The Harsh Reality of Life After 60

[@howellwong11]

Except for creaky bones, I'm fine at 92. Eat healthy and exercise.

[@kathywimmler453]

That’s great!!!! Wishing you health in 2025!

[@johnpichla9557]

I hope you enjoyed every second of your life!

[@Baba-Baba513]

I’m 65 and looking for to 30 more healthy years.

[@SassePhoto]

Excellent! I wish people like you would make videos instead of doomsday scenarios

[@123zorbie]

I'll bet you skip the doctor and ton of prescription drugs?

[@richardhudson1243]

Retired at age 53, I am in my early 60s. Because they couldn't understand the idea of not working if you don't have to, many individuals resisted me. I viewed my life in phases. In my latter years, I owe it to myself to "stop and smell the roses," even if I have worked hard to get everything I have now. My situation is that I retired and moved to Latin America. It made it possible for me to enjoy my new surroundings while escaping all the bad things that were going on in America. None of the people I've met regret retiring.

[@HoskinsShanellNicole]

Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement fund has grown way more than it would have with just the 401(k). Haha.

[@tatianastarcic]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than a million dollars by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@JacobsErick-u8r]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@tatianastarcic]

I definitely share your sentiment about these firms. Finding financial advisors like ’Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@winifred-k9e]

Thank you for this Pointer. It was easy to find her on google, She seems very proficient and flexible. I booked a call session with her.

[@charlesemerson3938]

I’m 61 and will be retiring in 10 months at 62! This work thing is getting in the way of my fishing career!

[@robertcunningham1944]

I'm 80 and I've ridden my bike over 25,000 miles since 2016, including 3,500 miles in 2024, and it is not an e-bike!

[@kimmurphy1683]

You're living my dream.

[@lornaduncan5273]

👏🏾 👏🏾 👏🏾 👏🏾 👏🏾 👏🏾 👏🏾

[@robertcunningham1944]

@@lornaduncan5273 Thank you.

[@micktbaby]

I’m 70. Retired at 64 after 42 years as a nurse. I started preparing my body for aging when I was in my 30’s. I read that the single greatest reason that women enter a nursing home is not stroke, or cardiovascular disease or dementias. It’s loss of mobility. That affected my dedication to health and wellness. I am aging quite well. Take no medications,no illness so far. There are no guarantees, but I am controlling what I can. And God, I LOVE retirement!!!

[@lpg12338]

Outstanding, good for you! 😎👍

[@WilliamCunninghamII]

I'm loving retirement too. Very good info. I am over 70 and my biggest fear is loss of mobility leading to loss of the ability to be active leading to issues related to that inactivity. I try to do about 5 hours of dedicated exercise a week always park in the south 40 when going shopping and do a lot of outside and inside DIY work at home. This inevitably leads to injuries every now and then. Scares me every time. I go to Physio and beg them to tell me I can recover because I know if I can't it's gonna be bad news.

[@theoriginalDAL357]

The “average” American over 60 is a collection of poor choices made earlier in life, sadly. Poor financial decisions and overweight due mainly to processed foods. Then they desperately try to counteract the result of poor nutrition through expensive medications instead of finding the root cause and fixing that (almost certainly frankenfood diets). Do your best to not be an “average” American. Hey, I am not saying this as though I am superior. I’ve made plenty of mistakes in the past that are affecting me at 65, so don’t take it as if I’m talking down to anyone.

[@cjhoward409]

And sadly, Drs don’t try and fix people. They just prescribe pills. I was talking with my neighbor the other day. Her husband who is 77 gets sick almost twice a month. I asked her if he takes Vit D with K and she said, “no, the Dr didn’t tell him to take any vitamins “. Ugh ! So instead, this Dr keeps prescribing anti biotic. For a COLD. They don’t work on colds. Makes me so mad !

[@johnwasilenko170]

Well said! You could start a utube channel based solely around such detail

[@greghelton4668]

@@theoriginalDAL357 there are many things in life that one just doesn’t understand unless they experience it. One can do things mostly right and still wind up destitute in old age. Our society is structured in such a fashion. But you’re right. The average American is a collection of mistakes and irresponsibility. I hope young people who watch Azul are taking note.

[@BrianP-bh1vo]

No, you are definitely not talking down to anyone.

[@Bachback]

Stop drinking alcohol and limit carbohydrates to less than 50 grams per day. Problem solved.

[@Bkamaclean]

I'm 66 and still enjoying working 3 days a week...gives me fulfillment and I still have 4 days off per week to do anything else I want to do. I don't have to work...I am financially able to fully retire. I tried the full retirement and it wasn't for me.

[@hollowpointdaze7363]

I’m exactly like your situation and enjoy it, best wishes and health to you

[@kerryfoster1]

Yes I still do gardening 3 days a week which is exhausting but forces my body to respond. I stay fit and healthy. Physical exertion will keep you alive. DO NOT TAKE IT EASY. THAT will kill you!

[@goldstandardaviation1667]

I will be 67 Friday and living life to the fullest. I'm semi-retired with my own small business and financially independent. My GP tells me I am as fit as a twenty-something. I have worked hard to get to this point. I feel sad when I hear others regret their decisions and long for the "good old days" of their youth. These are definitely the "youth of my senior years". I feel blessed to be where I am today. Peace.

[@cjhoward409]

And we can still change our health for the better. Our cells are always changing. 😊

[@tdgdbs1]

Your GP is lying to you; break a bone and find out for yourself. I'm 49 retired from the military, still run 5 miles every morning; I can't say I'm as fit as a 39 years old self. I am healthier than most in my age group but my labs and physical exams would never indicate that I'm in my prime.

