Are You Ready to Build Wealth in 2023?

[@TheRamseyShow]

Start FPU and learn how to beat debt and build wealth: bit.ly/3ZxJVo3

[@livamavi]

Is this not available for those in Canada?

[@tony56321]

Fear an anxiety does not change your past and it does not going to change your future. I HAD ENOUGH...DAVE, you change my life and my DNA. God bless!

[@dagreat4459]

​@@livamavi 1.,.,,4itw2,

[@reasonerenlightened2456]

This video is a gigantic overwhelming suffocating pile of BS! Watching it makes me whish there are laws against such way of talking.

[@hospitalitystate6945]

You still don’t understand why we’re slaves tho Dave. You don’t know about the Rothschild pact and the civil war scheme and the Jekyll island meetings. You really need to educate yourself on that. It’s not a conspiracy. Wake up it’s late in the game

[@lesstalkmoredo8613]

I was 23 when I heard this message! 33k in debt making35k😢. 2 years later debt free!!! Nothing impossible !

[@bighands69]

Now you can focus on building your wealth. Good quality mutual funds, good quality stocks and so on.

[@seanlowe4557]

😅😅😅😅

[@HotTamale-z4b]

Nice! 👍

[@messimarra2332]

Ahhhh congratulations

[@dreameryoung38]

If I had this information at your age I would be retired 😢😢😢

[@MakeamericaGreatagain-h7j]

Don't read this wrong!! this is not to brag but to motivate!! I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million . One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per yr through my super which gives me total $100,000 a yr to live comfortably . I have no debts ... Stay Motivated!!

[@Tsunaniis-j5l]

Nobody knows anything you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

[@devereauxjnr]

@@Tsunaniis-j5l A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@DreamweaverShade-h9p]

@@devereauxjnr wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@devereauxjnr]

@@DreamweaverShade-h9p credits to NICOLE DESIREE SIMON, one of the best portfolio manager;s out there. she;s well known, you should look her up

[@DreamweaverShade-h9p]

@@devereauxjnr Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her

[@margaritayavila7455]

Thanks Dave Ramsey for helping me to get rid of debt at 57 years old and turned my life around. Now enjoying retirement in Nayarit debt free and enough money to enjoy life.

[@blairkinsman3477]

Started listening to Dave before the Dow got to 10000 (the first time) .. we are debt free (including paid off house) bcz of this guy. Thanks to everyone at Ramsey.

[@pia2021]

I love Dave's transparency about the times when he was struggling. It's easier to listen to someone who went through the same financial struggles we did / are.

[@niner4life.155]

Except when he says don't wait for the government to fix your problems when he did when he filed for bankruptcy lol.

[@marionexley607]

George is absolutely BRILLIANT. He could be Dave Ramsey's son, same infectious charisma and personality, this was a brilliant live stream, thank you so much.

[@tanyagreen2053]

Teaching kids this way would save them from future debt and bring them an abundance of wealth...Thanks Dave 🥰

[@rockymountainfacet5958]

God bless Dave and everyone who works for him

[@wiseoleowl5154]

FANTASTIC. His program needs to be taught in every school in this nation.

[@melaniacalugaru9063]

IT needs to be taught wide world. I'm from România, and I'm close to be debt Free in a month. Thank you 🤗

[@octagon_009]

Amen brother

[@sj1086]

Yes I do agree 100✔️

[@shaneward697]

One million percent!

[@tyreross6513]

My financial literacy teacher had certain Ramsey videos and test in our curriculum in HS.

[@desireecaldwell6864]

Currently watching on my Tv and feeling so good about my financial future & that of my family!🎉 God bless everyone in 2023!

[@christianmattila]

I want to encourage anybody who is struggling financially, please lean into what Ramsey teaches. I’ve been through FPU 2’s and my life is radically different today. Imagine a life where you have no debt and you very rarely stress about finances. It’s more than just practical steps, the baby steps change your life; one tip I will share with you is this, before you purchase something ask yourself if it is a want or a need? Then ask yourself if you are buying it for yourself or to impress others? If it is a want or you are buying it to impress others do not make the purchase.

