Are Dividend Investments A Good Idea?

[@LesterHess-t1x]

Investing in close-end funds that pay dividends every month appeals to me. The secret is to hold for a long time, reinvest the monthly dividends, and purchase additional shares whenever you can afford to do so. Since close-end funds are bought and sold on the stock market just like ordinary stock, this is simple to accomplish. That would be sufficient to build a portfolio that would generate dividend income ranging from $50,000 to $70,000.

[@wmwoods-l4f]

You shouldn't enter the market mindlessly just because there are opportunities there. I'll suggest that you get professional assistance in order to comprehend the possible elements that contribute to your financial development.

[@j.ottinger]

I absolutely agree; I just got out of the workforce and have about $1,250,000 in external retirement savings. Compared to the whole value of my portfolio during the last three years, I have very little in retirement funds and no debt. To be honest, it's brilliant to have a portfolio-advisor for investing!

[@PaulaCarbonell-n7j]

Could you recommend your advisor? I'll be happy to use some help.

[@j.ottinger]

Her name is. ‘Annette Marie Holt” Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@speak2Gary]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@TheJackCain-84]

The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.

[@Jamessmith-12]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@kevinmarten]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@JacquelinePerrira]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@kevinmarten]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@JacquelinePerrira]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@HectorSnipes]

I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@lolitashaniel2342]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

[@VictorBiggerstaff]

I completely agree; I recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@BateserJoanne]

Could you recommend your advisor? I'll be happy to use some help.

[@VictorBiggerstaff]

Her name is. 'Diana Casteel Lynch” Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@VictorBiggerstaff]

Diana Casteel Lynch is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look her up.

[@Adam-dm8wg]

People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.

[@Johnwhite-c3n]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@SergioRomano-nj8eb]

It's recommended to save at least 20% of your income in a 401k. 'Joseph Nick Cahill' taught me to estimate how much you should save based on your age and income. I've been with him for years now and his decades of experience in the markets translate to chunks of value in so many ways! he has upscaled my portfolio and even got me reading self help books haha

[@Annie2229]

Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.

[@SergioRomano-nj8eb]

Joseph Nick Cahill is his name. He is regarded as a genius in his area and works for Empower Financial Services. He's quite known in his field, look-him up.

[@CaptReed]

Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon

[@BrewerVera]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@FaithAndrada-xo9ou]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@AndersonFair-cy2bb]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@fredrickmcgraw9491]

This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

[@AndersonFair-cy2bb]

I've been working with ‘’Amy Desiree Irish” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, Look her up.

[@fredrickmcgraw9491]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Beatricegove733]

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

[@Justinmeyer1000]

Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.

[@brucemichelle5689.]

I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.

[@PatrickFitzgerald-cx6io]

Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.

[@brucemichelle5689.]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@PatrickFitzgerald-cx6io]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@michaelwiebeck3]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

[@Dantursi1]

Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@CindyValenti]

Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@Dantursi1]

Annette Christine Conte is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@CindyValenti]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@enriquecomemierda4745]

Don't tell Ramsey. He doesn't like dividend investing.

[@HarperScott-pk6uk]

I am a dividend investor, and I have been for a long while, and I also own growth stocks too, a well rounded portfolio should be a mixture of both categories. One way to minimize the trepidation of stock market investing is to make sure you keep a large cash cushion. I invest in the market. But I don't put all my funds in the market.

[@EthanRaynolds]

Dividend are awsome. Everyone has their method of investing. But I sometimes use my dividend to buy other dividend and growth stocks for diversification, rather than reinvesting in the same stock. What is important is that you're investing.

[@JacobWalker-jx3nf]

I too use the method of reinvesting my dividend on other dividend and stock. Diversifying my portfolio is how I feel safe.

[@WilliamTurner-od5ij]

I agree with you. But it is not all about investing money in stock, but you have to be knowledgeable in the field. Personally I work closely with a financial advisor for proper diversification of my portfolio. Currently I have $978k in a well diversified portfolio, which has experienced accelerating growth.

[@OliviaParker-rx3ni]

​@@WilliamTurner-od5ij I have actually been looking into advisors, the market is becoming tougher by the day. Who is the person guiding you?

[@WilliamTurner-od5ij]

I work closely with financial advisor TIMOTHY ERIC MEEK.

[@AlyceJefferies]

I leant that Dividend paying companies are typically not going to grow in stock price as much and the overall market. But they do tend to be stable mature companies. I want to invest around 600K for retirement, is this good strategy?

[@HarryBishopm]

Nothing wrong with dividend investing in stable companies. but i'll advice you consult with an expert if you wanty to invest such amount for retirement.

[@Shaine-d5t]

My dear husband passed away in 2021, and I have around $400K from his life insurance just sitting in a bank account, earning nothing. I had to invest it with the help of an expert, and in six months, I achieved over 80% capital growth, not including dividends. Highly recommended!

[@Lodge-w1m]

Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.

[@Shaine-d5t]

*Victoria Louisa Saylor* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@ChasityMckaym]

Wow, her track record looks really good from what I found online.i just filled the form and scheduled for a call. Thanks to you

[@FeelMyTruth]

I’m 55 from southeastern Ohio but worked overseas all my life. I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management?

[@WestonScally7614]

I would get money management just in case. You’re only 55. I think the average life execting in the US is 77.5 years, but many people live well into their 80s so that $1 million has to last you all of that and the unforeseen. $1m is a great start though. Good for you!

[@SaintYvess]

I’m quite lucky exposed to personal finance at early age, started job 19, purchased first home 28. Going forward, got laid-off at 36 just after covid-outbreak, and at once hired an advisor with grit to help stay afloat. As of today, my portfolio has yielded over 300%, summing up $836k. Stay motivated friends

[@Redwood4040]

this is huge! your advsor must be grade A, mind sharing more info pleas? in dire need of proper asset allocation

[@SaintYvess]

Can't divulge much, I delegate my excesses to someone of great expertise ''Jennifer Leigh Hickman ' preferably you can look her up on the web, her qualifications speak for itself.

[@SaintYvess]

I work with *Jennifer Leigh Hickman* , a licensed advisor. Simply search the name to find the necessary details to schedule an appointment.

[@Christine-wp2bw]

I leant that Dividend paying companies are typically not going to grow in stock price as much and the overall market. I cash savings of around 600K, whats the best strategies for retirement investment.

[@WestonScally7614]

Nothing wrong with dividend investing in stable companies. but i'll advice you consult with an expert if you wanty to invest such amount for retirement.

[@FelineAirstrip]

My dear husband passed away in 2021, and I have around $400K from his life insurance just sitting in a bank account, earning nothing. I had to invest it with the help of an expert, and in six months, I achieved over 80% capital growth, not including dividends. Highly recommended!

[@FelineAirstrip]

@@WestonScally7614 My dear husband passed away in 2021, and I have around $400K from his life insurance just sitting in a bank account, earning nothing. I had to invest it with the help of an expert, and in six months, I achieved over 80% capital growth, not including dividends. Highly recommended!

