How Many Mutual Funds should I have in my portfolio?

Discover how many Mutual Funds you should have in your portfolio. In this video, we explore mutual funds investment strategies, different types of mutual funds, and how to invest for specific goals. Learn about large cap, mid cap, and small cap funds, and how to build a balanced portfolio.
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00:15- Major investing mistakes
00:45- Why invest in Mutual Funds?
02:12- Which is the Right Mutual Fund for Right Goal?
03:18- How to invest Safely?
06:26- Sectoral funds
07:52- How many Mutual Funds per Category?
11:32- Mutual Funds for Beginners
11:57- Multi-Cap Funds
About the Video
In this video, we explore the optimal number of mutual funds for your portfolio. Thanks to the “Mutual Funds Sahi Hai” campaign, mutual funds in India are booming. We delve into mutual funds investment strategies, different mutual funds types, and how to maximize mutual funds returns. Learn about large cap, mid cap, and small cap funds, and how to build a balanced portfolio. Perfect for anyone interested in mutual funds India and looking to make informed investment decisions.
We also cover investment in mutual funds and provide tips for investing in mutual funds for beginners. Also learn how to invest for short term goals, mid term goals and long term goals. Discover the benefits of sectoral funds and hybrid funds, and how they can enhance your portfolio. This comprehensive guide is ideal for anyone looking to navigate the world of mutual funds and make smart investment choices. Whether you're investing in equities, mutual funds, or debt, this guide will help you make informed, tax-efficient decisions.
In this video, we will cover the following concepts:
• Investment in mutual funds
• Mutual Fund types
• Large Cap Funds, Mid Cap Funds, Small Cap Funds
• What are Multi cap Funds
• What are Debt Funds?
• What are Hybrid Funds?
• Short Term Investment, Mid term Investment, Long term Investment
• Right Mutual Funds for Right Goals
• What are Sectoral Funds?
• List of Sectoral Funds
• What is the optimal number of mutual funds?
• Right number of mutual funds for beginners
• How many mutual funds in each category?
• Difference between Index and Active Funds
• SENSEX / NIFTY50
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Connect with Us
INSTAGRAM - / assetyogi
TWITTER - / assetyogi
FACEBOOK - / assetyogi
LINKEDIN - / mukulm
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Website
assetyogi.com
#mutualfunds #SENSEX #investment

[@MagdaleneM-f3q]

I am retiring next yr at 55 with 3 houses paid off worth 4.5 million . One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per yr through my super which gives me total $100,000 a yr to live comfortably . I have no debts

[@TinaMyles]

You have done great for yourself. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

[@KentBrono]

Starting with investing may feel challenging, but focusing on passive income, like rental properties or REITs, can offer stable returns. Seeking advice from a financial advisor and researching high-demand rental areas can help you find investments that match your goals, ensuring future financial stability.

[@KentBrono]

My CFA Julianne Iwersen Niemann, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@its.partha..]

1 Aggressive hybrid fund 1 Flexi Cap Fund 1 Large & Mid Cap Fund 1 Small Cap Fund Enough!

[@jayantbhoi5491]

Aap purush nahi maha purush. Apka fund selection sahi hai

[@jishnu18]

Small caps are not at all required

[@SuzYouTube]

​@@jayantbhoi5491woh stree hai, kuchh bhi kar sakti hai

[@Hellosir5262]

@@jishnu18small caps are great for long terma but if you have capability to see downfall and have patience

[@sohailaga4384]

​@@jishnu18chup be lund ...for long term small cap is must

[@azadahamad6746]

Sir two year back I first see your video that changed my financial life.😊

[@kingcastro-s1p]

My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I’m currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.

[@jamespatrick7796]

Invest in real estate, ETfs and high-yield savings account.

[@lukamoore-j5y]

Just buy Gold and protect your assets, the stock market is a rollercoaster.