[@jeaniecolleen1739]

This was great. This counted as Math class for my 10th grade homeschooled today ❤

[@mindfulmamayoga8409]

Yess go homeschool!!

[@MSEDUB]

Cool beans

[@almmason7]

Love that! Great job on starting off in the right direction...😍

[@paulespinoza1994]

He is right about tracking every dollar. I used to buy lunch almost every day which was roughly $10 a day, $40 a week. I started bringing my lunch to work and instantly had an extra $300 a month. A $100 is to buy food to make lunch instead of buying but you get the point. I think almost all of us are guilty of spending money that doesn't have to be spent! A failure to plan is plan for failure.

[@bluebelle9572]

I heard ‘if you fail to plan, you plan to fail’ so much growing up.

[@AllTheArtsy]

Just set how much you need for savings/investments and fixed expenses/bills. Don't worry about the expense categories.

[@yendang5403]

Your lunch cost $ 10 buck??? that's cheap! What state do you live in??? In California, eating out for lunch cost between $20 to $30 for a basic meal without ordering something to drink.

[@flashthecorgi2053]

George and Delony’s banter is so great! Thank you all for the info tonight it was so helpful!

[@Brovillion559]

A few months ago I was talking about following the Dave Ramsey plan for a 3rd time. A co worker looked at me side ways and laughed. Said that’s stupid. Just stick to it. I replied I am. That’s why I’m on my 3rd run. Don’t give up ppl. Keep in keeping on. You will get there.

[@clarisamompremier1110]

I love Dave! He is so old school in the best way.

[@DavidTorres-vy8zz]

Thank you, Dave! Because of the information I learned from your program I'll definitely be debt free in a few months! And my wife and I arelooking forward to buying our first home this year!

[@RobArmyStrong]

George is the future of Ramsey!

[@wrenchguy2937]

The end panel was a great idea and it really got the crowd laughing. Love that dave is mixing it up. Kens body pillow. 1000/10. 😂

[@bonniehalf-elven]

My dad turned me on to sleeping with a pillow between my knees. It was an improvement from the very first night! I don't use a body pillow, but I use a regular one.

[@heatherhiggins6905]

Wow, John really lit the stage at the end… engaged with the audience. Live is his jam

[@cbgassetscompany]

Wealth building is the key to unlocking your financial potential and achieving financial freedom. It's never too early or too late to start planning for your financial future. By investing in yourself and your wealth, you can create a solid financial foundation that will provide stability and security for years to come. Take the first step towards a brighter financial future today. Start building wealth through smart investments, budgeting, and financial planning. Don't wait for tomorrow to start creating a better future for yourself and your family. Start today!

[@lizag305]

I couldn't agree more! I've been putting off wealth building for far too long, but I know now is the time to take action and secure my financial future

[@EmilyHudson-hg3bx]

This is a great reminder that it's never too late to start planning for my financial future. I've been feeling overwhelmed with where to start, but I'm ready to take the first step towards wealth building

[@ry0gakucho]

I've been interested in investing and building wealth for a while now, but I wasn't sure where to start. This motivation is just the push I needed to get started

[@chiyochiyo7628]

I just wanted to say a big thank you to CBG ASSET . Your team has exceeded all of my expectations when it comes to wealth management and I couldn't be happier with the results.

[@katashiyamamoto]

How do i get started

[@mb3938]

Thank you for the free livestream! this was amazing!

[@leticiavillarreal3689]

Thank you 🙏🏼 Best couple of hours that I spend on myself. I’m hopeful for a “Relationship Revolution” in 2022 like Dave spoke about.

[@Himdownstairs86]

I work from home and work MORE than I did in the office. I actually preferred working in the office. So I hate to hear these ignorant assumptions from old-timers who have zero clue what they are talking about as related to concepts they don't understand. Here's what I know, if you are lazy and don't do your job those people are the same regardless of whether they are in an office or not.

[@brittanyluvsyouso]

Rachel has such a fun and simple way of explaining things!