[@Christine-wp2bw]

How about you recommend your financial advisor, please? I could really use some help.

[@FelineAirstrip]

@@Christine-wp2bw *Jennifer Leigh Hickman* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@RobertBrown..]

Optimization of performance is achieved through diversification. Because of this, I have focused my attention on market sectors including stocks, the EV industry, renewable energy, technology, and health that have strong performance and are expected to develop. You'll be astounded by how much may happen in a few short years if you continue to contribute on a regular basis. Here's to $1 million and to FIRE

[@EthanBrown_23]

For the average person, the strategies are challenging. They are primarily carried out successfully by professionals who possess a significant level of expertise and understanding to carry out such tasks.

[@Bridget-l7p]

Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@DavidLucas-so8rr]

How can I engage in this? I truly want to have a stable financial future and am willing to contribute. Who is fueling your success?

[@Bridget-l7p]

“LAURELYN GROSS POHLMEIER ’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@trazzpalmer3199]

I appreciate the lead. I did some research on her and emailed her. I'm hoping she responds to me quickly.

[@phyllisburtonhearsawho]

My advice for dividend investors is to save for a bigger investment if you really want to retire off dividends, My major picks are SCHD and VOO and a few more that i can't mention because my FA Dianne Sarah Olson is really strict on discretion, anyway i digress, You can't expect to make a million from a thousand dollar investment that's where most people get it wrong, It's not a lottery!! Make realistic investments!! People say it's good to be greedy while investing..Yes, i agree but there's a difference between being greedy and being delusional haha. For example last year I invested 80k in stocks and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

[@AdamsFerguson]

Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth.

[@GregMerchant]

out of curiosity I did read about Dianne Sarah Olson on the web, she has a great resume.

[@Norrieey]

i'm happy there are lots of people doing so well...Love this channel for the transparency

[@Lamarche1959]

Found her webpage by looking up her name online. She seems very proficient, I'll be writing a mail to her shortly

[@AdamsFerguson]

She really seems to know her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

[@quotes_king_official5125]

My heart goes to the entire community for *DaleValskov* building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish

[@VishvajitSomvanshi]

Congratulations, *DaleValskov* I am relieved that you are out there fighting these thugs, We musttake every precaution to protect the elderly and the general public from these despicable con artists. Congratulations to You!! You deserve the Nobel Peace Prize for ensuring our security.

[@The-Dirty-Straw]

Huh

[@jessicasquire]

Engaging with books has significantly elevated my perspective on investing. True wealth isn't built through mere savings; financial freedom stems from strategic investments. I've learned that accumulating wealth hinges on making prudent investment decisions||

[@Lemariecooper]

Embarking on the investment journey at 40, I envision a triumphant testimony of significant success by the age of 55..

[@Erikkurilla01]

Books have also changed my perspective on investing. Understanding that real wealth is built through strategic investments rather than mere savings is crucial. Working with an adviser has pointed me in the right direction_.

[@Erikkurilla01]

'Nicole Anastasia Plumlee’ maintains an online presence. Just make a simple search for her name online.

[@LarsBergstrom-uh2eu]

When we hit $1 Million last 2 years it felt good but was kind of anti climatic. You still keep working, saving and making good choices in an unstable economic environment. However, despite market gains, our portfolio has seeing great decline. Seeking to improve it and maximize returns.

[@AstaKristjan]

Everyone should have a safety cushion in their portfolio. While I can’t give specific advice, it’s important to talk to a fiduciary advisor for help with restructuring your portfolio.

[@tommychestnut5335]

De-risk your portfolios, shore up your core holdings, and take some profits while balancing your portfolio allocations. I have been investing for 8 years, 5 with a CFA, I've achieved a 10x return compared to DIY efforts, totaling nearly $2m ROI. My best yet.

[@Alejandracamacho357]

Hello, I'm interested in trying this out. Who is your adviser, and how can I reach them?

[@tommychestnut5335]

KATHLEEN CHERYL CONSTANTZ is who I work with. Have worked with her for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@Patriciacraig599]

Kathleen sure knows her onions in this industry, from her intimidating profile which I went through, on her web home page. I started off last year tailoring a colleague's tradin strategies but it didn't pan out well. Hopeful that Kathleen will attend to my message.

[@Particamuwowo]

I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.

[@CharlesT.Foster]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off

[@JasonB.Chisolm]

I can only speak from my experience when I advise seeking professional advice. It looks like a smart bet if you don't know where to get an experienced one, but if you don't know anything about the market.

[@JamesKjones-n7r]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??

[@JasonB.Chisolm]

I have a female advisor named Stacy Lynn Staples. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.

[@JohnNgomba-k3v]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@benitabussell5053]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@BenTodd-fl8nv]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@Theresaa12]

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

[@Debbie.Burton]

Despite my rookie knowledge of investing, I have a financial advisor who did the trick in a bit more than 6 months after a lump sum capital of $500k, and I've so far made a fortune. I'm now buying real estates, gold and silver as advised by my FA.

[@EverlyndPerez]

I could really use the expertise of this advsors

[@Debbie.Burton]

Her name is ‘Marissa Lynn Babula’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@SoledadHughes-q2i]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@ErikaBailey-x8g]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.

[@SlavoPetrovic]

It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro. Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@StalinUndav]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@SlavoPetrovic]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@NikitaMcLauren]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@DesireeJames-q1z]

I've been working hard to save money and contribute to early retirement and financial independence, but the economy has destroyed the majority of my portfolio since the pandemic. I want to know if I should continue to make contributions to my portfolio in these erratic markets or if I should look into other industries.

[@JoshuaKerr-m4u]

Invest for as long as you can in the S&P 500 ETF. As much as you can, do it. Let compounding do its thing and try not to take this money out. Put patience and a long-term outlook first. Most essential, take financial advice into account to make well-informed purchasing and selling decisions.

[@Bako-b8j]

Most people minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@DavidLucas-so8rr]

You appear to know the market better than we do, so that makes great sense. Who is the coach?

[@Bako-b8j]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@Bridget-l7p]

She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII.

[@AlexanderOwenb9l]

Investing in stocks is planting a tree for your future; with patience, it will bear fruit."

[@AidenLiamf7q]

Absolutely Just like a tree, investments need time and care to reach their full potential.

[@NatalieHannahq3g]

Working with a financial adviser helped me develop a tailored investment strategy, leading to significant growth in my portfolio.

[@MasonJacobo2w]

I'd love to be introduced to a trustworthy adviser who can help me develop a personalized investment strategy.

[@NatalieHannahq3g]

I completely agree! Nicole Anastasia Plumlee is the licensed advisor I trust. Just look up her name, and you’ll find the details to set up an appointment.

[@MasonJacobo2w]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@NOOB_Gaming0.0]

We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some *DaleValskov* Thanks for keeping us informed during this times of doubt?

[@ianaka007]

I heard that had fantastic results! made me a 1,000% return last year!

