The Worst Thing I've Ever Seen on TikTok

[@Peasizedpottasium]

Humble bragging about paying $3000 a month on two cars is something that I wasn't expecting to hear today.

[@p-__]

My farts are better than August's farts

[@wanderinguser7665]

@Ronniemcfloyd.Nobody cares

[@royalnovember66]

Or even just bragging about paying ANY kind of loan tbh...I personally dont know many people who would be comfortable sharing publicly they have outstanding loans, let alone strutting it like a peacock display.

[@ARK-rk8wy]

​@@wanderinguser7665 no doubt

[@Rose-re3qi]

Why would anyone brag about paying anything like,why?

[@paulinas8838]

rule no. 1: You have a family to feed, not community to impress...

[@Yahwehisall]

This is the truth! Most underrated comment for sure!!

[@markadams8041]

Rule no. 2 you have a family to feed who is taking bets on the age of her daughter's first septum piercing?

[@Hateshumans]

Internet points take priority over everything. Get with the times.

[@Darren-xt1jz]

Yep true that learn a trade and the boss will get you the truck for free

[@StaryBrudnyLis187]

My wife's brother and his chick are that dumb, they have no money but do everything to impress "friends" on socials

[@DJ-wx2gz]

It is truly jaw dropping that this woman "humbly" confesses her foolishness, but STILL has this tone of superiority like she's talking down at you.

[@NunyaNomi]

My sister talks like this

[@Psyopcyclops]

@@NunyaNomiHave you considered letting her meet a claw hammer?

[@guQYdjfdwkCFQDFqUTTrqyVrhTN]

Just wait till she starts an OFans

[@tjm7699]

​@guQYdjfdwkCFQDFqUTTrqyVrh wait? how do you think she had Tahoe payment money? 😂

[@Luckimee]

Lol yep

[@stevensmith8285]

$100k in the bank and you drive a paid off old truck = you’re not doing well $0 in the bank and $160k in cars=super successful😂

[@Rich77UK]

Hell, $10k in the bank with zero car payment is better off than $0 in the bank and $100k owed on vehicles.

[@jammyjammich]

along with multiple *platinum* credit cards = super rich 😂

[@adamalexander4883]

Only to idiots.

[@bostonrailfan2427]

it’s sadly as if being debt-free and owning your property is a nasty thing with these people and they wonder why they go broke when people stop paying attention to them 🤣

[@bostonrailfan2427]

@@jammyjammichmaxed out, of course

[@qutie424]

They keep throwing this word around “bought”. They haven’t bought anything. It’s a longterm, credit-killing lease until the repo man comes along.

[@animelodies-_-]

lol 💯

[@JohnSmith-op7ls]

She’s probably making payments on those ugly bruise tats too

[@nothingspecific.8119]

Truth!!

[@madride1969]

Definitely repo’s are in their future.

[@TheCrazyCartModChannel]

Exactly

[@barbarakiewe2870]

1:06 The devil is in the details. It's an 84-month repayment term, but it doesn't end until June 2029, which means she didn't make her first payment until July 2022. So she had an $84k loan from December 2021 that continued to gather interest for six months before she made a single payment. At 10.2%, that's an additional $4,300 added to the principal. Now add to this that she's only made about 20 payments (not 3 years as she was claiming) and you start to understand why the balance is still $74k.

[@doru10922]

I was trying to understand why dropped so low..... cheers

[@Elizabeth84517]

Reading something that sounds remotely intelligent is so rare these days. Thank u

[@HeyThatsMe3]

I actually wanna say this may not be the case. My interest is so high on my 2016 dodge caravan, I paid faithfully on time for four years, when online to see what I needed to do to pay it off early, I still had 3 additional years, beachside I had to make an addition principle payment every month to have had it paid off in the 60 months I was to. Capital o\One for ya. This isn’t the case for every loan but just wanted to give my two cents. Also not justifying this ding bat at all. I was mad about paying 19K for my van. After interest I paid 26K yes an extra 7K in interest woooo.

[@planetgameroid2666]

My brain hurts.

[@barbarakiewe2870]

@@HeyThatsMe3 "this may not be the case" It's not a matter of opinion. All the details included in my comment come from the account statements posted by Blaisey Arnold, the Tik Tok lady.

[@arcane_heaven]

A girl bragging about a car payment is something i would only see in a fever dream. That fever dream is now a reality.

[@p-__]

My farts are better than August's farts

[@isabellacain]

@@p-__bro who tf cares

[@darrylwoodbury]

​@@p-__Quiet, kid. The adults are talking.

[@intheprettypink]

I think we all have been suffering this fever dream for four years now.

[@Anxiety_Asylum]

@@darrylwoodburyquiet bot*

[@danielhartin7680]

This woman is a complete airhead. Let the truck get repossessed? Sure, not only ruin your credit but that truck will be sold at auction for probably less than you'd get selling it yourself. Plus, whatever the difference is between the auction sale and what you still owe on it, you're still liable for. I don't know what these two do for a living but whatever it is doesn't require much in the way of critical thinking.

[@auggiedoggiesmommy1734]

But they got the loans so they must have good income or are banks/financing companies giving out loans like they did before the financial crisis? Do these people save anything for retirement?

[@generalgreevus8773]

Temu Sandra Bullock here has to either be humble bragging or her and her husband are imbeciles and shouldn't possess a credit card and maybe avoid going to the bank for more loans they cannot afford

[@tylerkinley268]

They will happily lease or finance a vehicle to someone that will fumble it, then it comes back as a used inventory. They will sell the same car over and over again to people who cant afford it, collecting from each person and in the end still getting the vehicle back.

[@omick333]

Probably government jobs. They wouldn’t make it in the private sector jungle

[@bills6093]

Yes! You still owe the bank the full loan amount. You owe that much the moment you sign the paperwork. Giving back the vehicle doesn't remove the total $130K obligation, it only reduces it by the auction amount, which might be $20K if you're lucky. She would likley still owe the bank $90-$100K if she had the Tahoe repossessed. And the bank will take that Audi from her in payment.

[@WobblesandBean]

It's clear where the money went. The fake tan and veneers are not doing her any favors.

[@p-__]

My farts are better than August's farts.

[@Sancheroid]

All bots...

[@melissaspahr9622]

Those veneers are terrible. I hope she didn't spend too much on them.

[@Sancheroid]

@@BringBackTheDuck you are a good bot, i'll not report you

[@WobblesandBean]

​@@melissaspahr9622 Not to mention her pontoon lips.

[@DanTheMailman330]

Her problem isn't the giant payment, it's her obvious obsession with appearances. Veneers, tan, ink and pretty obvious cosmetic surgery for example. Probably still paying that off too. Insecurities and wrong priorities...

[@Dirty_Davos]

How else would she persuade the affairs she has to sleep with her 😂

[@mkchristner]

Incredibly stupid AND shallow- yuck! 😝

[@Blue_Sonnet]

A lot of it is due to a filter, check out the bendy door in the background...

[@johnmontoya8160]

I like to call her problems luxury problems or first world problems.

