Dividend vs Growth Stocks: How Much Risk Should You Take?

[@humphrey]

I will NEVER ask you for your info or leave my phone number. Be aware of scammers. Also scroll back UP and tap the LIKE! Thank you SO much.

[@daddyland]

I've watched a few other financial youtubers and in their comment section a lot of times there are scammers/bots asking for details but it seems they can't be blocked or reporting them doesn't do anything. Hopefully you do not get overfilled with them in your comment section... only noticed one or two comments in your videos so far.

[@wobblysauce]

@@daddyland There were 5 seen so far on this channel.

[@adamwhite202]

Is company like EA game stock growth or dividend stock srry new

[@thisismyrealname8315]

How do you meet girls, then?

[@Lemariecooper]

Private credit involves loans to private companies, often offering higher returns and diversification. Due to its complexity and risks, a financial adviser can help with due diligence, access, and risk management, ensuring investments fit your strategy and comply with regulations.

[@jessicasquire]

In the realm of private credit, diversification and a deep grasp of market dynamics are essential, particularly in volatile times. Balancing potential opportunities with prudent risk assessment can guide investors effectively through the complexities of private credit investments.

[@Erikkurilla01]

Certainly, I’ve been working with a specialized financial adviser to navigate private credit investments. Starting with an initial allocation of $100k, my adviser has strategically managed my investments, optimizing entry and exit points. This approach has grown my private credit portfolio to approximately $500k.,

[@Erikkurilla01]

Certainly, I’ve been working with a specialized financial adviser to navigate private credit investments. Starting with an initial allocation of $100k, my adviser has strategically managed my investments, optimizing entry and exit points. This approach has grown my private credit portfolio to approximately $500k.

[@Erikkurilla01]

Nicole Anastasia Plumlee the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@cpz1019]

Makes me upset every time I think about how I could’ve started learning about investing when I was 18, not 30

[@MysticSunSeed]

Don't be some people never learn or invest. Anytime you start you'll be ahead.

[@DividendBull]

Don't spend time getting upset about the past, most people don't have their act together and never will. You've got plenty of time to go, just get started as soon as you can.

[@etherwing]

I'm just learning and I'm 39, so you're ahead of me!

[@bradleydyess6541]

You've still got a lot of time left. Plant the tree now and you'll have peaches before you know it.

[@jjt171]

be glad you started at 30. some people wish they started at 60 LOL. I wish I had started when I was 16 or 18 or even last year. but I'm 21 now and I still have tons of time

[@BrandonIvan-c6e]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Donnafrank-k6e]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@BrandonIvan-c6e]

@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@Donnafrank-k6e]

@@BrandonIvan-c6e Oh please I’d love that. Thanks!.

[@BrandonIvan-c6e]

@@Donnafrank-k6e Clementina Abate Russo is her name.

[@BrandonIvan-c6e]

Lookup with her name on the webpage.

[@JK-zt4ym]

Just a note for anyone interested. If you're looking at dividend stocks, the last thing you should look at is the dividend yield. You should focus on the dividend growth. If the dividend isn't growing don't buy it.

[@yiannisv3573]

can you elaborate please?

[@JK-zt4ym]

@@yiannisv3573 when you look at high yield companies, you are often looking at companies that have unsound fundamentals and they can be borrowing money just to pay the dividend. The dividend can also be flat (not growing) which is problematic in the long run. You want a company that has a reasonable payout ratio and most importantly, a dividend that grows every year. Take 2 imaginary companies. Company A pays a 5.5% dividend and Company B pays 2.8% but the dividend is growing at 10% YOY. It won't take long for Company B to surpass Company A in income and the growing dividend will force the price to appreciate at the same time.

[@SidDesai115]

@@JK-zt4ym Is there a metric that can track the growth of a dividend over the years

[@mrc2176]

I subscribe to the "I'm scared if losing money" belief, and as such. I'm 33% VOO and 67% VUG/VGT. I don't feel comfortable picking my own stocks, instead I just simply investing in a tech and growth stock etf

[@livinthedream4479]

I feel like VTI is better than voo.

