[@karanespanol011]

Probably the pwrson who needed Financial guidance the most!

[@harshpatel105]

lol

[@MILINDNEWTON]

I make 19lpa. I have no EMI to pay, having my own house. Investing most of my salary in building assets like rental rooms and family business.

[@gauravsoni4423]

Hey, can you share some advice on building and managing rental rooms. I want to start something in parallel which generates monthly income, so that I don't entirely depend on my job, would love to have some advice

[@sachindesai4340]

Everyone Is comment section are talking about how bad he is with his finances but I really doubt how many people earning 30lakh a year in there mid 30s

[@somrajgupta7603]

I can relate to him 😛 somewhat, in terms of salary.... But I am staying in Kolkata and not Bangalore, I didn't bought XUV700, I am buying Altroz.... And that too I am buying since: 1. my EMI is less than 15% of of my monthly income 2. My Car EMI is also bit less than my Rental Income from my Flat

[@arjunmohandas8870]

so wat

[@ap-nr3zi]

Good video. People don't understand that some people can't manage money properly. Respect to this guy to share his mistakes. Hope he overcomes his mistakes. But i want to add a point that thinking of savings 100cr is not realistic at his condition. Maybe it will be in future depending on his decisions and growth in his career. Good luck man!

[@Vishwas997]

Yeh Banda life jee raha hai ,i have seen many like him jo shauk poore karne ke liye life jeeta hai . I think he has his own way of living,so we should not be too judgemental. But he should be hiring a financial planner for his family.

[@vbnandu867]

For those making fun of this guy.Look at the confidence in his voice. Know that he has a big cushion, that's his dad n mom's savings. I am pretty sure they would have done well in their finances and he consciously or subconsciously knows that he can rely on them if he slips. Secondly he has a wise wife who does the savings and should have some emergency savings already.. Even if he saves 30% of his income for the next 10 years he is done. He is in a job whose skill only becomes better with age - customer success and his income is only going to rise with an IIM tag. I am happy he is living his life.. All the more power to him. I would advice him to give some to charity purposes 👍👍

[@Thuglyf69]

True! Baaki log ki bohot jal rahi hai 😂

[@sbg6935]

This guy is so clear with what he wants in life , where he is lagging... Self aware soul!!

[@AutoPulse]

This is a guy from IIM. I am wondering which businesses these guys are appointed to run 😂

[@akashgope6332]

Byjus

[@619ry7]

​@@akashgope6332no wonder shit byju's is drowning

[@akashgope6332]

@@619ry7 Thank you ,for telling

[@bloodthirstyworks]

Guys in comments. Please dont make fun of the ppl who come in these shows. They know they are fkd up and thats why they are seeking help. This dude although his financial planning is all haywire sounds like a good individual who cares about his family. Help him with his issue, do not berate him.

[@amitsuju]

Me: Mujhe ek lavish life jeeni hai par pata ni kyu mere paise ni Bach rahe. FYI! If his wife is saving her money in her account someone needs to tell him it's not their saving it's her saving. He is at a big risk financially. They should have a joint account and expenses should be managed through that where both of them contribute and then spend and save.

[@spankomaster]

Uske baap crorepati he bhai

[@swiss512]

His father and wife both are working and saving almost their entire salaries. Plus they might be having good amount of ancestral wealth. Therefore this guy is so relaxed & his spending habits will not make him insecure, although he must not spend that much but given his financial condition he can.

[@mithunnair8587]

Such sweet guys man, just need some finance knowlege which anshuman gave to them, best of luck in ur journey guys ❤️

[@chiragklein4081]

Thank you for making such series, it’s a big help, kudos!

[@jlakra5729]

It's funny when he said spending is my department and saving is hers. Hopefully na ho par kabhi divorce ki baat aayi toh brother is done for

[@theaimboy18]

I completely agree with this hack "Detach yourself from the money taps".

[@Bhartiya155]

Thats why financial knowledge is very important in today's life.

[@Ankitksha]

Money can't buy happiness , stability , success ,peace of mind etc. etc. if one doesn't know what his/her actual goal is.

[@prathameshshingvi855]

Anshuman hats off man .. I would have collapsed laughing after every answer of this IIM grad.

[@FundamentalInvestor]

One of my friends sent me this video. Eye opening 🙂Nicely done my friend. Best wishes to the gentleman who has taught valuable lessons...

