Ask Arlington: Sewer Line Repair Program

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Does the below statement in the SLWA contract not basically say that they don't cover anything? Most breaks are caused by earth shifting which is an act of God. Also, most breaks on the property are covered under homeowners insurance policies which makes them insurable. What exactly does this warranty cover? What has to happen to my line to be a covered break? "This Home Service Contract DOES NOT COVER: damage to a water line that is caused directly or indirectly by you, a third party, natural disasters, acts of God, or by any insurable causes. "