👉 Talk to a Club Mahindra Holiday Consultant: membership.clubmahindra.com/sem-in/LP/cmh25_aff/?campaign=2409WebRegular&refid=CX-youtube-post-shankarcmh
@ekrishna10Ай бұрын
Club Mahindra is fraud,you cannot book during holidays 😢
@pillaidilip82Ай бұрын
You lost our trust when you promoted Club Mahindra
@Chaitanya09508Ай бұрын
Good insights for us . Currently my MF Portfolio is ₹15 Lakhs with an IRR of 27% .Started in 2018 with an SIP of 4K & Wish to touch the Magic 1 Crore Mark by 2030. Don't know whether its 100% possible but continuing my SIP with monitoring my Portfolio is all I can do
@pednekargandharАй бұрын
perfect strategy
@abhijitroy4603Ай бұрын
At what age u started Sip?
@smishra8888Ай бұрын
did you start investing post 2019? Returns have been a lot higher post 2019 than before that, and there's no guarantee it'll stay the same
@rockfella27Ай бұрын
How old are you?
@SecretStrategistАй бұрын
you ll do it brother
@arjunps6776Ай бұрын
Many thanks for this feel good video to start the Onam weekend 😊. Your insights on how 1 crore is already 40% of the way on the journey to 10 crores is a fresh perspective about which I hadn't thought. I'm happy to be already there. Good luck to everyone else.😊
@shankarnathАй бұрын
Wishing you a joyful Onam! I'm guessing tomorrow's breakfast will be puttu and kadala curry at my place :) Yes, pls do a time audit. Your journey from 1 to 5 crores is likely to happen in the same time you took for reaching 0 to 1 crore. And the last 5 crores i.e. 5 to 10 crores will take half of what it took you from 1 to 5. So: 40% of time for 0 to 1 crore 40% of time for 1 to 5 crores 20% of time for 5 to 10 crores It seems to be working this way for me
@arjunps6776Ай бұрын
@@shankarnath Thank you and wish you the same. Please have a nice Sadhya and Payasam in the afternoon too. 😊
@shankarnathАй бұрын
@@arjunps6776 Will do. Thanks :)
@jasandroidphone3820Ай бұрын
@@arjunps6776 ni vayar ilakkumooo
@vachanmalhotra2197Ай бұрын
nicely explained....my portfolio is a little over 2 cr....and I have seen it growing from 1 to 2 cr in the last 3-4 years (thanks to the bull market)...I have personally experienced the first 25-30% of this journey as explained in your video...although my current business is not doing so great, but this compounding happening in my portfolio gives me a sound sleep and inner peace....
@pankajg174Ай бұрын
Agreed and same here... 2 to 3 and thereafter will be much sooner
@sridharkalyanaraman6943Ай бұрын
Who is this man - S.H.A.N.K.A.R.N.A.T.H. - is he supremely knowledgeable ✅ Is he down-to-earth ✅ Is he lucid in the way he presents ✅ He is the undisputed G.O.A.T of the FINFLUENCERS - when so many others flaunt needless "theatrics & drama" here is a man who towers above all with his simplicity ! Bravo !
@shankarnathАй бұрын
Thank you. Curious -- Is that a ChatGPT prompt?
@sridharkalyanaraman6943Ай бұрын
Definitely NOT - You sure know me through my earlier comments - my feedback is purely as a Market participant who has immensely benefitted from your videos - not a ChatGPT prompt - but a genuine person 😂
@shankarnathАй бұрын
@@sridharkalyanaraman6943 Thank you! I was just pulling your leg. Seems like a superman rendition, doesn't it? Is it a bird? Is it a plane? No, it's Superman
@mohan7642Ай бұрын
@@shankarnath at times with this advent of AI :D
@utkarsh1229Ай бұрын
Agree 100percent...
@sauravkamra8512Ай бұрын
I wish this kind of videos were there when I was 21 and making 50k+ every month with no more than 20k expense . Better late than never started SIP at the age of 30 and now I’m 32 done some lump sum investment as well right now the portfolio is 12.2 lacs , hopefully with future SIP and lump sum investments I will reach 5 crore in next 18 years . 🙏🏽
@shankarnathАй бұрын
Wishing you the best
@sujayponnachathАй бұрын
I started late too @ 38. I need to invest faster for better compounding. More lumpsum and stepup.