[@Alan-rt3se]

@@tdgdbs1 Maybe you are not as fit as YOU were at 39, but you are more fit than most men in their 40s if you can still run 5 miles every morning. Keep up the good work, and also watch your diet. I'm 70, and I still work out at the gym or go cycling every day. I switched to a Mediterranean diet a couple of years ago, and it helped my cholesterol, my weight, and my blood pressure all go back down to normal levels. You don't have to use that particular diet, but try to avoid junk food and excess sugar. It makes a big difference.

[@jttasb]

@@tdgdbs1 SAME I was about to reply with this, as I have almost your same age and background and am still not as fit as my late 30s. Maybe his GP means he is fit as some other 20-something person that is not very fit ?!

[@JJS73]

Do you have a 401k? When are you gonna start taking money? I’m a small business owner too with good retirement savings and I’d like to start taking money while working. I love my business. Thoughts?

[@joeysocks5718]

You are absolutely right. Many people I’ve known have sadly passed before they got a chance to retire. Eventually, your bodies “check engine” light is going to come on after 60

[@jordyzelaya1459]

Get out and exercise. Move to a sunny,and warm climate. Have a loving home life,dont drink or smoke,dont use drugs. Pura Vida desde Costa Rica😎

[@michaelgann8070]

I want to visit Costa Rica. When is the bedt time to visit. I want to go to the beaches and swim in the surf.

[@Cadimacdaddy]

High season ...Dec-may ​@@michaelgann8070

[@kimmurphy1683]

Gotta have my craft beer.

[@jeffmorton5539]

Buck up. I'm 62 and retiring in 2 months. I'm happy and looking forward to the future.

[@8356-4]

So just curious what you do for healthcare coverage? I don't want to wait to 65 for Medicare.

[@diadora9292]

9 month here😁. Good luck and enjoy.

[@RayaMarcus]

So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?

[@Jordan8568-l4u]

In my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor

[@Robinson-k2s]

I agree. Based on personal experience working with a financial advisor, I currently have $2 million in a well-diversified portfolio that has experienced exponential growth from when i started. It's not only about having money to invest, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@Fred-w7t]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@Robinson-k2s]

I work with Stacy Lynn Staples as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@Johnwestly-l6n]

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@mq3177]

No one ever laid on their death bed saying " I just wish I had put in more hours at work".

[@vesuviusenigma7739]

FACTS!

[@everready800]

There's a million and one things you words say or think on your death bed. Because it's not a time for living.

[@DrummerJay74]

Well if life didn’t go your way and you are broke at 60 you may be singing a different tune. Just because you have great plans and work hard doesn’t mean it all works out good.

[@mrc1737]

I’m sure that (even though they don’t actually say it out loud) people on their deathbed think or say they wish they had “more time” in life. They wished that they would have retired earlier and really enjoyed life when their health allowed them to do all those things that they always wanted to do or missed out on, especially with those that they truly loved and meant something in their lives. All sad but true.

[@handsomeX]

I've been to a lot of funerals in my life(my dad is a retired pastor), and the person's job/career is barely mentioned, if at all.

[@stepheniegolden9346]

I’m 61 and this reality you are sharing is depressing. 😢

[@CitizenCarrier]

Yeah. I bet he’s a real downer at parties. 😂 I’m 60 and really enjoy my work. And I really enjoy my play time off work. Work hard, play hard. Take care of yourself, eat right and exercise. I reversed my type 2 diabetes by smartening up and eating better and getting on a good, moderate exercise schedule. The cost of taking care of yourself is much cheaper than taking the poison pharmaceutical companies make a doctors hand oout like candy. I stopped worrying about this stuff he’s talking about and live one day at a time. Anyone worrying about getting sick or dying sooner than they want, aren’t really living. My opinion.

[@billredding2000]

Well, I'm 75 and none of those talking-points are issues for me. Besides, I plan to Live Forever: "So far, so good." -- BR

[@mrc1737]

Yes….what he is telling everyone may be depressing but in fact it is REALITY.

[@CitizenCarrier]

@ The reality is that people need have the serenity to accept the things they cannot change, courage to change the things they can, and the wisdom to know the difference. As far as financially not being able to care for themselves, that’s from a failure of planning earlier in life and that is on them. Take care of yourselves. Change u healthy habits. Get out and get some exercise. Stop worrying because tomorrow could be the day any of us die. But I’m damn sure going to live each day in happiness because it may be your last day. What he is saying is NOT my reality. I feel better at 60 than I did when I was 30 when I was abusing my health and living stupidly. I’m just happy I changed everything when I turned 50.

[@GregHalvorson]

He's a joke. Ignore him. You're still in a great place.

[@SusanC-c6z]

Great reality check. I'm 62 and have a number of health problems now that have really changed my life. This is a good video to watch for younger people to keep themselves as healthy and fit as possible. Maybe they can learn something and make changes in their own lives.

[@csick11]

Im 40 and I appreciate your message. I cut down on a lot junk food. Consume balance meals and doing cardio exercise. I see bad changes in my body. So I decided to make my health a priority before it's too late.

[@SusanC-c6z]

Great! I'm glad it helped. For me in particular it was very high stress levels and mental health from age 50 onwards that were the problem. I think if I had been more aware of my mental health at the time I would have managed it better. Hope this helps.

[@csick11]

@SusanC-c6z did you get anxiety from all stress and panic attacks?

[@8356-4]

@@SusanC-c6z Thanks! I appreciate what you are saying! I have stress problems and amazing how it can affect your health. I think many can relate.

