Asking a Multi-Millionaire for Investment Advice

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The 1% Club:
Instagram: / @onepercentclub12
Linkedin: / mycompany
Sharan Hegde:
Instagram: / financewithsharan
LinkedIn: / sharanhegde95
Twitter: / financewsharan
Radhika Gupta:
Instagram: / iamradhikagupta
Linkedin: / radhikagupta2
Twitter: x.com/iradhikagupta
Edelweiss Mutual Fund
Instagram: / edelweissmutualfund
Linkedin: / edelweiss-amc
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Listen to us on Spotify:
podcasters.spotify.com/pod/sh...
Join me for an enlightening conversation with the remarkable Radhika Gupta, CEO of Edelweiss Asset Management. With extensive experience in finance and leadership, she's reshaping the landscape of asset management in India.
In this episode, we explore a myriad of captivating topics:
🌟 Radhika's strategic vision in navigating the complexities of asset management
💼 Insights into her investment psychology
🤝 How she forged valuable connections and secured mentorship opportunities
🚀 Innovative solutions Edelweiss Asset Management brings to the financial industry
📱 Addressing common challenges in asset management and investment
💰 Radhika's personal investment strategies and insights into financial planning
Whether you're an entrepreneur or a curious learner, this video is bound to offer invaluable insights. Don't miss out-dive in now and join the conversation in the comments below. Let's break barriers and inspire each other! 🗣️👇🏻
Disclaimer: This video is for educational purposes only.
Timestamps -
[0:00] : Highlights
[1:57] : Growth of Edelweiss Asset management
[2:09] : Radhika’s Personal Investments & Portfolio
[4:56] : Radhika’s Opinion on Rent Vs Buy
[7:07] : How to Pick Mutual Funds
[11:24] : Edelweiss’s Investment Strategy/ Upcoming Sectors for investments
[14:40] : Income Inequality in India/ India’s Income Gap
[18:00] : Radhika on Finfluencers
[20:27] : Reality of Financial Services /
[21:08] : Radhika’s Financial Mistakes
[22:24] : Meaning of Life according to Radhika/ Radhika’s Meaning of Life
[23:09] : The End
#financewithsharan #finance #sharan

[@Baldwin321]

Overall, 51% of investors still think it's a good time to invest in stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m thinking of investing $400k into my stock portfolio but unsure about what equities to get into.

[@Annie56427]

That's up noticeably from 41% in the second quarter again, despite shaky-looking markets in August.

[@Damon4324]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.

[@Scarlett34568]

talking about coaching, do u consider anyone worthy for recommendations? I have about 80k to taste the waters now that large cap stocks are at a discount... thanks

[@Damon4324]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, 'Aileen Gertrude Tippy turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@Scarlett34568]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@SarahTaylor_]

The absence of stock investments has left me with a sense of remorse, albeit I'm appreciative of my decision to maintain funds in the money market. With roughly $200k nearing maturity, I'm gearing up to step into the stock market. Could you advise me on suitable stocks for a beginner looking to steadily increase their capital?

[@tunnelvision3246]

Considering seeking counsel? Engaging with a financial advisor is worth exploring. While independent management is feasible, financial advisors bring a depth of knowledge and expertise to the table.

[@EthanBrown_23]

The role of advisors is frequently overlooked until individuals suffer the consequences of their emotional biases. Recalling a couple of summers ago, amid the turmoil of my lengthy divorce, I found myself in dire need of assistance to stabilize my struggling business. This led me to seek out licensed advisors, eventually connecting with an exceptionally qualified individual. Through her guidance, my savings not only weathered inflation but also surged from $275k to $850k.

[@champhallier8468]

What actions should I pursue to embrace this opportunity? I am earnestly focused on safeguarding my financial well-being and am eager to participate.

[@EthanBrown_23]

Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@JessicaThompson.]

I researched her complete name online and found her page. Following this, I sent an email and arranged a meeting with her; now, I eagerly await her response.