@biswanathbose3666Ай бұрын
@@sujayponnachath Me too 38. Have not started yet. Meanwhile can u pls tell how much are u investing and where so that I can also take some cue.
@sujayponnachathАй бұрын
@@biswanathbose3666 I started at 38. Now 41 and reaping the returns. Three years of small compounding. Long way to go. I invest only in mutual funds. Because I don't know about stocks. Mutual funds are risk free in the long term. You need to keep watching for any downfall in the mutual funds you have chosen. And switch when it's performing badly. Please diversify in mutual funds. Like small cap, mid cap, large cap and flexi cap. Easiest way to invest in index funds. Please only invest what you won't require in the long term. Consistency is the most important factor. Patience is second. All the best!!.
@aileen849217 күн бұрын
Hi. 33 here and want to start investment. I have 17 lakh lumpsum amount. Do you think lumpsum investing is a safe option? Or should I do SIP?
@caitools4865Ай бұрын
It is a truth. I waited 33 years to cross 1cr and then by 40 I’m 7 cr worth
@D.260129 күн бұрын
How bro? Pls help a 34yr old with 1la in account 😭
@PramodKumar-dm4gr14 күн бұрын
How sir please advise me how to invest.
@tejamehu13 күн бұрын
By 40 I reached 2 cr, it does not include 2 loanfree house, 7 cr is too good, what you do
@Samskrithii13 күн бұрын
What are you doing here despite having 7 crores?😂
@DrPratikP10 күн бұрын
@@Samskrithii learning to manage that money and making it grow
@Singar1981Ай бұрын
Your simplicity and down to earth body language and delivery is what that makes your videos a repeat watch. Just looking at your face, transcends positive vibes to the viewer !!!
@shankarnathАй бұрын
Thank you. Did you use ChatGPT for this? (fairly complex writing)
@mohan7642Ай бұрын
absolutely, Shankar is a gem
@player-rj9lbАй бұрын
After seeing this video I understood what a rat race is
@Singar1981Ай бұрын
Absolutely Not. It's straight from my heart. I have been following you right from the time you were with ET money. In our 14 years of schooling, we come across at least 50+ teachers but only a few leave a lasting impression and you are one such teacher !!!
@ajaybnАй бұрын
The inherent goodness in a person comes out naturally and thats what i see in you !
@shankarnathАй бұрын
Thank you Ajay ji .. glad you like my work 🙌
@NaveenKumar-ie5tbАй бұрын
1 crore to 2 crore took much longer than I expected .. it felt like infinity. I don't know when I will reach 3. Scared of end of bull market 😭
@shankarnathАй бұрын
That's the core point of this exercise. The stock market i.e. investment is just 1/7th of the blueprint so being fearful of the bullmarket going away pushes control from your end to something else. Questions for you to ask yourself -- a) How can I increase my income? b) What second income can I start generating? c) How can I save more than the previous month? d) Where do I lack self-discipline? e) Is there some tax element I am not making use of?
@niladriroyАй бұрын
This likely can be a reason beacuse it is generally at this point to plan to buy a home &/or car and have to pay some lumpsome, while also adding significantly to your expenses. My current savings have gone down to less than 10% from before.
@TLCinsightsАй бұрын
India is at a unique position which can happen only in many centuries. Next 3 decades are our opportunity. If we plan and approach our investments properly, then there is no turning back.
@TheFourthWinchesterАй бұрын
India's bull market is gonna continue for the next 20-30 yrs IF politicians take security into control and don't let terrorists do whatever they want like in Karnataka today just to gain political mileage. If it goes out of hand we will be another Bangladesh.
@mindyourthoughts8979Ай бұрын
Very sad to see that you have only about 31k subscribers...... Very well researched video. I have being following you since ET money days. Thank you for your efforts Sir.
@shankarnathАй бұрын
I appreciate that! Thank you
@vaghasiyakishan763512 күн бұрын
You project 12 % return for almost 30 years. How?
@azadthekilroyАй бұрын
Beautifully scripted and delivered. Personal experiences are always more powerful than just theory posted by other content creators. Thankyou so much , heartfelt regards
@shankarnathАй бұрын
Most welcome 🙌 I'm glad you liked it
@SameerKumar-ku9qnАй бұрын
I personally believe, in your 20s and part 30s, one should invest in themselves more - time-wise to upskill and money-wise should invest more in mutual funds in order to not lose precious time. As age grows the focus should go towards passive income according to the corpus that you have built.