[@accaeffe8032]

I've never smoked, never been drunk or even tipsy, have exercised all my life, eaten a nowadays called "Mediterranean diet". I got breast cancer first at 46, then at 59. I'm 63 now, with a lot of side effects from the cancer "treatments". I can retire in 4 years and I already struggle with being in full employment. In the UK the state pension is enough to either have a roof over your head or eat. My private pension, after being taxed, will still not help much. I have some savings that will be enough to top up my pension for about 5 years. Then, if I'm still alive, I'll be on the streets.

[@davidbarber9663]

Laid off four years ago at 71…. There are no guarantees for anyone but my wife and I have prioritized exercise and health for a long time and hopefully that will help delay the inevitable that waits for all of us …overall , retirement has given us much less stress than our jobs did ,by a wide margin. Thank you for your videos.

[@carolclarke1242]

Having a grateful and positive attitude is the key 🔑

[@larrymcdonald5219]

I retired at 57 from the federal government and I am now 62. I had cancer at 59 years old but it was caught early. Today, I’m healthy and happily enjoying life. I have health and dental insurance and have additional coverage through the VA. My wife also retired from the government last year and we are traveling with friends and family. We both receive pensions and I am drawing social security now, not waiting for a future date. Retirement is better than I expected and I don’t worry about how much time I have. What’s the point? Keep moving and trust in Jesus.

[@cjay1964]

YES!!! SAY it again! Trust Jesus! No time for gloom as everyones life trajectory is different!

[@LAT-qk3vj]

❤🙏

[@1FaithHopeandLove]

Amen; trust Jesus. I'm a 63 year-old Marine Corps veteran that receives a 90% VA disability and was working until a lawyer(looking out for himself) obtained SSDI for me. That was 5 years ago when the checks started coming in, so, through almost no effort of mine, I stopped 'going to the job'. I was a bit surprised when I stopped working - like Forrest Gump when he received that document from Apple Computer Co, I said, "OK, THANK YOU LORD; thats ONE LESS THING TO WORRY ABOUT".😊

[@1FaithHopeandLove]

​​YES; trust Jesus! I do. Take a look at my reply above. Though some may think I "should have" ignored the lawyer, continued working, and waited filing for SSDI(so I'd be given more $ later,) I'm thankful NOW that I'm making out just fine.😊

[@paulcoonce2493]

Always great information Azul. You have a peaceful voice that doesn't bother us older people!

[@DJDavin68]

just turned 56 and retired at 54.5; it saved my life and I feel incredible. 250 planet fitness check-ins in 2024. Retirement has allowed to improve all the things in my life that allowed to falter while I worked…I put in 35 years of hard work, but I so happy it’s behind me!!!

[@robstone4537]

I am 55, ten years ago I married a women 20 years younger than me. That has been a life changer, I feel healthier and more active than I have ever been. If I retire at 60 she will be 40, I would rather keep working and keep paying for the amazing times we are having.

[@cleveland3357]

Ya u getting older and she gonna either cheat or leave ur old ass

[@tpcrypto6193]

So would she

[@johnpichla9557]

😂

[@FreedomTravels720]

Paying for a Succubu$ 😅

[@brianne1547]

its not going to be fun for her when as you age you become more of an old man to her

[@badbeatbilly8997]

No one here gets out alive. Live long and prosper. 🖐️

[@christopherlambert1711]

🖖

[@dawnboooooo9244]

Absolutely love that my Vulcan friend!

[@prettygirlus9008]

The old get old And the young get stronger May take a week And it may take longer

[@mangiamo74]

Jim Morrison and Mr Spock quotes. Good choice.

[@ArsenalAK47AZ]

I was a D1 athlete, gym rat and in elite physical condition all my life but found out after 50 I really had to avoid alcohol, lack of sleep, stress and poor diet or I crashed and burned hard. Many of my friends and clients ages 55+ have been getting very sick or dying usually from poor lifestyle choices

[@MarkSummers-g2n]

Some people don't want to live to be 100

[@johnsteichen5239]

This discussion reinforces the need as we age to develop a spiritual depth. I highly recommend becoming a follower of Jesus. This gives you a true path to the future no mater what aging might gift you with.

[@sstritmatter2158]

We were created to serve God, after all. Wisdom Chapter 3. Wisdom Chapter 2 is the result of the wrong path. You're right and it parallels the New Testament.

[@AhmedAhmed-c5n8k]

jesus died young 😅

[@LAT-qk3vj]

❤🙏

[@mikebaker8127]

Yes, get your act together. Read about JESUS in the Gospel of Matthew!

[@1FaithHopeandLove]

Ha-llelujah!🎉

[@ChristineFisher123]

I am 64 and retired on a decent income. I would have liked to have carried on working until 65, but unfortunately, bad health took me out before then. As a result, I couldn't work even if I wanted to now. But I can and do live in reasonable comfort, thankfully..!

[@avelainmarie2907]

I don't miss the office gossip and the women's little cliques that made sure to exclude me. I love being at home now, coming and going as I please, not having to advise anybody when I'm going for lunch, on a coffee break or even at the bathroom because my boss was always breathing down my neck and asking others where I was if I wasn't glued at my desk. Didn't matter that I had gone way beyond the call of duty, that I was the first to have developed a website for our department that would save money and time in two major ways, that I was loyal, hard working and did an excellent job. I was still treated like a second class citizen because I didn't have the big title. So damn happy to be away from that misery!

