Confession: My MASSIVE Luxury Debt || Autumn Beckman

Confession: My MASSIVE Luxury Debt || Autumn Beckman
Click "show more" for more information from this video.
Luxury retailers where I've found my best bargains.
Fashionphile: shareasale.com...
Fashionphile Outlet: shareasale.com...
The Real Real: the-realreal.2...
Rebag: shareasale.com...
Items.
Use code AUTUMN for 15% off handbag accessories at dressupyourpur...
I'm wearing.
Use code AUTUMN15 for 15% off in-stock jewelry at www.jillmaurer.com
Remember to use Rakuten for cash back on online purchases. New members get $20 off their first purchase for a limited time with this link: www.rakuten.co...
Also use honey for online coupon codes: www.joinhoney....
Pro tip: Run honey first, then activate Rakuten to enjoy savings from both!
My Filming Equipment
Camera: Canon 90D: go.magik.ly/ml...
Lens: Canon 24-105mm f/4L IS II USM: go.magik.ly/ml...
Vlogging camera: Canon G7 X: go.magik.ly/ml...
Vlogging tripod: go.magik.ly/ml...
Microphone: go.magik.ly/ml...
Background light: go.magik.ly/ml...
Face & side light: go.magik.ly/ml...
DISCLAIMER: Those sound effects you hear in the background are courtesy of my African gray parrot, Vincent. For more about Vincent and African grays see my video: • Watch This Or the Bird...
Some of my links are affiliate links. That means when you click on my link and make a purchase on that site I get a small percentage of the sale. That said, I am always honest with you regarding what I think about products and companies. On several occasions I have encouraged you not to purchase items on which I could otherwise have made a commission.
Instagram: autumnbeckman
/ autumnbeckman
[e-mail]
I no longer have a PO Box.
Intro music: Ersatz Bossa Sting from KZbin music library
AUTUMN BECKMAN || Luxury Living on a Budget

[@AutumnBeckman]

Several people have raised the issue of the benefits of credit cards, namely earning rewards from purchases. Good point. Perhaps, I should have discussed this. In fact, I used airline miles from one of my cards to pay for my sister's flight on the California trip that I discuss in the video. I will say though, that in my experience the cards that offer such rewards tend not to be the ones offered to people with poorer credit scores who, generally speaking, also tend to be poorer people.

[@landalanda]

In general, I feel that people make wrong assumptions to make themselves feel better. It puts them in the “right” because they themselves don’t own one or own luxury items debt free. So to point fingers or make assumptions as if they are “exposing” you make them feel better about the position they are in. People watch videos on luxury because they desire luxury. If for those who make negative comments truly do not care about luxury items videos such as yours would not be clicked on or get “triggered” by it. Simply, people project and it has nothing to do with you. I have always desired luxury items but I don’t have much of them. I didn’t grow up with money and I saw how hard my dad worked. Even the thought of eating out at McD was a rare treat. I knew if I ever when to buy something nice to have the necessity must be met and have enough excess before I would consider buying something luxurious. When I do purchase luxury items (only able to own a few pieces) I put it on a card to take advantage of miles / cash back benefits. I pay off the balance every month so I own my things out right. I learned at a very young watching adults stress out that credit card debt is dangerous. I only put on the card knowing I can afford it debt free and pay it off when the statement comes. I do enjoy luxury videos such as yours so I can get perspectives of what is out there and what would work best for me. Then I decide on what to save up for that would bring the most value and functional use. Thank you for taking the time to share your luxury items in detail as it is very helpful to me.😊

[@chrisnickle6595]

Jumping back in on the topic of credit rewards just stuck a humbling cord with me. My son 6 years ago at 21 sadly took his life. He suffered with depression. Thats all about that😕 But my best friend who is my cousin saw how distraught I was and arranged and took me away to sunny Key West on her mile rewards !! Her flight was $26 bucks and mine was $32. YES!!! You read that right:) That trip with her I will never forget!! She pays all her bills on credit to this day and pays them off at the end if the month to gain the rewards!! Yes...it takes discipline but anything us obtainable if your mind is set!! Oh we flew round trip from Pa :)D

[@AutumnBeckman]

@@chrisnickle6595 I'm so sorry about your son. How awful. Key West is where my mom took me on my 40th birthday trip. Loved it! That was a year and a half ago and I still daydream about going back. That was so thoughtful of your friend/cousin to do that for you.

[@alinacastillo]

Wrong assumptions... we manage our finances, pay our bills, save money and buy luxury things if we can.

