Budget With Me | Beginner Friendly | Ohmyfro Budgets | Baddies & Budgets

[@Baddiesandbudgets]

Hey Baddies!!! Happy Tuesday! This is a very beginner friendly Budget with Me! I tried to answer some of the many FAQ's regarding the cash stuffing method! Enjoy! As always, leave any questions you may have below.

[@jujubee7351]

Just found you , just wondering what you are writing on ? Is that a app , I love it

[@mjkelly6921]

Awe I wish you had a paper copy! I work better with pen and paper as I’m so bad with technology 🖤

[@howtoadultbygrandma]

​@@mjkelly6921I can send you a paper copy if you send me your address

[@lt3943]

This was a great video on budgeting. Thank you so much for doing what you do 👑💖💕

[@davidjames1235]

Hi, love the video well spoken, well broken down. I did order that budget break down sheet off your website. Can’t wait to get it. One question I have. I don’t have any credit card debt nor any student or any kind of loans. Just my regular monthly bills and my sinking funds . and other savings challenges, 100 envelopes and the 10k which I’m just working on this year. My question is once I do complete a challenge let’s say the 10k. Would my bank red flag me for depositing a large sum of cash. I lived pay check to pay check for many years now I have stuff under control and building up my savings and checking accounts I don’t want any issues with bringing large sums of cash to the bank. Any fee bank will help. Thank you baddie and budget

[@rachelsanders3164]

My husband is medically retired from the military and right now he is in school full time. We are only living off his retirement right now so I stuff what we can afford that month. I would get a job but my mother was diagnosed with breast cancer last November so we decided it would be best to just take the hit for this year and focus on my mom. But with your advice we've been able to save over $2,000 in the last 3 months!

[@janethmakeup6637]

Best wishes for you and your family

[@latricejohnson3210]

Praying for your mom, strength for your for the journey, and HOOAH to your husband #ArmyStrong

[@rachelsanders3164]

Thank you both so much! Definitely been a crazy journey since coming home. Just blessed I can be here for my mother during this time🥰

[@amethystqueen1671]

I love the click from the calculator where can I find one of those 🥰

[@mommagamer4572]

Prayers for your Mother. My husband is military also and we are still struggling so I am trying to do things differently 😊

[@medabee1322]

I started doing this last week and it definitely works I realized I spend way too much on just the simple things now I’m obsessed with budgeting

[@Mershey.Kisses]

Finding you is literally one of the BEST things to happen to me! ♥️ You’re thorough, sweet, soft-spoken, and your setup/cash binders are all so aesthetically pleasing. Couldn’t ask for a better person to teach me beginner budgeting! 🙌🏾 Thank YOU! 💜

[@Pursuit_Of_A_Homestead]

Ooof I can wait until I have my bills settled a month in advance…so smart. I need to get to that level 😩 love how you broke this down into digestible pieces …makes it seem so much more do-able and less scary lol 🙌🏽 🖤

[@Baddiesandbudgets]

I'm so glad its helpful!!

[@arasihamilton7545]

Thank you and Happy New Year!!! I have learned so much from you. I’m saving up to pay off my undergrad $31k AND pay for LSAT tutoring because ya girl trying to get into law school in FALL 2023 🖤

[@IrsathMowlana]

You good work Amslrsadmoulana sirlankna USA

[@caitbudgets]

Wow this is exactly what I needed! I love how you work the savings and debt then go up to sinking funds, I never thought to do that! 🖤🖤 I am starting cash stuffing this month and my first one will be this Friday on my first pay of the year!

[@candy2325]

I agree .. that makes more sense to me

[@midwestbudgeting2088]

I totally agree! It makes so much sense after seeing it. I am going to try it in February since my budget is done for January

[@sweetjreamz]

I just frigging love you girl! I don’t know about these other budget channels but you my friend are explaining in detail and your so motivating. Thank you for making us feel like anything is possible with a smart realistic reliable budget. #BaddieOnBudget

[@ieshamoore9583]

I'm new to the budget world and I must say thank you for making it so simple. I've already purchased my cash envelopes, etc. and I'm motivated to be more responsible with my money. Thank you🥰 🖤

[@aspencer5004]

I finally printed and laminated the old savings challenge book so I can use it over and over! I'm so ready! Thanks for breaking it down barney style for us! 🖤🖤

[@Baddiesandbudgets]

You're very welcome

[@destinebailey1201]

My husband has been curious on how this worked because I've been doing it for awhile thanks to you and he watched this with me 🖤 much appreciated for all your input and help

[@Baddiesandbudgets]

Glad I could help!