[@sheldongardner3150]

The market is not necessarily a rollercoaster if you know your way around the market, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on Etfs and actively managed funds.Personally, I've seen a remarkable 4 1 8 % growth in just one yr under the guidance of a fin advisr.

[@kingcastro-s1p]

How do I get one and interview them? Considering your point I won’t want to get into a bubble. Can you recommend any?

[@sheldongardner3150]

There are many independent advisors to choose from. But I work with Monica Mary Strigle and we've been working together for years and she's fantastic. You could check her if she meets your requirements. Just research the name. You’d find necessary details to work with

[@WealthDekho]

Tino cap me index fund le lo n Mid Small cap me active funds le lo.

[@v-kf9cb]

Please suggest the name

[@NarendraSingh-nf5xj]

Sir apki app se recommended equitas bank to chalta hi nhi

[@manojsuri007]

Instead of sectoral fund..go for value fund. Value investing works when growth doesnt work and still givea around 20 percent per anum returns. Eg. Icici pru value discovery fund.

[@sameervalanju]

Your all videos are very valuable, informative. Please make videos on following topics - 1 Break Even Point 2 Depreciation 3 Ammortization 4 Cash Flow Statement 5 Corpus Fund 6 Trial Balance 7 Bank Reconciliation Statement 8 Demand Collection Balance 9 Bill Receipt Challan Voucher 10 Suspense Account

[@RAVIKUMAR-vd9kf]

Koi bhi muchual fund dekh lo,, sabka return same hai lagbhag,,10yer me 500to 800%

[@SurajKumar-qd2lb]

Sir ek request hai apki VIDFIN vali app me na aap credit card, mutual fund selection and insurance topic bhi vedios banao please 😁😁😁😁👍

[@prathikkotian3389]

Correction sir at the end you said multicap is flexible It's wrong 25 percent should be in each is small mif and large cap, Flexi cap is flexible which has been clearly distinguished by sebi recently

[@surendrasinghsisodiya2810]

गुरु ज्ञान ऐसा ही दो के पैसा 2या 3 साल में डबल हो बिकॉज़ लोगो के तो6 महीनों में डबल हो रहे 🎉🎉

[@ratulmondal2217]

Tab to aap ko Herapheri k Akshay Kumar k pas jana padega

[@abhishek_sen5]

Instead of sectoral fund..go for value fund. Value investing works when growth doesnt work and still givea around 20 percent per anum returns

[@aabhamaurya4928]

Maine to SIP start hi small cap se ki thi 😅 but good returns

[@jayantbhoi5491]

@@aabhamaurya4928 bhai ap to khatron ke Khiladi ho. Mujhe mutual fund ka knowledge tha fir bhi hybrid fund se start Kia tha 2018 main,🙂🙂

[@Yogesh-o5r]

😂

[@kamleshjakhar155]

@@aabhamaurya4928 Abhi nhi h na good return

[@Sagar43212]

Dear sir thank you for this valuable video. Sir home buying vs renting pe ek video jaroor banayiye

[@theaborigine1119]

I am invested in a Tax saver fund FMGC Fund ETF fund and Debt fund...Because of News on SmallCap and Large-cap, I am little bit hesitant and of course, market is little bit overvalued

[@rahulmodi2858]

Difference between multicap and flexi cap fund

[@sandeepgour2747]

Please, make a video as for current market situation

[@bongtravelcouple]

Jitna public loss mara hai 5-6 fund add karke hi loss mara.. 10-15 SIP bhi ho sakte hai. Option zada so recovery zada. 3-4 mein 2 loss hoga to saab plan gaya.