[@josephjones836]

Growth funds and only reallocate into dividend when u need stability.

[@HichigoShirosaki1]

I diversify across both growth and dividend stocks through etfs. I keep a target of 2% dividends average for my entire portfolio. I also have some individual stocks and in those I am very particular about having to see a consitent track record of price appreciation over time but i won't take any growth stock that cannor demonstrate it produces better returns than a dividend stock and it has to have at least some dividends. My reason for taking this moderate stance is because due to personal reasons, I may not be able to work until full retirement age and so I need stability. I need protection from down markets while also getting decent growth. I consider myself more of a moderate balanced invester who hedges against all scenarios.

[@ofiasdhfasoidfujasdfoh]

when you say growth stocks, do you mean only individual stocks? or does it include growth ETFs?

[@danielreyes7867]

Are there any ETFs you would recommend that are known for paying out dividends?

[@kairace]

Great video🤙🏼 Really cleared things up for me bloody hell

[@ThatFinanceShow]

Good vid, love this topic. The answer is so different for everyone. Has to be personal.

[@jfizzle301]

Your videos are so helpful. You explain things so well! Thank you! Subscribed! 👍🏼

[@thegaminghole1358]

Get a growth ETF and a high dividend ETF, dont gamble on individual stocks unless you can afford to take big losses. (also get an international etf like VXUS)

[@MakeamericaGreatagain-h7j]

Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.

[@DreamweaverShade-h9p]

You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.

[@Damncars456]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@MakeamericaGreatagain-h7j]

How do I find this Lady?

[@Damncars456]

I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

[@MakeamericaGreatagain-h7j]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly scheduling a call.

[@bradhaaf4749]

Seems to me for younger people you'd want to go with dividends Because that will add on to your Annual income allowing you to qualify for higher priced real estate which you could then pay for with your dividends... Is this a strategy ?

[@arthurgeorge808]

Buy early and Hold till your old Your growth stocks should grow and so does dividend earnings along with it But it should be a fun hobby, not a life or death decision

[@Jake51500]

Great video as always...still on the fence between growth & passive strategies...I have a substantial amount in both...but I may just take the dividends this month and put them on my mortgage...thoughts?

[@mirenny7661]

hey!! can you do a video explaining the Morning star style box?? your videos are always so simple to understand and i can't seem to find a video clear enough explaining it?? Thanks!!

[@danfor1000]

How do you identify paying dividend stocks?

[@humphrey]

You can use yahoo finance to look up their dividend yield. If it pays a dividend it’ll have a yield %

[@hermitcrypto2787]

This question though; really lol

[@amirk.2148]

would you consider ETFs in your growth or dividend group? let say a vanguard ETF

[@burkles4456]

ETFs are great for those who can’t,or don’t want to, take the time to pick a bunch of individual stocks to achieve the same diversification that an etf can bring. Of course you would make more if you did end up picking one of those golden companies.

[@princesscacpal7618]

can you do video on real estate investment? explaining REITS and comparing real estate investing vs investing in stocks. do you also have any book recommendations for beginners?

[@aretha6360]

Dear Humphrey, could you please do a video about opening up a savings account in a bank vs investing in stocks. Do you even have a savings account?

[@alissonsantos6382]

The Indiana Jones part with the Market crashing on his head made me laugh. Very nice video Humphrey. Very educative.

[@mikea8225]

Which is better to invest in cashapp or robinhood. I’m a new investor

[@dsanti4069]

Robinhood

[@StevenTheGreat_]

Cash app? Lmfao that’s not a stock broker dude.

[@Dust2LivingSoil]

5:58 😂😂😂 Jones having a hard day

[@KGood13]

Enjoying your content! How do I research what stocks to invest in? To gain information aside from just investing in large corporations like Apple, Google, etc. it seems like people have info on smaller businesses and I just don’t know where to begin. Thanks!

[@rachel.schmidt]

Thanks for explaining everything is clearly! 👏👏 your channel is so helpful!

[@humphrey]

Glad you think so! Wooo!!

[@masiahmad3662]

Another excellent content to share with others, especially new ones. Superb Humphrey!!