@gopinath_raviАй бұрын
Every subscriber of yours know all these steps. Still, the way you are summarizing...bravo. I have reached the first milestone already. Good to know your wealth creation journey. May the markets be kind for us as well :)
@shankarnathАй бұрын
Many congratulations on reaching your 1st marker
@arjunps6776Ай бұрын
Like star wars 'May the markets be with you.'😂😂
@pankajg174Ай бұрын
As a person who started late but now been investing since 20 yrs.. I agree with the above video that compounding effect kicks in and fastens achieving the next crore sooner...
@shankarnathАй бұрын
Glad to hear that!
@pankajg174Ай бұрын
@@shankarnath thanks for the wonderful amazing teachings. You re inspiring
@Callmenothing000Ай бұрын
In my opinion, your narration with a hint of humility makes the messaging even powerful. I’d like to believe most viewers of this channel are aware individuals and would already know this blue print fully or partially in some shape. Your style of coupling your own life experiences with such messaging in a way not too overwhelming for the general mob is very impressive. I personally feel intimidated and questioned with similar content produced by other creators. The essence is in making the viewers believe that these steps can also be practised by them which your video does. Good work, really 😊
@shankarnathАй бұрын
Thank you very much for your kind appreciation 🙌
@mohammedsahilsa214923 күн бұрын
This is the most underrated and informative channel for personal finance. love your content🤍
@shankarnath23 күн бұрын
I appreciate that! Thank you so much 🙌
@srikanthdodla6737Ай бұрын
Shankar your simplicity is what makes me to watch your videos & the language is simple to understand unlike other youtubers who makes simple things complex. Please continue to educate the youth/youngsters of india & kindly create an impact by sharing the finance knowledge in simple language. 😊
@shankarnathАй бұрын
Thank you very much. I'm happy you like my work 🙌
@gopikannans924621 күн бұрын
An excellent session again. Yes, the message is very powerful and covered all aspects.
@shankarnath21 күн бұрын
Thank you 🙌
@daljeetchandraАй бұрын
I have never seen such a honest video and these great suggestions instead of simply posting waste videos like what other KZbinrs do ❤
@shankarnathАй бұрын
Glad you liked it! 🙌
@KoachWithKunal15 күн бұрын
Dear Shankar, as a well wisher am saying this. Your putting on weight and there is room to making that part fitter as well, just as good as your portfolio. 😊
@shankarnath15 күн бұрын
Yes, you are right. I'm taking a 5-day out-of-town break now, will work on it post Diwali. Thanks!
@AbdulHakeemcatchabdulАй бұрын
I’ve been following your content since your days with ET Money, and I’m a proud subscriber of your Substack since day one, as well as a follower of your Reddit profile. I truly appreciate the hard work, research, and dedication you put into your videos - it’s incredibly commendable, especially in today’s time when so many content creators are just pushing useless courses. Your channel stands out as one of the few that is genuinely backed by solid research. What really amazes me is how you take the time to reply to each and every comment. That level of engagement speaks volumes about your dedication and connection with your audience. I also wanted to share my gratitude for your advice. Many in my family applied for the Somany Ceramics buyback in December 2023, and we all made a sweet profit - all thanks to you! Keep up the great work, Sir. You’re making a real difference!
@shankarnathАй бұрын
Thank you very much for your support and kind words 🙌 I'm glad my work has been helping you financially aswell.
@SAM-pw2qjАй бұрын
Only two days 1.2Lakh views .....❤ ShankarNath blockbuster research
@shankarnathАй бұрын
Thank you! This is the fastest to 1 lakh video on my channel thus far :)
@dockad6870Ай бұрын
Sir, You are the best finfluencer on KZbin. Please carry on producing such educational videos.
@shankarnathАй бұрын
Thank you 🙌
@Happiestmindd17 күн бұрын
Mindblowing Shankar ! love it and thanks for sharing
@shankarnath17 күн бұрын
My pleasure. Thanks for liking 🙌
@AjitJoshi686Ай бұрын
I am watching this program sitting at club Mahindra Puducherry 5:32
@shankarnathАй бұрын
:)
@vamsikrishna24Ай бұрын
KZbin has many videos on this very topic. But this one by far explains it the best
@shankarnathАй бұрын
Glad you liked it. Thanks! 🙌
@mayanktiwari2498Ай бұрын
What I like about your videos are the explaination with numbers and ofcourse how you walk people through the topic. Thanks again Shankar. been busy a few days coz of CFA exam prep but whenever I get time I look for into your new video addditions.