[@aigajenkinson2495]

I typically invest half my income in stocks monthly and hold for at least five years. However, my portfolio recently experienced a significant loss of around $150k. What should I do?

[@RickMckee-nq4ni]

Seek stocks with a history of steady, increasing dividends over years or decades, resilient even during recessions. Consulting a certified market strategist can offer valuable guidance on maximizing dividend gains or income.

[@veniceblackwood2931]

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

[@alexanderfinlay9639]

@@RickMckee-nq4ni Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

[@veniceblackwood2931]

@@alexanderfinlay9639 Kristin Amy Rose, is who i work with and she is a hot topic even among financial elitist in the states. Just browse, you’d find her, thank me later.

[@alexanderfinlay9639]

@@veniceblackwood2931 I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@TechnoAnkitIndore]

Thank you for the superb podcast. It was great listening to Radikha Ji on financial literacy!

[@prathaps4634]

Hi Sharan, I have been an active listener to all your videos and it's very informative. One suggestion please, at times we are not able to get the complete response from the interviewee because you cut them off when they are replying, with your next question. May be you can note down and ask them when they complete giving the full picture. Controlling the horses in our brain, even I am working on that. Thank You. You are doing an amazing job.

[@Nehad17d]

Yeah his editing is very poor. So many cuts. Hope he changes this. Nikhil kamath and all have 2-3 hours of podcasts and we don’t mind listening to that. So don’t understand what’s the rush with sharan to make it rushed.

[@rangarajansaravanakumar1214]

Madam RG puts strong bet on India with stats for becoming stronger financial nation. Good to hear

[@sashankpanwar]

Having your own ads in your own video is smart. Bringing a smart lady like Radhika is brilliant. I always love listening to her pov. Lovely podcast

[@manjucs2331]

Intelligent woman with real knowledge on financial system and country. Fantastic podcast.

[@user-yj9tq7vx6u]

I feel this conversation was the.. The best, thank you sir for bringing this quality 👌🔍

[@hwgsishsjns]

Honestly learnt alot from this Continue to make such videos!!

[@chhayankmulchandani4812]

Legendary work keep posting podcasts.

[@harishchandrajoshi1650]

Thank You Radhika Mam and Sharan for such an Informative Podcast

[@p.vignesh8802]

Great podcast. short and packed with knowledge. Great going sharan

[@sushmitakar7023]

She is lovely to listen to and some good tips on fund management. Great podcast

[@kaustubhdeo3143]

Amazing lady, true example of women empowerment!

[@anandwaikhom90]

❤❤❤ One video = unlimited knowledge very happy tonow at the earliest......

[@sanjaydas4158]

Radhika Ma'am just love the way you shared your thoughts ❤..

[@poojamitnapure116]

Hello sir, I just turned 18 and looking forward to start investing. I have zero knowledge about all the ways I can go for but really want you make a video for the ppl who have no knowledge, just entered in clg and want to start form 2-3K. Please shoot this one for all the beginners will be highly obliged.

[@priyankvarma]

Good Discussions once again, keep it up Sharan👍

[@shankru07]

Sharan please don't interrupt intervieee in between. We just missed few of her insights we she was about to, but u abruptly interrupted

[@raghavmathur5151]

@Sharan-> dude you got to just let your guest complete her statements. You continuously cut your stellar guests mid way (across so many of your podcasts) when they are about to just land on their valuable conclusions. I think we missed a few insights from her just for the mid way interjections.

[@roshannelson64]

Exactly my thoughts

[@sachintaware]

I guess.. At some points its edit too.

[@varunsrikanth6661]

Could not agree more!

[@vishalkarwa639]

Agree

[@manmeetkaurbaxi3855]

Or is that @Sharan just wants to keep the golden insights to himself.

[@iglesiasortiz6249]

I make 500k a year. Mind you I have no children and zero debt. I have a six figure portfolio (Stocks, crypto crowdfunding real estate, savings, and CD's) it wasn't easy. I hustled, saved, and invested my money. I always tell people "Money can't fix stupid"

[@user-ik3vn7lj9b]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

[@sanchezandres3467]

That's awesome!!! I know nothing about investment and I'm keen on getting started. What are the strategies?