[@jackiehaas]

I use two credit cards for gas and eating out just to earn the points. Thank you for mentioning that point, I was on my way to make my own comment about this subject.

[@cathyvice1971]

Everybody spends money on something that others don’t understand why. Everybody.

[@joisabrinagay2841]

sooooo true, so true

[@melissan9199]

💯 agree

[@stephcp5045]

Yes 🙌

[@lindsayfitzhugh2837]

I applaud your transparency and 10000% agree with you! Growing up poor can be very oppressive and it's a struggle to pull yourself out of it. Once you have some money, it's easy to want to treat yourself because those little luxuries were never available to you.

[@callalily_6084]

A coworker asked me if my Kate Spade handbag is real. When I said yes, she looked at me in a judgemental way & said that brand is so expensive. Another coworker asked people if they buy luxury brand items so she can try to convince them not to spend money on luxury items. Some people need a life. It’s not their business how others spend their money.

[@angelasummeragad5298]

I think she is just jealous because you can afford a nice bag😬 and she can not. Hahaha make her more jealous by buying another Kate spade bag. I love Kate Spade!

[@mocharidesking1779]

You should have told her to ask her husband!! Lol!!"😂

[@sinabunnyasmr13]

Wow Imagine that coworker seeing someone wearing authentic Chanel or Hermès bags.. 👀🙃

[@glambox92]

Goodness me, I hate it when people behave like that! So bitter 🙄 why can’t people just let us be with our choices lol xx

[@dsy1081]

I literally cannot imagine asking someone if their bag is real. I did have a coworker say to me once that she looked up the price of my bag and couldn’t believe it was more than her mortgage. Just like unsolicited, out of the blue. And what a strange metric. And I just wanted to say, “It’s more than mine too. What’s your point?” But I think I said something like “Well, I saved money and I spend it on a few nice things rather than a lot of little things.” But really. What a weird thing to say to someone. Then later, she solicited my financial advice, and through helping her with the basics, I discovered that I have saved more for retirement at 32 than she has at 50+. Yet she’s judging me for my financial choices. What???

[@lauraloo4259]

I grew up in a single parent family, (my dad died when I was 6) we had nothing and my mum suffered with Agoraphobia for 9 years, which had a massive impact on our childhood. Now if I save my hard earned money and I want to buy the bag/slg or go On holiday twice a year I bloody well will!!! I will never live my adult life the way I lived my childhood xxx

[@noagruber8028]

absolutely! you go girl. If this year has taught us anything its to live life to the full. xxxxx from New York.

[@ggb9267]

Good for you!

[@glambox92]

Love this 💖

[@ginamorris4520]

Smart point of view, I'm doing the same thing now, it's my money, my credit and I'm the one doing the payment not them!

[@lauraland9311]

Amen sis. I mean, YOLO. my childhood wasn’t ideal. I too am doing my darnedest not to repeat it.

[@rachraves4734]

“First of all, my bronze pants are amazing!” 😂😂 YES, girl. I’m also a teacher with a love of luxury and guess what? NO CREDIT CARD DEBT

[@tylerteaches7620]

I use my credit card to charge the amount but then pay it off right away. I do this for a few reasons. 1) Cash back 2) Security (if product doesn’t get shipped/something wrong with order/seller 3) It is easier for me to track my spending if its all done in one method.

[@AutumnBeckman]

Good points.

[@19andiaz]

Same. After someone stole my atm card info twice I decided that a cc is a safer way to also shop even in actual physical stores. It's an easier way to claim fraudulent activity.

[@tarreemhacaruso2687]

I had to learn to do this. I don’t spend until I have the cash saved so I could pay it off immediately. Credit cards companies are such A-holes also.

[@godisgood5038]

Can't you track with your bank debit card?

[@MsKathyR100]

Yes you can track using a debit card. However, consumer protections on debit card fraud are different than for credit cards. Liability on credit cards are most often limited to $50 and most issuers waive that. Liability on debit can be unlimited. Amount of liability of course, depends on when you report the fraud. In either case, if you’re vigilant about checking your balances and transactions on a near daily basis, no problem. But if if the fraud is detected on your credit card, the issuer has to fight to get their money back from the various merchants that accepted the transactions. If it’s your bank account, you have to fight your bank. In the meantime you may or may not have access to those funds. And that part bugs me a lot. I work with people who live paycheck to paycheck. And one of my coworkers had her checking account drained after she used her debit card at a gas station. She reported it right away, the bank said they’ll look into it but they didn’t put the money back into her account right away. She didn’t have money for gas or food and payday was a week away. Luckily her daughter came to the rescue. She did eventually get her money back but it was harrowing time for her. Had it been credit card fraud she wouldn’t have had to worry so much. And yeah, the poor have little access to credit and what credit they can get seems to be at predatory rates.