[@bhaskar97dub]

ऐसे वीडियो का ही इंतजार था।

[@RaviKrishnaSrivastava]

Very well explained. Kudos 👏

[@alexstanley4684]

Sir kya aap ek video bana sakte hai on the topic "Agar woh bank jisme hamara account, FD ya fir dono ho woh agar doob jaaye toh hum DICGC kaise claim kar sakte hai"

[@rajeshkothari9066]

Good coverage of the most basic fundamentals on MF investments. In second part perhaps you cover for experienced investors for options for Overseas investment as diversification. Also if you can further enhance by categorising by age and also people who have retired or nearing retirement. If after watching your video ( which by the way is VERY LOGICAL) someone wants to cut down on number of funds and reallocate the portfolio then what will be its Tax implications and also how to proceed in this ATH market. If these points are covered in the follow up vide then it will do great justice and service to your followers. I must congratulate you for such a wonderful content creation. A BIG THANK YOU from my side.

[@bikashbiswas419]

एक महीना हुआ है हमने SIP चालू किया । और अभी हमने उसे SIP में lumpsum काल ही डाला, यह क्या ठीक किया ?

[@maulikdoshi3629]

Can u make video on hybrid fund , long term fund , mid cap fund and many more

[@keyurpatel1622]

Sir stock market & MF capital gains tax harvesting kaise kare aur karna chahiye ke nai us per ek video banaye pls..

[@IndusAbi]

Sir, please share your video on CRYPTO

[@shivamsehgal9120]

Is this category allocation for Mutual funds good for long term (10-20 yrs) ? Current age 25 small-cap - 26% mid-cap - 18.5% elss (tax savings) - 12.3% sector - technology - 10.2% sector - Psu 10% flexi cap -9.2% sector infrastructure -7.5% sector healthcare - 6.5%

[@jatinderpalsingh3682]

Guruji one should invest only in small cap fund if goal is only long term. Also avoid sectoral funds.

[@uditsinghrawat2165]

Sirji debentures lene k liye video bnao it will be the trend in upcoming year

[@yadnesh4909]

Sir , please make a video on mutual funds kaha se le any app or bank or agent . Very much confused in this

[@shrichikitshalya8850]

Direct from amc or top brocker

[@sudhirbhingarkar8438]

How to select right fund?

[@prashantcruise]

i have invested in many funds now I am making it 4 - 5 max. Just using the tax harvesting method taki shrinking k sath benefits mile

[@jaideeptoppo]

For tax harvesting which app you are using ?

[@jitendrakumardas]

Nice explanation and good presentation.

[@FDASUKMA]

Kya aap portfolio bhi review ya suggest krte hai

[@dilipshukla1173]

Very informative video Sir,what is the process of mutual fund sip through phone pay? make a detail video on this.

[@mainakghosh2196]

Very informative please make more videos could you please make a video on regular and direct MF

[@krishnakanojiya3041]

Thank you Sir, explained very well.

[@shriramjahagirdar6947]

is it so that investing directly in fundamentally strong stocks gives more returns than MF as there are no extra costs like exit load, expense ratio etc? sply if we want to invest in Large caps, is there any need of fund to invest?

[@shangangani7840]

Very ordinary information I expect more

[@Tnd8]

Q1)SWP ka kya scene hai ? Q2) Is IPO market trend close to a decline ?

[@tanayjoshi6224]

how

[@harshgupta25m]

Sir latest haryana main property buy kaise kare 2024 main ya batya

[@AbhinayJain-b6b]

Well Explained

[@HobbyisticHimachali]

I've 1 Flexi cap, 2 Mid cap, 1 small cap fund.

[@pankajgotra188]

Sir app bahut acha samjate ho

[@Baldwin321]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?

[@Charles43217]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@Hudson367]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Annie56427]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@Hudson367]

My CFA Aileen Gertrude Tippy a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@Annie56427]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@adityadasgupta2524]

What about ELSS? A must for salaried professional

[@utkarshpant5297]

For new regime employees it's of no use

[@pr_a_vn]

Make video on land banking topic sir

[@monimaulimishra4339]

What’s flexi cap ?