[@seaneendelong8065]

100% agreed- the cliques and gossip and utter lack of appreciation by bosses in both career fields I worked in was so demoralizing. I do work now, but an entirely different kind of job where I am basically an independent contractor with a company owner who DOES appreciate my contributions and mind- and I earn enough gross part time to keep building the nestegg, but small enough after tax deductions the govt thinks I'm poor and covers my medical lol. Best of both worlds where I can enjoy the sanctuary of my home, get out into the world, and set my own hours.

[@Prodrive1]

❤

[@cjhoward409]

How you treat your body the first 30 years of your life, is how it will treat you, the next 30. I’m glad I was very conscientious about my health. I’m 58… and very healthy. My husband is 61, and he too has had zero health issues !

[@Johng56]

Helps alot, but genes plays it's part

[@margaretcook-ellis4941]

Certainly helps to take care of yourself ! However, the sad reality is many illnesses are beyond our control. I hope you have continued good health.

[@ericredlefsen5554]

Deep, healing, restorative sleep is the key and most people I talk to are not getting it. If you're getting up for any reason during the night, you're not getting into a deep enough sleep. Do the research on how to get your brain into a delta state. Never sleep in a quiet room, use loud white noise to reduce brainwave activity, keep the room as cool as you can stand it. As unromantic as it sounds, sleep in separate beds. A simple touch pulls you right out of deep sleep.

[@realrhodes]

Completely disagree with your advice - white noise is dreadful and damaging

[@bobhill9124]

Retired at age 61 and almost 69 now. The retirement life is wonderful. But it's so important to take care of your health with exercise, proper rest and diet, which I've done all my life. Nothing much matters without good health. And keeping busy with hobbies and organizations. Live within or below your means and enjoy each day fully. There are no guarantees, but retirement can be quite good for many years. Faith too, is important.

[@patriciaterry5539]

I love how you speak truth. Thank you! I’ve shared your video many times, we take so much for granted and need to wake up.

[@maryjames9566]

I find I enjoy your outdoor videos more than- any background noises in those videos are less distracting to me. Thank you very much for all the information you share.

[@Columbus1152]

Unfortunately all organic living things have a lifetime and human beings are no different. No matter when we retire, our ultimate fate is guaranteed and we don't know when and where the journey ends. For me, 60 came and went uneventfully and I retired at 66 with no regrets, now 70 has come and gone and my body is aging but I still look forward to everyday. For me life after 60 has been good.

[@_DB.COOPER]

I retired at 51 after a 30 year career when my dad passed away. I did this in order to take care of my home bound ill mother. This was about 5 years earlier than I planned. I took care of her for about 5 years before it got beyond my skill set and I had to place her in a nursing home. She lasted about 4 years until passing away in October 2024. I’ll be 59 in March and I need knee and shoulder surgery. I’m in constant pain. Taking care of my mother was the most challenging thing I’ve ever done. I opened a family Thrift Store once she was placed in the nursing home because I wanted to work and I needed a purpose in life. I have a pension, TSP and good Health insurance. I should have taken better care of myself over the years. I’m just trying to make it to 62 right now for Social Security so when I’m gone my wife can draw on mine which is much higher than hers. Life ain’t fair but life sure is good. Good luck.

[@LAT-qk3vj]

❤🙏

[@dgriego77]

My condolences on the passing of your mom. I just turned 57 and also a caregiver to both my aging parents. My mom has dementia so it is incredibly challenging. I find I need to stay working simply to maintain a mental balance and keep my mind from turning to mush.

[@_DB.COOPER]

@ I know how difficult it can be, working will keep you from going over the edge. I just wish there was more I could have done. Good luck.

[@GeraldSinclair-tu4te]

Fortunately at 63 - great job in construction, never been sick ever , killer retirement. Lighten up life is super😊

[@Tacamojoe2]

Yep

[@jeffschueler1182]

You have a great attitude 👍🏼

[@BaBaYaga1999-p7u]

That’s not a realistic response, for most.

[@megguardio5676]

Good for you…but you are the exception not the norm and you know that hence you state it with pride….. most people would be best placed to retire in 50s to be able to enjoy maybe 10 years of active life before a major medical incident…. Or worse. Only 50% actually make it to 80 yrs old. Flip a coin

[@dawnboooooo9244]

You're one among a few that have that privilege to say and feel that! I'd be grateful, be very, very grateful😊

[@fudogwhisperer3590]

I run 3 miles 4x a week and hit the gym 2x a week. I’m 58 can bench and squat my own body weight. I don’t drink or smoke. I’m hoping to be healthy well into my 90’s keeping this regiment.

[@dougm659]

Regimen……but otherwise you’re right on track mate 😉

[@Yohoo272]

Good job

[@TimelessSeniors]

This video really highlights some important truths about life after 60. It’s a powerful reminder to plan ahead, take care of our health, and nurture relationships throughout our lives. Aging can bring challenges, but it’s also a chance to embrace new opportunities and find meaning in different ways. Thank you for addressing this topic so honestly and providing valuable insights!

[@arnoldrimmer9161]

‘I wish I’d have worked harder’ said absolutely nobody on their deathbed.

[@mrb552]

Azul, please tell your buddy in the room....IN OR OUT, but leave the noisy slider door alone. 😂

[@cjhoward409]

I know, right ?😂

[@MidlifeCrisisManagement]

the crime scene from "Ace Ventura: Pet Detective" comes to mind.

[@jbnavarrete]

Nosing guy in the background. Tell him to stop going in and out. 😂

[@gidave]

I got that problem with my cat. He does it on purpose.

[@ejames6431]

Azul - You are right on. I am going to be 61and for the most part I try to keep up with myself on all levels but I have low energy and some medical issues. I have to take meds and so on.