[@tanyawalker4658]

I’m from an average family and nobody in my family, other than my husband, know that I purchase LV Bags and purses. It’s a secret I keep because of the guilt. I never go into debt and save my money from my second job and my husband is all okay with it. He’s very supportive.

[@mrs.duran8149]

Interesting.. you do not wear your bags around family? I avoid doing so myself because I feel bad that they don’t have the same.

[@Rainebee1]

Why the guilt ?? I work for my money !! And I deserve to and earn the right to spend my money the way I want to !!!! Get over it - ENJOY your bags

[@Shanycole]

Yes lot of us have multiple streams of income to purchase luxury. I do! ✋🏽

[@millier.5314]

I love this video so much ... thank you for opening up about your life and experiences. We all go through things in life and some are more privileged than others, these people need to get off their high horses. We were also poor and I appreciate everything I have now and I agree , education is everything. No one can tell me what to do with my money. I am also a person that does not put luxury bags on credit , I save my money and buy what I want. Also , yesss vacations and memories are everything ! Keep doing you and don’t listen to these people , they don’t know what you’ve been through. ❤️🥰

[@quidproque8404]

@@mrs.duran8149 I always "read the room" when it comes to my luxury bags. Depending the occasion, the people I am meeting etc so I adjust accordingly. Anyone in my family dont criticize as they aren't in touch with luxury items so they dont care but when I have to attend some charity events I take it down a notch just to be considerate.

[@lesliecraven3087]

I was in an abusive relationship. Once I was on my own with a good job I started being able to afford things. The feeling of buying a Chanel classic flap pre-loved is an indescribable feeling. Every time I look at the bag I think about how much it really costs and how much I got it for. I feel smart, beautiful, expensive and happy all rolled into one.

[@AutumnBeckman]

Sorry you went through that. I just got my Reissue so I know the feeling about the bag. ;)

[@dnd1007]

This is awesome.

[@katemiller7874]

Yes babe you are all of those things. I love how strong you are. Very inspirational for women in those relationship. Stay safe

[@crystalglitter99]

Same here. Happy you got out and are doing well for yourself.

[@pancakes12able]

@@AutumnBeckman Girl, we're waiting on that reveal! Congrats. Can't wait to see it 😊

[@amber.cartomancer]

What a great discussion. I've always wanted an LV bag but couldn't afford them. Then I found the secondary market. I have 3 bags and 2 SLGs and at 53 I am happy. I love my bags. They are from the 90s and the early 2000s . I wish I did this years ago. 😊

[@sococo1464]

This was a very socio-cultural and psychologically sophisticated and insightful assessment!

[@CarolineFitzgerald.838]

I’m shopping like crazy online during covid. I know that I can pay it as I’ve been working as a nurse the whole time. The trick is to lower your cc limit. I did that years ago. Plus I usually buy preloved and I can lay away. I can afford brand new but I prefer to recycle. It’s your business Autumn. You are incredibly smart and I don’t think you spend recklessly. You always search for bargains. It’s inspiring.

[@tigre9271]

Me too! I do the pre loved mostly , also the no interest monthly installments that a lot of companies are now doing. And recently I bought a coach bag, and got 30% off. On a credit card, that I will completely pay off as soon as I receive the bill. This random hater that made that comment about credit card debt either doesn't HAVE a credit card or just isn't very savvy on how to use it to her advantage.

[@izzapartier9068]

Same, even the concierge in our apartment called me out for receiving packages like 3x week 😅 we nurses work hard for our money, we can do whatever we please with it 👌

[@user-pm2zv9fs5r]

so true. i dont really spend much money on anything else, yet i still used to feel guilty for spending a little on tech (i love tech lol). knowing ur limit is really key and im a lot happier

[@MeticulousShopper]

If you lower your credit limit, you're just increasing your utilization percent, which can hurt your credit score.

[@LaTeefah72]

You are so eloquent. You communicated so well what people go through every day. This is why I love your channel. Keep up the good work!

[@noblestrength]

Hi Autumn! I do not comment much, but I enjoy hearing a rational, articulate, intelligent, informed, honest, and personable individual speak. I admire your communication skills extremely. Thank you for your perspective on another person’s assumption of you. It was nice learning a bit more about you too. I would love to see some of your art.

[@Jo-Mag]

I have been off social media/you tube for a bit and this was such a lovely grounding video for my return. Thank you.