[@vhol93]

This was so awesome, can't thank you enough for making it available for free here in yt! Happy new year Ramsey team

[@gerrittv6525]

I loved the guilty as charge questions with all of them I think they LOVE working together

[@kukengamusesa6263]

Watching from Zambia, you have really helped me, the baby steps have really given me hope

[@NaturalWifeyandMamaBear]

THIS WAS AWESOME! Thanks for the laughs too y’all 😂 Love you folks ❤

[@barbarahall5514]

Yup! My dad use to say, “Get sick & tired of being sick & tired” finally I did. Great analogy “stay focused” how bad ya want it? Dave’s the bomb! “Dave is my dad reincarnate it’s uncanny….”

[@charlotteohara3330]

Love this.... current info, 2023..... never know how old some of these shows are

[@Mukajima]

Ty guys. You really give me a view/idea how to manage money. Some of the things I knew but put it together like give me clarity.

[@ThePhukst1k]

Nearly anything KZbin is poor for this. “The simple path to wealth” is the greatest mandatory read for anyone interested in investing, in my not so humble opinion. It’s an easy and relatable read too. There are dozens of exceptional books on the subject that will consume you for a year, as well provide many more years of thoughtful contemplation.

[@juanharmse6793]

This team wouldn't be the same without George. He's got jokes for days😂😂

[@radioheadfanlove]

He totally does!!! 🤣

[@eaglerulerworlds3807]

I totally agree

[@chetanjilhewar1669]

What happened to George?

[@jerryscotfield6913]

These are wonderful perspectives; I consider myself extremely fortunate to have begun investing in my early 30s and regularly compounded my income through assets to generate extra cash flow. I built a 7-figure well-diversified portfolio with exposure to many profitable investments, mostly savings accounts, equities, ibonds, and high-yield dividend funds. I will be eternally thankful to my mentor, James Fletcher Brennan. Passive income is required for long-term wealth creation.

[@clairefrewman1456]

Truly Stocks, ETFs and Mutual funds are the best investment decision you can make both short term and long term for steady money flow. Kudos

[@meredithelbert6608]

i honestly feel we should really be looking at index funds that are long term and wouldn't do so much damage, always play it safe guys especially if you don't have an FA

[@tonimhamilton2072]

Impressive!! Also, I did read about James Fletcher Brennan on the web, I was able to find his webpage and leave a mail. I'm willing to make consultations to improve my portfolio

[@morindavis7756]

Thanks for sharing. I had to google to be sure.. his credentials are really outstanding!

[@serenewhopperman2924]

i like this, i'd really love to learn pls

[@christinachef]

So far I'm half way through the video and it's amazing. So inspirational. And I'm so excited to start listening to the suggested podcast.

[@alycraig3787]

It's so fun to see you all together on one stage!

[@BosnianAJ]

Man this really opened up my eyes 👀 about the world perspectives of anger fear and more anger!!!! This is a must watch

[@michaeldavidcaseymusic]

Thanks for all you do Dave and family and friends!

[@CrazyOverParties]

Ken and the pillow was the funniest thing ever!

[@anya8221]

Gorge, I'm with you "stay home". Awesome job y'all.

[@karenmunger9070]

So good! Really enjoyed the talk at the end...laughed out loud by myself! Keep it up; you give so much encouragement and joy! God bless you.

[@moneymattersforeverybody]

Thank you for the renewed hope in 2023!

[@JohnSmith-119]

" Thank You, Jesus!" I need to hear that more. Maybe I'm not the only one.☺️

[@alannahollier2719]

Loved George Kamel's intro from Dave! Definitely a great Ramsey personality! Smart Money Happy Hour is so great!

[@brianfunk1279]

Time well spent! You all rock! Peace and love from 🇨🇦

[@SonPraisersDance]

I am praying about facilitating classes, my motivation for buying the program now. I've been through the class and made my kids do the HS version in the 90's. I've lived debt free most of my life, something my mom instilled in me. I would love to purchase the bundle for $69.

[@jaesall3519]

9:29 when he said " I'm celebrating something i haven't yet earned" i felt that.