[@paulgordo7505]

63 here, even with health insurance, medical costs are very high.and.imcrease much more each year than the social security cost of living increases!

[@MOstix13]

This inflationary environment has really hurt people who have retired and are on social Security.

[@ZionistWorldOrder]

life is hard and doesnt get easier with age

[@DavidVoekel]

True, but we fight for our health as we age or we accept the role of couch potato, watching tv, sitting around and eating processed junk food.

[@Xeyedjohn]

@@DavidVoekel i don' t think it matters. it's all genetics. some eat like crap and live to 90s, some eat healthy and exercise and croak out early. i get it though, you have to do the best you can and plan on living.

[@kingston24-x2h]

I had a stroke at 59. Fortunately I was able financially to retire.

[@tomTom-lb5cu]

@@kingston24-x2h I worked in construction when a co worker had a stroke, he was lucky he recovered fast and came back to work in like 2 weeks we were all surprised and we are laborers outside 100% of the time. He was maybe 58-60 when that happened. He did retire maybe a year or 2 later but he’s doing great today. Even took a job as a maintenance man in a Mall . That’s where I ran into him and he said he got it just for something to do, and I asked him well what do you do, he said, nothing. 😂 I seen him from across the way as me and my wife were shopping and he was leaning on his knee talking to another guy for about 30 minutes all relaxed and stuff, it was funny honestly. He was doing one thing that I know ticked he was girl watching.

[@jm7804]

I hope things are better now.

[@TS-bn7zt]

Wishing you all the best of health 👍

[@aldofromsf]

Miss friends at work? Friends at work? Puleeeeeze! 🤣

[@douglasschnieder7816]

Agreed Friendships at work What a joke

[@Joe-vv8xl]

Nice video... I also turned 60 this year with 38 years of work since college.

[@Snarge22]

A good saying I've heard regarding retirement, You have your go-go years, later on you have your go-slow years, and finally your no-go years. The message is your healthy for a limited time.

[@miguelcontreras3953]

I’m 64.5 and works full time which I enjoy. Don’t see myself retiring soon to do nothing unless a medical issue comes up. If You are not mentally engaged doing something productive and don’t exercise regularly you will go to mush really quick.

[@edhcb9359]

You are assuming that people don’t have anything meaningful to do In their lives outside of work. May be the case for you, but for a lot of others there is life outside of work.

[@miguelcontreras3953]

@ actually I do have plenty of outside interests but maybe some people picked the wrong profession or job and can’t wait to get out of it and do nothing productive. There some much golf or other hobbies you can pick that they become a chore. If you are one of those, best of luck.

[@edhcb9359]

@@miguelcontreras3953 So in your post you describe yourself and your situation but what you were really talking about was “some people”? Hmmmm…sounds kinda “rules for thee but not for me”.

[@teribunker5223]

Thank you Azul for sounding the alarm.

[@frankscheerer847]

One of my best friends worked in insurance, his sales slogan was, think about tomorrow today. The insurance agency wanted to get rid of him in his late 40s and he died at 49, probably because of this stress. The future is sometimes a tricky thing.

[@d.beaumont9157]

I'm nearly 66 and still enjoy working with my son. After a heart attack at 60 and three stents, i went through a depression for a while. After a while, i thought this wasn't living, this is existing. I feel healthier now than i did in my 50s. Enjoy each day as you can. On bad days, i tell myself bad days have to come to an end. Fortunately, i have more good days than bad ones. Run the race of life, and run for all. It's a free gift from God.

[@renenunez1254]

I retired at age 53 after 36 years of service. I receive a pension immediately and at 62 claimed my social security. I have a 401K that I currently haven't had to touch. I live off my pension, save my SS. The steady pension of almost 14 years now is my peace of mind which definitely helps my mental health. Not having debt when I retired played a critical role. My life now is very spontaneous. I exercise daily, eat well and can say that life has been good to me. My mom would say " what you don't accomplish in your youth will be very difficult to attain when you get old".

[@davidb2142]

The reason most people experience these health issues is they don’t take care of them selfs. I just turned 70 with no health issues, major or not in great physical condition. Most people want easy. Get in the gym, eat right, learn about nutrition.

[@brando7266]

Genetics r also important

[@noonierune6933]

Genetics is probably the top factor.

[@davidb2142]

@ Everyone is entitled titled to their opinion. I respectfully disagree. There is history of major health issues in my family at an earlier age and I have experienced none of them. It comes down to how important it is to you.

[@kinnish5267]

true many illnesses can be avoided with practical thinking like not smoking and obesity but nature plays a great role in all kinds of illnesses. Luck is major factor in health

[@seaneendelong8065]