[@caseybills5517]

I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.

[@cowell621]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@StacieBMui]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@StocksWolf752]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

[@StacieBMui]

Her name is Rebecca Nassar Dunne can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@crystalcassandra5597]

Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon.

[@cloudyblaze7916]

I like how dividends balloon the longer you invest. My problem, though, is one of capital allocation. I want to invest maybe 70k and then grow that overtime. Any advice on how I could go about?

[@ericmendels]

It's really not that difficult, but if you don't know how it works, it's best to get a financial advisor who could guide you.

[@gregorywhem]

I agree. There are pros, and there are non-pros. People who really rip the market are either hedge funds, or individuals who use professional advisors, else you are better off buying index funds. But you could make way much more-- I'm talking 10x more-- if you use a financial advisor.

[@mohican-jx6fx]

Wow, that makes sense. Can I ask for a recommendation of a good advisor? I know there can be many out there.

[@gregorywhem]

Yes, there are. *Jennifer Leigh Hickman* is the manager I personally work with. Just research her name and you'll find necessary details to set up an appointment.

[@FeelMyTruth]

Thank you for this. I'll send her an email, and I hope I'm able to make something out of it.

[@MollyShorters]

So I’ve saved up $221k in my emergency fund (yes, really), and now I’m staring down this whole 'dividend investment' rabbit hole. Is this what success looks like? Or should I just put it all on red at the casino? 😂 Looking for a head start here. Thoughts?

[@NancyFranciss]

Nice stash! Honestly though, dividends are cool if you want steady income, but don't sleep on diversification. Maybe talk to a real investment advisor before diving in? Can’t hurt to have some pro advice to back you up.

[@claireNymans]

Exactly! I’m in the same boat-saved up, ready to invest, but man, finding the right advisor feels like dating. How do you even know where to start?

[@NancyFranciss]

There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with ‘' Linda Aretha Reeves” for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.

[@claireNymans]

Just looked her up! Linda Aretha Reeves seems legit! Exactly what I’ve been needing to get my financial journey on track. Thanks for the tip!

[@SilvesterMiles-y4j]

Watched Linda Aretha on Bloomberg finance summit 4 years ago and her presentation was terrific!

[@HopesKruses]

I think it's important to stick to stocks that are immune to economic policies. AI stocks that have the potential to power and transform future technologies. It seems AI is the trajectory most companies are taking, including even established FAANG companies. Maybe there are other recommendations?

[@KarenDuncan-o5s]

I bought into NVIDIA around September last year because my financial advisor recommended it to me. She said the company is selling shovels in a gold rush. It accounted for almost 80% of my market return this year.

[@IngoKociper]

@@KarenDuncan-o5s That's a great analogy and I love the insight. Professionals could make a really big difference in investing, and I think everyone should have one. There are aspects of market trends that are difficult for the untrained eyes to see.

[@HopesKruses]

@@IngoKociper This sounds considerable! Do you know any advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.

[@IngoKociper]

@@HopesKruses The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.

[@HopesKruses]

@@IngoKociper Thank you for this tip. It was easy to find your coach's webpage by looking up her name online, She seems proficient considering her resume.

[@GabrielAnthony-09]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@HudsonEthan-00]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@GabrielAnthony-09]

@@HudsonEthan-00 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@HudsonEthan-00]

@@GabrielAnthony-09 My advisor is VICTORIA CARMEN SANTAELLA;

[@HudsonEthan-00]

You can look her up online

[@LukeSamuel89]

@@HudsonEthan-00 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@debbygradley25]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@donaldwayne7023]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@JenniferDavis7630]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@EthanBrown_23]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@JenniferDavis7630]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Angelinacortez495]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Baldwin321]

Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $210K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.

[@Thomas43211]

Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@Theodore3241]

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

[@Christian67337]

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

[@Theodore3241]

“Aileen Gertrude Tippy can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@Christian67337]

Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless. .

[@Mubarak528]

*DaleValskov* has the most potential to do more than X10. ETH and BTC will most likely do a X5-X6, but that's fine for me. Gotta look for better entry points while I stake IRIS and PGEN, then wait for Polygen's next raise as I also look at their new partnership with Kenzo Ventures

[@kinggamerlive55]

I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on *DaleValskov* and a 15x on polygon are fair considering how much those two coins are interwov

[@jameswood9772]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?

[@johnlennon232]

I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.

[@alexyoung3126]

This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

[@chris-pj7rk]

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

[@alexyoung3126]

Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@chris-pj7rk]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@rpm2day]

Dave is good for getting out of debt but I'll take Warren Buffets investing advice over his.

[@billyjohnson9166]

One thing Dave never does is name the mutual funds he’s invested in. Maybe he’s no being completely honest otherwise he’d be open.

[@JeanValjean875]

Did Warren Buffet actually recommend dividend stocks though? Berkshire Hathaway has never paid a dividend. I don't think he's that keen on them either.

[@Gimmesumchorizo]

@@billyjohnson9166 of course he's not honest, he says to worship Jesus a man who never showed Elijah

[@Gimmesumchorizo]

@@JeanValjean875 yes he said to diversify in many ways, that includes Dividends that add over time

[@jakobemoore4625]

@@JeanValjean875 warren buffet said invest in productive assets which means they pay you along with appreciation hence why he invest in coke for in his own words he doesn’t invest in stuff without a dividend usually

[@AndersonFair-cy2bb]

As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@FaithAndrada-xo9ou]

The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.

[@BrewerVera]

Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@Raymondcraw1967RaymondCrawley]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@BrewerVera]

Rachel Sarah Parrish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Raymondcraw1967RaymondCrawley]

She appears to be very knowledgeable. I found her webpage and read through her resume, educational background, and qualifications, which were all very impressive. I have sent her an email detailing my financial goals.

[@CadeCowell-ft4fe]

Is S&P 500 a good stock to start on? Or should someone start on popular stocks such as APLE, or SBUX. I want to invest around $200K from my cash savings

[@MalikTillman-dy2qp]

A long-term approach can definitely help with navigating market volatility. Set Clear Goals, Focus on Quality Investments,Stay Patient and Avoid Emotional Reactions, and Work with a Financial Advisor

[@LindsayHoran]

Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit

[@TannerHorvath]

I'm seeking guidance. could you refer me to your advisor

[@LindsayHoran]

Yeah, she is Victoria Louisa Saylor , look her up. Anyone is free to contact her.

[@DennisJack-km8ho]

My investment journey is just getting started, and I intend to invest $150K in dividend companies in order to earn up to 30% in dividend yields annually. Do you have any advice?

[@LuvmeRos]

I believe that adding JEPI and JEPQ is a wise move. Maintaining a commitment to riskier assets requires striking a balance between your long-term objectives and your risk tolerance.

[@FrankPatrick-no8zo]

At the very least, I think a good portfolio should include three things: exposure to market-leading technology, securities that produce cash flow, and exchange-traded funds (ETFs) for greater diversification.

