Ask Ep- 206 🔴 Immediately Exit from Quant?

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Money Purse { మనీ పర్స్ }

Money Purse { మనీ పర్స్ }

Күн бұрын

Пікірлер: 357
@MoneyPurse
@MoneyPurse 2 күн бұрын
To support our channel use the link below FYERS 👉 bit.ly/3JZwgyc
@jakkularajeev2006
@jakkularajeev2006 2 күн бұрын
Naa btech complete chesi IT lo job chesthuna , but past 5 years nundi mana channel chusi naku financial knowledge inka increase chesukoni dhani medha manchi job thechukoni chala mandhi good financial decisions thesukone laa cheyali anipisthundhe , ela nenu nerchukovali oka career guide cheyandi anna ❤❤
@LakeCity-gb1lo
@LakeCity-gb1lo 2 күн бұрын
get admission to IIM. That itself guide you to your goal
@venugopaldokala1761
@venugopaldokala1761 2 күн бұрын
Even I am also intrested, Please guide.
@Xman-hh5en
@Xman-hh5en 2 күн бұрын
Sai garu please guide in this
@bodla12rao
@bodla12rao 2 күн бұрын
Sir better to increase your knowledge in your profession instead of diverting into finance related
@knowledgeispower877
@knowledgeispower877 2 күн бұрын
Do CA
@krishnachaitanya9805
@krishnachaitanya9805 Күн бұрын
My portfolio 1. Quant small cap: 11% XIRR 2. Quant mid cap: -15.45% XIRR
@renukam9186
@renukam9186 19 сағат бұрын
Even I have quant midcap, I’m not getting what to do
@ramakrishnaak
@ramakrishnaak 2 күн бұрын
క్వాంట్ గురించి చాలా విపులంగా చెప్పి,నా భయాన్ని పోగొట్టారు.థాంక్ యు సర్
@Aves0688
@Aves0688 2 күн бұрын
Don't invest quant small cap
@rambabumandali8728
@rambabumandali8728 2 күн бұрын
ఎందుకు
@plklokiyt8349
@plklokiyt8349 21 сағат бұрын
Quant mid cap chesa bro😢
@bindumadhavi3076
@bindumadhavi3076 2 күн бұрын
Sir ur way of telling 8s very convincing. Sooo good . Removes all fears and doubts. 🎉
@syamkishore1685
@syamkishore1685 2 күн бұрын
Thank you for you info. Learnt few key things from 5'th question. Please try to pick at least one financial planning question every week.
@sudarshanreddy4460
@sudarshanreddy4460 2 күн бұрын
Iam holding Quant small cap Motilal Oswal mid Nippon large cap Parag flexi cap Invesco psu Quant infrastructure fund Groww EV ETF
@AshajyothiTallam-xt7zr
@AshajyothiTallam-xt7zr 2 күн бұрын
Go for index funds that is better option .see the past results it will b the best
@sudarshanreddy4460
@sudarshanreddy4460 2 күн бұрын
@AshajyothiTallam-xt7zr I am holding these for long term returns
@AshajyothiTallam-xt7zr
@AshajyothiTallam-xt7zr 2 күн бұрын
@@sudarshanreddy4460 ok But in index fund There is no front running issues No aum increment No fund manger changes No increase in expense ratio And also better results than active funds
@babji8958
@babji8958 Күн бұрын
Same as you sir , 80% of my funds holding 1.Quant smallcap 2.quant infrastructure 3.motilal oswal midcap 4.parag flexi cap 5.icici prudential technology fund
@manojgoud7862
@manojgoud7862 2 күн бұрын
Meeru prathi week edhoka Financial planning chesi chupustharu...Hatsoff to your Continuous Hard work Anna👌👌. Maku ma planning chuskodanike opika undadhu😂😂
@baluvardhineedi9266
@baluvardhineedi9266 2 күн бұрын
Sai garu you gave a wonderful suggestion to గురు సాయిరాం. Congratulations 👏
@nalinis6879
@nalinis6879 2 күн бұрын
Thank you for the wonderful answers Sai Garu.