[@thekid1597]

Yes, and it looks over done stiff and unnatural 😮

[@phreak9263]

It's not a smile, her face is just stuck like that from fronting her entire life.

[@josepmckoon948]

Facts

[@naomivought9317]

It’s the vaneers. It looks way too big for her mouth

[@dookieboy2106]

😂😂

[@Madamchief]

Fake chompers

[@xhearthfirex6571]

I think it’s the veneers + the botox in her fake lips

[@JeremyPickett]

I recently bought a car. I paid $2600 in cash. That's it. Runs great--needs a little work, but nothing impossible. $80k for a glorified minivan? Jebus.

[@capnobvious2718]

Let's dissect all your finances. How much do you spend on coffee daily? How much are your shoes, on average? How much on lawn care? Hair products? Do you golf? How much did you waste on clubs? How much did you waste on the bag? Fees at the local golf club? It's all relative....

[@JeremyPickett]

@@capnobvious2718 $0 on coffee. $20 on shoes two years ago. $10 on hair products. I just bought a new bag for $40. I don't go to clubs. I don't play golf. I also don't gamble. I live in a tiny home. I walk my talk.

[@XBluDiamondX]

@@capnobvious2718 How about you start us off? Surely, you can't demand someone lay their finances bare without you willing to take the first step.

[@melissamoonchild9216]

that's what's up

[@JeremyPickett]

Zero on coffee, tea, soda. I already get tap water. $20-$25 every two months on personal care items. Shoes? $60 every four months. I don't golf, I don't have a gym membership (gravity is free). I do have to spend a bit on high performance computing technology, because that's just my industry. Not for gaming, for development and research. It pays for itself. Food? This I splurge a bit on, but it's not eating out. Cooking is a hobby, and if I'm in the mood for something from Escoffier or Child, I have reasonable sources (I swear to God, Mexican carnicerias and Asian markets are *the best*. Even for food that isn't culturally similar, they tend to be high value and just awesome) . I make a really good wage, and I've lived in Palo Alto and Woodside (if you know your silicon valley areas). The happiest people tend to be the ones that don't give much thought to expensive stuff for the sake of status. High quality, aestheticly pleasing? Absolutely. Expensive for expensive sake? Pass.

[@thatreddude7700]

Reason number 458 why financial literacy should be a required class in high school.

[@Infodumptruck]

Can you explain why August said financing is better than buying in cash if you have good credit? I was raised in a cave and I'm the first person in my family with money.

[@usoppfangirl8153]

It is where I am but it's done in freshman year of highschool so none of what you learn actually matters until you're ahunior or senior, and by then all you've retained is that low credit score = bad and be responsible

[@rachelrolbin]

It is in Quebec 🤷‍♀️

[@Crackpot_Astronaut]

Common sense can't be taught.

[@josephang9927]

Yeah very weird that schools almost always ignore that subject.

[@scotthajney4127]

With 10.2% interest it's obvious her financial decisions were already bad

[@p-__]

My farts are better than August's farts

[@BringBackTheDuck]

#BringBackTheDuck It was an iconic part of this channels outro

[@Sancheroid]

@@BringBackTheDuck good bot... _swipes right_

[@Sancheroid]

@@p-__ bad bot... _swipes left_

[@KNR90]

I got 8% instead of 6% because of a single late $35 credit card payment. But I was also 25 years old. In total it will cost me $30k, less than a year left, and I could sell it for $25k easy

[@DustyJones1997BGCL]

If you're paying $3,000 a month for car payments, I can't imagine what you're paying on your mortgage.

[@catladyjai1113]

Theyre probably renting

[@Wolfiewolf1234]

I would love to know tbh 😂😂😂

[@AYFKMRN]

She prays for $3K a month and it magically gets paid? Is she praying to the oompah loompah God because she looks like a disciple. (Yes I know you meant paying)

[@JakeKoenig]

Like they have a mortgage. This couple screams "lifelong renters."

[@disenfranchised2.073]

What about auto insurance?

[@GodFamilyHonorCountry]

WHO in the HELL would EVER buy a car that costs $75,000.00!!! NO vehicle is worth that! Imagine the cost of special parts/labor every time something breaks. What a FRU-FRU Baby! People just need to STOP all the self-worship, & aggrandizement about themself! Life’s not about wealth, or getting people to think we’re so amazing ( we are NOT ), and things, image, sex, etc.

[@10Wk3y84R]

75K is what a moderately but not fully loaded pickup or SUV costs these days kid

[@PplAlwaysTalkin69]

Not the "kid" 😂​@@10Wk3y84R

[@XBluDiamondX]

@@10Wk3y84R Most people don't need a fully loaded truck/SUV these days.

[@ittybittyrampagingcommittee]

My former friend was similar. Was moaning about debt despite making well into six figures with salary, yet she shopped at Torrid almost every day and bought a fancy SUV, bitching about how it was "so expensive but there's nothing else" like my brother on earth you didn't need to buy a luxury SUV, you don't need to shop at Torrid daily, and yet--

[@AYFKMRN]

But cmon how tf is she supposed to look ‘cool’ if she’s not completely drowning in debt?!?! Good for you for being smart enough to be a former friend, tho. People like that only suck you into their own personal hell, you can never pull them out.

[@p-__]

My farts are better than August's farts.

[@Cashhhhew]

That’s such a common thing for people who newly come into money. They keep themselves poor by still finding a way to live above their means

[@lashlarue59]

I worked with a guy that was making $500K a year and he was still living paycheck to paycheck and he was in debt. Spending every penny of it and then some.

[@TechGorilla1987]

I had to look up "Torrid." Looks like a Hot Topic for plus-sized people. How is that expensive?

[@moochiesmum]

The last car my husband and I bought was a 2015, Hyundai Sonata, and we paid $22,000. We put zero down because we decided to sell his car rather than trade it in. So we had a payment of $405 per month for 5 years. I doubled up when I could, and through being frugal, I paid the car off in 2 years. So we have now been driving that car free and clear for 3 years. That's the way you do it!

[@leonnunhofer3453]

I like Toyota. Toyota Yaris Cross hybrid 25k Euro RAV4 hybrid with 218 HP 41k Euro Corolla Touring Sports hybrid 34k Euro GR supra pure, a sports car, with 280 HP and 250 km/h or 155 mph for 53k. It's insane, what this woman payed for her car. I know, US cars often times are expensive, f.e. the Toyota Hilux is stronger, faster and cheaper than the Ford Ranger. The Hilux with 150 HP 170 km/h, so 105 mph, costs 35k, with 204 HP, 180 km/h, so 110 mph, 46k. Ford Ranger basic is 41k with 170 HP, but heavier, so not faster. The version with 205 HP and 180 km/h or 110 mph costs 54k. So US cars are expensive, compared with european and asian cars, if you consider, what you get. But still, with f.e. Toyota, you could get new cars for below 25k, and even higher class cars, sportscars or pickup trucks for 35k - 55k. What this woman payed is insane...

[@barrybolton1396]

Except you bought a Hyundai...lol. Nice $2k car you got there...smug azz.

[@thepjup4507]

not a bad car either.

[@moochiesmum]

@@thepjup4507 we love it!