[@humphrey]

Many thanks Masi, you are the best

[@yiannisv3573]

But what is the ROI of dividend investing?

[@ivantan3554]

As a new investor at 25, I've saved a good sum of money as my emergency funds. Im planning to stop saving and use the money intended as savings to invest instead. Would you recommend to stop saving in all for now and just invest or continue saving a little less than before?

[@deadcell1]

I assume you meant using your emergency funds for investment opportunities. I highly advise against that. Your emergency savings is basically an insurance policy against job loss. I'll keep the emergency fund and just DCA into either growth stocks or bitcoin (since these assets grow at a fast rate than dividends stocks) then every 5 years roll the profits over into dividends stocks to produce additional cash flow.

[@X11CHASE]

No need to add more savings then it takes to mitigate an emergency. No point at all. You can always liquidate some investments if you became desperate for whatever reason. Better to have some safer investments for emergencies. In cash, you enough need enough for living expenses and any immediate emergency that might come up. Other than that you could easily liquidate stocks in 2 business days so why risk keeping more cash than you need. Inflation is a bitch

[@ggbogo935]

I'd be putting money away for a home if you haven't already.

[@cocoabiscuits]

Very helpful. I just started investing at the age of 43 and dividend investments is more my speed.

[@humphrey]

awesome to hear :)

[@jrmorales822]

Been here for 8months now. Appreciate the insights and advice! And the transparency you have with your portfolios and such 💯🙌🏽keep it up!

[@humphrey]

I appreciate that! I'm going to continue to be transparent. Thanks so much Ezekiel for being here that long.

[@jrmorales822]

@@humphrey you have no idea how much you and graham have educated me. I turned 21 last week and It’s been nice seeing my finances trending upward “slowly but surely...progress is progress” since learning more about the context you display!

[@user-cr8wo6vi8w]

@@humphrey if u buy a stock on market can u sell it on a limit ?

[@humphrey]

@@user-cr8wo6vi8w Yeah you can always set a limmit sell

[@user-cr8wo6vi8w]

@@humphrey appreciate it !!! from Vancouver Bc 🇨🇦

[@HenryLopez-uw6hy]

What about someone like me that’s 46 with only 3 years of investing?

[@doraortega8104]

Hello, I'm newish to your channel, do you have anything on Robinhood?

[@nathantournahu3955]

I'm late to the game I turn 39 next week and I have just started investing on my own outside of my 401k, what stocks would you recommend for somebody my age?

[@DividendBull]

If I were you I'd look into Realty Income (ticker symbol O). It's a stock that pays monthly dividends and has been increasing its dividend for decades.

[@deadcell1]

@Teenage Investor you should throw some bitcoin in there for growth.

[@shineinouzen7412]

Today was my very first day investing with M1 Finance. I made a $10 gain 😱

[@humphrey]

Nice 👊👊

[@SapperCell815]

Do you have a video on rolling your 401k to a Roth IRA?

[@Drone_PilotSG]

Who ever said dividend stocks had NO growth potential?

[@ac-dy7yi]

Would you recommend investing in the ARK etfs with your Roth IRA even though the expense ratios are high?

[@robert-tm3qz]

Would it be better to have one portfolio for dividends and one for growth and can they all be in just one portfolio?

[@ggbogo935]

keep it in the same portfolio for ease of maintenance

[@virus5488]

Hey, Humphrey! Can you do a video on trading after-hours? I've noticed there seems to be a lot of movement after-hours.

[@ofiasdhfasoidfujasdfoh]

so Growth ETFs doesn't count as growth?

[@mwu0088]

Great video!

[@Celty.Sturluson]

Should young investors be concerned of a potential market crash or correction?

[@humphrey]

Always a possibility but if so it would affect anyone invested into the market. The younger the better since you’ll have more time

[@andresbenitez9449]

You always post videos answering the questions I have floating around in my mind... how 😳

[@humphrey]

ALGORITHM!

[@Gigi-fc6lj]

Thanks

[@Xoffalis]

Are Dividend and Value stocks synonymous? Or are there important differences as well?

