Answering Your Most Frequently Asked Questions (50k subscriber Q&A)

[@marusholilac]

I'm a very old guy with 4 grandchildren, 3 in college and 1 a year out of college. When I watch your videos it helps me to understand what the young people of today are dealing with, which is unrelated to my life experiences. I am skeptical, suspicious by nature, and I'm pleased to see that your emphasis on scams is finding an audience. I almost never disagree with your skewering of predatory industries and practices, and recommend selected videos of yours to the grandchildren, when they are in a situation in which your advice could help out. Besides you are relatable in a way that I can't be. I wouldn't fret over an increased geezer audience. We just think the world has gone to hell in a handbasket, and are happy to see a young person with the same beefs.

[@LynsAlteredArts]

I’m a boomer also and I’ve always wondered what a handbasket was and why you need one to go to hell. If you like scam videos you will probably love Hannah Alonzo, she specifically focuses on MLM‘s and influencers.

[@lewis2553]

​​@@LynsAlteredArtsI'm in my late 60s. You see handbaskets in places like Foodland, Dollar Tree, or farmers markets for shopping or carrying fruit or vegetables. They're usually made of plastic or other stuff that would burn up quickly and offer no protection to their contents (as opposed to the protection offered by Jesus Christ). I think the saying about going to hell in a handbasket gained popularity back when George Utley, said as probably the funniest line in a special episode of the otherwise BORING Bob Newhart show. What made it so funny was hearing it roll out of the mouth of the normally gentle, soft-spoken George. And, no, you don't have to have a handbasket to go THERE! 😬

[@LynsAlteredArts]

@@lewis2553 That’s funny but we just call it a basket. Where I live we call a shopping cart a shopping cart, and I know other parts of the country call it a buggy, so probably a regional thing. I’m thinking the saying must be older than that because I seem to remember my parents saying it long before Bob Newhart and long before those baskets were in markets. I love Bob Newhart, love him, love him. I’m going to have to go watch some old Bob Newhart shows.

[@lewis2553]

@@LynsAlteredArts You're right. That saying is probably way older than the Bob Newhart show.

[@markburk7022]

Really she's wacked dude.She hits all the progressive lefts talking points and I show her no quarter for her slander of her fellow man it's disturbing, either she's doing it for more tears or more views, I say fake.

[@RussellJLed]

I’m 58. No creepy comments from me. And I’m sorry that you get old creeps commenting at all. Some of us old dudes actually have our heads on straight. Yes! George Carlin was indeed not a comedian! He just told it like it is, and I love him for that. Keep up the good work, Nicole! I enjoy your videos. 👍

[@petermartin9494]

I am a creep and proud of it.

[@xevilman1]

Well deserved results. Great work!

[@ronm6585]

Thanks and congrats on the 50K.

[@DrumTipTuesday]

Hilarious side note. A "Mint" wireless commercial appeared at the perfect time to make it look as if Ryan Reynolds is your biggest fear lol

[@paullapointe1266]

Love your channel and the bangs as well.

[@artsyladie7]

4get Caleb! Be your unique self, stay yourself! I'm sure you can sustain your channel.

[@shellysimon6392]

Hi Nicole, I'm 64 and PLEASE know those idiots are not the face of us aging people that can appreciate valuable info on any subjects from anywhere....I am so sorry you experienced/are experiencing the lowlifes of our society :( PS-vegan here 5 yrs now!! Looking forward to your next 50,000!! Thank you!

[@robertkrumm2470]

Being frugal does not mean you do not spend money being frugal means you spend money selectively on things that are important to you

[@zidan40o0]

Please never change. Congrats on the 50k!

[@pablodelsegundo9502]

That's almost a curse. Only dysfunctional humans never change.

[@SidikaTuncCandogan]

Is this even possible? Are you the same person as you were last year? Be realistic please

[@LindaDooWop]

You're adorable, Nicole! I love your sense of humor too!

[@damo0078]

There's an afterlife...even if you don't believe in God because he believes in you.....

[@lynnoorman2144]

Perhaps a house tour after this year's rennovations, please? Btw Im 65, female, and really enjoy your perspective on life - i wish i had been as articulate and clear sighted at your age! Thank you.