@sri1u
@sri1u 2 күн бұрын
Awesome personal suggestion as a real brother.. Hats off for your efforts and empathy for your viewers
@SearchingSairam
@SearchingSairam 2 күн бұрын
Thank you so much anna 🙏🙏 miru Naa question nu Artham chesukoni question pik chesinanduku alage answer chesinanduku.. And miru cheppinatte chesta anna.... And Once again Thankyou anna
@nagarajuprem3604
@nagarajuprem3604 2 күн бұрын
It's crop loan if crop loan is 7% per annum
@SearchingSairam
@SearchingSairam 2 күн бұрын
@nagarajuprem3604 Yes Near 7 to 8%
@nanivenka
@nanivenka 2 күн бұрын
Best explain about Jindal
@Chinna0029
@Chinna0029 2 күн бұрын
Thank You brother....Quant meeda video chesinanduku ❤
@MoneyPurse
@MoneyPurse 2 күн бұрын
Most welcome andi
@hunterswarup7779
@hunterswarup7779 2 күн бұрын
Just believe in quant AmC ... You will be happy in the coming future...
@plp6161
@plp6161 2 күн бұрын
గణతంత్ర దినోత్సవ శుభాకాంక్షలు. ఎంత బాగుందో వినడానికి.
@keerthiraj3498
@keerthiraj3498 2 күн бұрын
45min Ask money purse nxt Week is more knowledge n Tqsm for the Expert interview videos more such videos team ❤
@tirupativijay5545
@tirupativijay5545 2 күн бұрын
I learnt a lot on financial matters by this channel....thnq sai garu ..
@WorldlyHello
@WorldlyHello 2 күн бұрын
What you said about bankers is correct sir. I m working in bank. We are getting too much pressure from zonal office every week regarding selling insurance.
@bhargav1923
@bhargav1923 2 күн бұрын
Thank you so much Sai garu for your wonderful view on quant and today #Ask MP
@Dwijay_Penkey
@Dwijay_Penkey 2 күн бұрын
TQ Sai Anna for giving more valuable advice on Quant Mutual funds.
@prabhakarkandula
@prabhakarkandula 2 күн бұрын
గురురాజ్ గారికి ఒక సూచన. ఆ 3 లక్షలు లోన్ తో పాడి వ్యాపారం చేస్తే ఆ 15000 లకంటే ఎక్కువే సంపాదించవచ్చు. వీటికి రాయితీలు కూడా వస్తాయి. చదువు కూడా చదువుకోవచ్చు. 2 ఎకరాలలో వ్యవసాయం కూడా చెయ్యండి.
@susheelreddykskr4146
@susheelreddykskr4146 6 сағат бұрын
Babuuu compounding anedi okati untadi telusa neku???
@ShaikShaheen-k8d
@ShaikShaheen-k8d 2 күн бұрын
Challaga undandi Annayya,mimmalni chustey genuine feeling vastundi, I trust you a lot
@sudarshanreddy4460
@sudarshanreddy4460 2 күн бұрын
Mutual funds profits purely depend on stocks holding and market fluctuations, just hold for few years you will see the gains
@lionash1344
@lionash1344 2 күн бұрын
Motilal oswal mutual funds gurinchi video cheyandi sir.....
@HaripravasthiRaj
@HaripravasthiRaj Күн бұрын
be ready for investing🎉🎉🎉
@jagand6035
@jagand6035 2 күн бұрын
Thank you sir, ok. Quant Small Cap funds lo.....puse cheyyochaa sometime. I invested sip mode Upto rs. 5 L
@chandukurapati4474
@chandukurapati4474 Күн бұрын
Hi sir, I am following your channel for sometime and your insights on the market and explanation is top nach. I have been looking into health care sector and evantually ended up at medical devices. I strongly belive medical devices industry grow further in Indian market and government also encourage in-house manufacturers, since global tensions, trump factor, digital advancements. Can you please throw your insights in this market? Thank you very much
@yvr655
@yvr655 2 күн бұрын
MP team సభ్యులకు, టోటి మిత్రులకు అందరికీ గణతంత్ర దినోత్సవ శుభాకాంక్షలు . 🎉🙏
@sairameshmaruboyina
@sairameshmaruboyina 2 күн бұрын
దయ చేసి ఎవ్వరు స్టాక్ మార్కెట్కి రావద్దు ..ట్రంప్ కి విరోచనం అవ్వడం ఒక పది సెకండ్స్ లేట్ అయితే మన మార్కెట్కి రక్తపు విరోచనాలు అవుతాయి మస్క్ జిప్ పెట్టుకోవడం మరిచి పోతే మన మార్కెట్ కి బుడ్డా దిగుద్ది ..మనది పరం బలహీన మార్కెట్ కనీసం ఐదు సంవత్సరాలన్న దూరంగా వుండండి... ఒక వేళా పొరపాటున మీకు కొద్దిగా లాభం వస్తే టాక్సుల రూపం లో దెంగేస్తారు ..stay away ...stay అవే
@anilpudota290
@anilpudota290 2 күн бұрын
True.