[@benjaminsutton1461]

That event was tremendous! Thanks for sharing the video on KZbin!

[@TerryCollinsP31Lifestyle]

We did an internal study and found those without a degree performed better than those who don’t have a degree

[@ernest1324]

Excellent session about finances. Great content from beginning to end.

[@marionexley607]

I love Rachel, well done Rachel.

[@najmurray1018]

Thank you for this! God bless everyone this year and beyond🙏🏽❤️

[@jenniferfountainekuch8528]

Amazing! Thank you for the re-boost!!!

[@marionexley607]

I love that George got through the interview process with zero phd's 🤣🤣🤣

[@MariaPerez-kc8uo]

AMEN!! PLEASE CONTINUE TO PREACH MESSAGES LIKE THIS!! GODBLESS YOU DAVE:)

[@jackbauer9077]

Great show! Thank you guys so much, I needed that!

[@audioalt]

THIS IS ONE OF THE BEST DAVE RAMSEY VIDEO!

[@Bus00]

The banter at the end was fantastic! XD. But the advise and challenges made previous was so inspiring! Thank you

[@snpierson]

As a BS7, Yes LORD! This was amazing as always!

[@execuclassresumes]

Thank you for the wonderful Live Stream! For the @The Ramsey Show - Highlights .... the FPU link and cart processing feature is working now. 🙂

[@LionOfJudah83]

Can you help with my resume? What do you charge?

[@thebrianhorvath]

Consider Ken Coleman’s GET CLEAR Assessment to help!

[@FitnessDad44]

George is the man!

[@VegasMilgauss]

😂

[@princemarkied8071]

This man is a national treasure.

[@iGimmie]

Dave is such a great speaker

[@jonquindiagan7625]

Thank you for sharing your experience. Keep up the good work!

[@robino941]

Fantastic advice. Thank you for the replay! 💙

[@juliej5302]

I hope you do more of theses!! Just the hope we needed ❤❤

[@beckydmc]

This was great to see again, a bit updated from the 2022 show in Sacramento.

[@aliciaw7291]

15:57 he called it Tick Tact 😂😂😂 I love this guy

[@ximenahincapie487]

Yes!!!😂

[@radioheadfanlove]

George literally has me CRYING laughing...😭💜 hahahah he is awesome. Great job all! :)

[@SECTION.8.HOE.]

NO!!! IM GONNA KEEP TAKING HANDOUTS!!!! GIVE ME MY FREE MONEY DAVE RAMSEY!!!!!!!!!!

[@christinachef]

I was always so scared of investing while my husband is very interested in it. I really live Rachel's explanations. That and knowing I need to have the three steps completed before that, helped me so much.

[@bighands69]

The key is not to invest all your money but to put a proportion of it aside. If you diversify your investments meaning do not put all your eggs in one basket it means you will gain over the long term.

[@cyrilmilton]

One thing people fail to do (especially millennials) is INVEST. I made my first million from blue chips and top etfs using a broker so i invested and re-invested my profits. I also acquired large amount of high-quality dividend-paying stocks too that gives me a solid base of passive income. ever grateful to Olivia Maria Lucas handling my portfolio, two years now and she still surprises me, she's actually the only person i know that's richer than me haha

[@suziehovic]

Wow, great work. you surely made a good bit of money

[@suziehovic]

Did a quick web search, she has a pretty decent bio, I wrote her and l'm waiting on her reply.

[@GrahamCan]

She appears to be well educated and well read. I ran a google search for her name and came across her website; thanks for sharing.

[@Mitchjosephine]

Did a quick web search, she has a pretty decent bio, I wrote her and l'm waiting on her reply.

[@webuyhousesdenvercolorado]

I've been in real estate for 10 years and hearing all those millions who quit their jobs I know exactly why. People thought February of 2020 to June of 2022 was normal. It's never normal for the masses to make "easy money." After 10 years, I realized with set backs, challenges, losses, deals going south, all the things you didn't expect to happen in business truly takes time to become a millionaire. You can't expect it to happen in two years. It's just not normal.

