Avoid these Middle Class TRAPS to live financially stress free! (Real People, Real Case Studies!)

[@AkshatZayn]

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[@ankit462]

Can we get Hindi version of this video if possible? need to share with parents.

[@codingpathshala7351]

@AkshatZayn what was your gmat score i am also targeting these colleges.

[@rohanmendes]

Akshat I think you need to make videos for people in the 30k to 50k month salary. Here is where most of the people mess things off.

[@mr.uthamaputhiran9790]

What we can understand from these videos is that regardless of their income, people always find a new way to go into debt. The solution is contentment, its not about being lazy but about matching your desires with reality. Its okay to live your life but there is a balance, don't save too much or spend too much.

[@chandrachudpati902]

Suggestion: If you can simply keep people anonymous that would suffice. Someone cribbing about their workplace in public can land them in trouble in their company.

[@GobindVijay]

+1

[@GrinFlash007]

Apparently they already gave him their permission.

[@anilshukla1968]

My father adviced me that never take loan for expenses except when creating any Asset for you...that's why I am very happy & relaxed in my 50t's...now I advice same to my Son...hope he adher to...

[@avis2415]

It only works when u support to do so or income to make it achieve things without loan or else stop dreaming

[@alanomiranda691]

If can have make a similar video but for younger (early 20s) audiences, just got a first job, etc on what should go about financially to have financial freedom. But I love your videos. KEEP IT UP!!!!! You have encouraged me to start investing ❤

[@MillionaireHouseholdFinance]

Very relatable and great video. We avoid loans as well. Let's say if someone offers us $100k loan: 1. With 3% interest - My answer is No 2. With 0% interest - My answer is No 3. With -3% interest - My answer is still No (-3% interest means they will pay me 3% for taking a loan!) It's not about maximizing profits, for us it's about maximizing quality sleep at night. It feels great to say "We don't owe a single cent to anyone in this planet"!!!

[@nizamforum3]

Solving real time problems of people by your experience is the real bet of serving the community., like to see more of these kinds of videos., thanks for sharing it

[@gradstudent584]

I have a different view here. In case you get into some place like HBS or SBS, I say take the loan of 1.5 Cr because it's a once in a lifetime chance. Places like Harvard offer networks and career opportunities you simply cannot get elsewhere. You will be making much much more than 1.5 Cr soon. It takes only around 3 years to pay off the loans if done properly. I am saying this from personal experience.

[@JennyMaxwell-r1y]

*Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly*

[@Brigh578]

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this, are you a pro investor?

[@JennyMaxwell-r1y]

*Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi*

[@Brigh578]

How can I be part of this project I earnestly hope to build a strong financial future I'm interested to take part, who's the person behind your success?

[@JennyMaxwell-r1y]

*The adviser I'm in touch with is 'CAROLINA MELINA PHERSON' she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.*

[@Brigh578]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@gambhirahul]

100% you should continue this. Highly appreciated.

[@5id]

This was great great initiative - given the fact that you motivate people to start investing. Through this people are able to share their challenges as well. Also people who are not making good money like people featured in this video - don't get disheartened. Like Akshat says work on improving skills and monetizing them and then work on building new income streams. Much love to Akshat and this beautiful community.

[@mohanram1401]

Please do this video on 15-35k per month type of salaried people as they constitute must of the salaried class in India, not everyone gets 6LPA+ jobs

[@kanishkaram8988]

This concept of video must be done at least once a month. Covers vide public interest.❤

[@shabdikvarma5280]

Absolutely love this segment. Please continue doing this!

[@neeilbendre2623]

Very True.. Last 9 years I suffered in that bullshit bank loans.. saala ye khatam hi nahi hota..

[@saisalvi8]

Please continue doing this Q&A ..it is making us more aware of actual problems we can face and their solutions.

[@NiranjanBendre]

Zero debt myself! I agree with your opinion. Rich dad poor dad left the chat though after your no debt strategy

[@ajay_krishna]

This is so useful and actionable. Keep going with this.

[@joelshiv4954]

Excellent way of bringing out real stories . Bravo Akshat ,way to go!!

[@utkarshlokpriye3552]

In some cases, when we learn from other situation and failures, we become more experienced!

[@prashantsharma3647]

Such type of content should be discussed regularly to aware the Indian Middle Class.