David is right- genetically I have a scary hand dealt maternally and some serious concerns paternally. I also had the typical high stress poor exercise and weight gain in my mid 20s to late 40s that is common for working Moms. BUT I ate reasonably healthy after a healthy childhood, had no addictions or abuse, and did not party etc. And when the big stresses resolved, I had the freedom to focus on my own life again, guess what? I got happy, relaxed, and began losing weight and gaining fitness just by being active outdoors. After 4 months of just drinking more water and simple walking about after getting my garden into shape the weight started to fall off, my metabolism shot up, and my sleep improved too. Within 6 more months I had to add in bigger meals to keep my weight where I looked good vs too skinny! I did literally age backwards- my local doctor was astounded by my medical records from 48 to 50, said my benchmarks had gone from typical to early 30s in everything from blood testing to skin tone. My eyesight improved even. My body looked like me at 17! My hair got thicker and healthy, my minor aches and lethargy vanished, my flexibility and muscle strength was astonishing. And I routinely had to argue with interested much younger guys about my age, then laugh at their insistence after that I must have had expensive surgeries done etc since no signs of it. Nah. Just simple steps and happy in my life. I am now 64.5, don't walk as much so a bit more curves, and working just to keep busy and grow the nestegg- in an interesting job that requires lifting bulky 25-50# regularly, being mentally on it constantly, driving in challenging conditions, and hustling often. Other than gravity finally impacting my jawline and the skin on the top of my hands thinning and a touch of grey hairs in the blonde again I am doing great. And while the age of interested guys has gone up to late 30s or older now, rather than 20s to mid 30s in my 50s lol, absolutely none of them believe me when I openly say my age. Exactly zero occurrence of all familial health risks, and I and my kids/grandkids are the ONLY ones in 5+ generations back and 3 forwards in every extended member to not have any. I sincerely believe continuing healthy childhood eating and lifestyle habits for myself and instilling the same in my kids paid off in giving our genetics the weapons to fight back the bad genes and keep them inactive. But I spent 25 years neglecting my own weight and stress levels and not taking care of myself generally other than above- and still dramatically improved my health and energy and life at age 50 with minimal effort and virtually zero cost. I fully expect I will be active and healthy well into my 70s at minimum and probably much older- because I haven't let myself atrophy and fossilize mentally or physically. Go seize your life back!

[@SusanH4626]

Just turned 63 been retired since 2013. Don’t smoke or drink and exercise will keep you pretty healthy. However, if you have injuries that makes life a little more difficult as you age… however, still I’m riding horses!

[@donaldhausenfluck2200]

Gonna turn 60 in May and love working my behind off in my semi all by my lonesome. I lived my life and u can roll me into the ground right now with a smile on my face leaving this pitiful world 😁👍👍

[@janpierzchala2004]

There is a jump in your aging around 60 years (the first one a few years after 40). Aging is not exactly a continues phenomenon I read the other day in NYT. So again, you get real older when you pass 60.

[@felice1535]

What a country, that you need to be rich in order to get health care... So lucky to live in the Netherlands, although our system is not perfect either.

[@bigneiltoo]

Sorry, Kamala lost.

[@Brian-qg8dg]

Actually the poor in America get full benefits. It is the dwindling middle class that has to pay the high full price for heath insurance.

[@paulgordo7505]

I'm a retired professional but had to wait months in terrible pain for mandatory surgery because of surgeons' increased workload because of illegal immigrants, what my surgeon told me. Im in a sanctuary state. That's great illegals getting free health care, but they should have increased the number of doctors to match the influx of people. My mother, in her 80s, needs hip replacement's and is waiting months for an available surgeon, can hardly walk.

[@kerravon4159]

"Is work really the most enjoyable thing we can think about doing?" What a sense of humor...

[@janettemarkjh]

I find we are living longer and healthier than ever as we age. I’m 62 and intend working until my 70s as I love work. But I live in Australia I think our health care is awesome

[@kwatt-engineer796]

If you have hobbies, you may find that you wonder how you ever had time for a job now that you finally have time time to pursue the dream. I retired at 60 and found this to be the case.

[@vuho2075]

I tried early retirement a few months ago, had nothing to do. And experiences suicidal depression. Had to go back to work. Got a job ASAP, thank God

[@keithcitizen4855]

Same here it doesn't take much to basically waist time

[@requinremembers]

If you don't mind my asking, what hobbies do you do?

[@requinremembers]

@@vuho2075 Did you get a full or part time job? I retired 1 year ago and am bored, thinking of getting a part time job but still deciding..

[@kwatt-engineer796]

@@requinremembers I like to design and build things. I have a wood and metal work shop. Currently I am finishing an ATV with a full suspension, hydraulic brakes transmission, Roll cage etc. Last summer I built a 14 foot Jon boat to use around the boat dock. I'm also building a cabinet for my wife to use in the laundry room and a replica of an antique sail boom to decorate the new home we are building. I also designed the house. Once we move in I will start construction on a 3/4 scale replica of a model T bucket hot rod. Some of the sub assemblies are already built. We also like to fish and catch crabs from the dock. We grow some veggies in raised beds and finally I used to make moonshine in a hobby still. It's an interesting blend of artistry and chemistry. I'm not sure this counts as a hobby, but we have an RV in which we have traveled coast to coast twice, with many side trips along the way and a 4wd ATV on a trailer we use for surf fishing.

[@Spaceopticsguy2010]

I had a mini stroke at age 61. Fully recovered, i am in decent health as i never drank or smoked, but didnt eat well during my working years. I Retired at 63. Not regretting it in the least. One good thing about retiring early is it allows you to focus more on your health. If I had worked to full retirement age, the extra money I made would have probably gone to medical expenses from my health degrading working those extra years. My advice, as soon as you retire start exercising. I am now 65, bike around 40 miles a week and walk, and try to swim a lot. I feel good. If I had kept working I would probably be dead.

[@hisoverlorduponhigh90]

According to your numbers, I am broke. This, after working 40 years in a union job.

[@OzzyBattler4697]

50 years here - same situation!

[@finance485]

Retired at 65 and within a year and a half was diagnosed with thyroid cancer and Parkinson's. This despite the fact that I have always exercised and tried to eat healthy.

[@FreedomTravels720]

Did you take the Pfizer Jabaroo?

[@roymadison5686]

Did you recieve the covid vax ? If so that would explain it.

[@davidwojciechowski6856]

Did you get the vaccine?

[@Jack_of_Hearts4]

Hey guys, I'm going to be filming a video. Could you open and close the doors as much as possible while I'm filming? Thanks....

