MCLR (Marginal Cost of Funds Based Lending Rate) - Explained in Hindi

[@AssetYogi]

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[@zeeshanhaider8753]

I am civil services aspirant. You hv explained this topic way better than any other channel. Fantastic

[@suvashreeray3131]

Aapse acha koi nhi samjhata aur sir padhane ke intereste v na ho apke voice sunke padhena icha aur badh jata he sab kuch janeka ap samjhte itine achese thank u sir 🙏🙏🙏🙏🙏

[@rahulgiri1911]

I m a UPSC aspirant. Really you explained it in a better way. THANKS

[@AssetYogi]

Good to know that my videos are helping you. 😊

[@cricosta4754]

yes sir your videos are helping to UPSC aspirants.

[@tanishabhatt3811]

Likewise

[@AkashSharma__]

@@AssetYogi bhut helpful hai sir.. ab please EBLR ki bhi ek video lekar aao.

[@surbhihandajindal793]

i have read this topic multiple times, but it never got into my head. this video made this topic crystal clear. thank u sir....

[@rajatmehta599]

aapse acha concept koi nahi samjha sakta sir.. mne sari youtube pe search kiya tha ye topic kuch week phle khi se bhi sahi trah se samajh nhi aaya tha kyuki kisi ne is trah detail or easy language me explain nahi kiya tha. thanku sir

[@KishanGupta-xs3zo]

Rajat Mehta subodhgupta is also good bro

[@abhisekdas4841]

Aapko last year se follow kar rha hun. Bank PO interview k prep liye bht help ho rha hai.

[@deepshikhaverma2180]

2-3 video dekh chuki but satisfaction abhi Mila , great explaination

[@AssetYogi]

Good to hear that

[@AkashSharma__]

Sir please make a video on External Benchmark Rates. Taaki sab doubts ek baar mein hi clear hojaye. Aap ekdum acche se samjhate hai.

[@brijeshgupta8692]

Aam aadmi ko bhi bahut aasani se samajh me aa jayega, aapka explanation.

[@raushann001]

One of the finest explaination sir...

[@AssetYogi]

Thanks

[@shivambhardwaj4342]

Very well explained . I work in Pvt Bank but I didn't know many things about MCLR you discribed it and I understand things. There is new External Benchmark Repo Rate issued by RBI . Request you to upload a video on EBLR Repo Rate also. You are doing worderful job . Good bless you

[@ashking8606]

Topics 1.Nbfc _plr 2.Spread charges 3. Can a financial institution use plr in present time(nov 2022) 4. What is the relation between plr and rate of interest in home loan , please explain with real world example including spread charges and tenure 5. External benchmark lending rate

[@ambikasharma7097]

Sir as i am bank Aspirant so i request you to make videos on such topics which are helpful for bank Aspirants. Also, your all videos are very helpful. These helped me a lot in understanding financial terms and concepts. 🙏

[@AssetYogi]

Keep learning Ambika :)

[@vishal01885]

Sir maine ish topic ko bht dhudha khi nh smjh aya But aapne bht easy way me explain kiya thank u

[@AssetYogi]

Glad to hear that Upama 😊

[@upaya451]

Thank you so much your videos are very useful for UPSC aspirants😄😄

[@anshipanwar4287]

Explanation is so much appreciable and understandable also😊😊

[@AssetYogi]

Thanks 😊

[@finance2497]

Best Video ever on MCLR in KZbin Great video sir 🙏

[@AssetYogi]

Thanks for appreciation Rohit 😊

[@ppappu3598]

Last 50 second are easy to understand universaly. Before it was more teq. Informative.

[@arnavbhandari2409]

Thanks a lot for the videos sir. I have a couple of recommendations for your future videos ( I couldn't find a decent video explaining these): 1. Incremental Capital Output Ratio 2. Harrod - Domer Growth Model Great content as always!

[@random09191]

superb teaching skills sir. if you will make video courses for jaiib and caiib it will be the most wanted thing on you tube, no one is there who can make concepts clear like you. hats off to you sir

[@lomeshrane8393]

Better than mrunal..Sir plz take whole economy

[@Happyinsaan09]

Lomesh Rane bhai bas kar pagle rulayega kya

[@vipinsharma-mp9gz]

saabas

[@nishantmanish800]

Thank you sir mujhe toh ye marginal cost of fund and tenor premium ek black hole ki tarah lagta tha now it is clear

[@AlokKumar-fo2zd]

Thank U Sir.. It Is Too Understandable..🙏🙏

[@tsewangdorjey4878]

Beautifully elaborated, thank u so much sir🙏

[@AssetYogi]

You're most welcome

[@learnpolityforUPSC]

sir aapne bahut ache se explain kiya !!!

[@kangsaslayer5046]

Sir, bahut bhala kar rahe no aap. Thanks a lot.