[@Shanycole]

Come back! 🙂

[@19andiaz]

Cannot even imagine how sad these people's lives are that they have the time of day to shame people on how they spend their OWN hard earned money🤦‍♀️

[@BEaUtifully786]

Thank you! Like, it's not even their money. Why are they so concerned? Geez...🤦

[@GirlyHauls]

This!!!!

[@amandakadlecek3221]

How you spend your money and any debt you may or may not have is NO ONE’S EFFING BUSINESS!!! Love ya 💛

[@myluv4lux904]

AMEN

[@lvluxdelight]

I've had quite a few people ask what my husband does for a living 😳 or "what does your husband think of your spending habits?" Or "how do you afford to buy so much?" The truth is: it's really our business.. my hubby and I are extremely responsible when it comes to our finances... he makes sure we have great credit and have everything paid off.. but, when I'm asked, I never answer those questions 😬 I really love your channel! 😍❤❤❤

[@afyaabrafi5433]

When I'm asked the "what do you do for a living" question I just say I'm a bum living under a bridge and we both laugh it off and I keep it moving, 🤣🤣🤣🤣. Some people keep insisting on getting an answer and that's when I get pissed and just say I'm retired. It shuts them up after they say, "you're too young to be retired." You just can't win with nosy folks, 🤬🤬🤬

[@Shontise_Shonie]

My partner’s friend always asks her how do I have the luxury bags I have. WOW so nosey and silly, I always save up and pay cash.

[@nancybrozo3313]

I have 1 luxury LV purchase. A vintage monogrammed tennis racket cover that came with a racket at the Goodwill store for $4.99. Can only dream that I find another LV piece. Can relate

[@meriemwhitlow8125]

You are an INSPIRATION! Today was a very long day for me since I am back to school beside working during the day. I got home, exhausted, cold outside, hungry and just depressed. Watching you is really inspiring!

[@AutumnBeckman]

Thank you. I hope you're feeling better now.

[@chris-tfs9074]

Wow Autumn ... your story is INSPIRING - simultaneously very sad! But you have CLIMBED out of the pits of hell of what sounds like a really UNFAIR childhood! AS I SAID very inspirational! 🥳🎊👏❤❤❤

[@EssSimplyDone]

Autumn - Credit cards arent bad. Its the people that dont know how to use them make them bad. If credit cards are used right, you can get so much free stuff from them. If you dont have control over your spending , thats when i say dont get a credit card

[@AutumnBeckman]

Truth.

[@angelasummeragad5298]

Yeah your right girl. That’s why I don’t own one, because I am a bad user of credit cards. 😬

[@Vpower07]

Thanks for your transparency on your situation. Your insights on the economic system being rigged are spot on! I will probably never purchase a luxury bag (I’m happy with my mid-range bags😊) but that doesn’t stop me from enjoying vids from peeps who’ve spent that kinda $ for their bags. I ❤️ seeing beautiful things and I can do it without a drop of envy for others’ money situations.

[@vintagegal5616]

When I turned 66 yrs old, I was able to start collecting my SS benefits. Being divorced at 40, without a college education, I struggled financially until my social security kicked in. Still working full time, after getting my LVN/LPN, my SS money are icing on the cake. So I did what I had been wanting to do since I always had a purse fetish,I started buying LV, Gucci, Chanel, etc, etc. Why did I do that? Because I can!😜😄🌼🥳

[@wendypoo9914]

Yup…

[@Stephtheencourager]

Amen!

[@mbelieve9919]

Thank you for sharing such an honest perspective. It is very rare to come across a video that addresses these issues, especially in the luxury influencer world.

[@justluvabag]

Perfectly said Autumn 🤗❤️ Thank you for sharing! It’s a shame that we can’t just be happy for one another. This is very inspirational and hopefully people will open their eyes and be more understanding and aware❤️🙏🏽

[@Dr_Dee_Sankofa]

This is so profound and appreciated. Thank you for sharing your experience and wisdom.

[@jdelo2112]

I love everything that you said in this video. You have certainly 'got your head on straight'. Educating and sending love and understanding into your community. This is also a good reminder for others to do the same. Sending love from Boise, Idaho!

[@JB-bd7xv]

“But this time you’re gonna have a speedy” Was it for me! Love it, I and love your channel♥️

[@CristaStylista]

Great video, and yes--those pants ARE amazing! I really appreciate your transparency, and I understand (and can relate to) your life experience as a young person.