[@DaisyBudgets]

Very well explained and broken down for beginners to follow. Another very helpful video for the budgeting community. 🖤🖤🖤

[@KewpieDollEyes1379]

Is her budget in this video a monthly budget?

[@mamamakingmagic2493]

@@KewpieDollEyes1379 no, she’s budgeting weekly.

[@babie_asha]

Jaz you are beyond inspiring. I love your videos so much. Ive started watching you about a week ago and I've binge watched every single one of your videos. You have motivated me to get my finances in order and I thank you so so so much for that. XOXO

[@Baddiesandbudgets]

Thank you so much for watching!

[@Itsnotashton]

🖤 thank u so much for this video I’m new to budgeting , saving , cash stuffing we’ll all of it and I was super lost. I put being more in control of my money on my vision board and stumbled across your channel ..I’m bout to save all these coins!

[@TGoodzable]

Omg thank you, this is so helpful to us newbies it’s makes so much more sense!!! Especially love the cash denomination breakdown page!!!🖤🖤

[@katrinajohnson9622]

I LOVE THIS VIDEO! YESSSSS. 🖤🖤🖤🖤🖤 My husband would be so flabbergasted at the idea of all these “extra” steps in saving, but I just eat it up! I love dragging it out to fully enjoy the process of saving money, because by taking the time to categorize and budget each dollar, and then even go to the bank to reinforce those choices with “cold hard cash,” it just allows me to get more dopamine from this process rather than spending the money for the dopamine hit! Love it. I’m probably going to order from your store one day. I love this stuff.

[@cadybh]

I learned a couple things from this video after experimenting with this method the past few months. Thank you! So smart to meet savings goals before sinking funds!

[@Baddiesandbudgets]

Great to hear!

[@Victoriax-yf6vl]

These cash envelopes are a game changer FOR REAL! I started cash stuffing from january-june last year alone and saved a little over 5 grand... then fell off when we moved to bigger home...(we're a household of 7)... I started over last month (december) to get back in gear for this year... and your channel is such an inspiration! Girl you are on it, and explain things So well! Thank you and Love your videos 😊🥰

[@peabody1313]

I could watch these videos all day! I wish I was as disciplined as you. Hoping to get going on a budget that works for me. You’ve def inspired me.

[@jillian15112]

This helps so much🖤 thank you! I’m getting my budget binders this Friday and I’ve been BINGING your videos since last night😂 thank you for being so generous and helpful

[@reneerounds6340]

You are sooooo helpful! I love you! I've watched 3 of your videos so far (create a budget with me, budgeting for beginners, and this one) and I feel pretty prepared to tackle this! At least the writing on paper parts haha I'm trying to figure out the best stuffing for me. Like real cash or play money. But I'm so glad I found you! You explain it so well!

[@amandagutierrez9994]

Love this! Also really can’t wait to get my tablet so I can start doing this stuff!!

[@emilybudgetz]

Great video! Even though I’ve been cash stuffing for months now I feel like I always learn something new everyday so these videos are a huge help! Love watching everyone’s budget breakdown. 🖤

[@denavoorhees7859]

Even though I have been watching your videos for the last two months, this is the best one yet. Thank you for breaking this down. You're very calm, patient and no-nonsense. This was mucho helpful. 💜

[@Baddiesandbudgets]

You’re very welcome!!

[@madisonblanding]

this video was amazing jasmine! a part of my budget i’ve been struggling with is figuring out how much to put toward my sinking funds because most of them don’t have deadlines except for christmas. but this inspired me to go back to the drawing board and find my minimum! i’m probably gonna start with $5 for all of the funds and if i have leftover add it to the funds that are priority. 😊🖤🖤🖤🖤🖤

[@TaraannBudgetsandSelf-Care]

Love how you set up this video. Thanks for explaining it so clearly.