[@avalosjuan9951]

Exactly, what I'm thinking about, what strategies are you using?

[@antoniomarcos7127]

"Trading is the hardest way to make easy money! But once you learn the skill you can and will change your life!"

[@cruzantonio6016]

Natural, there's a lot of math involved in forex trading. but this is often presented in forms of daunting technical charts, indicators, patterns.

[@durgaramraju222]

Excellent Executive Content ! Really loved everything about this ! #financewithsharan #radhikagupta

[@lisboaprince4513]

Best in class and content ❤

[@Bloody6122]

INDIAN youth need more sharan to grow financially. great CONTENT

[@sudhaharan5283]

Excellent Sharan… keep thriving and flourishing 🤝🏻

[@anweshsingh9164]

End of Rent Vs Buy. Beautiful

[@infopremnath]

You are doing great @Sharan🎉😊

[@chinnapramodh1991]

Good content sharan ! Primary Home is an emotional need, not to see as an investment. This gave a lot of perspective!

[@karthikmc2192]

So, in this case which is best to buy, SIP or equity???

[@kashyappatel2878]

How do we save TAX on liquidity, where home investment shares some expenses! Which we can at least shows on TAX returns! Any advice!

[@khurram4589]

Everytime gold prices rise, more mines open and drive the price down. How is that limited? How is that money? Stock is the future.

[@diptochatterjee3594]

Superb podcast 👍

[@GomathinayagamN]

Good job! This is also a Podcast worth content for people who likes to listen on the go!

[@tanyatango4197]

I think Sharan got much needed advice from her that everything is not a financial argument. I have watched a few of his episodes and he seems to miss the primary point that everything is not a math equation and that realization is the most important realization a finance person needs!

[@sunildsaullal]

Anna initha episode edde ithnda , Thank u

[@growwithvijayy]

Most quality content💯

[@user-nc1xt8qn5g]

Loved it 🙌🏼🙌🏼

[@sarfarazbohemian]

Wow! This video is for top 7-8% of population for whom Sab Changa Si! If you limit yourself to that, everything makes sense. The moment you go beyond it, every argument is flawed.

[@rishbahpandey8697]

Top 7-8 % income is around 80k-90k pm

[@Harsha32417]

thank you bro for such a useful information love bro Andhra Pradesh

[@pratikgupta8004]

Very informative 💯

[@sanskarsharma1138]

Personally, what sharan teaches in podcast i know maximum of the things but just not the CA and IT things and i am not bragging. It is bcoz for the following reasons. 1. My father worked in LIC so i have a background of that ( things which flow in our blood inherently ) even when i had no interest in money finance as i thought of all this as boring. 2. I have learned all my knowledge through ETMoney economic Times and other financial instruments which shared free information and on that time when these finfluencers or these people were approximately non-existent. 3. I never hired any broker for all this knowledge handled all my portfolios by myself from past 3 years and have consistent CAGR of 15% on average which is of the many portfolio and i also 2x my money during covid. So, in short i have really deoth knowledge but i love to listen podcast just incase i find new knowledge which i haven't read in books and just the mere exprience from these people. And it justifoes all this by sharan. I really pick key points man you really running a great channel always supported you in every way. Fkrstly through your small comedy shorts. I just want that you welcome the guests of big people like other podcasters do and ik u will man. Keep going champ 😊.

[@JessicaKeith-uj1jq]

In uncertain times, how can one outperform with the S&P 500? my money goal of $3m seems far-fetched and just saving is not an option, do I seek a license advisor to help grow my funds, or wait for a favorable economy? I have barely 5 years to retirement.

[@OliverLiam-px3vx]

patience is your best friend here, although you can benefit from the help of advisors, especially when it comes to smart financing.