[@loredanasutton2940]

YOU ROCK GIRL! Loved your video on ‘nasty’comments, (your humour is just great!)and this one was particularly touching😊! You are a very nice and well balanced human being! I hope that your present and future life is filled with ‘sparkly’(loved your sparkly bronze trousers) and ‘precious’ moments😊

[@sandyokey7728]

Unfortunately I think the people who are so quick to judge others and speak condescendingly about their purchases do it because it makes them feel superior. They don’t care about anyone other than themselves, they don’t have any empathy for others and feel they have a right to say nasty things because they tell themselves they’re “Helping”. You are very articulate and made so many good points there isn’t anything I could add. But I thank you for taking the time to do this video and I’m sure you’re going to impact some people in a very positive way today. Not the condescending bores, they’re a lost cause, but I’m certain you have given hope to others.💕

[@lindsey9208]

Autumn, thank you for your honesty. I didn't grow up poor, not even close, however as I grew up I realized that not everyone was as fortunate as I. My husband grew up in much different circumstances than I did. His work ethic is the best I've ever seen. Although he had nothing growing up, he worked hard and became a lot more than that of anyone in his family. (And no debt). Thank you for being so transparent with your story.

[@connielahman5725]

You have gone through so much but just look how far you have come.You’re a beautiful and strong woman.

[@kemiw767]

I really appreciate your opinion on this topic. We are all coming from different standards and perspectives in life. This is a personal choice. Thanks

[@fennyellis3366]

I love and admire high end, luxury items! I don't own any but to see others able to buy and enjoy is WONDERFUL!🤗

[@traceybrown841]

Thank you for sharing so openly and honestly. It was really helpful. I like nice things, ( jewelry and purses). I know some people think my spending is irresponsible because I live in an apartment, I don’t own a house by choice, I don’t want the responsibility or for my budget to be that tight. I make an average income, work really long hours, but I’m happy.

[@quelsplace5956]

I literally just subscribed based on this open, informative and transparent video. People need to mind their own pockets. I literally post my purchases and new luxury items in groups with other people who can understand and not be judged. I never post them on my personal IG or FB. 1. I don't want to make anyone feel bad who aren't able to indulge right now. 2. I don't need people trying to mind my pockets.

[@ketravelasquez1393]

You have been the first person to explain this very well. It is rigged. I make a lot of money but I still save for my purchases so it does not get out of hand with spending and I still find myself in the same dilemma. By the time you have the money literally the bags are all sold out or the prices increase. Once the bags are sold out now the resale price is crazy. I get it but it's still crazy. People should just do what they can and not be so judgemental. If you have problem then just don't watch.

[@lvluxegirl]

Thank you for sharing your story ✨✨✨

[@Trendolyn78]

I have found items at thrift stores I love second hand but I’ve learned to buy something new! I have learned that being poor is a mindset and I left it in the past.

[@linzieredden253]

I love how open and genuine you are on your channel Autumn. Great video. ❤❤❤

[@MummyBrown]

I just found your channel a couple of days ago and I've been binging your channel since. I LOVE you so much for making this video. Your honesty is very much appreciated and I saw myself in some of what you said. Your "mind ya business" is damn beautiful and so very eloquent. Much love from one fellow Texan to another!

[@adriennebryant2478]

I could not imagine asking a coworker how much they paid for a bag! Wow!

[@esmereldapinchon1422]

Agree. Super rude to ask that.

[@elizabethconroy7665]

Totally agree It’s so damn nosy

[@heidijay5902]

It’s such a rude question.

[@dianeolson8449]

yes, indeed...

[@lovelydiva06]

I don’t think it’s a rude question unless your ashamed of having paid the price you paid, some people may ask the question to be judgmental while others ask to get an idea of what they may have to have/save to get the bag, I mean I wouldn’t ask it cause Idc your money do with it what you want but I don’t find it rude to ask

[@charlieway4805]

You WORKED HARD for your HOBBY....Thank you for your service!

[@dacemuhammad659]

I love how transparent you are. I personally own no higher end bags but am saving towards my first. I enjoy your personality and channel you are awesome Autumn

[@sandysplayhouse6201]

Wow! This vid is outstanding.You have such a way of putting things into words the way I never could

[@JillMaurer]

Thank you so much for sharing all of this Autumn. Finances are such a personal thing, and we all approach it differently. You are doing well. xoxo

[@farleysmythe]

So eloquent. Love your channel particularly because you feel able to make a whole video on meaningful topics.