[@DistrustHumanz]

The best way is to save all the cash first so you don't give the bank free money.

[@Ibens_Inferno]

Bragging about being in debt is simply insane

[@nighttimestalker]

Crippling debt at that...

[@shelbyhuseman1220]

It’s shocking tbh 🤣 so strange

[@catherineduncan6611]

The fact that she has a 10% and 14% interest rate shows that she has always been financially irresponsible

[@EllaMaster]

The fact that she has a 10% and 14% interest rate shows that she has always been finanically irresponsible

[@did_I_hurt_your_fee_fees]

I was wondering about those interest rates. I took out an extremely small mortgage. It was the smallest mortgage the bank was willing to let you even take out and I got what is considered a high interest rate on it. 5.28%. I can't imagine what this person is doing to be getting interest rates almost three times higher than that

[@owenlien1593]

This is more common than you think most people just aren’t dumb enough to post about it

[@p-__]

My farts are better than August's farts

[@EmmaDuchess]

Yeah.. August said that ??

[@ThePatente]

Yep. They all want "Bigger" and "Better" than the neighbour. It's important....

[@nignamedmutt7270]

Apparently it happens enough that King of the Hill basically made an episode about exactly this.... well over 20 years ago lol Hank goes around bragging about talking the salesman down to "sticker price", and Peggy has to sneak around to get an actual deal because.... well that's JUST STUPID!!!!

[@manictiger]

It doesn't matter if they post or don't. The end result is the same. I don't ever want to hear these people talk about financial struggles.

[@NemecioReyess]

There’s literally a 2023 Tahoe off caravana for 58 right now 😂 these are the couples I always talk about . They want to portray a “perfect” lifestyle . Nice house , both spouses have their own vehicles and luxurious ones at that , expensive materialistic things , etc. She might be laughing it up on camera but I promise you the moment she turns that camera off , both of them are fighting , coming up with a plan on how to get rid of those vehicles. My newest vehicle is a 2004 model suv , bought for $1500 cash. I’ve been offered and approved for a 60,000 Ford super duty at the dealership , can I afford it ? Yes . Do I need it ? No .

[@LilyGazou]

Intelligence. 👍🏼

[@TheGreenGrower618]

Probably takes 3-4 vacations a year paid by credit cards too. I know so many of these people.

[@NemecioReyess]

@@TheGreenGrower618 couldn’t have said it any better , I’ve seen them out in Cabo sippin on a margarita behind 3 months on their house payments

[@lordaizen8004]

“…that’s why I bought the Audi…” This lady is BEYOND delusional and ignorant. The MISTAKES her and her husband are making are INTENTIONAL CHOICES, which are the MAIN reason they are struggling…. SMH, the people in those world are so disheartening 😢🤷🏼‍♂️

[@NessyNess182]

If they're still paying for it, it ain't bought.

[@MeCanik79]

By the way, the marriage will end in divorce. Financial hardship will be one of the reasons. If they're too immature to handle car payments, they definitely can't handle a lifetime of commitment.

[@RavenRose1987]

Why is she grinning like she's perpetually trapped in a toothpaste commercial?

[@melissamoonchild9216]

I bet she paid good money for for those teeth, gotta get the most out of them

[@Fjeldhammer]

lol

[@melted_cheetah]

The head movements are odd too.

[@RavenRose1987]

@@melted_cheetah No fr 😭🙏

[@CeeJay_thestoicwitch]

She's behind on car payments, but bet she isn't skipping her tanning, nail and hair appointments 😐 like.... What are you doing? Are people really this DUMB with money? As a bookkeeper I am SCREAMING inside

[@charlieschuder9976]

Don't forget about the fact that those tats probably costed her a couple grand...I just hope that they're living with their parents; I'd probably vomit if I saw what kind of financing she "secured" on a house like that. lol

[@zstrode.8953]

Yes they are these people get everything handed to them growing up and ate jobless

[@VoidStriker1523]

Check out Caleb Hammer. The answer is yes

[@andrewvice4065]

She's gotta look Good for only fans 😂

[@geogmz8277]

I watch another KZbinr who helps people with debt planning and how to manage their income and yes! People are this dumb! As someone who was born in a different country thanks to my parents job! I lived a big chunk of my life both in 1st and 3rd world countries... I've never seen anything like it. Americans (we) have been living the "dream" because everything we do is fantasy! When the pandemic exploded I had 43k on savings and a remote job, and I was panicking! Meanwhile my neighbors lost their job and when Biden decided to print money with those checks they went on vacation 😂 ON VACATION??? During the pandemic and broke! Thanks to Biden checks! Long story short they got evicted! And lost the two cars they had. It was a young couple with no kids but still!! 🤦🏻‍♂️

[@googlyincorporated]

My dad bought two cars from his coworker for $6,000 total. He sold the second car. Paid off the 2nd car completely. I paid him $600 for it. and its the best. Even with todays insane $4 a gallon I get a full tank that lasts all month for $30. If there is one thing I learned from my parents. Its that you don't have to pay so much friggin money for a car. Be smart people. its not that hard.

[@cadavher]

30 bucks a tank, what is it? A civic? A small toyota?

[@tylerdurden7869]

Lie . Didn’t even name the models !

[@Neph-v5r]

Try living in the uk, $6.44 a gallon. For my car thats $111.00 for a full tank.

[@Dyanea]

If my math is correct it's about $7.35 a gallon in Germany at the moment and Diesel is even more expensive :')

[@frickfrack7075]

You must not drive very often. Even with the most fuel efficient vehicle, $30 wouldn't last a typical driver a month.

[@ryboutnowfunksoubrov]

I pay around 500 for my car payment and hate it I can't imagine paying 1400 I'd cry every night... more than I already do

[@ikenox5958]

You know, there are other ways to get around, bus, train, stuff like that, i don't know what made you think getting a car when you can't afford it was a good idea so i can't bring myself to feel bad for you not gonna lie

[@RoB-nc5ns]

@@ikenox5958you’re insufferable

[@that.ll_do_pig]

​@@ikenox5958where did they say they can't afford it? Not liking a $500 payment doesn't mean you can't _technically_ afford it. You're being deliberately obtuse to think it's as simple as that. Some cities do _not_ have efficient public transportation or they're sprawling cities that require long drives for work which would take at least triple the time without a car.

[@ikenox5958]

@@that.ll_do_pig crying about a 500$ payment probably means you can't truly afford it and are cutting on alot of other stuff, i'm just assuming that he wouldn't cry about his 500$ payment if he could afford it, just using my brain here

[@that.ll_do_pig]

​​@@ikenox5958I'm sorry but I think if you were using your brain, you wouldn't be taking him literally about "crying every night." 😬 [*Could be wrong and he does cry every night. Just reads like hyperbole IMO]

[@militarymisfit]

I bought a new BMW my payments are $297/mo. I grumble every time I make a payment on the thing. Paying over $1400 is insanity. And that vehicle is a base model. Why do people do this?! There's no way. She has to be making this up.