[@anshumanfinance]

Thank you, I have been following your work on twitter since a long time :)

[@saurabh_mahurkar]

For 100 crores, you need approximately 536 years, Mr

[@globalservicesco.1796]

This is the story of all household .. many couples do that .. ke wife’s entire amount will be saved and the husband will spend his money . Which is ok .. But what I see most cases is that the husband gets to buy impulsive things or things he desires , but the wife is having to curtail on her wishes n desires n depending on the husband for her expenses and most times she would rather save money than buy stuff for herself . This video is such a clear example of this

[@ThinkingMonk000]

Awesome learning. My takeaway is that you don’t learn anything practical at IIMs 🤣😃

[@Thuglyf69]

Wah! Supreme court ya high court? Kaha ruling karta hai bhai!?

[@ThinkingMonk000]

@@Thuglyf69 😎😂

[@AvisekSen]

Anshuman did fantastic job showcasing a case study that shows to live life the way they want alongside having multiple income streams which is the key, covering needs, wants and investments.. what else you want.. Fantastic job that should surely motivate to live today and save for future via other income streams (dad, wife etc..) as well..

[@_stv1]

i feel so much better about myself after watching this guy. but have to give it to the guy, he's got some cojones 🙌🏼🙌🏼

[@GowthamRaghavanR]

I don't think these are real

[@manjunathams8865]

Everyone will not be judicious in spending.. so be patient and listen to his entire story. 😊

[@ThehungryTrader]

Only buy depreciating asset when u have enough money to buy it three times . Otherwise dont😊

[@TheGeorgeous]

Baleno ki jai Ho

[@archit617]

Dude already got 7 Dragon Ball, he can have anything he wants 😁😁

[@atorbfire]

he seems like a 45 year old, not 34.

[@clivejd]

And spends like a 20 yr old.

[@babbi116]

@@clivejd true, very irresponsible person

[@sumit6190p]

Hope he doesn't read the comments on this video.

[@mk67890]

What's wrong with you ppl. It's very easy to make personal comments hiding behind a keyboard

[@clivejd]

@@mk67890 lol... Guy seems chill though. I'd be friends with him.

[@Ashok-n9]

Major chunk of salary goes in tax...for middle class...this is also a big concern. If a person is earning 1lakh of which close to 12k + will be income taxe and supporting a family of 4 dependents then how can he save money ?

[@abhishekgang1]

I would be surprised if could even build 50 lakhs at 50 years of age, building corpus is like building your body, requires tones of discipline, consistency and knowledge

[@navinpoojary1981]

This guy has made a point to spend all his money. He will continue doing this till he is broke. Living larger than life and extraordinary one. 30K on Subscriptions ?? Car = annual Package.

[@ankurhotnot]

On first day for me. PPF , mutual funds sip and nps deducted. Then I use rest income for other things 🤣

[@Parthgrg]

Thanks for this video, I feel proud of myself when I drive my WagonR.

[@blockchainbantaisikhnatoub3923]

i feel proud by riding a 12000 2nd hand bike

[@barry_allen558]

Someone give this dude The Psychology of Money book and make him read it twice at least.

[@roronoazoro5099]

He gave all perfectly good advice, the only thing still hurting is him calling dragon balls as eggs

[@Black_Cats_]

34 years PM with thoughts like a 9 year old kid

[@mannycistro]

The car is by far the single largest factor that is pulling his finances down.

[@Thuglyf69]

True

[@999mrabhinav]

We need suggestions only in case of investments today. For savings, just listen to your parents. Also, try to differentiate between want and need.

[@praveenakanakaraj5061]

It's very very sad to see all these people make zero donations but willing to spend lavishly...I also make 31 lpa but I try to give something to shelters,rescues and I feed my community strays as much as I can..my advise...pls be rich with your mind and heart you will learn the value of money and be happy automatically..500 rupees we spend on a popcorn could feed a stray dog for a WHOLE month...pls start giving back that's true happiness and you will get inner peace

[@friendshiprocks8673]

What a great piece of advice ❤

[@candycane55]

100 cr at 50 with 0savings at 34! Iske paas vardaan hai kya😂 he might still get broke within 5 years

[@spankomaster]

Baap amir he Bhai, broke toh nhi hoga

[@ABHISHEK_KUMAR_KARAN]

Thank you so much Anshuman. I started watching your video from Last year Oct. By seeing this i bought Health Insurance(10Lac), I took Term insurance (2CR) and now running SIP of 30k SIP every month and buying some fundamentally strong stock. Now when i look back before Oct i feel was sitting on Last bench now feel very good. I just want to say thank you so much for Helping people like me and you have really Fixed my finance. Thanks a tone buddy and keep doing the great Job 5 stars for you ⭐⭐⭐⭐⭐

[@mast420kalandar]

Man I am thinking of people who work with him or under him. Unrealistic expectations and no plan whatsoever. I doubt he can make even a realistic proposal

[@JCautogen]

Out of 9 gemstone he wear 7…..his astrologist also gains more

[@AverageAJS]

He is keeping Indian economy vibrant ! No doubt, New Tax Regime is a thoughtful introduction.