@chandrashekareluri
@chandrashekareluri 2 күн бұрын
2025-26 lo future vunna sector mida videos cheyandi ante defence, infra, dividend etc lo fundamentals baguna companies... Last few years I got good profit from tina and wabag
@santoshtumma6624
@santoshtumma6624 Күн бұрын
Sai garu, I have a general question. Is it good decision if we exit from one under performing fund and start investing in another fund or is it better to do SWP from the fund which we want to exit.
@sriramamurthygubbala3657
@sriramamurthygubbala3657 2 күн бұрын
Sai anna, hats off to you anna. Excellent suggestion given @25:00. You are the godfather to every money purse follower. Thank you Sai anna and I am very grateful for being a part of MP.
@VedSP-vm3um
@VedSP-vm3um 2 күн бұрын
True🙏🙏
@Rameshkarre2016
@Rameshkarre2016 2 күн бұрын
Good Explanation Sir 👏 👍 👌
@irshad821
@irshad821 2 күн бұрын
Thanks one video on EMS 😊
@MoneyPurse
@MoneyPurse 2 күн бұрын
Most welcome and noted andi
@AkhileshVanthala
@AkhileshVanthala Күн бұрын
Best suggestion ana❤❤
@THESUNTAILORS
@THESUNTAILORS 2 күн бұрын
Thank you 👍 anna meru chala opigha chepparu meru cheppy vidanam bagundi
@muraliamara
@muraliamara Күн бұрын
Hi Sai Garu, Please share your opinion on below 3 stocks. Can I take entry in this point? 1. Marine electricals 2. Pennar industries 3. Hindware home innovation limited
@bapalapradeepraju5417
@bapalapradeepraju5417 2 күн бұрын
Still watching yesterday’s Aditya garu interview.. will get back to this once I complete that.. Tq so much anna for that interview🫂 Gud morning sai anna❤
@khadharvalligundluru8908
@khadharvalligundluru8908 2 күн бұрын
Really hats off you sir for your efforts
@divya2496
@divya2496 2 күн бұрын
Super ga cheparu anna Good human being
@prasadkumar2251
@prasadkumar2251 2 күн бұрын
Thank you for the knowledge shared on this video.
@MoneyPurse
@MoneyPurse 2 күн бұрын
Most welcome andi
@MrBasha1215
@MrBasha1215 2 күн бұрын
@20:15 sai anna nuvvu keka LOL🤣
@vinod9498
@vinod9498 Күн бұрын
Port folio positive ga unnappudu vedavakku la Negative ga unnappudu 😢😢😢anipistunnayi
@ravikirankattamuri3909
@ravikirankattamuri3909 2 күн бұрын
Stock market లో active గా ఉండే వారికి ఫైనాన్స్ టాపిక్స్ మాత్రమే కాకుండా వివిధ విషయాలలో విషయ పరిజ్ఞానం ఉండాలి అని ఎందుకు అంటారో, మీరు oil rigs గురించి ఇచ్చిన వివరాలు నిరూపించాయి..
@NaveenKumar-dx3jc
@NaveenKumar-dx3jc 2 күн бұрын
sir, salary hikes kuda consider cheyali in the planning especially for below 40 years age .. most of the time we plan based on current salary .. just my thought ; but 30 year person ki meeru ichina suggestion is good one , i am not debating on that sir
@LakeCity-gb1lo
@LakeCity-gb1lo 2 күн бұрын
at the same time responsibilities , life style too go up. And nowadays the pay hike especially in IT is not beating inflation
@dfvdsful
@dfvdsful 2 күн бұрын
Saiji The questions selected are boring, only stock related /marker related ones hv value... ప్రవచనాలు.... 🙏🏿
@LakeCity-gb1lo
@LakeCity-gb1lo 2 күн бұрын
Actually stock questions are boring, as all stocks won't suite everyone. But personal finance questions , we can relate ourself somehow and learn a bit
@Srinivaslolam
@Srinivaslolam 2 күн бұрын
Good explained about Quant mutual fund. Sai bro.