[@raging-zain]

Bad with money dosnt even begin to describe this woman

[@p-__]

My farts are better than August's farts

[@somegermanguy7]

ong​@@BringBackTheDuck

[@dreamercraftyt7480]

I am concerned this women is a mother.

[@ethanm8093]

I think she just hates having money, you'd be better off withdrawing your account and setting it on fire joker style than doing what this woman did

[@registeredjopper]

this couple, more like

[@animelodies-_-]

Life hack: don’t buy expensive cars at 10% - 14% apr. That’s stupid. It also seems like she doesn’t understand financing.

[@semperumbra10]

I’m positive she doesn’t. Smart people don’t get 84k vehicles at 10%.

[@EllaMaster]

Like hack: don’t buy expensive cars at 10% - 14% apr. That’s stupid. It also seems like she doesn’t understand financing.

[@animelodies-_-]

Hey copy cat. Are you the idiot that bought those cars?

[@egryeyes]

My husband and I have 1 mortgage payment left on our tiny home, both of our used vehicles are paid for (his was free, mine was not that expensive and I paid for it in cash). We don't have credit cards because if we can't afford to pay for it, we don't buy it and neither one of us have any desire to pay more for something because of the added fees and interest that come with using credit cards. We own a small business but don't make a whole lot of money, we just don't believe in living beyond our means, and could care less about impressing anyone. The only opinions that matter to us, are each others.

[@lashlarue59]

Good for you! That's the way to live; stay out debt. Once your house and cars are paid for and you have no credit card debt it's amazing how little it takes to live, how much pressure is off your back. The narrator of this story talking about how to manage financing just encourages people to get into debt.

[@EllaMaster]

My husband and I have 1 mortgage payment left on our tiny home, both of our used vehicles are paid for (his was free, mine was not that expensive and I paid for it in cash). We don't have credit cards because if we can't afford to pay for it, we don't buy it and neither one of us have any desire to pay more for something because of the added fees and interest that come with using credit cards. We own a small business but don't make a whole lot of money, we just don't believe in living beyond our means, and could care less about impressing anyone. The only opinions that matter to us, are each others.

[@1891kmk]

There’s always that person that has to brag there’s always this type of comment on videos of peoples financial woes

[@Justabottleofwater]

If you are financially responsible credit cards are actually a benefit for you though. Builds credit and you can technically make money off of it. So long as you pay off your credit card every money, you won’t owe anything, and get the like 2% back on your purchases.

[@lashlarue59]

@@Justabottleofwater All a good credit score does is give you opportunities to get much deeper in debt, it's a trap. 2% back? 25% might maybe be worth it otherwise it's yet another trap to get you to spend more money on credit. The 2% thing, the airline miles, the credit score itself, etc. are all traps to keep huge numbers of people in debt from birth to death and for me that's a big NO. Being in constant never ending debt is like a gambling addiction or drug addiction to huge numbers of people except this addiction is massively promoted by every industry and by government itself. All a high credit score does is set you up for higher amounts of debt which is deeper trouble.

[@smorphous8928]

It’s hilarious that this women can still hold up that tone of superiority when she and her husband are literally throwing money away just to impress random people.

[@polydactylblackcat2218]

Babes, BAAAAAABES, A HIGHER APR IS NOT A GOOD THING!!!!! You want the interest to be LOWER!! LOWER as in SMALLER!!! Not BIGGER!!!! I swear she and her husband bought those cars and asked the dealer what the largest APR was and chose that payment plan because the APR was big🤦🏻‍♀️

[@nicematerial]

Totally. "Nice try, salesperson, that number is LESS. We want the BIG one right here."

[@trizzlehizzle9068]

nobody here thought a higher interest rate was better.including the person in the video.

[@sheikbadruzzaman3319]

They probably thought the bigger the better 😂😂😂

[@rodrigoemerickcoriolanosar40]

​@@trizzlehizzle9068 are you dumb?

Her skin color is orange

[@Tundrikk]

Ikr she is Donald trump as a woman

[@gusfring6887]

​@Ronniemcfloyd. Gay

[@Tundrikk]

@Ronniemcfloyd.I won’t sub

[@p-__]

My farts are better than August's farts.

[@spingleboygle]

@@Tundrikkshe’s daisy trumpetta

[@JakeKoenig]

I thought my Jeep Rubicon payment was too high at $671 (financed at 2.7% for 66 months), but $1461 for 84 months at 10% is batshit crazy. If your credit score is that bad, then buy a cheaper car and pay it off quicker to help rebuild your credit. And if your credit score is good, then the dealership in-house financing department robbed you blind with that rate.

[@Dogscatsbikes]

0% chance She has good credit

[@mammutMK2]

And with that it's below the inflation and actually with time you're paying less. Then keeping the cash on the savings account generating some money and it's like financing a car with a negative interest rate. But seriously,when the interest rate is so low financing makes more sense than waiting and saving, as due to inflation when you have the money the car went up in price and you need to spend more

[@mc_sim]

Buying jepp? 😂

[@mugshock1234]

Same, I have a 2020 Tundra fully loaded on a 6 year loan and my payments are just shy of $600 at 4% and I thought that was super high. CRAZY!

[@SMD-si7fm]

Mannnnnnn I thought my $343 per month for 84 months, at 3% was a lot lmao.

[@infidelcastro5129]

Why is she wearing somebody else’s teeth?

[@leovirgocusp]

good question! I was wondering that as well. I was also wondering why she's wearing someone else's skin color...stay tuned to find out I suppose 😊

[@lifeofsomeguy8093]

Dentures after her baby daddy punched out her teeth

[@jessicawallace259]

Lol love this

[@melissafraser2190]

She can’t fully close her mouth

[@Bucky2Times]

her face trying to run away from her dumb brain

[@yee8332]

As someone with experience in accounting I wouldn't have doubted for a SECOND that she genuinely took out that expensive of a car loan because I've seen so many people who aren't rich do this same thing. It is all about the status of wanting the big new expensive car, and because they don't know shit about money they think having an extremely expensive car loan is cool or normal. People like this might feel proud of that car or truck loan until they try bragging to someone with financial skills, then they (hopefully) realize they made a bad financial decision.

[@Deanna_mechael]

When they end up filing a chapter seven they’ll realize their ways or a 13.

[@dismurrart6648]

What showed me was how she seems so proud of it. Like the tone of pride doesn't match the words. "Oh I bet you think he's way worse than I am, well he's not because I bought that one too!" :) Girl, GURL!

[@Comeback180]

I don't think she's noticed there's more than 1 car dealership in every state. There's more than 1 automobile website on the internet. New car prices range from $15,000-130,000. She didn't wanna take the time to look for a lower priced car or she wouldn't compromise on the car she really wanted. 30k-50k is more reasonable, she could've saved that 34k-54k for something else. I bet that 84k car doesn't give her the best mpg, most space capacity, lower repair costs or cheaper maintenance costs.

[@p-__]

My farts are better than August's farts

[@khyleebrahh7]

I want to buy a new car one day. I will not be buying something thats best petrol range. Or cheapest to service. Ill just buy a manual Subaru or Vw or audi. Ill never get to buy a new car.

