Avoiding Mistakes: What to Do if You Forgot to Declare Pre-existing diseases in Health Insurance

[@pratapsinghramakanta5213]

Really well knowledgeable episode..

[@insuranceseva]

Thank you so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need furthThankser information, feel free to ask Our toll free no 18008900455

[@swatikesarwani9300]

As per master circular 2024,insurer are required to make available products to all types of existing medical conditions before 30/09/2024.Your comments .Is any such product available in the market ?if yes ,please mention the name.

[@melodycombinationplatform5798]

Nice 👍

[@insuranceseva]

@@melodycombinationplatform5798 Thank you so much for your positive comment! It's great to hear that you found the video helpful. If you have any questions about health insurance policies or need furthThankser information, feel free to ask Our toll free no 18008900455

[@Shredderrr93]

Sir what if someone purchases new policy and then later he is diagnosed with disease or any other illness after initial waiting period??? Will it be covered???

[@dominantplayer6053]

Sir how to check our EHR , UMR & MRNO record. ?

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@chgaming9295]

Pre diabetes condition is necessary to declared. Taking no medication

[@Pcsvlogs93]

Sir kindly guide me about the new term insurance plan from Aditya Birla capital which is the income surksha plan...8 want to buy a term plan but confused between the max life and Aditya Birla capital income surksha plan

[@Pcsvlogs93]

It's saying that instead of a lum sum amount of 1cr by max life or any conventional term plan the Aditya Birla capital income surksha plan will give your nominee monthly payment upto the policy term period

[@Pcsvlogs93]

I can share the policy broucher if u want

[@Pcsvlogs93]

And one thing sir I purchased the HDFc optima secure plan health insurance plan by watch your video...thanks for the guidance

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@mhdrzwn]

Kya delivery surgery bhi batna hai Mujhe icici k agent keh raha tha yeh batana jaruri nahi hai

[@lifeguru111]

Yes it's jaruri hai

[@arvindkulsresth5211]

Dear Sir,A person port his policy from care to Aditya Birla Health Insurance in which he declared that he is a heart patient and also gone through 2 surgery before issuing policy and also provided all documents yet the insurance agent didn't mention the same in policy copy.As person was not much educated about all this,some days ago his claim rejected by the reason mis representation of details.In such a case what customer can do?

[@insuranceseva]

Dear Viewer, If you've had a negative experience with claim settlement from an insurance company, we invite you to share your story with Insurance Seva. We will document and feature your experience on our channel to help others stay informed and aware. To participate, simply contact us. Your story can make a difference. 18008900455 [e-mail]

[@PrinceYadav-hq9oo]

Sir mera helth insurance hai niva bupa ka hai re assur hai mera cover amount 7.5 mujhe isko port kar na hai kuki mery daddy ko hospital mai admit Kiya hua lekin humare ajent Ney help nahi Kiya.

[@sumanthota6]

Which insurance company given psoriasis

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@sunilverma8714]

Sir agar koi normal drink karta hai weekly 1ya2 bar to uske liye insurance company ko declare karna padega

[@insuranceseva]

Dear Viewer, If you did not declare any pre-existing medical conditions during the application process for your health insurance policy, we strongly advise you to disclose them as soon as possible after the policy has been issued. This ensures transparency and avoids potential issues with future claims. For more information about this kindly call us 18008900455

[@vamsi306]

my policy maratorium period completed hospital can reject

[@insuranceseva]

Dear Viewer, If you did not declare any pre-existing medical conditions during the application process for your health insurance policy, we strongly advise you to disclose them as soon as possible after the policy has been issued. This ensures transparency and avoids potential issues with future claims.

[@beingmotivated3157]

Sir pls confirm policy ko 4 saal ho gye but 10 saal pehle accidental surgery hui thi hand ki jo agent ne declare nahi karvayi Ab kya kare ?? Pls confirm Ye bhi toh keh skte hai ki vo surgery after 1 month of buying policy hui hai ??

[@Shredderrr93]

Call customer support and tell them about this

[@brijpalsingh3513]

If the person has completed his moratorium period without mentioning the previous surgery, the claim will be rejected or not. Plz guide..

[@insuranceseva]

Dear Viewer, When purchasing a health insurance policy, it is *extremely important* to disclose any **pre-existing ailments**. Failure to do so can lead to complications or denial of claims in the future. Insurance Seva strongly emphasizes complete transparency in your health declarations to ensure that your coverage is comprehensive and valid. Take care and stay informed For more information about this kindly call us 18008900455

[@SachinSharma-qn5os]

If any person paying permium since 5 year then also company can be reject the claim

[@insuranceseva]

Dear Viewer, If you did not declare any pre-existing medical conditions during the application process for your health insurance policy, we strongly advise you to disclose them as soon as possible after the policy has been issued. This ensures transparency and avoids potential issues with future claims. For more information about this kindly call us 18008900455.

[@Aneog]

I m little bit confused...my mom has been taking antidepressants and sleeping tablets for 2-3 yrs now bcz of her trouble in sleeping...ye disclose Krna thik rhega ki nhi before taking health insurance..except this she is absolutely fine...I fear that If I disclose it and during the waiting period if any claim arises for other health problem then they might reject my claim linking it with pre existing sleeping problem...??...

[@ASIFKHAN-gi7lv]

sir suna hai ki 5 years ke baad insurance company claim settlement ke liye mana nahi kar sakti ?

[@insuranceseva]

Dear Viewer Contact Insurance Seva for the right coverage, meticulously selected after comparing options from all major insurers. Plus, our dedicated claim team is here to assist you whenever you need to file a claim. 18008900455

[@akashgadelwar1711]

Thyroid declair karna bhul gaye ..3 yr ho gaye

[@insuranceseva]

Dear Viewer, If you did not declare any pre-existing medical conditions during the application process for your health insurance policy, we strongly advise you to disclose them as soon as possible after the policy has been issued. This ensures transparency and avoids potential issues with future claims.

[@639991]

Care की pED nahi di

[@insuranceseva]

"Thank you for reaching out! I'm having difficulty understanding your query through comments. If you could provide more details or questions, or if it's urgent, feel free to call us at 18008900455. We're here to help

[@shakilismail6589]

SBI health