[@MoreLifePlease]

"Stay out of debt' is excellent advice. I let my credit card debt get away from me once many years ago and it took me years of playing "musical chairs" with various cards, transferring the balances over and over to cards with lower interest rates, to dig myself out. Once I did, though, I swore "never again" and I never have. Such a relief! Some good advice I read from some rich dude back around that same time: "There are two types of people in the world (aren't there always?).....those who understand interest and collect it and those who don't and pay it."

[@dabprod]

Guard your privacy. You live in Canada, that's more than anybody needs to know. Love your channel.

[@MadisonBriggsArtchick]

I’m a very safe Baby Boomer. I am kind of a hippie chick, an artist, 65 and I think your channel rocks!

[@TheREALJosephTurner]

Congrats on 50K, Nicole! You deserve it. Here's to the next 50K! P.S.- Being a 30+ KZbinr isn't nearly as crazy as the number of us 50+ viewers that have successfully applied some of your advice! Never change!

[@Missy-Missy1111]

I enjoy your channel because you don't push extreme frugality & miminalism. I enjoy it because of your straight forward, no-nonsense attitude. Lastly, I enjoy your channel because of the pertinent topics you discuss. Keep up the REALSOME work!

[@dmjames1972]

That’s a good angle. Agree. Even while not necessarily agreeing with some of her rather more gloomy viewpoints, I def get them and just appreciate no nonsense realism. Esp someone. It desperate for attention or wanting to be liked- just this is who I am, like it or leave it.

[@DonnasWonderland]

Love the Simpsons inserts it always makes me chuckle 🙊

[@marianmoses9604]

Yep. I concur. This tail-end “boomer” loves both the Simpson’s and Peanuts. South Park is a scream too, but sometimes gets a bit too vulgar, obscene, and edgy for my taste - but their social commentaries are often spot-on.

[@DonnasWonderland]

@@marianmoses9604 from what I can tell I am the first year of the millennials so I definitely have the Gen x vibe too

[@whosaidthat4299]

I have seen other shows with women and always see the sexual comments, it's frustrating to see that men always have to go there, just keep it your self dudes.

[@ayrairl]

Yes to updated house tour!! 🫶🏼

[@kelvinpell4571]

1. Bangs (fringes)...fine 2. Levi is a gorgeous boy 3. Not all us 60+ people (and guys) are weirdos. Some of us watch all kinds of content from your stuff to Rick Beato and all points inbetween 4. Keep doing what you are doing

[@andyr49]

I'm 58 and I get super creeped out when I see men in my age range hitting on 20 something year olds, yuck! I love your non-nonsense outlook on finances and personal decisions. Good luck on getting 100k subs in the near future!

[@SmilingBeaver-ou7nc]

Congratulations Nicole 🎉🎉 Levi is adorable 💙

[@evermore4487]

My favorite irreverent frugalist... ♡ Congratulations on the sub milestone. Continued success... carry on!

[@rogerwilliams1556]

Hi Nicole, as a retired software developer who recently turned 76, I am sorry you have been receiving nasty comments from a demographic you attribute to "old baby boomer guys". 1. Congratulations on reaching 50K. You earned it w/ your own hard work. 2. I like your ch simply because, the things that irritate you, are the same for me. Scams to be avoided are everywhere.. Real Estate agents, Door-Dash, Tele-marketers, etc, etc, etc. 3. But here's my question. How do you know it's mostly old guys leaving nasty comments. Does Google / KZbin provide you w/ age data for each individual comment author? I doubt it. 4. Much more likely that Google only provides only AVERAGE age data for your viewers. Would be hard to believe that Google provides the actual age info of individual viewers who leave a comment for you. 5. Much more likely that its the younger angry male demographic (eg, incels, & low class young men) that's leaving most of those nasty comments.. Its not the guys old enough to be your grandfather demographic. 6. So, please Nicole, give us old folks a break. You may reach old age someday. And just because you are old, does not mean you are a bad person, w/ nasty comments on a young lady's youTube channel. 🙂

[@CupcakeCottage]

I’d like to suggest that you split your bangs at your natural part and thin them out a bit. It would be very flattering.

[@iskarmareal]

Yes! Would love an updated house tour before and after the updates

[@poppaD75]

Always funny when somebody answers the after life or God question with no there is none instead of I don’t think so. Watching the world and its morals going downhill.