@shankarnathАй бұрын
You are very welcome
@manfromearth4346Ай бұрын
Shankar nath = quality videos with trust. Now that’s something more difficult to achieve than 1cr.
@shankarnathАй бұрын
Thank you for your vote of confidence 🙌
@SecretStrategistАй бұрын
ohoo.... again a vedio worth saving in my playlist and passing on to close ones :)
@shankarnathАй бұрын
Glad you like them!
@AbdulHakeemcatchabdulАй бұрын
Sir you said most of you watching this video have a crore or even 10 crore- nahi Sir. Sab ke paas aisa paisa nahi hain. I’m hopeful to get there one day.
@shankarnathАй бұрын
Wishing you the best! Since I've become a self-employed person, I have seen wealth miracles done by youngsters (people in their 20s & 30s) which I could only dream of when I was a salaried person.
@kodilakaleidoscopeАй бұрын
Where there is a will, there is a way. If you have focus, you can reach it.
@maverick4219Ай бұрын
Abdul my friend , it takes two things to get there 1.luck (market conditions, life ,health and a lots of other factors that cannot be listed) 2.decipline While first cannot be controlled. We are left with second that is dicipline- Do just focus on the second. May you be blessed with all happiness
@AbdulHakeemcatchabdulАй бұрын
@@maverick4219 Thank you so much! Your words really hit home. Luck may be out of our control, but discipline is something I can work on every day. I’ll focus on building that and let the rest fall into place. Appreciate the encouragement, and I hope to make strides with this mindset. Wishing you all the best as well!
@maverick4219Ай бұрын
@@AbdulHakeemcatchabdul Having said about what i commented about dicipline it is also , somewhat controlled by luck to a LARGE extent. So I hope we are all blessed with all happiness health and wealth.
@pavankumargadhamsetti4528Ай бұрын
Nice explanation sir recently i hit the 1cr savings mark it took me 8 years but i invested my time more on learning than finance initially …so i was able to get half cr gross salary now and started investing aggressively
@shankarnathАй бұрын
Many congratulations! Wishing you the best
@patelmukeshbАй бұрын
Response of this video shows that how simply explain this concept to the audience even though this type of content available in social media but people can’t understand…Great work again..thank you and good luck
@shankarnathАй бұрын
Thank you very much. Glad you liked it Mukesh ji
@akshayrajadnya5624Ай бұрын
I really like your practical approach rather than other influencers khayali pulao approach. Your content is insightful irrespective of the age of the viewer.
@shankarnathАй бұрын
Thank you for the kind words 🙌
@tejamehu13 күн бұрын
I have 2 cr corpus, 1 rental income of 10k, left job, no loans. I am able to sail through, but now not getting work as I wish, as anyways have to work on on something, also 2 cr is not increasing any more, my major portion is invested in fd
@surajaggarwal92773 күн бұрын
Dear Shankar, after 1 cr, next 10 crores become really cakewalk, but for that first 1 cr you need to invest huge time
@shankarnath3 күн бұрын
Yes, absolutely. Even an infant takes an year to stand on his/her feet
@Anuragmahanta08Ай бұрын
Thank you Shankar, after seeing this video, I jave increased my SIP amount
@shankarnathАй бұрын
:) .. most welcome .. all the best!
@King.ChiragАй бұрын
The topic provided valuable insights and motivation, particularly for beginners and young individuals with limited financial knowledge, eager to build their wealth. That's impressive!
@shankarnathАй бұрын
Glad you liked it 🙌
@tarunvarma3323Ай бұрын
Liked your video before watching it cause i trust your quality videos
@shankarnathАй бұрын
Thank you!
@bezzzzzzzzАй бұрын
Thanks for another fascinating video.. Like you I too started my investing journey late and made mistakes of buying a 2bhk house and investing primarily in ppf and lic policies. At 41 years now, I am now saving aggressively and diversifying my portfolio into stocks and mutual funds. I love that your videos are so simple but yet put the point across so beautifully. Thanks Shankar ❤
@shankarnathАй бұрын
Most welcome!