[@shatakshiism]

Thank youuu Akshat!😊

[@ankitchaudhary-mu6tm]

I have also Submitted my story' but not featured but great work sir. Please continue this series

[@ArpitPokharna]

Extremely practical perspective Akshat! Well done.

[@Devansh_Raghuvanshi]

Loved the segment of taking others issues ❤

[@vibhutigaharwar1]

Always amazing when you make lifestyle videos, but lately you have completely transformed yourself into a stock market influencer (except this one)

[@love_yourself2804]

Last week my grandmother died. She had only a little savings, that particular moment I thought do I have to save so much money for my children? Will they care for me after 80+ just like I care for my parents? One thing is for sure am gonna live my life fully first. Saving too much money for children is not my thing, l will give them good education and a good family that's it. They will earn their own money. Btw am not married yet😅.

[@SuccessPointForEngineers]

Please make a video on how to decide at which level to buy and sell.

[@teddy00b]

That MacBook Air was living on the edge. I was so anxious through out.

[@rohitashjikumawat]

Hi Akshat, thanks for featuring my story ❤ and of course for suggestions 🙌

[@nithinreddy3895]

Nice real story sir . Hope there”s no sympathy agenda behind this because of recent events.

[@elviesmascarenhas6059]

Yuvan shankar example is very rare in India, u should give example of Farmer or any middle-class person with 10,000 to 30,000 salary per month....

[@smit__k_4564]

Focussing on skills over compensation is good for freshers

[@manojsandoori4000]

Good video but please feature some median level annual income people's queries too with respect to salaried class and their financial challenges.

[@krishthd]

Thanks for the video. Helped me understand different financial situations and the practical ways forward

[@avinashpande2417]

Thank you very much for creating this video. 🙏 Your thoughts and ideas truly inspire us.

[@ganeshgavali8766]

Pls do continue this, very valuable & relatable :)

[@liqoblr3794]

Hi Akshat Excellent video. I am a big fan. I regularly follow your videos. I have a request. Can you please do a video for retirees who have a corpus of funds. Generally they are confused between protecting money VS investment. Thanks in advance

[@krishnakishoreramadugu3754]

Very practical solutions......Thanks for sharing your thoughts

[@umeshambadi2519]

Thank you Akshatji for this informative class

[@yappytales8939]

I saw ur 1year old video with caption of benefit of 1 cr loan where u bought property

[@bgsaigal]

Hi Akshat - As always, your videos are precise and knowledgeable; thank you very much. I would request you to prepare a video for people who are nearing retirement and what options they have to ensure their lifestyle doesn't drastically change post-retirement. Most of these would be Senior citizens would be holding some large some of cash with them and in case they do not invest wisely, it would get exhausted in next one decade or so and they won't be in position to earn money at that age hence please do make a video and advise. Thanks in advance for the same.

[@kw9494]

Can you please explain how buying medical insurance at an early age) locks in the premium ? I found that the insurance companies keep raising the premium periodically.

[@shardulmane3743]

True, it does affect the way we live our life.

[@MrThakur-pz7gi]

Its unfortunate that despite people earning huge but they donot have understanding what to do with money ....

[@saivinay8178]

if they have no problem to share their personal life. we have no problem & like to hear your perspective on it. beacuse we are on same world, almost same situation and even same investment market😄

[@dubstreet07]

bro that laptop on the half way edge of the table is giving me enxity

[@vigneshkumarganesan1529]

Good concept. People can relate with their story.

[@shiva.anaidu3986]

Please continue this series!!!!!😊

[@aneeshmv8201]

This is a good format, taking examples and case studies of people like us. Keep going!

[@parthchadha18]

Thankyou Akshat! 😁

[@Chethangowda10]

Yes this is what we need ... 😊

[@albertishu9066]

Loved the video ❤

[@ashishsinghujjain5357]

Thank you Akshay. You are truly an amazing human being ❤.

[@venky0055]

Hi ... Vauld mny ... Not withdrawing... What shd i do Site , customer care not responding...

[@alok3009]

Yes continue with this series

[@maheshsuryawanshi3596]

Very excellent initiative to share your knowledge to make an change in the life of the community as a whole

[@govindchaudhari22]

now this is really nice initiative ....god bless you

[@VineetSingla016479]

I don't think for someone with savings of 40-50k should fully go for home loan EMI. That could be detrimental for hundreds of reasons. He should wait till possible EMI of house is 60% of savings. And then invest 40% for retirement, emergency expenses. Any gain in salary can be divided or just used to prepay home loan (need to confirm this option while taking loan)

[@Newage-ed7er]

Those numbers are just numbers. Lot depends on at what cost u get the house and it's potential. Also stock MF is not the only way to get rich

[@VineetSingla016479]

@@Newage-ed7er my focus is not on specific number of a individual person but the general idea that if you savings of x, then you go for EMI of x is incorrect unless you have some sort of additional good passive income

[@marvelmaniac_]

Would love a video on when to buy land.