[@ronaldzeoli7528]

I'am 73 and i love south park. I also think your channel has a lot to offer people . Keep it up.

[@fryque]

I fit the demographic that you mentioned [older etc.] But I watch, and recommend, your channel because of the great information.

[@susanbelrose2767]

Your hair is very thick. You have more bangs than i have hair lol. Looks fine. Its strange what people focus on lol.

[@jitkakahounova9547]

One possible explanation: It could be that the bangs are covering your eyebrows completely and those are important for overall face expression or mimics (English is not my 1st language, sorry) and some people may have trouble reading it 🤷🏻‍♀️

[@vivian9803]

That’s an accurate observation about eyebrows in general.

[@daninraleigh]

#1. I like the fact that you are kind to your dog. Most people aren't and shouldn't have them. #2. I am sad that you are lost in the socialist paradise. "Whereas Canada is founded upon principles that recognize the supremacy of God and the rule of law...".

[@MissWeezeyUSA]

✌️ I am a “Recovering Realtor” (got out of the business recently). The whole industry is kind of a racket and now it’s changing drastically because of a major lawsuit victory against the National Association of Realtors.

[@Lbbdavis]

Congrats on the 50k!

[@allkindsamusicchick]

It always crosses my mind....the safety of the women whose content I view. Please continue to stay safe. You're a smart girl. Just know...that there were creeps long before the internet, however, due to the internet....they've got greater access...to wreak havoc. Simply do not respond to them. Block them, and....please err on the side of caution...protecting yourself...in every which way. Take good care. I will finish this episode now. 😊

[@BarbosaUral]

I'm a boomer. I have standards and manners. You'll never hear sexualized comments come from me. And actually, I'm not bold enough to ask questions, appropriate ones or not. The most I would say to you is I never thought you were 30 (or over 30). And I agree with you, staying out of debt is the most important money saving tip. I never cared much for the Simpsons or Charlie Brown or Mickey Mouse. But truth be told, I did (still do) like Ren and Stimpy. Not to mention South Park (Team America movie), and George Carlin was always my favorite comedian. Looney Tunes cartoons will never get old for me.

[@jazztanszak]

😮 20:04 😮😮😮 20:08 20:08🎉 in 😮v😅 20:14 😅😅 20:17 20:18 20:10 😮😮😮😮😮😅😅 21:26 😅😮😮😅 21:37 😮

[@kimfontaine7453]

Ren and Stimpy!! Love them, 48 years young .....:)

[@BarbosaUral]

@@kimfontaine7453I like you already!

[@mettamorph4523]

It kills me that folks watch content and feel it's their job to tell you how to do it better. Or tell you MORE things you can do, like Write a Book on finance! Delve into X! So many wannabe bosses out here. I vote against showing your home. Let them watch HGTV. You are a terrific, funny, wise, nonbull$#it zone. All your own.

[@antillie7]

Semi old (41) and I like how you speak your mind in a confident manner. Your hair looks great btw.

[@crabwalk7773]

Nicole's hair looks enviously thick!

[@jamiesmith4293]

17:42 "do you worry you'll regret not traveling?" "no." I'm with you. I have never traveled, and I'm still fine with it, decades later. I just don't care.

[@vivian9803]

If there’s anything I dislike in life, it’s travel and that was even back in the days when you were served a hot meal on an airplane, presented on real plates with nice cutlery! And the airplane seats fit more than a sardine! 😆 There’s no place like home…

[@stigohara4961]

100 % with you about realtors.

[@danielaivanova8551]

I totaly understand you about the bangs, when I was 16 I had the same problem, but one day i just snapped and put them up with hairpins - i looked awful for 3 months but I will never go back to bangs. BE STRONG!!1 😂

[@Kastoraki]

15:41 what about your B12 levels? Iam not vegan or even vegetarian (although I eat a minimum of meat) but because I have health issues with my stomach i have lack of B12 and I need to take supplements😢. I have read that vegans must take supplements because B12 is being found only in animal products (meat, eggs, milk).

[@Kastoraki]

First thing, you never ask questions that you know will make people uncomfortable and upset, you can't ask women if they get laid and how often.... The fear of becoming pregnant is understandable but if you are over 30 and you are with the right man you want a baby.... A sad truth, a woman after 30 is less and less fertile (sorry for the term but that's nature), especially after 35 is becoming harder and plus a negative bonus, the chances of giving birth to a child with health issues is being increased dramatically...