[@Baddiesandbudgets]

Glad it was helpful!

[@kyrabyrd5748]

Thank you so much! You touched base on all of my questions I was having! I’m so excited to start my budgeting journey!!! 🖤

[@Baddiesandbudgets]

You've got this!

[@missravenarmstrong]

You explained that so well without making me feel talked down to. I love seeing how other people budget.

[@yvonneguzman7880]

Thank you for sharing your way I’ve learned so much and you have inspired me to save and budget this year

[@Baddiesandbudgets]

That is awesome!

[@emmasmith2511]

🖤 This is such an informative video, thank you so much for sharing! I'm new to budgeting & using cash envelopes but I want to make 2022 my year for saving! x

[@bookish_nikki4579]

This is great for beginners! I have been watching cash stuffing and budget videos for quite some time (and binging yours😊) and I appreciated seeing how you broke down your Christmas stuffing. Even tho I’ve seen lots of cash stuffings for Christmas, 23 dollars a week seems so much more doable for a 1000 Christmas. I get paid weekly, and that is an amount I can easily set aside and not miss. Thank you for your videos, they are so motivating 🖤

[@lauren4445bm]

Girl u don't kno how much I be sharing this video when ppl ask me how to start! You explain it all so well!

[@Thic85Nic]

You are so amazing :) This was needed. I think I always get stuck on WHAT am I saving for and HOW much do I need. The Christmas is soooooooo detailed.. We appreciate YOU

[@budgetwithtan6364]

Starting my cash envelope and savings journey this week. Just binged watched all of your videos from Feb 2021. You are crushing it!!!🖤

[@SlantedEyez7]

Its so awesome of you to actually walk through your process and steps for beginning budgets 🖤🖤🖤

[@ariesluv24]

Thank you so much for posting this! Love love love your content!

[@Baddiesandbudgets]

You are so welcome!

[@lucindamc]

🖤 I have been budgeting for a while and still learned some useful information! Thanks for a great video!

[@carolynholiday6226]

Happy Tuesday! I just did a budget today! All of my money has been allocated and I’ve even started three (low impact😂) savings challenges! Good luck this year Baddies!

[@shelbyblattner7658]

Love this!! Felt much more attainable and extremely helpful for new budgeters. Love that you are aware of all the possible situations your followers could have. ❤️

[@literally_lachina]

Thank you for breaking it down! Being a teacher, every penny is accounted for and this has been the best help! 🖤

[@olgamarroquin5693]

Thank you for saving my budget. I has 2 bankruptcy for 20 years. Your video has helped me a lot. I finally got out of debt. Thank you very much. It helps. I’m a single mom lost my home and I’m getting back on my feet from divorce.

[@johannac9488]

Love watching your videos! So informative and well thought out! I too “think backwards” so I completely understand what you mean!! 🖤 🖤

[@Independentlash]

This was literally thee best video ever! I wish I could like this more than once! I’m new to cash stuffing and this was so helpful. Thank you!

[@WilxWifey]

Breaking it down like this was great! It really helps! The part about the click clack had me rolling 😂

[@kaylamorales1978]

I started cash stuffing late july and definately still had some unanswered question that you answered !

[@RainbowFro85]

🖤! I don’t exactly cash stuff but I have adapted your methods to be able to save so much more by giving every dollar from my pay check a place. I basically do the budget plan and move the money over. Thank you.

[@cassandraburgess-alex9378]

Do you ever get afraid that someone may steal the cash envelopes? Thanks for all of the budget help! ❤

[@renaesworld8171]

I literally was wondering how to fill out the Budget Planner, but after watching this video I feel very confident in my savings journey. Thank you for giving me that spark I needed to take the first step. 🖤

[@renaesworld8171]

Did my first cash stuffing and it was so much fun, can’t wait for the next one.

[@ElleSoSwell]

I love this!! I’m excited to start budgeting again! Thank you for sharing. Now I just need to make money 😂🖤

[@oxymom2002]

I am switching to a cash stuffing budget this month. You do an incredible job outlining the process and sharing your knowledge. Thank you for blessing us all. 💜

[@diywithdanie]

🖤 I came across your vid on TikTok a few weeks ago. This has lit my light so I can start budgeting and getting my entire life together!