[@cjhoward409]

😳😂😂😂

[@montanasky2253]

And talk loudly 😂😂😂

[@davidlamb591]

For some reason: Employers do not want to invest in older people. We are loyal, we show up everyday, we want to work, some may be slower but willing to put in extra time to cover. Employer comments: Younger workers take more sick days, they swap jobs regularly, they do not care, they are not loyal, we train them but they leave. Help me understand how employers think ??

[@ksw501]

Yup

[@ITBOY48]

Im 63 about to turn 64. Ppl tell me I look 45. Gym, diet and no stress

[@chiproy-uj9nv]

Wow that’s depressing Azul.

[@CalvinMorris-cf8jk]

I retired at 45 on 1,800 a month and I am living the good life , I am 66 now with 21 happy years under my belt, no way in hell I was going to work until I die, as long as I have good food and a warm bed to sleep in and VA medical, everything is good. I got to go check my catfish traps had me a 16 pounder in one last night , yum, yum yum, wishing everyone the best 🦾👍❤ semper fi.

[@kathidori8504]

May I ask if you are a home owner or a runter?

[@CalvinMorris-cf8jk]

@@kathidori8504 first thing I did when I retired from the marines was bought a home, cash, 4 bed 3 bath in a wonderful area, 60,000.i have never had a home payment and never will, I don't feed the rich, I am living the good life for sure. life is good when you live debt free , trust me. if I was a young kid nowadays I would be running down as fast as I could to join the military, like I said no way in hell would I ever work until I hit 70.when the life expectancy in the USA is 78. semper fi.

[@requinremembers]

@@CalvinMorris-cf8jk $60K for a 3 bedroom, 3 bath home in a nice area?? Wow. Not happening anywhere up here in New England.

[@robertbrunson1685]

74 still working it keeps you fit physically and mentally

[@TS-bn7zt]

Hope you live to100 ! Good luck.

[@Zona-dw9rp]

Good for you.

[@sungee3333]

Subject matter and quality changed about 4 months ago when his channel was hacked and he was off air for awhile.

[@stevenbelzer9768]

I’m 70 ..I retired at 55 , I have lifetime free medical ppo 80/20 as a retired pilot for American , excellent health , zero debt , lifetime passive net spendable income of $9k per month COLA adjusted , I spend out 3K per month I am happy healthy …fortunate

[@AzulWells]

That is a nice set up Steven. Although you likely had some tough years when you were lower on the seniority list (furloughs?). Congrats on your first 15 years of retirement. Here’s to the next 15 🎉 Azul

[@stevenbelzer9768]

@@AzulWells good call. I was actually very fortunate . As a 1986 “new hire “ we were ALL “B” scale earning HALF of what our seniors made thanks to APA Union . My MILTARY helped augment my wages . I was NEVER furloughed , NEVER “downsized “ from Captain 767 to FO or moved from Pacific Palisades to DFW like a LOT of my friends . My best friend ago WAS furloughed recalled “back to the 727 panel in DFW “ it’s ALL numbers and timing . I spent 15 years flying LAX to Hawaii is a DC10 FE or FO or Captain and four years “just “ flying LAX to LHR “ I was Captain of AA FLT11 in Aug ..,in Sept 9/11 that flight got hijacked and vaporized into the twin towers .,I was in Honolulu watching it from my hotel room at the Ala Moana hotel. After retirement I flew Singapore 747-400 what a fucked up country and commonly later bought and flew a GIV for a rich asshole ..I learned that my AA job just flying Hawaii and doing yoga on layovers was “the best job in the world “ My FO just retired he pays $800 per family member per month fir the SAME PPO coverage I have for FREE. I take NOTHING for granted. At 70 I finally “ get “ just now fortunate I have been and am .👍❤️

[@albertofourie3294]

I retired at 61 and thankful that I could finally step-off the daily grind treadmill! 🙏 Remember money is not the goal but rather the means to buy your freedom!

[@the1andonly]

I'm 62 and have been self employed for the past ten years. It means that I can decide when, what and for who I'm going to work. The drawback is that business is never steady, but the upside is a variety of work that keeps me motivated. I had a big disruption when my work truck and tools were stolen two years ago, but despite having no insurance for that, I'm mostly back to normal. It's in part thanks to a small pension I set up, using my RRSP's (Canadian retirement account). It means I didn't touch any of my government pension plan, but have less stress trying to make ends meet. I'm also a KZbinr, so lots to do besides work. Thanks for your insights.

[@kjk11719]

People in the background DGAF about being quiet

[@rapptherese]

😂

[@chrishipskind6203]

I for one really appreciate all you do for us and our retirement…thank you Azul!!

[@donaldlee9992]

At 8:02 - you claim a pension is better than a mathmatically equivalent lump sum of funds at breakeven due to the emotional feedem to spend the entire monthly pension check with no worries. As a math nerd I find this facinating and I'd love to see a future video going deeper into this.

[@tmm226]

61 here, here is my first discovery, everything leads to a dead end..

[@screentake01]

You don't have to do anything. Some people don't want to live past 62, they have their own reasons. Pre plan your funeral first. Aging is ugly and exhausting. All suffering is a choice. There are other lives in other galaxies. Don't get so attached to this material world. Peace.

[@tmm226]

@screentake01 agreed..