@Nature4You-RCH
@Nature4You-RCH Күн бұрын
Love from UK 🥰
@sarepa953
@sarepa953 2 күн бұрын
Guru sai ram Garu Miku study midha interested lekapotha 2 acres lo pomegranate farming is very profit Kani first narchukondi pomegranate is different risk and reward ee risk anadhi mi midha adhripaduthudhi trading mechethilo undhadhu kadati farming lo minimum 10 lakhs earn cheyavachu yearly fist learn learn..
@SearchingSairam
@SearchingSairam 2 күн бұрын
Ok anna but makunna ee two acres ku water levu it's only Rain mida adharapadi untundi And miru cheppinattu Khachhithanga oka skill anedi nerchukuntaa Tqs for reply
@sarepa953
@sarepa953 2 күн бұрын
@SearchingSairam 20 cents lo water storage pond thovichuko government subsidy isthudhi pomegranate farming low water Kavali 2 days ki 5 liter 1 acre ki 370 plants 370×5 =1850 liters maku land ledhu bro lease ki thisuko miru farming chesthunanu
@SearchingSairam
@SearchingSairam 2 күн бұрын
@@sarepa953 Ok anna Dini Gurunchi Telusukunta Miru Cheppinatte First Ela Untundo Process Telusukoni Aa Tharvatha Aa Pani Chesta
@nikhilkraleti267
@nikhilkraleti267 2 күн бұрын
Currently investing Quant flexi cap 4k Pp tax saver 3k Canara small cap 3k Motilal mid cap 5k .. please review these ..should I make any changes.. with these I will continue for long term
@venkatasatyanarayanakethep2371
@venkatasatyanarayanakethep2371 2 күн бұрын
Good Morning Sai Garu
@vamseekrishnaar788
@vamseekrishnaar788 2 күн бұрын
Thank you bro for the content on Quant
@MoneyPurse
@MoneyPurse 2 күн бұрын
Most welcome andi
@balireddyyenugu7679
@balireddyyenugu7679 Күн бұрын
Remembering those memories. Discovery -1 rig construction lo naa participation kooda vundi ..😅
@surii1531
@surii1531 2 күн бұрын
Sir, JG chemical and TATA motors gurinchi okkasari cheppandi chaala days nindi adugutunaamu. Please pick this request
@ramanagodugu7238
@ramanagodugu7238 2 күн бұрын
I'm holding the same stocks, my opinion is to hold for long term
@nag233
@nag233 2 күн бұрын
Thank you Money Purse Team ❤
@Shares1010
@Shares1010 Күн бұрын
I'm invested quant momentum fund
@venureddy007
@venureddy007 2 күн бұрын
Promoter,prometer,prometer...it is true sir....99% stock we wil work on this area.. remaining all parameters comes under 1 % only.. This is the strategy which I am following since 2017.
@SaiVikramKuppala
@SaiVikramKuppala Күн бұрын
which stocks you have invested based on this startegy
@davulurisatyanarayana5719
@davulurisatyanarayana5719 Күн бұрын
Excellent advice
@user-rf7uj5vt3i
@user-rf7uj5vt3i 2 күн бұрын
Wonderful Saiji for your britherly suggestions! I really hope people would listen to you and grow.
@vinnuv6k
@vinnuv6k Күн бұрын
Anna Neku ee vishayalu alla thelusthunai chapp❤
@gundimedasaianil9403
@gundimedasaianil9403 12 сағат бұрын
@@vinnuv6k nvu pakka Nibba vi ayyana CFP bro and nvu business news chudu daily telusthunfhi niku kuda
@venkataramana31
@venkataramana31 2 күн бұрын
Thank you 🙏 Sai anna and money purse team
@dinakarnani236
@dinakarnani236 2 күн бұрын
Good Morning Sai garu, For Diversification of funds, Axis bank Gold fund lo SIP cheyocha ?
@LakeCity-gb1lo
@LakeCity-gb1lo 2 күн бұрын
goldbees
@SIVAKOTIPALLI007
@SIVAKOTIPALLI007 2 күн бұрын
సాయి తమ్ముడు గారు మీకు మీ టీం కు గణతంత్ర దినోత్సవ శుభాకాంక్షలు.