@abhishekparanjpe298711 күн бұрын
Very good presentation.. thank you
@shankarnath10 күн бұрын
You are welcome 🤗
@varunvarun102Ай бұрын
Very informative and creative way to demonstrate the investment and achieve goal. Great Work😊
@shankarnathАй бұрын
Thanks a lot 😊
@mysoregopinathshantanu8800Ай бұрын
Shankar sir, the thumbnails of your videos are of top class. Catchy and attractive Even the videos are very well edited and have graphical depictions to clearly grasp understanding and also with catchy sounds and of course you speaking yourself. Good job with the video editing. Is there a professional team behind all of this ? Just curious to know.
@shankarnathАй бұрын
Thank you very much .. I'm glad you like the production values 1. Thumbnails - I make them myself 2. Editing - we do it in two parts a) I make a 100-120 slide PPT with step-by-step instructions on what to put where (it's time consuming, takes me a day) b) the freelance editor then puts it together and adds motion, sound & similar effects Beyond me & the editor, we have a freelance videographer who comes to my home once a fortnight to record 1-2 videos on that day. I still don't own a camera.
@80VikramАй бұрын
Amazing video, thanks for sharing. I wish I saw this in 2002 so that by now would have 20 cr easily
@shankarnathАй бұрын
Glad you liked it!
@sanace1983Ай бұрын
Hi Shankar, as always appreciate the effort. Really appreciate you not shying away sharing your net worth to make the content more authentic which I am sure will inspire many if not all to achieve their financial goals.
@shankarnathАй бұрын
Thank you very much. I'm glad you found my work useful 🙌
@bharadwaj658414 күн бұрын
Excellent articulation !
@shankarnath13 күн бұрын
Thank you
@samrishaofficialАй бұрын
Love you videos...Have gained lot of knowledge from your videos... Keep Rocking !❤
@shankarnathАй бұрын
Happy to hear that! Thanks 🙌
@tirupathirao6630Ай бұрын
Excellent Sir Please do videos weekly once so that lot of benefits to the investors
@shankarnathАй бұрын
I'll try my best. Thanks for the suggestion
@AmeyTeeАй бұрын
Excellent video once again Shankar. While the world doesn’t become rosier after achieving your first crore, it certainly drives your motivation to be more disciplined, and take more active interests in subsequent investment decisions. One piece that can be added to your list is to minimise lifestyle inflation with increased wages. Living on a lakh when you make three can lead to significant increase in savings rate.
@shankarnathАй бұрын
Thanks for the suggestion
@paragawakenАй бұрын
Great video Shankar.Loved it
@shankarnathАй бұрын
Glad you enjoyed it
@soyalsayyad1079Ай бұрын
Keep it up Shankar Ji.. Some of the best YT channel following (copying) 😂 your content.. Great excellent presentetion And end to end thinking
@shankarnathАй бұрын
Thank you! Glad you like my work
@WorldgeopoliticsbyPrashantАй бұрын
Nice video sir. I'm following you since the year you were in ETMoney.
@shankarnathАй бұрын
Thank you very much for the support
@shivamanand3908Ай бұрын
10 crores after 30 years is ~99.xx lakhs in today's money. You can't even buy a decent 2.5 bhk in a tier 1 city with this amount. If you already have a good home then it's ok but IMO you should instead of taking "crores" as benchmark take some assets & a basket of expenses which a middle class aspire to have built & incur when he reaches the age of 50 and then advice how much one really needs to save. In 30 years your 10 crores is not a substantial amount of money. (Note- I've taken 8% inflation)
@ramyasri6093Ай бұрын
Sir. As always this video is also very inspiring & knowledgeable... I will try my best to follow atleast few of these to reach 1 crore asap
@shankarnathАй бұрын
Thank you very much. I'm glad you found this helpful 🙌 Reaching a crore as early as possible definitely works -- after posting this video, this came up for discussion in a couple of whatsapp group (school friends and b-school alumni). Most people seem to have experienced the same with their own wealth creation
@vaibhavkathwate2424Ай бұрын
The way you come out of video and hit subscribe button 😂😂 2:28
@shankarnathАй бұрын
Thank you. It took me a day to explain what I want to my videographer and another day for the editor. I'm glad it came out well
@somendrasarkar1653Ай бұрын
Thanks you Shankar! Insightful!