[@BoldandGraceful]

Wow, great video Autumn, You had me in tears. I love how you are not judgemental, I have watched almost every video you have created (I don't always comment, but I should 🤗). and you have never changed. I totally agree and feel the same way, I don't walk in others shoes so I have no right to say anything. Thank you for addressing this very hard topic 💖

[@jackieduplessy1459]

This was such a great video. I’m so happy you addressed this. I’m not telling people to go in debt for a bag- but they don’t have to be ashamed over it. Love it!

[@AutumnBeckman]

You pretty much just summed up my 30 minute video in one sentence. ;D

[@nancyodonnell5298]

BRAVA! just discovered you, and you're wonderful. I grew up very poor, same story, different details. Love your take on education, credit cards, predatory lending, people of privilege not understanding a thing aout poverty, etc. Love luxury and beauty, and plan to surround myself with a much as I can in my short time on earth.

[@Wendys_lovinglife]

This was such an honest and compassionate video - compassion for yourself and others. You are a rare human being Autumn - full of empathy and understanding.

[@emmacat3202]

I would love to buy a LV bag, but going into debt for something like that is terrifying because it won't help me get a job in my field like a college degree and a car will. I'm in student debt, and it's awful. I'm trying to pay off my student debt and the car I needed to get to work first. I'm happy with my thrift store clothing and my one kate spade bag that I saved up for months to get. I grew up middle class to lower middle class, and we lived paycheck to paycheck. We couldn't even dream of going into debt for a $2k handbag for my mom because of bills and rent to pay.

[@alishiawalker8703]

Great video! U don’t owe anyone an explanation for ANYTHING u purchase!! Keep doing what u do with ur money!! I really enjoy ur videos and watch them on a regular basis because of ur personality and content. God bless!!😁

[@TheLeemel07]

Wow I enjoyed this video you are so transparent and real. Thank you 😊 for being honest and sharing your story.

[@pamelabubeck491]

Not only are you educated . . . you are a wise, wise woman. Thank you.

[@shh158]

New subscriber! I've been binge watching your videos! I love them. You are so intelligent and what you say resonates.

[@kathyn1343]

Thank you for sharing ❤️❤️❤️. We were poor growing up, but I didn’t realize it because everyone around me was in the same place. I was lucky enough to go to college, then grad school. I met my husband in school. We graduated with over $200,000 in loans. We were in a program that was so intense we couldn’t have a job, and government student loans weren’t enough so we needed private loans with interest rates of 12%. I never even knew those existed but without them we would not have finished school. Looking back, it was worth it but so difficult to finish school, have no jobs or place to live, and basically owe a mortgage. You don’t know what people are going through by looking at them, so I agree, live and let live.

[@AutumnBeckman]

Wow

[@tovaromero7805]

This is my favorite content from you. I've considered unsubscribing (my interest in luxury items is considerably reduced) but I didn't want to miss out on these types of videos. Love the pants too!

[@purseobsessed]

Thank you so much for sharing your personal past and how it effects your lux handbag purchases. I was also raised in a poor family and have a obsession for handbags and it took awhile to figure out why I felt that way about them. When you come from nothing and have something that you love that doesn’t make sense for most people you do end up getting shamed about it. Which is not fair. I even talked to my therapist about it and was told that it’s normal and that I tie it with happy childhood memories of my grandma. She bought me my first handbag. Sometimes you do need a good purchase to help you get through life and help you to continue going. Again this was a great video, thank you! It’s nice to know I’m not the only one out there with handbags

[@AutumnBeckman]

Thank you. :)

[@kathythomas9352]

It's nice to hear your story. I too grew up poor and now have a love of purses. I have only ever purchased 1 brand new and still feel the guilt of that. All the others have been used. I am not well off now but in a better position and struggle with enjoying my purchases because I know I don't "need" another bag. 🙄🙃♥️👛

[@MrsIDKwhattowrite]

Hi Autumn, I understand why someone wouldn't like credit cards, but I think that as long as you pay everything in full and on time, credit cards are awesome. Now, I understand that sometimes people can't pay off their purchases on time, but if you can I highly recommend them. My husband and I put everything in our credit cards, and I mean EVERYTHING. The reason we do that is to get the points. Credit card points have paid for a few of our trips (to Vegas and Paris for example). So I'm a big believer in credit cards, as long as you pay everything off on time so that you don't incur on penalty fees. Easier said that done, but I just wanted to give my two cents.

[@AutumnBeckman]

Good point about the points. I should have mentioned that. In fact, I used airline miles earned from a credit card to pay for my sister's flight on our California wine country trip.