[@jose2212-]

I've made a fortune so far, despite my inexperience with investing. My financial advisor completed the task in a little over six months after receiving a $700K lump money. Following my FA's advice, I'm now purchasing gold, silver, and real estate.

[@alicegomez7232]

Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?

[@jose2212-]

She goes by ''Amber Michelle Smith'' a renowned figure in the financial industry with over two decades of experience. I'd suggest you research her further on the web.

[@DavidLucas-so8rr]

Curious about top investors' millionaire-making strategies, I'm eager to grow my $295,000 nest egg. Investing in stocks could provide attractive returns through capital appreciation and dividend yields. But timing is crucial - should I invest now or wait for improved market conditions?

[@trazzpalmer3199]

You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.

[@Bridget-l7p]

Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $235k to $690k despite inflation.

[@Bako-b8j]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Bridget-l7p]

Actually its a Lady. Yes my go to person is a ‘LAURELYN GROSS POHLMEIER '. So easy and compassionate Lady. You should take a look at her work.

[@RobertBrown..]

She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII.

[@dna6647]

So many bots in the comments KZbin needs to fix this. Always trying to promote some nonsense account manager

[@theparodychannel7842]

Bt I only had 2.35 in my checking account! Bt then Mary Lou Jackass talked to me and now I have 400 billion! Thank u Marinara Retinbaum Francescisass!

[@JohnDoe-yb7ps]

KZbin can't do anything lol they are too busy keeping the platform free of truth

[@southernbite3463]

Hey I don't hate . If y'all want to send me some money just hmu 😂

[@DavoStreet]

I can't say enough good things about nonsense account manager! She tripled my portfolio in a single quarter, outperforming all the major hedge funds! If you're looking for a place to invest your money, just ask me to provide nonsense account manager's contact information!

[@VisionClearly]

The bots are so bad! ...you were the 1st person that I saw in this comment thread.

[@sanjaysharma4655]

The efficiency of this *DaleValskov* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work jack!!

[@Cornuts1000]

I disagree completely. I would not buy a stock if it didn’t pay a dividend. Dividends can be an excellent source of income. When your stocks drop in value during a downturn , you buy more stock and receive a raise in your dividends. Plus most blue chip stocks raise their dividends every single year to stay with or ahead of inflation. Great retirement way of investing. But you do to save save save first to be able to achieve sizeable dividends.

[@davidpowell3347]

I believe that the reason that stocks that don't pay dividends are worth something is that as a group,they will have dividends in the future. A few of them (we cannot predict which ones) will have big dividends. That is what powers "growth" investing (at least over the long term) in my opinion.

[@captaindestruction9332]

@@davidpowell3347 while thats true id argue its better to invest in what has for decades paid dividends and increased them yearly than a possibility that a growth stock will start paying dividends MAYBE years down the line. As Kevin O’Leary said “why should I invest in something thats purely speculation? Why invest my money in to something that doesn’t pay me anything?” (He was talking about growth stocks).

[@billyjohnson9166]

I agree 100% I do the same

[@bobpelt]

I agree with your disagreement. Dave maybe smart by he's no Warren Buffet.

[@Andformerthingshavepassedaway]

@@captaindestruction9332 I agree completely.

[@ChrisDERUNNER]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.

[@ReginaldsKeiths]

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@ConradsViveiroses]

@@ReginaldsKeiths That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@ConradsViveiroses]

*MONICA AYAKO VOS* is the licensed advisor I use. can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@MrJumpingmaniac]

Dave's statement that you cannot pull anything out of a Roth IRA without a penalty is not quite correct. You can pull out your contributions at any time with no penalty. You just cannot touch any growth.

[@TShirtAndReeboks]

I believe he is saying that the dividend is growth and you can't pull that out to use somewhere outside of the Roth.

[@blackworldtraveler3711]

He was talking about dividends which was the purpose of the call. Dividends are not contributions and there will be a withdrawal penalty.

[@VinceCuzmono]

Dakota Lynch, I also found that to be easily misunderstood.

[@hicham7120]

No! He was talking about your contributions in a Roth IRA, he specifically said : you cant pull ANYTHING out of a Roth IRA till 59 and a half..... Which is wrong.

[@WheresWaldo05]

*capital gains

[@cashflow68]

I fully retired at 54 and living off of my dividends. I started investing in 1984 in growth and transitioned 15 yrs ago into dividend aristocrats paying stocks. No regrets and financially free. Life is good while helping the less fortunate.

[@citizenoftheyearCC]

This is an amazing goal so many of us are striving for

[@cashflow68]

@@citizenoftheyearCC thank you, but I have to decline.

[@citizenoftheyearCC]

@@cashflow68 No worries, have a good one!

[@DoubleOddJosh]

Serious question: since you've been a dividend investor since 84, have you ever taken a major loss? Like on Enron?

[@cashflow68]

@@DoubleOddJosh I’ve never taken a huge loss but certainly small ones. If you been investing as long as I’ve been, the odds are greater to lose in the long run. It’s like saying I’m make 90% of my free throws 9/10 oppose to the person making 95% at 95/100. Currently my largest PAPER loss is VZ. But I’m not selling. Hopefully it will rebound while I collect my dividends.

[@WilliamsJones-jx1ce]

I just initiated my investment journey, planning to put in at least $80k into dividend stocks. I am project a 30% per year on dividend returns. I seek advice.

[@LiamThompson-cv9xy]

JEPI and JEPQ are smart addition to your portfolio in my opinion. As for staying committed to high risk investment, it's all about balancing your risk with your long term goals.

[@JacobWalker-jx3nf]

The market is not necessarily a rollercoaster if you know your way around it. There are many opportunities in the market today to accrue profit. If your not too conversant with the market, just buy and hold good companies with good earnings, or better still consult the expertise of a financial expert on ETFs and actively managed funds. It actually worked for me. I have made over 40% capital growth excluding dividend.

[@HarperScott-pk6uk]

Consulting the right advisor is challenging, I have been on it for sometime now. I cannot seem to get a reliable one, or maybe I am not looking in the right places. Please who is guiding you? I would really use a good recommendation at this point.

[@JacobWalker-jx3nf]

I am working with Jason Herman Pierce. He is a CFA. His cutting edge financial strategies is top notch. You will appreciate his ability to identify and mitigate potential risk to your finances as he works in accordance to your risk tolerance. You should give him a try.

[@HarperScott-pk6uk]

How do reach out to him please??

[@TylerAATW]

Technically, Investing in a index fund like VOO (1.45%) or SCHD (3.10%) pays dividends as well, which would also be dividend investing. Anything that pays a dividend is dividend investing.

[@chimchu3232]

Yes, there are dividend yield focused index funds as well. Dividends are awesome imo

[@paulharsh78]

Schd is my retirement.

[@dnah02]

I have both of those and SCHD shares get increased every year for my investment plan

[@anthonyjames4319]

I own both :)

[@kwhopper1100]

I own those .