@shankarnathАй бұрын
My pleasure 🙌
@zoheb50Ай бұрын
Hi Shankar! Very motivating video! I really dream of making that 1 cr sooner. 😊
@shankarnathАй бұрын
Thank you, glad you liked it
@ashutoshshete4942Ай бұрын
Shankar, I was discussing the same subject with my wife yesterday and here is the video ❤
@shankarnathАй бұрын
Ha ha .. hope your wife was happy to know that your wealth is exploding :) .. wishing you the best
@sotta11Ай бұрын
Its not a direct related topic, but to expand on your point made in 15:27 , can you please make a video on KZbin monetization and how smaller channels can make KZbin work from them as a second income.
@shankarnathАй бұрын
Thanks for the suggestion, I'll try
@pritipandya3870Ай бұрын
Sir no doubt your content is extremely out of the box... But tell me who is your video editor? 😅salute to him😂. Amar Akbar Anthony.. Really!!! ❤❤❤❤❤❤Sometimes financial contents get so boring though it shares good knowledge. But your contents information + editing ❤❤
@shankarnathАй бұрын
Sawan edits my videos. He is a part of an upcoming agency - ONO creators
@vishalgautam-ky2ooАй бұрын
Dear Sir I have been listening to you for a long time. feel blessed.
@shankarnathАй бұрын
So nice of you. Many thanks 🙌
@jatinbhatoya8420Ай бұрын
5 crore is the new 1cr. Keep hustling till 55. After that everything would be in place. Please select your life partner wisely as your financial journey will also be theirs after in relationship.
@alexstanley4684Ай бұрын
Thank you Shankar sir for this video. If possible can you please make a similar video on making 1 crore corpus after paying all taxes considering LTCG will keep on rising as it did by 2.5% this year
@shankarnathАй бұрын
Thanks for the suggestion. I'll try but this can also be solved by simply increasing the marker by 14% .. so instead of making 1 crore if one does 1.14 crores then it broadly takes care of the 12.5% LTCG tax.
@alexstanley4684Ай бұрын
But if Government increases LTCG to who knows may be 20 or 30% or even more then it will be really difficult to reach even 50 lakhs in 30 to 40 years. So if possible can you please make a video if a situation like this happens
@shankarnathАй бұрын
Thanks for the suggestion. Since this is more about predicting the future, pls use the formula = 1 crore divided by (1 minus tax rate) to build out simulations. So if you think the LTCG tax will increase to 30%, then 1 crore divided by (1 minus 0.30) comes to 1.42 crores. Likewise, if LTCG tax rises to 25%, then 1 crore divided by (1 minus 0.25) comes to 1.33 crores .. and so on.
@alexstanley4684Ай бұрын
@@shankarnath sir thank you very much. You are one of those few you tubers who reply on every comment
@DiamondzximaАй бұрын
Great insights backed by data, as always. Thanks a lot Mr. Shankar.
@shankarnathАй бұрын
Most welcome. Glad you liked it
@adithyaprasad6994Ай бұрын
Thank you for your channel. This content is amazing!!
@pkprprempavankumar8749Ай бұрын
A weekend without your video is like a weAkend ji. Thanks for the video. As usual, supercalifragilisticexpialidocious.
@shankarnathАй бұрын
Thank you!
@dr.mallikarjunag4833Ай бұрын
Your English and presentation is good❤
@shankarnathАй бұрын
Thank you! 😃
@onkarvaradkar2684Ай бұрын
Gives me hope of life! Grateful :)
@shankarnathАй бұрын
Glad to hear that!
@Gopal2709Ай бұрын
This one video is enough for all the basic gyan to make one a crorepati. Well published and a good effort.
@shankarnathАй бұрын
Thank you
@shivani-hn2unАй бұрын
Nice one that everyone needs to listen
@shankarnathАй бұрын
Glad you liked it 🙌
@rajeevnaidu533827 күн бұрын
hello sir, fantastic video. great job
@shankarnath27 күн бұрын
So nice of you
@dubram87Ай бұрын
Im an ardent investor and currently having MF portfolio of 43 lakhs with xirr around 21.5 percent. Ive been investing from 2014 started with 10000 as sip and over a period started direct funds also and investing regularly increaing the contribution.I really need to touch 1 cr mark in MF sooner and want my money to work for me. I still feel this returns may not be maintained. Right now im investing around 40k monthly(past 3 months) My age is 36
@chandanakumar5370Ай бұрын
Congrats hopefully u will touch before 2029
@ranajitchakraborty9858Ай бұрын
One of the best video I've seen in my life 👌👍.Many thanks to you only.