[@karylhogan5758]

64 today.. but in my head am still 17. I miss my fitness,had trophy’s for all kinds of sports,once. I could run for hours,now walking a struggle.. Only good I did was stopping drinking 32 years ago. Doing my job a lot harder,happy I retire in 2 years.. Me, I avoid people now. Prefer animals, nature music.. Was a mad party head once,wrote off many large motorcycles at speed..paying now for the breakages 😂.. Glad we all made it this far… Soon today will be the good old days so enjoy now as it will pass..🧐👍🏻🇮🇪

[@8356-4]

So I am screwed. I am 62 and still taking care of my parents and many of them outlive their kids. I have friends in their 70s still taking care of their parents.

[@stjmrad]

Start living your retirement lifestyle prior to retirement as best you can. Dangerous to think ‘once I retire, I’ll start living’

[@Boomba12339]

Bingo! Exactly! Thank you for this, I needed it. I’m caught in the trap of going to work coming home paying bills going to work coming home paying bills and not living in between!

[@hiramhackenbacker9096]

Yep everyone I know has had a significant health issue in their 60s. Those that made it that far of course, some of my smoker friends died in their 50s. I had prostate cancer at 63. You can't avoid it, we won't live forever that's just nature. However the healthier and fitter you keep gives you the best chance to survive whatever nature throws at you for as long as possible.

[@karenjensen2345]

Background noise is awful

[@jmbisaccia]

Thank you for all the facts and the thought process of time vs money. Very powerful! I am a chiropractic physician and can totally back you up on the fact that our health, vitality and functionality declines in our 6th decade. One question I have is about the gap between retirement before 65 and Medicare. Many of my over 60 patients are working due to health insurance needs, more than financial needs. What is one to do for Insurance coverage if they retire before Medicare age? Thanks again John (Vermont)

[@requinremembers]

I am fortunate in that the state job I retired from, continues to pay the majority of the premium on the same GIC health coverage I had while working. I pay around $150/month. That continues until I'm 65.

[@GBU61]

This outlook actually makes me feel good. Retired at 53 (by choice) with a pension. I moved to Latin America where my quality of life immediately improved. I only use about 1/3 of my monthly pension and because of my healthy choices throughout life, I have no issues with my health. I walk a lot and still eat well. Life is really good!

[@KH-vw9yl]

Thank you for the reminder of what is ahead and how best to live our lives.

[@527ctguy]

I have a friend who is 82 who lives in Mexico three months a year, does 1 hour aerobic classes a day, and dance in night clubs. I want to be like him.

[@yolandatubin8126]

Real Talk, soon to transition to pension and while not poor I can see down the line I will really have to downsize my life. No more free spending it’s only now I am seeing the reality in front of me..inflation bites….

[@Zona-dw9rp]

I'm 62. I work as an engineer and have a military pension with benefits. I don't know when I will retire due to a bad first marriage. My reality is to work until my health gives out, so a positive attitude is everything. Good video. Thank you.

[@paulmech2262]

Two seconds in, and I'm out 😂😂😂 I'm in my early 60s and already had a stroke after getting covid. Luckily, no long-term physical effects, but I'm now on meds. Anyway, who needs this negativity. Whatever is going to happen is going to happen, so why worry about it. I'm enjoying what life has left for me. Peace out.

[@karenflam]

I am about to turn 55 and plan to retire ASAP - realistically by end of 2029. The lack of Medicare is kind of a bummer, but I will suck it up and pay for my own insurance.

[@dermac126]

I’m 66 just retired here in UK, people I meet can’t believe I’m retired already. I would say it’s mostly PMA “positive mental attitude “ and good genes and eating well.

[@deelehey2827]

Gloom and doom again? Please retire and try to enjoy life. 60 is not old! Took my social security at 70. Enjoying retirement.

[@nicholashall4625]

I retired at 65 and bought a small hotel on an island. 5 years of that was enough and now at 70 I work 2 online jobs working from home. I love my online jobs and plan to never fully retire. It’s not for the money it’s for the stimulation. It still leaves me plenty of time to go to gym 5 times a week, travel as much as I want and enjoy life. Luckily I take no medication and have no illness issues. I think giving up on all these things is what makes people age faster

[@RN_BSN_PHN]

I am truly blessed. I worked extremely hard, and remain extremely healthy. I am former athlete, and Registered Nurse. I am a runner and former Pro boxer. I am 63, and dare AI to replace me. I get all the overtime wanted. I always make sure to take care of me. Simply because nobody else will. Never forget it, guys

[@sandyvalentin3072]

Retired at 59 now 61 and I’ve never regretted it I’m financially set but I do miss the people I worked with we do get together for lunch and catch up when we get a chance

[@ianwallace467]

I am 97 years old and running a number of business's full time

[@noodlehat3250]

Infirmary in old age is mostly self imposed. If you eat healthy and exercise, you will be fine.

[@a.s.v4261]

I have been doing sports and yoga since I was 20. At 62 I started doing athletic walking, I swim daily and I ride a bike. I learned to ride a motorbike in Vietnam and I just bought my first motorbike at 65! I live in the best country in the world, Spain!😊

[@Luigi13]

This is a problem when you follow the crowd or listen to statistics. When I turned 50 and now I am soon to be 68 I used to receive all sorts of mail even from those who recommend you by a spot for your burial. Oh yes it is marketing and if you fall into their mentality you will get or have what they tell you. The best thing is to be single minded and follow your personal instincts about life and how to live it. 99% of the World don't get al the crap thrown at them and they live just fine.

[@davidlyon5897]

I’m a retired physician. Scientifically speaking 60 is NOT young. People are living longer due to modern medicine and the comforts of modern living . Truly, if you make it to 70 you’ve won the game. If you are in your 80’s your life is really done.

[@scotniver7180]

Harsh ? Clean and sober 34 years. Now ,near 66 years and enjoying some of the best days of my life. Retired at 64.