[@taniyasrivastava8646]

Thankyou so much sir AAP samjhate bahot acha h Sir MCLR par questions kaise puche jate h?

[@sylviamalik1030]

Wonderfully explained! Thank you!

[@AssetYogi]

You're very welcome!

[@arifshekh9411]

I am upsc aspirant This helped me a lot !

[@avanika32]

Thank you sir your videos are really very helpful in understanding Banking policies

[@AssetYogi]

Thanks Avanika

[@UDAYKUMAR-jj3cg]

bahut badiya samjhaya.......maja aa gya...

[@devyanijhamnani1482]

Very in depth analysis of few terms. Great work. Keep it up!. 👍👍

[@AssetYogi]

Thanks Devyani :)

[@veerakumar4537]

Hi sir... I'm a finance student... Ur way of explaining is really good

[@AssetYogi]

Thank you, Keep supporting Veera :)

[@tarunkumarsrivastava5766]

MCLR is applicable for India bulls housing finance Ltd or not, please suggest . Very Very thanks for understanding term MCLR , you have presented very clear concept in short time.Very good knowledge

[@subratamukerjee3008]

Very nice.....can we please know how does LIBOR works in international borrowings...

[@salmanchauhan9064]

Bhut accha smjhaya apne

[@AssetYogi]

Dhanyawad :)

[@anupdutta7954]

Thank you Sir,,,please upload a video how to calculate MCLR based on balance sheet of a Bank.please elaborate point wise calculation

[@2917ravinderyuvraj]

You r real hearo sir.what a fantastic teaching u have. I great fan of u Sir I request to make vedio at share market income tax Thanku so much

[@jittukadu8628]

very well explain Sir. RBI’s repo rate as the external benchmark to decide their lending rates, from April 1. Under the new system which will come into effect from April 1, 2019, banks will have to link their lending rates with an external benchmark instead of MCLR. The RBI has given these options to banks: RBI repo rate, the 91-day T-bill yield; the 182-day T-bill yield; or any other benchmark market interest rate produced by the Financial Benchmarks India Pvt. Ltd.

[@aartinirmal6518]

Q

[@rabinarayanrath4017]

Thank you very much for great explanation.... Could you explain MCLR vs RRLR and what is better?

[@sachinsingh850]

Excellent video. Thanks for sharing knowledge. Please Give practical example for calculation of MCLR by taking numeric value. Thank u

[@anitkumarmohanty2034]

I follow urs video ...its more informative And descriptive ..

[@debaneel108]

Great explanation. Thank you

[@AssetYogi]

Glad it was helpful!

[@manojmaher4602]

Excellent sir I request continue this video series and took all terms which comes in RBI GRADE B EXAMS AND BANK PO which helps students during exams thanks

[@rosk9584]

Which is best interest rate MCLR or RLLR? please make one vedio and give me details

[@amazonrocks]

best video ever on mclr, thankyou sir

[@AssetYogi]

Keep learning

[@amitbhandari9618]

It's really amazing video Thank you very much 👍👍👍

[@debasishrajbehera]

Nice explanation Sir....many many thanks....very helpful....

[@AssetYogi]

Glad that you found the video helpful. 😊

[@raosk341]

It was nice explained and easy to understand. Pls send updates. Thanks

[@vishald.doshi13]

Simply superb... Sir plz make a video on QFI, FII, Fdi & Fpi

[@vipul4806]

bahut badhiya sir

[@AssetYogi]

Thank you Vipul

[@sakshaysingh666]

For the first time I got know what is this mclr

[@Prashant_equity]

You are awesome sir ! No one here share there knowledge. But you are the one who is .

[@AssetYogi]

Thanks for appreciation :)

[@sandhyak2767]

bahut badhiya !

[@AssetYogi]

Thanks Sandhya

[@viralbakhada2698]

sir your videos are too good... I just want to know one basic thing .. If I take a loan with fixed rate than how bank decide that fixed rate? In the context of current crisis like Venezuela, If there is a situation like hyperinflation then how bank decide interest rate? Can they change interest rate everyday?

[@gagandeepnahal7412]

Very nicely explained sir .. thanks a lot

[@ashishsrivastava2436]

Nice explanation, spread ka kya significance hai and iska calculation kaise karte hai?

[@subhamsarkar678]

sir...it is the best explanation on this topic

[@akhilaj7864]

Thanks for ur explanation but pls make again one video on flexi, floating rates and mclr rates and which one is best suited for consumer point of view

[@maliks.haider4538]

Good lecture by Mukul

[@zahoorzafar1068]

Sir you have got a tremendous talent. God bless you. A humble request that please extend the duration of your lectures on Bank Financial Ratios and Trade Finance, where you can explain topics in a row.