@shankarnathАй бұрын
Most welcome 😊 Glad you found it useful
@jacobtrrАй бұрын
It took 10 years to have 10laks in my bank account ........ After 10 lakhs in my bank account , i started a business and i had 19 laks in my account with in 1 years ...........i wish i compound my money soon
@ramd9581Ай бұрын
Always interesting to listen to you-Thanks Shankar
@shankarnathАй бұрын
My pleasure! So nice of you 🙌
@mkd36calАй бұрын
Excellent Sir. Keep going. God bless.
@shankarnathАй бұрын
Thanks!
@sumithravindran8571Ай бұрын
Thank you for sharing these financial awareness videos; they are incredibly helpful.
@shankarnathАй бұрын
Glad you like them! Appreciate the kind words 🙌
@nitinsingh835Ай бұрын
Dear Shankar Sir, I have a long lasting question in my mind. Which platform should i use to invest in mutual fund. I have till now used etmoney and some direct MF investment. What do you suggest and how do you invest. Directly through asset management company app or third party like groww and et money. Hope you answer pls
@shankarnathАй бұрын
Hello. I myself use a combination of CAMS, ET Money and AMC websites to invest. Sometime an edge case is not covered by one platform but the other has it. I have not found any particular preference in platform and my transactions have been smooth 99% of the times. I guess there is no preference because I'm not buying mutual funds everyday month. I prefer to setup an SIP or STP and that's it.
@Professor3141Ай бұрын
Try MF Central
@pankajg174Ай бұрын
New consolidated MFCentral is also a good option to invest. Other then that some good apps like indmoney, groww offer good user experience and good portfolio insights
@Cherry-hl7iuАй бұрын
Most sanely advice, delivered most effectively.
@shankarnathАй бұрын
Thank you!
@Cherry-hl7iuАй бұрын
Do you have a service where you review Mutual Fund portfolios and see if they align with the investor's goals and provide advice? I would really appreciate it, because I have a monthly SIP amount of around 5L and I have made a portfolio after much research, could really use an expert's validation / advise. Thank you.
@Cherry-hl7iuАй бұрын
@@shankarnath Do you have a service where you review Mutual Find portfolios of investors and advise if they align with the investor's goals and risk taking ability ? I've selected myself a bunch of funds for around 5L per month SIP amount and could use some advise, thanks in advance.
@Cherry-hl7iuАй бұрын
@@shankarnath Do you have a service where you review Mutual Find portfolios of investors and advise if they align with the investor's goals and risk taking ability ? I have built a portfolio for my 5L monthly SIP, could really use an expert advise. Please help.
@charanjs3108Ай бұрын
@@shankarnathDo you have a service where you review Mutual Find portfolios of investors and advise if they align with the investor's goals and risk taking ability ? I have built a portfolio for my 5L monthly SIP, could really use an expert advise. Please help.
@priyanksrivastava2856Ай бұрын
Excellent analysis as always. As requested earlier, I would love to see a review of some futuristic sectors, such as data centers, hydrogen, semiconductor, biotechnology, etc. Could you please create a video discussing a few stocks with strong multibagger potential.
@shankarnathАй бұрын
Thanks for the suggestion
@ayushkr1430Ай бұрын
Big fan of your knowledge and content. Although, i feel your wealth is much more than 5 cr today.😂😂
@shankarnathАй бұрын
Thank you very much 🙌 True, it's higher when I add real estate, PPF & EPF accumulation but I've referenced this video around my investment account (MF + stock). That's the one I really track & would like to grow over time
@rashmir693Ай бұрын
I'm planning to start my monthly sip in d below funds so need your reviews on allocation 1. Quant small cap_1500 rs 2. Parag parikh flexi cap_2000 rs 3. Motilal oswala midcap _1500 rs 4. ICICI predential bharat 22 FOF direct growth_ 1000 rs 5. UTI nifty next 50 index fund _ 1000 rs -20 years of investment duration - Annual step up of sip is 15% * I Wish to add uti nifty 200 momentum 30 index fund of 1k monthly which fund should i replace
@pankajg174Ай бұрын
It does not matter just pick any of the top 5-10 funds based on 5-10 yr returns. Ensure you have more in large cap for stability and get started then sitting on the edge. Also consistently invest
@harshadshinde4388Ай бұрын
Very powerful advice....thanks.