[@aag7788]

She is absolutely Brilliant and Beautiful ❤

[@avnirastogi5354]

Oh, how I love this woman! 🎉

[@AshishYadav-ps3rr]

Gain helpful insights from this podcast. She is very intelligent. Previously I heard blume ventures podcast about her journey from zero to building Edelweiss what it is today ❤❤ One more thing I applied for sales role in your 1% club and they rejected me saying I'm not qualified...😢😢

[@ItsMeJoyBoy]

what is inheritance tax that Sam Pitroda ( congress manifesto advisor) talking about please explain sir ?

[@AndrewRodriguez-vl8ed]

With the current problem around the world today I think it's best everyone invest more in digital asset than Saving in banks and real estate . Just my thoughts

[@Hawxbill-he2vd]

Earning effectively is all about making smart investment choices and committing your resources to legitimate and secure platforms. It's crucial to do thorough research and due diligence before diving in.

[@BrianShannon241]

Meet Tyler Dav FX: a seasoned trader and trusted advisor whose keen market insights and strategic foresight have consistently outpaced the trends. Tyler Dav FX extensive experience and disciplined approach to trading have not only yielded impressive returns but also earned the unwavering trust of his clients.

[@AlanJuan52]

Sure With Tyler Dav FX guidance, investors navigate the complexities of the financial world with confidence, secure in the knowledge that they are supported by expertise that transforms market challenges into opportunities for growth."

[@girishankargsbs3864]

Seriously speaking her knowledge of the economy and sentences like "you can't speak India with averages" and the way she said when average income is increasing and the sectors that are going to be bullish made me understand how deep the very concept of development is ...

[@kaustavsaha1117]

Ek simple tarikha hai ki jab market sare down h to index fund pe daaldo .

[@Matrix011]

00:02 Significant growth in investment from Rs 6000 crore to Rs 1.3 lakh crore over seven years. 02:10 Investing in mutual funds and balancing equity and debt products 04:33 Owning a primary home is an emotional decision, not a financial one. 06:35 How to pick the right mutual funds for your needs 09:09 Long-term performance is important in investment decisions 11:41 India's demographics and capital sufficiency are key factors driving investment opportunities. 14:06 Rise of luxury brands in India due to increasing per capita GDP 16:27 Influencers in the finance industry and the importance of creating better content on social media 18:46 Importance of financial literacy and responsibility in giving investment advice 20:54 Early decisions about regulation and compliance in investing. 22:40 Find a sense of purpose beyond the race of life.

[@Invincibletalks]

that was amazing sharan..... no doubt she made 1.3 lakh crore by the end of the video it known

[@SarritaDevvpunje]

Thank you for this

[@kritesh88]

She's Brilliant!

[@THEADITYABJ]

❤Top 1 %

[@jaspreetmodi]

Reg. Buy vs Rent house - Bachelors will have a family at some point. You cant expect a family to keep shifting house every few years. Better buy early.

[@rishbahpandey8697]

What is early??

[@jaspreetmodi]

@@rishbahpandey8697 There could be different ideas but my idea is when one can comfortably afford to pay EMI. I was able to spare almost 60% of my salary after my 2nd job change to buy a 2 bhk apartment in a tier 2 city where i intend to settle at some point. It's rented and it's sale today will give me enough to buy a bigger apartment by only paying the difference. The difference is easily affordable and seems would always be easily afforable.

[@Cricfans443]

Dear sir can you please share some guidance for sharia complaint mutual fund

[@juhilpopat9770]

Why don't you make these conversations longer? You get to talk to the finest people around the world, I'm sure we could learn much more just by hearing them.

[@ARES-qo2yl]

I think the actual conversation is for 2hrs and they condense it down to 25mins with only the most informative and best part.