[@tejaswakankar843]

Sir ye depend sip amount per bhi hoga na agar 1 lac sip kar rahe to small cap portion badhke 10 fund ho sakte hai

[@MrVyrusHere]

Future and Option Trading Course and Technical Analysis course on Vidfin waiting Sir 😢

[@sarangdharpal1004]

Hello Sir Are Flexicap and Multicap funds are same. Can you please advise.Thanks

[@adityarajtewari]

No, Both are different. In Multi Cap funds, the fund manager have to invest 25%,25%,25% in large, mid,small cap and rest 25% in any cap whereas in flexicap, the fund manager have to invest 65% in equity and equity related instruments. I hope it will help you to clear your doubts between the both.

[@DanReynolds-qj2wv]

Thanks so much for your great knowledge sir I really appreciate the dedication in each video you post. I would avoid the index funds, mutual funds or specific stocks for the time being, Bitcoin is the safest bet for now, Regardless of how bad in the economy I still make 12k from my Investment.

[@drpanks123]

How can i know my present value will b how much in next 10 year? If any online tool is available plz share or guide me on it.

[@videoworld5750]

सर,मान लीजिये की आज मैंने सभी तरह के फंड को मिलाकर 4-5 फंड लें लिया लेकिन फिर कल को मेरी सेलेरी बढ़ने से अगर मुझे और पैसा मिला तो मैं उस पैसे को फीर कहाँ इन्वेस्टमेंट करू? क्या मैं दुबारा अब sip में नहीं जाऊं? या उन्ही उन्ही फंड में ही इन्वेस्टमेंट करते रहुँ?? कृपया इसका जबाब अवश्य दें या वीडियो बनाएं। धन्यवाद

[@amankumarmishra]

Agar aapne fund invest karne se pahle se accha research kiya tha aur woh growth theek thak de rahe matlab 15% CAGR then continue your investment

[@ArunKumar-pk2ho]

Not a single mutual fund. we should invest in ETF.

[@Anurag_curious]

6:30 start

[@bhaskar97dub]

यदि गोल एक से ज्यादा हों तो पोर्टफोलियो कैसे डिजाइन करें?

[@MrDXBtrader]

ETF investment, Tatamotors and mutual fund ❤

[@rajashekharraju2614]

Which is best in terms of tax saving schemes PPF OR MUTUAL FUND ?

[@rahulthakur9260]

PPF

[@hilalmir7335]

Axis tax saver is a good choice or Mirea tax saver

[@vikramrathor761]

Very useful video

[@VishalKumar-bt7wr]

I am new to mutual fund and I have just started investing in MF at the age of 31 from this month and I am targeting to invest for long term and my portfolio looks like below - per month- UTI Nifty 50 Index Fund - 10k Motilal Oswal midcap fund - 10k Quant small cap - 10k Parag parik flexi cap fund - 15k Motilal Oswal Nifty microcap 250 Index fund - 5k I am thinking to stick the above plan for next couple of years. Does my investment portfolio looks good in terms of getting good returns and managing the risks? Any suggestion would be really appreciated. Thanks!

[@sarangjoshi641]

Nice video...

[@mastersid9995]

Respected sir Sir मैने धन मैं अकाउंट खोल रखा था 3 दिन पहले मैने अपने अकाउंट को ऑनलाइन क्लोज किया ,पर धन की तरफ से कोई भी मेल नही आया ना ही मैसेज आया मुझे लगा मेरा अकाउंट क्लोज nhi hua, आज मैने उसी अकाउंट मैं ipo apply किया और ट्रेडिंग भी की ,अब शाम को जब मैं login kr rha hoo to मैसेज आ रहा है your अकाउंट इस क्लोज़ अब सैर मेरे ट्रेडिंग अकाउंट मैं हो पैसा था वो तो गया ही और साथ मैं ipo wala paisa bhi hold ho gya hai ab mai kya kru plzz help

[@edutainer_akash]

Health insurance pe vdo bnaiye sir plz

[@sandiplondhe3652]

Good information

[@manojkumarmishra8286]

Sir. Very good information Please kio ELSS fund p viedo banaey

[@manojkumarmishra8286]