[@timothymaguire4248]

Yeah I bought a Mazda for like 30k and its been everything I need a car to be. Every feature you'd want like car play, and zero mechanical issues for years. 84k seems insane.

[@wanderinguser7665]

I bought my first, and thus far only, brand new vehicle in 2015. A Mitsubishi Mirage for $13.8k with a 5 year bumper-to-bumper & 10 year power train warranty. Gets great gas mileage, cheap on insurance, has only needed basic maintenance which I do myself according to the manufacturer's schedule. I will never understand why people want to spend more on a car than I did on my house & land!

[@julioperez2742]

Me with a 2011 Civic Si and no issues to this day.

[@visceratrocar]

Basic financial literacy should be a requirement for graduating from high school. Seriously, when I was in the army a private bought a car at 17%. The company commander was so pissed off when he found out he personally went to the dealership and forced the salesman to lower it to 8%. For real, car buying is not this difficult.

[@jhopkins213]

Car salesmen don't decide what your interest rate is.

[@saab9251]

Not directly, no. But they can talk you into one loan term or another because their only questions are “how much can you spend a month?” Then they extend the loan until the number looks okay and long terms are always higher interest.

[@LarryLarpwell]

Major Discount, reporting for duty

[@GingeRenee]

Exactly. I have a new Tahoe and my interest isn’t that high but we have good credit and I would never sign up at 10% interest.

[@frankzappa9853]

You are right, but the government does not want it's citizens to be financially literate. The government would love it if our entire country did what this woman did also bought a 550,000 house and add in 550,000 in student loans as well. Then come out and protest that your broke and grant them more power.

[@Deadbrokemayn]

And she hasn't mentioned insurance or dare I say...gas for those TWO TRUCKS! 🤦🏿‍♂️

[@scorpiothoughtsny]

84 Month loan??? Your credit must have been trash. 😅

[@brandimcwhorter9050]

Yeah. And an APR of 10%. The last car loan I had was 3%

[@Katie2986]

Srsly! If you can’t afford to buy it outright, you can’t afford a ridiculously expensive car!

[@VoxelPioneer]

​@brandimcwhorter9050 I'm not defending her or anything, but the days of 3% apr are LONG gone. Even with the best credit these days you're looking at between 5 and 6% right now for a new car and between 7 and 8% for used. Interest rates have gone insane ever since covid. Home loans used to be in the 2% range and now they're over 7%.

[@brandimcwhorter9050]

@@VoxelPioneer Jeezus! I had no idea! Those rates are crazy.

[@too_tired_for_this]

Can you imagine?? I was offered a 5 year loan, and it made me super anxious.

[@pauldeanda4985]

People used to be embarrassed to admit that they had been taken advantage of a/o that they had done something stupid, but in recent years it appears that people talk about it as a badge of honor. Smh! Call me whatever, but I would never ever buy a vehicle where my monthly payment was above $500, even though I can clearly afford it. And that would be stretching it.

[@austintalley4070]

Whoever did her veneers really fkd up and she was probably overcharged for that too

[@Slim_T_ODB]

Guarantee she's on a payment plan too

[@jojoyeu]

This could also be her choice just like her tan and her car.

[@kait112]

Yeah, and they’re Ross levels of white like they’ll glow in the dark

[@Dr_Larken]

It amazes me how far people could go if they understood basic financial literacy! If you don’t know the difference difference between good debt and bad debt, you’re off to a bad start! Reminds me of that video with the girl whose parents gave her a credit card with an $8000 limit and the girl was so “TikTarded” she paying for all her friends stuff when they went out accumulating $4000 in debt only to call her mum and brag because she didn’t understand what debt was! She thought she had $4000 in credits or some shit like that!

[@peacefulinvasion684]

Girl, you and your husband could have bought a house with the money you threw into those cars. 😅

[@Prettywhite4awhiteguy]

Bought a house and put savings accounts for the kids for college and still have money left over

[@jmy871]

Electric Scooters > Expensive Cars with high insurance, road tax,

[@thzzzt]

Say you wanted to finance $300,000 on a house with a fixed-rate 30-year mortgage at 8%. You would end up having paid $792,360 total at the end of thirty years. That's $492K in interest going to the bank. (I'm leaving out loan origination fees to be nice.) I'm pretty sure they still don't teach about loans or amortization in high school. They really should. Get yerself a loan amortization table booklet. Whenever you finance something look up the total cost and ask yourself whether that seems palletable. This should cure you of ever wanting to finance anything.

[@nellier3468]

Yeah 8% is kinda high. Wait for it to come down a bit. But buying is better than renting. My house has appreciated more than I have paid in interest. So there are more things to take into account than just interest payments on a house. If you have good credit you should get a good interest rate and then do much better things with your cash. Being afraid of debt is one of the biggest mistakes you can make. Just like he said in the video knowing how to use credit and debt is what rich people do to get the most out of their money.

[@hellokitty3955]

they teach it at school now at least at mine and it was shocking to see that you end up paying more..

[@eSkilliam]

I knew a guy that roped himself into 53% interest on a old focus. Our CPO managed to get him out of it, but he had set himself up for $16000 in payments on a $5000 car when $16000 would almost get you a new car at that time.

[@Slim_T_ODB]

WHAT?! That sounds illegal 😂 53%?!

[@eSkilliam]

@@Slim_T_ODB just off the navy base in VA. There’s no cap so they trick young sailors into stupid moves. But this guy wasn’t young 😄

[@Stephanie_Rose]

2021 my car was totaled and I was dumb. I had never bought a car before (my dad gave me my other car) I walked into a used car dealership and with only 1k down I left in a 2011 Corolla SE. I didn't know or understand anything about the loan or anything I just knew I was paying 351 every 2 weeks for 4 years. To top things off the car had an oil leak that 3 different mechanics told me couldn't be fixed unless I replaced the motor. The transmission was fucked up sometimes not shifting gears on the high end leaving me to go no faster than 50. The only reason I'm ever talking about this here is that it's online.

[@eSkilliam]

@@Stephanie_Rose those are normally really good cars

[@Stephanie_Rose]

​@@eSkilliam normally but this one was a buy back. I wasn't told of this when I bought it. I just needed a car and thought 15k miles for a 10 year old car sounded good. The car also has less important issues, radio couldn't pick up a station at all, when my phone was plugged in I only had sound from one speaker, the inside lights worked half the time, and 6 months after buying the thing the dash lights went out. All of these things started shortly after buying the car. I test drove the thing and all seemed well enough. I just didn't know better I guess. I traded it to CarMax last month and got a 2021 Corolla for 25k with their warranty and service plan. 48 months of payments and still factory warranty as well. I learned a big lesson.

[@zetastreaker47]

To pay $138K on a Tahoe is insane. Just get a Cadillac at that point.

[@tylerdurden7869]

1940s!: HA , you’re POOR I HAVE WAY MORE MONEY “ 2024: “ HA ! You have money ?? I HAVE WAY MORE DEBT!”

[@Dirty_Davos]

80 percent of people are poor by now 😂😂

[@pax_orion]

christ you can just HEAR the snobbiness in her voice its crazy

[@Re-PhantomZero]

You can see it in her face.