[@vidyabhushansaroj5660]

I learn a lot from you

[@NehaSingh-qk4zs]

Sir basel 1,2,3 ki details provide karein. .

[@cybergal9709]

I have been following ur videos and these are v informative and conceptual. Thnx. On a lighter note, i just noticed ur name which is quite a tongue twister. 🙂

[@pirrupdki4948]

Lucky to find ur video on u tube🤗

[@hasansaeed5235]

Good explanation.

[@rupambarman1973]

Thank you sir. I think, it'll be help me of my Professional career.

[@skm3813]

Very nicely explained

[@jayrojdiya4360]

Too good explanation sirrrrrrrr

[@AssetYogi]

Thanks Vijay :)

[@jayrojdiya4360]

@@AssetYogi sorry to say and I m not a politician but apke explanation se kuch kehna ka mun ho rha hai.....that itne achche se CAA n NRC per koi explain kr deta to shayd ye sab bycott nhi hota really God explanation strength u hav

[@rohinmaleywar1481]

Its really great asset for us living in rural areas

[@nishantcompetitiveexamexpe7992]

Tremendous sir !

[@priyankaharbola6916]

To the point, informative and very well explained...thanks sir

[@AssetYogi]

Thank you for appreciation Priyanka 😊

[@priyankaharbola6916]

@@AssetYogisir kindly explain the NHOFC..the non holding companies..their basis of formation etc, if possible. Thanks in advance.

[@geetanjalishukla7495]

Very nice explaination sir. Thank u soo much

[@AssetYogi]

Keep learning

[@sumeetvishwakarma8262]

Bohot khoob ..ty

[@AssetYogi]

Dhanywaad

[@rahulpatilcanarabank3028]

Fantastic job 👍👍

[@AssetYogi]

Thank you.

[@romeshkirpalani848]

Wonderful video!!!!

[@AssetYogi]

Thank you very much!

[@dilipsachdeva7025]

Sir. Your lecture is excellent but I request you as I have already requested you to kindly make the lectures from the points of bankers as you are considering that all the students are non bankers

[@afsarkhan-sz6vw]

Sir jan 2020 me repo rate kitna aur reverse repo rate kitna ha.

[@subodhburnwal7379]

Thax u for this video sir. Meri ek request hai, jaiib ke exam ke liye aap kuch chapter wise video de, mainly account (2nd paper ) so it will be very helpful for me and all jaiib examine candidates, bcz your way of delivery nd contains r soo good so plz do something for jaiib as soon as possible Thank you

[@AbhishekRaj-zh6sp]

superb explanation Sir

[@homihouse4296]

outstanding explaination

[@AssetYogi]

Thank you Kuldeep 😊

[@prathameshrane7607]

Great in depth

[@AssetYogi]

Thank you.

[@pankkajkhannahes9157]

Fabulous sir

[@AssetYogi]

Thanks for appreciation 😊

[@adityarazpokhrel7626]

Very useful sir!!!

[@AssetYogi]

Keep supporting Aditya :)

[@adityarazpokhrel7626]

Always sir!!!

[@romaverma1785]

perfect explanation

[@AssetYogi]

Keep learning :)

[@pulagamvamsikrishna7691]

Very Lucid.. Thanks 😇

[@sandeepbhardwaj595]

Very good and informative video sir

[@arundash2659]

Really its a very good explanation , How to know that your existing HM falls on MCLR based or Base Rate Interest , if it falls on Base Rate then how to convert to MCLR based interest.

[@aadarsh8284]

How to Draft a clause specifying a variable interest rate of MCLR plus 200 basis points. Also, cover the aspect around the change in the computation of interest?

[@vishalsadavarte428]

Sir. It was a great explanation 💯

[@AssetYogi]

Thanks Vishal 😊

[@tjk4929]

Is it applicable for march 2020 also..? Has anything changed?

[@sudhirtalekar5464]

Sir, Thank you so much. Very Informative.

[@AssetYogi]

Keep supporting Sudhir :)

[@sandippatel2042]

Loan ko half tenure me repay karna hain to sirji koi formula hain?

[@PAWANKUMAR-hd4mj]

Sir ye kcc par bhi lagu hota hai kya

[@shikharsingal7630]

Can you make a video on new norms for lending rates linked to external benchmarks like repo rates. How the deductions in repo rate will pass to borrower

[@shikharsingal7630]

Nice video. Last month RBI came up with new loan pricing regime. How is it different from MCLR? Waiting for a video on it

[@bikramvirk2128]

Sir please cover Indian economy by ramesh singh book if possible🙏🙏

[@Rural_Banker]

sir u teach great......

[@AssetYogi]

Thank you!😊

[@a.p.268]

Thank you so much for your explanation sir, this is really informative!!

[@AssetYogi]

Keep learning Amrita :)