[@rohanp8645]

Yes right, shud have been longer. Anyway we can find other podcasts or interviews of Radhika Gupta elsewhere. She is really smart and inspiring

[@kirtisheelvanthakirtisheel4114]

Sir are you from Karnataka. I m from Bidar. good job sir

[@lifechangingquotes9937]

I can't understand the economic situation on india right now because in our business the purchase power of public is decreasing and money cycle in b2b buisness is worst in comparison how can we say that per capital income is increasing

[@basantchoubey5137]

good discussion, I have great regards for Radhika ji..but unfortunately didn't find any new takeaway from the discussion..its all generic which people should be aware in general.. such videos make the viewership go up 😊but not that useful to people who are watching.. I feel reading good books on investment will add more value.. though I like Sharan interview style..

[@tmsp8406]

Sometimes buying a new house becomes a need, even when you already own a parental house. Say, you got a better earning and now you want to improve your living conditions, so you move to another house in a better structured society.

[@milind1612]

Insightful to the point podcast. Kudos!

[@ryan-hz8mw]

what happened to the previous deleted video ?

[@AUGUSTINESLOBO]

9:18 *You should not be investing in the next one year.* What was that all about? 🤯

[@AnkitKumar-xl5qp]

Maine to sare savings lumsum kar Diya issi mahine 💀💀

[@kapil1arora]

Yeah. Even I was curious. Why is she saying that one should not invest in the next one year? What's wrong?

[@nitinsingh8448]

She meant ki don't invest in funds for just next one year (i.e. just for a short period of time), instead invest for a long period of time

[@anupriyakapur81]

Why did she say don’t invest for the next one year?

[@user-ks8hy4sm4g]

sharan brother is cfa a great course

[@ekta_mundhra]

Yes

[@uttiosaha4692]

Better than shorts❤

[@mgvlogs5948]

My bro is a Mech Engg and doing finance.. Kudos 😅

[@karthikraghav2070]

Staying In tail Wind Doesn’t matter in market & Will they Able to sustain & survive in Crisis Situation if happ

[@viturg]

For Young people, it is better to invest in mutual funds through the SIP route and make a pool to make a down payment for their future family home at the age of around 35-40 years old.

[@dejavu9997]

8:45 what is websites name? About all funds information I need that website sharan please tell me❤

[@Veer-theTravellingEngineer]

Bro that was her company site

[@munnaabhai-kf4yn]

American investors Mark mobius is the biggest financial guru who we should follow, he was the head of operation for Franklin Templeton,and the best mutual fund house in the world,and in India hdfc mutual fund is the best

[@prathameshkadam9702]

Listening to your parents is the best Financial advice you will ever receive ❤

[@kashyappatel2878]

How can we save TAX on liquid investments compared to real estate investment? I think she invested heavily on liquid so she must know the path to grow and as we all know mostly tax payers all mid to low level but 1% hardly pay tax…😢

[@soumitchatterjee2406]

At 9:17...Radhika ji says "you should not invest for the next one year". What was that about, i'm curious! 😮

[@gupta.ashish]

Same q

[@madhuparthasarathy62]

As per my understanding is that everyone sees the past one year returns instead of rolling returns and chooses the mutual funds. The investment is for a longer term, ie more than a year, but the benchmark most look at is only of the past year.

[@AlokKumar-qz4jo]

80 crore citizens r on free ration. So 57 percent of citizens are in extreme poverty. Do not get fooled by smooth english of colonial speakers.

[@KunalKalita-gp3jo]

Broo it's not that true I knew many people who get paid well or their earning is too good but they take those ration cards to get free food.. I knew it every well because one of my relative is officer of this ration cards distribution the people give bribes to the offcires and get the ration. So please make sure ur information 😅 don't try to get information from Google. That means I didn't say that threre are no poor in our country there is a huge amount of poor people are there that's true... but 80crs is a huge no.

[@shsi5246]

Nonsense

[@nite369]

Correct bro, if we are disturbing free ration to 80cr people means so many people are below poverty line

[@ankurgupta1999]

Bhai paid ration wale bhi to hain

[@reachmanojs]

Many land lords are also having BPL card do you think they are in poverty. Most of the population are working in MNC and their parents have BPL and their kids earning in lakhs do you think that is poverty?