[@mcspankie2010]

and the trashiness

[@briansullivan5908]

That’s not snobbiness that’s stupid you’re hearing.

[@Porschegirl_944]

And it’s funnier cause how can u be so snobby but in that much debt like she is in the upside down world literally

[@Porschegirl_944]

She be so snobby not you

[@Diamond-2828]

I've never seen someone so proud of spending 3 grand a month in car payments, thats like someone who lives in NY bragging that they mortgage is only 5,000 a month. I do not understand why she's so happy , I am confundled

[@TexasWench]

You and the rest of us, friend.

[@yelhsasokolova8561]

People like her want everyone to know that her husband makes a ton of money for her to blow on stupid shit

[@PaulKingIII]

Mortgage of $5000 a month in a lot of New York is cheap af 😂

[@TexasWench]

@@PaulKingIII Says a lot about city living.

[@peterirvin7121]

I bet this lady could affors to live in NYC if she sold her cars lmao

[@kbo8029]

How can she say that with such a cheerful expression. Most people would be in utter disbelief, wearing their existential horror on their face.

[@mannyg1188]

Whats even more insane is a huge amount of people in surburban live like this and complain about how everything is too expensive

[@kampiestarz]

My friend is a single mom, her child is autistic and she is trying to get disability only because baby daddy stopped child support. I help her out time to time and I’m disabled as well. Her aunt will call and cry about the craziest things, she refuses to let her adult children off the cord and she will call saying how much they need. Yet, she will be like, “oh we over 8000 property tax, I don’t know what to do.” Next day she buys her 14 year old 400$ shoes. Like that’s my rent… my friend lives on 280 and food stamps a month just fine. It’s all on her because it’s not like the kid needs these shoes… People are so messed up, say they poor but get DoorDash everyday and buy stuff all the time. Like do people think we believe them?

[@nesamdoom]

@@kampiestarz It's wild how much people waste and think it's normal. I've spent a lot of years living off less thank 10k a year and then just had to scrape more if I needed things. It's way crazier to spend thousands a month on luxury than it is to be broke.

[@lucylane7397]

That’s why I like living in the uk where you don’t need a car

[@LoFiAxolotl]

@@lucylane7397 i'm in Berlin where you definitely don't need a car... i have one a bought a 18 year old Volvo V60 for $4500... why do these people need new cars?!?! Like just buying a year old or 2 year old car saves you like 25%

[@lucylane7397]

@@LoFiAxolotl I think in America in lots of places it is so essential to do anything that it becomes important. You run out of Bread or milk there isn’t a little shop you can walk to and there isn’t even sidewalks in some olaces

[@ABONLazy]

The fact it starts off with her hitting a trash can perfectly sums up the stereotypes

[@MandalorianMCOC]

The fact she financed for 7 YEARS at 10% at 84K is INSANE and STUPID. My wife needed a new vehicle while she finished her LVN and worked full time. So we traded in her 2008 Hyundai Santa Fe SEL with 140K mileage (that started having electrical issues finally) for A NEW 2024 Hyundai Santa Fe SEL two weeks ago... $41K. I paid CASH because I was fortunate enough to have savings over the years which got rid of a car payment and she has a reliable, very loaded car that has a warranty. No reason to spend $80K+ on any new vehicle.

[@Deanna_mechael]

I had a 2009 until I got a 2021. That 2009 was a great car and never had issues. The only thing that was ever changed on. It was tires oil/filter and a starter. That’s it.

[@Sar-ahG]

Online says that car is worth 37500 - you might have been ripped off with your trade-in

[@noosy530]

The 2024 at 37,500 msrp, you traded in a 2008, kelley blue book says its worth like 5k, AND you paid cash... you overpaid by about 10k. If you told them you could pay cash at 27k and then negotiated i think you would've saved yourself more. When you come to table with the ability to pay cash you have wayyy more negotiating power to get the price down.

[@Riotlight]

And no reason to ever buy a new vehicle. Just buy a decent 2nd hand vehicle.

[@Abdullah-md9de]

@@noosy530I’m guessing since he paid cash he might be talking about the price + tax, title, freight and license fees . I don’t think someone who kept a 2008 Santa Fe till know would get ripped off. Also AWD is like +1,800 and it’s an option many get. Lots of other options could’ve been added too.

[@chanelesparza8563]

Thank you for this video. It DID make me feel a lot better about my financial situation.

[@Zombie_Trooper]

It reminds me of one of my former bosses. Here they were complaining to me, someone circling poverty their entire life, about their money problems but it was never about important stuff, it was like this. He was paying 1K a month on his truck and complained the entire time. She would trade in for new cars literally every year I worked there. They wasted thousands on fancy shutters, resodding their lawn, 300 dollar grocery runs, just thr epitome of trying to be upper middle class...all whilst telling me they barely get by. People really are deluded.

[@Dr.Thirteen-bb1ub]

Her dental work is ridiculous.

[@yourancientancestor]

It's scary

[@napalm_lipbalm86]

I definitely agree😅

[@OGOlivianne]

It cost her $84,000 to not even own a truck, it cost me $31,000 to become a doctor. Invest your money where it counts: your brain, not your image.

[@neeshharris5687]

Did you become a doctor in 1902?! $31,000 for undergrad and grad school?

[@OGOlivianne]

@@neeshharris5687 scholarships.

[@imaginyas]

Mike. Drop.

[@trevorherchak8725]

31,000 where did you go to school Somalia??your so full of sh&t.

[@trevorherchak8725]

31,000 where did you go to school Somalia??your so full of sh&t.

[@garfenbopperproductions]

"hey guys I hope your having a bad day" what a way to start a video

[@SillygirlyMegan]

That’s one way to describe it

[@p-__]

My farts are better than August's farts

[@Sancheroid]

@@p-__ you sure started your day... not as well as i did at least

[@Coveredtruecrime]

Only August 😂❤

[@o_fim_de_tudo]

8:57 The literal definition of "the lights are on, but no one is home."

[@MatthewTheWanderer]

How do people this stupid have this much money?

[@clot1770]

I have people like this in my family. They can't afford these expensive things, but they want the NEW thing, and the SHINY thing...

[@Hackanhacker]

Is ok to want the new shiny shit (by new i mean not used) i get that .. but I buy the new shyni shit I can afford lmao

[@Tugar_Dumkin]

If I were looking for a car, the main priority is one that WORKS, is AFFORDABLE, and can play music.

[@Dirty_Davos]

​@@Hackanhackernah it's not okay, thats what has fucked our species in the first place.

[@JillC2]

I rarely see someone struggle so hard to prove to strangers that they are an idiot.

[@szechuon6971]

April is Financial Literacy Month BTW! But I cannot get over how irresponsible this person is, and her husband… if she HAD $84K in cash that she saved to drop on the car with no or little payment, that’s one thing. No one would care, it’s their money. It’s the fact that they CAN’T afford it that’s maddening. Don’t be a slave to your creditors people! She needs Jesus and Dave Ramsay. SELL THE CAR and get a vehicle you can afford!