AIF Investment p kio video bnaey

[@SurajKumar-qd2lb]

And paid members ke liye doubt no. Bhai provide karvo please

[@radhikanaik1548]

Nice video. Please make video for beginners or who have started earning. Age group 23 to 27

[@pushkarrawat5272]

I have total 13 funds, now what i do, can i decrease the fund 13 to 6 or 7 likewise montly sip amount increase

[@sohailaga4384]

13 funds kon krta hai bhai

[@kamleshjakhar155]

Mene to 15 funds me kar rkha h, Monthly SIP is 33000 It's wrong or right 😢😢

[@Marwadi_Men]

Absolutely wrong.

[@gopaladitya9842]

बहुत गलत है आपकी ये आदत दिखाता है के आप बहुत ज्यादा डरे हुए हैं

[@kamleshjakhar155]

@@gopaladitya9842 it's fear from losses

[@shrichikitshalya8850]

4-6fund are enough But diversity

[@Perfectionist99]

Wrong bro ,….ur returns will be lesser……i have 5 mf sip of 30k

[@Biihuu]

9:58 No audio here

[@rafik.A1206]

ऐसी वीडियो बनाओ की म्यूचुअल फंड मै 5 साल मै पैसा डबल हो जाए

[@impgkstudy186]

Smallcap me chala ja 2 sal me dabal ho jayega , risk hai to hi isk hai na bhai😊

[@jayantbhoi5491]

@@impgkstudy186 OMG🙃🙃. Negetive hone ka bhi chance hai

[@contentmania4722]

How to do tax Harvesting on mf/stocks

[@Siddharthsidd]

Invest in 100 funds in lumpsum..and then redeem after 20 year..5 funds per year....

[@mkk94]

Good idea😅

[@SuzYouTube]

Damn contrary to the content of this video😂

[@Umesh18-n5k]

Hello sir policy bazar se sip karna kya sahi h

[@prowalker3856]

Not good 😂 Use Zerodha Coin Angelone Mutual fund Central Etc .

[@pklele2000]

Best is direct investment in AMC,

[@mayurkadam100]

Good...

[@ashokkumardas2808]

Sirji Maximum ek ye kia hai?

[@sarthakaswal7023]

No sound after 9:58

[@mdrizwankhan5874]

Video me ek jagah sound problem ho rha tha

[@SantoshKumar-cr5nw]

ek bar hi paisa laga kar chor dena kon se fund chune

[@vikasbioi23]

Sectorial = Thematic

[@deepaksingh-hd9fv]

सर आप कहा चले जाते है

[@AryanKulkarni-td9zp]

Ek flexi cap boht hai

[@vikramkumar-m3s]

Mai pahale se five Sip le rakha hu.. Mai aur sip karna chahta hu.. To kya karu .. Jo sip chal raha use close kar du.. Or kya karu

[@gopaladitya9842]

पुराना वाला क्लोज मत करो आपका कंपाउंडिंग का को लाभ मिला हुआ है वो खतम हो जायेगा

[@shrichikitshalya8850]

Aap same sip capital increase kar do Jo fund me return achchha nhi hai Close kar do

[@rashaikh7115]

7 hai

[@QWatch1]

MF se badhiya ETFs hai

[@Abhinav_Says]

Liquidity km hoti

[@gangaramthombare402]

TDS Sir

[@rajuali5175]

Hi sir Mera age 35 yrs h maine pichale 2 mahine se Sip start kiya for 10-15 yrs Motilal Oswal BSE enhance Value index fund -2000 Uti nifty 200 momentum index fund-3000 Paragh parikh flexi cap-3000 Motilal oswal midcap-4000 Qhant midcap-3000 Quan small cap-3000 I am investing 18000/- per month any changes required or not please suggest

[@ankitsangar8772]

Avoid from parag parkh and go to JM Flexicap

[@jede3421]

Mere funds bhi review karna please

[@shrichikitshalya8850]