[@vemananiranjan7197]

people who watched the entire video

[@explorer3401]

Man after raising funds comes with blazer now on same channel😂❤

[@howtobedone]

Mutual fund give better return compare to renting property or fix deposits but remember nobody can be rich even if he investing for rest of life

[@jiteshsingh7332]

Well 2 trillion devided by 1.5 or 1.4 billion people will not be 12 thousand dollar (10 lakh rupees)it would be around 1200 dollars (1 lakh rupees) and obviously it is an annual number which shows we aren't that rich as she is anticipating.

[@sameepkaul3697]

R u high??? Listen again and try to understand what she is saying. Dumb

[@PhilosophicalNonsense-wy9gy]

Agreed

[@ravishankarrai3963]

Radhika Ma'am said at 9:17, that you should not be investing for the next 1 year. Why did she say this and what is her opinion about this, should we save our money now and keep it in the bank and see how market behaves for the next 1 year or should we invest say 30-50% and keep 50% in bank for when market corrects itself? @Finance With Sharan

[@user-yk5lv8iw8x]

Nope! What she meant is you should invest longterm and not focus on a short span of 1 year

[@rakya2651]

Yö sharan bro sweating @ 20:44 in AC 😊plz rise the temp next time cameraman🎉 Those who noticed 👍🏻🔥 GooD clip bro infomative❤

[@omkar-il5bo5ok2x]

I just saw a video and coming to say the one thing please do not criticize banks .. on basis of your false judgment...and let people to deposit in banks ... which crucial for economy...It's just small request and i hope you will understand too.

[@muthukothaimeyyappan9159]

Wow bro, I also thought you were a CA. It'll be nice to have a video about your journey moving from Engineering to Finance 😊

[@akshaytyagi8726]

Loved it.

[@ranjithmohan6241]

The gold she speaks....

[@sundutt6205]

Why the map of India is shown, not correctly on the eastern side...?? 🥰

[@Subendra-do8pb]

Bro can you please add the website page which was said by mam

[@Veer-theTravellingEngineer]

Wasn’t that her own company

[@cusodha1]

Life is being happy.

[@ramanaidu9605]

What was meant by - You should not be investing in the next 1 year? Seems like a hint towards overpriced Indian stocks, but would like to get validated.

[@dostoevsky90]

I also paused the video at the same comment.. she just dropped a bomb there!!!

[@ARES-qo2yl]

bubble might burst and all prices may come back to normal

[@PhDLaw]

Don't praise the top 1% Or 10% of top 1%. They pay the least tax. The salaried class pays highest tax.

[@sandeeprathore8469]

No one is forcing you to stay salaried class and pay high taxes

[@PhDLaw]

@@sandeeprathore8469 don't do personal attack. It's general discussion

[@stayhealthy9125]

​@@PhDLaw👍👍👍

[@Aminroopvlog]

If this vedio in hindi or multilingual that it be mere connectable

[@SanaatanSatyaHai]

One and only answer. Start early, Buy frequently. Only buy a low cost ETF or India you call it Mutual Fund, Guaranteed to make you a millionaire.

[@jdjei-4jdjs]

I want to invest 35 lakhs please guide me

[@mohnishr5880]

That primary homes only is the appreciation market considering our population, please do a proper research

[@advaitha6053]

@5:52 naughty Sharan!!!

[@KC-xn4ok]

6000 crore to 1.3 lakh crore in 7 years turns out to be " 3.8% " average return per month

[@mercurym9137]

Why did she say - you should not be investing for next 1 year ??

[@AUGUSTINESLOBO]

Exactly my question. Hope someone answers.

[@vaidyasakshii]

She meant that we shouldn't be investing for a year but for long term...10-15 years.

[@suneelakumara5891]

Its because market is overvalued

[@CA-gq5bf]

Sharan :- He/she needs no introduction.. After some time Sharan :- She is the CEO of Edelweiss Asset management company which manages funds.... 😂😂😂😂😂😂😂

[@vrj93]

Her English speaking skill is good.

[@pratap2530]

She is head of company