[@BudgetwithDragons]

I could watch you do videos like these all day!!!! 🙌🏽

[@Baddiesandbudgets]

Thanks sis! I’m educating all January long lol

[@BudgetwithDragons]

@@Baddiesandbudgets YESSSSS SIS 🙌🏽💯💪🏽

[@camchronicles9839]

That helped a whole lot. I got way too excited when you showed how to breakdown the teller slips. That is what threw me for a loop.. I love how basic you break down this . It puts me at ease and I know I can do it know 🖤

[@yvettegandy8804]

Happy New Year! 🖤 I'm a beginner and i loved how you explain everything in details. The first thing that i am doing is Savings and the $1, $5 plus the $20 Challenge. I want to take small steps just to get the swing of everything little at a time. If i have any questions i will be sure to ask. Thanks Again. 🖤

[@GiannaMarie212]

I’ve been wanting to get into cash stuffing for years now. But, it always seemed so complicated and intimidating. You have a genuine skill in teaching because you broke it down so well. Thanks for sharing all this info on your channel and congrats on all the savings goals you’ve achieved! +1 💗

[@nataliesanchez6637]

I love the way you break it down! I can’t wait to stuff my first paycheck of 2022 and work closer towards my savings goals! ✨

[@dominicpaolini9168]

Thank you for going over this for us 🖤

[@browniesmmgood]

Idk if you’ve covered this already/before, but how do you start a month ahead fund for bills when you’re living paycheck to paycheck? Just found your channel and I’m loving it so far!

[@ZoeysMusings]

Jaz, when did you get to 30k+ subbies?! Congrats 👏🏽🎉Thank you for this breakdown. Would love to see more in-depth tutorials like this 🙂P.S. Love your handwriting. It's legit like a font 🖊️

[@Baddiesandbudgets]

Thank you girl! I can't stand my handwriting but I always get compliments on it lol! I'll be trying to post more in depth videos this month to get everyone on track!

[@larissaingram3853]

Thanks!

[@merchantlady66]

Hello Baddies! 🖤 Your video was very helpful and I’m new in the Budgeting community. I appreciate your motivation to inform other on their journey.

[@naskie99]

I love seeing black hands doing digital budgeting. I’m knew to it so I just subscribed. 🖤

[@MrsJimmy1723]

Awesome video... thank you for an explanation/breakdown of what and how to budget your way... I hope to find out what works for me soon and get started I have a already filled my first envelope out the 100 envelope challenge and can't wait to see how long it will take me to fill... have a great rest of your day/night... 🖤🖤

[@Baddiesandbudgets]

Have a great week! Thanks for watching!

[@Ebony_Hope34]

🖤 I love this. I am getting better at budgeting. I have managed to save more than $10,000 and have a vacation fund. I recently took a vacation, and it felt amazing not to have to go broke or worry about overspending because everything I needed was right there. It was actually more than enough. I am so thankful for you. I am breaking generational curses and building generational wealth. Thank you ❤️

[@miz.harrington85]

I got your budget sheet after your last budget video and it helped soooo much! I am on track for an awesome savings year! Thank you!! 🥰

[@FortyElevenCats]

I have gotten to where I buy frozen steam in the bag veggies. They don't spoil like the fresh ones do, and they're super easy and fast to fix. I watch for them to go on sale and stock up then.

[@FortyElevenCats]

🖤

[@myastallworth6264]

I’m 22 trying to get on track with budgeting and managing money better. I LOVEEEEEEBYOUR VIDEOS 🖤🖤🖤🖤🖤🖤

[@wealthwiseteacher]

Giiiirrrlll i needed this and didnt even know. I was just randomly putting in numbers after bills 😂 i got this! Thanks lol

[@autaysiabreeon4338]

This was very detailed and informational! Definitely what I needed.. I wasn’t sure how to know what to put in each envelope and this helped me better understand 🖤🖤 as always, love your videos! 😆

[@Goldenrodbudgets]

Thank you! I just started doing the breakdown sheet and it’s been a game changer for me.

[@alissapatterson6412]

This video is perfect for beginners! Thank you 🖤

[@Baddiesandbudgets]

You're so welcome!