[@charlieschuder9976]

Nah, keep the car and sell the trucks. Then again, wait until she gets the bill for the Audi after the mechanic has to go into FSP for an oil change. lol

[@flamingviperv12]

Dave Ramsay talks straight out of his ass most of the time. I was forced to take a "financial" class in my senior year of high school and instead of my teacher doing her job, she made us do his dumb little program and that class honestly pissed me off because the things that he talked about doing is completely unrealistic for younger millennials and Gen Z to accomplish because 2024 is not 1984.

[@LauraGraham-m5t]

Husband and I make $275k/year. I drive a 2009 Camry, fully paid off, 130k miles. I would never, ever pay this much for a car.

[@unropednope4644]

Yeah sure😂

[@daysandwords]

@@unropednope4644Are you suggesting they are making this up... For what reason, and how? $275K is a lot, yes, but it's between two people, it certainly wouldn't put you in "too good to be on KZbin" territory. I know people who make that by themselves. And yes, most of those people are very good with money so a lot of them buy stuff like a 2012 Camry or something.

[@jensimaster]

My wife and I are in the same salary range, plus we own about 3 million in real estate, most of that is rentals, which adds another 120'ish a year. I drive a 2009 Kia Sportage and my wife drives a 2004 Subaru Forester. She's a director at an electronics manufacturing company and I'm an engineer at a power utility. We're both in our late 40's. Among our friends we're pretty average in terms of income and assets but most of our friends we met through schooling or our careers and are close to the same age. So that salary region is pretty normal for some people. That being said, I'm with the original poster, financing a car purchase if it's not for a business is idiotic. I have primarily driven cheap used Japanese cars my whole life, and I keep them until the wheels fall off!

[@wsieber89]

I'm a single guy in the oilfields making ~$130k and I drive a 2006 dakota.

[@bashiixd5665]

Doing deliveries in upscale neighborhoods its common (but still surprising & inspiring) to see old cars in the garages & driveways of million dollar homes.

[@tj-8422]

This woman seems super proud of herself...that's the kicker for me

[@p-__]

My farts are better than August's farts

[@bchin4005]

That's what happens when one is a moron.

[@Ryuu44]

There are two types of truck owners. The vast minority that actually need them for work and the vast majority that got suckered into an upsell instead of buying a car

[@reclusegoose4094]

Her whole outfit and look is proof she is bad at making financial decisions

[@Terri_MacKay]

These are the kind of people that have tens of thousands of dollars in credit card debt, yet go on 2-3 vacations a year. I've known so many people like this. It blows my mind how people can live with that kind of debt, and just not care.

[@dtwbtl]

I can't fathom having $3,000 extra per month to put towards car payments. My husband and I have one vehicle and recently totaled our car. Our car payments went from $171 to $250 per month and our car insurance went up $30 per month, so $100 more in all. I literally cried because who wants to pay more?! But $3,000?!? I could do so much with that kind of money. And I definitely wouldn't be spending it on cars.

[@caitlinmyriah7657]

That's why my husband and I pay up front for anything we purchase. We save and buy, paying every dime at once. His truck and my car, OURS! Our two dirt bikes, OURS! Everything other than the house we live in, it's all bought and paid for. No payments. I can't imagine needing the newest, nicest, high brand-name vehicle. As long as it gets you where you need to go without worry. Like... come tf on. 🙄

[@AS-oj3cw]

They need to teach financial literacy in school. I'm in my 30s and am constantly pissed with all the things I'm expected to know and just don't.

[@dubzillaaaa]

The manager and whatever salesman got her to agree to those terms were probably popping champagne in the back.

[@brandonsupreme8380]

Hahahahah smoking that weed too why pay 6k per month dumb ppl agaim

[@FreshDougan]

My wifes friend is like this. Spends so much money on her vehicles that she can barely pay her rent. And I just found out my wife has been helping her pay the rent. Which pissed me off. Her friends stupidity shouldn't be our issue.

[@ezraf.7759]

Let her fuck around and find out. Either her landlord gives her an eviction notice or one/all of the cars get repo'd.

[@Beeperoni]

I love how she says “this is my life, this is what happened” like it was forced upon her 😹

[@honeylis7]

I can't believe anyone would purchase a $90K vehicle without making a big down payment, and being absolutely positive that you will be able to make the payments for it. I also can't believe anyone would post this on social media. My God.

[@Kink_Shaman]

I never thought teeth could be “too white” until now. She looks like she’s wearing veneers.

[@pegcity4eva]

Ross on friends

[@zstrode.8953]

She is

[@snowwhite5842]

They are veneers. Because they have to basically destroy your teeth by drilling them down. And veneers only last about 10 years. So by the time she pays off these teeth, she’s going to need another set. She’ll be spending $25,000 every 10 years. She could have paid $19.99 for a box of Crest White Strips.

[@zstrode.8953]

@snowwhite5842 do you think she's worried about money? Lol yes it's clearly veneers.. thats not natural at all

[@OnBakePlatinum]

Botox and plastic surgery too

[@Tina_Bo_Binaaa]

Priorities are a funny thing. This is why financial literacy must be mandatory taught in high school. But besides her severe errors with money, Why is she sharing her private family business on the internet?

[@thepjup4507]

views

[@tewks4458]

Something about Tik Tokers creeps me out. They all present themselves as so animated and fake. It's like watching a carnival animatronic.

[@AccountSpace]

I can't imagine spending over 200k on vehicles and they both are terrible on gas and dont earn me money by using them for work.

[@CREATERpl]

Damn, Sandra Bullock's new movie is super weird.

[@Henilegasp]

😅🤣😂😆😭

[@francescaverdi2555]

😂😂😂😂😅😂❤😂😂😂

[@Mummee-fu2oh]

We have these “big SUV moms” around here. It’s definitely a status symbol. They love saying how their husbands treat them like a Queen and how blessed they are.😂

[@Wonderfully_Wicked6664]

With car payments like these no way they aren't military...😂😂🤷🏾‍♀️

[@nationalinstituteofcheese3012]

I don’t get it. Then again, I don’t know Jack about the military

[@julioperez2742]

@@nationalinstituteofcheese3012when you’re in the military, and go to the dealership, you’re basically a walking dollar sign to the salesman, which they’re going to just screw you over.

[@drewgoin8849]

I thought the federal government had certain protections in place to keep businesses like car dealerships from imposing predatory interest rates on members of the military?

[@camkraw893]

​@@drewgoin8849it's more for check cashing places and some small business dealerships around bases, but big name dealerships? Not so much... They can warn you, a real mentor will tell you how not to get screwed by them, but when they see that red charger sitting in the lot they drove by ...... They don't listen

[@thepjup4507]

@@drewgoin8849 lol

[@despain8726]

I’m in finance. I promise you this lady’s story is not unique. Nothing makes me do the biggest “wtf” then seeing someone making a payment for a 2018-2019 car for over 1000 a month

[@sal5440]

When you see that new car and want to know if you can afford it do this. Check what the payment is per month for a 36 month loan and then check if that amount is at or under 10% of your monthly take home income. If the payment is 10% or less of your monthly take home then yes, you can afford it if your other finances are also in order. For some reason the majority of people will just ignore this but to each their own.