Aapko small cap ka capital rais karna chahiye Index fund ko 1rakhiye

[@anilchougale9958]

Konase app se invest kare GROW KYA

[@rafik.A1206]

Grow ya angel one

[@deedouz]

🙏🙏🙏

[@sandeepshrimal675]

❤

[@jede3421]

main 20 funds mein 1000/- SIP kar rha tha pichle 5 saal se. Video dekhne k baad 20funds ki SIP Cancel ki. Ab sirf 5 funds mein 5000/- ki SIP karunga. JM FlexiCap- 5000 Canara Robeco Bluechip-5000 Edelweiss Midcap-5000 Nippon Small Cap-5000 One Index Fund-5000. Funds k liye aur koi suggestion ho toh bataye!

[@anilchougale9958]

@@jede3421 konasee App se kar rahi ho sir

[@jede3421]

Groww App

[@ANKITKUMAR-qj3cl]

❤❤

[@PravinKumar-ov9rq]

Not satisfied

[@rinku258]

kyu bhai?

[@sonumeena6878]

Sir जी जनवरी 2024 से निवेश के लीये 40 हजार की sip के लिये निम्न पोर्टफोलियो बनाया हैं और पुराने सभी निवेश जो लगभग 10 लाख हैं उसे sbi बैलेंस advance fund शिफ्ट कर दिया हु My sip new पोर्टफोलियो 1 nifty 500 value 50 इंडेक्स 2 sbi tex saver 3 sbi mid cap 4 sbi small कैप My wife पोर्टफोलियो 1 sbi focued 2 sbi 150 mid इंडेक्स 3 sbi 250 small कैप इंडेक्स 4 sbi nifty next 50 इंडेक्स प्रत्यक्ष फण्ड में 5000 महिने की sip अगले 16 साल के लिये रिटायर्ड फण्ड के रूप मे 2 करोड़ की राशि बनाना ।

[@anilchougale9958]

Konase app se kiya hai

[@mithleshshivvedi19]

Sir Ek hi amc m saara paisa mat daliye😍😍

[@anilchougale9958]

@@mithleshshivvedi19 konase app se kare

[@sonumeena6878]

​@@anilchougale9958 sbi के फंड्स के sbi का इंवेसमेने app ओर एक value fund के लिये et money।

[@sonumeena6878]

​​@@mithleshshivvedi19 sbi का aum 9 लाख करोड़ से भी ज्यादा है और भविष्य मे STP। SWP के लिये ओर भी अन्य सु सुविधा है। बेसे 5 साल से ET MONEY में TEX सेविंग्स में निवेश कर रहा था लेकिन उसमें STP OR SWP की सुविधा नही है।

[@adityajakhar2019]

गुरु जी अंग्रेजी में बहुत ज्यादा पटर पटर करते हो थोड़ी हिंदी भी बोल लिया करो आप हिंदुस्तान में रहते है अमेरिका में नहीं।

[@hrithikrajput660]

Sir quant fund is time pr bhut bekar perform kar raha hai kya is time pr withdrawal lena sahi rahega agr invest 30k /40k invest kiya hua hai toh ?

[@vishnumurthy2081]

Hi. I withdrew from Quant midcap,smallcap,infrastructure and invested in Motilal Oswal midcap and bandhan small cap. They are doing excellent.

[@ÆPhoenix-zxi]

Bhai Aisa hi karta rahenga ....to har 3 mahine me fund change karte rahenga... isliye koi bhi fund ko 2 se 3 quarter ka kam se kam time Dena chahiye...tabhi exit karna chahiye...nhi yaha se nikla waha invest Kiya aur wo underperformance karne lag jaye😂😂

[@shrichikitshalya8850]

Bhai mf matalab long term Kam se kam 10yr time do 90%fund same return denge

[@imranhussain5933]

First comment

[@NarendraSingh-nf5xj]

आप आए , बहार आई ।😅

[@atulkumar-gm3eo]

ghisa pita bakwaas karta hai .