[@AlyssaWallen]

Thank you for sharing about the difference between vegan and plant based! I’ve also been vegan for almost 7 years and I love your channel. Congrats on 50k+ subscribers 🙌

[@dragonsixtyseven1066]

Nicole, you are a gem. Congrats on 50K subs. Happy to be one. Great content.

[@gracesimplified3860]

I’m 64 and enjoy your humor and perspective. You give voice to many of my own opinions. I admire your confidence and clarity of your opinion. Keep up the great work. I’m a Californian born and raised and hope you get the opportunity to experience the diversity of this very large state with its beaches, mountains, deserts, Savannas, and forests. Congratulations on your 50K.

[@rose2525bud]

I live in Clovis, California I absolutely love everything here! The weather, people and culture. Politics in California had me wanting to leave 🤪🥸. I absolutely love your KZbin channel, I relate to your sense of humor & I’m 55. I’m so glad my son takes after me, he has me in stitches all the time. Keep up the great videos 🤩👍🏻

[@MoreLifePlease]

Wasn't Clovis once listed as the happiest city or town in the United States?

[@bouji_]

@@MoreLifePleaseI have a hard time believing this since it's right next to Fresno. lol

[@dmjames1972]

Gotta say, I’m quite envious of anyone who absolutely loves where they live. Most ppl around me love it here as they were born and raised her but for me, it’s so insular and def not me. I don’t love it. Sure, there are things I like tho but things I hate too!

[@rose2525bud]

@@bouji_ I hear ya, just went to the Tower & it’s heartbreaking.

[@lorijones564]

I'm 67 and I love your channel! Keep up the good work!

[@Chirp-zi4nx]

i like your content but sometimes your comments like getting a kick out of offending people comes off as immature. just sayin'.

[@AccordingtoNicole]

I promise you I don’t care.

[@Chirp-zi4nx]

@@AccordingtoNicole how did i know i'd receive a snarky reply back? proves my point. you just lost a subscriber. as a businesswoman, you should care and know that every subscription counts.

[@AccordingtoNicole]

See above.

[@Jah-st2bn]

Your content is awesome. Congratulations! 🎉

[@heatherlindemann5189]

I’m 52 years old and always enjoy your videos. 😀 You are smart and fun. Yes to a house tour.

[@classicsciencefictionhorro1665]

Boomer here. Get rid of debt as early and pay off your mortgage as soon as possible, even though most financial advisors think mortgages are cheap money (loan). Ignore them.

[@autonomouscollective2599]

Boomer here too, and totally agree about paying off the mortgage. I had a financial advisor who said I should not pay off my mortgage but invest the money instead. I dumped him and paid off my mortgage. Best decisions I’ve ever made.

[@debseyler2817]

You mentioned older people watching your channel. I AM 55, I’ve been following you for a year. (I am a Mom and female) 😊. I follow you because I learn a TON from my 20 year old son and I learn from younger people and I learn a lot from you.

[@glennr9913]

Try combing your hair a different way for a test video. I bet the responses will be good for your algorithms. That's the name of the game for KZbin success, right?

[@picturewindowgifts7176]

Pregnancy is reversible? Pregnancy doesn't have to happen, just don't have sex.

[@gingermom12]

I don't think ppl are uber focused on your bangs. Remember, we are staring at your face, close up, for the duration of the video. There's not much else to look at. Love your videos and your message.

[@ArtamStudio]

Congrats on the milestone! I'm an elder and if my spouse and I had access decades ago to the info/advice that you, Future Proof and The Financial Diet put out, we would probably be able to set up our own foundation, haha. Sorry to hear about the creepers, that is so gross and reminds me of Natalie Gold's reaction to Silence of the Lambs and talking about guys actually stalking/following her. Unfortunately social media commenting is the Wild West, at least YT is better about removing posts and accounts that are reported to them than Meta properties. Continued success!