[@joshrx2010]

“You don’t need passive income” is a bizarre statement to me. I’ll keep buying my divi’s Dave. 😊

[@Braedyn1016]

@M ETFs are really safe. $SCHD and $VTI are great, and if you're nearing retirement consider $JEPI.

[@dontmakememad6759]

Does anyone recommend someone to talk to or anything? I’m 20 and make 50k a year right now, would love to start investing but at the same time I’m super leery about it

[@jorgegeorge1344]

@@Braedyn1016 I am in SCHD. Great fund

[@Braedyn1016]

@@dontmakememad6759 The internet has amazing resources, but if you're leery, a financial advisor may be right for you. I would definitely do individual research it's crazy how much you can learn for free

[@2k3SteedaGT]

@@bobrossopinions REITs don’t pay qualified dividends so you’re going to be taxed at 30% plus on dividends from O, rather than the 15% capital gains tax rate for a qualified dividend.

[@Danpron109]

With markets experiencing significant volatility, inflation on the rise, and the Federal Reserve implementing substantial interest rate hikes, treasury yields are climbing rapidly. This has resulted to lot of losses for portfolios this quarter. I'm currently at a crossroads, considering whether to liquidate my $125k bond and stock portfolio. In this market conditions, I’m seeking guidance on how to navigate this uncertainty and potentially capitalize on the situation.

[@kigletmary56]

I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.

[@Donaldsmith109]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@gracegomez109]

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

[@Donaldsmith109]

Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@gracegomez109]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@starwreck]

Yes it is a great way to invest. Just dont chase yield. Buy high quality companies that continually raise their dividends.

[@GuitarsAndSynths]

Exxon has good dividends.

[@fighteroffuture1476]

I do invest but only in the dividend king.

[@zesolodar]

@@fighteroffuture1476 and aristocrats

[@fighteroffuture1476]

@@zesolodar you are so right. And by doing so you can create an diverse profile. Great point you made. Thank you!

[@AJohnson0325]

Yes. The dividend growth rate is very possibly even more important than dividend yield but there are many other factors to look at too.

[@adamtanner343]

The etf SCHD is basically an index fund of strong companies that pay out dividends. It only has an expense ratio of 0.06% and has performed well since it came about 10 or so years ago. I highly recommend people consider adding it to their portfolio. With enough time, you can use those dividends later in life to largely live off of without touching the principle.

[@irenaeusofpensacola]

SCHD is one of my favorite ETFs.

[@TheBeagle1956]

SCHD outperformed the S&P 500 over the past five years.

[@mikederucki]

This should be a pinned comment

[@dietkebab]

You're correct. The FTSE 100 equivalent even yield more. IUKD.L

[@skylorcarter2675]

How do I add it to mh portfolio i am a beginner

[@williamyejun8508]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@alexyoung3126]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

[@bobbymainz1160]

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@jameswood9772]

thats really massive!How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@bobbymainz1160]

Melissa Maureen Ward’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@jameswood9772]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

[@bluecollarbullionballer4269]

Another example of Dave is great to help you get out of debt.Investing not so much.We all need to educate ourselves and do what best suite our goals and needs.

[@miso84]

Agree.

[@jordanmadden7388]

Guarantee Dave has made much better returns on investments doing exactly what he says he does than you have. KZbin commenters think they know everything.

[@bluecollarbullionballer4269]

@@jordanmadden7388 lmao yes he has made alot of money selling programs and running his business. just not my cup of tea for investing.Are you debt free including your home?I am and I used Daves program to do it.Dont make people your Deity.We all can chose diffrent things.Just not a zealot been debt free for 10 years.

[@RabianskiT]

⁠@@jordanmadden7388 Listen to Ben Felix, how he DESTROYS Dave Ramsey’s investing advice regarding Safe Withdrawal Rate. As Bluecollar said above, Dave gives great advice for the COMMON FOLK regarding general stuff (being debt free, lowering taxes etc). However, he’s NO EXPERT at stock market.

[@ReiShirouOfficial]

@@bluecollarbullionballer4269guy above is a boomer

[@georgestone0123]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024??

[@ibrahimaisaadan]

I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed income is the safest bet for now. Save your cash for when the market actually shows sign of recovery.

[@tahirisaid2693]

This is why I entrusted a fiduciary with my investment decisions. Many advisors underestimate until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far.

[@AngellLevey]

my partner's been considering going the same route, could you share more info please on the advisor that guides you.

[@tahirisaid2693]

My CFA Julianne Iwersen Niemann, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@AngellLevey]

Thank you for sharing, I must say, Julianne appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

[@Mr_Francois14]

Terrible advice. Nothing wrong with dividend investing in stable companies.

[@chimchu3232]

It really is terrible advice. You can do both as well, I like a good mix of high growth tech stocks, and high dividend yield stocks. Some dividend funds payout monthly, who wouldn't want natural appreciation, plus bonus monthly income?

[@Mr_Francois14]

@@chimchu3232 yep. I do both myself. I have my dividend stocks and my index funds like VOO lol my goal is to live off my dividends.

[@paulharsh78]

SCHD

[@dnah02]

@@paulharsh78 I have that the dividend was good today

[@Mr_Francois14]

@@paulharsh78 yes I have that one in my M1 finance portfolio

[@SwissMaryland]

Hello I wish to start investing but I don't know where to begin, any advice or contact for help?

[@MackReagan-x8u]

It is wise to seek professional guidance when building a strong financial portfolio due to its complexity

[@SaintPaschal-h5c]

Talking to expert like Ava Harris to reshape your portfolio is a very smart move

[@EmmanuelNewman-v1y]

Certainly! I diversified my $35,000 portfolio across different markets.

[@JadenSmith-n7c]

I made a net profit of around $117k by investing in high dividend yield stocks, ETFs, and equity.

[@SoniaJoshua-z9n]

The reality is that you can't do it without a tried and true person like Ava.

[@scottarmstrong11]

The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.

[@monicawill5]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@Johnlarry12]

I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital asset, i accrued over $80K in dividends last year

[@emiliabucks33]

@@Johnlarry12 I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@Johnlarry12]

I have “Vivian Carol Gioia” as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so.

[@emiliabucks33]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@ThatGuyOnYoutube2]

If you reinvest dividends to acquire more shares that produce more dividends to reinvest, it will compound on itself

[@dnah02]

That's what I do. invest money and dividend payouts get stacked with the money I put in and I keep buying.

[@mountainmonkey15]

And then you don’t have to sell equity in retirement. You just let the dividend payouts pay the bills. During a recession dividend stock holders living off the income are generally not too affected. Unless they cut the dividend

[@dnah02]

@@mountainmonkey15 I use ETF rather than individual stocks but I want to build something so when I pass I can give it to my kids.

[@mountainmonkey15]

@@dnah02 You can give any type of stocks to your kids

[@dnah02]

@@mountainmonkey15 I know but I want to build some my ETFs and if they want they can try out individual stocks. I like the idea of passing on assets.