[@yasminemya3667]

Every morning a refresh my page just to see your videos 😂 I know i to do a budget but i just like seeing your videos 😭 I enjoy your videos so much !!!❤️

[@andudontstopyo]

You did and excellent job breaking down the cash budgeting process!!🤗

[@kaykaysbudget6932]

I love your videos. I just started budgeting, and can’t wait to see how much I save by the end of the year! 🖤🖤🖤

[@mkchris9154]

Thank you for being such a great and awesome teacher!!! You explain this so well. I have told people at work that are wanting to budget about your channel. I can get started now getting ready to budget.

[@chebebabybudgets]

Thank you for this! It was a great refresher course for me. I've always had an idea of how to budget but now since I have started Cash Stuffing this helps so much!

[@Xycopixie]

This was clear and concise! Have you ever thought of hang drying or air drying your clothes to save money? In many places around the world dryers aren't common and it works in small apartments or cold weather.

[@misspam6044]

Thank you for this video I was trying to do my budget the old way and some reason it just wasn’t coming out right but after watching your video now I know where I went wrong, thanks again 🖤🖤

[@Sonboy210]

I need to redue my sinking fund , I have been watching your youtube channel and I am saving money like crazy 🖤

[@antoneelua]

Thank you! This is brilliant, simple and very clear. So thankful to have come across you at this moment because I am fully ready to take this step towards organizing my finances.

[@leahserra2868]

I've watched probably 100 of your videos and this was SOOOO nice and needed. Thank you!! 🖤

[@marissagentry]

🖤 Excited to see your journey this year! I honestly just put the heart to show you I made it to the end 💯

[@perpetualproduktllc]

Excellent video on the budget planner! We need this info circulating in our community 👏🏾👏🏾👑🏆

[@debtfreeforeverjenn7797]

Thank you for this great refresher. I've been watching cash envelope videos for years but am just starting to cash stuff and budget myself

[@TamiBoodz]

Loved how well you broke everything down, especially the Sinking Funds. Thank you 🖤

[@ttk7781]

I love your explanation of sinking funds and the step-by-step of your budget. Great channel!

[@beverlycraddock6700]

OMG!!!!Gurl I learned soooo much with this video!! Thank you thank you😊

[@shell7133]

This was really helpful. Week to week feels so doable to me. I always overspend for Christmas. 🖤🖤

[@candy2325]

I agree about not using leftover money to put towards savings/priorities. I’ve been doing that lately with my budgeting I list my savings or anything that needs my attention in my expenses first. It makes more sense.

[@cindyvangesen3724]

Exact breakdown! Love it! Thank You for taking the time! 🖤🖤

[@Baddiesandbudgets]

You're so welcome!

[@lorenaa.4302]

This is totally a great explanation! I am going to start to budget hopefully this year so I have now saved this vid hehe I really liked the Sinking Fund explanation ^^ 🖤

[@Geneparmesan]

You’re so sweet and encouraging and smart. Thank you for putting out your videos to help us.

[@vernetterkirkland9818]

I’m wanting to start remodeling my house and I was trying to figure out how to budget for each project and then I come across this video.. I love how you explained how to budget depending on your pay. I also like the music you have in your videos. 🖤🖤

[@Baddiesandbudgets]

Thank you so much! Good luck with the remodel.

[@vernetterkirkland9818]

Thank you!!

[@JarlisaBell]

Can’t wait to start my cash envelope stuffing !!!! 🖤🖤🖤🖤🖤

[@katsan2719]

I'm excited I'm going to start budging today.. whoo hoo I'm going to follow your format, and here we go..

[@coffeepensplants8774]

This is low key a class! I am ready to learn thank you! 🖤

[@johnsontayler4]

As a beginner I truly appreciate your video. I definitely have a better understanding. Definitely look forward for more videos. 🖤🖤

[@chewbacca2666]

Thank you, you're helping a lot of people! 🖤 I know I'm late to the party, but I'm excited to try this.

[@alice4217]

This was so helpful!!! I really appreciate you also explaining how to use your products w an iPad!🖤

[@DIQUANAS]

I work my budget sheet the same way! 🖤

[@Baddiesandbudgets]

Yes!! It works so well!