[@DR-it9fm]

I live in CA!! lol Weather IS Amazing! And I’m happy to pay for it! 🙃🤷‍♀️☺️

[@AccordingtoNicole]

You get it 🙌🏼

[@somethingaboutsamantha]

Precisely! Making an informed decision where you live for financial/demographic reasons (insurance, property tax, utilities, homelessness, crime, etc) is a factor with any state. Sunshine ☀️ and family makes this the perfect place for us ❤ Go Nicole! Vegan restaurants are everywhere 😋

[@bonniecherniss6139]

Same here I love California

[@blueskysummit6153]

Congratulations on 50K subscribers. You're my type of person and yeah, boomer here. 😄😄

[@staceylo789]

This video had an alert that said it may be inappropriate "are you sure you want to view" I'm not sure why

[@AccordingtoNicole]

That makes two of us. KZbin flagged it as being "inappropriate" and rejected my appeal despite there being nothing inappropriate in it. They demonetized the video for "excessive profanity/vulgarity" and refused to tell me how that is the case.

[@mettamorph4523]

Yeah. What's up, KZbin. Not a vulgar profane moment in this content. Messing with Nicole's pocketbook. Makes me go hmmmm...

[@leemccluskey8522]

Hi nicole, Congrats to your channel growing so well! Looking forward to 100 k and another q and a video. Take care

[@nexxterra]

Hey, what do you mean "creepy weird old men" I am posting this from my car while sitting at the end of your driveway and I am not causing problems....

[@nexxterra]

Actually, joking, while I am from Canada, I have been living in Florida for years...and April is TOO early for me in Canada...I HATE COLD!

[@frankiem5554]

Is that funny? Gross.

[@nexxterra]

@@frankiem5554 I am pretty sure she has a much better sense of humor/ humour than you do!

[@gretelwhite8088]

Nice one! I really can't believe that people presume the right to make such personal and judgemental comments about things that are none of their business. What you choose to share is our privilege, not a right. You absolutely have a right to your private life staying just that, private. As an 'over double 30', I apologise for the nasty trolls who behave so badly. Personally, I really enjoy a real person sharing their journey, the 'perfect people' are much less interesting and genuine. I love your 'scam' videos, and see them as you speaking truth to consumer society and making us all more aware of the way in which the marketers try to shape us all into behaving as they would have us act. I have long seen the adverts on TV as ways of reminding me how many things I just don't need in life. Keep going, Nicole, you are great!

[@McGuire40695]

12:43 "The whole point was to stir up a little bit of drama because it's fun." Love the snarky jokes like that, dearly! Your videos are always so insightful, and your sense of humor is definitely up my alley. Congrats on the 50k subs and all of your hard work, Nicole!

[@smartypants1980]

Travis Barcker, and Moby, have Vegan places to eat in California.

[@annanajduch5201]

I agree with you, realtors in USA do not deserve rhe sort of money they get. I agree with the manority of things you post. I do think the real estate industry needs to be revamped.

[@steveweizman7888]

Congratulations on passing 50K!! You're beautiful 😊 Keep up the great work 👍

[@MA-tl1ek]

I followed you when u had 10k I knew you’re going far because you’re so refreshing I’m so happy many people follow you now ❤

[@CaptinCorupt]

I hope you hit 100k subscribers!! congrats!

[@cynthiahoward2285]

Congratulations on the 50,000! Yes please do an updated house tour. BTW I am an older subscriber also at 56 and I love your content!

[@1whitecottagelife770]

I really like your content, but that background music is very annoying and irritating

[@mettamorph4523]

I didn't notice the music. Different strokes, different folks.

[@jahart5556]

Congratulations on 50k👊 Unreal the rude and insane questions people have the nerve to ask.🙄🤦 Yep...ignore their pathetic asses, lol.

[@jenniferwutt4284]

I concur with your comedic taste! I enjoy all of the shows and comedians you have mentioned. Keep being you. I am learning so much. As a gen xer, I love your generation. I raised a son in your same generation and I am equally impressed with his truth telling, work ethic, and sensibility. You are both intelligent, funny, and wise beyond your years.

[@itschidera]

congrats on 50k subscribers Nicole. I really enjoy watching your videos. Plus you motivate me to want to be frugal.

[@thomashilmersen711]

You rule. Keep up the good work.

[@TheAngloAfrican]

Talking about Star Wars and Star Trek: ‘I hate that nerd shit’ Bahahaha, love that.

[@mettamorph4523]

She is unabashedly her authentic self, without rudeness. It admirable.

