Average Retirement Savings by Age 60. Are You Ready to Retire?

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Financial Recap

Financial Recap

Күн бұрын

Пікірлер: 64
@tatianastarcic
@tatianastarcic Ай бұрын
I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $380k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?
@sharonwinson-m8g
@sharonwinson-m8g Ай бұрын
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
@nicolasbenson009
@nicolasbenson009 Ай бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@SandraDave.
@SandraDave. Ай бұрын
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
@nicolasbenson009
@nicolasbenson009 Ай бұрын
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
@Hectorkante
@Hectorkante Ай бұрын
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
@StephanieSimon-j9f
@StephanieSimon-j9f Ай бұрын
$10k is no longer enough to retire even in a LCOL area. Should definitely start expanding our horizons... !!how can i get a good trade to increase my money to 1MM$
@MikeLucy-y9j
@MikeLucy-y9j Ай бұрын
The market will always undergo changes and various challenges, so if you want fo reach your goals of $1Million, you have to be really focused and do your due diligence. Also having a financial consultant can be
@ChrisBen-i2p
@ChrisBen-i2p Ай бұрын
It's important to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you
@StephanieSimon-j9f
@StephanieSimon-j9f Ай бұрын
Good to hear such, But getting one is easier said than cone. If its not too much to ask, do you know any legit ones?
@MaxThing-tj7lz
@MaxThing-tj7lz Ай бұрын
Katherine Adriana is my trade analyst, She has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
@StellaCatherine-o1x
@StellaCatherine-o1x Ай бұрын
mrs Katherine approaches trading in a completely unique way. I'm puzzled by her methods. She just seems to have an innate understanding of this stock market and trading world
@DaveCulbertson
@DaveCulbertson Ай бұрын
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Wendy Hubbard Stewart.
@Brucelanham845
@Brucelanham845 Ай бұрын
I'm surprised that you just mentioned and recommended Wendy Stewart, I met her at a conference in 2018 and we have been working together ever since.
@carolynvo7802
@carolynvo7802 Ай бұрын
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
@Scottweeier846
@Scottweeier846 Ай бұрын
You trade with Wendy Stewart too? Wow that woman has been a blessing to me and my family.
@Nguyenvictory83
@Nguyenvictory83 Ай бұрын
I'm new at this, please how can I reach her?
@DaveCulbertson
@DaveCulbertson Ай бұрын
she's mostly on Instagrams, using the user name
@Sharon0154
@Sharon0154 Ай бұрын
I was a stay at Home mom with no money in my IRA or any savings of my own,which was scary at 43 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 46 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Kathie. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
@Ross-c9u
@Ross-c9u Ай бұрын
How can I reach your CFA, if you don't mind me asking?
@Sharon0154
@Sharon0154 Ай бұрын
Well her name is 'Kathie Daisy Bosco' just research the name. You'd find necessary details to work with a correspondence to set up an appointment
@Lucas-e2v-g9d
@Lucas-e2v-g9d Ай бұрын
I know this lady you just mentioned. She is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. She has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
@Thomasdavis-u6h
@Thomasdavis-u6h Ай бұрын
Been debt free for two years thanks to Kathie Daisy Bosco. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.
@serious_as_a_heart_attack
@serious_as_a_heart_attack Ай бұрын
This is a scammer thread I would never use anyone recommended in this disingenuous way.
@robg1413
@robg1413 12 күн бұрын
I'm about 57-1/2 and my total savings is about 10X my annual salary. About 80% is retirement savings. The multiple of your income is better for assessing retirement
@DrLusEnglish
@DrLusEnglish Ай бұрын
Does that median number include the house?
@OroborusFMA
@OroborusFMA Ай бұрын
I was in graduate school far too long, then it took two years to find a "real" job and then nine years later got laid off for two years. So there I was at 45 with a net worth of about $80,000. The layoff taught me a lesson: trust no employer. I began working gig work and started building independent income streams. After that I started a home business. Ironically the same company rehired me (long story, having to do with corrupt senior management). I kept all the other income streams however. And after ten years the home business suddenly took off. I'm 61 now and plan to retire at at the end of 2029 with a net worth of about two million - and some of the gig work and the home business can continue so long as I have the health.
@ariefraiser140
@ariefraiser140 Ай бұрын
@@OroborusFMA Nicely done. 2029 is my date also with about the same expected networth. Planning to hopefully retire part time overseas and part time in the US. In the US I would like to take on part time side gigs to stay busy. May even do some online gigs.
@Marie_gray
@Marie_gray Ай бұрын
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
@RobertLawrence-r4u
@RobertLawrence-r4u Ай бұрын
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
@JamesHarazes-d3m
@JamesHarazes-d3m Ай бұрын
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
@Carlynnjudith
@Carlynnjudith Ай бұрын
As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?
@Marie_gray
@Marie_gray Ай бұрын
Use her name to quickly conduct an internet search.
@SaraMonger21
@SaraMonger21 Ай бұрын
I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.
@IamJonny-o4v
@IamJonny-o4v Ай бұрын
I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?
@winifred-k9e
@winifred-k9e Ай бұрын
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
@MattsMkia
@MattsMkia Ай бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@JacobsErick-u8r
@JacobsErick-u8r Ай бұрын
Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.
@MattsMkia
@MattsMkia Ай бұрын
We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, Melissa Terri Swayne, whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.
@LUCIASMITH-d1z
@LUCIASMITH-d1z Ай бұрын
thank you for this tip , I must say, Melissa appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
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