[@taylormarie987]

You’re absolutely right on so many things. Great take on this. Credit cards and credit scores really seem like a scam. The fact that each credit bureau generates a different score seems rigged. Also the fact credit checks for a car or mortgage lower that score after taking time to build up good credit is super annoying.

[@fivebagsforlife7479]

Thankyou so much for the video, I was one of them who did’t understand why people go into debt for “frivolous” things as you say. But now I understand, thankyou, I listen to every single word you say. However the only thing I would like to address is becareful not to fall into addiction. 1 or two luxury things is okay, but nowadays people tend to overrate “self-reward”. Because luxury addiction is real, and you still need to limit your amount of debt and be responsible. But I’ll never assume someone I don’t know for doing that. I would just do that to myself. I’m like you, by the way, have to save up for my luxury bags🖤 love your video!

[@jordangrace8257]

I adore your bronze pants! i think there gorgeous 😍 glitter and sparkle makes the world more magical and pretty, we need more of it ❤️

[@a1channel54]

Wow i love your story. You have accomplished alot! Kudos to you. That's why you are very wise. ❤ i pray that you accomplish everything your heart desires.🙏

[@melikeetoo]

TEACH!!! 🙌🏼🙌🏼🙌🏼. Autum everytime you put your teaching hat on I’m SO engaged!! Recently commented on Yotas video, how I’m so confused by these conversations about CC debt or opinions on how people spend their money. Everyone in this community is an adult. This is the luxury community, not the finance community. You’re an incredible woman Autum!! Such an amazing video! I come from immigrant parents, my father was also an alcoholic, I so relate to your story!

[@shadeybitz9499]

I don't get why people make comments like this. If someone spending their money, any way they want, bothers a person this much, why watch these videos let alone comment about it. It is real easy to just click on a different video and move on.

[@caitlinberube3977]

I've seen a few of your videos before (and liked them!), but it was this one that made me hit subscribe. Loved this and thanks for sharing :)

[@marg_est1249]

I use my CC for large purchases for points we use to travel with, but I don't make these purchases unless I can pay it off before the next statement. I have used after pay for shoes to see what size I need so I can return one without paying full price but I'm not sure if I'd Do handbag on it or not. goodvideo!

[@storiesfromtheshoppingmall6486]

I 💯 agree. It’s nobody’s business. When people judge me for my luxury things I think to myself “you don’t know me. You don’t know when I was little the poverty I overcame. Owning this expensive bauble is a symbol that I made it out” also once again I love that you said it….it’s nobody’s business.

[@s.p.alexandrabouvrette3372]

Bravo! Very well said and considered comments/statements about poverty, human agency, and luxury. As a social worker and someone on experienced with both sides of financial security and insecurity, I couldn't have said it better! Found you randomly in my exploration of vintage coach bags, but have thoroughly enjoyed this and a few of your other videos. Thank you.

[@sinead999]

This is the first video of yours I’ve come across, wow. Great video.

[@rateetop]

same, I had to subscribe after!!

[@charisesumner5034]

I think a lot of people these days are jealous of what other people have. And they don't hold back making mention of that. This video was absolutely awesome and hit all the points of the subject matter at hand. You are so very wise and will go far in life. And your way with words is amazing and you are so very good at explaining your thoughts very thoroughly. I hope this video opens up some people's eyes on how they treat others. Like you said, "live and let live." Thank you for this video ❤️

[@yulianagonzalez2428]

I really enjoy your point 🙌🏼 love your content I totally understand because I one of the people came from the bottom and work so hard to have all the things I want🤗🥰 hands down for your situation babe congratulations you have all you want too. Be happy is the most important.

[@jasminelee-yang4899]

Thank you for sharing such a personal experience, I truly admire your honesty and sincerity. Who cares what others think...you do you! You are fabulous! Sending hugs ❤️

[@Buttercookiesssss]

I am so proud of you to grow up and achieve everything and becoming what you are today. Thank you for sharing your story with us ❤️ you earned yourself another new subscriber! 😊

[@benzo543]

Amazing video! You were very well spoken and definitely explained the psychology and hardship that a lot of people with low income struggle with. Thank you for doing this video and being so honest about your life.

[@jhops7502]

What an amazing video!!! That was real! You deserve everything that you get, I agree that I refuse to work all of my life, only to pay bills. Yes, I am all about saving money, but luxury items are great rewards for our hard work. Thanks so much for sharing your story, it is so similar to mine. Much love ❤️

[@sixuvineeUwU]

Great video, very relatable. Poorer people are so preyed upon making it so hard to rise out of that situation. Especially growing up in it with all of the bad life experiences that come along with it.