[@Intellmac]

Congrats!!! Thank you for the video!

[@Uma06]

Love your videos.. thanks for sharing, your maturity goes beyond your years. Keep growing. Cheers from Costa Rica ✌️🇨🇷

[@strangertobluewater]

I’m shocked that you only have 50k subscribers. You are one of the best on KZbin. A true hidden gem .

[@smartypants1980]

Thank you for being a awesome KZbinr!

[@davidbeise7385]

Although I'm a boomer I'm certainly not anything like you described some old guys. I've been coaching young people in finance, economics and trading for decades so it's really nice to see a young person using solid principles in those subjects to move forward in life. I am happy that there are younger people able to connect with other young people on the subject and instill some perspective in them that is sorrily missing. Keep up your work Nicole, it's invaluable to those who listen to it and apply it.

[@cynthiadeg9206]

David, what do you think of JEPQ?

[@davidbeise7385]

@@cynthiadeg9206 It depends on what your objectives are as well as the time frame you are looking at.

[@kensmith5694]

Avocado trees are really huge. They take up your whole yard and are about 20 meters tall. The avocados grow up near the top. To have one you need to be at least as far south as the San Fransisco bay. In the SF Bay Area houses to too expensive to afford. Also: You live in a place that people go to to be tourists. Don't overlook those places.

[@doyeworrell1680]

Thank you for your honesty and just being yourself. I’m happy for you that your channel is doing so well. 😊 Yes, by all means visit California someday, you will love ❤️ it.

[@marianmoses9604]

I had an uncle who lived there for many decades. Beautiful state, but Libtards wrecked it. He finally had to move to Florida in his old age to escape the Woke madness in Cali.

[@deborahd.7281]

I watch your videos occasionally for about 5 to 10 minutes.

[@LindaDooWop]

I love Levi, and I love how well you take care of him!

[@JamesMurphyYT]

I'm a boomer, and I'd like to apologise for the behaviour of some of your boomer viewers. We're not all like that. As someone in his 60s who has overcome cancer, I don't have time in my life to be like that, and I was brought up in a different way. Sorry you've had to go through that. No-one should have to.

[@ayrairl]

Woohoo!!! Congrats on 50k :)

[@thierrykillian8419]

I think you doing you is GREAT,and I'm 64 love your content, keep it up!!!

[@cybergrail]

Congratulations on 50,000. I love your content and your delivery.

[@inxa8617]

Estate agents ....worst type of people.

[@bonniecherniss6139]

Lol 62 isn’t old. 90’s begin old. 71 here

[@CAGChannel1]

For those of us who would kill,for thick, wavy hair, show us a natural hair day :)

[@AccordingtoNicole]

There never has been and never will be a natural hair day.

[@CAGChannel1]

@@AccordingtoNicole booo. My straight , super thin hair makes me feel like you seem to feel about your wavy, thick hair - go figure :)

[@MoreLifePlease]

What the FOMO question people seem to miss is that being frugal with respect to things that are not terribly important to a person is a major part of what affords them the money, and the liberty that the money enables, to do the things they really do want to do and go places they really do want to go without having to scrimp on those items. It's just a matter of intelligent resource allocation.

[@lisaaxe9062]

❤Carlin! AND your videos, Nicole! Im 61 and have learned more from you than anywhere else👍🏽

[@wandervoltz]

Highly recommend vacationing in San Diego, it's a perfect city. Also, as someone with gluten intolerance, I'm happy to say that GF pastas, breads and treats have come a long way over the past decade (yay!). 😄 Congrats on the 50k! 👏🏽👏🏽👏🏽

[@rachellebrown9830]

I agree! The weather is prefect and so much to do.

[@amycolucci6769]

I used to live there. I miss it.

[@ashleynichols6001]

I loved your response to the “personal” questions 😂 curiosity is only natural, but I think that anyone who fixates on what others are doing isn’t getting any of their own 😂😂 Go, Nicole!

[@MilaN-lt2mq]

Congratulations on 50K subscribers! I would be curious to see the changes you've made to the house so far. I am in the planning stages of a remodel and it may give me some ideas.

[@JubeiKibagamiFez]

12:08 Car Dealerships fit into that group, too. All the "middle men" businesses just facilitate inflation.