@shankarnathАй бұрын
You are so welcome
@sachintom1111Ай бұрын
Hi @shankarnath, Once you started working, how many years it took you to reach the first mile stone i.e. 1 crore? As always great content, Loved the transparency part on this video - especially on your KZbin income!
@shankarnathАй бұрын
Thank you 🙌 I started working in 2002, reached 1 crore in my investment account in 2018.
@adinagpalАй бұрын
Great video!!
@shankarnathАй бұрын
Thanks!
@Dr.PK1829 күн бұрын
So valuable information
@shankarnath28 күн бұрын
Glad it was helpful!
@SanAntonioDeanАй бұрын
Excellent advice! I could relate to this a lot
@shankarnathАй бұрын
Glad it was helpful! 🙌
@rsv1503Ай бұрын
Congrats Shankar on your journey. This video gives inspiration and confidence. Question: 30K SIP per month. Is the Corpus generated over the year is same if one invest in 1 or 2 mutual fund vs 5 or 6. Did you fumble initially and how did you put mf investment in right path towards 1 crore destination. I am not asking for mf names. If you could share strategy you followed then we can avoid fumbling and save time in our own journey.
@shankarnathАй бұрын
Thank you 🙌 The 30k/mo is an illustration to explain how wealth accumulates over time i.e. 10 crores in 29.5 years at 12% p.a. With re: your question -- personally, I would have used 5 mutual funds (so 6k each). As you know I don't give out scheme names but please watch my video on "Building a Strong and Successful Investment Portfolio" for an excellent idea on what it might entail. To help out more -- my five 6k SIPs would include: a) a value-oriented flexicap fund b) a growth-oriented large & midcap fund c) a momentum based index fund d) a trending-value based multicap fund e) a smallcap fund This above is my comfort zone
@ashishgaba9053Ай бұрын
@shankarnath Sir make video on inflation, how it is linked to stock market, real estate etc and what should investors do in different scenarios when inflation is high or low
@shankarnathАй бұрын
Thanks for the suggestion
@parthasarathybalasubramani6148Ай бұрын
@Shankar, Can you kindly tell us, how much was your investment during each crore ?
@shankarnathАй бұрын
Sorry, I haven't tracked this for each crore but to give you an idea -- the first crore had about 90 lakhs in investment. By the time I reached the 5th crore, this was more like 50:50 i.e. 50% was investment and 50% was capital appreciation. Pls note: my portfolio was more debt & less equity when I started and even now, it's 64% equity & 36% non-equity
@parthasarathybalasubramani6148Ай бұрын
Thank you for your reply
@PrashanthYerraguntlaАй бұрын
You are really doing great job sir just relieving investor ❤
@shankarnathАй бұрын
So nice of you. Thank you 🙌
@baskarchockalingam2421Ай бұрын
woww wowwww..wat a wonderful video...any one will b motivated for sure including me..TKS bro
@shankarnathАй бұрын
All the best 🙌
@terabin1Ай бұрын
Pls need part 2 of this video for ppl who hv reached 1cr and how to invest from there for different age brackets.
@Aleyah7 сағат бұрын
Why did it not happen with me? I am doing multiple investments in stocks, properties and other assets any given year but somehow I don’t see the returns.
@shankarnath5 сағат бұрын
Pls review your progress with a financial planner. A second opinion helps most times
@rajatkulshrestha5416Ай бұрын
Logical, but most of the times consumerism gets in the way, and of course, the unexpected expenditures can raise their head as age advances
@VJeducation999Ай бұрын
Very much informative. Thanks
@shankarnathАй бұрын
Most welcome!
@PIXEL00000Ай бұрын
I was thinking about the same.. Will get there sooner
@LakshayBussiАй бұрын
Brilliant and inspirational 🎉
@shankarnathАй бұрын
Glad you found it useful 🙌
@saurabha20Ай бұрын
Liked your video, because I am of similar mentality. But I believe, most important reason why it's difficult to reach 1st Cr, is because 1st Cr almost always comes from you depriving yourself of somethings. It may be, resisting the urge to buy the latest phone your friends are flaunting or holding off on upgrading to a bigger car.
@shankarnathАй бұрын
Thx for sharing your views
@MrPrithwiraj10 күн бұрын
What is your opinion about investing on Nifty 500 momentum 50 index fund? I’m a high risk investor.
@shankarnath10 күн бұрын
I am a fan of momentum indices. Particular to N500M50, I have an SIP running on it.