[@A_Ducky]

That's actually very good advice

[@EmojiDrawsArtlowkey]

This person is someone who wants to live the rich life. Rule 1: DON’T SPEND MORE THAN YOU MAKE!!!!

[@jasonleach1089]

She doesn't work its her husbands money

[@ana-zb7ix]

Well, now I’m really not that sad about my own my debt. Thanks August, I needed that.

[@teohahs9464]

5:15 nah don't pull this bs, yes that's the actual price of some cars nowadays but then those are the cars you are unable to afford. In 2022 when the car market was still crazy, I got a 2005 civic for 6k. Sure it's a 2005 civic, but it is what I could afford. If you're past due on a 1400 a month payment for a 2020 tahoe, then you counld't afford the 2020 tahoe. You didn't have to pay 84k for a Tahoe, no one put a gun to your head and said it was the only car you could get. Just makes me mad

[@ScottRKrol]

The good news is financial problems never create problems in marriages.

[@switch231]

Strong with you the sarcasm is.

[@timothymaguire4248]

Yeah they say "Money doesn't buy happiness" (bs) but it definitely prevents a bunch of problems lol

[@rogerfinney2811]

I genuinely laughed aloud

[@eshuorishas9987]

My buddy sells cars in Michigan. He sends me things like this all the time. One 18 year old was gonna buy a dodge ram at 22%. I didn’t even know it could get that high!

[@nain-desintje-de1188]

Holy cow that’s soul crushing. Eight years at 24% is insane for that family member of yours.

[@donavancampbell6658]

"Stop coming after me for my bad financial decisions and start coming after him... Also i bought his for him"

[@TightyWhiteyTrash]

*Not to mention gas prices & she bought a Tahoe Tank?!* SMH 🤦🏼‍♂️ 😑

[@322Mermaid]

Yeah. Insurance. Repairs once the warranty expires etc etc etc etc Maintenance costs 😮😮😢😢😢😢😢

[@TightyWhiteyTrash]

@@322Mermaidmy brother has a Tahoe & he drives his wife’s car. His year/model combined city/hwy gets 17 mpg. Plus, we live in *SoCal* & the avg cost of a gallon is 5.20 😳

[@lakeshowbron4747]

​​@@TightyWhiteyTrashdamn bro hope he's a lawyer or something 😂😂😂

[@TightyWhiteyTrash]

@@lakeshowbron4747long story short; I’m one of 5 kids & he was the first born. He has that first-born-child syndrome that’s 40 years old, but acts half his age. He’ll just buy something cuz that’s what he wants

[@monorail4252]

They have income coming from elsewhere, "inheritance", but have bad credit scores because they were never good with money. They can afford those vehicles but not from their own income.

[@unropednope4644]

Onlyfans probably

[@monorail4252]

@unropednope4644 probably not, they grew up with money and aren't paying their own bills directly.

[@LadyyJesus]

But her bill is 17 days past due. It looks to me like she can’t afford it.

[@monorail4252]

@LadyyJesus 17 days? There is usually a 15 day grace period. It will take another 90 days of missed payments for them to reposses.

[@LadyyJesus]

@@monorail4252 Sure, but when you can afford something you usually pay the bill on time. Maybe a few days late, but who lets a bill they can pay sit for over 2 weeks? Why would anyone willingly do that? She was also talking about letting one of the vehicles get repossessed. They’re in debt, they can’t afford these payments. Edit: it shows in the video that her payment is 17 days past due.

[@FSMface]

WHO in the BRIGHT FRESH HELL finances 96 mos at 26% ??? RIP

[@TyyTheFlyGuy]

Military privates. Happens all the time. They had to ban them from purchasing near bases.

[@krisalvarez7647]

"bright fresh hell" is now an important phrase in my vocabulary... thank you lmao

[@FSMface]

@@TyyTheFlyGuy Oh hell. Yes, Ive heard of this. Spent some time close to a Naval base in HI, forgot how they prey on ensigns and privates with money burning a hole in their pockets. 😕

[@TyyTheFlyGuy]

@@FSMface yeah it's brutal. Makes the kids bitter too when they realize how much they are getting taken advantage of a few years later just because they don't have life skills/knowledge of finances.

[@josepheverhart99]

This is a broke poor person, acting like they got money and know how to handle finances... Smh.

[@TheCrazyCartModChannel]

"You're never going to come out on top when you buy a car" if that were true there would be no such thing as flipping cars.

[@TheGlovener1985]

i think he mostly meant off of a dealer brand new

[@TheCrazyCartModChannel]

@@TheGlovener1985 fair enough 👍

[@BentleyTypeR]

Knowing this, I am quite happy with my 2013 Kia Optima LX that I paid $8k for out the door for this year. I 100% own that car. She and her husband probably own no more than a tire of the vehicles they have

[@Cashhhhew]

I love having a car in my own name 🙌 it’s reliable, it’s ugly so I don’t care if it gets banged up lol. I cannot imagine the stress of keeping up with an arbitrary status symbol when you aren’t actually wealthy. Insane world.

[@missdenisebee]

Jesus! I’m paying $400 a month for my SUV, because a few years ago I decided I could afford it. Fast forward to now, and I absolutely regret this decision. It’s a fine car, and while I can comfortably afford it, it still feels like too much for a damn car. I just CANNOT wrap my head around paying $1k+ per vehicle, every single month😭

[@hedgehobbit6844]

Literally same. I love my CRV but the $400 payments just…. Ouch lol. At least I’m halfway done with the payments 🤙

[@SHLYRH]

Like, that is my rent lol. I’m bamboozled!

[@gbas76]

Don't buy it unless you can pay for it twice in cash. (excluding your house)

[@uche007us]

@@gbas76 880 for my RAV4. Love the car, can afford it but regret buying it now

[@coldcreative4601]

400 dollars total isnt too bad if rhat includes insurance too. You got people making 700 dollars car payments once insurance added in and that is exactly why I decided to buy an old truck and restore it. Funnest and best investment Ive ever made.

[@deliciousgroove]

It's obvious that the money went to her spray tan, tattoos, and teeth.

[@kaitlin2150]

Bragging about poor financial decisions is WILD to me.

[@scottwall8419]

She isn't bragging, she says these are bad things. I don't normally defend these types but I watched the full videos. She has the same look on her face in all three videos, she gets botox so she looks this way sleeping. She's saying these are bad decisions and she's trying to get debt free but they have issues, they are upside down on the loans, each car has small body damage thay effects the resale value. She bought the audi in cash so thay once the Tahoe was gone she would have no car payment, she didn't use the cash to pay down thw principal because she thought at the time she could break even on the Tahoe as it had no body damage at the time. They don't know what to do about the truck yet as it seems they are to far underwater to fix that. They are educating themselves to make thier situation better and I don't understand how this guy got thier intent so wrong. You guys need to stop believing everything you hear and investigate for yourself. Yes she looks like a bimbo, yes they made dumb decisions and some flack should be given for that but they aren't humble bragging, her face just looks like that. She'd have the same dumb look on her face if she was being thrown out of an airplane or accepting a promotion.