@MoneyPurse
@MoneyPurse 2 күн бұрын
Thank you so much and wish you the same andi
@sivareddy6054
@sivareddy6054 2 күн бұрын
0 quants 1 Icici 2 HDFC 3 tata 4 motilal oswal Axis
@tummalaseshagirirao6156
@tummalaseshagirirao6156 2 күн бұрын
great advice on day trading. god bless
@venkatasureshjetteboyina3495
@venkatasureshjetteboyina3495 2 күн бұрын
Thank You money Purse team...
@sramesh_srmaths
@sramesh_srmaths 2 күн бұрын
Is this right time to invest as SIP ? .. Can I start now ? . Please suggest me sai garu for right time to SIP ... Thank you .
@siv187
@siv187 2 күн бұрын
Yes, start right away
@sramesh_srmaths
@sramesh_srmaths Күн бұрын
@@siv187 Tq sir
@sureshgullepally4726
@sureshgullepally4726 2 күн бұрын
Anna waiting for this episode and kids demat account taken... Advice mutual funds for kids future
@LakeCity-gb1lo
@LakeCity-gb1lo 2 күн бұрын
All mutual funds invest into either equity or debt or gold. That wont change even the MF is for adult or kid....
@dheer1989tube
@dheer1989tube 2 күн бұрын
Please make video on PMS and best pms to invest😊
@srikanthg8006
@srikanthg8006 2 күн бұрын
What an answer for the question on Quant MF ❤ Take a bow. Miru super Sai garu
@AR-RasheedShaik
@AR-RasheedShaik 2 күн бұрын
Any openions on sagility india share long term best?
@anilpudota290
@anilpudota290 2 күн бұрын
Yes,expensive now.add on dips
@kamerasatheesh8154
@kamerasatheesh8154 2 күн бұрын
Sai gaaru,,, please explain some penny stocks, which are good to invest long run basis ....
@varapallimohan
@varapallimohan 2 күн бұрын
Meeku kooda ganathantra dinosthava subhakankshalu.
@ROCKYR70
@ROCKYR70 Күн бұрын
Hi Anna i invested in this 3 stock 1 lakh 1- GPT Infra projects(40k) 2- Kirloskar Electric (30k) 3- Eletrosteel Castings (30k) I'm in 30 percentage loss in this stocks. my question is 1) can i further invest in this stocks or sell my stocks ? 2) will this stock have future opportunities to grow because kirloskar have their family disputes and i dont know why GPT infra projects, Eletrosteel Casting falling 3) or i selected wrong stocks ? please answer my question In your coming videos sir
@JK-jm3sv
@JK-jm3sv Күн бұрын
All junk stocks
@RahulRahul-zr6wk
@RahulRahul-zr6wk Күн бұрын
Me too invested in GPT infra projects
@incognito8739
@incognito8739 2 күн бұрын
Not only Quant, All Small Cap AMCs are under- performing.
@vijayasrimammu9654
@vijayasrimammu9654 2 күн бұрын
Please do share view about exicom and sw solar stock
@gritrosrepresionn
@gritrosrepresionn 2 күн бұрын
Binance infinity ETH bug right now I just made a video to show that-
@AnilDasari1812
@AnilDasari1812 2 күн бұрын
Happy Republic day to all MP Team 🇮🇳 Nice qna Sai bro 👍
@sarathkankatala6212
@sarathkankatala6212 10 сағат бұрын
Hi sir, I have invested in tata motors and tata power having 100 + shares each. Currently it's under performing but not in loss for me. Mee opinion on these two stocks cheppagalaru anna. That helps alot to take decision. Thank you.
@nsrksubbu1720
@nsrksubbu1720 Күн бұрын
Right now quant roju below 100 matrame new Sip register avutunnai.
@nikhilvanamala9284
@nikhilvanamala9284 Күн бұрын
# AskMoneypurse Please suggest best mutual funds and there allocation also include gold and silver fund in it for long term.