[@stuartjames1862]

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45

[@danieljamal3709]

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

[@veramonique1724]

Having an investment adviser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a while now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we avg joes don't know

[@devdaniel3225]

Who’s the person guiding you

[@veramonique1724]

credits to *MARTHA ALONSO HARA* , one of the best portfolio managers out there. she's well known, you should look her up

[@devdaniel3225]

I just checked her out and I have sent her an email. I hope she gets back to me soon.

[@Mister_Hassan]

Dividend investing all the way 💯

[@dulcehahn12]

I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

[@Agustinschultz4]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@dulcehahn12]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant

[@dulcehahn12]

I started working with Alex back in February, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

[@dulcehahn12]

@AlexRcoin THAT IS THE USER NAME THAT IS HIS USER NAME

[@AliceAnderson-in1et]

It's amazing that you got to know Alex. He has been a blessing to me and my family.

[@TwinJalanugraha]

strong, growing company with low debt, absolutely. 3,300 shares of Realty Income here, will never sell.

[@bulls-nation5783]

What's the monthly income off that holding?

[@TwinJalanugraha]

@@bulls-nation5783 Around $740

[@BadWeatherfreak]

Savage!

[@fnayr00]

Wow good for you

[@trazzpalmer3199]

Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $450K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.

[@JenniferDavis7630]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@RobertBrown..]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@SarahTaylor_]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@RobertBrown..]

Finding financial advisors like Kenna Muriel Hesseling, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@danieltaylor--65]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@JustAName-it5qp]

There are REITS that pay monthly dividends. I started with those stocks and gave me the motivation to keep going. Seeing money come in monthly is very motivating for me.

[@Izael1701]

Yeah... too bad most REITs have lost like 80% of their price value... which eliminates their dividend value

[@thedude5040]

@@Izael1701 epr has not

[@JustAName-it5qp]

@@Izael1701 I don't jump off while the roller coaster is going down. I load up my cash and get ready to buy at a discount.

[@Izael1701]

@@JustAName-it5qp HAHAHA How long you plan on staying on that roller coaster? REITs have been losing their value for YEARS!

[@JustAName-it5qp]

@@Izael1701 your statement still won't affect my personal finance decisions, if it's working for me, I ain't changing it.

[@danielvasquez3758]

They absolutely are!! Own them stocks and get income from it without breaking a sweat?? That sounds amazing!!

[@Interestingenough4]

They can be. Some dividend stocks obviously end up going under. However, long-term, blue-chip players like Johnson & Johnson, Air Products & Chemicals, Philip Morris, Realty Income, etc. can really add up if you're patient with them. I use them as "cherries on top," while putting most of my investment money into a few "bedrock" index funds across my accounts and holding some precious metals on the side.

[@ChiragHave]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you *DaleValskov*

[@Cristian_M_]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just a few months ago and now they are multimillionaires....

[@kelseyeadelmarr6109]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@aprilclaudette2057]

​@@kelseyeadelmarr6109 You are right. Been thinking of going into gold and cyptocurrency

[@kirstenraedmund7346]

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

[@Brookeinda]

You’re right but a lot of people remain poor due to ignorance

[@kiyotofujita2178]

Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

[@hannahbrownnn]

I've admired top investors' ability to build wealth through savvy investments. Now, with $230,000 in hand, I'm weighing my options. Should I invest in stocks and potentially benefit from economic growth, dividend income, and diversification? Or should I wait for a more favorable market?

[@allisonbutlerj]

You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.

[@MiaDavis001]

A lot of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my firm. I located the most qualified advisor after searching for licensed advisors. Despite inflation, she has helped me build my reserve from $275k to $850k.

[@JanAlston-kd6yl]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@MiaDavis001]

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@calvinlewis-h2]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.

[@mary_.1peterson]

You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller

[@UsamaG-mq1jy]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@mary_.1peterson]

she's mostly on Instagrams, using the user name

[@mary_.1peterson]

FXMILLER15 💯.. that's it

[@chrisrosario-kb3nw]

Greetings, I’ve seen positive reviews of this woman Charlotte Miller for about the fourth time now, I think I’ll have to give it a try.

[@MyComedyStore]

1:44 you can pull the principal investment out of a roth ira penalty and tax free after five years. This effectively makes a Roth IRA an emergency fund that grows tax free.

[@Jaymilnere]

My take on dividends is that they may not be beneficial if a company has better uses for its capital. Instead of focusing on dividends, I suggests investing in companies with growth potential. A dividend income of $50k-70k is possible with the right companies.

[@DanielPanuzi]

I got into the market few years ago and my candid advice for a newbie is to seek help from market experts rather than KZbinrs.

[@Angelavaldess]

@@DanielPanuzi I agree with you. I started out with investing on my own using KZbin videos, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash when I invested using an advisor.

[@Higuannn]

@@Angelavaldess Thinking of giving this a try lately, but how can I reach a decent advisor like the one you use?

[@Angelavaldess]

@@Higuannn I am not one to make such recommendations but there are many managers you could check out. Personally been working with Alicia Estela Cabouli. You can see her web page for yourself and set up an appointment if you wish.

[@Angelavaldess]

@@Higuannn I am not one to make such recommendations but there are many managers you could check out. Personally been working with Alicia Estela Cabouli. You can see her web page for yourself and set up an appointment if you wish.

[@jimmymcgill6778]

And nothing wrong with dividend investments.

[@ClementRusso2]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600K in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.

[@antonnohr]

Hearing from an experienced investor who has survived the crisis and prospered is always comforting. It could be worrisome when your portfolio goes from green to red, but if you have invested in strong firms, you should just keep growing them and stick to your goal.

[@AlexanderDanielley]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@VickyAlvy]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you

[@GC-kk4et]

@@VickyAlvy scmmer

[@GC-kk4et]

@BrownPrime SCAMMER

[@LetzEat]

If I want to get out of debt, I'll listen to Dave. If I want to invest, I'll listen to Warren.

[@Language444]

came back to this video just to say im glad you said this because i found a video of warren talking about dividends and was kind of discouraged by this video, cheers

[@cybrainx72]

Dave does nt have clue about advising on investment and taxation. His business his mostly successful because of a lucky smart hire.

[@1Pueblito]

100%

[@RafaelGriggs]

I just sold a property in Portland and I'm thinking of putting the cash in stocks, I know everyone is saying it's ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@RafaelGriggs]

@BryanSherer It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro.

[@RafaelGriggs]

@BryanSherer How do I connect with her?

[@Fatcat-ss6nh]

These bots are getting out of control.

[@MXNXNNXNFXNG]

"You don't need passive income" Oh okay... guess I'm just an idiot then.

[@GuitarsAndSynths]

Dave is uber rich worth $200 million and went BK before he got lucky and super rich.

[@Ladaga1944]

passive income is not a baby step; thus it has to be a bad idea.

[@jimroscovius]

@@GuitarsAndSynths He didn't get lucky. He grew his business from a card table in the living room. Are you saying anyone who makes money is just lucky?