[@Bullets4Bucks]

One thing that will crush ppl no matter how hard they try sometimes is chronic medical issues from a young age... the medical system can crush ppl... sure it's the minority of Americans but it's true

[@mmp495]

Great livestream! Thank you! 💕💕💕💕

[@Binsabar]

Made my first £200 k from buying ETFs and startup company’s Stocks over a year, I was able to generate good ROi monthly after tax most thanks that my portfolio is managed by one of the best fiduciary sir Arlo Eric and ever since it’s been a great source of income for short and long term

[@inix2057]

If you are done with all the research that needed to convince you to start investing, then you should not hesitate and take a leap into the investment industry. However, you must understand that just having sufficient money is a solid requirement for you to make investments in the right places and things

[@Carlosvalenquez]

Thanks for sharing, I mailed him too

[@itchyisvegeta]

Dude! George is THE Ramsey successor!

[@michaelcarter266]

They are right about how managing money isn't as hard as we think. I used to assume that it was only for smart people and was a complicated process. Learn that it is actually common sense.

[@amireallythatgrumpy6508]

It's sense alright, but no longer common...

[@pizzaguy7998]

Great video.❤ You and Gary Joe Wilde are recommendable experts every investor who wants to get rich investing must embrace closely. Unfortunately, don't know why Gary chose not to own a video channel here like other experts. He is long-established and very advanced in the field.

[@Brussardjnr]

Cardone too. BTW, Gary Joe Wilde is SEC regulated. They aren't permitted to own or operate an investing video channel.

[@kathleenstoner.n7499]

@@Brussardjnr Chris and Brian often recommended and promoted him in their early vids....It's been a while though. Learned he is a mentor to many reputable pros here.

[@sakhalittle9206]

I prefer Gary's method; very transparent i have made over 40K gain a few months with him. In all honesty, wish i had known about him earlier.

[@sonyablack2015]

@@sakhalittle9206 Same here wish I knew him before the crash.

[@jvw418]

I always appreciate the “van down by the river” quote. Makes me laugh every time! 😂

[@dakotahutchens1634]

I wish I could have replaced my entire high school education with his program it would have been way more useful

[@janicechilders4885]

Totally love you all!!❤Thank you for sharing.

[@denesecardwell8532]

I have a toilet bowl light. It changes colors. I don't think red should be one of the colors but it's the first color when it lights up

[@hockeyhalod]

Oh man.The phone stack game has been around for several years. It is a good one to drive conversation.

[@djbvida]

Thanks for doing this. Great inspiration.

[@april82daisies]

George is the best!!!! So fun

[@kelliconlan8133]

George mens underware is a real brand sold at Wal-Mart. Dr. Jon tells the truth!

[@snpierson]

That is one heck of a deal!!!!! Holy cow!

[@pinoyshortride5195]

Fired up to do some more overtime shifts

[@SovereignMoney]

"Margin gives you options" never thought I'd here Kamel talk about stocks like that.

[@AmandaRogersarock1988]

Watching this a few days later and man I wish George would bring this energy into the radio show!

[@fallu2]

I'm not too much in debt, I'm 24, but I'm living literally paycheck to paycheck, didn't was told about this by Mt dad almost the second I graduated, with id of taken rhe advice sooner

[@anya8221]

The ending so funny, I haven't laughed like this in a while. Thank you

[@TheWarriorAdam]

I love Dave and all he does, but his hate of remote work has me doubting. I am sure some people don't work from home, but this isn't everyone. These people probably don't work in the office either

[@TheMaliciousMonkey]

Righteous Gemstones vibe.

[@sanfordrund3679]

Pond is beautiful

[@lucbelcher7256]

💚 Such a great show. Thank You!

[@kedanmo01]

I really enjoyed this and the financial advice, it continues to change my life. I love you, thank you so much! I could do without the constant ageism jokes toward Dave, it's not funny it makes me cringe. If the internet is correct on John's age he had a newspaper, geezzz??

[@tekootianderson]

I really enjoyed the workshop info until the talk session at the end.