[@TheLionsLove2]

I really appreciate this video ! Such honest and relatable content.

[@milana1818]

New subscriber. I loved your honesty. Usually people’s comments are about them, not you.

[@JD-fo3om]

Well Said, I love your sparkly pants, your hair is such a pretty colour, and co-ordinates perfectly with your necklace and bag in the background. I admire your confidence, don't change a thing. No-one knows your personal circumstances, and it is none of their business. Sending you love and light from Australia.

[@BlackBerryDiamond1]

Loved this video!!! So glad you addressed those comments and you could not have made it more plain.

[@brigittefritz1000]

You will never regret spending money to create family memories...so true

[@seekoolawithnadinewright3108]

Powerful Message!!!! Thank you for being so open and honest!!!!

[@juliaallen2018]

I was asked by a colleague, ‘how has your house not been repossessed with all the bags you buy’ - the cheek!

[@Shanycole]

Oh heck no!

[@mikeg8276]

Lmfao an average luxury bag costs like maybe 0.2% of a house. Unless you're showing off an exotic H collection idk what that colleague is going off about

[@imbaghappy]

It took me a while to get a credit card on my own. And I use it for points, perks, etc. BUT i make sure to pay in full every billing cycle. I use it for convenience and not as replacement for funds except for 0% installment options which i’ve used for luxury bags as well. It’s a practice that has worked for me as long as I’m able to pay everything off without accruing interest. Thank you so much for sharing your experience.

[@bstrong5016]

Thank you for sharing your story. I admire how strong you are and I wish you all the luxuries in the world.

[@classychictipz]

I absolutely loved this video! I can so relate since I grew up poor as well, along with my husband. We struggled with debt for various reasons over the years and not all from random spending. I've been working so hard over the past years that recently I've been blessed with being able to pay off a good amount of debt pretty quickly. I treated myself to a luxury handbag and was regretting it. I was thinking this is way too much and we stll have student loans. But I reminded myself how hard I've worked that I deserve to treat myself. Hats down to you for overcoming all of your struggles. 👏 Your story felt like mine. ❤

[@krystasites9034]

As a fellow purse collector, I feel that addiction as well. As long as you know what you're capable of and your limits, your life is yours to live.

[@lesliecarnes8775]

First of all I LoVe your glitter pants! Super cuuute! I am so glad I found your channel. I agree with you on the credit card issues. Sometimes it's a necessity other times not such a wise choice.Balance is important. Obviously you are smart and work hard. I agree student loans can feel crushing. I say spend some, save some and give some. I appreciate your story, especially the contrast between your childhood and your adulthood with an education. I really like you! Great topic and I bet your a great teacher too! Blessings!

[@Restless318]

Thank you much for this it nice to talk about this happy easter and spring

[@mary-kaitlynmurray9185]

Thank you for sharing your personal experience with these sensitive topics. I am glad I watched. Money is not often something that is sat down and discussed so intelligently, mindfully, and empathetically. I really like how well you communicate your thoughts on this and I appreciate you taking the time to do so.

[@_lines_of_joy]

I super relate to what you’re saying. The mindset of being poor sometimes is carried on to our actions in handling money. And I think it’s so mean of people to judge. Thank you for making this video. More power to you Autumn. People need to learn to be kinder, and not too judgy. God bless you💖🙏🏻

[@ColonyCafe919]

You go girl! Thank you so much for doing this video. I’m totally tracking with you and agree. Also your absolutely correct....it’s no body’s business what you purchase and how. Hope more folks hear this video. 😘😉

[@princessyoung3275]

Hey 👋🏾 Autumn happy 😃 Easter 🐣 and have a wonderful blessed day! Good comments and enjoyed your video

[@emilygornall4296]

Love your videos, Autumn! And I really enjoyed this balanced view, which is not one that is heard a lot. Thank you!

[@AlwaysTheStoryCollector]

Super late but as someone from Europe, the more I learn about the credit card system in the USA, hearing the words "...it seems rigged" seems to be very apt. Recently I read a comment from someone who had no credit card and zero debt. I thought that was very admirable until I read a response from someone who did the same but got in trouble later in life because they couldn't get a car or a loan for a house. Even though they were debt free. In my eyes that is madness. What I really admire in you is that you found a way to work in the system while seeing that it's not an ideal system. That takes strength. Thank you for telling your story.

[@uMbReLiA05]

New subbie here! Love and respect your candidness. I totally agree with everything you said from wealth disparities in this country to people minding their own business! 👏🏽👏🏽👏🏽