[@annasimons389]

@@jimroscovius people in these comments are always so jealous

[@jimroscovius]

@@annasimons389 Agreed!! They're jealous that Dave grew his business from nothing, when they want instant gratification. Slow and steady wins the race.

[@Alec-Al]

Dave Ramsey advise on buying real estate and mutual funds are just two ways of many ways that folks can invest, he shouldn't make it sound like these are the only ways to invest just because it's worked out for him. There are many investors out there in this world who have different investment strategies that have done very well for them and they stick with those as well.

[@twincherry4958]

This is what has worked for the millionairss he interviewed....he needs to interview a new set of millionaires

[@Alec-Al]

@twin cherry He’s from the old school of thought… buy a house as your coffin to die in.

[@EadsB7002]

Exactttttly! Kinda like he is also dead set on married couples doing joint accounts only. 🤦🏼‍♀️ This ain’t 1950 anymore & that strategy isn’t right for EVERYONE. The key is to take your financial advise from multiple sources!

[@AJohnson0325]

I’m not a financial advisor but personally I recommend ETFs over mutual funds because of the lower fees. Some people have no idea how much they’re getting robbed by these retirement fund companies.

[@Cheveau2]

Best answer I've seen so far! If worked for you great, doesn't mean the other strategies are bad (probably didn't even do a research about it). There is a guy called Luiz Barsi who amazingly came out from nothing in a poor country and last year at age 62 is received USD300K A DAY (yes, per day) in dividends, and I'm talking about a guy who was investing in a 3rd world country stock market (much more volatile), and consistently growth his dividend portfolio and passive income every single year. His portfolio worth billions, but he doesn't care because if a single day of dividends he can pay for his entire year of living. Good for him good for Ramsey, I like to understand different points of view, when they respect each others and don't think there is only one way to get there.

[@jarvinator94]

They are both trying to make you work until you’re at least 60. If you can cover your expenses with passive income, then do that!

[@velayuthman]

Combating the impact of inflation is one advantage of owning dividend-paying stocks. This makes them a safer choice for those who don't want to take on too much risk.which is the path i'm on to hedge the losses on my $350k portfolio, but are there any drawbacks to buying dividend stocks?

[@stevensmiddlemass2072]

Well, one potential downside is that they may not offer the same rapid growth potential as riskier, smaller-cap stocks. So, it depends on your investment goals and risk tolerance. you may want to work with a financial advisor who can help with right approach.

[@Curbalnk]

Agreed. It's always wise to be proactive and consider diversifying our investments to manage risks in uncertain economic times. I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.

[@Curbalnk]

I've shuffled through a few advisors in the past, but settled with 'Monica Selena Park'' her service is exemplary and she's a genius in portfolio diversification. I'd suggest you research her further on your browser, sure you'll find her basic info.

[@SonnyBubba]

The biggest drawback is the opportunity cost. Investing in a stock that grows at 3% and pays a 2% dividend doesn’t help as much as investing in a stock that goes up 8%.

[@machutson5493]

Absolutely, allowed me to retire 2.5 years ago.

[@MrMustangrick]

Tech stocks rarely pay dividends, with the exception of Apple.

[@captaindestruction9332]

@@MrMustangrick Tencent, Microsoft, Nintendo, Sony all pay dividends and are tech companies.

[@mattjcrane]

Ibm pays dividends and has a pretty nice yield right now

[@Hawkinna]

1:49 it’s important to note that your contributions can always be taken out before 59.5. without a penalty, just not your gains.

[@rameshthangaraj]

Since April 2020, I invested in dividend stocks like OKE , PM , BTI, PBA , IRM, MO and few more .... I am very happy and its a passive income .

[@AdolphusAupry]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Grace Miller.

[@nickmcdonarld]

I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

[@GrozaGroza-ko7fn]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@HighlightsSerieATIM]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@ReuletRikki]

I'm new at this, please how can I reach her?

[@lapetiteblonde]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@CliveBirse]

Dividends are a great thing, but they’re only really effective for passive income when you either have somewheres over 20 to 25 thousand shares of a high yielding stock. Meaning you likely need to have a few hundred thousand if not more invested in it. Re-investing dividends back into the same stock certainly does snowball with compound interest, but you only really start seeing it after 20 years of never stopping and likely needing to add additional money of your own with it….so it’ll be time consuming and costly. The way I see it if you have a million dollars at some point, that’d be enough to create a portfolio that would pay you between 50 to 70 thousand in dividend income

[@ThomasChai05]

Warren Buffett suggests that dividends are only beneficial when a company can't effectively reinvest the capital for growth. Investing in dividend-paying stocks may be more suitable for those seeking stable returns from established businesses rather than aiming for portfolio growth.

[@mariaguerrero08]

It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

[@mikegarvey17]

Market's inconstancy is one of the reasons I have my daily investment decisions guided by F/A, as their skill set is built around going long and also shorting the market to maximize returns, both employing profit-oriented strategy and laying off risk as a hedge against inevitable downtrends, and when combined with exclusive analysis, it's nearly impossible not to outperform. Since the 2020 pandemic, I've made more than $1.6 million after subsequent investments thus far.

[@Susanhartman.]

@@mikegarvey17 Would you kindly suggest a professional with a range of investing options? This is quite unusual, and I look forward to hearing from you

[@diane.moore-]

This is useful information; I copied her full name and pasted it into my browser; her website popped up immediately and her qualifications are excellent; thanks for sharing.

[@MaiChiPham-fz4tr]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@damondiehl5637]

@OumarHajar That guy sucks. He cheats at golf and smells bad. I don't think he's showered in a month.

[@bassage13]

You need to do the work and look things up for yourself. If you're too lazy to do that and expect someone else to do it for you, there's no hope for you.

[@Ogden1]

Dividends are only good if the business you’re investing into can make good use of that capital. I'm still at a crossroads deciding if to invest $400k on my stock portfolio. what’s the best way to take advantage of the market?

[@AddilynTuffin]

If you're not who understands strategies to invest in the market, seek a Financial advisor to guide you.

[@kaylawood9053]

Maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

[@albacus2400BC]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@kaylawood9053]

My consultant is *Sharon Louise Count* She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

[@albacus2400BC]

I Looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her.

[@Erikkurilla01]

DID you miss out on the bull run? Bitcoin is at it's ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.

[@jessicasquire]

I’ve heard of her How can i reach her, if you don't mind me asking?

[@jessicasquire]

Thank you for sharing, I must say, Julianne appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

[@bahijarhafiri]

The thing is people often doubt the prospects of financial advisors like Julianne Iwersen Niemann in business/markets today.

[@bahijarhafiri]

Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word

[@chris.shamblin]

Smart, responsible, and disciplined dividend investing is fantastic. That is what my wife and I do, and it has been one of the best financial decisions we have ever made.

[@ianklein3045]

Dave is infallible and His way was crafted after that of God and Grandma.