[@ambition4195]

Lol

[@kunalbanerjee5562]

The wife is very clever, she is saving her earnings and spending her husband's money on a beauty parlour and outing dinner. The moral of the story when the wife wants to do the job all genders are equal but when monetary contribution needs to require wife will say you are my husband so you need to pay for everything my money will save in Bank and I alone enjoy my money. Vagban naa kare if she will give divorce this man will be nowhere. I was shocked to listen that she is taking @10 K every month

[@varshasindhu5672]

They could be saving her money in joint investments. I do that with my husband. It is the regular advice given by experts. One persons income should go to Savings. Increase your awareness or save your misogynistic comments for some other channel.

[@manishmane4847]

@@varshasindhu5672 why should one spouse money go towards saving it is a silly advice. Why can't couples make one joint account and contribute equally towards the home expenses. And another joint savings account where both spouses contribute equally.

[@friendshiprocks8673]

Bro 10k is very less if somebody is earning 1.5 lakh per month. Another thing which is not mentioned in the whole video is that his father is a rich person. So the conclusion is whatever money these two r earning or saving, they will never get broke as they have his parents support and he is the only legal heir of his father. So the wife when enjoying this much perks from this family will never leave him

[@oindrilaniogi7568]

Yeh couple kitne sweet and simple hain yaar

[@RinkuNegii]

Yr ese loogo ko dekhr tho khud p bahut proud hota hai😂🤣

[@dm7948]

exactly 😂

[@srikanthreddyaluri493]

Costly Cars and big houses are liabilities not assests,so it's better to take modest house and car which are useful,but not costly enough to bankrupt

[@OmGupta-xp7re]

kya faida IIM se passout hone ka jab ye mentality ho... very sad for them as a couple

[@sunnyrijhwani1482]

People don't understand by just saving u don't get rich .. U also need to invest in smart intrument so u can achieve goals faster

[@nimishkhot]

Golden Point: Detach yourself from the money ✅

[@YogeshKumar-sk9xm]

Anshuman I think you'd end up writing a best seller about spending habits and finance management of current India

[@parkinsoncircus9323]

As a bengali Im ashamed. Many folks are financially literate and responsible. This dude is just reckless. Best to avoind this kind of folks in real life. I always do

[@aamirsalam7603]

You don’t have to be ashamed. This guys is open about his situation and is trying fix it. I find him admirable.

[@parkinsoncircus9323]

@@aamirsalam7603 maybe but i feel people who are this bad with finances have lot of insecurities or some issues/ egos

[@sunny2253]

Bro, aquarium ka monthly kharcha sirf food ka hota hai (400-500 max). That too when you have just a freshwater african cichlid tank.

[@Footballforever2234]

As you grow from 20year old to 30+ year old (post marriage) - you realise that these OTT subscriptions are useless - 30k on subscriptions/gaming is not worth it.. when they have kids - he will grow up - but I believe the gaming subscription takes max % of the 30k subscriptions..

[@cbazxy2697]

I don't think he mentiohed about kids maybe they are childfree couple nonetheless he has too many subscriptions and gaming is 4.5k which is a lot. I

[@anshumanfinance]

30k per month in subscriptions at any age is just too much. None of us have the time to consume so much content or play as many games!

[@divyanshumisra2165]

@@anshumanfinance thanks anshuman, with the help of this person you have showed to everyone what a person should not do.. Financially speaking of course

[@ranjanghosh4321]

6:46 it shows break up of the 30k

[@CMGM55]

That 30k had gym, courses, internet etc man.

[@anupmce]

I would love to be respectful... just because he speaks well doesn't make him sensible

[@saniakhan1996]

Well in my opinion the one whose income is less..that should be for spending n the higher income should be totally saved n invested ❤️

[@palanatisoumya]

Good idea