[@humphrey]

There are differences. Value investing is more geared toward finding undervalued companies and investing in them knowing that they’ll regress to the “mean” which is hopefully higher than what you invested in.

[@kornshim]

been seeing you a lot on Tiktok, glad I came across your youtube channel! Subscribed!

[@humphrey]

Ichigo!! Appreciate it brotha 👊

[@basha0810]

So here's the thing. I'm with Ally Invest. When I get dividends on some of my stocks, they reinvest them by purchasing more stock. I love that. I still have to pay taxes since dividends are considered income but the money is re-invested, if that makes sense. Winning. 😜 Glad I stumbled onto you Humphrey! 👍💲

[@humphrey]

Yup that is correct. I appreciate your comment!

[@thedarshin]

Hey Humphrey, My dad and I talk about this every weekend and we are on the opposite side of your advice. He is 56 with less money then the average person his age and is SUPER into growth over dividends 95/5 if I had to guess as he is “trying to make up for lost time”. As for me, I am really putting 85% of my money into the dividend stocks (high quality of course) and only have Tesla and Nio as my growth stocks. My thought after watching the video is more along the lines of... I wonder if the advice needs to be more like “your investing strategy needs to be based on how much longer you think you will be working vs how old you are.” I am only 26 but I don’t want to take risk like a 26 year old since I only want to work another 15-20 years. Just a thought . Great video!

[@humphrey]

Troy. Really good insight. Never thought of it that way, also probably depends on what your goals are and your current balance is. Really smart of your dad and good that you guys have these conversations.

[@angelalopez2003]

I think you're on to something! I am almost the same age as your dad (55) and trying to figure out my next investment moves. I'm torn between the two though...should I be concentrating on growth over dividend? Or, do I need to concentrate on long-run, albeit, slower returns?

[@lukeboulter0]

Hey I’m 21 and I’ve done research here and there on index funds & ETFs for the last couple years - just always been afraid to put some skin in the game. Your videos are awesome. Clean and to the point with accurate information - I also appreciate that you speak to your situation/ what you have learned. Thank you for your help, you’ve given me more confidence in taking the first step! Cheers!

[@cathleensmith4717]

Get in before the game is over.

[@nicholasjamesrabanalessere1763]

10/10 vid humphrey!

[@humphrey]

yesssir ty ty

[@reneegaytan9020]

How can I become a patrion supporter?

[@selenasaenz6127]

Random, but I love your videos, and I would be very interested to hear your thoughts on the Robinhood lawsuit regarding Alex Kearn's suicide.

[@dentistt248]

For dividend stocks, do you still have to pay taxes if you set it to automatically re-invest?

[@SpiritWolf209]

Yes. Unless it is in a tax advantaged account, you will have to pay taxes on dividends that are automatically reinvested.

[@stephenboling2313]

Don't stocks expire? Like if I buy a dividend stock won't I have to rebuy it later?

[@DividendBull]

No stocks don't expire, once you own stock in a company you technically own a small piece of that company. You can't lose it unless the company closes.

[@LowMIsty]

Is there a way too make $1000 a month with passive income dividends

[@jackd9721]

Great video Humphrey. Very informative. Do you have any tips on how to grow as a brand new KZbin channel. I have made a channel called Making Tax Simple and am aiming to educate people about tax

[@bethalunerstar4635]

Hey Humphrey! 👋🏼

[@humphrey]

Omg dont pay attention to the bots please.

[@PedroHernandez-zc4nw]

Me as a 20-year-old after watching the vid.... So what I'm hearing is... go hit up Tesla

[@PedroHernandez-zc4nw]

@Humphŕey Yang Hey humphrey! didn’t expect to for you to comment on a 3 month old vid, apprentice it man🔥

[@marcellomenji]

I'm 22 and half my portfolio is in Crypto 🥴

[@Duke_of_Prunes]

Hope you do well 🙏

[@deadcell1]

Let me guess, all of it is in SHIB and Doge

[@StevenTheGreat_]

Lol smh

[@gilbertamthor5098]

U lost me as soon as u said most watching are millennials!

[@bethalunerstar4635]

Hey Humphrey! 👋🏼

[@humphrey]

Hi! Thanks for being here