@gundimedasaianil9403
@gundimedasaianil9403 12 сағат бұрын
@@nikhilvanamala9284 analysis chey bro anni sarulu andaru cheypinavi base cheysukoni invest chey kudadhu
@MYugandhar-i7n
@MYugandhar-i7n 2 күн бұрын
# Ask money purse dhani services stock next multibager??????
@krishnamurthyramala1048
@krishnamurthyramala1048 2 күн бұрын
No bro, when ever it fells drastically, then only it performs well.
@murarishettyajaykumar9123
@murarishettyajaykumar9123 2 күн бұрын
Thank you so much Sai Garu and Chandu bro for the Sunday ask money purse show for us 👍
@infosec_pradeep
@infosec_pradeep 2 күн бұрын
Happy Sunday Sai garu!
@srisaihemanth9574
@srisaihemanth9574 2 күн бұрын
Thanks for your efforts
@bharathbalaji9810
@bharathbalaji9810 Күн бұрын
How to check a particular fund is delivering more than category average ?
@saraswatidevi4978
@saraswatidevi4978 Күн бұрын
# hi sai garu Please suggetion Maa chinna ammai uk lo chaduvukoodaniki vellindi. Pedda papa married. Maa vaaru retire last year . Ee family matter yendukupettanu ante maa finanicials and responsiblities meeku teliyaali ani. Memu financial ga buden avvamu kaani support cheyyalemu. Maa ammai September 2024 lo uk vellindi After btech ms data science cheyyadaniki. Us arizona university lo admission theesukundamani last lo uk vellindi. Avanse nundi education loan teesukundi. First 6olakhs us ki sanction chesaru. 1%processing fee ani 68000 pay chesamu Uk admission ki 30lakhs chalu ani bankers tho maatladamu.vaallu 30000 return chestamu annaru .kaani eppudu daani gurunchi mail pedite response avvatam ledu. Main question: Maa ammai 30lakhs loan with 11.25%tho theesukundi. Kaani 25 lakhs teesukundi. Kaani 30 lakhs ki every month interest padutundi kada?so remain 5 lakhs ni (disbursement 30 lkhs lo remaing money)venakki vaallani teesukoomanavachha? Ee loan maa ammai easy ga or early ga teerchadaani ki chit kattamannaru .ee idea manchidena? Sai garu meeru the best suggetion estaru ani yedi anukuntunnaru? Pease next week ne naa question ki answer cheyyandi. Nenu clear ga pettanu znukuntunnanu.thxnk u zndi.
@venugopalpamajula2634
@venugopalpamajula2634 2 күн бұрын
Sir Regarding Quant Funds, question is any high level management involved or not.
@manateluguvidoes
@manateluguvidoes Күн бұрын
Is it good to invest in motilal multi cap in mutual funds.... What is the scope
@gundimedasaianil9403
@gundimedasaianil9403 12 сағат бұрын
@@manateluguvidoes one year tharavatha adhi padithey em cheysthav bro
@manateluguvidoes
@manateluguvidoes 11 сағат бұрын
@gundimedasaianil9403 so only bro asking for scope
@nagarajuaddagulla
@nagarajuaddagulla 2 күн бұрын
I agree with Sai not to think about Trading because people want to become crorepatis looking at ADS.
@Muni.P
@Muni.P 2 күн бұрын
Hi sai garu... Eepudu correction lo best stocks chapandi sai garu..
@sreenugudi8999
@sreenugudi8999 2 күн бұрын
tq sir your efforts 🎉
@harishcnreddy4017
@harishcnreddy4017 2 күн бұрын
Hi Saigaru I want write about my financial information and question where I can send , I posted comment here that would be public Thanks MP
@gopalkrishna6865
@gopalkrishna6865 2 күн бұрын
Happy Republic day SaiGaru And MP Team Thankyou 😊
@bolaganisatyanarayana6783
@bolaganisatyanarayana6783 2 күн бұрын
Happy Republic Day Sir
@Rahul-n3g5t
@Rahul-n3g5t 2 күн бұрын
Thank you
@TheStephen005
@TheStephen005 Күн бұрын
Invest on your education 👏
@Vinaynagamalla
@Vinaynagamalla 2 күн бұрын
Good morning Sai Anna ❤
@sreenig6670
@sreenig6670 2 күн бұрын
Great explanation about concentrate portfolio ❤❤🙏🙏🙏🫡
@satishkumar-gc5rk
@satishkumar-gc5rk 2 күн бұрын
Thanks for the detailed explanation 😊
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