[@diane261]

Would you mind sharing your Dividend investing? Thank you

[@altratronic]

@@diane261 Well-run oil and gas midstream companies are fantastic for dividend income. WMB and ENB are great examples. Limited partnerships (MLPs) can be even better, but you should never invest in these until you've researched the tax issues associated with them. MLPs are taxed entirely differently from normal stocks, and this can cause problems for people who don't understand that before they buy.

[@diane261]

@@altratronic thank you so much for replying

[@Tchild2]

@@ianklein3045 LOL

[@wisulliv]

Saying you cannot take money from your Roth until you are 59 and 1/2 is wrong. Your contributions can be taken out at any age with zero penalty. The growth is what you cannot take out until you are 59.1/2 or you will get penalized.

[@MegatPage]

I started investing in dividends with my taxable account. I used the buy and hold strategy in my Roth, adding some Berkshire B stock, SCHD, and an S&P 500 and total market exchange-traded fund.

[@StocksWolf752]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@StacieBMui]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@EleanorBaker474]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

[@StacieBMui]

Sonya lee Mitchell is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@grego6278]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@suwirwong]

My grandpa makes millions every year from deviden only. He invested in stocks since he is 30's, he told me that he kept reinvested the deviden he received plus portion of his wages for 20 years,and it snowballed . In my country there is no such things as pension funds .

[@drewseaver4531]

he makes millions from just dividend payouts? so he must have billions in the stocks ?

[@jackmack276]

Lol....is ur last name Buffet or Munger?

[@drewseaver4531]

@@jackmack276 just thinking out loud - maybe he means pesos or another currency ?

[@Tchild2]

@@drewseaver4531 20 million in invested could earn you almost two million a year (10%).

[@fernandomescalito5307]

​@@drewseaver4531 It's because of compound interest and the increasing amount of shares from the dividends reinvested. Once your portfolio reaches 100k it will take you less and less time to make an extra 100k each year it's really cool

[@goodforyou3000]

My dad set up a college fund portfolio with dividend stocks. I didn't use it and it now gives me a passive income. I still pay income taxes but they are small compared my regular income. It not a bad idea but I would diversify as much as you can.

[@muradshawar]

If you have 80 Quality stocks hard for you to lose your money

[@JamesKjones-n7r]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@JohnNgomba-k3v]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@KarenJ.Mancia]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@RobertS.Headrick]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@KarenJ.Mancia]

My CFA, Stacy Lynn Staples a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@CharlesT.Foster]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@Dannyholt33]

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

[@sattler96]

It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

[@Nernst96]

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

[@jessy830]

@@Nernst96 I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@Nernst96]

My adviser is "Colleen Rose Mccaffery" You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.

[@jessy830]

Thank you for this amazing tip. I verified her and booked a call session with her. She seems Proficient.

[@richardbloom2209]

The blanket statement that you cannot pull any money out before 59.5 without taxes and penalties is simply incorrect. Please make sure you ask a tax professional.

[@davidpowell3347]

Roth IRA is complicated and there may be a way for younger people to pull out some contributions but not earnings without having to pay if certain condition is met---having had the Roth IRA for a long time? Documentation? but easier to draw on the Roth IRA worry free if you are older

[@mathisnotforthefaintofheart]

I think Dave used a general statement, exceptions aside. As a general rule it is 59.5 and I think for the caller that is sufficient information.

[@captaindestruction9332]

Personally I think anything that increases your income is a great thing. Also imo its great to have extra income sooner so you can enjoy yourself now. Dave seems deadset on just retirement, I want that AND more income NOW.

[@DARTHDANSAN]

Thanks I was thinking about that . I’m in my 30s and don’t make a lot but have a lot cash and would like to start making generating income from besides my job .

[@buddy_love]

Exactly. you should not have to have one foot in the grave before you're able to start enjoying life.

[@dustinjacobs2434]

Peter Schiff had a nice point on that....and it's a big mood too. I prefer a higher level of savings rate, but I have felt deprived lately so I've switched to dividend etfs and short term treasuries (cause they pay a fat 5% right now), and I've decided that instead of DRIP, I'm going to YOLO my dividends to psychologically keep me motivated, even when my portfolio is going sideways or dropping in value.

[@thecurrentmoment]

To me (not retired) it seems that it's really important to make sure you have enough for retirement otherwise your life in retirement can really suck. But I think if you are on track to overshoot your retirement, then it makes sense to invest in more dividend stocks so you can enjoy life in the present. But to do that possibly at the expense of a secure retirement would be a bad idea, I imagine

[@captaindestruction9332]

@@thecurrentmomentim all for having enough for retirement, Max out IRA and put back maybe a little more etc. My main issue is this tightwad dont even think about investment outside of retirement idea Dave pushes. Like theres nothing wrong with putting 5-10 thousand a year towards dividend stocks and reaping the benefits now. Could even help more at retirement as youll have hundreds of thousands in dividend paying stocks which in turn increases your disposable income.

[@Noliving]

You actually can withdraw your contributions from a roth ira without being penalized or taxed. It is only the capital gains and dividends that you can't withdraw before the age of 59 and half.

[@missouri6014]

Thank you for stating that so perfectly so many of these financial gurus always forget to say that

[@ReachingNewDimensions]

Thanks for saying this. Never knew

[@tylersanders2388]

I actually really like my dividend investment. It’s my inheritance from my grandfather who worked at a major company and it’s maybe 1/3 of my net worth but it’s keeping my finances strong through this recession

[@Redtopper02]

Creates generational wealth. Plus it come with a stepped up cost basis upon death.

[@Dwaynebaileymusic]

You’re grandfather was a good man.

[@TheDGICrab]

Yes, dividend investing is a good idea. Living off of dividends is better than withdrawing 4-8% of your holdings each year hoping they don’t crash.

[@BenjaminMcLeod815]

I recommend diversifying your investments by considering stocks alongside real estate. During a recession, there are potential buying opportunities in the stock market if approached cautiously. Additionally, market volatility can offer short-term buying and selling opportunities. However, please note that this is not financial advice. It's important to be proactive in investing as cash may not be the most advantageous option during these

[@Blitcliffe]

You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

[@viewfromthehighchairr]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@PhilipMurray251]

I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@viewfromthehighchairr]

NICOLE DESIREE SIMON is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@PhilipMurray251]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her

[@caseydresselhouse2456]

Right when he came out with GM as the example of a "blue chip" dividend company I knew this was going south. JNJ, PEP, MCD Ramsey should have mentioned that you can make up to roughly 80k/year in dividends as a married couple TAX FREE!!!

[@lmlmlmlm7627]

What? How?

[@polster2]

unless your dividends are in a ROTH account.. the dividend income is NOT tax free on any other account!

[@mortensrensen624]

Correct. Qualified dividends in the U.S.

[@bobpelt]

ZIM

[@mj625]

@@polster2 long term capital gains on qualified dividends are indeed tax free up to 80K for a married couple.