[@varunkapoor4819]

Please continue this series

[@kalyanicreations9715]

valuable guidance to reduce stress which every middle class families carries . I would have been very happy if i met u before taking loan😊

[@rahulrajbhoj]

Same here. It would've saveed me from so much stress.

[@kalyanicreations9715]

In this current market nobody help us to guide and tell don't take loan.. Becoz of your videos i even realized that my Mavshi who is working at my house is taking loan of 10%p.m. From pvt money lender how she will improve her living standards.

[@kalyanicreations9715]

I am big fan of your videos i always give time becoz every video is value addition for me now my daughter also know u. She sit next to me and listen u carefully. She is 4th std I am really praying for u and your sweet family. Lots of love to u

[@rahulrajbhoj]

This is a good series. Please continue doing it.

[@honey_kumar24]

Great video sir ... continue this story

[@vishalsharma121]

Great video Akshat !!

[@krsenapathy]

Any loan which can create asset or it can make money which will repay the loan and give some more extra is good.

[@Prashanthbentley1]

Very nice Akshat to hear from various people and their financial situation in life. It would still be good if you pick some people with a salary range between 25k to 50k per month so it will give perspective for people who are making salary in that range...

[@AkshayKumar-wo2cx]

Please do this more !

[@prithviraj_Equitywala]

Your content used to get repetitive. You need to do more Q&A or make videos taking questions from your comment section. I have been an active member of the community. I am also a member of WH. So please take this seriously and continue this.

[@Myspace1103]

Pls continue the series

[@rashmirath1387]

Good concept...please contiinue...

[@prasaddurga3450]

Excellent video.

[@rohanutep81]

How can a salaried person but a flat house without loan? reality is very harsh this world is only for rich or smart people

[@shubhamgole4244]

Very useful... plz continue

[@nomadbala]

Do continue sir🎉

[@aniruddhatiwari7959]

pls continue this series.

[@anasansari6723]

Please make more videos like these.

[@Rtr.AmanJha]

You are going the david ramsey way 😇😇😇 amazing

[@mahendrasawant429]

I agree with your Advice

[@hawk_wheels]

good one, please countinue this as a series ...

[@alokranjan476]

It is very good. Thanks

[@Non-engineers-atoz]

You don't take any loan because you have capacity to give loan

[@audoislavemariner]

What is Nifty 50 How to invest in it . Do you mean by this nifty 50 index fund

[@bbharat307]

Having a debt will eat away your wealth creation in the long run

[@DhruvGupta-xe8ph]

I need to fill that google form. Please someone help me with the same as to where I can find it.

[@sandie_jr]

please continue

[@d.p.vachhani618]

Really good 👍

[@akash.hamare]

please do one on how to pay off student debts of 20+ lakhs

[@sijasony]

Very informative. But instead of videos on these topics. Qritten blogs etc would be more useful. As we can select which is more applicable to us and read accordingly instead of listening to all different advice. Yes, we learn if we do. But for most who would like to just listen to understand their situation and don't have time.

[@yogeshp3894]

SIP doing by Bajaj Capital is it ok or can I change platform? Guide me which one is best platform or best way to do SIP

[@rgnandanshetty2950]

Really nice initiative- would love to see more of these❤

[@sanchitabhartiya]

Such an informative video, we need more such videos.

[@SachinChavan-gl5gw]

Thank you Akshat

[@daspragmatic2995]

nice discussion akshat

[@Maknahar]

Thumbs up for this series...

[@yerraashokchakravarti3197]

As per my understanding all the examples from the above video belongs to upper middle class or may be we can consider them rich.. The real middle class people are who earns between 3 to 6 LPA.. Please make a video about them.. So that will reach wide range of audience..

[@nihan.er7]

Please make a video on EMS sector. Please 🙏

[@nagarajuneeriganti8101]

Hello sir, please share nifty fifty sip method.. from where and how can i start investing

[@prabhakarkumar4560]

If anyone taking loan for commercial building, then is it right decision or wrong?